KR20170014047A - High-pass device using mobile card or other transportation cards, system and settlement method thereof - Google Patents

High-pass device using mobile card or other transportation cards, system and settlement method thereof Download PDF

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KR20170014047A
KR20170014047A KR1020150106525A KR20150106525A KR20170014047A KR 20170014047 A KR20170014047 A KR 20170014047A KR 1020150106525 A KR1020150106525 A KR 1020150106525A KR 20150106525 A KR20150106525 A KR 20150106525A KR 20170014047 A KR20170014047 A KR 20170014047A
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South Korea
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pass
settlement
payment
card
terminal
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KR1020150106525A
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Korean (ko)
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KR101834037B1 (en
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김문수
이용주
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한국도로공사
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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

The present invention relates to a high-pass terminal, a system and a payment method for making a payment using a mobile card or a heterogeneous transportation card, and more particularly to a high-pass terminal for receiving a payment request signal from a high-pass system and transmitting a payment response signal corresponding to the payment request signal A high-pass communication unit, an NSAM settlement module for prepaying a usage fee corresponding to the settlement request signal received by the high-pass communication unit, and settleting the prepaid usage fee to a mobile card or a heterogeneous transportation card included in a smart phone, And a control unit for controlling connection between the smart card or the heterogeneous traffic card and the NSAM settlement module.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a high-pass terminal, a system and a settlement method using a mobile card or a heterogeneous transportation card,

The present invention relates to a high-pass terminal, a system and a payment method for making a payment using a mobile card or a heterogeneous transportation card. More particularly, the present invention relates to a high- To a high-pass terminal and a payment method.

The Hipass system is a system that uses a highway toll gate to automatically settle a toll when a driver installs a high pass terminal and passes through a high pass gantry.

With the introduction of the high-pass system, the number of employees required to collect the fare on the tollgate on the highway has been reduced, and passengers do not have to stop on the toll gate in order to pay the bill.

This high-pass system is equipped with a high-pass gantry and an on-board unit (OBU) for vehicles that can be automatically settled by wireless communication with the gantry in the vehicle, allowing the vehicle to travel without going on a toll gate It is the method that the cost is paid automatically when passing through the state.

Figs. 1A and 1B are illustrations of a conventional high-pass system.

1A and 1B, the conventional high-pass system includes a high-pass card 30, a high-pass vehicle terminal 20 and a tollgate antenna 5 in the vehicle 10 and around the toll gate.

The conventional high pass system recognizes the vehicle 10 and sends the settlement request information from the antenna 5 to the terminal 20 of the vehicle so that the terminal 20 can receive payment information of the high pass card 30 , Payment method, etc.) to the tollgate antenna 5, and when the payment is completed, the payment completion information is transmitted again to the high-pass card 30 in the reverse order so that the payment information is stored in the high- Is managed through the road construction server 40 and the road construction server 40 determines the approval of settlement through communication with the financial institution server 45 and transmits the fee to the vehicle 10 passing through the high pass You pay.

In addition, the high-pass method uses a prepaid type in which the road toll payment is made within the limit of the amount of electronic money charged in the high-pass card 30 through short-range wireless communication with the gantry, There is a post-paid type, and in the case of the prepaid type, a configuration of a high pass charger for charging is further needed.

Currently, the high pass card 30 used in such a high pass system is currently applied only to a high pass, which is problematic in that it is not compatible.

In addition, there is a need to use mobile cards and heterogeneous transportation cards, which are included in smart phones, smart phones, and other types of heterogeneous transportation cards.

However, since the mobile card and the heterogeneous transportation card are not compatible with the conventional high-pass system, there is a need for an automatic fare collection (ETC) terminal and a payment method compatible with the conventional high-pass system and compatible with the mobile terminal and the heterogeneous transportation card have.

Korean Patent Application Publication No. 10-2011-0057979

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and it is an object of the present invention to provide a new automatic toll collection (ETC) terminal, system, and payment method capable of paying through a mobile card or a heterogeneous transportation card without changing a conventional high- To the user.

The present invention also provides a new automatic toll collection (ETC) terminal, system, and payment method that can pay a high pass fee through a mobile card entered in a smartphone.

The present invention also provides a new automatic fare collection (ETC) terminal, system, and payment method capable of communicating with a vehicle passing through a high pass gantry at a high response speed.

It is to be understood that both the foregoing general description and the following detailed description of the present invention are exemplary and explanatory and are not intended to limit the invention to the precise form disclosed. It can be understood.

A high-pass terminal related to an example of the present invention for realizing the above-mentioned problem includes a high-pass communication unit for receiving a settlement request signal from a high-pass system and transmitting a settlement response signal corresponding to the settlement request signal, An NSAM settlement module for prepaying a service charge corresponding to the settlement request signal received by the smart card or the mobile communication card and setting the prepaid charge to a mobile card or a heterogeneous transportation card included in a smart phone, And a controller for controlling connection between the NSAM settlement module and the smartphone or the heterogeneous traffic card.

In addition, when the vehicle passes through the high-pass system, the NSAM settlement module may settle the usage fee corresponding to the settlement request signal received by the high-pass communication unit, It can be settled with a heterogeneous transportation card.

Also, the terminal extension unit may be connected to the smartphone through at least one of USB, Wifi, Bluetooth and NFC.

The control unit controls the first personal information of the driver of the vehicle included in the NSAM settlement module to synchronize with the second personal information included in the mobile card or the heterogeneous traffic card, When the two personal information are synchronized, the NSAM settlement module can prepay a usage fee corresponding to the settlement request signal received by the high-pass communication unit.

The control unit controls the first personal information of the driver of the vehicle included in the NSAM settlement module to synchronize with the second personal information included in the mobile card or the heterogeneous traffic card, When the personal information is synchronized, the NSAM settlement module can settle the pre-paid usage fee to a mobile card or a heterogeneous transportation card included in the smart phone.

When the smartphone or the dissimilar traffic card is fixed to the clip, the control unit controls the NSAM settlement module such that the smart card or the dissimilar traffic card is fixed to the clip, And may control to synchronize the first personal information of the included vehicle driver with the second personal information included in the mobile card or the heterogeneous traffic card.

In addition, when the smart phone is fixed to the clip, the control unit may control the smart phone to transmit a signal to the smart phone so as to execute the high pass service application installed in the smart phone.

In addition, the NSAM settlement module exchanges information on settlement of the high-pass usage fee with the high-pass service application installed in the smartphone, and information on settlement of the high-pass use fee to be exchanged, A transaction log, a transaction count, a transaction time, a payment amount, a password used in connection with the NSAM payment module and the smartphone, And an authentication code.

Meanwhile, a high-pass system related to an example of the present invention for realizing the above-mentioned problem is a high-pass gantry installed in a toll gate to charge a road use charge, a settlement request signal from the high-pass gantry, And a settlement unit connected to the high-pass terminal for receiving the settlement request signal and proceeding settlement in response to the settlement request signal transmitted thereto, wherein the high- May further comprise an NSAM settlement module for prepaying the charge in response to the settlement request signal received from the high pass gantry and for settlement of the charge in advance through the settlement means.

The high-pass terminal synchronizes the first personal information of the vehicle driver included in the NSAM settlement module with the second personal information included in the payment means, and the first personal information and the second personal information are synchronized The NSAM settlement module may prepay a usage fee corresponding to the settlement request signal received by the high-pass communication unit.

The high-pass terminal synchronizes the first personal information of the vehicle driver included in the NSAM settlement module with the second personal information included in the payment means, and the first personal information and the second personal information are synchronized The NSAM settlement module can settle the prepaid usage fee to the payment means.

In addition, the high-pass terminal may include a clip capable of fixing the payment means. When the payment means is fixed to the clip, the first personal information of the driver of the vehicle included in the NSAM payment module, And to synchronize the second personal information included in the means.

In addition, the payment means may include a mobile card included in the smartphone, and when the smartphone is fixed to the clip, the high-pass terminal may transmit the high-pass service application To send a signal to the smartphone.

In addition, the payment means may include a mobile card included in the smartphone, and the NSAM payment module may further include a high-pass service application installed in the smart phone, And information on settlement of the high-pass usage fee, the information on the payment of the high-pass usage fee to be exchanged includes at least one of a position of the mobile card included in the smart phone, An entry information record, a transaction log record, a transaction count, a transaction time, a payment amount, and a password and an authentication code used for connection with the NSAM settlement module and the smartphone.

A high-pass payment method related to an example of the present invention for realizing the above-mentioned problem includes a step of connecting a high-pass terminal installed in a vehicle with a payment means, a step of mutually authenticating and synchronizing the high-pass terminal and the payment means, Path gantry, the high-pass gantry transmits a high-pass-use charge settlement request signal to the high-pass terminal, and the high-pass terminal transmits a settlement response signal corresponding to the settlement request signal And the high-pass terminal is configured to settle the high-pass usage fee with the payment means, wherein the payment means includes at least one of a mobile card and a heterogeneous transportation card included in the smartphone, The pass terminal receives the settlement request signal received from the high pass gantry, And an NSAM settlement module for prepayment of the charge for use and settlement of the charge of use in advance through the settlement means.

Also, the high-pass terminal may be connected to the smartphone through at least one of USB, Wifi, Bluetooth and NFC.

The step of mutually authenticating and synchronizing the high-pass terminal and the payment means may include the steps of: generating the first signature by the payment means; receiving, by the payment means, Related information, storing the payment means-related information received by the high-pass terminal, generating a second signature, and transmitting the first signature and the generated second signature received by the high- And comparing and synchronizing.

The step of transmitting the settlement response signal corresponding to the settlement request signal by the high-pass terminal may include a step of allowing the high-pass terminal to prepay the high-pass fee and a step of charging the high- Wherein the step of the high-pass terminal to settle the high-pass usage fee with the payment means comprises the step of the high-pass terminal transmitting the payment record stored in the payment means, Receiving a card payment information stored in the payment means, requesting a credit card company to charge the high pass fee using the card settlement information received by the high pass terminal, The step of receiving payment approval of the high-pass usage fee from the card company .

In addition, the NSAM settlement module is connected using a mobile card included in the smartphone and an application for a high-pass service installed in the smartphone, wherein the NSAM settlement module transmits the high- , And can transmit and receive an encryption authentication signal for determining whether or not the modulation has been performed.

On the other hand, a recording medium related to an example of the present invention for realizing the above-mentioned problem is a program tangibly embodied in a program of instructions executable by a digital processing apparatus to perform a method of paying a high- A method for paying a high-pass usage fee is a recording medium that can be read by a digital processing apparatus. The high-pass terminal is connected to a payment means installed in a vehicle. The high- Path gantry, the high-pass gantry transmitting a high-pass payment request signal to the high-pass terminal, the high-pass terminal receiving a payment response corresponding to the payment request signal And transmitting the signal to the high-pass terminal, Wherein said payment means comprises at least one of a mobile card and a heterogeneous traffic card included in a smartphone, said high-pass terminal further comprising: And an NSAM settlement module for prepaying a usage fee corresponding to the request signal and for accounting the prepaid usage fee through the payment means.

The present invention can provide a user with a new automatic toll collection (ETC) terminal, system, and payment method that can pay through a mobile card or a heterogeneous transportation card without changing the conventional high-pass system.

In addition, a new automatic toll collection (ETC) terminal, system, and payment method capable of paying a high pass fee through a mobile card entered in a smartphone can be provided to the user.

In addition, a new automatic fare collection (ETC) terminal, system, and payment method capable of communicating with a vehicle passing through a high pass gantry at a high response speed can be provided to the user.

It should be understood, however, that the effects obtained by the present invention are not limited to the above-mentioned effects, and other effects not mentioned may be clearly understood by those skilled in the art to which the present invention belongs It will be possible.

BRIEF DESCRIPTION OF THE DRAWINGS The accompanying drawings, which are incorporated in and constitute a part of the specification, illustrate a preferred embodiment of the invention and, together with the description, serve to provide a further understanding of the technical idea of the invention, It should not be construed as limited.
Figs. 1A and 1B are illustrations of a conventional high-pass system.
FIG. 2 shows an example of a high-pass terminal block that can be applied to the present invention.
3A and 3B illustrate an example of a high-pass processing flow using a mobile high-pass card that can be applied to the present invention.
4A to 4C illustrate an example of the form of a high pass terminal that can be applied to the present invention.
5 is a flowchart of the first settlement method of the present invention
6A to 6C are data flow charts when NFC is used in the first payment method of the present invention.
7A to 7C are data flow charts when using Bluetooth or USB in the first payment method of the present invention.
8 is a flowchart of a second settlement method of the present invention
9A to 9G are data flow charts of a second settlement method of the present invention.

The Hipass system is a system that uses a highway toll gate to automatically settle a toll when a driver installs a high pass terminal and passes through a high pass gantry.

With the introduction of the high-pass system, the number of employees required to collect the fare on the tollgate on the highway has been reduced, and passengers do not have to stop on the toll gate in order to pay the bill.

However, there is a problem that the high pass card 30 used in the high pass system is incompatible with the presently available high pass only.

In addition, the present payment method is diversified, the development of smart phones and various kinds of transportation cards are used, and it is necessary to apply them to the high-pass system. However, There is an incompatible and incompatible problem.

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to provide an automatic toll collection (ETC) terminal and a payment method compatible with a conventional high pass system and compatible with a mobile terminal and a heterogeneous traffic card.

Hereinafter, the configuration and payment method of an automatic toll collection (ETC) terminal applicable to the present invention will be discussed with reference to the drawings. The embodiment described below does not unduly limit the content of the present invention described in the claims, and the entire structure described in this embodiment can not be said to be essential as the solution means of the present invention.

However, the present invention is not limited thereto, but may be applied to an electronic toll collection system (ETC) system including a high-pass system and a field in which a terminal can be used . ≪ / RTI >

<Configuration>

FIG. 2 shows an example of a high-pass terminal block that can be applied to the present invention, and FIGS. 3A and 3B show an example of a high-pass processing flow using a mobile high-pass card that can be applied to the present invention.

Pass terminal 100 includes a smart phone communication unit 110, a high-pass communication unit 120, a user input unit 130, a high- An output unit 150, a memory 160, a control unit 180, and a power supply unit 190, and may include a smart phone holder 170 as needed.

The smartphone communication unit 110 is a communication unit for transmitting and receiving data between the high pass terminal 100 and the smartphone 200 and may include a local communication module 111 and a wired communication module 112.

The short-range communication module 111 is a module for short-range communication. Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, and the like can be used as the short range communication technology. At this time, NFC (Near Field Communication) is preferably used as a technology using RFID. However, in the case of a smartphone which can not be connected using the NFC, the high pass terminal 100 and the smartphone 200 can transmit and receive data using Bluetooth.

The wired communication module 112 refers to a communication module used by the high-pass terminal 100 in a wired connection to transmit / receive data to / from the smartphone 200. Currently, various types of connection are possible, but it is preferable to connect to the smart phone 200 by wire using the Android Open ADK using USB. At this time, two modes are provided: USB Host mode and USB Accessory mode.

The high-pass communication unit 120 includes an internal antenna. In order to maintain compatibility with the conventional high-pass system, it is preferable to use a method used in a conventional high-pass system. A radio frequency (RF) system or an infrared (IR) system can be used for transmitting and receiving signals. In the radio frequency system, although the communication distance is long, power consumption is high. In the infrared system, the communication distance is short and the direction is influenced, but the power consumption is low. Also, it is preferable that the information processing between the high-pass communication unit 120 and the high-pass antenna 5 uses Dedicated Short-Range Communication (DSRC).

The user input unit 130 generates input data for controlling the operation of the high pass terminal 100.

The user input unit 130 may receive from the user a signal designating two or more contents among the contents to be displayed according to the present invention. A signal designating two or more contents may be received via a touch input, or received via a hard key and a soft key input.

The user input unit 130 may receive an input from the user for selecting the one or more contents. In addition, the user terminal 100 may receive an input from the user to generate an icon related to a function that the user terminal 100 can perform.

The user input unit 130 may include a directional keypad, a keypad, a dome switch, a touchpad (static / static), a jog wheel, a jog switch, and the like.

The output unit 150 generates an output related to a visual, auditory or tactile sense. The output unit 150 may include a display unit 151, an audio output module 152, an alarm unit 153, and the like.

The display unit 151 displays information processed in the high pass terminal 100.

For example, a UI (User Interface) or a GUI (Graphic User Interface) associated with the interruption of the high pass terminal 100 is displayed.

In addition, the display unit 151 according to the present invention supports 2D and 3D display modes.

The display unit 151 may be a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED) A flexible display, and a three-dimensional display (3D display).

Some of these displays may be transparent or light transmissive so that they can be seen through. This can be referred to as a transparent display, and a typical example of the transparent display is TOLED (Transparent OLED) and the like. The rear structure of the display unit 151 may also be of a light transmission type. With this structure, a user can see an object located behind the body of the high pass terminal 100 through an area occupied by the display unit 151 of the body of the high pass terminal 100.

The audio output module 152 can output audio data received from the smartphone communication unit 110 or the high pass communication unit 120 or stored in the memory 160. [

The sound output module 152 also outputs an acoustic signal related to a function performed in the high pass terminal 100. The audio output module 152 may include a receiver, a speaker, a buzzer, and the like.

The alarm unit 153 outputs a signal for notifying the occurrence of an event of the high-pass terminal 100.

The alarm unit 153 may output a signal for notifying the occurrence of an event in a form other than the video signal or the audio signal, for example, vibration. In this case, the display unit 151 and the audio output module 152 may be a type of the alarm unit 153. The display unit 151 and the audio output module 152 may be connected to the display unit 151 or the audio output module 152, .

The memory 160 may store a program for processing and controlling the controller 180, and may perform functions for temporary storage of input / output data. The memory 160 may also store the frequency of use of each of the data. In addition, the memory unit 160 may store data on vibration and sound of various patterns output when the touch is input on the touch screen.

The memory 160 may be a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (for example, SD or XD memory, etc.) ), A random access memory (RAM), a static random access memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), a programmable read- A magnetic disk, an optical disk, a memory, a magnetic disk, or an optical disk. The high pass terminal 100 may operate in association with a web storage that performs a storage function of the memory 160 on the Internet.

The controller 180 typically controls the overall operation of the high pass terminal 100.

The controller 180 controls the overall operation of the high-pass terminal 100. The controller 180 includes a communication controller 181, a high-pass information manager 182, a payment information generator 183, a payment information manager 184, A synchronization unit 186, a payment NSAM module 187, and a transaction information transfer unit 188. The synchronization unit 186,

The overall operation of the high pass terminal 100 is controlled as shown in FIGS. 3A and 3B.

The communication control unit 181 converts and manages data communication between the high-pass terminal 100 and the smartphone 200 or the heterogeneous traffic card 300.

The high-path information management section 182 transforms and generates protocols or communication protocols related to high-pass communication used in the communication between the high-pass system and the high-pass terminal 100.

The payment information generating unit 183 can generate information for paying the high pass fee received from the high pass system through the mobile card or the heterogeneous transportation card included in the smart phone. Then, the payment NSAM module 187 can be used to generate payment information for prepaying the high pass fee.

The payment information management unit 184 can convert and manage information for paying the high pass fee received from the high pass system through the mobile card or the heterogeneous transportation card included in the smart phone. Then, the payment NSAM module 187 can be used to convert and manage payment information for prepaid high-pass fee.

The terminal initialization unit 185 can initialize the high pass terminal 100 in the event of an error and initialize the connection when the connection between the high pass terminal 100 and the smartphone 200 or the heterogeneous transportation card 300 is poor . In addition, connection data of an application used by the smartphone 200 for connection with the high-pass terminal 100 can be initialized, and connection between the smartphone 200 and the high-pass terminal 100 can be initialized The connection information of the high pass terminal 100 can be initialized.

The synchronization unit 186 synchronizes the high pass terminal 100 with the high pass terminal 100 by using an application used by the smart phone 200 for connection with the high pass terminal 100 when the high pass terminal 100 and the smart phone 200 are connected. To synchronize settlement-related information between smartphones (200). The high pass terminal 100 may synchronize the mobile card settlement related information included in the synchronized smart phone 200 or synchronize the dispatch traffic card 300 information.

The payment NSAM module 187 is a module for paying the high pass use fee when the vehicle 10 passes through the high pass gantry. At this time, the payment is made directly by the mobile card or the heterogeneous transportation card 300 included in the synchronized smart phone 200, or the smartphone 200 or the heterogeneous transportation card 300).

At this time, the payment NSAM module 187 is installed in the security application module of the high-pass terminal 100 or inside the card reader to authenticate the validity of the card and the terminal and encrypt the communication data to prevent exposure of information, can do. Various kinds of key information used for security authentication, for example, various transmission keys, keys relating to the card issuer, keys regarding the card manufacturer, and the like.

The payment NSAM module 187 has a predetermined operation program (algorithm). When the terminal identification number, the mobile card number, or the chip serial number of the smart card 200 are inputted, the specific security connection kit value can be generated by applying the terminal identification number, the mobile card number, or the chip serial number of the smart card 200 to its own operation program.

The payment NSAM module 187 can remotely update the security application module installed in the user terminal when it is necessary to expand the payment card that can be charged or to update the internal function to improve the security application module. At this time, when there is a security application module requiring updating, the NSAM module for payment 187 can receive the previously stored security application module from the smartphone 200 connected to the high-pass terminal 100 and update it according to the update information .

In addition, the payment NSAM module 187 manages rules that can be driven for each security application module, thereby preventing a collision according to a security application module when performing a payment.

The payment NSAM module 187 can store a key, transaction information, and the like for high-pass settlement. In this case, the key is 20 bytes in size and can be composed of a key header (4 bytes) and a body (16 bytes). In this case, the card can store a maximum of 64 keys. In addition, a key value for use of the heterogeneous transportation card 300 can be stored.

The payment NSAM module 187 may store high pass recordings, parameters to be recorded or modified when using the NSAM module for payment, and the like. In particular, it may contain information on operation errors and error recovery. And information for authentication when using the heterogeneous transportation card 300. [

The transaction information transfer unit 187 can transfer the transaction information regarding the high pass usage fee paid through the payment NSAM module 187 to the synchronized smartphone 200 or the heterogeneous transportation card 300. [ In the case of the smartphone 200, the application can manage the high-pass utilization information and the like using the transferred transaction information.

The control unit 180 may include a multimedia module for multimedia playback. The multimedia module may be implemented in the control unit 180 or separately from the control unit 180.

Also, the power supply unit 190 receives external power and internal power under the control of the controller 180, and supplies power necessary for operation of the respective components.

The cradle 170 is a place for receiving the smartphone 200 or the heterogeneous traffic card 300 connected to the high pass terminal 100 and can communicate with the smartphone 200 or the heterogeneous traffic card 300 through the NFC It is preferable to include the short range communication module 111 in order to transmit the short distance communication.

Referring to FIGS. 4A to 4C showing an example of a high pass terminal type applicable to the present invention, one end is attached to a vehicle dashboard and the other end includes an NFC module, A clip for fixing the smartphone 200 may be provided, one end of which is attached to the windshield of the vehicle and the other end includes the NFC module, as shown in FIG. 4B, Only the clip for fixing the smartphone 200 may be provided in the vehicle as shown in FIG. 4C.

<Payment method 1>

Hereinafter, a method in which the high-pass terminal 100 is directly connected to the smartphone 200 or the heterogeneous transportation card 300 to settle the high-pass usage fee will be described with reference to FIG. The specific order and data flow in each step are as shown in Figs. 6A to 6C and Figs. 7A to 7C.

The smart phone 200 or the heterogeneous transportation card 300 is fixed to the cradle 170 (S110). At this time, it is preferable that the cradle 170 is fixed so that the smartphone 200 or the heterogeneous transportation card 300 is not influenced by the shaking motion of the vehicle.

After the smartphone 200 or the heterogeneous traffic card 300 is fixed to the cradle 170, the step of connecting the smartphone or the heterogeneous traffic card to the high-pass terminal is performed (S120). The smart card 200 or the different kind traffic card 300 and the high pass terminal 100 may be connected to each other in the NFC mode by the NFC communication module 111. In this case, It is preferable that the holder 170 is designed so as to cover the entire rear surface of the smartphone 200 or the different type of transportation card 300 to be coupled. The high pass terminal 100 directly accesses the mobile card or the heterogeneous transportation card 300 in the smart phone 200 as an NFC Reader, so that charging processing can be performed in the same manner as in the case of using the general high pass card. Currently, the speed at which the vehicle can travel when using a general high pass card is less than 160 km / h.

The payment system can be operated even if the smartphone 200 is connected using USB or Bluetooth without using the NFC. However, the USIM processing speed for using the mobile card in the smartphone 200, A delay occurs between the interface between the high-pass terminal 100 and the high-pass terminal 100, and payment can be made within a traveling speed of 60 km / h or less.

After the smartphone 200 or the different kind traffic card 300 is connected to the high pass terminal, the step of entering the high pass gantry in the vehicle 10 (S130) is proceeded. When the vehicle enters the high-pass gantry, the high-pass terminal 100 receives a signal generated from the high-pass antenna and transmits a signal to exchange information about the high-pass utilization rate. At this time, the information on the high pass usage fee may include a key and a high pass record, and a parameter to be recorded or modified when using the NSAM module for payment. In addition, since the disparate traffic card 300 has a separate key value for using the disparate traffic card 300, charging can be performed through the high-pass terminal 100 even when the corresponding disparate traffic card 300 is connected through the cradle 170 .

At this time, the step of activating the smartphone 200 from the high-pass terminal 100 proceeds, and the smartphone 200 opens a channel for payment with the USIM on which the mobile card is loaded, And the result is a response. And a step of transmitting and receiving a Beacon Service Table (BST) signal is performed.

After the vehicle 10 enters the high-pass gantry, a step of charging the high-pass system to the high-pass terminal (step S140) proceeds. At this time, the high-pass system transmits the usage fee to the high-pass terminal 100.

After the high-pass system charges the usage fee to the high-pass terminal, the high-pass terminal performs a step of requesting the payment to the VAN company or the card company of the smart phone or the heterogeneous transportation card (S150). At this time, since the high pass terminal 100 directly controls the smart phone 200 or the heterogeneous transportation card 300, the high pass terminal 100 can directly access the mobile phone 200 of the smart phone 200 or the VAN company or card company of the heterogeneous transportation card 300 Payment can be requested.

In response to the payment settlement request, the VAN company or the credit card company makes a payment approval (S160). At this time, information on the payment approval is received by the high pass terminal 100, It is possible to complete the high-pass charge payment using the transportation card 300. [

When the high-pass terminal 100 transmits a payment completion signal to the smartphone 200, the smartphone 200 transmits and receives a signal related to payment completion to the USIM on which the mobile card is installed, And logs, and closes the channel.

<Payment method 2>

Hereinafter, a method for paying a high-pass usage fee, in which the high-pass terminal 100 connected to the smartphone 200 prepares and completes payment through the smartphone 200, will be discussed with reference to FIG. The high-pass terminal 100 used at this time uses a payment module called NSAM. The specific order and data flow in each step are as shown in Figs. 9A to 9G.

The high-pass terminal 100 including the NSAM module for payment 187 operates in the same manner as a conventional high-pass terminal and charges the high-pass usage fee. At this time, the high-pass usage fee charged at the time is stored as transaction details in the payment NSAM module 187, and then the smart phone 200 and the high-pass terminal 100 transfer the transaction details to the USIM The payment will be made from the included mobile card.

At this time, the connection between the smartphone 200 and the high-pass terminal 100 can be a USB connection, a Bluetooth connection, and an NFC connection.

Synchronization between the smartphone 200 and the high-pass terminal 100 is performed (S210). The smartphone 200 performs mutual authentication with the high-pass terminal 100 and synchronizes with the high-pass service application in the running state or in the background. At this time, the mobile card included in the smart phone 200 generates a signature, and transmits card related information and card entry information to the high pass terminal 100. The high pass terminal 100 stores the received card related information and the card entry information, generates a signature, and compares the signature with the mobile card to synchronize the card information. In the case of synchronizing card information, it is possible to personalize a card and set a password if the card is connected for the first time.

At this time, when the high-pass terminal 100 is connected to the smartphone 200, the high-pass terminal 100 can invoke the high-pass service application of the smartphone 200 and activate the application.

After synchronization between the smartphone 200 and the high-pass terminal 100 through authentication, high-pass entry information synchronization (S220) proceeds. At this time, the mobile card included in the smart phone 200 has the high-pass entrance information, the high-pass terminal 100 compares the high-pass entrance information stored in the payment NSAM module 187, NSAM module 187. The &lt; RTI ID = 0.0 &gt;

After synchronizing the high-pass entrance information, the high-pass terminal proceeds to step S230. At this time, the high-pass terminal 100 charges the high-pass usage fee from the high-pass system as in the conventional high-pass terminal, and stores the payment record in the payment NSAM module 187. Billing records include highpass entry information records and transaction logs, transaction counts, and transaction times.

After the high-pass terminal prepayment, the step of transferring the prepaid high-transaction fee transaction information to the smartphone (S240) proceeds. At this time, the high-pass terminal 100 and the smartphone 200 are connected to each other and are synchronized through mutual authentication to record a transaction log in the mobile card in the smartphone 200, have.

In response to the payment settlement request, payment is completed with the mobile card in the smartphone (S250). This will be done by VAN or credit card company.

The application for the high pass service stores payment information for the payment of the high pass usage fee, transmits and receives a payment approval message for the high pass usage fee, identifies whether the mobile card is tampered with or not, In this process, multiple password authentication and mutual authentication can be performed.

When this method is used, the speed at which the vehicle can travel is within 110km / h even if the Bluetooth or USB connection is used.

The various embodiments described herein may be implemented in a recording medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.

According to a hardware implementation, the embodiments described herein may be implemented as application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays May be implemented using at least one of a processor, controllers, micro-controllers, microprocessors, and other electronic units for performing other functions. In some cases, The embodiments described may be implemented by the control unit 180 itself.

According to a software implementation, embodiments such as the procedures and functions described herein may be implemented in separate software modules. Each of the software modules may perform one or more of the functions and operations described herein. Software code can be implemented in a software application written in a suitable programming language. The software code is stored in the memory 160 and can be executed by the control unit 180. [

4: Vehicle classifier
5: Tollgate antenna
6: Violation vehicle surveillance camera
7: Vehicle detector
8: Driver's indicator for payment amount
9: Proximity Card Reader
10: Vehicle
20: High pass vehicle terminal
30: High Pass Card
40: road construction server
41: Database of road construction server
42: Prepaid High Pass Charger
45: financial institution server
100: high pass terminal
200: Smartphone

Claims (20)

A high-pass communication unit for receiving a settlement request signal from the high-pass system and transmitting a settlement response signal corresponding to the settlement request signal;
An NSAM settlement module for prepaying a usage fee corresponding to the settlement request signal received by the high-pass communication section and settleting the prepaid usage fee to a mobile card or a heterogeneous transportation card included in a smartphone;
A terminal extension for connection with the smartphone or the heterogeneous traffic card; And
And a control unit for controlling connection between the NSAM settlement module and the smartphone or the heterogeneous traffic card.
The method according to claim 1,
When the vehicle passes through the high pass system,
The NSAM payment module includes:
Wherein the high-pass terminal is configured to settle the usage fee corresponding to the settlement request signal received by the high-pass communication unit, and settle the usage fee to the mobile card or the heterogeneous traffic card.
The method according to claim 1,
The terminal extension comprises:
Wherein the high-pass terminal is connected to the smartphone through at least one of USB, Wifi, Bluetooth and NFC.
The method according to claim 1,
Wherein,
Controlling to synchronize the first personal information of the vehicle driver included in the NSAM settlement module with the second personal information included in the mobile card or the disparity traffic card,
When the first personal information and the second personal information are synchronized,
The NSAM payment module includes:
Wherein the high-pass terminal prepares a usage fee corresponding to the settlement request signal received by the high-pass communication unit.
5. The method of claim 4,
Wherein,
Controlling to synchronize the first personal information of the vehicle driver included in the NSAM settlement module with the second personal information included in the mobile card or the disparity traffic card,
When the first personal information and the second personal information are synchronized,
The NSAM payment module includes:
Wherein the prepaid fee is settled to a mobile card or a heterogeneous transportation card included in a smart phone.
The method according to claim 1,
The terminal extension comprises:
And a clip for fixing the smart phone or the heterogeneous transportation card,
When the smartphone or the heterogeneous transportation card is fixed to the clip,
Wherein,
And controls to synchronize the first personal information of the driver of the vehicle included in the NSAM settlement module with the second personal information included in the mobile card or the disparate traffic card.
The method according to claim 6,
When the smartphone is fixed to the clip,
Wherein,
And controls the smartphone to transmit a signal to the smartphone so as to execute an application for a high-pass service installed in the smartphone.
The method according to claim 1,
The NSAM payment module includes:
The high-pass service application and the high-pass service application installed in the smartphone are exchanged with each other,
Information regarding the settlement of the high-pass usage fee to be exchanged,
A transaction record, a transaction count, a transaction time, a settlement amount, and connection of the smartphone with the NSAM settlement module. And at least one of a password and an authentication code to be used for the high-pass terminal.
A high pass gantry installed on a toll gate to charge a road use fee;
A high pass terminal for receiving a settlement request signal from the high pass gantry and transmitting a settlement response signal corresponding to the settlement request signal; And
And a settlement unit connected to the high-pass terminal for receiving the settlement request signal and proceeding settlement in response to the settlement request signal,
The high-
Further comprising: an NSAM settlement module for prepaying a usage fee corresponding to the settlement request signal received from the high-pass gantry and for settlement of the prepaid usage fee through the settlement means.
10. The method of claim 9,
The high-
Synchronizing the first personal information of the driver of the vehicle included in the NSAM settlement module with the second personal information included in the payment means,
When the first personal information and the second personal information are synchronized,
The NSAM payment module includes:
Wherein the high-pass system prepares a usage fee corresponding to the settlement request signal received by the high-pass communication unit.
11. The method of claim 10,
The high-
Synchronizing the first personal information of the driver of the vehicle included in the NSAM settlement module with the second personal information included in the payment means,
When the first personal information and the second personal information are synchronized,
The NSAM payment module includes:
Wherein said prepaid system prepares said prepaid fee with said payment means.
10. The method of claim 9,
The high-
And a clip capable of fixedly coupling the payment means,
When the payment means is fixed to the clip,
And controls to synchronize the first personal information of the vehicle driver included in the NSAM settlement module with the second personal information included in the payment means.
13. The method of claim 12,
Wherein the payment means includes a mobile card included in the smartphone,
When the smartphone is fixed to the clip,
The high-
And controls the smart phone to transmit a signal to the smartphone so as to execute the high pass service application installed in the smart phone.
10. The method of claim 9,
Wherein the payment means includes a mobile card included in the smartphone,
The NSAM payment module includes:
The high pass service application and the high pass service application installed in the smart phone are exchanged for settlement of the high pass usage fee to settle the prepaid usage charge through the mobile card,
Information regarding the settlement of the high-pass usage fee to be exchanged,
A transaction record, a transaction count, a transaction time, a settlement amount, and connection of the smartphone with the NSAM settlement module. And at least one of a password and an authentication code to be used for the high-pass system.
Connecting a high-pass terminal installed in a vehicle to a payment means;
Mutually authenticating and synchronizing the high-pass terminal and the payment means;
The vehicle entering a high pass gantry;
The high-pass gantry transmitting a high-pass billing request signal to the high-pass terminal;
The high-pass terminal transmitting a settlement response signal corresponding to the settlement request signal; And
Wherein the high-pass terminal charges the high-pass usage fee with the payment means,
Wherein,
At least one of a mobile card and a heterogeneous transportation card included in a smart phone,
The high-
Further comprising: an NSAM settlement module for prepaying a usage fee corresponding to the settlement request signal received from the high-pass gantry and for settlement of the prepaid usage fee through the settlement means .
16. The method of claim 15,
The high-
Wherein the smartphone is connected to the smartphone through at least one of USB, Wifi, Bluetooth and NFC.
16. The method of claim 15,
Wherein the high-pass terminal and the payment means mutually authenticate and synchronize,
The payment means generating a first signature;
The high-pass terminal receiving the payment-related information including the first signature from the payment means;
Storing the payment means related information received by the high pass terminal and generating a second signature; And
And comparing and synchronizing the first signature received by the high-pass terminal with the second signature generated by the high-pass terminal.
16. The method of claim 15,
Wherein the high-pass terminal transmits a settlement response signal corresponding to the settlement request signal,
The high-pass terminal prepares the high-pass fee; And
Further comprising: storing a payment record related to the high-pass usage fee prepaid by the high-pass terminal,
Wherein the high-pass terminal charges the high-pass usage fee with the payment means,
The high-pass terminal transmitting the payment record stored in the payment means and receiving information on card payment stored in the payment means;
Requesting the credit card company to charge the high-pass charge using the information on the card settlement received by the high-pass terminal; And
Further comprising the step of the high-pass terminal receiving payment approval of the high-pass usage fee from the credit card company.
16. The method of claim 15,
The NSAM settlement module is connected using a mobile card included in the smartphone and an application for a high-pass service installed in the smartphone,
The NSAM payment module includes:
And a password authentication signal for judging whether or not the mobile card has been tampered with is transmitted to the high pass service application.
A recording medium on which a program of instructions executable by a digital processing apparatus to implement a method for paying a high pass usage fee is tangibly embodied and which can be read by the digital processing apparatus,
How to pay the high pass fee,
Connecting a high-pass terminal installed in a vehicle to a payment means;
Mutually authenticating and synchronizing the high-pass terminal and the payment means;
The vehicle entering a high pass gantry;
The high-pass gantry transmitting a high-pass billing request signal to the high-pass terminal;
The high-pass terminal transmitting a settlement response signal corresponding to the settlement request signal; And
Wherein the high-pass terminal charges the high-pass usage fee with the payment means,
Wherein,
At least one of a mobile card and a heterogeneous transportation card included in a smart phone,
The high-
The method comprising the steps of: prepaying a usage fee corresponding to the settlement request signal received from the high-pass gantry;
And an NSAM settlement module for settlement of the prepaid usage fee through the settlement means.
KR1020150106525A 2015-07-28 2015-07-28 High-pass device using mobile card or other transportation cards, system and settlement method thereof KR101834037B1 (en)

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WO2018143552A2 (en) 2017-01-31 2018-08-09 주식회사 케라메딕스 Injectable composition for preventing hair loss or stimulating hair growth
KR101990117B1 (en) * 2018-12-06 2019-06-18 (주)스마트링스 Mcu system integrated with ir/rf communication module, layer module and sam
KR102415528B1 (en) 2020-12-24 2022-07-01 주식회사 필립이엔씨 Mobile Hi-Pass Reduction System and Reduction Methods Using the Biometric Information of Smartphone

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WO2018143552A2 (en) 2017-01-31 2018-08-09 주식회사 케라메딕스 Injectable composition for preventing hair loss or stimulating hair growth
KR101990117B1 (en) * 2018-12-06 2019-06-18 (주)스마트링스 Mcu system integrated with ir/rf communication module, layer module and sam
KR102415528B1 (en) 2020-12-24 2022-07-01 주식회사 필립이엔씨 Mobile Hi-Pass Reduction System and Reduction Methods Using the Biometric Information of Smartphone

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