KR20160132307A - Method and storage medium using cryptocurrency for money transfer - Google Patents
Method and storage medium using cryptocurrency for money transfer Download PDFInfo
- Publication number
- KR20160132307A KR20160132307A KR1020150064981A KR20150064981A KR20160132307A KR 20160132307 A KR20160132307 A KR 20160132307A KR 1020150064981 A KR1020150064981 A KR 1020150064981A KR 20150064981 A KR20150064981 A KR 20150064981A KR 20160132307 A KR20160132307 A KR 20160132307A
- Authority
- KR
- South Korea
- Prior art keywords
- computing device
- exchange
- service provider
- currency
- transaction
- Prior art date
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A method for remittance using a cipher money according to the present invention is disclosed. The present invention relates to a method of providing a remittance service for a legal currency by using a cryptographic currency, the method comprising the steps of: transferring the cryptographic currency, connected to each other via a peer-to-peer network, The first exchange computing device and the second exchange computing device providing a remote transaction function including the cryptographic money wallet and the exchange function of the cryptographic currency and the legal currency remotely using the exchange function, Connecting; Receiving a remittance amount of a sender into an account designated by the first exchange computing device; The computing device of the service provider purchasing the cipher money as the remittance amount using the remote transaction function of the first exchange computing device; Transferring the purchased cryptogram to the cryptographic wallet of the second exchange computing device using the remote transaction function of the first exchange computing device, wherein the computing device of the service provider comprises: A step of concluding a supplementary transaction of the cryptographic currency during the process of buying or transferring the cryptographic currency or a step of executing a quick transfer of quickly transferring the transferred cryptographic currency at the second exchange computing device .
Description
BACKGROUND OF THE
Bitcoin is a cryptocurrency developed by Satoshi Nakamoto in January 2009 and released as source code, which is also called virtual money.
Bitcoin is based on all of the source code is released, and now more than about 1,000 similar passwords have been developed and technology development is active. These ciphers are attracting more attention due to the rapid rise of Fintech, which is a combination of finance and IT, and the interest of Internet of Things (IOT).
For example, a cryptographically closed bit coin creates a block containing new transfer information on a peer-to-peer network, where a large number of locally distributed nodes are created on average every 10 minutes, Propagates to the network, and the password wallet reflects it in the wallet. The crypt wallet may store cryptographic currency or transfer the cryptographic currency to another crypt wallet connected to the peer-to-peer network.
In the cryptographic closed bit coin, a plurality of nodes compete to generate the block first, and when the block is generated and propagated to the corresponding network, 25 BTC is currently paid as compensation. Because of this compensation, many individuals voluntarily put their computing devices into Bitcoin's network, which is called mining. The unit of BTC coin is BTC, and the current price of 1 BTC is about 250,000 won in Korean currency. At present, the domestic bit coin exchange, which trades the Korean currency and the bit coin, has more than six competitors.
On the other hand, in the case of remittance using the bit coin, the transaction fee can be saved and the remittance time is much faster than the remittance by bank transfer or paypal. However, since the price of the bit coin is too volatile, the price of the bit coin greatly changes during the transfer.
It takes about 1 hour to transfer from the bit coin purse to the other bit coin purse, and there is a drawback that the sender can lose the money due to the fluctuation of the bit coin price during this time.
Disclosure of Invention Technical Problem [8] The present invention has been devised to solve the problems as described above, and provides a method of automatically processing a remittance to a foreign country by using a cipher currency.
The present invention provides a method that includes a risk avoidance transaction to reduce price volatility during a remittance to a cryptographic currency.
The present invention provides a method for rapid transfer when transferring a coded currency.
The present invention provides a method for automatic withdrawal to a withdrawal account provided by a sender.
The present invention provides a method for automatically purchasing a transferred currency as a legal currency.
According to an aspect of the present invention, there is provided a method of providing a remittance service for a legal currency by using a cipher currency, the method comprising the steps of: transferring the cipher money through a peer-to- And a remote transaction function for remotely using the exchange function with an exchange function of the cryptographic currency and the legal currency, and a second exchange computer system Connecting the service provider computing device to the network; Receiving a remittance amount of a sender into an account designated by the first exchange computing device; The computing device of the service provider purchasing the cipher money as the remittance amount using the remote transaction function of the first exchange computing device; Transferring the purchased cryptogram to the cryptographic wallet of the second exchange computing device using the remote transaction function of the first exchange computing device, wherein the computing device of the service provider comprises: A step of concluding a supplementary transaction of the cryptographic currency during the process of buying or transferring the cryptographic currency or a step of executing a quick transfer of quickly transferring the transferred cryptographic currency at the second exchange computing device .
According to another aspect of the present invention, there is provided a method of providing a remittance service for a legal currency using a cryptographic currency, the method comprising: transferring the cryptographic currency through a peer-to-peer network; Connecting a counterparty exchange computing device having a cryptographic currency wallet and an exchange function of the cryptographic currency and the legal currency with the exchange computing device of the service provider through the peer-to-peer network;
Receiving a remittance amount of a sender into an account designated by the exchange computing device of the service provider; The exchange computing device of the service provider purchasing the cipher money as the remittance; Wherein the service provider's exchange computing device transfers the cryptogram to a cryptograph wallet of a counterparty exchange computing device,
The exchange computing device of the service provider concludes the supplementary transaction of the cryptographic money during the process of buying or transferring the cryptographic money or performing the quick transfer in which the exchange computing device of the service provider quickly transfers the cryptographic money And a remote transaction function in which the counterparty exchange computing device remotely utilizes the exchange function.
As described above, the present invention has been made to solve the above-mentioned problems, and has an advantage of automatically processing remittance or withdrawal to a foreign country by using a coded currency.
The present invention is advantageous in that it includes a risk avoidance transaction for reducing price volatility during a remittance process with a cryptographic currency.
The present invention has the advantage of rapid transfer when transferring the coded money.
The present invention has the advantage of automatically withdrawing to the withdrawal account provided by the sender.
The present invention has the advantage of automatically purchasing the transferred currency as a legal currency.
1 is a schematic block diagram of a service provider computing device in accordance with the present invention;
2 is a diagram showing a conceptual view of a block chain of bit coins
3 and 4 are flowcharts and a simplified configuration diagram of a service provider computing device according to a first preferred embodiment of the present invention transmitting remittance through two exchange computing devices
FIG. 5 is a diagram showing an embodiment of transferring a password and transferring a credit when transferring money to a foreign country using the bit coin according to the present invention
6 is a diagram showing a
7 and 8 are flowcharts and a simplified configuration diagram of a service provider computing device according to a second preferred embodiment of the present invention sending remittance to a counterpart exchange's computing device
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to the preferred embodiments of the present invention, examples of which are illustrated in the accompanying drawings. However, in the following description of the operation principle of the preferred embodiment of the present invention, detailed description of known functions and configurations will be omitted when it is determined that the gist of the present invention may be unnecessarily obscured . This is to omit the unnecessary description so as to convey the key of the present invention more clearly without fading.
It is to be understood that the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention, the singular forms may include a plurality of representations, unless the context clearly dictates otherwise.
In the present invention, a computing device of a service provider includes a computing function and a communication function, and may be preferably a server. However, the service provider computing device may be any computing device in any form, configuration, or role, as long as it can perform communication and control functions with the aid of software. That is, the computing device may be configured in any suitable configuration, any suitable number, any suitable device having any suitable components, and may be configured as an integral part or in a distributed fashion at various locations.
The present invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof.
1 is a schematic block diagram of a service provider computing device in accordance with the present invention.
In the present invention, the service provider computing device includes a
In the present invention, any computing device includes a cryptograph wallet means that the cryptographic software is installed in the computing device and the software is running and operating in the hardware. The cryptogram stored in the crypt wallet can be transferred to another crypt wallet through the peer-to-peer network.
Transferring the ciphers mentioned in the present invention to the cipher wallet means to transfer the cipher money to the specific wallet address of the cipher wallet. The particular purse address may be the sender's account or the service provider account of the corresponding cryptographic currency exchange, or the purse address of both of them.
Existing banks have a bank server that exclusively manages and controls all account information. However, such a system is expensive to manage and secure the server, and is vulnerable to hacking or DDOS attacks.
To solve this problem, a cipher such as a bitcoin or a litecoin is used for a block including account information or transfer information which is exclusively recorded and managed by the bank, To the peer-to-peer network on an average or fixed time basis, and the received crypt wallet uses a method of updating the account information. Cryptography uses a consensus algorithm for how many nodes are statistically distributed to each other to form a block. The node refers to a computing device that connects to a peer-to-peer network of a corresponding cryptograph to generate new blocks. The reason why it is necessary to agree on managing the entire account information in the cryptography is that many nodes must maintain a single valid account information.
The wallet address of the bit coin purse includes about 26 to 35 letters and numbers, for example, 1EX8WyvbdRnZWxgvZn4eASUC4vxFXn2UEk. In contrast, BitShare Wallet can be used as a wallet address by creating an account name such as myaddress1. Thus, a crypt wallet can transfer cryptograms to a wallet address or account name.
In the case of bit coin, it takes approximately 1 hour to complete the transfer, and the price fluctuation of the bit coin is severe, so that even when the money is transferred, the price variability of about 10% or more may occur.
In order to prevent this, the present invention uses a method of concluding and closing a risk avoiding transaction such as a credit transaction at the same time when purchasing and selling a cryptographic currency, so that when the cryptographic money is rapidly changed Provides a way to remit certain amount of remittance. In addition, the present invention provides a method for quickly transferring bit coins.
FIG. 2 is a conceptual diagram of a
In the encrypted currency, the entire account information is called a block chain, a ledger, or the like, but in the present invention, it is referred to as a block chain for convenience. And the block refers to the information including the transfer information or the account information of the cryptograph that the nodes newly generate at a specific time and propagate to the peer-to-peer network, or both of them. Here, the specific time means a certain time or an average time, which corresponds to the consult time described later.
In the case of the bit coin, the nodes collect the transfer information every 10 minutes on average and propagate the same to the corresponding peer-to-peer network, and the propagated nodes or the cryptographic money wallet then transmits the block to the block chain Add. At this time, the average bit time of the coin is 10 minutes.
As shown in the figure, the
Specifically, the bit-
The bit coin purse installed in the computing device receives the whole block chain through the peer-to-peer network and stores it in the storage unit of the computing device. However, if a lightweight wallet is installed, only the header portion of the block chain is stored in the storage of the computing device.
The Crypt wallet periodically receives blocks through the peer-to-peer network to display wallet balances, and can transfer or transfer the cryptograms to another crypt wallet. The cryptographic wallet includes a public key and a secret key in a local storage unit, and the public key is used as a purse address of a cryptographic key, and the key is used to sign and transfer the cryptographic key.
Because the cipher is open source, it is susceptible to attack by double attack or other attack from an attacker. In particular, since the attacker node can find a new block and propagate it to the peer-to-peer network, the cryptography contains various anti-hacking methods to prevent hacking itself. One of the anti-hacking methods is to require a transfer completion confirmation number necessary for the transfer to be completed in order to prevent hacking when transferring the encrypted currency.
The number of transfer complete confirms is different for each cipher money, and generally, the smaller the conformation time, the more the transfer completion confirm number increases. The number of transfer completion confirmations for the bit coin is six conformations, and the verification time is on average 10 minutes. Therefore, it takes 6 * 10 minutes = 1 hour to complete the transfer from the bit coin on average. And since Litecoin has six consecutive confirmations, and the average consultation time is 2.5 minutes, the average completion time for light coin is 6 * 2.5 minutes = 15 minutes. Here, the term 'conformation time' refers to a time at which nodes generate new blocks at regular time intervals or at an average time interval.
The following is an example of zero conformation in FIG. 2.
First, in FIG. 2, the
At this time, the
Then, block 2 (52) including the
Generally, the
FIG. 3 and FIG. 4 are flowcharts and a simplified configuration diagram of a service provider computing device according to a first preferred embodiment of the present invention transferring money through two exchange computing devices.
The present invention relates to a method of providing a remittance service for a legal currency by using a cipher currency, which is connected to each other through a peer-to-peer network 230 and performs transfer of the cipher currency, A first exchange computing device 210 including a cryptographic wallet 215 and 225 for receiving a block and providing a remote transaction function for remotely using the exchange function with an exchange function of the cryptographic currency and legal money, Connecting the exchange computing device 220 to the service provider computing device 250 to the network 255 (S110); A step (S120) of receiving the remittance amount of the sender into the account designated by the first exchange computing device 210; (S130) of purchasing a cipher with the remittance amount using the remote transaction function of the first exchange computing device (210) of the service provider's computing device (250); The computing device 250 of the service provider transfers the purchased cipher money to the cipher wallet 225 of the second exchange computing device 220 using the remote transaction function of the first exchange computing device 210 (S140), the computing device of the service provider concluding an additional transaction of the cryptographic money during the process of buying or transferring the cryptographic money (S150), or the step of exchanging the transferred password And a step (S155) of executing a quick transfer to quickly transfer the money.
4, in the present invention, the remittance amount of a sender is deposited in an account designated by the first
The
The exchange referred to in the present invention may mean at least one of the exchange function or the computing device capable of mutual trading of the coded currency and the legal currency provided by the corresponding computing device. The service provider computing device refers to a computing device operated or provided by a service provider.
The BIT coin exchange (or exchange) located in each country can trade in its own legal currency and bit coin. Therefore, the domestic bit coin exchange trades the legalized currency won and bit coin, and the US bit coin exchange trades dollars and bit coin. The bit coin price of domestic exchanges fluctuates depending on the exchange rate of each country and the international price of bit coin. This is because, if there is a difference in the bit coin price among the exchanges of the countries, arbitrage trading using the bit coin price difference of these exchanges is activated.
These bitcoin exchanges are almost identical to the Home Trading System (HTS), which trades online, and they provide trading services to members through web page or smartphone applications. You can exchange foreclosed bit coins with the legal currency at the exchanges of the bit coin exchanges or you can sell the bit coin to convert into the legal currency. Most of the coded currency traded on the exchange is bit coin, light coin, dogecoin, and the like. The statutory currency is a currency with the power and ability to be able to be forcibly circulated by the laws of each country. In the case of Korea, the currency is denominated in Korean. In the United States, it is denominated in dollars.
The peer-to-peer network is different from the client-server network in that the peer-to-peer network is formed by peer-to-peer networks having no mutual difference. The
In the example of FIG. 4, the first computing device and the second computing device are each represented as one, but the
The
The cipher money of the present invention is characterized by being bit coin or light coin.
The Bitcoin Exchange offers transactions between the country's legal currency and bit coin. Currently, Korea's bit coin exchange is about 5 ~ 7, and provides transactions between won and bit coin. Also, if you use a bit coin to send money to a foreign country, foreigners or SMEs who live overseas use remittance by using the Bitcoin Exchange because they have a fast transfer time and a low transfer fee. Cryptographic exchanges mainly deal with bit coins and legal currencies, and sometimes trade light coins and doji coins with legal currencies.
In the present invention, the remote transaction function is an application programming interface (API).
At present, most bit coin exchanges provide transaction-related application programming interfaces (APIs) of the exchange to remotely use the exchange's trading at an external computing device. That is, a transaction-related application programming interface provided by Bitcoin Exchange is a remote transaction function related to a transaction in which a member registered in an exchange can open a transaction between a bit coin of the exchange and a legal currency of the user's country through an external computing device . The transaction-related application programming interface provided by the BITC is slightly different, but basically provides payment confirmation, market data, order book for buying / selling, execution of sales and account information.
The service
The two
The control unit referred to in the present invention refers to the control unit of the service provider's computing device or the service provider's exchange computing device unless specified otherwise.
In operation S110, the service
In step S120, the remitter receives the remittance amount of the sender. The remitter deposits the remittance amount and transmits the remittance information through an input means such as a web page or a smartphone application. The control unit can provide the input means and the like so that the remitter can deposit the remittance and control the remittee to receive the payment to the account designated by the first
In order that the remittance amount of the sender may be deposited in a specific account provided by the first
In step S130, the service provider's
In step S140, the control unit transfers the purchased cipher money to the second computing device. The control unit uses the remote transaction function of the first
The present invention may include at least one of concluding additional transactions (S150) or executing a quick transaction (S155).
In step S150, the service provider computing device concludes an additional transaction, and the control unit of the service
Cryptographic wallets (215, 225) installed in the two exchange computing devices (210, 220) can hold multiple wallet addresses and execute related transactions. The wallet addresses may be account names such as bit shares as well as wallet addresses such as bit coins.
The control unit of the service
In the present invention, the supplementary transaction is at least one of a credit transaction, a futures transaction or an option transaction.
Here, the credit transaction refers to any foreign currency transaction in which a member registered on a currency coin (bit coin) exchange borrows legal currency or cipher money through the exchange and buys or sells the cipher currency. At this time, the member liquidates the foreign currency transaction in the future and repay the borrowed money or the cipher money.
Depending on how the money is to be borrowed from the cryptographic exchange, it may be divided into lump sum transactions or short / short sales or credit transactions. Credit transactions and short selling / selling are generally divided into whether they involve leverage. At this time, the short selling / short selling leverage is 1, and the credit trading is divided into when the leverage is greater than 1. In other words, if you are able to invest up to three times the amount of the collateral that the member deposits at the Bitcoin Exchange, you can view it as a credit transaction with a leverage of three times.
However, the credit transaction referred to in the present invention is intended to refer to any transaction in which the member borrows a legal currency or a cipher currency through a corresponding exchange as a credit transaction. Therefore, the credit transaction is a concept including short selling or short selling.
A credit sale is a transaction that deposits a certain amount of margin to the exchange and borrows a coded currency from the exchange. For example, if you borrow 1 BTC for 300,000 won and
A futures transaction is a transaction intended to settle at a fixed time in the future. It is a transaction in which futures are bought and sold. If the future price of a cryptogram is expected to rise, a corresponding futures can be bought for profit.
Option trading refers to the right to sell and buy cryptographic currency at a predetermined price in the future. Option trading is a transaction that obtains gains and losses in the future based on changes in prices by buying options (call options) and selling options (put options) in the same way as futures trading.
Most Bitcoin exchanges offer credit transactions, while others offer futures trading for Bitcoin. The bitcoin exchanges currently provide exchange functions and credit transactions through a web page of the Internet or an application of a smart phone.
The invention may additionally conclude at least one of a credit or futures transaction or an option transaction during the purchase or transfer of the cryptographic currency. For example, if the price of the cipher is expected to rise, it can enter into an additional transaction that will benefit if the price rises in the future. Therefore, the supplementary transaction may enter into any transaction that would profit or suffer for future price.
The supplementary transaction can be cleared when the coded money is transferred or when the coded money is sold to buy the legal currency. This is because the additional transaction is intended to use price volatility during the transfer of the cipher money.
In the present invention, the supplementary transaction may be a risk avoidance transaction for eliminating or reducing the price fluctuation risk of the cryptographic currency.
It takes about one hour to complete the transfer, and the price volatility of bit coin is also very severe. Therefore, in the present invention, the control unit can conclude a risk avoidance transaction, which is an additional transaction that reduces or eliminates the risk due to price fluctuation while transferring the encrypted bit coin. Generally, hedge transactions are generally concluded with hedging transactions when purchasing cryptographic money. The controller may conclude the hedging transaction from one or both of the first or second exchange computing devices.
The risk avoidance transaction may be at least one of a credit transaction, a futures transaction, or an option transaction, which is profitable when the price of the cipher money declines because it is to prevent the price of the cipher money from falling.
The present invention is characterized in that, when the transfer of the coded money is completed or when the coded money is sold, the step of closing the risk avoidance transaction and including the profit or loss occurred in the liquidation in the remittance amount (S160).
Since the risk avoidance transaction is intended to eliminate or reduce price volatility during the transfer of the cryptographic currency, the liquidation of the hedge transaction may be performed together with selling the cryptographic currency.
In step S160, the service provider computing device clears the hedge transaction, and the control unit of the service provider computing device determines whether the transfer of the coded money is completed using the remote transaction function of the
Including this amount in the above remittance means to include the profit or loss in the above hedging transaction in the remittance amount of the sender. For example, in FIG. 5 (2), a gain of $ 50 on a credit sale occurred and a loss of $ 50 on a bit coin transfer. In this case, inclusion in the amount of the remittance means that the remittance of the remitter includes the profit of $ 50 obtained by the credit sale, and the final amount of $ 300 is included in the remittance amount.
In the present invention, the risk avoiding transaction is executed in an exchange where the transferred coded money arrives.
Here, the execution means concluding or closing the hedging transaction. The exchange on which the transferred cipher money arrives is an exchange of the second
In the present invention, the reason why the risk avoidance transaction is executed in the
The controller of the service
In the present invention, the risk avoidance transaction is executed in an account of the service provider registered in the exchange computing device.
The exchange computing device may refer to the first
The transfer of the cryptography and the risk avoidance transaction are generally performed in the account of the service provider registered in the corresponding exchange computing device. The account of the service provider is an account of a service provider registered as a member in the two
Alternatively, the present invention implements the transfer of the cryptographic currency in the sender account, and the hedging transaction can be executed in the service provider account. If the risk aversion transaction is executed in the account of the sender, the risk aversion transaction is preferably executed in the service provider account because the sender is in danger of arbitrarily clearing the hedge transaction.
In addition, if the transfer of the cipher money is executed in the sender account, there is a difficulty that the sender must provide the account name and the password registered in the relevant exchange to the sender. In the end, the cryptographic transfer and the risk avoidance transaction are executed in the service provider account of the corresponding exchange, and the transferred cryptographic money or the cryptographic money is sold to purchase the legal currency, and then the money is transferred to the sender account of the corresponding exchange, It is preferable to transfer to a bank account or the like.
In the present invention, the risk avoidance transaction is a credit selling method in which the cryptographic money is sold in a trauma, and the number of the cryptographic moneys to be sold is the same as the number of the cryptographically transferred money.
In the present invention, the use of the credit sale as the hedging transaction is performed because credit money can be sold for the same number of ciphers as the remittance amount of the remitter. This method can correctly cancel the credit sale even if there is a price change in the cipher money during the transfer of the cipher money. Of course, hedging transactions can be executed by selling futures or options of cryptography.
However, since the present invention aims at remitting a certain remittance amount even if the price of the cryptographic currency is changed during the transfer of the cryptographic currency, the risk avoiding transaction performed with the transfer of the cryptographic currency is a method in which the same number of the cryptographic currency as the transferring cryptographic currency is used . The controller of the present invention can conclude a credit money by using the same number of ciphers as the number of the ciphers to be sold.
The following describes the rapid transfer of the cipher money according to the present invention.
In the present invention, the expedited transferee is used when the use of the transferred cryptogram in the tributary conform which is less than 1/3 of the transfer completion conformations required to complete the transfer of the cryptographic currency at the exchange computing device to which the cryptogram arrives And the tribal conform is characterized by including zero conformation.
The quick transfer is executed in the second exchange computing device in which the encrypted money arrives. When the second exchange computer device makes available the transferred cipher money when the cipher money transferred from the first exchange computing device is equal to or less than 1/3 of the number of zero-confirm or transfer completion confirm numbers, Execute the corresponding job in conform. When the transferred cryptogram is transmitted to the cryptograph wallet of the second exchange computing device, the control unit of the service provider computing device can sell it to buy legal money or transfer it to another account.
In the present invention, the tribal confirm is less than 1/3 of the transfer completion conformations of the corresponding cryptographic currency and includes zero conform. Generally, a crypt wallet does not work such as transferring a cryptogram in the state of lack of conformity.
The present invention is characterized in that a deposit is deposited in an exchange computing device in which the transferred cryptogram arrives so that the transferred cryptogram can be used even in the tribe confirm.
The reason why the bit coin exchange can not directly use the transferred bit coin in the deficient conform state is that the transfer record included in the block chain can not be changed after the transfer complete contract number, This is likely to change. If the user uses a bit coin transferred from the deficient contract and the corresponding transfer record recorded in the block chain before the transfer complete contract number is changed, the exchange is damaged.
Therefore, the bit coin exchange can not use the transferred bit coin in the lack conform. In the present invention, when the bit coin transferred from the zero conformance, which is a tangible contract, is transferred to the second exchange computer apparatus, a certain amount of deposit may be deposited in the second exchange computer apparatus so that the bit coin can be transferred directly. The reason why the deposit is deposited in the exchange is as follows. The service provider directly uses the bit coin, which is a tributary consensus at the exchange, and can compensate for the damage caused by the deposit even if the corresponding transfer record in the block chain is changed Because. For example, an exchange for which a cryptogram arrives may be able to use the number of bit coins corresponding to the deposit or the number of cryptograms corresponding to a certain multiple of the deposit directly in the lack check.
In the present invention, the quick transfer is executed in the account of the service provider registered in the exchange computing device.
This is due to the difficulty of obtaining additional security certificates at the exchange to use the remote trading function of the corresponding exchange. That is, the exchange requests further a character authentication or an e-mail authentication of the smart phone due to security risk in order to allow the use of the remote transaction function. Due to this procedural difficulty, the expedited transfer can be carried out in the service provider account of the corresponding exchange.
In the present invention, the computing device of the service provider includes a step (S170) of purchasing a legal currency with the transferred money currency using the remote transaction function.
In step S170, the control unit purchases the legal currency with the transferred money currency using the remote transaction function of the second
For example, when a sender transfers money from Korea to the United States, if the sender deposits the Korean won currency as a remittance, the Korean Exchange will purchase the cipher money from the deposit amount transferred, transfer the cipher money to the US exchange, You can buy dollars, which are legal currencies, with the cipher money transferred from the US Exchange.
One of the objects of the present invention is to provide a method and apparatus for simultaneously transferring a predetermined amount of remittance by avoiding the change in the price of the cipher money generated during the transfer process of the cipher money at the same time when the transferred cipher money is sold, . Therefore, it is preferable to sell the transferred cryptographic money and to settle the hedging transaction.
The computing device of the service provider may transfer the coded money transferred using the remote transaction function of the second exchange computing device or the legal currency bought with the cryptographic currency to the sender account of the second exchange computing device (S175).
For example, the purchase and transfer of a cryptographic currency and the risk avoidance transaction are carried out in the service provider account of the corresponding exchange, and the cryptographic currency transferred or the legal currency purchased by the cryptographic currency is transferred to the account of the remitter of the second exchange computing device can do. At this time, the profit or loss through the hedging transaction may be added to the transfer amount transferred and transferred to the remitter account. This is because it is easy to execute the cryptographic money transfer and the risk avoidance transaction in the service provider account of the second exchange computing device.
The present invention is characterized in that the number of the legal currency is performed when the deficit is in the deficit.
The service provider of the present invention can provide the quick money transfer service by directly transferring the legal currency to the bank account designated by the sender through quick transfer or directly transfer the bit coin arriving at the sender account of the second exchange where the transfer is received .
In the present invention, the computing device of the service provider includes a step (S 180) of receiving withdrawal information including a withdrawal bank name and a withdrawal account provided by the sender.
In step S180, the control unit of the service provider's computing device receives the remittance information from the remitter, and the control unit of the service provider provides an input means such as a web page so as to provide withdrawal information including the bank name and withdrawal account And receive the withdrawal information through the input means. The input means is mentioned in FIG. 6 which will be described later.
In the present invention, the computing device of the service provider may include transferring the purchased money according to the withdrawal information using the remote transaction function (S185).
The control unit transfers the legal currency to the withdrawal account specified in the withdrawal information by using the remote transaction function provided in the second exchange, in step S185, Transfer.
Accordingly, the present invention can execute the work related to the cryptographic currency in the account of the service provider, purchase the legal currency with the transferred cryptogram, transfer it to the account designated by the sender, or transfer it to the account of the sender of the second exchange.
FIG. 5 is a view showing an embodiment of transferring a coded currency and credit selling when remitting money overseas using a bit coin according to the present invention.
The above figure shows the procedure of the remittance amount and the credit sale together with the price change of the bit coin when the remitter transfers the remittance amount of 300,000 KRW to the Korea Exchange and
As shown in FIG. 5, in the present invention, the number of ciphers to be transferred and the number of ciphers to be sold can be the same. Also, in the present invention, the credit selling can be executed on the U.S. Exchange where the bit coin arrives, and concurrently, the credit selling can be concluded and cleared when buying and selling the coded money.
(1) in the figure is a case where the price of the bit coin is constant while the bit coin is purchased and transferred. That is, (1) of the above diagram shows that when the sender deposits the money, and the buyer transfers, transfers and sells the beat coin to the Korea Exchange, the beat coin of 1 BTC is 300,000 Korean won and the US price is 300 dollars. It shows the process of using the remittance and the credit in chronological order.
In this case, the deposit of 300,000 KRW in the sender remittance amount and the number of
5 (1), when the sender deposits the remittance amount of 300,000 won, the control unit of the service
In this case, since the bit coin price did not fluctuate during the transfer of the bit coin, no profit or loss occurred in the credit sale. In other words, a bit coin bought at 300,000 won was converted to 300 dollars, and a credit at 300 dollars to 1 BTC was signed, and then it was cleared at 300 dollars. In this case, however, it is assumed that there is no commission in the transaction process.
On the other hand, FIG. 5 (2) shows that when the bit coin is purchased, the price of 1 BTC is 300,000 won for Korea and 300 dollars for the United States. Then, when the bit coin is transferred and sold, And the United States for 250 dollars, the present invention shows the remittance process according to the present invention.
The buyer purchases 1 BTC with the remittance amount of KRW 300,000 from the KRX, which is the first exchange computing device, and sells (sells) 1 BTC to the US Exchange for $ 300 on the second exchange computing device. When the bit coin is sold and then sold, the BTC price of the US exchange is changed to 250 dollars, the sold 1 bit BTC coin is sold for 250 dollars, and the 1 BTC sold for credit is also 250
As opposed to (2) of the drawing, if the price of the bit coin rises during the transfer of the bit coin, the profit obtained when the bit coin is sold, but the credit sold one bit coin is damaged, If the number of coins sold is the same, adding them together will have no profit or loss. Therefore, the risk of price volatility occurring when the bit coin is transferred through the risk avoidance transaction together with the bit coin transfer according to the present invention can be completely eliminated.
5, it is possible to immediately settle the credit sale after the transfer of the bit coin is completed. In this example, the price variability can be eliminated only during the transfer of the bit coin, and the bit coin can be transferred to the account of the sender after the completion of the transfer of the bit coin. The reason for doing this is that the sender may expect the price of the bit coin to rise in the future and store the transferred bit coin in the sender account of the second exchange computing device.
As described above, since the present invention can be realized by various examples, it is not limited to the embodiment of Fig. 5 at all.
The present invention further includes a step (S 190) of receiving, by the computing device of the service provider, whether to use the hedge transaction from the sender (S 190), wherein the computing device of the service provider And executes the risk avoidance transaction.
In step S190, it is received whether or not to use the hedge transaction provided by the sender, and the control unit is informed via the input means whether or not to use the hedge transaction provided by the sender. If the sender selects the hedge transaction, the control unit executes the hedge transaction together with the transfer of the cryptogram. Alternatively, if the sender has not selected it, the control unit can perform the transfer of the coded money without executing the risk hedging transaction.
FIG. 6 is a diagram illustrating a
The remitter can deposit the amount of the remittance through the
As shown in the drawing, in the present invention, the sender accesses the
The present invention may include a risk
FIG. 7 and FIG. 8 are flowcharts and a simplified configuration diagram of a service provider computing device according to a second preferred embodiment of the present invention, transmitting the same to a counterparty exchange computing device.
The present invention relates to a method of providing a remittance service of a legal currency using a cryptographic currency, which comprises: transferring the cryptographic currency through a peer-to-peer network (430) To-
The service provider's
In step S310, the service provider's
In step S320, the control part of the
In step S330, the
In step S340, the control unit of the service provider's
The controller of the service provider's
Although the counterparty exchange computing device shown in the example of FIG. 8 is represented as one, the
The present invention may include at least one of a supplementary transaction or a quick transfer when transferring the encrypted currency from the service provider's
The first embodiment shown in FIG. 4 illustrates that the service
However, the second embodiment shown in FIG. 8 is a case where the first
Therefore, in the first and second embodiments, the deposit, the purchase and transfer of the password, and the risk avoidance transaction are executed through the same process between the two exchange computing devices. In steps S110 to S140 and S310 to S340 in the first and second embodiments, the same operation is performed.
However, if it is a difference of the above two embodiments, steps S110 to S140 of the first embodiment execute this task using the remote transaction function of the first
Therefore, the overlapping contents in the two embodiments will not be referred to in the second embodiment, and therefore, contents not mentioned in the second embodiment can be equally applied to the contents of the first embodiment described above.
In the present invention, the supplementary transaction is at least one of a credit transaction, a futures transaction or an option transaction. Wherein the additional transaction is a risk avoidance transaction for eliminating or reducing the risk of price fluctuation of the cryptographic currency.
The present invention is characterized in that, when the transfer of the coded money is completed or when the coded money is sold, the step of closing the risk avoidance transaction and including the profit or loss occurred in the liquidation in the transferred coded money (S360) do.
In step S360, the service
In the present invention, the risk avoiding transaction is executed in an exchange where the transferred coded money arrives.
The risk avoidance transaction is generally performed in the counterparty
In the present invention, the risk avoidance transaction is executed in an account of the service provider registered in the exchange computing device.
The control unit of the service provider's
In the present invention, the risk avoidance transaction is a credit selling method in which the cryptographic money is sold in a trauma, and the number of the cryptographic moneys to be sold is the same as the number of the cryptographically transferred money.
The quick transfer of the present invention permits the use of the transferred cryptogram in the tributary conform which is less than 1/3 of the transfer completion conformations necessary for completing the transfer of the cryptographic currency in the exchange computing device in which the cryptogram arrives , And the tribal conform is characterized by including a zero conform which has never been confirmed.
The counterparty
The present invention is characterized by depositing a deposit in an exchange computing device in which the transferred cryptogram arrives so that the transferred cryptogram can be used even in the tribe confirm. And the service provider deposits the deposit in the service provider account of the counterparty exchange computing device.
In the present invention, the quick transfer is executed in the account of the service provider registered in the exchange computing device.
In the present invention, the computing device of the service provider includes a step (S 370) of purchasing a legal currency with the transferred money currency using the remote transaction function.
In step S370, the control unit of the
The computing device of the service provider includes transferring the purchased legal currency to the account of the sender using the remote transaction function of the counterparty exchange computing device (S375). In the present invention, the controller of the service
The present invention is characterized in that the number of the legal currency is performed when the deficit is in the deficit. In the present invention, the computing device of the service provider may include receiving the withdrawal information including the withdrawal bank name and the withdrawal account provided by the sender (S380).
In step S380, the control unit of the
In the present invention, the computing device of the service provider may transfer the purchased currency using the remote transaction function according to the withdrawal information (S385).
In step S385, the authorized currency is transferred to the bank account designated by the sender in the withdrawal information. The control unit uses the remote transaction function provided by the counterparty
(S390) of whether or not the exchange computing device of the service provider uses the risk avoiding transaction from the sender in the present invention, wherein the computing device of the service provider transmits the risk Avoidance transaction is executed.
Step S390 is a step of receiving whether or not to use the hedge transaction from the sender, and the control unit receives from the input means or the like shown in Fig. 6 whether or not to use the hedge transaction provided by the sender through the input means . If the sender has selected the risk
And is a computer-readable storage medium storing a program that can execute the method according to the present invention.
Embodiments of the present invention can be realized in a combination of hardware and software. The present invention may be performed by any computing device and may be embodied in the form of program instructions and recorded in a computer-readable storage medium. The computer-readable storage medium may be of any form or configuration as long as it is composed of program instructions, data files, data structures, etc., alone or a combination thereof, and is configured to store and execute program instructions.
The computer-readable storage medium may also be stored and executed in the form of computer readable code in a distributed manner on an independent or networked computer system. Therefore, such a program can be electronically transferred through any medium such as a communication signal transmitted via a wired or wireless connection, and the present invention can appropriately include the same.
While the present invention has been described with a certain degree of sequence in the drawings, it should be understood that such operations must be performed in the specific order shown to achieve the desired result, or that all illustrated operations should be performed.
For example, the storage medium may be a volatile or nonvolatile storage device, such as a storage device such as a ROM, whether or not erasable or rewritable, or a memory such as RAM, memory chip, device or integrated circuit, , A DVD, a magnetic disk, a magnetic tape, or the like, as well as being readable by a machine (e.g., a computer).
While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, The present invention is not limited to the drawings. It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.
The present invention relates to an information processing apparatus and a control method thereof, and more particularly, it relates to an information processing apparatus and a control method thereof, and more particularly, A second exchange computing device; and a second exchange computing device, wherein the first exchange computing device is a first exchange computing device, and the second exchange computing device is a second exchange computing device. 230, a peer-to-peer network, 250, 410, a service
Claims (17)
And a cryptographic wallet connected to each other through a peer-to-peer network and performing the transfer of the cryptographic currency and receiving blocks at specific time intervals, wherein the cryptographic wallet has an exchange function of the cryptographic currency and the legal currency, Connecting a first exchange computing device and a second exchange computing device to a service provider computing device to provide a remote transaction function for remotely using the function;
Receiving a remittance amount of a sender into an account designated by the first exchange computing device;
The computing device of the service provider purchasing the cipher money as the remittance amount using the remote transaction function of the first exchange computing device;
Transferring the purchased cryptogram to the cryptographic wallet of the second exchange computing device using the remote transaction function of the first exchange computing device,
A step of concluding a supplementary transaction of the cryptographic currency during a process of buying or transferring the cryptographic currency, or a step of performing a quick transfer of quickly transferring the transferred cryptographic currency from the second exchange computing device to the computing device of the service provider The method comprising the steps of: receiving a password;
A counterparty exchange computing device having a cryptographic money purse for exchanging the cryptogram through a peer-to-peer network and receiving a block at a specific time, Connecting the exchange computing device of the service provider to the peer-to-peer network;
Receiving a remittance amount of a sender into an account designated by the exchange computing device of the service provider;
The exchange computing device of the service provider purchasing the cipher money as the remittance;
Wherein the service provider's exchange computing device transfers the cryptogram to a cryptograph wallet of a counterparty exchange computing device,
The exchange computing device of the service provider concludes the supplementary transaction of the cryptographic money during the process of buying or transferring the cryptographic money or performing the quick transfer in which the exchange computing device of the service provider rapidly transfers the cryptographic money And < RTI ID = 0.0 >
Wherein the counterparty exchange computing device is configured to provide a remote transaction function for remotely utilizing the exchange function.
A credit transaction or a futures transaction or an option transaction.
And a risk avoidance transaction for eliminating or reducing the price fluctuation risk of the cryptographic currency.
And a step of clearing the risk avoidance transaction when the transfer of the coded money is completed or sold, and including a profit or loss caused in the liquidation in the remittance amount, .
The risk avoidance transaction is a risk-
Characterized in that the transferred cryptogram is executed in an exchange upon arrival.
A credit sale in which the cipher money is sold on a trauma,
Wherein the number of the ciphers making the credit selling is the same as the number of the ciphers being transferred.
The exchange computing device to which the cryptogram arrives is allowed to use the transferred cryptogram at a tributary conform which is less than 1/3 of the transfer completion conformations required to complete the transfer of the cryptographic currency, A method of using a cryptographic currency for remittance, characterized by comprising a zero conformation
The method further comprises the step of depositing a deposit in the exchange computing device in which the transferred coded money arrives so that the transferred coded money can be used also in the tribal consult.
Wherein the quick transfer is performed in an account of the service provider registered with the exchange computing device.
Wherein the service provider's computing device comprises buying the legal currency with the transferred cryptogram using the remote transaction function.
And the number of statutory currencies is executed when the tributary is confirmed.
Wherein the service provider's computing device includes a step of receiving the withdrawal information including the withdrawal bank name and the withdrawal account provided by the sender,
Wherein the service provider's computing device transfers the purchased legal currency in accordance with the withdrawal information using the remote transaction function.
Bit coin or light coin. ≪ RTI ID = 0.0 > 11. < / RTI >
Characterized in that the remote transaction function is an application programming interface (API).
A readable storage medium for use in remitting a cryptographic currency, characterized in that it is a computer-readable storage medium having recorded thereon a program executable by the method according to the invention.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150064981A KR20160132307A (en) | 2015-05-09 | 2015-05-09 | Method and storage medium using cryptocurrency for money transfer |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150064981A KR20160132307A (en) | 2015-05-09 | 2015-05-09 | Method and storage medium using cryptocurrency for money transfer |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| KR20160132307A true KR20160132307A (en) | 2016-11-17 |
Family
ID=57542304
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020150064981A KR20160132307A (en) | 2015-05-09 | 2015-05-09 | Method and storage medium using cryptocurrency for money transfer |
Country Status (1)
| Country | Link |
|---|---|
| KR (1) | KR20160132307A (en) |
Cited By (29)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20180020933A (en) * | 2017-10-19 | 2018-02-28 | 유영근 | Issuing method of virtual money based on credit card receivables and Issuing apparatus of virtual money based on credit card receivables |
| WO2018208362A1 (en) * | 2017-05-11 | 2018-11-15 | Visa International Service Corporation | Digital asset account management |
| US20190026705A1 (en) * | 2017-07-18 | 2019-01-24 | Ki Ho Lee | Payment system using cryptocurrency exchanges |
| KR101944528B1 (en) * | 2018-01-17 | 2019-02-01 | (주)네오프레임 | Virtual currency wallet system |
| KR101964248B1 (en) * | 2017-10-26 | 2019-04-02 | (주)네오프레임 | Broker-based virtual currency transaction system |
| WO2019083106A1 (en) * | 2017-10-26 | 2019-05-02 | ㈜네오프레임 | Virtual currency wallet system |
| WO2019107654A1 (en) | 2017-11-29 | 2019-06-06 | 신한카드 주식회사 | Credit virtual money generation device and credit virtual money management device |
| KR101996166B1 (en) * | 2018-01-29 | 2019-07-03 | 탁기영 | Method and system for providing content sharing platform in which cryptocurrency based on block chain is used for transaction between content creator and user |
| WO2019147069A1 (en) * | 2018-01-26 | 2019-08-01 | 이제권 | Currency exchange and foreign exchange transaction method of using blockchain-based digital assets including cryptocurrency as intermediary |
| WO2019160344A1 (en) * | 2018-02-14 | 2019-08-22 | 주식회사 페이게이트 | Overseas remittance and reception system using integrated non-resident accounts and overseas remittance and reception method using same |
| KR20190099983A (en) * | 2018-02-20 | 2019-08-28 | 주식회사 페이게이트 | System and method for relaying cryptocurrency |
| WO2019182182A1 (en) * | 2018-03-23 | 2019-09-26 | 데이터 엠 리미티드 | Cryptocurrency payment system for providing discounts as rewards for carbon emission reductions |
| WO2019182183A1 (en) * | 2018-03-23 | 2019-09-26 | 데이터 엠 리미티드 | Compensation system for reducing carbon emissions by using cryptocurrency |
| WO2019216602A1 (en) * | 2018-05-06 | 2019-11-14 | Kim Sung Il | Server and method for storing cryptocurrency in cryptocurrency exchange |
| KR20190136844A (en) * | 2018-05-31 | 2019-12-10 | 주식회사 아이센스에프앤비 | Cancelable transfer method for cryptocurrency |
| WO2020004915A1 (en) * | 2018-06-26 | 2020-01-02 | 경호연 | Blockchain cryptocurrency transmission method using blockchain self-authentication process |
| WO2020050454A1 (en) * | 2018-09-05 | 2020-03-12 | 정길모 | Method for providing bond collection and management service using bond asset-based cryptocurrency issuance |
| KR102095347B1 (en) * | 2019-06-20 | 2020-03-31 | 박영택 | A point providing method according to the remittance of virtual currency |
| KR20200044105A (en) * | 2017-09-01 | 2020-04-28 | 스퀸트 시스템즈 인코포레이티드 | Anonymized overlay network for de-identification of event-proximity data |
| JP2020515980A (en) * | 2017-04-05 | 2020-05-28 | ティービーシーエーソフト，インコーポレイテッド | Remittance of digital property via telephone number by carrier |
| KR20200060723A (en) * | 2017-10-09 | 2020-06-01 | 아메리칸 익스프레스 트레블 릴레이티드 서비스즈 컴퍼니, 아이엔씨. | Systems and methods for loyalty point distribution |
| KR102126814B1 (en) | 2019-07-24 | 2020-06-26 | 주식회사 더휴먼플러스 | Method for providing cryptocurrency-based financial service and server for the same |
| KR20200092144A (en) | 2019-01-24 | 2020-08-03 | 주식회사 더휴먼플러스 | Payment mediation system and method based block-chain exchange |
| CN111656385A (en) * | 2018-01-26 | 2020-09-11 | 李济权 | Exchange and foreign exchange transaction method taking digital assets based on block chain as medium |
| KR20200107342A (en) | 2019-03-07 | 2020-09-16 | 김태현 | System and method for issuing fixed value type crypto currency |
| KR20200107343A (en) * | 2019-03-07 | 2020-09-16 | 김태현 | International remittance system based on fixed value type crypto currency and method thereof |
| KR20210103227A (en) | 2020-02-13 | 2021-08-23 | 주식회사 소버린월렛 | Operation method of blockchain currency remittance service system and electronic wallet for currency remittance |
| US11397962B2 (en) | 2017-10-09 | 2022-07-26 | American Express Travel Related Services Company, Inc. | Loyalty point distributions using a decentralized loyalty ID |
| US11699166B2 (en) | 2017-10-09 | 2023-07-11 | American Express Travel Related Services Company, Inc. | Multi-merchant loyalty point partnership |
-
2015
- 2015-05-09 KR KR1020150064981A patent/KR20160132307A/en unknown
Cited By (37)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2020515980A (en) * | 2017-04-05 | 2020-05-28 | ティービーシーエーソフト，インコーポレイテッド | Remittance of digital property via telephone number by carrier |
| WO2018208362A1 (en) * | 2017-05-11 | 2018-11-15 | Visa International Service Corporation | Digital asset account management |
| US20190026705A1 (en) * | 2017-07-18 | 2019-01-24 | Ki Ho Lee | Payment system using cryptocurrency exchanges |
| KR20200044105A (en) * | 2017-09-01 | 2020-04-28 | 스퀸트 시스템즈 인코포레이티드 | Anonymized overlay network for de-identification of event-proximity data |
| KR20210157917A (en) * | 2017-10-09 | 2021-12-29 | 아메리칸 익스프레스 트레블 릴레이티드 서비스즈 컴퍼니, 아이엔씨. | System and methods for loyalty point distribution |
| US11397962B2 (en) | 2017-10-09 | 2022-07-26 | American Express Travel Related Services Company, Inc. | Loyalty point distributions using a decentralized loyalty ID |
| KR20200060723A (en) * | 2017-10-09 | 2020-06-01 | 아메리칸 익스프레스 트레블 릴레이티드 서비스즈 컴퍼니, 아이엔씨. | Systems and methods for loyalty point distribution |
| US11449887B2 (en) | 2017-10-09 | 2022-09-20 | American Express Travel Related Services Company, Inc. | Systems and methods for loyalty point distribution |
| US11699166B2 (en) | 2017-10-09 | 2023-07-11 | American Express Travel Related Services Company, Inc. | Multi-merchant loyalty point partnership |
| KR20180020933A (en) * | 2017-10-19 | 2018-02-28 | 유영근 | Issuing method of virtual money based on credit card receivables and Issuing apparatus of virtual money based on credit card receivables |
| WO2019083107A1 (en) * | 2017-10-26 | 2019-05-02 | (주)네오프레임 | Mediation-based virtual currency transaction system |
| KR101964248B1 (en) * | 2017-10-26 | 2019-04-02 | (주)네오프레임 | Broker-based virtual currency transaction system |
| WO2019083106A1 (en) * | 2017-10-26 | 2019-05-02 | ㈜네오프레임 | Virtual currency wallet system |
| WO2019107654A1 (en) | 2017-11-29 | 2019-06-06 | 신한카드 주식회사 | Credit virtual money generation device and credit virtual money management device |
| KR101944528B1 (en) * | 2018-01-17 | 2019-02-01 | (주)네오프레임 | Virtual currency wallet system |
| WO2019147069A1 (en) * | 2018-01-26 | 2019-08-01 | 이제권 | Currency exchange and foreign exchange transaction method of using blockchain-based digital assets including cryptocurrency as intermediary |
| CN111656385A (en) * | 2018-01-26 | 2020-09-11 | 李济权 | Exchange and foreign exchange transaction method taking digital assets based on block chain as medium |
| KR101996166B1 (en) * | 2018-01-29 | 2019-07-03 | 탁기영 | Method and system for providing content sharing platform in which cryptocurrency based on block chain is used for transaction between content creator and user |
| CN111712850B (en) * | 2018-02-14 | 2024-02-27 | 幣即特株式会社 | Overseas money transfer and collection system using integrated non-resident account and overseas money transfer and collection method using same |
| WO2019160344A1 (en) * | 2018-02-14 | 2019-08-22 | 주식회사 페이게이트 | Overseas remittance and reception system using integrated non-resident accounts and overseas remittance and reception method using same |
| KR20190098480A (en) * | 2018-02-14 | 2019-08-22 | 주식회사 페이게이트 | System for overseas remittance and collection of money using integrated non-resident account and method for overseas remittance and collection of money using the same |
| CN111712850A (en) * | 2018-02-14 | 2020-09-25 | 幣即特株式会社 | Overseas remittance and collection system using integrated non-resident account and overseas remittance and collection method using the same |
| KR20190099983A (en) * | 2018-02-20 | 2019-08-28 | 주식회사 페이게이트 | System and method for relaying cryptocurrency |
| WO2019182183A1 (en) * | 2018-03-23 | 2019-09-26 | 데이터 엠 리미티드 | Compensation system for reducing carbon emissions by using cryptocurrency |
| WO2019182182A1 (en) * | 2018-03-23 | 2019-09-26 | 데이터 엠 리미티드 | Cryptocurrency payment system for providing discounts as rewards for carbon emission reductions |
| WO2019216602A1 (en) * | 2018-05-06 | 2019-11-14 | Kim Sung Il | Server and method for storing cryptocurrency in cryptocurrency exchange |
| KR20190136844A (en) * | 2018-05-31 | 2019-12-10 | 주식회사 아이센스에프앤비 | Cancelable transfer method for cryptocurrency |
| KR20200002788A (en) * | 2018-06-26 | 2020-01-08 | 경호연 | Blockchain cryptocurrency transmission method using blockchain self-authentication process |
| WO2020004915A1 (en) * | 2018-06-26 | 2020-01-02 | 경호연 | Blockchain cryptocurrency transmission method using blockchain self-authentication process |
| WO2020050454A1 (en) * | 2018-09-05 | 2020-03-12 | 정길모 | Method for providing bond collection and management service using bond asset-based cryptocurrency issuance |
| KR20200092144A (en) | 2019-01-24 | 2020-08-03 | 주식회사 더휴먼플러스 | Payment mediation system and method based block-chain exchange |
| KR20200107343A (en) * | 2019-03-07 | 2020-09-16 | 김태현 | International remittance system based on fixed value type crypto currency and method thereof |
| KR20200107342A (en) | 2019-03-07 | 2020-09-16 | 김태현 | System and method for issuing fixed value type crypto currency |
| WO2020256357A1 (en) * | 2019-06-20 | 2020-12-24 | 박영택 | Method for giving points according to virtual currency remittance |
| KR102095347B1 (en) * | 2019-06-20 | 2020-03-31 | 박영택 | A point providing method according to the remittance of virtual currency |
| KR102126814B1 (en) | 2019-07-24 | 2020-06-26 | 주식회사 더휴먼플러스 | Method for providing cryptocurrency-based financial service and server for the same |
| KR20210103227A (en) | 2020-02-13 | 2021-08-23 | 주식회사 소버린월렛 | Operation method of blockchain currency remittance service system and electronic wallet for currency remittance |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| KR20160132307A (en) | Method and storage medium using cryptocurrency for money transfer | |
| US20200175596A1 (en) | Device, system, and method for transfer of commodities | |
| US11734675B2 (en) | Systems and methods of blockchain transaction recordation | |
| US11514522B2 (en) | System for physically delivering virtual currencies | |
| EP4350600A2 (en) | Digital asset exchange | |
| US20170213287A1 (en) | System and method for providing a cryptographic platform for exchanging debt securities denominated in virtual currencies | |
| JP2020536322A (en) | Transaction privacy in public distributed ledger system | |
| KR101782443B1 (en) | Method for processing payment using virtual money and terminal for card payment thereof | |
| US20130041773A1 (en) | Systems and methods to process online monetary payments dependent on conditional triggers involving future events | |
| CN107409123A (en) | Encrypt integrated platform | |
| KR20180036916A (en) | Obfuscation of intent in transactions using encryption technology | |
| WO2017098519A1 (en) | A system and method for automated financial transaction validation, processing and settlement using blockchain smart contracts | |
| JP2018518745A (en) | Digitally encrypted securities platform and method and system therefor | |
| KR20180099701A (en) | Multiple Encryption Security Asset Creation and Redemption Platform | |
| CZ380597A3 (en) | System of open distribution of electronic money | |
| US20210326981A1 (en) | Universally accepted cryptocurrency settlement layer | |
| KR102119963B1 (en) | Transaction system and method for real estate and cryptocurrency using blockchain technology | |
| TW201828203A (en) | System for digitizing and trading quantified assets and method thereof | |
| KR101933658B1 (en) | Method for providing service for managing risk of cryptocurrency investement | |
| KR20200094532A (en) | System and method for providing digital asset services to individual using crypto-branch basesd on blockchain | |
| CN113449340B (en) | Stock house transaction fund supervision method and device based on alliance chain | |
| KR102270476B1 (en) | Method of managing digital asset backed by real-asset and platform using thereof | |
| KR20200104833A (en) | Translating system of individual transaction for virtual currency | |
| Halaburda et al. | Cryptocurrencies | |
| Solinas | ‘Trustless’ distributed ledgers and custodial services |