KR20130008296A - Card for payment comprising plural magnetic lines - Google Patents

Card for payment comprising plural magnetic lines Download PDF

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Publication number
KR20130008296A
KR20130008296A KR1020110068963A KR20110068963A KR20130008296A KR 20130008296 A KR20130008296 A KR 20130008296A KR 1020110068963 A KR1020110068963 A KR 1020110068963A KR 20110068963 A KR20110068963 A KR 20110068963A KR 20130008296 A KR20130008296 A KR 20130008296A
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KR
South Korea
Prior art keywords
card
payment means
payment
magnetic
magnetic line
Prior art date
Application number
KR1020110068963A
Other languages
Korean (ko)
Inventor
공만혁
Original Assignee
중소기업은행
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by 중소기업은행 filed Critical 중소기업은행
Priority to KR1020110068963A priority Critical patent/KR20130008296A/en
Publication of KR20130008296A publication Critical patent/KR20130008296A/en

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    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/305—Associated digital information
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/369—Magnetised or magnetisable materials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0003—Automatic card files incorporating selecting, conveying and possibly reading and/or writing operations
    • G06K17/0012—Automatic card files incorporating selecting, conveying and possibly reading and/or writing operations with more than one selection steps, e.g. selection of a record carrier from a selected compartment of a compartmented storage
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0004—Hybrid readers

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

PURPOSE: A card for a payment device, with a plurality of magnetic lines is provided to have an identical effect with a plurality of cards for the payment device. CONSTITUTION: A card for a payment device has a plurality of magnetic lines. Each magnetic line has different payment information. A first magnetic line and a second magnetic line are place on the opposite side. The card has a first surface(201,202) and a second surface(203,204). The first side contains a content corresponding to payment information. The second surface has two magnetic lines. One of the plurality of magnetic lines stores the information for a check card. One or the plurality of magnetic lines stores information for a prepaid card.

Description

Card for payment comprising plural magnetic lines

The present invention relates to a payment means such as a credit card, a check card, and the like, and more particularly, to a payment means in which a plurality of payment means information is stored in one card including information of the payment means on a magnetic line.

In the economic life, commerce using credit cards is increasing. In recent years, the majority of adults have been equipped with a payment method such as one or more credit cards, check cards.

Among the payment methods used as a payment method, called a credit card or a check card, a plastic card having a magnetic line is most commonly used.

1 shows a plastic card having a conventional magnetic line.

As shown in Figure 1, the conventionally used credit cards, etc. are displayed on the front of the financial institution that issued the credit card, the phrases, pictures, etc. indicating the type of credit card, the back of the card reader can read A magnetic line is formed along the position.

The magnetic line stores various kinds of information for payment such as identification information of the payment means, and the card reader reads the information stored in the magnetic line and transmits it to a system such as a credit card company.

Due to the structure of the card reader and the method of reading the information stored in the magnetic line printed on the card in the card reader, the position where the magnetic line can be printed on the plastic card is inevitably limited.

In addition, only one payment means information may be stored in the magnetic line.

For this reason, in the case of a plastic card generally used as a credit card, a check card, etc., only one payment method can be included in one card, and when a user wants to have a plurality of payment methods, You had to carry as many plastic cards as you can.

As the issuance of credit cards has increased exponentially, the number of credit cards owned by each individual is increasing. Accordingly, it is becoming increasingly inconvenient for each individual to carry all the credit cards issued to him.

On the other hand, in recent years, a method of storing payment means information on an IC chip and installing the IC chip on a plastic card or a mobile terminal to make a payment has been introduced.

Since the IC chip used in this manner can store a plurality of payment means information, in this case, even if a plurality of payment means are not bulky, it is determined that many inconveniences of possession can be solved.

However, when a plurality of payment means information is stored in one IC chip, the card reader reads all the payment means information, and then selects which payment method to use to make a payment, or a mobile terminal having an IC chip. There is a problem in that the payment method is complicated because additional steps such as selecting a payment method to be used again by the user after loading the payment method information stored in the chip through the terminal are required.

In addition, many card merchants often have only a card reader for a plastic card coated with a magnetic wire, so that payment may not be possible using a payment method using an IC chip. This can be a problem.

In order to solve this problem, the invention described in Korean Patent Application Publication No. 2010-69949 discloses a method of detaching and attaching a card while carrying a plurality of magnetic bars separately. There is a disadvantage that it is cumbersome to attach and detach every time, it is difficult to commercialize.

KR 10-2010-0069949 A, 2010.6.25. 2 pages, Fig. 1

In order to solve the above problem, an object of the present invention is to provide a payment means in which a plurality of payment means information can be stored in one plastic card storing payment means information on a magnetic line.

In order to achieve the above object, the present invention is a magnetic line is formed in a position that can be read by the card reader, the magnetic line in the card for payment means that the payment means information is stored in the card to the card reader Magnetic lines are formed in at least two or more areas of the plurality of areas where payment means information can be read by, and each of the magnetic lines stores different payment means information. Provide a card for the means.

Here, the card for the payment means is provided with two magnetic lines, the first magnetic line and the second magnetic line of the two magnetic lines are provided on opposite sides, each other based on the central axis of the card for payment means It may be provided to be located in the opposite direction.

In addition, the card for the payment means is provided with two magnetic lines on the second surface, the content corresponding to the payment means information stored in the magnetic line may be described on the first surface opposite the magnetic line is provided. In this case, the parts related to the same payment means on the first surface and the second surface are the same background color, so that the first magnetic line and the second magnetic line are not seen even if the contents corresponding to the payment means information on the first surface are not viewed. The magnetic line is preferably displayed to distinguish the payment method stored.

In addition, at least one of the plurality of magnetic lines may store information on the check card.

In addition, at least one of the plurality of magnetic lines may be stored information about the prepaid card.

According to the present invention, since a plurality of payment means is installed in one plastic card, there is an advantage that only one card needs to be carried even when a user wants to carry a plurality of payment means.

In addition, since the payment method is the same as a plastic card in which a conventional magnetic line is implemented, there is an advantage that inconvenience in use does not occur even when a plurality of payment means are provided in one plastic card.

1 is a view showing a conventional plastic card
FIG. 2 illustrates a first embodiment of the present invention in which two magnetic lines are implemented on one card.
Figure 3 shows a second embodiment of the present invention, which shows a case where one magnetic line is provided on each side of a card.
FIG. 4 illustrates a third embodiment of the present invention, in which a magnetic line is provided on each side of a card as shown in FIG. 3, but the magnetic lines are different from each other on each side.
FIG. 5 illustrates a fourth embodiment of the present invention in which four magnetic lines are provided in one card.

A feature of the present invention is characterized in that a plurality of magnetic lines are implemented in one card.

The position where the magnetic line is provided is inevitably limited due to the structure of the card reader. That is, when the card reader is placed in the card reader, the area where the card reader can read the magnetic information on the plastic card is determined. If the magnetic line is formed at another position, the card reader is not changed unless the structure of the card reader itself is changed. Since the stored payment method information cannot be read by the card reader, the magnetic line is always formed at a predetermined position in the plastic card as shown in FIG. 1.

However, there is not only one region in which the information stored in the magnetic line can be read through the card reader in the four-sided flat plastic card, but the magnetic line may exist in up to four portions.

In view of the above, the present invention forms a maximum of four magnetic lines on a card for one payment method, and stores information on different payment methods on each magnetic line, so that the user has only one card. Even if you carry it, the same effect as having a plurality of cards can be achieved.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 2 illustrates a first embodiment of the present invention, in which two magnetic lines are implemented on a single card. FIG. 2A illustrates a first surface, and FIG. The second surface is shown opposite to the first surface.

As shown in Fig. 2, the first side shown in (A) of the first embodiment includes texts, images, and the like for the type of card to be used, and the second side shown in (B) has two Magnetic lines are provided.

Specifically, the first side is divided into half of the card, the upper portion 201 shown in FIG. 2 describes the contents of the first payment means credit card (Oil Zero Pangfang), and the lower portion 202 the second payment means. Credit card (My Cash Back Alpha).

In the second aspect, the upper portion 203 is provided with a magnetic line storing the payment means information for the first payment means credit card, the lower 204 is the payment means information for the second payment means credit card A stored magnetic line is provided.

When the user has a card shown in FIG. 2 and wishes to make a payment using a credit card which is the first payment method, the portion 203 provided with a magnetic line storing the credit card information as the first payment method is provided. Payment can be made by the desired credit card by placing the card on the card reader in that direction so that the reader can read it.

In the case of having a plurality of magnetic lines in one card, the biggest advantage is that even if a user carries only one card, the same effect as that of carrying a plurality of cards can be produced. The inclusion of a plurality of payment means has a disadvantage that the user may be confused and the payment may not be made by the payment means intended by the user.

In order to solve this problem, the present invention introduces various methods in the above-described first embodiment and the following embodiments.

In the first embodiment, in order to avoid confusion of the user, as shown in FIG. 2, the first payment means and the second payment means may be different in color such that the same payment means is the same background color on the first and second surfaces. The means is divided.

In addition, the user can view each magnetic line only by looking at the side where the magnetic line is provided, such as displaying a symbol, a phrase, etc. on the surface provided with the magnetic line to indicate which payment method each magnetic line is connected to. You can easily check which payment method information the line stores.

Figure 3 shows a second embodiment of the present invention, which shows a case where one magnetic line is provided on each side of a card.

As shown in FIG. 3, the card for the payment means of the second embodiment includes a portion 301 and a first payment on which a phrase, an image, etc. indicating information of the first payment means is written on the first surface shown in (A). A magnetic line 302 is provided for storing information of the means, and on the second surface shown in (B), a portion 303 in which a phrase, an image, etc. indicating information of the second payment means is written, and the second payment means Magnetic lines 304 are provided for storing information.

The user may use the magnetic line of the side on which the information about the payment method that he / she wants to print is read and used by the card reader to make the payment by the payment method he wants.

FIG. 4 illustrates a third embodiment of the present invention, in which a magnetic line is provided on each side of a card as shown in FIG. 3, but a position of the magnetic lines is different on each side.

That is, the first surface shown in (A) of FIG. 4 is provided with a magnetic line 401 storing information on the first payment means on the upper portion, and the contents of the first payment means on the lower portion 402. Although printed, the second surface shown in (B) is provided with a magnetic line 403 at the bottom of the card storing information about the second payment means, and the upper portion 404 has contents of the second payment means. It is printed.

In the case of the embodiment shown in Figure 3 because the magnetic line is located in the same direction of the different sides with respect to the center axis of the card so that when the user inadvertently paying with the card, the user reverses it so that the opposite side touches the area read by the card reader In this case, the payment may be made by a payment method other than the one intended by the user, but as shown in FIG. 4, when the magnetic lines are positioned in opposite directions with respect to the center axis of the card in each side, the user When the card reader is placed on the opposite side of the card reader with the magnetic line on which the information on the payment method is stored, the magnetic line does not exist in the part read by the card reader. There is an advantage to stop.

In this case, even if two magnetic lines are provided in one card, various arrangements are possible according to the purpose, advantages and disadvantages of the arrangement, and such arrangement may be designed and determined by a card company.

In the above, the present invention has been described based only on the case where two payment means are included in one card.

However, as described above, when using a card reader currently used, up to four magnetic lines may be arranged on one card, and thus, two or more payment methods may be included.

FIG. 5 illustrates a fourth embodiment of the present invention in which four magnetic lines are provided in one card.

As shown in FIG. 5, in the fourth embodiment, two magnetic lines are provided on each side up and down, and information on different payment means is stored in each magnetic line.

In the above embodiments, a credit card is used as the payment method, but the payment method used in the present invention does not target only the credit card, and the check card 503 and the prepaid card 504 are illustrated in FIG. 5. All kinds of payment methods that can store and use information about payment methods on the magnetic line may be included.

Claims (5)

A magnetic line is formed at a position that can be read by a card reader.
Magnetic lines are formed in at least two or more areas of the plurality of areas where payment means information can be read by the card reader in the card,
Each of the magnetic lines is a card for payment means provided with a plurality of magnetic lines, characterized in that different payment means information is stored. The method of claim 1, wherein the card for payment means is provided with two magnetic wires,
Among the two magnetic lines, the first magnetic line and the second magnetic line are provided on opposite sides, and the plurality of magnetic lines are provided in opposite directions with respect to the central axis of the card for the payment means. The card for payment. According to claim 1, wherein the card for payment means
Two magnetic lines are provided on the second surface, and a content corresponding to the payment means information stored in the magnetic line is described on the first surface, which is the opposite surface provided with the magnetic line,
The first magnetic line and the second magnetic line are stored in the first and second surfaces so that the parts related to the same payment means have the same background color, even if the contents corresponding to the payment means information on the first surface are not viewed. Card for payment means provided with a plurality of magnetic lines, characterized in that displayed to distinguish the payment means. The card of claim 1, wherein at least one of the plurality of magnetic lines stores information on a check card. The card of claim 1, wherein at least one of the plurality of magnetic lines stores information on a prepaid card.
KR1020110068963A 2011-07-12 2011-07-12 Card for payment comprising plural magnetic lines KR20130008296A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020110068963A KR20130008296A (en) 2011-07-12 2011-07-12 Card for payment comprising plural magnetic lines

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020110068963A KR20130008296A (en) 2011-07-12 2011-07-12 Card for payment comprising plural magnetic lines

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KR20130008296A true KR20130008296A (en) 2013-01-22

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20150112903A (en) 2015-04-06 2015-10-07 브릴리언츠 주식회사 Multi magnet-stripe card with multi-variable magnetic field generator
KR20160008452A (en) 2014-07-14 2016-01-22 브릴리언츠 주식회사 Multi magnetic card and method for manufacturing magnetic cell
KR20160008451A (en) 2014-07-14 2016-01-22 브릴리언츠 주식회사 Multi magnetic card
KR20160145298A (en) 2015-06-10 2016-12-20 브릴리언츠 주식회사 Multi card for combining mobile device

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20160008452A (en) 2014-07-14 2016-01-22 브릴리언츠 주식회사 Multi magnetic card and method for manufacturing magnetic cell
KR20160008451A (en) 2014-07-14 2016-01-22 브릴리언츠 주식회사 Multi magnetic card
KR20150112903A (en) 2015-04-06 2015-10-07 브릴리언츠 주식회사 Multi magnet-stripe card with multi-variable magnetic field generator
KR20160145298A (en) 2015-06-10 2016-12-20 브릴리언츠 주식회사 Multi card for combining mobile device

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Effective date: 20140521