KR20110082981A - System and method for paying tuition fees by credit card - Google Patents

System and method for paying tuition fees by credit card Download PDF

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Publication number
KR20110082981A
KR20110082981A KR1020100002958A KR20100002958A KR20110082981A KR 20110082981 A KR20110082981 A KR 20110082981A KR 1020100002958 A KR1020100002958 A KR 1020100002958A KR 20100002958 A KR20100002958 A KR 20100002958A KR 20110082981 A KR20110082981 A KR 20110082981A
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tuition
payment
customer
credit card
terminal
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KR1020100002958A
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Korean (ko)
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김정대
이인문
민행기
이헌주
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주식회사 우리은행
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Priority to KR1020100002958A priority Critical patent/KR20110082981A/en
Publication of KR20110082981A publication Critical patent/KR20110082981A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Buyer or seller confidence or verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/20—Education
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
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  • Tourism & Hospitality (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Health & Medical Sciences (AREA)
  • Primary Health Care (AREA)
  • Human Resources & Organizations (AREA)
  • General Health & Medical Sciences (AREA)
  • Educational Technology (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Educational Administration (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

In the tuition credit card payment system according to an embodiment of the present invention, when receiving a tuition credit card storage request from a terminal of a customer who has a credit card, the tuition fee application form for entering the school and student number of the customer A tuition storing application unit for transmitting to the terminal and receiving the tuition storing application form from the customer terminal when the customer completes the tuition storing application form through the customer terminal to obtain school and student ID information of the customer; An information retrieval unit for retrieving the customer information and tuition payment amount information from the database associated with the school using the school and student ID information; And a tuition payment processing unit which transmits the academic information and the tuition payment amount information to the customer terminal, receives the credit card related information from the customer terminal, and performs payment processing of the tuition fee through the credit card.

Description

SYSTEM AND METHOD OF PAYMENT CREDIT CARD PAYMENT {SYSTEM AND METHOD FOR PAYING TUITION FEES BY CREDIT CARD}

Embodiments of the present invention relate to a system and method for paying tuition fees of a (large) school with a credit card.

Generally, the university tuition payment method currently in use generates billing data for the student, sends registration fee data to two or three partner banks of the school, and the partner bank receives the tuition fee and closes the day after the business is closed. The daily tally is then sent back to the school.

Such a conventional tuition payment method has an inconvenient problem in that, if there is a change in the tuition fee amount, payment processing is impossible and the fee must be paid in the second registration after the billing data is corrected at the school again.

Recently, a direct debit payment service has been introduced to eliminate this problem. However, the direct debit method requires the payer to have an account number of an affiliate bank. In other words, the real-time registration status inquiry cannot be known by the school.

In order to solve such a conventional problem, an embodiment of the present invention proposes a tuition credit card payment system and method for paying tuition by credit card.

An embodiment of the present invention can facilitate the tuition payer by allowing the payment of tuition by using a credit card, and provides a tuition credit card payment system and method that can accommodate tuition card payment needs. do.

In one embodiment of the present invention, by granting a special limit or providing a save service when the credit card limit is insufficient, it is possible to expect to increase the student enrollment rate, alleviate the financial burden of parents and improve the school image outside the tuition Provides a credit card payment system and method.

The problem to be solved by the present invention is not limited to the above-mentioned problem, another task (s) not mentioned will be clearly understood by those skilled in the art from the following description.

In the tuition credit card payment system according to an embodiment of the present invention, when receiving a tuition credit card storage request from a terminal of a customer who has a credit card, the tuition fee application form for entering the school and student number of the customer A tuition storing application unit for transmitting to the terminal and receiving the tuition storing application form from the customer terminal when the customer completes the tuition storing application form through the customer terminal to obtain school and student ID information of the customer; An information retrieval unit for retrieving the customer information and tuition payment amount information from the database associated with the school using the school and student ID information; And a tuition payment processing unit which transmits the academic information and the tuition payment amount information to the customer terminal, receives the credit card related information from the customer terminal, and performs payment processing of the tuition fee through the credit card.

The tuition credit card payment method according to an embodiment of the present invention, when receiving a tuition credit card storage request from the terminal of the customer holding a credit card, the customer receives a tuition payment application that can enter the school and student ID of the customer Transmitting to the terminal; When the customer completes the tuition storing application through the customer terminal, receiving the tuition storing application from the customer terminal to obtain school and student ID information of the customer; Retrieving the customer information and tuition payment amount information from the database associated with the school using the school and student number information; And transmitting the academic information and the tuition payment amount information to the customer terminal, receiving the credit card related information from the customer terminal, and performing payment processing of the tuition fee through the credit card.

Specific details of other embodiments are included in the detailed description and the accompanying drawings.

Advantages and / or features of the present invention and methods for achieving them will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms, only the present embodiments to make the disclosure of the present invention complete, and common knowledge in the art to which the present invention pertains. It is provided to fully inform the person having the scope of the invention, which is defined only by the scope of the claims. Like reference numerals refer to like elements throughout.

According to an embodiment of the present invention, it is possible to facilitate the tuition fee payer by allowing the tuition payment to be made using a credit card, and to accommodate the tuition card payment needs.

According to an embodiment of the present invention, by granting a special limit or providing a save service when the credit card limit is insufficient, it is possible to expect to increase the student enrollment rate, reduce the economic burden of the parents, as well as improve the school external image can do.

1 is a block diagram illustrating a credit card payment system according to an embodiment of the present invention.
2 and 3 illustrate an example of applying for payment of a tuition credit card through a homepage according to an embodiment of the present invention.
4 is a diagram illustrating an example of applying for payment of a tuition credit card through a bank branch in accordance with an embodiment of the present invention.
5 is a flowchart illustrating a tuition payment credit card payment method according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings will be described embodiments of the present invention;

1 is a block diagram illustrating a credit card payment system according to an embodiment of the present invention.

Credit card payment system 100 according to an embodiment of the present invention is a tuition storage application unit 110, information retrieval unit 120, tuition payment processing unit 130, special degree granting unit 140, save service unit ( 150, a fee charging unit 160, a card issuing unit 170, a text message sending unit 180, and a controller 190.

When receiving the tuition credit card storage request from the terminal of the customer holding the credit card, the tuition storing application unit 110 transmits the tuition storage application to the customer terminal to input the school and student number of the customer. In addition, when the customer completes the tuition storage application through the customer terminal, the tuition storage application unit 110 receives the tuition storage application from the customer terminal to obtain school and student ID information of the customer. .

In an embodiment of the present invention, the tuition credit card storage request is received from the customer terminal. However, the present invention is not limited thereto, and the tuition credit card storage application may be received from a bank branch terminal. As a result, it is possible to provide an environment in which a tuition fee can be paid by a credit card not only in the customer terminal but also in a branch office. For reference, in the embodiment of the present invention will be described limited to the customer terminal, but this is for convenience and easy understanding of the description, it is obvious that it does not limit the scope of rights.

The information retrieval unit 120 uses the school and student ID information to retrieve the student information and tuition payment amount information from a database associated with the school. Alternatively, the information retrieval unit 120 may directly retrieve the information from an internal database linked with the database.

The tuition payment processing unit 130 transmits the academic information and the tuition payment amount information to the customer terminal, receives the credit card related information from the customer terminal, and performs payment processing of the tuition fee through the credit card. .

In this case, the tuition payment processing unit 130 may perform the payment processing on the day of applying for the tuition credit card storage. In addition, the tuition payment processing unit 130, when the customer does not have the credit card when applying for the tuition credit card storage application, based on the date when the new application for the credit card is issued, that is, the tuition credit card storage application date The payment processing can be performed on the following day.

The tuition payment processing unit 130 may deposit the paid tuition fee to the student-specific virtual account. Accordingly, the university may withdraw the deposited tuition fee from the virtual account and process the student as having paid the tuition fee.

The special degree granting unit 140 may grant a special degree to the customer when the credit card limit is insufficient. In this case, the special degree granting unit 140 may grant a special degree as much as the tuition amount to the customer as soon as the credit rating of the customer is greater than or equal to a predetermined credit rating previously determined by the bank.

When the customer applies for a save service, the save service unit 150 prepays a save point up to a predetermined amount within the range of the tuition fee when the customer applies for a save service, and the prepaid save point. Can be charged as an installment to the customer for a predetermined month.

That is, the save service unit 150 receives a part of the tuition fee and saves it, and then saves the paid amount by dividing the monthly savings points into points (save points) accumulated according to the amount of card use. Can provide.

In this case, when the save point is charged, the save service unit 150 may impose a predetermined ratio of the save point to the customer as an installment fee.

For example, the save service unit 150 may receive a payment of 500,000 won out of the tuition payment amount and prepaid processing, and may be redeemed by monthly points for 36 months by points accumulated according to the use of the card. In this case, the save service unit 150 may charge 4.8% of the amount to be repaid each month as an installment fee.

The save service unit 150 may process the shortage points by the credit card when there are not enough points to be repaid in the month.

The fee charging unit 160 may charge an installment fee in connection with an installment payment of the tuition fee when processing the payment of the tuition, wherein a single rate (for example, 9.8% per year) is applied regardless of the credit rating of the customer. An installment fee may be charged by applying

In addition, the fee charging unit 160 may impose a predetermined merchant fee (for example, 1.5% of the tuition fee) to the university which is the affiliate store when the tuition payment is processed.

The card issuing unit 170, when the application for storing the tuition credit card, if the customer does not have the credit card, receives a new card issuance from the customer through the customer terminal, the new credit card to the customer Issue can be processed.

Accordingly, the customer can apply to receive the tuition fee on the day of issuance application using the new credit card. However, payment of tuition may be completed the day after application for issuance. The customer will be able to receive a few days after the date of application for issuing the new credit card.

The text message sending unit 180 may send a text message (SMS) related to the card issuance to the customer terminal. In addition, the text message sending unit 180 may send the tuition payment-related text message to the customer terminal after the payment processing of the tuition.

The control unit 190 is a credit card payment system 100 according to an embodiment of the present invention, that is, the tuition storage application unit 110, the information search unit 120, the tuition payment processing unit 130, special degree grant unit The operation of the 140, the save service unit 150, the fee charge unit 160, the card issuer 170, and the text message sender 180 may be controlled overall.

On the other hand, in the embodiment of the present invention when the school generally has a cash payment contract with the bank. Colleges that can make cash payments without changing their data layout (lay-out) are immediately interfaced with the card company and converted to card storage data, so that cards can be stored immediately at the Internet and branch counters. The computer processing burden on the side can be eliminated.

In addition, in the embodiment of the present invention, even when data is transmitted from the card storage bank, the same layout (lay-out) as in the payment of cash is transmitted, but only the content of the card payment is coded, thereby providing the convenience of managing the school to the school. have.

2 and 3 illustrate an example of applying for payment of a tuition credit card through a homepage according to an embodiment of the present invention.

First, the customer accesses the Internet and visits the homepage for paying tuition credit card. Subsequently, the customer moves from the homepage to the tuition storing application page shown in FIG. 2. Subsequently, the customer selects the school from the school selection menu 210, enters the student number in the student number input box 220, and clicks the confirm button 230.

Then, the tuition credit card payment system according to an embodiment of the present invention updates and displays the tuition storing application page as shown in FIG. 3. On the tuition payment application page of FIG. 3, the customer checks the payment target information 310 such as school name, student number, student name, affiliation information, school division, grade, registration semester, storage start date, and storage end date, and payment amount. The payment target amount confirmation details 320 such as a name, a payment amount, and a card payment can be confirmed.

As a result of the confirmation, if the information on the payment target information and the amount to be paid is correct, the customer can use the credit card related information such as the card number, card password, expiration date, CVC (Card Validation Code), special approval request, and lump sum payment. After entering 330, click the confirm button 340.

Then, the tuition credit card payment system immediately completes the tuition payment process using the credit card related information. In addition, the tuition credit card payment system may provide a text message after the payment transaction processing, and may provide a receipt output function so that the customer can immediately output the receipt.

If you do not have a credit card that can be used to pay tuition, you must first apply for a new credit card. At this time, the customer only enters the academic information (school and student number) when applying for card issuance, the card issuance and tuition payment is automatically performed at the bank headquarters the next business day.

Alternatively, if you do not have a credit card for tuition payment, you may apply for a new credit card issue first and then perform the above steps.

After the new card issuance application, the customer may receive a text message (SMS) at the time of card issuance completion and payment of the card.

4 is a diagram illustrating an example of applying for payment of a tuition credit card through a bank branch in accordance with an embodiment of the present invention.

First, the customer directly visits the branch office and receives a tuition card payment application form as shown in FIG. 4, and then fills out a card member name, social security number, card number, contact information, and the like in the application member field 410. Subsequently, the customer enters the student's name, student number, registration amount to be paid, payment classification (date / time installment), etc. in the student information field 420. In this case, in order to apply for a special degree or a save service, the special degree application field 430 Alternatively, the application may be checked in the save service application field 440.

The customer then checks all of the above and submits the application for payment of the tuition card to the branch staff. Then, the branch employee accesses the tuition credit card payment system according to an embodiment of the present invention through a bank branch terminal and inputs corresponding information, and if the input information matches, the tuition payment process is performed by the credit card.

At this time, if the customer does not have a credit card required for payment of tuition, a process of receiving a new credit card issuance application may be added. That is, the tuition credit card payment system receives the new credit card issuance application, immediately issues the new credit card and issues the tuition payment on the next business day after the application and issuance. The tuition credit card payment system may send a text message (SMS) to the customer terminal after the tuition payment is completed.

5 is a flowchart illustrating a tuition payment credit card payment method according to an embodiment of the present invention. The tuition credit card payment method may be performed by the tuition credit card payment system 100 of FIG. 1.

Referring to FIG. 5, in step 510, the tuition credit card payment system receives a tuition credit card acceptance request from a terminal of a customer holding a credit card.

Next, in step 520, the tuition credit card payment system transmits a tuition receipt application form for entering the school and student number of the customer to the customer terminal.

Next, when the customer completes the tuition receipt application form through the customer terminal (YES direction 530), the tuition credit card payment system receives the tuition receipt application form from the customer terminal in step 540. Receive the school and student ID information of the customer.

Next, in step 550 the tuition credit card payment system retrieves the customer's medical information and tuition payment amount information from the database associated with the school using the school and student ID information, and the searched academic information and tuition payment The amount information is transmitted to the customer terminal.

Next, in step 560, the tuition credit card payment system receives the credit card related information from the customer terminal and performs the payment processing of the tuition through the credit card.

At this time, the tuition credit card payment system may deposit the paid tuition fee to the student-specific virtual account. In addition, the tuition credit card payment system may impose an installment fee by applying a single rate regardless of the customer's credit rating in connection with the payment of the tuition. In addition, the tuition credit card payment system may impose a predetermined merchant fee on the school, which is an affiliated store, when the tuition payment is processed.

On the other hand, the tuition credit card payment system may grant the customer a particular degree in accordance with the qualification criteria of the customer's credit grade within the scope of the tuition, when the credit card limit is insufficient.

In addition, the tuition credit card payment system, when the customer applies for a save service when the tuition payment application is made, prepays a predetermined amount to a save point within a range of the tuition, and prepays the prepaid save points for a predetermined month. In installments to the customer. When the save point is charged, the tuition credit card payment system may impose a certain percentage of the save point on the customer as an installment fee.

In addition, the tuition credit card payment system, when the customer does not have the credit card when applying for the tuition credit card storage application, the new credit card is issued from the customer through the customer terminal received a new credit card to the customer Issue can be processed. At this time, the tuition credit card payment system may send a text message related to the card issuance to the customer terminal.

As such, when the credit card is newly issued and the tuition is paid, the tuition credit card payment system may perform the payment process the next day based on the tuition credit card storage application date. The tuition credit card payment system may send the tuition payment related text message to the customer terminal after the tuition payment process.

Embodiments of the present invention include computer readable media including program instructions for performing various computer implemented operations. The computer readable medium may include program instructions, local data files, local data structures, or the like, alone or in combination. The media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical recording media such as CD-ROMs, DVDs, magnetic-optical media such as floppy disks, and ROM, RAM, flash memory, and the like. Hardware devices specifically configured to store and execute the same program instructions are included. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like.

According to one embodiment of the present invention, it is possible to facilitate the tuition fee payer by allowing the payment of the tuition fee using a credit card, it is possible to accommodate the tuition card payment needs (needs).

In addition, according to an embodiment of the present invention, by granting a special limit or providing a save service when the credit card limit is insufficient, it is possible to expect to increase the student enrollment rate and to reduce the economic burden of the parents as well as the external image of the school Can be improved.

While specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined not only by the claims below, but also by the equivalents of the claims.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above-described embodiments, which can be variously modified and modified by those skilled in the art to which the present invention pertains. Modifications are possible. Accordingly, the spirit of the present invention should be understood only by the claims set forth below, and all equivalent or equivalent modifications thereof will belong to the scope of the present invention.

110: tuition storage application department
120: information retrieval unit
130: tuition payment processing unit
140: special degree grant
150: Save Service Department
160: charge fee
170: card issuing unit
180: text message sending unit
190:

Claims (17)

When receiving a tuition fee credit card application from a terminal or bank branch of a customer with a credit card, the tuition receipt application form for entering the school and student number of the client is transmitted to the terminal or the bank branch, When the customer or the bank branch employee completes the tuition receipt application form through the customer terminal or the bank branch terminal, the tuition receipt application form is received from the customer terminal or the bank branch terminal to receive the school and student number. A tuition storing application unit for obtaining information;
An information retrieval unit for retrieving the customer information and tuition payment amount information from the database associated with the school using the school and student ID information; And
The credit information and the tuition payment amount information are transmitted to the customer terminal or the bank sales terminal, and the credit card related information is received from the customer terminal or the bank sales terminal to perform the payment processing of the tuition fee through the credit card. Tuition payment processing department to perform
Tuition credit card payment system comprising a.
The method of claim 1,
A special limit granting unit grants a special limit to the customer when the credit card limit is insufficient.
Tuition credit card payment system further comprises a.
The method of claim 2,
The special degree granting unit
The credit card payment system, characterized in that if the customer's qualification criteria for each credit rating is more than a predetermined credit rating, granting the special degree at the same amount as the tuition fee immediately upon applying for the special degree.
The method of claim 1,
When the customer applies for the save service, the prepayment fee is prepaid as a save point within the range of the tuition fee, and the prepaid save point is charged to the customer for a predetermined month. When the save point is charged, a save service unit that charges the customer as a installment fee at a certain rate of the save point.
Tuition credit card payment system further comprises a.
The method of claim 1,
In the process of payment of the tuition fee, a fee is imposed to charge the installment fee by applying a single rate regardless of the credit rating of the customer, or to charge a predetermined merchant fee to the affiliated school.
Tuition credit card payment system further comprises a.
The method of claim 1,
If the customer does not have the credit card when applying for the tuition fee credit card, the customer receives the registration information through the customer terminal or the bank sales terminal and receives a new card issuance, and the new credit card is applied on the day of application. A card issuing unit for issuing and processing the customer; And
Text message sending unit for sending a text message associated with the card issuance to the customer terminal
Further comprising:
The tuition payment processing unit
The tuition credit card payment system, characterized in that the tuition payment payment processing is approved on the next business day on the basis of the tuition credit card storage application date.
The method of claim 6,
The text message sending unit
The tuition payment card payment system, characterized in that for transmitting the tuition payment related text message to the customer terminal after the payment of the tuition.
The method of claim 1,
The tuition payment processing unit
Tuition credit card payment system, characterized in that for depositing the paid tuition fee to the student-specific virtual account.
When receiving a tuition credit card storage request from the terminal of the customer holding a credit card or bank terminal, transmitting a tuition receipt application form for entering the school and student number of the customer to the customer terminal or the bank branch terminal ;
When the customer or the bank branch employee completes the tuition receipt application form through the customer terminal or the bank branch terminal, the tuition receipt application form is received from the customer terminal or the bank branch terminal to receive the school and student number. Obtaining information;
Retrieving the customer information and tuition payment amount information from the database associated with the school using the school and student number information; And
The credit information and the tuition payment amount information are transmitted to the customer terminal or the bank sales terminal, and the credit card related information is received from the customer terminal or the bank sales terminal to perform the payment processing of the tuition fee through the credit card. Steps to perform
Tuition payment credit card payment method comprising a.
10. The method of claim 9,
When the credit card limit is insufficient, granting a special limit to the customer
Tuition payment credit card payment method characterized in that it further comprises.
The method of claim 10,
Granting the special degree
Granting the special degree according to the qualification criteria of the customer's credit grade within the tuition fee
Tuition payment credit card payment method comprising the.
10. The method of claim 9,
When the customer applies for the save service when the tuition acceptance application is prepared, prepaid up to a predetermined amount as a save point within the range of the tuition fee;
Charging the prepaid save point to the customer for a predetermined month; And
Charging the customer with an installment fee as a percentage of the save point when the save point is charged
Tuition payment credit card payment method characterized in that it further comprises.
10. The method of claim 9,
In the case of payment of the tuition fee, charging the installment fee by applying a single rate regardless of the credit rating of the customer regarding the installment payment of the tuition fee.
Tuition payment credit card payment method characterized in that it further comprises.
10. The method of claim 9,
Receiving the tuition information through the customer terminal or the bank branch terminal when the customer does not have the credit card when applying for the tuition credit card storage request;
Issuing and processing a new credit card to the customer on the day of application, and sending a text message related to the card issuance to the customer terminal; And
Receiving the tuition credit card storage request from the customer terminal or the bank sales terminal;
Further comprising:
Performing the payment processing of the tuition
Approving the tuition payment on the next business day based on the tuition credit card application date
Tuition payment credit card payment method comprising the.
The method according to claim 9 or 14,
After the payment of the tuition fee, sending the tuition payment related text message to the customer terminal;
Tuition payment credit card payment method characterized in that it further comprises.
10. The method of claim 9,
Performing the payment processing of the tuition
Depositing the paid tuition fee into a student-specific virtual account
Tuition payment credit card payment method comprising the.
The method of claim 1,
When the payment of the tuition fee, the step of imposing a predetermined merchant fee to the school that is affiliated
Tuition payment credit card payment method characterized in that it further comprises.
KR1020100002958A 2010-01-13 2010-01-13 System and method for paying tuition fees by credit card KR20110082981A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101415457B1 (en) * 2012-02-15 2014-07-04 김홍일 Server for paying tuition, associating a donator with a student, associating working sholarship system with a student and operating method thereof
KR20160124469A (en) 2015-04-20 2016-10-28 김유창 System and method for paying tuition fees by credit card using online

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101415457B1 (en) * 2012-02-15 2014-07-04 김홍일 Server for paying tuition, associating a donator with a student, associating working sholarship system with a student and operating method thereof
KR20160124469A (en) 2015-04-20 2016-10-28 김유창 System and method for paying tuition fees by credit card using online

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