KR20110049433A - Commission adjustment system and method for using adjustment type and adjustment pattern - Google Patents
Commission adjustment system and method for using adjustment type and adjustment pattern Download PDFInfo
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- KR20110049433A KR20110049433A KR1020090106448A KR20090106448A KR20110049433A KR 20110049433 A KR20110049433 A KR 20110049433A KR 1020090106448 A KR1020090106448 A KR 1020090106448A KR 20090106448 A KR20090106448 A KR 20090106448A KR 20110049433 A KR20110049433 A KR 20110049433A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q40/08—Insurance
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Abstract
The present invention provides an information storage unit for storing information, contract information, and contract performance of the fee payment target; A settlement type storage unit for storing a settlement type; A settlement pattern storage unit for storing the settlement pattern; A settlement type generation unit for generating a plurality of settlement types including one or more insurance products by grouping insurance products according to an input transmitted from a user terminal and storing the settlement products in a settlement type storage unit; Generate a settlement pattern including the settlement pattern name, settlement type stored in the settlement type storage unit, settlement cycle corresponding to each settlement type, and commission payment rate, and according to the input transmitted from the user terminal, settlement pattern name, settlement cycle and commission payment rate A settlement pattern generator configured to set and store the settlement pattern in a storage unit; A matching unit which searches for the settlement pattern name from the settlement pattern storage unit according to an input transmitted from the user terminal, extracts the settlement pattern, extracts the commission payment target from the information storage unit, and matches the settlement pattern with the commission payment target; When a fee settlement request is received from a user terminal for a specific fee payee, the contract information for the specific fee payee is extracted from the information storage unit, and a settlement pattern associated with the specific fee payer is extracted from the settlement pattern storage unit. A fee settlement unit configured to calculate a fee by calculating each factor of the insurance product and the commission of the contract information extracted, the settlement type including the insurance product from the extracted settlement pattern, the settlement cycle corresponding to the settlement type, and the commission payment rate; It relates to a vehicle, long-term insurance, life insurance integrated fee settlement system through the settlement type and settlement pattern generated using the insurance product grouping, including. According to the present invention, a vehicle through a settlement type and settlement pattern generated by using an insurance product grouping that integrates car insurance, long-term insurance, and life insurance for each person who pays the fee, without calculating the fee for each insurance product. , Long-term insurance and life insurance integrated fee settlement system and methods can be provided.
Description
The present invention relates to a system and method for settlement of automobile, long-term insurance, and life insurance integrated fees through a settlement type and settlement pattern generated using insurance product grouping, and more specifically, a fee without calculating fees for individual insurance products. The present invention relates to a system and method for calculating a vehicle, long-term insurance, and life insurance integrated fee through a settlement type and a settlement pattern generated by using an insurance product grouping for integrating auto insurance, long-term insurance, and life insurance by payee.
The present invention relates to a system and method for integrating a vehicle, long-term insurance and life insurance integrated fee through a settlement type and settlement pattern created using insurance product grouping.
In the past, most independent agency agencies and general agents use manual systems using Excel or manage and settle individual insurance products. This, combined with complex tasks arising from insurance such as first-time, installment, collection, reimbursement, termination, and expiration, requires additional manpower for settlement and settlement. In addition, even though the settlement is completed, most settlement results are not accurate, causing dissatisfaction with the FC (designer) of the agency.
An object of the present invention devised to solve the above-mentioned problems is generated by using an insurance product grouping that calculates fees by integrating auto insurance, long-term insurance, and life insurance for each person who pays the fee, without calculating the fee for each insurance product. To provide a vehicle and long-term insurance, life insurance integrated fee settlement system and method through the settled settlement type and settlement pattern.
In addition, another object of the present invention is an automobile through the settlement type and settlement pattern generated by using the insurance product grouping that can settle fees even if the commission rate is independently operated according to the fee payment target of FC, team, branch, etc., To provide long-term and life insurance integrated fee settlement system and method.
In addition, another object of the present invention can be changed when it is necessary to change the rate of fees paid to the sub-organization, and the vehicle through the settlement type and settlement pattern generated by using the insurance product grouping that can also change the settlement cycle To provide a long-term, life insurance, integrated fee settlement system and method.
According to a feature of the present invention for achieving the object as described above, the present invention is an information storage unit for storing information, contract information and contract performance of the fee payment target, the settlement type storage unit for storing the settlement type, the settlement pattern Settlement pattern storage to be stored, the settlement type group to generate a plurality of settlement types including one or more insurance products by grouping the insurance products in accordance with the input transmitted from the user terminal, and stored in the settlement type storage, settlement pattern name, Settlement type stored in the settlement type storage unit, the settlement pattern including the settlement cycle and fee payment rate corresponding to each settlement type, and set the settlement pattern name, settlement cycle and commission payment rate according to the input transmitted from the user terminal Settlement pattern generation unit for storing in the pattern storage unit, input to the input from the user terminal According to the settlement pattern name is retrieved from the settlement pattern storage unit to extract the settlement pattern, and to extract the commission payment target from the information storage unit, matching unit to match the settlement pattern and the commission payment targets, the user terminal to a specific fee payment target When a request for settlement of fees is received, contract information for a specific fee payee is extracted from the information storage unit, and a settlement pattern associated with a specific fee payee is extracted from the settlement pattern store. And a fee settlement unit that calculates a fee by calculating each factor of a settlement fee, a settlement cycle corresponding to the settlement type, and a commission payment rate corresponding to the settlement type.
The settlement type generation unit may add, delete, or change an insurance product according to an input transmitted from a user terminal for each settlement type stored in the settlement type storage unit, and add, delete, and change an insurance product. .
The settlement pattern generation unit may add, delete or change a settlement type or change a settlement cycle, fee payment rate or settlement pattern name according to an input transmitted from a user terminal for each settlement pattern stored in the settlement pattern storage unit. It is characterized by.
In addition, the present invention comprises the steps of (a) generating a plurality of settlement types containing one or more insurance products by grouping insurance products according to the input transmitted from the user terminal, the settlement type generation unit, and storing in the settlement type storage unit, (b The settlement pattern generation unit generates a settlement pattern including a settlement pattern name, a settlement type stored in the settlement type storage unit, a settlement cycle corresponding to each settlement type, and a fee payment rate, and according to an input transmitted from a user terminal, Setting the settlement cycle and fee payment rate and storing the settlement pattern in the settlement pattern storage unit, (c) matching unit extracts the settlement pattern from the settlement pattern storage unit according to the input transmitted from the user terminal and extracts the settlement pattern from the information storage unit. Extract the commission payee and match the settlement pattern with the payee Step (d) When the settlement unit receives a fee settlement request from a user terminal for a specific commission payment target, the contract information for the specific commission payment target is extracted from the information storage unit and the settlement pattern associated with the specific commission payment target is settled. The fee is calculated by calculating each factor of the insurance product and the commission, extracted from the pattern storage unit, the settlement type including the insurance product in the extracted settlement pattern, the settlement cycle corresponding to the settlement type, and the commission payment rate. It includes the step of calculating.
According to the present invention as described above, the settlement type and settlement generated by using the insurance product grouping to calculate the fee by integrating the car insurance, long-term insurance, and life insurance for each person who pays the fee, without calculating the fee for each insurance product Patterns can provide systems and methods for integrating auto, long-term, and life insurance fees.
In addition, according to the present invention, the car, long-term insurance through the settlement type and settlement pattern generated using the insurance product grouping that can set the fee even if the commission rate is independently operated according to the fee payment target of FC, team, branch, etc. Can provide life insurance integration fee settlement system and method.
In addition, according to the present invention, when it is necessary to change the rate of fees paid to subordinate organizations, it is possible to change, and the change of the settlement cycle is also possible through the insurance product grouping, which is generated using the settlement type and settlement pattern. Can provide life insurance integration fee settlement system and method.
Specific details of other embodiments are included in the detailed description and the drawings.
Advantages and features of the present invention and methods for achieving them will be apparent with reference to the embodiments described below in detail with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but can be implemented in various different forms, and only the embodiments make the disclosure of the present invention complete, and the general knowledge in the art to which the present invention belongs. It is provided to fully inform the person having the scope of the invention, which is defined only by the scope of the claims. Like reference numerals refer to like elements throughout the specification.
Hereinafter, the present invention will be described with reference to the drawings for explaining a vehicle and a long-term insurance and life insurance integrated fee settlement system and method through a settlement type and a settlement pattern generated using insurance product grouping according to embodiments of the present invention. Explain.
1 is a view showing a system for setting up a vehicle, a long-term insurance, a life insurance integrated fee through a settlement type and a settlement pattern generated using insurance product grouping according to a preferred embodiment of the present invention, and FIG. 3 is a preferred embodiment of the present invention. A diagram showing generation of a settlement type according to an example.
4 is a view showing the generation of a settlement pattern according to a preferred embodiment of the present invention, Figure 5 is a view showing matching the payment pattern and the settlement pattern according to a preferred embodiment of the present invention.
6 is a view showing a fee settlement result according to a preferred embodiment of the present invention.
Referring to FIG. 1, a vehicle, long-term insurance, and life insurance integrated fee settlement system (hereinafter, referred to as a fee settlement system) through a settlement type and a settlement pattern generated by using an insurance product grouping according to a preferred embodiment of the present invention. ) Is the
A commission is the money that an insurance company pays to an independent legal agency or a general agency.
An independent corporate agency (GA) is an agency that does not belong to a specific insurance company and specializes in selling various insurance company products.
A general agency means an agency that belongs to a specific insurance company and sells only certain insurance company products.
Fees are money paid by an independent corporate agency or a general agency to a subsystem or life planner.
The
Fee payments include insurance agents, which are subsidiaries of independent corporate or general agencies, sub-teams of insurance agents, and financial consultants (FCs).
The information on the subject of the fee payment includes the personal details of the subject.
The contract information refers to the information of the insurance contract with the insured person, and includes the insurance product, the insurance company, the large fee corresponding to the insurance product, the term of the insurance contract, the payment amount, and the contract terms.
The contract performance represents the insurance performance contracted by the person paying the fee.
The settlement
The settlement
The
The settlement
The
The
Therefore, the
Referring to FIG. 3, this is to generate a
When the above steps are repeated, one or more insurance products are grouped and included in each
The
Referring to FIG. 4, the settlement
The
Therefore, the same
The
This is preferably expressed as a percentage, or a percentage with a fee, and is determined by user input.
The
The
Referring to FIG. 5, the fee payee is retrieved from the
When the
That is, the
Referring to FIG. 6, a Gyeongin headquarters and a Gangseo branch, which are subject to fee payment, are listed, and the
Of course, it is obvious that the fee can be output for each
Therefore, according to the present invention, it is possible to settle fees by integrating auto insurance, long-term insurance, and life insurance for each person who pays fees, without calculating the fees for individual insurance products, and to pay the fees for FC, teams, branches, etc. Accordingly, it is possible to provide a system and method for integrating auto and long-term insurance and life insurance through the settlement type and settlement pattern created by using insurance product grouping, which can settle fees even if the commission rate is operated independently.
In addition, in the
When the
Therefore, it is possible to change the existing
In addition, in the
If it is necessary to change the settlement pattern later, a
Accordingly, according to the present invention, when the fee rate to be paid to the subordinate organization needs to be changed, it is possible to change, and the change of the
2 is a flowchart illustrating a method for calculating an integrated fee for automobiles, long-term insurance, and life insurance through a settlement type and a settlement pattern generated using insurance product grouping according to a preferred embodiment of the present invention.
A fee settlement method will be described in detail below with reference to FIG. 2.
First, the settlement
After that, the settlement
Thereafter, the
Thereafter, when the
Those skilled in the art will appreciate that the present invention can be embodied in other specific forms without changing the technical spirit or essential features of the present invention. Therefore, it should be understood that the embodiments described above are exemplary in all respects and not limiting. The scope of the present invention is indicated by the scope of the following claims rather than the detailed description, and all changes or modifications derived from the meaning and scope of the claims and the equivalent concept are included in the scope of the present invention. Should be interpreted.
FIG. 1 is a diagram illustrating a system for integrating a fee for automobile, long-term insurance, and life insurance through a settlement type and a settlement pattern generated using insurance product grouping according to a preferred embodiment of the present invention.
2 is a flowchart illustrating a method for calculating an integrated fee for automobiles, long-term insurance, and life insurance through a settlement type and a settlement pattern generated using insurance product grouping according to a preferred embodiment of the present invention.
3 is a diagram illustrating the generation of a settlement type according to a preferred embodiment of the present invention.
4 is a diagram showing the generation of a settlement pattern according to a preferred embodiment of the present invention.
FIG. 5 is a diagram showing matching and association of a payment pattern with a settlement pattern according to a preferred embodiment of the present invention.
6 is a view showing a fee settlement result according to a preferred embodiment of the present invention.
<Explanation of symbols for the main parts of the drawings>
100: fee settlement system 110: information storage unit
112: settlement type storage unit 114: settlement pattern storage unit
120: settlement type generation unit 130: settlement pattern generation unit
140: matching unit 150: fee settlement unit
160: Internet network 170: user terminal
Claims (4)
Priority Applications (1)
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KR1020090106448A KR20110049433A (en) | 2009-11-05 | 2009-11-05 | Commission adjustment system and method for using adjustment type and adjustment pattern |
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KR1020090106448A KR20110049433A (en) | 2009-11-05 | 2009-11-05 | Commission adjustment system and method for using adjustment type and adjustment pattern |
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KR20110049433A true KR20110049433A (en) | 2011-05-12 |
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KR1020090106448A KR20110049433A (en) | 2009-11-05 | 2009-11-05 | Commission adjustment system and method for using adjustment type and adjustment pattern |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107909485A (en) * | 2017-10-20 | 2018-04-13 | 平安科技(深圳)有限公司 | Benefit data generation method and device based on no Claims Resolution |
KR20210063206A (en) | 2019-11-22 | 2021-06-01 | 주식회사 지넥슨 | Service operation system for insurance commission treatment of general agency |
KR20220013293A (en) | 2020-07-24 | 2022-02-04 | 주식회사 지넥슨 | Service method and service system for operation information of general agency |
KR102395415B1 (en) | 2021-05-10 | 2022-05-10 | 주식회사 지넥슨 | Service system for management information of general agency |
-
2009
- 2009-11-05 KR KR1020090106448A patent/KR20110049433A/en not_active Application Discontinuation
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107909485A (en) * | 2017-10-20 | 2018-04-13 | 平安科技(深圳)有限公司 | Benefit data generation method and device based on no Claims Resolution |
KR20210063206A (en) | 2019-11-22 | 2021-06-01 | 주식회사 지넥슨 | Service operation system for insurance commission treatment of general agency |
KR20220013293A (en) | 2020-07-24 | 2022-02-04 | 주식회사 지넥슨 | Service method and service system for operation information of general agency |
KR102395415B1 (en) | 2021-05-10 | 2022-05-10 | 주식회사 지넥슨 | Service system for management information of general agency |
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