KR102597510B1 - the managing and processing of payment of advance payments - Google Patents

the managing and processing of payment of advance payments Download PDF

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KR102597510B1
KR102597510B1 KR1020210024038A KR20210024038A KR102597510B1 KR 102597510 B1 KR102597510 B1 KR 102597510B1 KR 1020210024038 A KR1020210024038 A KR 1020210024038A KR 20210024038 A KR20210024038 A KR 20210024038A KR 102597510 B1 KR102597510 B1 KR 102597510B1
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라문수
한재영
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Abstract

본 발명은 발주처에서 원도급사에 지급되는 선급금을 효율적으로 관리하기 위해서 하도급사에게 지급안정성을 제공할 뿐만 아니라 원도급사에게도 실익을 제공함으로써 발주사, 원도급사, 하도급사 모두의 사업안정성을 도모한 발주처 선급금의 효율적인 관리 및 지급 처리방법에 관한 것으로, 공사정보와, 공사정보에 따른 이용약정과, 이용약정을 등록하는 이용약정 등록단계; 상기 공사정보에 따른 선급금을 청구하는 최초 실행단계; 상기 최초실행단계에 따른 각 결제주기마다 실행하는 주기별 실행단계; 상기 주기별 실행단계에서 발행된 상생매출채권의 만기일에 지급하는 선급금지급단계를 포함하는 것이다.The present invention not only provides payment stability to subcontractors in order to efficiently manage the advance payment paid to the main contractor by the ordering party, but also provides practical benefits to the main contractor, thereby promoting business stability for the ordering company, main contractor, and subcontractors. It relates to an efficient management and payment processing method of advance payment, including construction information, a use agreement according to the construction information, and a use agreement registration step of registering the use agreement; The first execution step of requesting advance payment according to the above construction information; An execution step for each cycle that is executed for each payment cycle according to the initial execution step; It includes an advance payment step paid on the maturity date of the win-win sales receivable issued in the execution step for each cycle.

Description

발주처 선급금의 효율적인 관리 및 지급 처리방법{the managing and processing of payment of advance payments}Efficient management and payment processing method of advance payments to ordering party {the managing and processing of payment of advance payments}

본 발명은 발주처에서 공사계약을 수주한 원도급사에게 공사 시작 전 지급하는 선급금의 효율적인 관리 및 지급 처리방법에 관한 것으로, 더 상세하게는 발주처에서 원도급사에 지급되는 선급금을 효율적으로 관리하기 위해 전자방식매출채권과 예치계좌를 이용하여 하도급사 및 그 이하 공사참여업체에 대금 지급보장의 안정성을 제공함으로써 발주사 및 공사참여 기업 및 노무자 모두의 자금지급 안정성을 도모할 수 있는 효율적인 관리방안 및 지급 처리방법에 관한 것이다.The present invention relates to an efficient management and payment processing method for the advance payment paid by the ordering party to the main contractor who has received a construction contract before the start of construction. More specifically, the present invention relates to an electronic method for efficiently managing the advance payment paid by the ordering party to the main contractor. An efficient management plan and payment processing method that can promote the stability of payment for all ordering companies, construction participating companies, and workers by providing stability of payment guarantee to subcontractors and lower-level construction participating companies using trade receivables and deposit accounts. It's about.

본 발명의 출원인은 2014년 7월 2일자로 출원하여 2017년 2월 2일자로 등록된 대한민국 등록특허 10-1704805호(납품대금 지급 상생 결제방법)를 출원하여 등록한 바가 있다.The applicant of the present invention has applied for and registered Republic of Korea Patent No. 10-1704805 (win-win payment method for payment of delivery price), which was applied for on July 2, 2014 and registered on February 2, 2017.

이 특허의 등록공고에 기재된 바와 같이, "상위 협력기업에 문제가 있더라도 안전하게 납품대금을 회수할 수 있어 중소기업의 현금유동성과 기업경쟁력을 강화할 수 있고, 협력기업의 대출시 금리를 우대 적용하여 하위 협력기업의 금융비용을 절감할 수 있을 뿐만 아니라 채권대금을 이용하여 하위 협력기업이 환출이자 수익을 얻을 수 있어 단기자금 운용효과를 기대할 수 있는 납품대금 지급 상생 결제방법에 관한것이다."라고 개시된 바가 있다.As stated in the registration notice of this patent, "even if there is a problem with the upper-level partner company, delivery payments can be safely collected, thereby strengthening the cash liquidity and corporate competitiveness of small and medium-sized businesses, and preferential interest rates are applied when borrowing from partner companies, thereby enabling lower-level cooperation." “It is about a win-win payment method for payment of delivery price that can not only reduce the company’s financial costs, but also allow lower-tier partner companies to earn interest profits by using bond proceeds, thereby expecting short-term fund management effects,” it was disclosed. .

대한민국 등록특허 10-1704805호(납품대금 지급 상생 결제방법)Republic of Korea Patent No. 10-1704805 (win-win payment method for payment of delivery price)

국가계약 및 공공기관의 계약은 통상적으로 계약자가 선급금 지급을 요청하면노무비를 제외하고 공사금액의 70%를 선급금으로 지급하도록 되어있다(기획재정부계약예규 제487호, 제34조제1항제1호). 선급금은 원도급사의 입출금이 가능한 요구불계좌에 입금되며, 해당공사의 하도급사 및 자재/장비 업체에 매달 지급되어야 함에도 불구하고 원도급사에서 해당 비용을 다른 용도로 전용함으로써 하도급사 및 그 이하 사업자들에게 지불/연체가 빈번하게 발생되고 있다.In national contracts and public institution contracts, if the contractor requests advance payment, 70% of the construction amount, excluding labor costs, is generally required to be paid in advance (Ministry of Strategy and Finance Contract Regulations No. 487, Article 34 (1) 1). . The advance payment is deposited into the main contractor's non-demand account where deposits and withdrawals are possible, and although it must be paid monthly to the subcontractors and material/equipment companies of the relevant construction, the main contractor diverts the cost to other purposes and pays it to the subcontractors and lower-level business operators. /Delinquency occurs frequently.

이에, 선급금지급 및 그 이후의 공사진행 일정에 따라 하도급사 및 자재/장비업체에게 정상적인 결제 시스템 구축의 필요성이 대두되고 있으며, 상생결제시스템의 장점을 이용하여 합리적인 시스템을 개발하고 구축할 필요가 있다.Accordingly, the need to establish a normal payment system for subcontractors and material/equipment companies according to advance payment and subsequent construction progress schedule is emerging, and there is a need to develop and establish a reasonable system by taking advantage of the win-win payment system. .

본 발명은 상술한 문제점들을 해소하기 위한 것으로, 발주처, 원도급사, 하도급사의 거래정보를 관련기업에게 투명하게 제공하고, 선급금의 입금과 지불을 금융기관과 협력하여 집행하며, 선급금 집행시 전자방식 매출채권으로 발행하도록 함으로써, 발주처 선급금을 효율적으로 관리할 뿐만 아니라 하위협력기업에 지불될 금원을 예치계좌에 보관 후 지급처리 하도록 한 발주처 선급금의 효율적인 관리 및 지급 처리방법을 제공하는데 그 목적이 있습니다. The present invention is intended to solve the above-mentioned problems, transparently providing transaction information of the ordering party, primary contractor, and subcontractor to related companies, executing the deposit and payment of advance payments in cooperation with financial institutions, and executing electronic sales when executing advance payments. By issuing it as a bond, the purpose is to not only efficiently manage the advance payment to the ordering party, but also provide an efficient management and payment processing method for the advance payment to the ordering party by storing the money to be paid to the lower-ranking partner company in a deposit account and then processing the payment.

상기 목적을 달성하기 위한 본 발명은 발주처단말(11)과, 원도급사단말(16)과, 하도급사단말(17)과, 자재/장비/노무 단말(18)과, 시스템서버(14), 금융기관서버(15)로 이루어진 선급금관리시스템(13)과, 각 구성요소 사이에서 데이터통신이 수행되도록 유선통신방식 또는 무선통신방식으로 연결된 통신라인(12)을 이용하는 발주처 선급금의 효율적인 관리 및 지급 처리방법으로 구현된다.The present invention for achieving the above purpose includes an ordering terminal (11), a primary contractor terminal (16), a subcontractor terminal (17), a material/equipment/labor terminal (18), a system server (14), and a financial An efficient management and payment processing method of an advance payment to an ordering party using an advance payment management system (13) consisting of an institutional server (15) and a communication line (12) connected by wired or wireless communication to enable data communication between each component. It is implemented as

이 방법을 개략적으로 살펴보면, 공사정보와, 공사정보에 따른 이용약정과, 이용약정을 등록하는 이용약정 등록단계; 상기 공사정보에 따른 선급금을 청구하는 최초 실행단계; 상기 최초실행단계에 따른 각 결제주기마다 실행하는 주기별 실행단계; 상기 주기별 실행단계에서 발행된 상생매출채권의 만기일에 지급하는 선급금지급단계를 포함하는 것이다.Briefly looking at this method, a service agreement registration step of registering construction information, a service agreement according to the construction information, and a service agreement; The first execution step of requesting advance payment according to the above construction information; An execution step for each cycle that is executed for each payment cycle according to the initial execution step; It includes an advance payment step paid on the maturity date of the win-win sales receivable issued in the execution step for each cycle.

실시예에서, 상기 이용약정 등록단계는,In an embodiment, the use agreement registration step is,

이용약정 데이터를 발주처에서 시스템서버로 전송하는 단계 S101; 이용약정 데이터를 수주처인 원도급사단말에서 시스템서버로 전송하는 단계 S102; 공사정보 데이터를 발주처단말에서 시스템서버로 전송하는 단계 S103; 상기 시스템서버는 발주처단말과 수주처인 원도급사단말에서 수신된 이용약정데이터와, 발주처에서 수신된 공사정보데이터를 상기 금융기관서버로 전달하는 단계 S104; 상기 금융기관서버는 상기 공사정보에 예치계좌를 연결하고, 이용약정을 등록하는 단계 S105를 포함하는 것이다.Step S101 of transmitting usage agreement data from the ordering party to the system server; Step S102 of transmitting the usage agreement data from the primary contractor terminal, which is the order recipient, to the system server; Step S103 of transmitting construction information data from the ordering party terminal to the system server; Step S104, wherein the system server transmits the use agreement data received from the ordering party terminal and the main contractor terminal, which is the ordering party, and the construction information data received from the ordering party to the financial institution server; The financial institution server includes step S105 of linking a deposit account to the construction information and registering a service agreement.

실시예에서, 상기 최초 실행단계는, In an embodiment, the first execution step is:

상기 원도급사단말로부터 상기 발주처단말로 청구용 세금계산서를 전송함으로써 선급금을 청구하는 단계 S1-1; 상기 발주처단말은 수신된 청구용 세금계산서에 기재된 선급금을 상기 예치계좌로 입금함으로써 상기 금융기관서버에 입금처리를 요청하는 단계 S1-2를 포함하는 것이다.Step S1-1 of requesting advance payment by transmitting a tax invoice for claim from the primary contractor terminal to the ordering terminal; The ordering terminal includes step S1-2 of requesting deposit processing from the financial institution server by depositing the advance payment stated in the received tax invoice into the deposit account.

실시예에서, 상기 주기별 실행단계는,In an embodiment, the execution step for each cycle is,

상기 이용약정에 따른 결제주기마다, 상기 자재단말/장비단말에서 상기 하도급사단말로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-1; 상기 이용약정에 따른 결제주기마다, 상기 하도급사단말에서 상기 원도급사단말로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-2; 상기 이용약정에 따른 결제주기마다, 상기 원도급사단말에서 상기 발주처단말로 주기별로 받기로 계약된 비용을 승인요청하는 단계 S2-3; 상기 이용약정에 따른 결제주기마다, 상기 발주처단말에서 상기 금융기관서버로 주기별로 받기로 계약된 비용을 승인하는 단계 S2-4를 포함하는 것이다.Step S2-1 of billing costs by issuing a tax invoice claiming the costs contracted to be received by cycle from the material terminal/equipment terminal to the subcontractor terminal at each payment cycle according to the service agreement; Step S2-2 of billing costs by issuing a tax invoice claiming the costs contracted to be received by cycle from the subcontractor terminal to the main contractor terminal at each payment cycle according to the service agreement; Step S2-3 of requesting approval for the cost contracted to be received by cycle from the primary contractor terminal to the ordering terminal for each payment cycle according to the service agreement; It includes step S2-4 of approving the cost contracted to be received by cycle from the ordering terminal to the financial institution server for each payment cycle according to the service agreement.

실시예에서, 상기 선급금지급단계는,In an embodiment, the advance payment step is,

상기 상생매출채권의 만기일에, 상기 금융기관서버는 하도급사계좌로 입금하는 단계 S4-1; 상기 상생매출채권의 만기일에, 상기 금융기관서버는 자재계좌, 장비계좌로 입금하는 단계 S4-2를 포함하는 것이다.Step S4-1, wherein on the maturity date of the win-win sales receivable, the financial institution server deposits the money into the subcontractor's account; On the maturity date of the win-win sales receivable, the financial institution server includes step S4-2 of depositing money into the material account and equipment account.

본 발명의 바람직한 효과에 따르면, 다음과 같은 장점이 있다.According to the preferred effects of the present invention, there are the following advantages.

1)발주처가 공사대금의 70%를 조기에 집행하기 때문에 원도급 회사 이하의 공사업체에게 현금유동성을 제공해준다.1) Because the ordering party executes 70% of the construction cost early, it provides cash liquidity to construction companies below the primary contracting company.

2)하도급 회사, 자재/장비/노무 회사는 원도급사가 선급금을 받더라고 예치계좌에 해당금액이 관리되고 향후 공사진행에 따른 대금지급은 발주처의 승인을 거쳐 공사대금을 확실히 보장받을 수 있다.2) Subcontracting companies, materials/equipment/labor companies, even if the main contractor receives the advance payment, the corresponding amount is managed in a deposit account, and future payment according to the progress of the construction is subject to approval by the ordering party, so that the construction payment can be guaranteed.

3)전자방식매출채권 발행시 해당 매출채권의 지급명목이 정확하고, 공사계약번호와 비용구분(노무비, 선급금, 기성금)이 명확하도록 지급함으로써 해당 채권이 만기가 도래하였을 경우 실제로 지급되는 계좌가 구분되어 지급된다.3) When issuing electronic sales receivables, the payment name of the relevant trade receivables is accurate, and the construction contract number and cost classification (labor cost, advance payment, and advance payment) are clearly specified, so that when the receivable reaches maturity, the account from which the actual payment is made is distinguished. and is paid.

예컨대, 전자방식 노무비 매출채권은 해당 수취기업의 노무비계좌로 지급되고, 전자방식 기성 매출채권은 해당 수취기업의 지급계좌로 지급되며, 전자방식 선급금 매출채권은 국가기관 소유의 해당 예치계좌로 지급된다.For example, electronic labor expense receivables are paid to the labor expense account of the recipient company, electronically established trade receivables are paid to the payment account of the recipient company, and electronic advance payment receivables are paid to the corresponding deposit account owned by a government agency. .

4)전자방식 매출채권의 발행 방식으로 인해서 발주처 공사감독의 승인과 동시에 승인된 내역을 전자방식매출채권이 신속히 순차적으로 발행되고, 발주처의 우수한 신용을 활용하여 하위 거래단계의 협력사들까지 공사대금을 만기일에 반드시 지급하며 만기일전에도 저비용으로 대금을 회수하는 기능을 제공한다.4) Due to the issuance method of electronic receivables, electronic receivables are issued quickly and sequentially with the approved details simultaneously with the approval of the ordering party's construction supervisor, and by utilizing the ordering party's excellent credit, construction costs are even extended to partners at the lower transaction stage. It is always paid on the maturity date and provides the ability to collect payment at low cost even before the maturity date.

도 1은 본 발명에 따른 발주처 선급금의 효율적인 관리 및 지급처리방법을 위한 시스템 구성을 나타낸 블록도.
도 2는 본 발명에 따른 지급처리방법에서 이용약정 및 공사등록을 설명하기 위한 흐름도.
도 3은 본 발명에 따른 지급처리방법에서 발주처단말과 원도급사단말 그리고 시스템서버 및 금융기관서버 사이에서 이루어지는 구체적인 처리과정을 나타낸 흐름도.Figure 1 is a block diagram showing the system configuration for efficient management and payment processing method of advance payment to the ordering party according to the present invention.
Figure 2 is a flowchart illustrating the usage agreement and construction registration in the payment processing method according to the present invention.
Figure 3 is a flow chart showing the specific processing process performed between the ordering terminal, the primary contractor terminal, the system server, and the financial institution server in the payment processing method according to the present invention.

이하, 첨부된 도면을 참조하여 본 발명을 상세히 설명하도록 한다.Hereinafter, the present invention will be described in detail with reference to the attached drawings.

도 1은 본 발명에 따른 발주처 선급금의 효율적인 관리 및 지급처리방법을 위한 시스템 구성을 나타낸 블록도로서, 발주처단말(11)과, 시스템서버(14)과, 금융기관서버(15)로 이루어진 선급금관리시스템(13)이 구비된다.Figure 1 is a block diagram showing the system configuration for efficient management and payment processing method of advance payment to the ordering party according to the present invention, which consists of an ordering party terminal 11, a system server 14, and a financial institution server 15. A system 13 is provided.

또한, 원도급사단말(16)과, 하도급사단말(17)과, 자재/장비 단말(18)이 구비되고, 상기 발주처단말(11), 선급금관리시스템(13), 시스템서버(14), 금융기관서버(15), 원도급사단말(16), 하도급사단말(17), 자재/장비 단말(18) 사이에서 데이터통신이 수행되도록 유선통신방식 또는 무선통신방식으로 연결하는 통신라인(12)을 이용한다.In addition, a primary contractor terminal 16, a subcontractor terminal 17, and a material/equipment terminal 18 are provided, and the ordering terminal 11, advance payment management system 13, system server 14, and finance A communication line 12 is connected by wired or wireless communication to enable data communication between the institutional server 15, the main contractor terminal 16, the subcontractor terminal 17, and the material/equipment terminal 18. Use it.

여기서, 본 명세서에서 언급되는 단말은 상기 통신라인(12)과 연결될 수 있는 컴퓨터 또는 스마트폰이 될 수 있다.Here, the terminal referred to in this specification may be a computer or a smartphone that can be connected to the communication line 12.

한편, 상술한 시스템 구성을 이용하는 선급금 관리 및 지급처리방법을 수행하기 위해서는, 상기 시스템서버(14) 또는 상기 금융기관서버(15)에는 공사별로 본 발명에 따른 지급처리방법에 대한 이용약정이 등록되어 있어야 가능하다.Meanwhile, in order to perform the advance payment management and payment processing method using the above-described system configuration, a usage agreement for the payment processing method according to the present invention is registered for each construction in the system server 14 or the financial institution server 15. It must be possible.

이때, 이용약정데이터에는 본 발명에 따른 지급처리방법을 관리하는 시스템사 명칭, 원도급사 명칭, 하도급사 명칭, 자재/장비/노무사 명칭, 각 회사의 사업자등록증 정보, 본 발명에 따른 지급처리방법이 적용되는 공사정보 즉, 공사명칭, 공사기간, 지급일자, 만기일자가 포함될 수 있다.At this time, the usage agreement data includes the name of the system company that manages the payment processing method according to the present invention, the name of the primary contractor, the name of the subcontractor, the name of the material/equipment/labor agent, the business registration certificate information of each company, and the payment processing method according to the present invention. Applicable construction information, that is, construction name, construction period, payment date, and maturity date, may be included.

또한, 공사정보데이터 또는 이용약정데이터에는 원도급사비용, 원도급사의 고용(노무자)비용 뿐만 아니라, 하도급사 비용, 자재/장비/노무비용을 포함하는 선급금 사용예정내역데이터가 포함되어야 한다.In addition, construction information data or usage agreement data must include not only the main contractor cost and the main contractor's employment (labor) cost, but also data on the expected use of advance payment, including subcontractor cost and material/equipment/labor cost.

본 발명에 따른 선급금관리 및 지급처리방법을 개략적으로 살펴보도록 한다.Let us briefly look at the advance payment management and payment processing method according to the present invention.

상기 발주처단말(11), 상기 시스템서버(14), 상기 금융기관서버(15), 수주처인 상기 원도급사단말(16) 사이에서, 공사정보와, 공사정보에 따른 이용약정과, 이용약정을 등록하는 이용약정 등록단계가 수행된다.Between the ordering terminal 11, the system server 14, the financial institution server 15, and the main contractor terminal 16, which is the ordering party, construction information, a use agreement according to the construction information, and a use agreement are registered. The usage agreement registration step is performed.

상기 원도급사단말(16)에서 상기 발주처단말(11)로, 상기 공사정보에 따른 선급금을 청구하는 최초 실행단계가 수행된다.The first execution step of requesting advance payment according to the construction information is performed from the primary contractor terminal 16 to the ordering terminal 11.

상기 자재단말/장비단말(18), 하도급사단말(17), 원도급사단말(16), 발주처단말(11), 시스템서버(11) 사이에서, 상기 최초실행단계에 따른 각 결제주기마다 실행하는 주기별 실행단계가 수행된다.Between the material terminal/equipment terminal 18, subcontractor terminal 17, main contractor terminal 16, orderer terminal 11, and system server 11, execution is performed for each payment cycle according to the initial execution step. Execution steps are performed for each cycle.

상기 금융기관서버(15)는 상기 주기별 실행단계에서 발행된 상생매출채권의 만기일에 지급하는 선급금지급단계를 수행한다.The financial institution server 15 performs an advance payment step to pay on the maturity date of the win-win sales receivable issued in the execution step for each cycle.

상술한 각 단계들을 좀더 구체적으로 살펴보도록 한다.Let’s look at each of the steps described above in more detail.

상기 이용약정 등록단계는 도 2에 나타낸 바와 같이 진행된다.The usage agreement registration step is performed as shown in FIG. 2.

이용약정 데이터를 발주처단말(11)에서 시스템서버(14)로 전송하는 단계 S101이 진행된 후, 이용약정 데이터를 수주처인 원도급사단말(16)에서 시스템서버(14)로 전송하는 단계 S102가 수행된다.After step S101 of transmitting the usage agreement data from the ordering party terminal 11 to the system server 14, step S102 of transmitting the usage agreement data from the ordering party terminal 16 to the system server 14 is performed. .

이어서, 공사정보 데이터를 발주처단말(11)에서 시스템서버(14)로 전송하는 단계 S103이 진행된 후, 상기 시스템서버는 발주처단말(11)과 수주처인 원도급사단말(16)에서 수신된 이용약정데이터와, 발주처단말(11)에서 수신된 공사정보데이터를 상기 금융기관서버(15)로 전달하는 단계 S104가 수행된다.Subsequently, after step S103 of transmitting construction information data from the ordering terminal 11 to the system server 14, the system server receives the use agreement data received from the ordering terminal 11 and the original contractor terminal 16, which is the ordering party. And, step S104 of transmitting the construction information data received from the ordering terminal 11 to the financial institution server 15 is performed.

상기 금융기관서버(15)는 상기 공사정보에 예치계좌를 연결하고, 이용약정을 등록하는 단계 S105가 수행된다.The financial institution server 15 performs step S105 of linking a deposit account to the construction information and registering a service agreement.

참고로, 상기 예치계좌는 관련된 국가 정부 산하기관 명의로 등록된 계좌로서, 압류나 가압류가 불가능하고, 은행당 1개만 존재하는 계좌이고, 은행 기간계 시스템에서만 입출금이 가능하며, 이 계좌에서 이자가 발생되면, 이때 발생한 이자는 원도급사에게 지급한다.For reference, the above deposit account is an account registered in the name of a relevant national government-affiliated organization, cannot be seized or provisionally seized, there is only one account per bank, deposits and withdrawals can only be made through the bank's main system, and interest accrues on this account. If so, the interest accrued at this time is paid to the main contractor.

한편, 선급금 관리 및 지급처리방법은 도 3에 나타낸 바와 같이 진행되는데, 이를 구체적으로 살펴보도록 한다.Meanwhile, the advance payment management and payment processing method proceeds as shown in Figure 3, and we will look at this in detail.

상기 최초 실행단계는, The first execution step is,

상기 원도급사단말(16)로부터 상기 발주처단말(11)로 청구용 세금계산서를 전송함으로써 선급금을 청구하는 단계 S1-1이 진행된 후, 상기 발주처단말(11)은 수신된 청구용 세금계산서에 기재된 선급금을 상기 예치계좌로 입금함으로써 상기 금융기관서버(15)에 입금처리를 요청하는 단계 S1-2를 수행한다.After step S1-1 of requesting an advance payment by transmitting a tax invoice for claim from the primary contractor terminal 16 to the ordering terminal 11 is performed, the ordering terminal 11 requests the advance payment described in the received tax invoice for claim. Step S1-2 is performed to request deposit processing from the financial institution server 15 by depositing into the deposit account.

상기 주기별 실행단계는,The execution steps for each cycle are,

상기 이용약정에 따른 결제주기마다, 상기 자재단말/장비단말(18)에서 상기 하도급사단말(17)로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-1이 진행된다.Step S2-1 of billing costs by issuing a tax invoice claiming the costs contracted to be received by cycle from the material terminal/equipment terminal 18 to the subcontractor terminal 17 at each payment cycle according to the service agreement. It goes on.

상기 이용약정에 따른 결제주기마다, 상기 하도급사단말(17)에서 상기 원도급사단말(16)로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-2가 수행된다.At each payment cycle according to the service agreement, step S2-2 of billing costs is performed by issuing a tax invoice claiming the costs contracted to be received by cycle from the subcontractor terminal 17 to the main contractor terminal 16. .

상기 이용약정에 따른 결제주기마다, 상기 원도급사단말(16)에서 상기 발주처단말(11)로 주기별로 받기로 계약된 비용을 승인요청하는 단계 S2-3이 진행된다.For each payment cycle according to the service agreement, step S2-3 is performed in which the primary contractor terminal 16 requests approval for the cost contracted to be received by cycle from the ordering party terminal 11.

상기 이용약정에 따른 결제주기마다, 상기 발주처단말(11)에서 상기 금융기관서버(15)로 주기별로 받기로 계약된 비용을 승인하는 단계 S2-4가 수행된다.For each payment cycle according to the service agreement, step S2-4 is performed to approve the cost contracted to be received by cycle from the ordering terminal 11 to the financial institution server 15.

상기 선급금지급단계는 금융기관서버(15)에 의해서 수행된다.The advance payment step is performed by the financial institution server 15.

즉, 상기 상생매출채권의 만기일에, 상기 금융기관서버(15)는 하도급사계좌로 입금하는 단계 S4-1, 상기 금융기관서버(15)는 자재계좌, 장비계좌로 입금하는 단계 S4-2가 진행된다.That is, on the maturity date of the win-win sales receivable, step S4-1, where the financial institution server 15 deposits money into the subcontractor's account, and step S4-2, where the financial institution server 15 deposits money into the material account and equipment account. It goes on.

그런데, 선급금 전부를 예치계좌에 동결해두면 원도급사의 현금 유동성이 악화될 수 있으므로, 선급금중 일부를 즉시 입금해줄 수 있도록 하고, 선급금중 일부는 원도급사가 받아야 하는 금액 이내가 바람직하다.However, if the entire advance payment is frozen in the deposit account, the main contractor's cash liquidity may deteriorate, so it is desirable to allow part of the advance payment to be deposited immediately, and that part of the advance payment is within the amount that the main contractor should receive.

즉, 발주처단말(11)에서 금융기관서버(15)로 입금처리가 요청되는 단계 S1-2 이후에, 상기 금융기관서버(15)에서 원도급사계좌로 즉시입금되는 단계 S1-3이 포함될 수 있다.That is, after step S1-2 in which deposit processing is requested from the ordering terminal 11 to the financial institution server 15, step S1-3 may be included in which the deposit is immediately deposited from the financial institution server 15 to the primary contractor's account. .

11; 발주처단말 12; 통신라인
13; 선급금관리시스템 14; 시스템서버
15; 금융기관서버 16; 원도급사단말
17; 하도급사단말 18; 자재/장비/노무 단말11; Ordering terminal 12; communication line
13; Advance payment management system 14; system server
15; Financial institution server 16; Original contractor terminal
17; Subcontractor terminal 18; Materials/Equipment/Labor Terminal

Claims (5)

발주처단말(11)과, 원도급사단말(16)과, 하도급사단말(17)과, 자재/장비/노무 단말(18)과, 시스템서버(14), 금융기관서버(15)로 이루어진 선급금관리시스템(13)과, 각 구성요소 사이에서 데이터통신이 수행되도록 유선통신방식 또는 무선통신방식으로 연결된 통신라인(12)을 이용하는 발주처 선급금의 효율적인 관리 및 지급 처리방법에 있어서,
상기 시스템서버(14) 또는 상기 금융기관서버(15)에는 공사별로 본 발명에 따른 지급처리방법에 대한 이용약정이 등록되도록 하기 위하여, 상기 발주처단말(11), 상기 시스템서버(14), 상기 금융기관서버(15), 수주처인 상기 원도급사단말(16) 사이에서, 공사정보와, 공사정보에 따른 이용약정을 등록하는 이용약정 등록단계;
상기 원도급사단말(16)에서 상기 발주처단말(11)로, 상기 공사정보에 따른 선급금을 청구하는 최초 실행단계;
상기 자재단말/장비단말(18), 하도급사단말(17), 원도급사단말(16), 발주처단말(11), 시스템서버(11) 사이에서, 상기 최초실행단계에 따른 각 결제주기마다 실행하는 주기별 실행단계;
상기 금융기관서버(15)는 상기 주기별 실행단계에서 발행된 상생매출채권의 만기일에 지급하는 선급금지급단계를 포함하는 발주처 선급금의 효율적인 관리 및 지급 처리방법.Advance payment management consisting of an ordering terminal (11), a primary contractor terminal (16), a subcontractor terminal (17), a material/equipment/labor terminal (18), a system server (14), and a financial institution server (15). In the efficient management and payment processing method of advance payment to the ordering party using the system 13 and a communication line 12 connected by a wired or wireless communication method to perform data communication between each component,
In order to register a usage agreement for the payment processing method according to the present invention for each construction company in the system server 14 or the financial institution server 15, the ordering terminal 11, the system server 14, and the financial institution A use agreement registration step of registering construction information and a use agreement according to the construction information between the institutional server 15 and the main contractor terminal 16, which is the order recipient;
An initial execution step of requesting an advance payment according to the construction information from the primary contractor terminal 16 to the ordering terminal 11;
Between the material terminal/equipment terminal 18, subcontractor terminal 17, main contractor terminal 16, orderer terminal 11, and system server 11, execution is performed for each payment cycle according to the initial execution step. Execution steps for each cycle;
The financial institution server (15) is an efficient management and payment processing method of advance payment to the ordering party, including an advance payment step of paying on the maturity date of the win-win sales receivable issued in the execution phase for each cycle. 청구항 1에 있어서,
상기 이용약정 등록단계는,
이용약정 데이터를 발주처단말(11)에서 시스템서버(14)로 전송하는 단계 S101;
이용약정 데이터를 수주처인 원도급사단말(16)에서 시스템서버(14)로 전송하는 단계 S102;
공사정보 데이터를 발주처단말(11)에서 시스템서버(14)로 전송하는 단계 S103;
상기 시스템서버는 발주처단말(11)과 수주처인 원도급사단말(16)에서 수신된 이용약정데이터와, 발주처단말(11)에서 수신된 공사정보데이터를 상기 금융기관서버(15)로 전달하는 단계 S104;
상기 금융기관서버(15)는 상기 공사정보에 예치계좌를 연결하고, 이용약정을 등록하는 단계 S105를 포함하는 발주처 선급금의 효율적인 관리 및 지급 처리방법.
In claim 1,
The above usage agreement registration step is,
Step S101 of transmitting usage agreement data from the ordering terminal 11 to the system server 14;
Step S102 of transmitting the usage agreement data from the main contractor terminal 16, which is the order recipient, to the system server 14;
Step S103 of transmitting construction information data from the ordering terminal 11 to the system server 14;
Step S104, where the system server transmits the use agreement data received from the ordering terminal 11 and the original contractor terminal 16, which is the ordering party, and the construction information data received from the ordering terminal 11 to the financial institution server 15. ;
The financial institution server 15 is an efficient management and payment processing method of an ordering party's advance payment, including step S105 of linking a deposit account to the construction information and registering a usage agreement.
 청구항 1에 있어서,
상기 최초 실행단계는,
상기 원도급사단말로부터 상기 발주처단말로 청구용 세금계산서를 전송함으로써 선급금을 청구하는 단계 S1-1;
상기 발주처단말은 수신된 청구용 세금계산서에 기재된 선급금을 예치계좌로 입금함으로써 상기 금융기관서버에 입금처리를 요청하는 단계 S1-2를 포함하는 발주처 선급금의 효율적인 관리 및 지급 처리방법.
In claim 1,
The first execution step is,
Step S1-1 of requesting advance payment by transmitting a tax invoice for claim from the primary contractor terminal to the ordering terminal;
Efficient management and payment processing method of the ordering party's advance payment, including step S1-2, wherein the ordering terminal requests the financial institution server to process the deposit by depositing the advance payment stated in the received tax invoice into a deposit account.
 청구항 1에 있어서,
상기 주기별 실행단계는,
상기 이용약정에 따른 결제주기마다, 상기 자재단말/장비단말에서 상기 하도급사단말로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-1;
상기 이용약정에 따른 결제주기마다, 상기 하도급사단말에서 상기 원도급사단말로 주기별로 받기로 계약된 비용을 청구하는 세금계산서를 발행함으로써 비용청구하는 단계 S2-2;
상기 이용약정에 따른 결제주기마다, 상기 원도급사단말에서 상기 발주처단말로 주기별로 받기로 계약된 비용을 승인요청하는 단계 S2-3;
상기 이용약정에 따른 결제주기마다, 상기 발주처단말에서 상기 금융기관서버로 주기별로 받기로 계약된 비용을 승인하는 단계 S2-4를 포함하는 발주처 선급금의 효율적인 관리 및 지급 처리방법.
In claim 1,
The execution steps for each cycle are,
Step S2-1 of billing costs by issuing a tax invoice claiming the costs contracted to be received by cycle from the material terminal/equipment terminal to the subcontractor terminal at each payment cycle according to the service agreement;
Step S2-2 of billing costs by issuing a tax invoice claiming the costs contracted to be received by cycle from the subcontractor terminal to the main contractor terminal at each payment cycle according to the service agreement;
Step S2-3 of requesting approval for the cost contracted to be received by cycle from the primary contractor terminal to the ordering party terminal at each payment cycle according to the service agreement;
Efficient management and payment processing method of advance payment to the ordering party, including step S2-4 of approving the cost contracted to be received by cycle from the ordering terminal to the financial institution server for each payment cycle according to the service agreement.
 청구항 1에 있어서,
상기 선급금지급단계는,
상기 상생매출채권의 만기일에, 상기 금융기관서버는 하도급사계좌로 입금하는 단계 S4-1;
상기 상생매출채권의 만기일에, 상기 금융기관서버는 자재계좌, 장비계좌로 입금하는 단계 S4-2를 포함하는 발주처 선급금의 효율적인 관리 및 지급 처리방법.In claim 1,
The advance payment stage is,
Step S4-1, wherein on the maturity date of the win-win sales receivable, the financial institution server deposits money into the subcontractor's account;
On the maturity date of the win-win sales receivable, the financial institution server is an efficient management and payment processing method of advance payment to the ordering party, including step S4-2 of depositing the money into the material account and the equipment account.
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