KR101780873B1 - Financial device - Google Patents
Financial device Download PDFInfo
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- KR101780873B1 KR101780873B1 KR1020150187207A KR20150187207A KR101780873B1 KR 101780873 B1 KR101780873 B1 KR 101780873B1 KR 1020150187207 A KR1020150187207 A KR 1020150187207A KR 20150187207 A KR20150187207 A KR 20150187207A KR 101780873 B1 KR101780873 B1 KR 101780873B1
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- South Korea
- Prior art keywords
- medium
- unit
- stored
- media
- function module
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- G07D11/0006—
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- G07D11/0021—
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- G07D11/0045—
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Pile Receivers (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
According to one aspect of the present invention, there is provided a financial instrument comprising: a media input / output unit for inputting or ejecting a medium; A discrimination unit that can discriminate a medium input into the medium input / output unit or a medium to be emitted to the medium input / output unit; A temporary storage unit for temporarily storing the media input from the media input / output unit; A media storage unit for storing a medium to be ejected to the media input / output unit and a media input to the media input / output unit; A recovering unit for recovering a medium judged to be a reject medium in the medium passing through the discriminating unit; And an additional function module for storing the reject medium when the reject medium can no longer be stored in the collecting unit in the course of the transaction.
Description
The present invention relates to a financial instrument.
Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. For example, the financial instrument may deposit or withdraw bills and checks. The financial instrument may include a medium processing apparatus for depositing or withdrawing a medium or the like.
Japanese Unexamined Patent Application Publication No. 10-134227 (published on May 22, 1998) discloses a system in which the operation of the apparatus is not stopped during operation, and the money that can check whether the cash inventory in the apparatus is correct before or after the overflow recovery or replenishment A processing device is disclosed.
In the case of the money handling apparatus disclosed in the prior art, the money handling apparatus includes a money storage unit for storing money at the time of deposit and paying the money at the time of withdrawal, and an overflow unit for storing the excess money when the money storage unit is full.
In the case of the prior art, the overflow storage unit can store the currency when the currency can no longer be stored in the money storage unit as normal currency. However, since the denied currency can not be stored in the deposit transaction or the withdrawal transaction process, There is a problem that the transaction is aborted when the reject currency exists.
Even if a deposit box for storing rejected money is separately installed in the prior art, there is a problem that the transaction is stopped when the depository is full.
It is an object of the present invention to provide a financial instrument in which a transaction can be continued even if the medium is filled in a collection module for storing a medium in the medium storage module or for collecting rejected bills.
According to one aspect of the present invention, there is provided a financial instrument comprising: a media input / output unit for inputting or ejecting a medium; A discrimination unit for discriminating a medium input into the medium input / output unit or a medium to be emitted to the medium input / output unit; A temporary storage unit for temporarily storing the media input from the media input / output unit; A media storage unit for storing a medium to be ejected to the media input / output unit and a media input to the media input / output unit; A recovering unit for recovering a medium judged to be a reject medium in the medium passing through the discriminating unit; And an additional function module for storing the reject medium when the reject medium can no longer be stored in the collecting unit in the course of the transaction.
According to the proposed invention, when the medium is full in one or more storage boxes, the medium can be stored in the additional function module, and when the reject medium is filled with the reject medium, the medium is stored in the additional function module, Of the market.
In addition, even when a reject medium exists in the additional function module, the normal medium of the additional function module can be supplemented to the medium storage part as the reject medium is transferred to the recovery part or the temporary storage part in the process of supplementing the medium with the medium storage part .
BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic view of a financial instrument according to an embodiment of the present invention. FIG.
FIG. 2 is a view showing a first deposit process of the financial instrument of FIG. 1; FIG.
FIG. 3 is a diagram showing a second deposit process of the financial instrument of FIG. 1; FIG.
FIG. 4 is a view showing the withdrawal process of the financial instrument of FIG. 1;
FIG. 5 is a diagram showing a process of supplementing a medium in the financial instrument of FIG. 1; FIG.
6 is a view showing a process in which a reject medium stored in the temporary storage unit is transferred.
Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals whenever possible, even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.
In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;
A financial device according to an embodiment of the present invention may be a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, gift certificates, etc. and processes and / or withdraws such as deposits, Such as processing such as issuance of paper money, release of paper money, release of gift certificate, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).
Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.
1 is a schematic view of a financial instrument according to an embodiment of the present invention.
1, the
The
The
The media input /
Depending on the type of the
The
The
The
The medium stored in the
In addition, the
The
Bills may be stored in some of the first to
As another example, it is also possible that the first to
Each of the
In this specification, the process of transferring the medium input to the media input /
The
For example, in the
The
In addition, a reject medium that can not be stored in the
In the present invention, each of the modules (the media input / output unit, the discriminating unit, the media storage unit, the temporary storage unit, the collecting unit, etc.) constituting the financial apparatus can be connected by a plurality of transfer paths.
The
The
Hereinafter, the operation of the financial apparatus according to the present embodiment will be described.
FIG. 2 is a view showing a first depositing process of the financial equipment of FIG. 1, and FIG. 3 is a view showing a second depositing process of the financial equipment of FIG.
2 and 3, a medium may be inserted into the media storage space of the media input /
The media loaded into the media storage space may be separated one by one by a media separation device. The separated media are transferred to the discriminating
The distinguishing
The medium determined as a normal medium by the
When the first dispensing process is completed, the information on the medium (for example, one or more of the amount, the denomination, the number of copies, etc.) stored in the
A deposit confirmation command or a deposit cancellation command for the medium integrated in the
When the deposit cancel command is input through the user interface 80, the medium stored in the
On the other hand, when a deposit confirmation command is inputted through the user interface 80, the medium stored in the
The medium judged to be normal medium among the past media by the judging
For example, when the number of media stored in some of the plurality of
Hereinafter, it will be assumed that the two storage boxes are full and the two storage boxes are filled with the medium. In the following description, .
If the type of the medium that has been drawn out of the
On the other hand, in the case where the type of the medium that has been drawn out from the
Thus, according to the present embodiment, there is an advantage that the medium can be continuously traded as the medium is filled in the add-on module when one or more storages are filled with the medium. In other words, financial transactions can be carried out and completed even if it is judged that the medium is full in one or more storage boxes before the financial transaction, or that the medium is full in one or more storage boxes in the course of financial transactions, You can wait for a transaction.
On the other hand, in the second dispensing process as described above, the reject medium can be transferred to the
According to this embodiment, there is an advantage that the medium can be continuously traded as the reject medium is filled in the
On the other hand, if more than one storage box is full after the deposit transaction is completed, some of the media in the storage container full of media may be recovered to the
FIG. 4 is a view showing the withdrawal process of the financial instrument of FIG. 1;
Referring to FIG. 4, when a withdrawal instruction of a medium is inputted through the user interface 80, a medium of the denomination and the number of copies corresponding to the received withdrawal amount is fetched from the
A medium determined as a normal medium among the media passing through the distinguishing
On the other hand, the medium (reject medium) which is judged to be a defective medium in the medium past the
Here, when the
2 and 3, the rejection medium can be stored together with the normal medium in the
5 is a diagram showing a process of supplementing a medium in the financial instrument of FIG.
5, when a media supplement command is received through a user interface (UI) or a user interface 80 (not shown), a medium stored in the
Alternatively, in the case where the number of media stored in one or more storage boxes capable of storing the same denomination as the denomination of the medium stored in the
Here, since the deposit transaction or the withdrawal transaction can not be performed while the supplementation process is performed, it is preferable that the supplementary reference number is less than half of the maximum number of sheets that can be stored in each storage box so that the supplementation process is prevented from being performed frequently.
The medium drawn out from the
In the case where the medium extracted from the
On the other hand, if the reject medium withdrawn from the
In addition, if it is determined that the medium is a normal medium and is stored in the
The refill process may be discontinued if all of the boxes are in full condition. Alternatively, the supplementary process may be stopped when one or more storage boxes become full, and the denomination of the medium stored in the
Meanwhile, if the
When the reject medium withdrawn from the
6 is a view showing a process of transporting a reject medium stored in the temporary storage unit.
Referring to FIG. 6, the reject medium stored in the
When the reject medium withdrawn from the
On the other hand, if the reject medium withdrawn from the
The
On the other hand, the information of the medium stored in the
First, the media may be fetched from the
The
The
As described above, when the supplementary process is completed, the medium stored in the
If the medium can not be stored in the
The medium drawn out from the
According to the present embodiment, since the reject medium stored in the additional function module can be supplemented with the normal medium while being stored in the recovery unit or the temporary storage unit, even if the reject medium as well as the normal medium are stored in the additional function module There is an advantage that a medium can be supplemented to the medium storage portion.
While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.
The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.
10: Financial equipment 11: Media processing device
13: Media input / output unit 20:
30: temporary storage section 40: media storage section
50: recovery unit 60: additional function module
Claims (10)
A discrimination unit for discriminating a medium input into the medium input / output unit or a medium to be emitted to the medium input / output unit;
A temporary storage unit for temporarily storing the media input from the media input / output unit;
A media storage unit for storing a medium to be ejected to the media input / output unit and a media input to the media input / output unit;
A recovering unit for recovering a medium judged to be a reject medium in the medium passing through the discriminating unit; And
And an additional function module for storing the reject medium and the medium when the reject medium is full in the transaction process or the medium is full in the medium storing section,
Wherein the additional function module fetches a medium stored in the additional function module and inputs the extracted medium to the discrimination unit when a supplement process for supplementing the medium is performed.
Wherein the media storage comprises one or more storage,
If it is determined that the medium is normal media by the identification unit but the number of media stored in the one or more storage units is not more than the reference number and can not be stored in the one or more storage units, Financial instruments.
And a controller for recognizing and storing the storage position, the category and the number of each of the medium judged to be the normal medium and the medium judged to be the reject medium stored in the additional function module.
In the supplementary process, a medium which is fetched from the additional function module and judged as a normal medium from the medium passing through the discrimination unit is transferred to the medium storage unit, and the medium determined as a reject medium is transferred to the collection unit.
Wherein the medium determined as a reject medium is conveyed to the temporary storage unit when the medium determined as a reject medium by the discriminating unit can not be stored in the collecting unit in the replenishing process.
Wherein when the medium stored in the temporary storage unit is not stored in the medium storage unit after the supplementation process is completed, the medium is transferred to the additional function module.
Wherein when the medium withdrawn from the temporary storage section is judged to be a normal medium in the discriminating section as a result of passing through the discriminating section and the medium past the discriminating section can be stored in the medium storing section,
Wherein the medium is stored in the additional function module when it is determined that the medium is a reject medium and the medium determined as a normal medium after passing through the discrimination unit in the supplementing step is stored in the medium storage unit.
Wherein the supplementary process can be performed when the number of media stored in one or more storage boxes capable of storing the same denomination as the denomination of the medium stored in the additional function module is less than the supplementary reference number.
The supplementary process may be performed when all the storage units constituting the media storage unit are full,
Wherein one or more storage boxes become full, and stopping when the denomination of the medium stored in the additional function module and the denomination stored in the storage that needs to be supplemented do not match.
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KR1020150187207A KR101780873B1 (en) | 2015-12-28 | 2015-12-28 | Financial device |
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KR1020150187207A KR101780873B1 (en) | 2015-12-28 | 2015-12-28 | Financial device |
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KR101780873B1 true KR101780873B1 (en) | 2017-10-10 |
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Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
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JP2013167936A (en) * | 2012-02-14 | 2013-08-29 | Glory Ltd | Currency processing method, currency processing device, and currency processing system |
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Publication number | Priority date | Publication date | Assignee | Title |
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JP2013167936A (en) * | 2012-02-14 | 2013-08-29 | Glory Ltd | Currency processing method, currency processing device, and currency processing system |
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