JPS6383895A - Automatic paying apparatus - Google Patents
Automatic paying apparatusInfo
- Publication number
- JPS6383895A JPS6383895A JP61228430A JP22843086A JPS6383895A JP S6383895 A JPS6383895 A JP S6383895A JP 61228430 A JP61228430 A JP 61228430A JP 22843086 A JP22843086 A JP 22843086A JP S6383895 A JPS6383895 A JP S6383895A
- Authority
- JP
- Japan
- Prior art keywords
- deposit
- section
- banknotes
- passbook
- transaction
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000012545 processing Methods 0.000 claims description 4
- 238000003780 insertion Methods 0.000 description 10
- 230000037431 insertion Effects 0.000 description 10
- 230000002159 abnormal effect Effects 0.000 description 5
- 230000005856 abnormality Effects 0.000 description 5
- 230000000694 effects Effects 0.000 description 5
- 238000005192 partition Methods 0.000 description 5
- 238000000926 separation method Methods 0.000 description 5
- 238000012790 confirmation Methods 0.000 description 3
- 238000001514 detection method Methods 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 238000000034 method Methods 0.000 description 2
- 230000002950 deficient Effects 0.000 description 1
- 238000000151 deposition Methods 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000011017 operating method Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000003825 pressing Methods 0.000 description 1
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
(57)【要約】本公報は電子出願前の出願データであるた
め要約のデータは記録されません。(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.
Description
【発明の詳細な説明】
（ネ景しハキ旧１Δ肥）
この発明は銀行等の金融機関で使用され、カードまたは
通帳を取込み、操作誘導にしたがって入金取引を行う自
動入金装置に係り、特に、入金取引の異常時における入
金取引のノウダウンを可能にした自動入金装置に関する
。[Detailed Description of the Invention] (Nekeshi Haki Old 1Δhi) This invention relates to an automatic deposit device used in financial institutions such as banks, which takes in a card or passbook and performs deposit transactions according to operational guidance, and particularly, The present invention relates to an automatic deposit device that enables know-down of deposit transactions in the event of an abnormality in deposit transactions.
従来、この種の自動入金装置としては、種々のものが実
施化されているが、例えば、第７図に示すようなものが
ある。Conventionally, various automatic deposit devices of this type have been implemented, including one shown in FIG. 7, for example.
第７図は従来の自動取引機の内部構成を示す断面図であ
る。FIG. 7 is a sectional view showing the internal structure of a conventional automatic transaction machine.
図において１は自動取引機の筐体で、この筺体１内には
、以下に述べる構成要素で自動入金装置と、自動出金装
置とが構成されている。In the figure, reference numeral 1 denotes a housing of an automatic transaction machine, and within this housing 1, an automatic deposit device and an automatic withdrawal device are configured with the following components.
まず、２は顧客等が紙幣を投入したりあるいは受取るだ
めの紙幣投入受取部で、前記装置筺体１の上部に設けら
れたシャッタを有する開口の内側に位置している。First, reference numeral 2 denotes a bill insertion/receiving section where a customer or the like inserts or receives bills, and is located inside an opening provided at the top of the device housing 1 and having a shutter.
３は前記紙幣投入受取部２の直下に設けられた分雅拾次
部で、吸引ドラム４を有しており、紙幣投入受取部２か
ら受渡される紙幣を吸引ドラム４により１枚ずつ吸引分
離して給送するようになっている。Reference numeral 3 denotes a separating section provided directly below the banknote input/reception section 2, which has a suction drum 4, and separates the banknotes received from the banknote input/reception section 2 one by one by suction drum 4. It is designed to be shipped after
５は図示しない光学センサや磁気センサ及び鑑別回路等
を備えていて前記分離給送部３から搬送されてくる紙幣
の真偽鑑別や損券鑑別及び入出金紙幣の金種鑑別等を行
う紙幣鑑別部、６と７は羽根車、８は一方の羽根車６の
上方に設けられた真券−時貯留部、９は他方の羽根車７
の上方に設けられた偽券−時貯留部で、これらは装置筺
体１内の上部側に設けられておυ、前記鑑別部５で真券
と鑑別された紙幣は羽根車６により真券−時貯留部８に
集積され、まだ偽券と鑑別された紙幣は羽根車７により
偽券−時貯留部９に集積されるようになっている。Reference numeral 5 denotes a banknote discrimination unit, which is equipped with an optical sensor, a magnetic sensor, a discrimination circuit, etc. (not shown), and performs authenticity discrimination and unfitness discrimination of the banknotes conveyed from the separation and feeding section 3, as well as denomination discrimination of deposited and withdrawn banknotes. , 6 and 7 are impellers, 8 is a genuine bill-time storage section provided above one impeller 6, and 9 is the other impeller 7.
A counterfeit bill storage section is provided above, and these are provided on the upper side of the device housing 1. Bills that are discriminated as genuine bills by the discrimination section 5 are removed by an impeller 6. Banknotes that have been accumulated in the time storage section 8 and are still identified as counterfeit bills are stacked in the counterfeit bill-time storage section 9 by the impeller 7.
１０は千円紙幣を収納する千券金庫、１１は万円紙幣を
収納する万券金庫、１２は前記鑑別部５で損券と鑑別さ
れた入金紙幣を収納する損券金庫、１３は出金時に前記
鑑別部５による金種鑑別や図示しないセンサによる２枚
検知等で不良と判定された紙幣を収納するりジエクト金
庫でこれらは装置筺体１の下部に並べて配置されている
。10 is a thousand-note safe for storing thousand-yen bills; 11 is a ten-thousand-note safe for storing ten-thousand-yen bills; 12 is an unfit note safe for storing deposited bills that are discriminated as unfit notes by the discrimination section 5; and 13 is a withdrawal bank. These banknotes are arranged side by side at the lower part of the device housing 1 in a JECT safe for storing banknotes that are determined to be defective due to denomination discrimination by the discrimination section 5 or detection of two bills by a sensor (not shown).
１４．１５．１６は前記各金庫１０，１１゜１２上にそ
れぞれ配置された羽根車で、これらの羽根車１４〜１６
により前記紙幣が金庫１０〜１２に集積されて収納され
るようになっている。14, 15, and 16 are impellers placed on each of the safes 10, 11, and 12, and these impellers 14 to 16
Accordingly, the banknotes are accumulated and stored in the safes 10 to 12.
１８は前記千券金庫１０から紙幣を１枚ずつ吸引分離し
て給送する吸引ドラムで、この吸引ドラム１８は羽根車
１４と組合せて設けられておシ、また１９は前記万券金
庫１１から紙幣を１枚ずつ吸引分離して給送する吸引ド
ラムで、この吸引ドラム１９は羽根車１５と組合せて設
けられている。Reference numeral 18 denotes a suction drum that sucks and separates banknotes one by one from the thousand-note safe 10 and feeds them; this suction drum 18 is provided in combination with the impeller 14; This suction drum 19 separates and feeds banknotes one by one by suction, and is provided in combination with an impeller 15.
２０は前記各構成要素間を結ぶ搬送路で、この搬送路２
０は紙幣を搬送する搬送ローラや搬送ベルト及び紙幣の
搬送方向を切替える切替グレードによシ構成されている
。Reference numeral 20 denotes a conveyance path connecting each component, and this conveyance path 2
0 is composed of a conveyance roller or a conveyance belt that conveys banknotes, and a switching grade that switches the conveyance direction of banknotes.
次に上述した構成の自動入金装置の動作について説明す
ると、まず顧客によシ紙幣投入受取部２に一括投入され
た入金紙幣は分離給送部３に渡された後、該分離給送部
３の吸引ドラム４によ９１枚ずつ分離給送され、搬送路
２０を通シ鑑別部５に送られて、該鑑別部５で真偽鑑別
、金種鑑別、計数等が行われ、そして偽券と判別された
紙幣は搬送路２０を通って羽根車７へ送込まれ、該羽根
車７により偽券−時貯留部９に順次集積される。Next, the operation of the automatic deposit device having the above-mentioned configuration will be explained. First, the deposited banknotes that are inputted by the customer into the banknote input/receipt section 2 are transferred to the separation and feeding section 3. 91 bills are separated and fed by the suction drum 4, and sent through the conveyance path 20 to the discrimination section 5, where authenticity discrimination, denomination discrimination, counting, etc. are performed. The banknotes that have been identified as such are sent to the impeller 7 through the conveyance path 20, and are sequentially accumulated in the counterfeit banknote storage section 9 by the impeller 7.
まだ、鑑別部５で真券と判別された紙幣は搬送路２０を
通って羽根車６へ送込まれ、該羽根車６により真券−時
貯留部８に集積される。The banknotes that are still determined to be genuine by the discrimination unit 5 are sent to the impeller 6 through the conveyance path 20, and are accumulated in the genuine banknote storage unit 8 by the impeller 6.
このようにして、投入されたすべての紙幣がその真偽に
応じてそれぞれ一時貯留部８，９に貯留された後、入金
可能な紙幣つまり真券の紙幣の合計金額が図示しない表
示手段により表示されると共に、偽券−時貯留部９に貯
留されている偽券の紙幣が搬送路２０によシ紙幣投入受
取部２に一括して送られ、ここから顧客に返却される。In this way, after all the inserted banknotes are stored in the temporary storage units 8 and 9 according to their authenticity, the total amount of banknotes that can be deposited, that is, genuine banknotes, is displayed by a display means (not shown). At the same time, the counterfeit banknotes stored in the counterfeit banknote storage section 9 are sent all at once through the conveyance path 20 to the banknote input and receiving section 2, from which they are returned to the customer.
ここで、顧客は入金取引の実行を承認するか否かを判断
し、図示しない指示手段により承認または非承認の指示
を行う。Here, the customer determines whether or not to approve the execution of the deposit transaction, and gives an instruction for approval or disapproval using an instruction means (not shown).
この指示により承認の場合、真券−時貯留部８に貯留さ
れている真券の紙幣は偽券−時貯留部９を経て搬送路２
０によシ紙幣投入受取部２に一括して送られ、ここから
分離給送部３に渡された後、この分離給送部３の吸引ド
ラム４にょシ再び１枚ずつ分離給送されて搬送路２０に
よシ鑑別部５に送られる。In the case of approval based on this instruction, the genuine banknotes stored in the genuine bill/time storage section 8 are transferred to the conveyance path 2 via the counterfeit bill/time storage section 9.
The banknotes are fed all at once to the banknote input/receipt section 2, from where they are passed to the separation and feeding section 3, and then separated and fed one by one again to the suction drum 4 of this separation and feeding section 3. It is sent to the discrimination section 5 via the conveyance path 20.
こうして、再度鑑別部５に送られた紙幣は、この鑑別部
５で損券鑑別や金種鑑別された後、搬送路２０により羽
根車１４，１５、または１６に送込まれ、これらの羽根
車１４〜１６により千券金庫１０、万券金庫１１、及び
損券金庫１２にそれぞれ収納される。In this way, the banknotes sent to the discrimination section 5 again are subjected to unfitness discrimination and denomination discrimination in the discrimination section 5, and then are sent to the impellers 14, 15, or 16 through the conveyance path 20, 14 to 16 are respectively stored in the thousand-note safe 10, the ten-thousand-note safe 11, and the unfit note safe 12.
一方、顧客の指示が非承認の場合、前記の紙幣は真券−
時貯留部８から偽券−時貯留部９を経て搬送路２０によ
り紙幣投入受取部２に一括して送られ。顧客に返却され
る。On the other hand, if the customer's instructions are unauthorized, the said banknote is a genuine note.
The counterfeit bills are sent all at once from the time storage section 8 to the banknote input and reception section 2 via the conveyance path 20 via the counterfeit banknote storage section 9. returned to the customer.
しかし、前記構成の自動入金装置では、休日あるいは夜
間運用において、ジャム等によシ、入金機構部に障害が
発生したとき、行員の不在によシ、入金取引が不可能と
なυ、そのため、銀行はもちろん顧客においても著しい
不利益をこうむるという問題があった。However, with the automatic deposit device configured as described above, when operating on holidays or at night, if the deposit mechanism fails due to a jam or the like, or if the bank staff is absent, deposit transactions may not be possible. There was a problem in that not only banks but also customers suffered significant disadvantages.
そこで、この発明は前記問題点に着目してなされたもの
で、その目的とするところは、休日あるいは夜間運用に
おける入金取引の異常時に対して顧客の入金紙幣を保管
し、その後、入金取引を可能にして入金取引のノウダウ
ンを図った自動入金装置を提供することにある。Therefore, this invention was made by focusing on the above-mentioned problem, and its purpose is to store banknotes deposited by customers in case of abnormal deposit transactions during holidays or night operations, and to enable deposit transactions thereafter. The purpose of the present invention is to provide an automatic deposit device which is designed to improve the know-down of deposit transactions.
前記目的に沿うこの発明の構成は、通帳読取、通帳印字
および証書の発行を行う通帳証書類処理装置と、カード
読取の書込み装置と、顧客用の操作誘導装置と、入金機
構部とを備え、カードまたは通帳を取込み、操作誘導に
したがって入金取引を行う自動入金装置において、入金
機構部の障害によシ入金取引が不可能になったとき顧客
の入金紙幣を保管する現金保管部を備えだことを要旨と
する。The configuration of the present invention in accordance with the above object includes a passbook document processing device that reads a passbook, prints a passbook, and issues a certificate, a writing device for reading a card, an operation guidance device for a customer, and a deposit mechanism, An automatic deposit device that accepts a card or passbook and performs deposit transactions according to operational guidance, is equipped with a cash storage section that stores banknotes deposited by the customer when deposit transactions become impossible due to a failure in the deposit mechanism section. The gist is:
前記構成において、例えば、装置の夜間運用において、
入金機構部の支障により、入金取引に異常が発生した場
合、カードまたは通帳の挿入により、顧客の入金紙幣を
顧客ごとに区切って取込んで現金保管部に保管するとと
もに顧客に保管証を発行して取引を完了する。In the above configuration, for example, when operating the device at night,
If an abnormality occurs in a deposit transaction due to a problem in the deposit mechanism department, the system will collect the deposited banknotes for each customer by inserting a card or passbook, store them in the cash storage department, and issue a certificate of custody to the customer. complete the transaction.
後日、保管された入金紙幣を、メモリに格納されたカー
ドまたは通帳のデータと対応させて取出して入金処理を
行い、顧客に連絡確認する。At a later date, the deposited banknotes are retrieved in correspondence with the card or passbook data stored in the memory, the deposit processing is performed, and the customer is contacted for confirmation.
したがって、入金機構部の支障による入金取引ダウンを
回避でき、前記問題点を除去することができる。Therefore, it is possible to avoid failure of deposit transactions due to trouble in the deposit mechanism, and the above-mentioned problems can be eliminated.
以下、この発明の実施例を図面に基づいて詳細に説明す
る。Hereinafter, embodiments of the present invention will be described in detail based on the drawings.
第２図はこの発明に係る自動入金装置および自動出金装
置を含む自動取引機の外観構成を示す斜視図である。FIG. 2 is a perspective view showing the external structure of an automatic transaction machine including an automatic deposit device and an automatic withdrawal device according to the present invention.
この図に見られるように操作部２２には投入受取口２３
及び返却口２４の他２５〜３３の構成要素が設けられて
いる。As seen in this figure, the operation section 22 has an input receiving slot 23.
In addition to the return port 24, 25 to 33 other components are provided.
すなわち、２５は預金通帳の挿入及び返却を行う通帳挿
入返却口で、その奥には通帳記帳機が配設されており、
金融機関から顧客に発行された通帳が、取引時にこの通
帳挿入返却口２５より挿入されると、該通帳に取引内容
を記帳し、取引が終了すると、通帳を通帳挿入返却口２
５がら顧客へ返却するようになっている。In other words, 25 is a passbook insertion/return slot for inserting and returning a deposit passbook, and behind it is a passbook entry machine.
When a passbook issued by a financial institution to a customer is inserted through the passbook insertion/return slot 25 during a transaction, the details of the transaction are recorded in the passbook, and when the transaction is completed, the passbook is inserted into the passbook insertion/return slot 2.
5 units are to be returned to the customer.
２６はカード挿入返却口で、このカード挿入返却口２６
の奥にはカードリーグが設けられておシ、顧客によりカ
ードがカード挿入返却口２６より挿入されると、カード
に書込まれているデータをカードリーグで読取るように
なっている。26 is a card insertion return slot; this card insertion return slot 26
A card league is provided at the back of the card, and when a customer inserts a card through the card insertion/return slot 26, the data written on the card is read by the card league.
２７は取引状況表示部で、この取引状況表示部２７に現
在指定されている取引内容、例えば「お引出し」、「通
帳記入」、「ご入金」等が選択表示されるようになって
いる。Reference numeral 27 denotes a transaction status display section, in which transaction contents currently specified, such as "withdrawal,""passbookentry,""deposit," etc., are selectively displayed.
２８は装置の状態つまり取扱いまたは使用中止の状態を
表示する状態表示部である。28 is a status display section that displays the status of the device, ie, the status of handling or discontinuation of use.
２９はＣＲＴディスプレイによる操作誘導表示部で、操
作の手順を順７′に表示ナスものであわ、顧客はこの操
作誘導表示部２９に表示された手順に従って以下に述べ
る各キーを操作することができる。Reference numeral 29 is an operation guidance display section using a CRT display, which displays the operation procedure in order 7'.The customer can operate each key described below according to the procedure displayed on this operation guidance display section 29. .
また、この操作誘導表示部２９は入金機構部の支障によ
り入金取引が不可能になった場合、その旨を表示し、入
金される紙幣を保管する旨とその操作手順をガイダンス
表示することもできるようになっている。In addition, if the deposit transaction becomes impossible due to a problem with the deposit mechanism section, the operation guidance display section 29 can display a message to that effect, and can also display guidance indicating that the banknotes to be deposited should be stored and the operating procedure. It looks like this.
３０は取引選択キーであう、この取引選択キー３０によ
り入金取引や支払取引を指定することができ、また３１
はテンキーであシ、このテンキー３１は暗証番号や支払
い金額をへカし、あるいは入金取引が不可能になった場
合における保管金額を入力するものである。Reference numeral 30 is a transaction selection key. With this transaction selection key 30, a deposit transaction or a payment transaction can be specified, and 31
is a numeric keypad 31, and this numeric keypad 31 is used to input the password, the payment amount, or the amount to be kept in case the deposit transaction becomes impossible.
３２は入金取引等の取引の続行あるいは入金紙幣の保管
を了承したときに押下する確認キーであり、３３は取引
の続行や入金紙幣の保管を非了承のため中止するときに
押下する取消キーである。32 is a confirmation key that is pressed when the user approves the continuation of a transaction such as a deposit transaction or storage of deposited banknotes, and 33 is a cancellation key that is pressed when the continuation of a transaction or storage of deposited banknotes is discontinued due to non-approval. be.
第３図は前記自動取引装置の内部構成を示す断面図であ
る。FIG. 3 is a sectional view showing the internal structure of the automatic transaction device.
同図において、３６は自動入出金装置であシ、この自動
入出金装置３６にレシート保管証発行装置３７およびカ
ード読取シ書込み装置３８が搭載されている。In the figure, 36 is an automatic deposit/withdrawal device, and this automatic deposit/withdrawal device 36 is equipped with a receipt storage certificate issuing device 37 and a card reading/writing device 38.
このカード読取り書込み装置３８はカード挿入返却口２
６から後方に向って延びる搬送路３９を有し、この搬送
路３９に磁気読取９書込み部４゜が設けられ、カード挿
入センサにより検知し、その検知によシコーラを駆動し
てカードを磁気読取シ書込み部４０方向に搬送し、磁気
読取り書込み部４０によりカードのデータを読取り、あ
るいはカードにデータを書込みできるようになっている
。This card reading/writing device 38 is the card insertion return slot 2.
A magnetic reading 9 writing section 4 is provided on this conveying path 39, and the card is detected by a card insertion sensor, and the sensor is driven by the detection to magnetically read the card. The card is conveyed in the direction of the writing section 40, and the magnetic reading/writing section 40 can read data on the card or write data on the card.
レシート保管証発行装置３７は、前記搬送路３９に保管
証印字部４１が設けられ、続いてレシート収納部４２お
よびレシート印字部４３が設けられ、さらに保管証印字
部４４および保管証分離給送部４５が設けられていて、
入金取引の正常時にレシートを発行し、入金取引の異常
時に入金紙幣を保管したしるしとして保管証を発行でき
るようにしたものである。The receipt storage certificate issuing device 37 includes a storage certificate printing section 41 provided in the conveyance path 39, followed by a receipt storage section 42 and a receipt printing section 43, and further includes a storage certificate printing section 44 and a storage certificate separation and feeding section. 45 is set up,
A receipt can be issued when a deposit transaction is normal, and a certificate of custody can be issued as a sign that deposited banknotes have been stored when a deposit transaction is abnormal.
自動入出金装置３６は前記従来例とほぼ同様の入出金機
構部を有するので、同じ構成要素については、同一の符
号を付してその説明を省略するが、紙幣投入受取部２の
投入受取ドラム２ａの前方かつ下方に入金機構部の障害
により入金取引が不可能になったとき入金紙幣を保管す
る現金保管部４６を備えている点で特徴を有する。The automatic deposit/withdrawal device 36 has a deposit/withdrawal mechanism section that is almost the same as that of the conventional example, so the same components are given the same reference numerals and their explanations are omitted. It is characterized in that it is provided with a cash storage section 46 in front and below 2a for storing deposited banknotes when a deposit transaction becomes impossible due to a failure in the depositing mechanism section.
第１図および第４図は実施例の要部をなす現金保管部の
詳細を示す平面図および側面図である。FIG. 1 and FIG. 4 are a plan view and a side view showing details of a cash storage section, which is a main part of the embodiment.
第１図および第４図において、４８は前後方向に延びる
２本のスライドガイドであり、このスライドガイド４８
の案内によって複数の区切板４９が底板５０上を前後方
向にスライド自在に設けられ、押圧ばね５１によって後
壁５２に押付けられている。In FIGS. 1 and 4, reference numeral 48 indicates two slide guides extending in the front-rear direction.
A plurality of partition plates 49 are provided so as to be slidable in the front and rear directions on the bottom plate 50 under the guidance of the partition plates 49 , and are pressed against the rear wall 52 by pressing springs 51 .
区切板４９の両端には先鋭部４９ａが形成場れ、この先
鋭部４９ａに係脱自在に噛合する区切板、駆動ギア５３
が駆動機構部５４のシャツ）５４ａに軸支されている。A sharp edge 49a is formed at both ends of the partition plate 49, and a drive gear 53 and a drive gear 53 engage with the sharp edge 49a in a detachable manner.
is pivotally supported by the shirt 54a of the drive mechanism section 54.
この区切板駆動ギア５３の歯部５３ａは、区切板４９を
引掛けて保管室５５を次々と形成するが、最も後壁５２
寄りに形成される保管室５５ａは投入受取ドラム２３ａ
から一括投入される最大の入金紙幣５６を保管できるに
充分なスペースを有し、歯部５３ａはこのスペースに対
応したピッチとなっている。The tooth portion 53a of the partition plate drive gear 53 hooks the partition plate 49 to form storage chambers 55 one after another.
The storage chamber 55a formed nearer to the loading/receiving drum 23a
It has enough space to store the largest amount of deposited banknotes 56 that are deposited all at once, and the tooth portions 53a have a pitch corresponding to this space.
なお、５７は駆動モータである。Note that 57 is a drive motor.
第５図は前記自動取引装置の制御系の要部を示すブロッ
ク図である。FIG. 5 is a block diagram showing the main parts of the control system of the automatic transaction device.
同図において、５８は装置全体を制御するＣＰＵであシ
、このＣＰＯ５８にカード通帳リーダライタ５９、レシ
ート保管証発行装置３７、操作部２２、入金機構部６０
、現金保管部４６訃よびメモリ６１が夫々接続されてい
る。In the figure, 58 is a CPU that controls the entire device, and this CPO 58 includes a card passbook reader/writer 59, a receipt storage certificate issuing device 37, an operation section 22, and a deposit mechanism section 60.
, a cash storage section 46, and a memory 61 are connected to each other.
前記カード通帳リーダライタ５９は取引の開始時にカー
ドまたは通帳を取込んでカードまたは通帳に書込まれて
いる口座番号等現金保管に必要な保管データを読取り、
読取った保管データをＣＰＯ５８を経由してメモリ６１
に格納できるようにしたものである。The card passbook reader/writer 59 reads the card or passbook at the start of a transaction and reads the storage data necessary for storing cash, such as the account number written on the card or passbook,
The read stored data is transferred to the memory 61 via the CPO 58.
It is designed so that it can be stored in
レシート保管証発行装置３７はＣＰＵ５８の指示にした
がって入金取引の正常時にレシートを、入金取引の異常
時に保管証を夫々顧客に発行できるようにしたものであ
る。The receipt storage certificate issuing device 37 is capable of issuing a receipt to a customer when a deposit transaction is normal, and a storage certificate when a deposit transaction is abnormal, according to instructions from the CPU 58.
操作部２２は操作誘導表示部のガイダンスにしたがって
顧客が入金取引に必要な操作を行い、あるいは現金保管
に必要な操作を行なえるようになっている。The operation section 22 allows the customer to perform operations necessary for deposit transactions or operations necessary for storing cash according to guidance on an operation guidance display section.
入金機構部６０は自動入金装置において、入金紙幣の取
込み、搬送、鑑別、−時貯留および金庫を機構的に可能
にしたものであシ、この入金機構部６０に支障が生じた
とき、これを検知しＣＰＵ５８に送って入金取引の異常
時に適宜対応できるようになっている。The deposit mechanism section 60 is an automatic deposit device that is mechanically capable of taking in, transporting, discriminating, and storing deposited banknotes and storing them in a safe. It is detected and sent to the CPU 58 so that appropriate measures can be taken in the event of an abnormality in the deposit transaction.
現金保管部４６は入金取引の異常時に入金紙幣の取込み
だけ行って保管室に入金紙幣を保管し、以後保管紙幣の
入金取引全可能にしたものでちる。The cash storage section 46 only takes in deposited banknotes when a deposit transaction is abnormal, stores the deposited banknotes in a storage room, and thereafter enables all deposit transactions of stored banknotes.
メモリ６１はカード通帳リーダライタ５９による口座番
号等の保管データとともに保管室番号を格納し、以後、
この保管データおよび保管室番号に基づき、保管紙幣の
入金取引を可能にしたものでちる。The memory 61 stores the storage room number together with the storage data such as the account number by the card passbook reader/writer 59.
Based on this storage data and storage room number, deposit transactions of stored banknotes are made possible.
次に、前記構成の自動取引装置の動作を第６図を併用し
て説明する。Next, the operation of the automated teller machine having the above configuration will be explained with reference to FIG.
第６図は入金機構部の支障の有無に対応した動作を示す
フローチャートである。FIG. 6 is a flowchart showing operations corresponding to whether or not there is a problem in the deposit mechanism section.
例えば、装置の夜間運用において、入金機構部の支障に
より入金取引に異常が発生した場合、ＣＰＵ５８は入金
取引のガイダンスから現金保管のガイダンスに変更し、
その内容を操作誘導表示部２９に表示する。For example, during nighttime operation of the device, if an abnormality occurs in a deposit transaction due to a problem with the deposit mechanism, the CPU 58 changes guidance for deposit transactions to guidance for cash storage.
The contents are displayed on the operation guidance display section 29.
現金保管のガイダンスとしては、例えば、「装置の故障
により入金取引はできませんが、お客さまの入金紙幣を
保管し、保管したしるしとして保管証を発行致します。Guidance on cash storage includes, for example, ``Due to equipment failure, deposit transactions are not possible, but we will store the customer's deposited banknotes and issue a storage certificate as a sign of storage.
後日・・・・・・」があり、続いて、現金保管の了承・
非了承等の操作が誘導される。"At a later date..." followed by consent to keep the cash.
Operations such as non-acceptance are induced.
顧客は、この操作誘導にしたがって操作することになる
。The customer will operate according to this operation guidance.
すなわち、現金保管を了承できないときは取消キー３３
を押下する。これにより、入金取引は不成立となる。In other words, if you cannot approve the cash storage, press the cancel key 33.
Press . As a result, the deposit transaction becomes unsuccessful.
現金保管を了承するときは、確認キー３２を押下する。When approving the cash storage, the confirmation key 32 is pressed.
次いで、カードまたは、通帳のいずれかを挿入する。Next, insert either your card or your bankbook.
例えば、カードをカード挿入返却１コ２６に挿入すると
、カードは力、−ド読取シ書込み装置３８内に取込まれ
、磁気読取シ書込み部４０によって口座番号等保管に必
要な保管データが読取られ、ＣＰＯ５８を経由してメモ
リ６１に格納される。For example, when a card is inserted into the card insertion/return card 26, the card is read into the magnetic reading/writing device 38, and the storage data necessary for storage, such as the account number, is read by the magnetic reading/writing unit 40. , and stored in the memory 61 via the CPO 58.
そして、テンキー３１で入金金額を入力し、入金紙幣を
投入受取口２３に投入すると、入金取引の異常時では、
投入受取ドラム２ａが回転して現金保管部４６の保管室
５５ａに臨まされた状態にあるので、投入された紙幣は
保管室５５ａに収納され、収納された保管室５５ａの番
号が前記保管データとともにメモリ６１に格納される。Then, when the deposit amount is input using the numeric keypad 31 and the deposited banknotes are inserted into the receiving slot 23, in the event of an abnormality in the deposit transaction,
Since the input/receipt drum 2a rotates to face the storage chamber 55a of the cash storage section 46, the inserted banknotes are stored in the storage chamber 55a, and the number of the storage chamber 55a in which they are stored is displayed together with the storage data. It is stored in the memory 61.
その後、レシート保管証発行装置３Ｔによって入力金額
、口座番号、顧客名、投入時刻、処理平頭および支店名
等の保管事項を印字した保管証が発行されるとともに挿
入したカードあるいは通帳が返却される。Thereafter, the receipt storage certificate issuing device 3T issues a storage certificate with storage items such as the input amount, account number, customer name, input time, processing head and branch name printed thereon, and the inserted card or passbook is returned.
後日、現金保管部４６に保管された紙幣を計数し、計数
した金額が入力金額と一致しているときは、メモリ６１
に格納された保管データに基づき、入金取引を行い、計
数金額が入力金額と一致していないときは、その旨を、
顧客に連絡し、顧客の了承を得て入金取引を行う。Later, when the banknotes stored in the cash storage unit 46 are counted and the counted amount matches the input amount, the memory 61
A deposit transaction is made based on the stored data stored in , and if the counted amount does not match the input amount, a notification to that effect is sent.
Contact the customer, obtain the customer's approval, and perform the deposit transaction.
入金機構部に支障が何んら認められない場合、入金取引
は正常であり、その動作については従来例とほぼ同様で
あるので、第６図のフローチャートで示し、その説明を
省略する。If no trouble is found in the deposit mechanism, the deposit transaction is normal and its operation is almost the same as the conventional example, so it will be shown in the flowchart of FIG. 6 and its explanation will be omitted.
以上の説明から明らかなように、この発明によれば、入
金機構部の障害により入金取引が不可能になったとき顧
客の現金を保管する現金保管部を備えた構成としたので
、休日または夜間運用において入金機構部に障害が発生
した際に、顧客の入金紙幣を取込んで現金保管部に保管
するとともに、保管証を発行して取引を完了し、以後、
メモリに格納されたカード等のデータに基づき、保管さ
れた入金紙幣の入金取引が可能となる。As is clear from the above description, according to the present invention, since the structure includes a cash storage section that stores customer's cash when deposit transactions become impossible due to a failure in the deposit mechanism section, it is possible to When a failure occurs in the deposit mechanism during operation, the customer's deposited banknotes are captured and stored in the cash storage department, and a certificate of custody is issued to complete the transaction.
Based on the data of the card, etc. stored in the memory, it is possible to make a deposit transaction for the stored deposited banknotes.
したがって、入金機構部の支障によって受ける顧客およ
び銀行側の不利益を回避でき、入金取引異常時のノウダ
ウンを図ることができるという効果が得られる。Therefore, it is possible to avoid disadvantages to the customer and the bank due to troubles in the deposit mechanism, and it is possible to achieve the effect that it is possible to prevent problems when deposit transactions are abnormal.
第１図は実施例の要部をなす現金保管部を示す詳細平面
図、第２図は自動取引装置の外観構成を示す斜視図、第
３図は自動取引装置の内部構成を示す断面図、第４図は
第３図の現金保管部の詳細を示す側面図、第５図は自動
取引装置の制御系の要部を示すブロック図、第６図は装
置の動作を示すフロチャート、第７図は従来例を示す断
面図である。FIG. 1 is a detailed plan view showing the cash storage section which is the main part of the embodiment, FIG. 2 is a perspective view showing the external configuration of the automatic transaction device, and FIG. 3 is a sectional view showing the internal configuration of the automatic transaction device. FIG. 4 is a side view showing details of the cash storage section in FIG. 3, FIG. 5 is a block diagram showing main parts of the control system of the automatic transaction device, FIG. 6 is a flowchart showing the operation of the device, and FIG. The figure is a sectional view showing a conventional example.
Claims (1)
書類処理装置と、カード読取り書込み装置と、顧客用の
操作誘導表示装置と、入金機構部とを備え、カードまた
は通帳を取込み、操作誘導にしたがつて入金取引を行う
自動入金装置において、 前記入金機構部の障害により入金取引が不可能になつた
とき顧客の現金を保管する現金保管部を備え、 入金機構部に障害が発生した際に、顧客の入金紙幣を取
込んで現金保管部に保管するとともに保管証を発行して
取引を完了し、 以後、保管された入金紙幣の入金取引を可能にしたこと
を特徴とする自動入金装置。[Scope of Claims] 1. Comprising a passbook document processing device that reads a passbook, prints a passbook, and issues a certificate, a card reading/writing device, an operation guidance display device for customers, and a deposit mechanism, An automatic deposit device that takes in a passbook and performs deposit transactions according to operational guidance, comprising a cash storage section for storing customer's cash when deposit transactions become impossible due to a failure in the deposit mechanism section; When a failure occurred in the bank, the customer's deposited banknotes were captured and stored in the cash storage department, and a certificate of custody was issued to complete the transaction, making it possible to subsequently make deposit transactions using the stored banknotes. Features an automatic deposit device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP22843086A JPH0654515B2 (en) | 1986-09-29 | 1986-09-29 | Automatic deposit device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP22843086A JPH0654515B2 (en) | 1986-09-29 | 1986-09-29 | Automatic deposit device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JPS6383895A true JPS6383895A (en) | 1988-04-14 |
| JPH0654515B2 JPH0654515B2 (en) | 1994-07-20 |
Family
ID=16876360
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP22843086A Expired - Fee Related JPH0654515B2 (en) | 1986-09-29 | 1986-09-29 | Automatic deposit device |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPH0654515B2 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2021096558A (en) * | 2019-12-16 | 2021-06-24 | 富士通フロンテック株式会社 | Money reception transaction method, transaction system, cash machine, and host computer |
-
1986
- 1986-09-29 JP JP22843086A patent/JPH0654515B2/en not_active Expired - Fee Related
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2021096558A (en) * | 2019-12-16 | 2021-06-24 | 富士通フロンテック株式会社 | Money reception transaction method, transaction system, cash machine, and host computer |
Also Published As
| Publication number | Publication date |
|---|---|
| JPH0654515B2 (en) | 1994-07-20 |
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| Date | Code | Title | Description |
|---|---|---|---|
| LAPS | Cancellation because of no payment of annual fees |