JPS63138463A - User confirming method - Google Patents
User confirming methodInfo
- Publication number
- JPS63138463A JPS63138463A JP61284308A JP28430886A JPS63138463A JP S63138463 A JPS63138463 A JP S63138463A JP 61284308 A JP61284308 A JP 61284308A JP 28430886 A JP28430886 A JP 28430886A JP S63138463 A JPS63138463 A JP S63138463A
- Authority
- JP
- Japan
- Prior art keywords
- information
- input
- name
- user
- transaction
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims description 12
- 235000016496 Panda oleosa Nutrition 0.000 abstract description 5
- 240000000220 Panda oleosa Species 0.000 abstract description 5
- 238000012790 confirmation Methods 0.000 abstract description 2
- 238000010586 diagram Methods 0.000 description 3
- 230000000694 effects Effects 0.000 description 2
- 230000010365 information processing Effects 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 238000012795 verification Methods 0.000 description 2
- 230000002747 voluntary effect Effects 0.000 description 2
- 238000007796 conventional method Methods 0.000 description 1
- 238000004062 sedimentation Methods 0.000 description 1
Landscapes
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
【発明の詳細な説明】
〔産業上の利用分野〕
本発明は金融機関等での現金自動取引に関し、特に利用
者の取引許可に関する。DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to automatic cash transactions in financial institutions and the like, and particularly to transaction permission for users.
従来の現金自動取引に関する公知例では、本人が知り得
ている情報をシステムに予め登録し、取引実行時にシス
テムから本人に問診する方法が集めされている。（特開
昭５２−５０６６９）これは本発明と同様に本人のみが
知り得る情報により取引許可する面はあるが、取引の開
始ではカードを使用しなければならない。Conventional known examples of automatic cash transactions include methods in which information known to the person in question is registered in the system in advance, and the system questions the person in question when executing the transaction. (Japanese Unexamined Patent Publication No. 52-50669) Similar to the present invention, this method permits transactions based on information known only to the person in question, but a card must be used to initiate the transaction.
従来の方法では必ずカードや通帳を利用者が携帯してい
る必要があった。Conventional methods require users to always carry a card or passbook with them.
本発明の目的は、現金自動取引でカードや通帳を用いる
ことｔｃ ＜本人確認する方法を提供することにある。An object of the present invention is to provide a method for verifying the identity of a person using a card or passbook in automatic cash transactions.
前記目的を実現する手段では、本人ｎ認のための情報を
情報処理装置側の記憶装置に保持し、それと本人の入力
情報を比較し、一致したときに現金自動取引を許可する
ことによって実現される。The means for achieving the above purpose is achieved by storing information for identity verification in a storage device on the information processing device side, comparing it with information input by the individual, and authorizing automatic cash transactions when they match. Ru.
この場合本人の入力ではカードや通帳を必要としない。In this case, a card or passbook is not required for the input by the person himself/herself.
カードや通帳で用いないで現金自動取引を許可する方法
では、本人が知り得る情報を予め記憶装置に登録してお
き、取引時に本人の入力と記憶装置に登録された本人情
報とを比較する。この時、本人の入力は、自動機のキー
ボード操作だけでよく、カードや通帳を用いる必要はな
い、又、記憶装置はハードウェアの記憶機構とすること
も出来、機密性を高めることが可能である。In a method that allows automatic cash transactions without using a card or passbook, information that the person can know is registered in advance in a storage device, and at the time of transaction, the input by the person is compared with the personal information registered in the storage device. At this time, the person only needs to input information using the keyboard of an automatic machine, and there is no need to use a card or passbook.The storage device can also be a hardware storage mechanism, which can increase confidentiality. be.
以下、本発明の実施例を述べる。 Examples of the present invention will be described below.
＠１図は本発明の全体構成を示しており、自動堆引機Ａ
ＴＭ、情報処理装置ＣＰ Ｕ、外部記憶袋ｆＥＭ、外部
記憶機構ＨＭから成り、金融機関等利用者本人の情報入
力は工で示している。@1 Figure shows the overall configuration of the present invention, and shows the automatic sedimentation machine A.
It consists of a TM, an information processing device CPU, an external storage bag fEM, and an external storage mechanism HM, and information input by the user such as a financial institution is shown in numerals.
第２図は入力データの内容であり、■■■■から成る。FIG. 2 shows the contents of the input data, which consists of ■■■■.
ここで■は任意の入力内容を示している＠第３図は外部
記憶袋ｆに登録されている情報を示している・Ｐは外部
記憶機構へのポインタであり、外部記憶機構忙格納され
た任意記号情報のアドレスを示している。ＮＯは、第２
図の説明で述ぺた■の内容を示している。Here, ■ indicates arbitrary input content. @Figure 3 shows information registered in the external memory bag f. P is a pointer to the external memory, and the information stored in the external memory is busy. Indicates the address of arbitrary symbol information. NO is the second
In the explanation of the figure, the contents of the above-mentioned item (■) are shown.
第４図は本人入力情報と外部記憶ＥＭ又はＨＭに登録又
は格納された本人情報とを比較する手順を示しており、
ＣＰＵで実行される。FIG. 4 shows the procedure for comparing the personal information input by the user and the personal information registered or stored in the external memory EM or HM.
Executed on CPU.
次に本実施例における処理手順を述べる。Next, the processing procedure in this embodiment will be described.
金融機関の利用者は、第２図の順でガイダンスに従かい
入力を行う、ガイダンスは利用者が取引項目を指定する
と、「氏名を入力して下さい」のよう和表示され、入力
があったとき次のガイダンス表示などの次の処理に進む
、入力された情報はＣＰＵに送られ、ｃｐｖは、入力さ
れたカナ氏名と暗証番号をキーにしてＥＭを検索し対応
するＥＭ上の情＠（第３図に示す内容）をＣＰＵに読み
込む、ｃｐｕは第２図に示す内容と第３図の内容を第４
図に示す手順で比較する。この時、第３図に示す内容に
Ｐがあれば、ＨＭに任意記号があるとして、アドレスＰ
の内容をＣＰＵに読み出す。Users of financial institutions follow the guidance in the order shown in Figure 2 to input information.The guidance is that when a user specifies a transaction item, a message such as "Please enter your name" will be displayed in Japanese, indicating that the input has been made. When proceeding to the next process such as displaying the next guidance, the input information is sent to the CPU, and cpv searches the EM using the input kana name and PIN as keys and retrieves the corresponding information on the EM @ ( The content shown in Figure 3) is read into the CPU, and the CPU reads the content shown in Figure 2 and the content shown in Figure 3 into the
Compare using the steps shown in the figure. At this time, if P exists in the content shown in Figure 3, it is assumed that HM has an arbitrary symbol, and the address P
Read the contents to the CPU.
第４図の手順では、始めにカナ氏名を比較しくＳｌ）、
引き続いて暗証番号について入力の内容とＢＭから読み
出した情報を比較する（Ｓ２）。In the procedure shown in Figure 4, first compare the name in kana (Sl),
Subsequently, the input contents of the password are compared with the information read from the BM (S2).
すなわち、カナ氏名では■とＲＫＮ、暗証番号では■と
Ｒ８Ｎを比較する。比較した結果、一致した場合は、任
意記号■とＢＭ上から読み出した任意記号の比較を行な
う（Ｓ３）・
擁記憶機構ＨＭは電磁的記録手段によらないハードウェ
アの記憶機構であって、より機密性の高い情報格納手段
である。That is, ■ and RKN are compared for the kana name, and ■ and R8N are compared for the password. As a result of the comparison, if they match, the arbitrary symbol ■ is compared with the arbitrary symbol read from the BM (S3). The storage memory mechanism HM is a hardware storage mechanism that does not rely on electromagnetic recording means. It is a means of storing highly confidential information.
次に第２図■で示す任意入力があるかどうかを調べる（
８４）、任意入力は金融機関の選択により入力ガイダン
スから外して入力しなくとも良いシステムにできる。Next, check whether there is any arbitrary input shown in Figure 2 (■).
84), Optional input can be removed from the input guidance at the option of the financial institution to create a system that does not require input.
更なる°任意入力を求めないシステムでは任意入力がな
く、そのまま取引を許可する。任意入力を求めるシステ
ムではＥＭに記憶されていた任意入力情報Ｎと一致して
いるかどうかを比較しく８５）、一致しているとき取引
を許可する。Furthermore, in systems that do not require voluntary input, there is no voluntary input and transactions are permitted as is. In a system that requests arbitrary input, it is compared to see if it matches the arbitrary input information N stored in the EM (85), and if it matches, the transaction is permitted.
以上により、金融機関等利用者は、カードや通帳を用い
ることなく現金自動取引を行うことができ、カードや通
帳の持ち歩きすることもなく、かつ紛失等による不正使
用、盗用を防ぐことができるＯ
〔発明の効果〕
現金自動取引でのカードや通帳ｆｃどの媒体を使用しな
いで、現金自動取引を許可する方法を提供する。これに
よって現金自動取引操作性の向上やカードや通帳などの
経済装置を有する媒体が不要忙なり安全性が同上する。As described above, users of financial institutions, etc. can conduct automatic cash transactions without using cards or passbooks, do not carry cards or passbooks with them, and can prevent unauthorized use or theft due to loss etc. [Effects of the Invention] To provide a method for permitting automatic cash transactions without using any medium such as a card or passbook fc for automatic cash transactions. This improves the operability of automatic cash transactions, eliminates the need for media with economic devices such as cards and passbooks, and improves security.
第１図・・・本発明の全体構成図、
＠２図・・・金融機関等の利用者の入力内容を示す図、
第３図・・・外部記憶に登録された本人確認情報を示す
図、
第４図・・・利用者の確認処理手順を示すフローチャー
ト。
７、−一＼
、＝、ｌ。Figure 1: Overall configuration diagram of the present invention Figure 2: Diagram showing input contents by users of financial institutions, etc. Figure 3: Diagram showing identity verification information registered in external storage , FIG. 4: Flowchart showing the user confirmation processing procedure. 7, -1\ ,=,l.
Claims (1)
により任意に設定された任意データを登録しておき、利
用者による取引種別指定に応答して利用者氏名、暗証番
号、及び利用者の任意により設定された任意データの入
力のためのガイダンスを表示し、入力された氏名及び暗
証番号から前記登録された任意データを求め、これと入
力された任意データとを比較し、これらが特定の関係に
あるとき取引を許可することを特徴とする利用者認証方
法。For each user, at least the name, PIN, and arbitrary data set by the user are registered, and in response to the user's specification of the transaction type, the user's name, PIN, and arbitrary data set by the user are registered. display guidance for inputting the entered arbitrary data, obtain the registered arbitrary data from the entered name and PIN, compare this with the entered arbitrary data, and check whether they have a specific relationship. A user authentication method characterized by permitting a transaction at a certain time.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP61284308A JPS63138463A (en) | 1986-12-01 | 1986-12-01 | User confirming method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP61284308A JPS63138463A (en) | 1986-12-01 | 1986-12-01 | User confirming method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JPS63138463A true JPS63138463A (en) | 1988-06-10 |
Family
ID=17676856
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP61284308A Pending JPS63138463A (en) | 1986-12-01 | 1986-12-01 | User confirming method |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPS63138463A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0381868A (en) * | 1989-08-25 | 1991-04-08 | Oki Electric Ind Co Ltd | Automatic transaction method |
-
1986
- 1986-12-01 JP JP61284308A patent/JPS63138463A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0381868A (en) * | 1989-08-25 | 1991-04-08 | Oki Electric Ind Co Ltd | Automatic transaction method |
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