JPH0526238B2 - - Google Patents
Info
- Publication number
- JPH0526238B2 JPH0526238B2 JP58023631A JP2363183A JPH0526238B2 JP H0526238 B2 JPH0526238 B2 JP H0526238B2 JP 58023631 A JP58023631 A JP 58023631A JP 2363183 A JP2363183 A JP 2363183A JP H0526238 B2 JPH0526238 B2 JP H0526238B2
- Authority
- JP
- Japan
- Prior art keywords
- series
- card
- management
- selection
- circuit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
- 238000001514 detection method Methods 0.000 description 5
- 238000010586 diagram Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 238000000034 method Methods 0.000 description 1
- 238000007493 shaping process Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
- G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/086—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by passive credit-cards adapted therefor, e.g. constructive particularities to avoid counterfeiting, e.g. by inclusion of a physical or chemical security-layer
Landscapes
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
Description
【発明の詳細な説明】
<発明の技術分野>
本発明は、カードを利用した各種取引システム
において、殊に複数の管理系列にかかる情報を含
むカードより必要な管理系列の記録データのみを
選択して取り出すためのカード情報選択装置に関
する。[Detailed Description of the Invention] <Technical Field of the Invention> The present invention relates to various transaction systems using cards, in particular, to select only recorded data of a necessary management series from a card containing information on multiple management series. The present invention relates to a card information selection device for extracting card information.
<発明の背景>
従来カードを利用した金融等の取引システムで
は、例えば磁気カードに現金取引、ローン取引、
クレジツト等、単一の管理系列にかかる情報のみ
が記録される。従つて各取引機関では、管理内容
に応じて個有の磁気カードを発行しており、これ
がため利用客は多種類のカードを保有して使い分
ける必要があり、甚だ不便であつた。<Background of the invention> In conventional financial transaction systems using cards, for example, magnetic cards are used for cash transactions, loan transactions, etc.
Only information related to a single management series, such as credits, is recorded. Therefore, each transaction institution issues its own magnetic card according to its management details, which requires customers to hold and use different types of cards, which is extremely inconvenient.
<発明の目的>
本発明は、複数の管理系列にかかる情報を1枚
のカードに記録する取引システムに着目し、この
種カードにより必要な管理系列を選択して所定の
データを取り出す新規なカード情報選択装置を提
案することにより、カード取引の合理化並びに迅
速化をはかると共に、利用客の利便を大幅に向上
することを目的とする。<Object of the invention> The present invention focuses on a transaction system that records information related to multiple management series on one card, and provides a new card that selects a necessary management series and retrieves predetermined data using this type of card. By proposing an information selection device, we aim to streamline and speed up card transactions, and to greatly improve convenience for customers.
<発明の構成および効果>
上記目的を達成するため、本発明では、複数の
管理系列にかかる情報を含むカードより全ての管
理系列にかかる記録データをカード読取手段にて
読み取り、取引内容に対応する必要な管理系列の
情報をキー等の系列選択手段により選択操作する
と共に、カード読取手段に対し選択された管理系
列にかかる読取りデータのみを選択処理手段をも
つて出力させるよう構成した。<Structure and Effects of the Invention> In order to achieve the above object, the present invention reads recorded data related to all management series from a card containing information related to a plurality of management series using a card reading means, and corresponds to the transaction details. Information on necessary management series is selected by series selection means such as keys, and the card reading means is configured to output only read data related to the selected management series using selection processing means.
本発明によれば、取引時に、1枚のカードをカ
ード読取手段である装置に挿入した後、必要な管
理系列を利用者が任意に選択して所定のデータを
取り出し、処理することができるので、カード取
引の合理化並びに迅速化を実現できると共に、利
用者にとつて複数枚のカードを使い分ける必要が
なく、利用客の利便を大幅に向上できる等、発明
目的を達成した優れた効果を奏する。 According to the present invention, at the time of a transaction, after inserting one card into a device that is a card reading means, the user can arbitrarily select the necessary management series and take out and process the specified data. , it is possible to realize the rationalization and speeding up of card transactions, and the user does not need to use multiple cards, which greatly improves the convenience of the user, achieving excellent effects that achieve the purpose of the invention.
<実施例の説明>
第1図は本発明の実施に用いる磁気カード1を
示し、カード裏面に複数の管理系列(以下、「第
1系列」「第2系列」……の如く表わす)にかか
る情報、例えば現金取引、ローン取引、クレジツ
ト、定期乗車券等の情報が複数本の磁気ストライ
プ10A,10B,10C,10Dに夫々独立し
て記録される。<Description of Embodiments> FIG. 1 shows a magnetic card 1 used for carrying out the present invention, and the back of the card has information on a plurality of management series (hereinafter referred to as "first series", "second series", etc.). Information such as cash transactions, loan transactions, credits, commuter passes, etc. is independently recorded on the plurality of magnetic stripes 10A, 10B, 10C, and 10D, respectively.
第2図は本発明にかかる装置の基本構成を示
し、複数の磁気ヘツドをもつカード読取手段2
は、前記の各磁気ストライプより記録データを一
斉に読み取る。一方装置には系列選択手段4が設
けてあり、オペレータ等がキーや押釦スイツチ等
を操作して、取引内容に応じた必要な管理系列を
選択する。この選択された系列データは記憶手段
5にセツトされると共に、選択処理手段6がカー
ド読取手段2に対し選択された管理系列にかかる
読取りデータのみを出力させるものである。 FIG. 2 shows the basic configuration of the device according to the present invention, in which a card reading means 2 having a plurality of magnetic heads is shown.
reads recorded data from each of the magnetic stripes at the same time. On the other hand, the apparatus is provided with a series selection means 4, through which an operator or the like operates keys, pushbutton switches, etc. to select a necessary management series according to the content of the transaction. The selected series data is set in the storage means 5, and the selection processing means 6 causes the card reading means 2 to output only read data related to the selected management series.
第3図は上記装置の動作フローを示す。まず装
置に磁気カード1をセツトした後、ステツプ71に
おいて、系列選択手段4による管理系列の指定を
行なうと、ステツプ72で選択された系列データが
記憶手段5にセツトされる。ついでステツプ73に
おいて、カード読取手段2が全ての管理系列の情
報をカード1より読み取るが、つぎのステツプ74
において、選択処理手段6の動作により選択され
た管理系列の読取りデータのみが出力される。 FIG. 3 shows the operation flow of the above device. First, after setting the magnetic card 1 in the device, in step 71, the series selection means 4 specifies a management series, and the series data selected in step 72 is set in the storage means 5. Next, in step 73, the card reading means 2 reads all management series information from the card 1, but in the next step 74.
At this time, only the read data of the management series selected by the operation of the selection processing means 6 is output.
第4図は本発明にかかる装置の具体回路例を示
す。 FIG. 4 shows a specific circuit example of the device according to the present invention.
図示例において、カード読取手段2は4個の磁
気ヘツド20A,20B,20C,20Dを有
し、各磁気ヘツドにはリードアンプ21、ピーク
検出回路22、波形整形回路23、復調回路24
が順次接続され、各復調回路24が出力する読取
データDおよび読取り用のクロツク信号CLは選
択処理手段6へ送られる。またカード読取手段2
には、カードの有無や記録データの読取り開始位
置を検知するカード位置センサ31およびアンプ
32より成るカード検知部3を含んでおり、この
カード検知部3の検知出力は系列選択手段4へ送
られる。 In the illustrated example, the card reading means 2 has four magnetic heads 20A, 20B, 20C, and 20D, and each magnetic head includes a read amplifier 21, a peak detection circuit 22, a waveform shaping circuit 23, and a demodulation circuit 24.
The read data D and read clock signal CL output from each demodulation circuit 24 are sent to the selection processing means 6. Also, card reading means 2
includes a card detection section 3 consisting of a card position sensor 31 and an amplifier 32 for detecting the presence or absence of a card and the starting position of reading recorded data, and the detection output of this card detection section 3 is sent to the series selection means 4. .
系列選択手段4は、3個の押釦スイツチ40,
41,42と、プライオリテイ・エンコーダ43
と、デコーダ44と、デコーダ44の出力および
前記検知出力が入力される4個のアンド回路4
5,46,47,48とを含み、各アンド回路は
選択処理手段6に対し制御信号iA、iB、iC、iDを出
力する。 The series selection means 4 includes three push button switches 40,
41, 42 and a priority encoder 43
, a decoder 44, and four AND circuits 4 to which the output of the decoder 44 and the detection output are input.
5, 46, 47, and 48, and each AND circuit outputs control signals i A , i B , i C , and i D to the selection processing means 6.
選択処理手段6は、制御信号iA〜iDにより開閉
制御される読取りデータDを入力するゲート回路
60A〜60Dおよびクロツク信号CLを入力す
るゲート回路61A〜61Dを各磁気ヘツド20
A〜20Dに対応して具備しており、各ゲート回
路60A〜60Dの出力はオア回路62を介して
シフトレジスタ64の入力端子INに、また各ゲ
ート回路61A〜61Dの出力はオア回路63を
介してシフトレジスタのクロツク端子CLに夫々
入力される。 The selection processing means 6 connects each magnetic head 20 to gate circuits 60A to 60D inputting read data D whose opening and closing are controlled by control signals iA to iD and gate circuits 61A to 61D inputting a clock signal CL.
The output of each gate circuit 60A to 60D is connected to the input terminal IN of the shift register 64 via the OR circuit 62, and the output of each gate circuit 61A to 61D is connected to the OR circuit 63. The signals are respectively input to the clock terminals CL of the shift registers via the clock terminals CL of the shift registers.
尚前記系列選択手段4において、各押釦スイツ
チ41,42,43はオン、オフ状態を自己保持
する機能を有し、従つてこの系列選択手段4は前
記記憶手段5(第2図に示す)の機能をも兼ねて
いる。 In the series selection means 4, each pushbutton switch 41, 42, 43 has a function of self-maintaining the on/off state. It also has a function.
然して第4図の回路において、いずれの押釦ス
イツチ40,41,42も押操作されない状態で
は、プライオリテイ・エンコーダ42のGS端子
が論理「H」となり、アンド回路45は論理
「H」の制御信号iAを出力し、他のアンド回路4
6,47,48の出力iB、iC、iDは共に論理「L」
となる。これによりゲート回路60A,61Aの
みが開放され、磁気ヘツド20Aにかかる読取り
データDおよびクロツク信号CLがシフトレジス
タ64に入力され、シフトレジスタ64の出力端
子からは8ビツト構成のデータが出力される。 However, in the circuit shown in FIG. 4, when none of the pushbutton switches 40, 41, and 42 are pressed, the GS terminal of the priority encoder 42 becomes logic "H", and the AND circuit 45 outputs a logic "H" control signal. i Output A , and other AND circuit 4
The outputs i B , i C , and i D of 6, 47, and 48 are all logic "L"
becomes. As a result, only the gate circuits 60A and 61A are opened, and the read data D and the clock signal CL applied to the magnetic head 20A are input to the shift register 64, and the output terminal of the shift register 64 outputs 8-bit data.
また押釦スイツチ40が押操作されたときは、
アンド回路46が論理「H」の制御信号iBを出力
して、ゲート回路60A,60Bを開き、同様に
押釦スイツチ41の押操作に対してはゲート回路
60C,61C、押釦スイツチ42の押操作に対
してはゲート回路60D,61Dが夫々開放さ
れ、対応する磁気ヘツド20B〜20Dにかかる
読取りデータDおよびクロツク信号CLがシフト
レジスタ64へ送られる。 Also, when the push button switch 40 is pressed,
The AND circuit 46 outputs a logic "H" control signal iB to open the gate circuits 60A and 60B, and similarly, in response to the push button switch 41, the gate circuits 60C and 61C and the push button switch 42 are pushed. , gate circuits 60D and 61D are opened, respectively, and read data D and clock signal CL related to the corresponding magnetic heads 20B to 20D are sent to shift register 64.
第1図は磁気カードの平面図、第2図は本発明
にかかる装置の基本構成を示すブロツク図、第3
図は装置の概略動作を示すフローチヤート、第4
図は本発明にかかる装置の具体回路例を示すブロ
ツク図である。
1……磁気カード、2……カード読取手段、4
……系列選択手段、6……選択処理手段。
FIG. 1 is a plan view of a magnetic card, FIG. 2 is a block diagram showing the basic configuration of the device according to the present invention, and FIG.
Figure 4 is a flowchart showing the general operation of the device.
The figure is a block diagram showing a specific example of the circuit of the device according to the present invention. 1... Magnetic card, 2... Card reading means, 4
...Series selection means, 6...Selection processing means.
Claims (1)
り全管理系列の記録データを読み取るカード読取
手段と、カード読取手段により読み取られた全管
理系列の記録データの中から、取引時に、必要な
管理系列を任意に選択操作するための系列選択手
段と、カード読取手段に対し選択された管理系列
にかかる読取りデータのみを出力させる選択処理
手段とから成るカード情報選択装置。1 A card reading means that reads recorded data of all management series from a card containing information related to multiple management series, and a necessary management series from among the recorded data of all management series read by the card reading means at the time of transaction. A card information selection device comprising a series selection means for performing an arbitrary selection operation, and a selection processing means for causing a card reading means to output only read data related to the selected management series.
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP58023631A JPS59148932A (en) | 1983-02-15 | 1983-02-15 | Selecting device of card information |
US06/579,998 US4634848A (en) | 1983-02-15 | 1984-02-14 | Card information selecting system |
EP84101495A EP0116939A3 (en) | 1983-02-15 | 1984-02-14 | Card information selecting system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP58023631A JPS59148932A (en) | 1983-02-15 | 1983-02-15 | Selecting device of card information |
Publications (2)
Publication Number | Publication Date |
---|---|
JPS59148932A JPS59148932A (en) | 1984-08-25 |
JPH0526238B2 true JPH0526238B2 (en) | 1993-04-15 |
Family
ID=12115930
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP58023631A Granted JPS59148932A (en) | 1983-02-15 | 1983-02-15 | Selecting device of card information |
Country Status (1)
Country | Link |
---|---|
JP (1) | JPS59148932A (en) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2839187B2 (en) * | 1987-02-26 | 1998-12-16 | オリンパス光学工業株式会社 | Optical card information recording method |
US5984191A (en) * | 1995-11-20 | 1999-11-16 | International Card Technology | Multiple magnetic stripe transaction cards and systems for the utilization thereof |
US5883377A (en) * | 1995-11-20 | 1999-03-16 | International Card Technologies, Inc. | Multiple magnetic stripe transaction cards and systems for the utilization thereof |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS58195975A (en) * | 1982-05-12 | 1983-11-15 | Canon Inc | User recognition pack of electronic instrument |
-
1983
- 1983-02-15 JP JP58023631A patent/JPS59148932A/en active Granted
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS58195975A (en) * | 1982-05-12 | 1983-11-15 | Canon Inc | User recognition pack of electronic instrument |
Also Published As
Publication number | Publication date |
---|---|
JPS59148932A (en) | 1984-08-25 |
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