JP7192089B2 - 仮想コードを生成及び提供するスマートカードとその方法及びプログラム - Google Patents
仮想コードを生成及び提供するスマートカードとその方法及びプログラム Download PDFInfo
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Description
Claims (16)
- 外部機器から第1電源の供給を受け、前記外部機器と通信できる通信インターフェースと、
特定時点を基準に付与される初期時間値からの時間データを測定する時間測定モジュールと、
前記第1電源を用いて前記時間データを基にカウントされる時間カウントに基づいて仮想コードを生成する仮想コード生成部と、
前記仮想コードを外部に提供する仮想コード提供部とを含み、
前記仮想コードは、
仮想カード番号又は仮想トークンであり、スマートカードに事前に格納された仮想コード生成関数により実際のカード番号が発行された時点の時間カウントに基づいて生成され、仮想コード検証サーバで前記実際のカード番号が発行された時点の時間カウントに対応する前記実際のカード番号の格納位置の探索に用いられ、
前記時間測定モジュールは、
前記時間データを測定するクロックと、前記クロックに第2電源を供給するクロック用バッテリとを含む、仮想コードを生成及び提供するスマートカード。 - 前記通信インターフェースは、ICコネクタ又はアンテナのうちの1つ以上を含み、
前記ICコネクタは、前記スマートカードが接触式である場合に、前記外部機器と物理的に接触して前記外部機器から第1電源の供給を受け、
前記アンテナは、前記スマートカードが非接触式である場合に、前記外部機器と物理的に接触せず、前記外部機器から第1電源の供給を受けることを特徴とする請求項1に記載の仮想コードを生成及び提供するスマートカード。 - 前記外部機器はユーザ端末であり、
前記第1電源は、スマートカードが前記ユーザ端末にタギングされることで供給されることを特徴とする請求項2に記載の仮想コードを生成及び提供するスマートカード。 - 前記仮想コード提供部はディスプレイ部を含み、前記ディスプレイ部に前記仮想コードをコード値又はイメージコードとして出力することを特徴とする請求項3に記載の仮想コードを生成及び提供するスマートカード。
- ユーザの指紋を認識して使用権限を確認する指紋認識部を更に含み、
前記仮想コード生成部は、前記指紋認識部を介して認識された指紋が事前に登録された指紋情報と一致する場合にのみ仮想コードを生成することを特徴とする請求項4に記載の仮想コードを生成及び提供するスマートカード。 - 前記時間測定モジュールで測定された第1時間カウントは、前記仮想コード検証サーバで測定された第2時間カウントと一致するか検証され、
前記第1時間カウントと前記第2時間カウントとの差が特定の誤差範囲内である場合に一致するものと判断されることを特徴とする請求項1に記載の仮想コードを生成及び提供するスマートカード。 - 前記仮想コード検証サーバには、前記実際のカード番号とマッチする単位カウントに時間補正値が格納及び管理され、前記時間補正値は、各ユーザ別に測定された誤差履歴に基づいて特定され、
前記第1時間カウントは、前記時間補正値が反映されて検証されることを特徴とする請求項6に記載の仮想コードを生成及び提供するスマートカード。 - 前記仮想コードは、前記仮想コード生成関数により、複数の細部コードを組み合わせて生成され、
前記複数の細部コードは、
前記仮想コード生成関数が駆動された時点から経過した時間に基づいて生成され、前記実際のカード番号の格納位置の探索の開始地点を設定する第1コードと、
前記実際のカード番号が発行された時点から経過した時間に基づいて生成され、前記開始地点から前記実際のカード番号の格納位置への探索経路を設定する第2コードと、
を含むことを特徴とする請求項1に記載の仮想コードを生成及び提供するスマートカード。 - スマートカードが外部から第1電源の供給を受ける段階と、
前記スマートカードが前記第1電源を用いて時間カウントに基づいて仮想コードを生成する段階と、
前記スマートカードが前記仮想コードを外部に提供する段階とを含み、
前記仮想コードは、
仮想カード番号又は仮想トークンであり、前記スマートカードに事前に格納された仮想コード生成関数により実際のカード番号が発行された時点の時間カウントに基づいて生成され、仮想コード検証サーバで前記実際のカード番号が発行された時点の時間カウントに対応する前記実際のカード番号の格納位置の探索に用いられ、
前記時間カウントは、
前記スマートカードに含まれている時間測定モジュールにより特定時点を基準に付与される初期時間値から測定された時間データを基にカウントされ、
前記時間測定モジュールは、
前記時間データを測定するクロックと、前記クロックに第2電源を供給するクロック用バッテリとを含む、スマートカード基盤の仮想コードを生成及び提供する方法。 - 前記スマートカードは、ICコネクタ又はアンテナのうちの1つ以上を含み、
前記ICコネクタは、前記スマートカードが接触式である場合に、外部機器と物理的に接触して前記外部機器から第1電源の供給を受け、
前記アンテナは、前記スマートカードが非接触式である場合に、前記外部機器と物理的に接触せず、前記外部機器から第1電源の供給を受けることを特徴とする請求項9に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記外部機器はユーザ端末であり、
前記外部から第1電源の供給を受ける段階では、スマートカードが前記ユーザ端末にタギングされることで第1電源が供給される、ことを特徴とする請求項10に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記スマートカードはディスプレイ部を含み、
前記仮想コードを外部に提供する段階では、前記ディスプレイ部に前記仮想コードをコード値又はイメージコードとして出力することを特徴とする請求項11に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記スマートカードがユーザの指紋を認識して使用権限を確認する段階を更に含み、
前記スマートカードは、認識された指紋が事前に登録された指紋情報と一致する場合にのみ仮想コードを生成することを特徴とする請求項12に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記スマートカードで測定された第1時間カウントは、前記仮想コード検証サーバで測定された第2時間カウントと一致するか検証され、
前記第1時間カウントと前記第2時間カウントとの差が特定の誤差範囲内である場合に一致するものと判断されることを特徴とする請求項9に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記仮想コード検証サーバには、前記実際のカード番号とマッチする単位カウントに時間補正値が格納及び管理され、前記時間補正値は、各ユーザ別に測定された誤差履歴に基づいて特定され、
前記第1時間カウントは、前記時間補正値が反映されて検証されることを特徴とする請求項14に記載のスマートカード基盤の仮想コードを生成及び提供する方法。 - 前記仮想コードは、前記仮想コード生成関数により、複数の細部コードを組み合わせて生成され、
前記複数の細部コードは、
前記仮想コード生成関数が駆動された時点から経過した時間に基づいて生成され、前記実際のカード番号の格納位置の探索の開始地点を設定する第1コードと、
前記実際のカード番号が発行された時点から経過した時間に基づいて生成され、前記開始地点から前記実際のカード番号の格納位置への探索経路を設定する第2コードと、
を含むことを特徴とする請求項9に記載のスマートカード基盤の仮想コードを生成及び提供する方法。
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