JP2023503795A - 非接触レガシー磁気ストライプデータを用いるクライアント装置認証 - Google Patents
非接触レガシー磁気ストライプデータを用いるクライアント装置認証 Download PDFInfo
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Abstract
Description
本願は、2019年10月2日に出願された米国特許出願第16/590536号の優先権を主張する。
本願は、非接触レガシー磁気ストライプデータを用いるクライアント装置認証に関する。
Claims (20)
- カード、サーバ、及び携帯電話機を備えるデータ伝送システムであって、
上記カードはプロセッサ及びメモリを有し、上記カードのメモリは、マスター鍵、送信データ、及びカウンタ値を含み、上記カードはMSDに準拠したカードであり、
上記サーバはプロセッサ及びメモリを有し、上記サーバのメモリはマスター鍵及びカウンタ値を含み、上記サーバは、上記携帯電話機を介して上記カードとデータ通信中であり、
上記携帯電話機は、
ユーザからの入力を受け、上記入力に基づいて鍵派生値を導出し、
上記鍵派生値を上記カードに送信し、
上記カードから、暗号化された送信データを受信し、
上記暗号化された送信データ及び上記鍵派生値を上記サーバに送信するように構成され、
上記カードは、
上記マスター鍵、上記カウンタ値、上記鍵派生値、及び1つ又は複数の暗号アルゴリズムを用いて、派生鍵を生成し、
1つ又は複数の暗号アルゴリズム及び上記派生鍵を用いて上記送信データを暗号化することで上記暗号化された送信データを生成し、
上記暗号化された送信データを上記携帯電話機に送信するように構成され、
上記サーバは、
上記携帯電話機から暗号化された送信及び上記鍵派生値を受信し、
上記マスター鍵、上記カウンタ値、及び上記鍵派生値に基づいて上記派生鍵を生成し、
1つ又は複数の暗号アルゴリズム及び上記派生鍵を用いて、上記暗号化された送信データを復号し、
第2のサーバに通信を送ってトランザクションを認証するように構成される、
データ伝送システム。 - 上記カードは、ISO/IEC7810、ISO/IEC7811、ISO/IEC7812、ISO/IEC7813、ISO8583、及びISO/IEC4909標準に準拠した非接触カードである、
請求項1記載のデータ伝送システム。 - 上記送信データはアカウント番号を含む、
請求項1記載のデータ伝送システム。 - 上記入力は、上記ユーザによって上記携帯電話機のタッチスクリーンを介して提供される英数字コードである、
請求項1記載のデータ伝送システム。 - 上記入力は、上記携帯電話機においてスキャンされた指紋である、
請求項1記載のデータ伝送システム。 - 上記携帯電話機は、複数の指紋に関連付けて複数の鍵派生値を格納する、
請求項5記載のデータ伝送システム。 - 上記携帯電話機は、上記携帯電話機においてスキャンされた指紋に関連付けられた鍵派生値を上記カード及び上記サーバに送信するように構成される、
請求項6記載のデータ伝送システム。 - 上記入力は、上記ユーザの写真である、
請求項1記載のデータ伝送システム。 - 上記携帯電話機は、上記写真を上記サーバに送信するように構成される、
請求項8記載のデータ伝送システム。 - 上記サーバは、顔認識技術を行って、上記写真を上記サーバに格納された上記ユーザの写真に対してマッチングするように構成される、
請求項9記載のデータ伝送システム。 - 上記サーバは、上記写真に基づいて上記鍵派生値を生成するように構成される、
請求項10記載のデータ伝送システム。 - 上記サーバは、上記鍵派生値を上記携帯電話機に送信するように構成される、
請求項11記載のデータ伝送システム。 - カード、サーバ、及び携帯電話機を備えるデータ伝送システムであって、
上記カードはプロセッサ及びメモリを有し、上記カードのメモリは、マスター鍵、送信データ、及びカウンタ値を含み、上記カードはMSDに準拠したカードであり、
上記サーバはプロセッサ及びメモリを有し、上記サーバのメモリは、上記マスター鍵及び上記カウンタ値を含み、上記サーバは、上記携帯電話機を介して上記カードとデータ通信中であり、
上記携帯電話機は、
ユーザからの第1の入力を受け、上記第1の入力に基づいて鍵派生値を導出し、
上記ユーザからの第2の入力を受け、上記第2の入力に基づいてアルゴリズム選択値を導出し、
上記鍵派生値及び上記アルゴリズム選択値を上記カードに送信し、
上記カードから、暗号化された送信データを受信し、
上記暗号化された送信データ、上記鍵派生値、及び上記アルゴリズム選択値を上記サーバに送信するように構成され、
上記カードは、
上記マスター鍵と、上記カウンタ値と、上記鍵派生値と、上記アルゴリズム選択値を用いて選択された暗号アルゴリズムとを用いて、派生鍵を生成し、
上記暗号アルゴリズム及び上記派生鍵を用いて上記送信データを暗号化することで上記暗号化された送信データを生成し、
上記暗号化された送信データを上記携帯電話機に送信するように構成され、
上記サーバは、
上記携帯電話機から、暗号化された送信、上記鍵派生値、及び上記アルゴリズム選択値を受信し、
上記マスター鍵、上記カウンタ値、上記鍵派生値に基づいて、上記暗号アルゴリズムを用いて、上記派生鍵を生成し、
上記暗号アルゴリズム及び上記派生鍵を用いて、上記暗号化された送信データを復号し、
第2のサーバに通信を送ってトランザクションを認証するように構成された、
データ伝送システム。 - 上記カードは、ISO/IEC7810、ISO/IEC7811、ISO/IEC7812、ISO/IEC7813、ISO8583、及びISO/IEC4909標準に準拠した非接触カードである、
請求項13記載のデータ伝送システム。 - 上記第1の入力は、上記携帯電話機においてスキャンされた指紋であり、上記第2の入力は、上記携帯電話機のタッチスクリーンに入力された英数値である、
請求項13記載のデータ伝送システム。 - 上記携帯電話機は、複数の指紋に関連付けて複数の鍵派生値を格納する、
請求項15記載のデータ伝送システム。 - 上記携帯電話機は、
上記携帯電話機においてスキャンされた指紋に関連付けられた鍵派生値と、
上記アルゴリズム選択値としての英数値と
を上記カード及び上記サーバに送信するように構成された、
請求項16記載のデータ伝送システム。 - 上記第1の入力は、上記ユーザの写真である、
請求項13記載のデータ伝送システム。 - 上記携帯電話機は、上記写真を上記サーバに送信するように構成される、
請求項18記載のデータ伝送システム。 - 上記サーバは、上記写真に基づいて上記鍵派生値を生成するように構成される、
請求項19記載のデータ伝送システム。
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CA3153291A1 (en) | 2021-04-08 |
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