JP2016522925A5 - - Google Patents
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- Publication number
- JP2016522925A5 JP2016522925A5 JP2016509600A JP2016509600A JP2016522925A5 JP 2016522925 A5 JP2016522925 A5 JP 2016522925A5 JP 2016509600 A JP2016509600 A JP 2016509600A JP 2016509600 A JP2016509600 A JP 2016509600A JP 2016522925 A5 JP2016522925 A5 JP 2016522925A5
- Authority
- JP
- Japan
- Prior art keywords
- payment device
- mobile payment
- comparing
- processor
- computer readable
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Claims (1)
- 非一時的コンピュータ可読媒体であって、
要求された金融取引きと関連付けられた取引きデータを携帯支払い装置上で受信することと、
前記携帯支払い装置上でローカルに格納された行動情報にアクセスすることと、
携帯ネットワークに頼らずに前記取引きデータ内の情報を前記携帯支払い装置上の前記行動情報と比較することであって、前記比較することが、前記携帯支払い装置がネットワーク・カバレッジ領域の外にある場合に行われることができる、比較することと、
前記携帯支払い装置上での前記比較することに基づき、前記要求された金融取引きを承諾するかどうかを判断することと、
を含む動作を、少なくとも１つのプロセッサによって実行される場合に前記少なくとも１つのプロセッサに行わせる命令を含む、非一時的コンピュータ可読媒体。
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201361815798P | 2013-04-25 | 2013-04-25 | |
| US61/815,798 | 2013-04-25 | ||
| PCT/IL2014/000022 WO2014174506A1 (en) | 2013-04-25 | 2014-04-24 | Self authentication |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JP2016522925A JP2016522925A (ja) | 2016-08-04 |
| JP2016522925A5 true JP2016522925A5 (ja) | 2017-06-08 |
Family
ID=51791145
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2016509600A Pending JP2016522925A (ja) | 2013-04-25 | 2014-04-24 | ネットワークに頼らない携帯装置による不正検出 |
Country Status (11)
| Country | Link |
|---|---|
| US (8) | US20160078445A1 (ja) |
| EP (1) | EP2989603A4 (ja) |
| JP (1) | JP2016522925A (ja) |
| CN (1) | CN105339965A (ja) |
| AU (1) | AU2014258992A1 (ja) |
| BR (1) | BR112015026800A2 (ja) |
| HK (1) | HK1224407A1 (ja) |
| MX (1) | MX2015014917A (ja) |
| RU (1) | RU2016104534A (ja) |
| SG (2) | SG11201508369TA (ja) |
| WO (1) | WO2014174506A1 (ja) |
Families Citing this family (35)
| Publication number | Priority date | Publication date | Assignee | Title |
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| US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
| US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
| JP6438027B2 (ja) * | 2013-12-02 | 2018-12-12 | マスターカード インターナショナル インコーポレーテッド | セキュアエレメントを用いずに移動装置に対する遠隔通知サービスメッセージをセキュアに送信するための方法およびシステム |
| US8990121B1 (en) | 2014-05-08 | 2015-03-24 | Square, Inc. | Establishment of a secure session between a card reader and a mobile device |
| US20200137050A1 (en) * | 2014-06-27 | 2020-04-30 | Jpmorgan Chase Bank, N.A. | Method and system for applying negative credentials |
| US20170345072A1 (en) * | 2014-12-05 | 2017-11-30 | Gil Hoon Chang | Method for providing electronic commerce service using connection between service use information of multiple purchasers |
| US11068895B2 (en) | 2015-02-17 | 2021-07-20 | Visa International Service Association | Token and cryptogram using transaction specific information |
| US10579983B2 (en) * | 2015-03-11 | 2020-03-03 | Paypal, Inc. | NFC rendezvous protocol for enhanced mobile transactions and payments |
| US11423404B2 (en) | 2015-05-13 | 2022-08-23 | Mastercard International Incorporated | System and methods for enhanced approval of a payment transaction |
| US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
| US11593780B1 (en) | 2015-12-10 | 2023-02-28 | Block, Inc. | Creation and validation of a secure list of security certificates |
| CN106940767A (zh) * | 2016-01-05 | 2017-07-11 | 阿里巴巴集团控股有限公司 | 一种智能卡应用安全验证方法及装置 |
| CN105760767B (zh) * | 2016-03-04 | 2018-12-04 | 东信和平科技股份有限公司 | 一种文件跟踪和安全管理的方法及*** |
| US10861019B2 (en) | 2016-03-18 | 2020-12-08 | Visa International Service Association | Location verification during dynamic data transactions |
| US10091007B2 (en) | 2016-04-04 | 2018-10-02 | Mastercard International Incorporated | Systems and methods for device to device authentication |
| US10607224B2 (en) | 2016-04-04 | 2020-03-31 | Mastercard International Incorporated | Systems and methods for secure authentication of transactions initiated at a client device |
| CN106875175B (zh) * | 2016-06-28 | 2020-07-24 | 阿里巴巴集团控股有限公司 | 一种便于支付主体扩展的方法和装置 |
| US11144928B2 (en) * | 2016-09-19 | 2021-10-12 | Early Warning Services, Llc | Authentication and fraud prevention in provisioning a mobile wallet |
| US10803461B2 (en) | 2016-09-30 | 2020-10-13 | Square, Inc. | Fraud detection in portable payment readers |
| US9940612B1 (en) * | 2016-09-30 | 2018-04-10 | Square, Inc. | Fraud detection in portable payment readers |
| CN108269084A (zh) * | 2017-01-03 | 2018-07-10 | 阿里巴巴集团控股有限公司 | 一种用于在移动设备上进行扫码支付的方法及装置 |
| US10223679B2 (en) | 2017-02-13 | 2019-03-05 | Bank Of America Corporation | Banking systems controlled by data bearing records |
| CN109102301A (zh) * | 2018-08-20 | 2018-12-28 | 阿里巴巴集团控股有限公司 | 一种支付风控方法及*** |
| KR20200034020A (ko) | 2018-09-12 | 2020-03-31 | 삼성전자주식회사 | 전자 장치 및 그의 제어 방법 |
| US10528858B1 (en) * | 2018-11-06 | 2020-01-07 | Capital One Services, Llc | Methods and arrangements to detect a payment instrument malfunction |
| US11935059B2 (en) * | 2019-05-31 | 2024-03-19 | Visa International Service Association | System to reduce false declines using supplemental devices |
| US11151575B2 (en) | 2019-07-09 | 2021-10-19 | Bank Of America Corporation | Trusted pair authentication with edge-computing devices |
| WO2021046648A1 (en) * | 2019-09-12 | 2021-03-18 | Mastercard Technologies Canada ULC | Fraud detection based on known user identification |
| US11410194B1 (en) * | 2019-10-18 | 2022-08-09 | Wells Fargo Bank, N.A. | Systems and methods for linking ATM to retailer transaction to preserve anonymity |
| US20210142328A1 (en) * | 2019-11-13 | 2021-05-13 | Early Warning Services, Llc | System and method for preventing fraud in real-time payment transactions |
| US11317282B2 (en) | 2019-12-19 | 2022-04-26 | Bank Of America Corporation | Intelligent method for sim-swap fraud detection and prevention |
| JP6955287B2 (ja) * | 2020-02-01 | 2021-10-27 | Ａｓｓｅｓｔ株式会社 | 不正株取引検出プログラム |
| KR102368422B1 (ko) * | 2020-06-17 | 2022-02-28 | 한국철도공사 | 빅 데이터를 이용한 철도 서비스 부정 이용 방지 시스템 및 그 방법 |
| TWI743938B (zh) * | 2020-08-12 | 2021-10-21 | 一卡通票證股份有限公司 | 交通載具搭乘憑證之離線驗證方法 |
| US20240119457A1 (en) * | 2022-10-07 | 2024-04-11 | Mastercard International Incorporated | Artificial intelligence-based fraud and risk management methods and systems for acquirers |
Family Cites Families (16)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2002170063A (ja) * | 2000-12-01 | 2002-06-14 | Ntt Communications Kk | 電子価値取引システムおよび方法、電子価値取引端末装置、電子価値取引センタ装置 |
| KR100420600B1 (ko) * | 2001-11-02 | 2004-03-02 | 에스케이 텔레콤주식회사 | 아이알에프엠을 이용한 이엠브이 지불 처리방법 |
| JP2006313440A (ja) * | 2005-05-09 | 2006-11-16 | Ufj Nicos Co Ltd | クレジットカードの決済用端末装置、決済システム及び決済方法 |
| US20080223918A1 (en) * | 2007-03-15 | 2008-09-18 | Microsoft Corporation | Payment tokens |
| JP2009069202A (ja) * | 2007-09-10 | 2009-04-02 | Teac Corp | 音声処理装置 |
| EP2085921A4 (en) * | 2007-11-28 | 2011-11-02 | Intelligent Wave Inc | COMPENSATION AGREEMENT SYSTEM AND COMPENSATION PROCEDURE OF A CREDIT CARD |
| BRPI0919277A2 (pt) * | 2008-09-22 | 2015-12-15 | Visa Int Service Ass | dispositivo móvel sem fio, meio de armazenamento legível por computador, e, método para controlar uso de um aplicativo de pagamento, para operar um dispositivo móvel, para autenticar um usuário de um dispositivo de comunicação móvel, para gerenciar acesso a um aplicativo de pagamento residente de um dispositivo móvel, para reconfigurar uma senha, e para gerenciar um contador |
| US8666893B1 (en) * | 2009-01-05 | 2014-03-04 | Bank Of America Corporation | Electronic funds transfer authentication system |
| US9471920B2 (en) * | 2009-05-15 | 2016-10-18 | Idm Global, Inc. | Transaction assessment and/or authentication |
| US8706556B2 (en) * | 2009-11-06 | 2014-04-22 | Mastercard International Incorporated | Methods for risk management in payment-enabled mobile device |
| US20110202453A1 (en) * | 2010-02-15 | 2011-08-18 | Oto Technologies, Llc | System and method for mobile secure transaction confidence score |
| US20110231305A1 (en) * | 2010-03-19 | 2011-09-22 | Visa U.S.A. Inc. | Systems and Methods to Identify Spending Patterns |
| CN102096872B (zh) * | 2011-02-12 | 2015-07-29 | 中国工商银行股份有限公司 | 一种网上银行支付信息安全检测方法及装置 |
| US10580049B2 (en) * | 2011-04-05 | 2020-03-03 | Ingenico, Inc. | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
| US9710821B2 (en) * | 2011-09-15 | 2017-07-18 | Stephan HEATH | Systems and methods for mobile and online payment systems for purchases related to mobile and online promotions or offers provided using impressions tracking and analysis, location information, 2D and 3D mapping, mobile mapping, social media, and user behavior and |
| CN103049851A (zh) * | 2012-12-27 | 2013-04-17 | 中国建设银行股份有限公司 | 一种基于交易数据的反欺诈监控方法和装置 |
-
2014
- 2014-04-24 JP JP2016509600A patent/JP2016522925A/ja active Pending
- 2014-04-24 RU RU2016104534A patent/RU2016104534A/ru not_active Application Discontinuation
- 2014-04-24 WO PCT/IL2014/000022 patent/WO2014174506A1/en active Application Filing
- 2014-04-24 BR BR112015026800A patent/BR112015026800A2/pt not_active IP Right Cessation
- 2014-04-24 CN CN201480035805.8A patent/CN105339965A/zh active Pending
- 2014-04-24 EP EP14788428.2A patent/EP2989603A4/en not_active Withdrawn
- 2014-04-24 MX MX2015014917A patent/MX2015014917A/es unknown
- 2014-04-24 US US14/786,633 patent/US20160078445A1/en not_active Abandoned
- 2014-04-24 AU AU2014258992A patent/AU2014258992A1/en not_active Abandoned
- 2014-04-24 SG SG11201508369TA patent/SG11201508369TA/en unknown
- 2014-04-24 SG SG10201704592XA patent/SG10201704592XA/en unknown
-
2016
- 2016-01-21 US US15/003,581 patent/US20160140560A1/en not_active Abandoned
- 2016-01-21 US US15/003,490 patent/US10395251B2/en active Active - Reinstated
- 2016-01-21 US US15/003,594 patent/US20160196559A1/en not_active Abandoned
- 2016-01-21 US US15/003,567 patent/US20160140538A1/en not_active Abandoned
- 2016-01-21 US US15/003,505 patent/US20160140565A1/en not_active Abandoned
- 2016-01-21 US US15/003,517 patent/US20160140551A1/en not_active Abandoned
- 2016-01-21 US US15/003,448 patent/US20160140564A1/en not_active Abandoned
- 2016-08-12 HK HK16109676.4A patent/HK1224407A1/zh unknown
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