JP2006227766A - Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal - Google Patents

Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal Download PDF

Info

Publication number
JP2006227766A
JP2006227766A JP2005038562A JP2005038562A JP2006227766A JP 2006227766 A JP2006227766 A JP 2006227766A JP 2005038562 A JP2005038562 A JP 2005038562A JP 2005038562 A JP2005038562 A JP 2005038562A JP 2006227766 A JP2006227766 A JP 2006227766A
Authority
JP
Japan
Prior art keywords
transaction
portable terminal
authentication
biometric authentication
terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2005038562A
Other languages
Japanese (ja)
Inventor
Masayuki Tezuka
雅之 手塚
Tomomi Terai
智美 寺井
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hitachi Omron Terminal Solutions Corp
Original Assignee
Hitachi Omron Terminal Solutions Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hitachi Omron Terminal Solutions Corp filed Critical Hitachi Omron Terminal Solutions Corp
Priority to JP2005038562A priority Critical patent/JP2006227766A/en
Publication of JP2006227766A publication Critical patent/JP2006227766A/en
Pending legal-status Critical Current

Links

Images

Abstract

<P>PROBLEM TO BE SOLVED: To solve problems wherein, because an automatic cash transaction device user cannot select an installed biological authentication method when installing a biological authentication device to an automatic cash transaction device, the automatic cash transaction user cannot use the cash transaction device when having a physical disability; and because a portable terminal possessor analyzes a biological authentication program when a portable terminal has the biological authentication program and executes biological authentication, it can be used for crime. <P>SOLUTION: In this transaction system, when performing the biological authentication in the automatic cash transaction device, the biological authentication program is received from the automatic cash transaction device and is authenticated inside the portable terminal, and only an authentication result is transmitted to the automatic cash transaction device. Thereby, the automatic cash transaction device user can privately select the biological authentication method. Because the authentication program is present inside the portable terminal only in time of the authentication, it is prevented that the authentication program is analyzed by the portable terminal possessor and is used for the crime. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

本発明は、取引装置における認証に関する技術である。   The present invention is a technique related to authentication in a transaction apparatus.

生体認証を使用した現金自動取引装置での取引は、特許文献1で提案されているように、現金自動取引装置に生体認証装置を取り付けて、生体認証を実施していた。また、特許文献2では、携帯端末に生体認証プログラムを有し、携帯端末にて生体認証を実施し、携帯端末を使用しての電子取引や身分確認するシステムが発明されていた。   As proposed in Japanese Patent Application Laid-Open No. 2004-86103, transactions in an automatic cash transaction apparatus using biometric authentication have been performed by attaching a biometric authentication apparatus to the automatic cash transaction apparatus. Moreover, in patent document 2, the system which has a biometrics authentication program in a portable terminal, implements biometrics authentication in a portable terminal, and confirms the electronic transaction and identity using a portable terminal was invented.

特開2002-133491JP2002-133491 特開2002-123778JP2002-123778

現金自動取引装置を所有する金融機関毎に採用している生体認証方法が違うことにより、現金自動取引装置利用者が生体認証方法を選択することが出来なかった。この場合、身体障害などにより指定された生体認証方法が使用できない利用者は、取引を実施することが出来なかった。また、複数の製造メーカの現金自動取引装置を所有している金融機関では、製造メーカにより採用している生体認証方法が違うため、個人の生体情報をデータ保存媒体に複数持たせなくてはならなかった。   Because the biometric authentication method adopted for each financial institution that owns the automatic teller machine is different, the user of the automatic teller machine cannot select the biometric authentication method. In this case, a user who cannot use the biometric authentication method specified due to physical disability or the like cannot carry out the transaction. In addition, financial institutions that own automated cash transaction devices from multiple manufacturers have different biometric authentication methods used by different manufacturers, so multiple personal biometric information must be stored in the data storage medium. There wasn't.

また、携帯端末で生体認証プログラムを有し、携帯端末で生体認証を実施する場合、携帯端末所有者にて生体認証プログラムの解析が行われ、犯罪に使用されることが懸念される。   Further, when the portable terminal has a biometric authentication program and the portable terminal performs biometric authentication, there is a concern that the portable terminal owner will analyze the biometric authentication program and use it for crimes.

よって、本発明では、例えば個人が自由に生体認証装置を搭載されている携帯端末を所有し、現金自動取引装置から携帯端末に搭載されている生体認証装置に対する認証プログラムを現金自動取引装置から送信し、携帯端末にて生体認証を実施し、現金自動取引装置には、認証結果のみを送信することにより、生体情報及び生体認証プログラムの漏洩を防ぐことが出来るシステムを提供する。また、金融機関が所有している現金自動取引装置には、携帯端末から認証結果を受信できる装置を搭載すれば、現金自動取引装置の製造メーカによる生体認証方法の影響も受けず、一人当たり複数の生体情報を保存する必要がなくなるようなシステムを提供する。   Therefore, in the present invention, for example, an individual freely owns a mobile terminal on which a biometric authentication device is mounted, and an authentication program for the biometric authentication device mounted on the mobile terminal is transmitted from the cash automatic transaction device from the cash automatic transaction device. Then, biometric authentication is performed on the mobile terminal, and only the authentication result is transmitted to the automated teller machine, thereby providing a system that can prevent leakage of the biometric information and the biometric authentication program. In addition, if an automatic cash transaction device owned by a financial institution is equipped with a device that can receive the authentication result from a mobile terminal, it is not affected by the biometric authentication method by the manufacturer of the automatic cash transaction device. A system is provided that eliminates the need to store biometric information.

本発明によれば、認証プログラムを携帯端末で所有しないため、生体認証プログラムの漏洩を防ぐことが出来る。また、個人の生体情報は、携帯端末内のみに所有されるため、個人の生体情報が漏洩することを防ぐことが出来る。   According to the present invention, since the authentication program is not owned by the mobile terminal, it is possible to prevent leakage of the biometric authentication program. Moreover, since personal biometric information is owned only within the portable terminal, it is possible to prevent personal biometric information from leaking.

また、生体認証を携帯端末にて実施することから、現金自動取引装置の利用者は、自分の身体に合った認証方法を自由に選択することが出来る。   In addition, since the biometric authentication is performed on the mobile terminal, the user of the automatic teller machine can freely select an authentication method suitable for his / her body.

さらに、金融機関では、認証装置を現金自動取引装置に搭載しなくて良いため、生体認証装置メーカの選出、搭載するための改造など、実施しなくてもよくなる。   Furthermore, since it is not necessary for the financial institution to mount the authentication device on the automatic teller machine, it is not necessary to select a biometric authentication device manufacturer or to modify it for mounting.

以下本発明の実施例を図を用いて詳細に説明する。ただし、ブロック図の各構成やフローチャートの各ステップは場合によって取捨選択、順序変更等が可能であり、その場合それぞれに長所短所を有する。   Embodiments of the present invention will be described below in detail with reference to the drawings. However, each configuration of the block diagram and each step of the flowchart can be selected and changed in order according to circumstances, and each case has advantages and disadvantages.

図1は取引装置の一例としての現金自動取引装置1(以下、ATM)の内部の機能ブロック図である。同図においてATMは顧客に対する操作ガイダンス等を表示する表示部2、選択/確認等を入力させるためのタッチパネル等からなる入力部3、カード処理部4、現金処理部5、通帳処理部6、金融機関のセンタ等と通信を可能にするための回線I/F部7、全体を制御する主制御部8、顧客所有の携帯端末と通信する携帯端末通信部9、各種生体情報認証プログラムを記憶する記憶部10から構成されている。   FIG. 1 is a functional block diagram inside an automatic teller machine 1 (hereinafter, ATM) as an example of a transaction apparatus. In the figure, ATM is a display unit 2 for displaying operation guidance for customers, an input unit 3 including a touch panel for inputting selection / confirmation, a card processing unit 4, a cash processing unit 5, a passbook processing unit 6, a finance Stores a line I / F unit 7 for enabling communication with an institution center, a main control unit 8 for controlling the whole, a portable terminal communication unit 9 for communicating with a customer-owned portable terminal, and various biometric authentication programs The storage unit 10 is configured.

図2は金融機関センタ等と接続された現金自動取引システムの一実施例の構成図である。   FIG. 2 is a configuration diagram of an embodiment of an automatic cash transaction system connected to a financial institution center or the like.

通信回線20は、ATM1、LAN(ローカル・エリア・ネットワーク)等で構成され、外部通信回線21に接続され、他の場所に設置されたホストコンピュータ22に接続される。   The communication line 20 is composed of ATM1, LAN (local area network), etc., is connected to an external communication line 21, and is connected to a host computer 22 installed at another location.

ATM1の携帯端末通信部9は、無線通信手段、例えば非接触IC通信、赤外線通信等を用いて顧客所有の携帯端末30と通信を行う。   The ATM 1 mobile terminal communication unit 9 communicates with the customer-owned mobile terminal 30 using wireless communication means such as non-contact IC communication, infrared communication, or the like.

携帯端末30は例えば、携帯端末、PHS、PDA、モバイルPC等を示す。携帯端末30には各種生体情報を入力する機能31を有するものとする。例えばカメラ、マイクやタッチパネル等であり、これらの機能を用いて指静脈、指紋、声紋、虹彩、筆跡等を取得するものとする。   The portable terminal 30 indicates, for example, a portable terminal, PHS, PDA, mobile PC, or the like. The portable terminal 30 has a function 31 for inputting various biological information. For example, a camera, a microphone, a touch panel, and the like are used, and finger veins, fingerprints, voiceprints, irises, handwriting, and the like are acquired using these functions.

登録PC40は金融機関窓口にて生体認証の初期登録を行うものである。初期登録は金融機関承認のもと携帯端末へ登録するとする。   The registration PC 40 performs initial registration of biometric authentication at a financial institution window. It is assumed that initial registration is performed on a mobile terminal with the approval of a financial institution.

図3は本発明によるATM1と生体情報入力機能を有した携帯端末30を使用した際の操作フローチャートである。以下、本フローチャートにそって操作手順を説明する。   FIG. 3 is an operation flowchart when the ATM 1 according to the present invention and the portable terminal 30 having the biometric information input function are used. Hereinafter, an operation procedure will be described with reference to this flowchart.

顧客は利用する金融機関取引用のプログラムを携帯端末で予め起動しておく(101)。   The customer activates the financial institution transaction program to be used in advance on the portable terminal (101).

ATM1にて顧客は取引を選択する。ここでは出金取引を選択するとする(102)。   At ATM1, the customer selects a transaction. Here, it is assumed that the withdrawal transaction is selected (102).

ATM1はキャッシュカードや携帯端末に保有する顧客の金融機関情報(支店番号や口座番号等)を取得する。本フローチャートでは、携帯端末30に保有する情報を取得するものとする。ATM1の表示部2に顧客へ携帯端末30と通信させる案内を表示する(103)。   ATM1 obtains customer financial institution information (branch number, account number, etc.) held in a cash card or mobile terminal. In this flowchart, information held in the mobile terminal 30 is acquired. A guidance for allowing the customer to communicate with the portable terminal 30 is displayed on the display unit 2 of the ATM 1 (103).

携帯端末30上の金融機関プログラムは顧客の金融機関情報をATM1に送信する(105)。併せて当該携帯端末30に搭載されている生体情報入力デバイスの情報を送信する(107)。生体情報入力デバイスとは指静脈、指紋、声紋等の生体情報を取得する機能のことを示し、生体情報入力デバイスの情報とは例えばデバイスの種類/番号等を含む。   The financial institution program on the portable terminal 30 transmits the customer's financial institution information to the ATM 1 (105). At the same time, the information of the biometric information input device mounted on the portable terminal 30 is transmitted (107). The biometric information input device indicates a function for acquiring biometric information such as finger veins, fingerprints, and voiceprints, and the biometric information input device information includes, for example, the type / number of the device.

デバイス情報を受信したATM1は当該デバイスに対応する生体認証プログラムを携帯端末30へ送信する(109)。   The ATM 1 that has received the device information transmits a biometric authentication program corresponding to the device to the portable terminal 30 (109).

受信した携帯端末30は携帯端末上で顧客へ生体情報の入力を促す(110)。促す方法としては携帯端末の画面表示や音声ガイダンスによるものとする。案内に従って顧客は携帯端末へ生体情報を入力する(112)。既に携帯端末に送信されている認証プログラムは入力された生体情報から照合用のパターンデータを作成し(113)暗号化する(114)。その後予め携帯端末に初期登録されているパターンデータと今回取引中に作成したパターンデータとを照合する(115、116)。照合結果がNGの場合は再度生体情報の入力を促すか、又は照合NGの情報をATM1へ送信しATM1は取引を取り消す。照合結果がOKの場合は、OKの情報をATM1へ送信し(117)、受信したATM1は引き続き出金取引のフローを進める(119〜121)。照合結果を送信した携帯端末は、受信した認証プログラムを消去し端末に保持しないようにする(122)。ATM1での取引終了後、必要に応じて金融機関取引用プログラムを終了する(123)。   The received mobile terminal 30 prompts the customer to input biometric information on the mobile terminal (110). The prompting method is based on the screen display of the mobile terminal or voice guidance. Following the guidance, the customer inputs biometric information to the mobile terminal (112). The authentication program already transmitted to the portable terminal creates pattern data for verification from the input biometric information (113) and encrypts it (114). Thereafter, the pattern data initially registered in the mobile terminal is collated with the pattern data created during the current transaction (115, 116). When the collation result is NG, the input of biometric information is prompted again, or the information of collation NG is transmitted to ATM1 and ATM1 cancels the transaction. When the collation result is OK, the information of OK is transmitted to ATM1 (117), and the received ATM1 continues the flow of the withdrawal transaction (119 to 121). The portable terminal that has transmitted the verification result deletes the received authentication program and does not hold it in the terminal (122). After the transaction at ATM1, the financial institution transaction program is terminated as necessary (123).

携帯端末への生体情報の初期登録は、悪意のある第三者が携帯端末で直接入力することを防ぐため、金融機関窓口のみで実施可能とする。金融機関窓口では登録PC40から携帯端末30へ認証プログラムを送信し、顧客の生体情報のパターンデータ化と暗号化を行い、携帯端末へ登録する。   Initial registration of biometric information to a mobile terminal can be performed only at a financial institution window in order to prevent a malicious third party from directly inputting the information on the mobile terminal. At the financial institution window, an authentication program is transmitted from the registration PC 40 to the portable terminal 30, pattern data and encryption of the customer's biometric information are performed, and registration is performed on the portable terminal.

なお、上述のように、認証プログラムを取引毎に携帯端末等に送信し、消去することによって安全性は高まるが、携帯端末から生体認証の種別を示す情報(例えば、静脈、指紋等の生体認証対象の種別、生体情報入力デバイスや認証デバイスの種別/番号等の一部)を受信して、その情報に基づく認証結果を受信して取引を実行するようにしてもよい。この場合、受信した生体認証の種別を示す情報を取引履歴として記録しておくと良い。   As described above, the security is improved by transmitting the authentication program to the mobile terminal or the like for each transaction and deleting it, but information indicating the type of biometric authentication from the mobile terminal (for example, biometric authentication such as veins and fingerprints) The target type, a part of the type / number of the biometric information input device and the authentication device, etc.) may be received, and an authentication result based on the information may be received to execute the transaction. In this case, information indicating the type of biometric authentication received may be recorded as a transaction history.

生体認証装置の特徴といった場合、生体情報入力デバイスの情報と、生体認証の種別を示す情報とを含むものとする。   In the case of the feature of the biometric authentication device, information on the biometric information input device and information indicating the type of biometric authentication are included.

現金自動取引装置内の機能ブロック図を示したものである。The functional block diagram in an automatic teller machine is shown. 現金自動取引システムを示したものである。An automatic cash transaction system is shown. 携帯端末での生体認証を使用した現金自動取引操作のフローチャートを示したものである。The flowchart of the cash automatic transaction operation using the biometric authentication with a portable terminal is shown.

符号の説明Explanation of symbols

1:現金自動取引装置、30:携帯端末
1: Automatic cash transaction device, 30: Mobile terminal

Claims (9)

取引装置にて生体認証を使用し取引を実施する際に、携帯端末に取り付けられた生体認証装置で使用者の本人確認を生体情報を使用して実施することを特徴とする取引システム。   A transaction system characterized in that when performing a transaction using biometric authentication in a transaction apparatus, the biometric authentication apparatus attached to the mobile terminal is used to perform user identification using biometric information. 携帯端末に搭載されている生体認証装置の特徴を取引装置に送信し、取引装置は当該生体認証装置の特徴に対応した認証に基づいて取引を実行することを特徴とする取引システム。   A transaction system characterized by transmitting a feature of a biometric authentication device mounted on a portable terminal to a transaction device, and the transaction device executes a transaction based on authentication corresponding to the feature of the biometric authentication device. 携帯端末に搭載されている生体認証装置の特徴を取引装置に送信し、取引装置は、その生体認証装置で使用する認証プログラムを携帯端末に送信することを特徴とする取引システム。   A transaction system characterized in that a characteristic of a biometric authentication device mounted on a portable terminal is transmitted to the transaction apparatus, and the transaction apparatus transmits an authentication program used in the biometric authentication apparatus to the portable terminal. 生体認証プログラムを所有せず、生体認証時に取引装置から認証プログラムを受信して生体認証を実施することを特徴とする携帯端末。   A portable terminal that does not own a biometric authentication program and performs biometric authentication by receiving an authentication program from a transaction apparatus during biometric authentication. 認証した結果を取引装置に送信することを特徴とする携帯端末。   A portable terminal that transmits an authenticated result to a transaction apparatus. 認証後、生体認証プログラムを携帯端末から消去することを特徴とする携帯端末。   A portable terminal, wherein the biometric authentication program is deleted from the portable terminal after authentication. 携帯端末から受信した当該生体認証装置の特徴に対応した認証に基づいて取引を実行することを特徴とする取引端末。   A transaction terminal that performs a transaction based on authentication corresponding to the feature of the biometric authentication device received from a portable terminal. 携帯端末から受信した生体認証装置の特徴に応じた認証プログラムを前記携帯端末に送信することを特徴とする取引端末。   A transaction terminal, wherein an authentication program according to the characteristics of a biometric authentication device received from a portable terminal is transmitted to the portable terminal. 認証プログラムを前記携帯端末に送信し、当該認証プログラムによる認証結果を受信することを特徴とする取引端末。
A transaction terminal which transmits an authentication program to the portable terminal and receives an authentication result by the authentication program.
JP2005038562A 2005-02-16 2005-02-16 Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal Pending JP2006227766A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
JP2005038562A JP2006227766A (en) 2005-02-16 2005-02-16 Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2005038562A JP2006227766A (en) 2005-02-16 2005-02-16 Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal

Publications (1)

Publication Number Publication Date
JP2006227766A true JP2006227766A (en) 2006-08-31

Family

ID=36989122

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2005038562A Pending JP2006227766A (en) 2005-02-16 2005-02-16 Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal

Country Status (1)

Country Link
JP (1) JP2006227766A (en)

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2008257365A (en) * 2007-04-03 2008-10-23 Hitachi Omron Terminal Solutions Corp Transaction system
JP2010191680A (en) * 2009-02-18 2010-09-02 Oki Electric Ind Co Ltd Portable communication terminal, automatic transaction apparatus, automatic transaction system, and automatic transaction method
JP2010271779A (en) * 2009-05-19 2010-12-02 Sharp Corp Information communication system, communication device, communication program, and communication method
JP2014211678A (en) * 2013-04-17 2014-11-13 エヌ・ティ・ティ・コミュニケーションズ株式会社 Authentication method, authentication system, browsing terminal, browsing program, authentication terminal, and authentication program
JP2016071878A (en) * 2014-09-23 2016-05-09 ソニー株式会社 Receiving fingerprints through touch screen of ce device
JP2016535357A (en) * 2013-08-30 2016-11-10 サイロン・グローバル・テクノロジー・インコーポレーテッド Identity verification apparatus and method
US9558488B2 (en) 2014-09-23 2017-01-31 Sony Corporation Customer's CE device interrogating customer's e-card for transaction information
US9953323B2 (en) 2014-09-23 2018-04-24 Sony Corporation Limiting e-card transactions based on lack of proximity to associated CE device
US10262316B2 (en) 2014-09-23 2019-04-16 Sony Corporation Automatic notification of transaction by bank card to customer device

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2008257365A (en) * 2007-04-03 2008-10-23 Hitachi Omron Terminal Solutions Corp Transaction system
JP2010191680A (en) * 2009-02-18 2010-09-02 Oki Electric Ind Co Ltd Portable communication terminal, automatic transaction apparatus, automatic transaction system, and automatic transaction method
JP2010271779A (en) * 2009-05-19 2010-12-02 Sharp Corp Information communication system, communication device, communication program, and communication method
JP2014211678A (en) * 2013-04-17 2014-11-13 エヌ・ティ・ティ・コミュニケーションズ株式会社 Authentication method, authentication system, browsing terminal, browsing program, authentication terminal, and authentication program
JP2016535357A (en) * 2013-08-30 2016-11-10 サイロン・グローバル・テクノロジー・インコーポレーテッド Identity verification apparatus and method
JP2016071878A (en) * 2014-09-23 2016-05-09 ソニー株式会社 Receiving fingerprints through touch screen of ce device
US9558488B2 (en) 2014-09-23 2017-01-31 Sony Corporation Customer's CE device interrogating customer's e-card for transaction information
US9646307B2 (en) 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
US9652760B2 (en) 2014-09-23 2017-05-16 Sony Corporation Receiving fingerprints through touch screen of CE device
US9953323B2 (en) 2014-09-23 2018-04-24 Sony Corporation Limiting e-card transactions based on lack of proximity to associated CE device
US10262316B2 (en) 2014-09-23 2019-04-16 Sony Corporation Automatic notification of transaction by bank card to customer device

Similar Documents

Publication Publication Date Title
US10861012B2 (en) System and method for secure transactions at a mobile device
US20210383401A1 (en) Automated Service-Based Order Processing
JP2006227766A (en) Transaction system allowing reception of a plurality of biological authentication devices, portable terminal and transaction terminal
US7904718B2 (en) Personal digital key differentiation for secure transactions
US20220158994A1 (en) Systems and methods for provisioning biometric image templates to devices for use in user authentication
US20040020984A1 (en) Self-service terminal
US20030115490A1 (en) Secure network and networked devices using biometrics
EP2622551A1 (en) Mobile payment system
JP6840568B2 (en) Authentication system and authentication method
US20200067917A1 (en) Transaction Authentication
US20160104161A1 (en) Smart Credit Card with Enhanced Security Features
US20170200159A1 (en) Secure payment device and secure payment method thereof
KR101576557B1 (en) Apparatus for anti-hacking fingerprint recognition means of cell-phone and surface means and method of the same
KR20190128868A (en) Authentication system and method of blochchain distributed ledger and cryptocurrency offline storage
US20140337225A1 (en) Biometric-based transaction fraud detection
KR101813950B1 (en) An automated teller machine and a method for operating it
US20230146678A1 (en) Fingerprint-based credential entry
WO2016165537A1 (en) Method for controlling intelligent terminal and apparatus for controlling intelligent terminal
CN109165490A (en) A kind of data inputting method and device
JP2007052687A (en) Automatic cash transaction system
JP2010066917A (en) Personal identification system and personal identification method
Agrawal et al. Enhanced secure ATM authentication using NFC technology and iris verification
JP2007072897A (en) Personal authentication enhancement system, personal authentication system, portable terminal, personal authentication enhancement method and personal authentication enhancement program
JP2008010017A (en) Automatic transaction system
WO2020240747A1 (en) Personal information display device and processing method therefor