IL245965B - Method and system for secure authentication of user and mobile device without secure elements - Google Patents
Method and system for secure authentication of user and mobile device without secure elementsInfo
- Publication number
- IL245965B IL245965B IL245965A IL24596516A IL245965B IL 245965 B IL245965 B IL 245965B IL 245965 A IL245965 A IL 245965A IL 24596516 A IL24596516 A IL 24596516A IL 245965 B IL245965 B IL 245965B
- Authority
- IL
- Israel
- Prior art keywords
- secure
- user
- mobile device
- elements
- authentication
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Computer And Data Communications (AREA)
Applications Claiming Priority (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201361910819P | 2013-12-02 | 2013-12-02 | |
US201461951842P | 2014-03-12 | 2014-03-12 | |
US201461955716P | 2014-03-19 | 2014-03-19 | |
US201461979132P | 2014-04-14 | 2014-04-14 | |
US201461980784P | 2014-04-17 | 2014-04-17 | |
PCT/US2014/067992 WO2015084755A1 (en) | 2013-12-02 | 2014-12-02 | Method and system for secure authentication of user and mobile device without secure elements |
Publications (2)
Publication Number | Publication Date |
---|---|
IL245965A0 IL245965A0 (en) | 2016-07-31 |
IL245965B true IL245965B (en) | 2022-05-01 |
Family
ID=53274011
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
IL245965A IL245965B (en) | 2013-12-02 | 2016-06-01 | Method and system for secure authentication of user and mobile device without secure elements |
Country Status (16)
Country | Link |
---|---|
EP (1) | EP3077972A4 (en) |
JP (2) | JP6353537B2 (en) |
KR (2) | KR101809221B1 (en) |
CN (1) | CN106062799B (en) |
AU (1) | AU2014357381B2 (en) |
BR (1) | BR112016012527A2 (en) |
CA (1) | CA2932346C (en) |
CL (1) | CL2016001353A1 (en) |
HK (1) | HK1227146A1 (en) |
IL (1) | IL245965B (en) |
MX (1) | MX361793B (en) |
NZ (1) | NZ720688A (en) |
RU (1) | RU2663319C2 (en) |
SG (1) | SG10201800179UA (en) |
UA (1) | UA115500C2 (en) |
WO (1) | WO2015084755A1 (en) |
Families Citing this family (24)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
SG10201803986RA (en) | 2013-12-02 | 2018-06-28 | Mastercard International Inc | Method and system for secure transmission of remote notification service messages to mobile devices without secure elements |
MX356939B (en) * | 2014-04-14 | 2018-06-20 | Mastercard International Inc | Method and system for generating an advanced storage key in a mobile device without secure elements. |
US10614442B2 (en) | 2014-12-03 | 2020-04-07 | Mastercard International Incorporated | System and method of facilitating cash transactions at an ATM system without an ATM card using mobile |
US10248947B2 (en) * | 2015-06-29 | 2019-04-02 | Oberthur Technologies of America Corp. | Method of generating a bank transaction request for a mobile terminal having a secure module |
US11120436B2 (en) * | 2015-07-17 | 2021-09-14 | Mastercard International Incorporated | Authentication system and method for server-based payments |
SG10201508945YA (en) | 2015-10-29 | 2017-05-30 | Mastercard International Inc | Method and system for cardless use of an automated teller machine (atm) |
US10496982B2 (en) | 2016-02-03 | 2019-12-03 | Accenture Global Solutions Limited | Secure contactless card emulation |
EP3446274A1 (en) * | 2016-04-18 | 2019-02-27 | Bancontact Payconiq Company | Method and device for authorizing mobile transactions |
WO2017184840A1 (en) | 2016-04-21 | 2017-10-26 | Mastercard International Incorporated | Method and system for contactless transactions without user credentials |
CN109716374B (en) * | 2016-09-04 | 2023-12-29 | 万事达卡国际公司 | Method and system for card-less ATM transactions via mobile device |
EP3340094B1 (en) * | 2016-12-22 | 2021-04-28 | Mastercard International Incorporated | Method for renewal of cryptographic whiteboxes under binding of new public key and old identifier |
CN110199309B (en) * | 2017-01-23 | 2023-06-16 | 万事达卡国际公司 | Method and system for authentication via trusted execution environment |
EP3364329B1 (en) | 2017-02-21 | 2023-07-26 | Mastercard International Incorporated | Security architecture for device applications |
EP3364363A1 (en) | 2017-02-21 | 2018-08-22 | Mastercard International Incorporated | Transaction cryptogram |
EP3364352A1 (en) | 2017-02-21 | 2018-08-22 | Mastercard International Incorporated | Determining legitimate conditions at a computing device |
CN107274183B (en) * | 2017-03-21 | 2020-05-22 | ***股份有限公司 | Transaction verification method and system |
US11468444B2 (en) * | 2017-12-18 | 2022-10-11 | Mastercard International Incorporated | Method and system for bypassing merchant systems to increase data security in conveyance of credentials |
KR101972599B1 (en) * | 2018-06-19 | 2019-04-25 | 김승훈 | Apparatus and Method for Processing Session Key and Recording Medium Recording Program thereof |
US10581611B1 (en) | 2018-10-02 | 2020-03-03 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
EP3640878B1 (en) * | 2018-10-17 | 2023-06-21 | Swatch Ag | Method and system for activating a portable contactless payment object |
US10984416B2 (en) * | 2019-03-20 | 2021-04-20 | Capital One Services, Llc | NFC mobile currency transfer |
US11803827B2 (en) | 2019-11-01 | 2023-10-31 | Mastercard International Incorporated | Method and system for enabling cardless transactions at an ATM for any institutional entity |
CN111901109B (en) * | 2020-08-04 | 2022-10-04 | 华人运通(上海)云计算科技有限公司 | White-box-based communication method, device, equipment and storage medium |
CN113421084B (en) * | 2021-05-26 | 2023-03-24 | 歌尔股份有限公司 | Bus card processing method, device, equipment and readable storage medium |
Family Cites Families (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP4183823B2 (en) * | 1999-02-10 | 2008-11-19 | 富士通株式会社 | Data verification device, data verification system, and data verification program storage medium |
US7249093B1 (en) * | 1999-09-07 | 2007-07-24 | Rysix Holdings, Llc | Method of and system for making purchases over a computer network |
JP2004086599A (en) * | 2002-08-27 | 2004-03-18 | Toppan Printing Co Ltd | Credit card information management device, management method, and program thereof |
US7873572B2 (en) * | 2004-02-26 | 2011-01-18 | Reardon David C | Financial transaction system with integrated electronic messaging, control of marketing data, and user defined charges for receiving messages |
WO2007117131A1 (en) * | 2006-04-10 | 2007-10-18 | Trust Integration Services B.V. | Arrangement of and method for secure data transmission. |
US8713655B2 (en) * | 2008-04-21 | 2014-04-29 | Indian Institute Of Technology | Method and system for using personal devices for authentication and service access at service outlets |
CA2823685C (en) * | 2010-08-12 | 2017-03-07 | Mastercard International, Inc. | Multi-commerce channel wallet for authenticated transactions |
US8746553B2 (en) * | 2010-09-27 | 2014-06-10 | Mastercard International Incorporated Purchase | Payment device updates using an authentication process |
KR20120110926A (en) * | 2011-03-30 | 2012-10-10 | 주식회사 비즈모델라인 | Method and system for card payment using program identity, smart phone |
US20120317628A1 (en) * | 2011-06-09 | 2012-12-13 | Yeager C Douglas | Systems and methods for authorizing a transaction |
US10515359B2 (en) * | 2012-04-02 | 2019-12-24 | Mastercard International Incorporated | Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements |
KR101671457B1 (en) * | 2012-04-18 | 2016-11-01 | 구글 인코포레이티드 | Processing payment transactions without a secure element |
-
2014
- 2014-12-02 JP JP2016535719A patent/JP6353537B2/en active Active
- 2014-12-02 KR KR1020167017367A patent/KR101809221B1/en active IP Right Grant
- 2014-12-02 UA UAA201607123A patent/UA115500C2/en unknown
- 2014-12-02 WO PCT/US2014/067992 patent/WO2015084755A1/en active Application Filing
- 2014-12-02 RU RU2016126401A patent/RU2663319C2/en not_active IP Right Cessation
- 2014-12-02 NZ NZ720688A patent/NZ720688A/en not_active IP Right Cessation
- 2014-12-02 MX MX2016007217A patent/MX361793B/en active IP Right Grant
- 2014-12-02 SG SG10201800179UA patent/SG10201800179UA/en unknown
- 2014-12-02 BR BR112016012527A patent/BR112016012527A2/en not_active IP Right Cessation
- 2014-12-02 CN CN201480074679.7A patent/CN106062799B/en active Active
- 2014-12-02 EP EP14868126.5A patent/EP3077972A4/en not_active Ceased
- 2014-12-02 AU AU2014357381A patent/AU2014357381B2/en active Active
- 2014-12-02 KR KR1020177035338A patent/KR102025816B1/en active IP Right Grant
- 2014-12-02 CA CA2932346A patent/CA2932346C/en active Active
-
2016
- 2016-06-01 IL IL245965A patent/IL245965B/en unknown
- 2016-06-02 CL CL2016001353A patent/CL2016001353A1/en unknown
- 2016-12-15 HK HK16114270A patent/HK1227146A1/en unknown
-
2018
- 2018-06-08 JP JP2018110433A patent/JP2018164281A/en active Pending
Also Published As
Publication number | Publication date |
---|---|
JP2017504871A (en) | 2017-02-09 |
CA2932346C (en) | 2018-09-04 |
NZ720688A (en) | 2017-09-29 |
CL2016001353A1 (en) | 2017-05-12 |
AU2014357381A1 (en) | 2016-06-16 |
MX2016007217A (en) | 2016-12-09 |
AU2014357381B2 (en) | 2017-03-23 |
UA115500C2 (en) | 2017-11-10 |
CA2932346A1 (en) | 2015-06-11 |
KR102025816B1 (en) | 2019-09-26 |
RU2663319C2 (en) | 2018-08-03 |
KR20160091418A (en) | 2016-08-02 |
SG10201800179UA (en) | 2018-02-27 |
CN106062799B (en) | 2022-04-29 |
KR20170139689A (en) | 2017-12-19 |
JP2018164281A (en) | 2018-10-18 |
HK1227146A1 (en) | 2017-10-13 |
JP6353537B2 (en) | 2018-07-04 |
WO2015084755A1 (en) | 2015-06-11 |
KR101809221B1 (en) | 2017-12-14 |
CN106062799A (en) | 2016-10-26 |
IL245965A0 (en) | 2016-07-31 |
EP3077972A1 (en) | 2016-10-12 |
BR112016012527A2 (en) | 2017-08-08 |
MX361793B (en) | 2018-12-17 |
EP3077972A4 (en) | 2017-08-09 |
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