HUP0301709A2 - Multifunctional mobile banking system - Google Patents

Multifunctional mobile banking system

Info

Publication number
HUP0301709A2
HUP0301709A2 HU0301709A HUP0301709A HUP0301709A2 HU P0301709 A2 HUP0301709 A2 HU P0301709A2 HU 0301709 A HU0301709 A HU 0301709A HU P0301709 A HUP0301709 A HU P0301709A HU P0301709 A2 HUP0301709 A2 HU P0301709A2
Authority
HU
Hungary
Prior art keywords
mobile banking
multifunctional mobile
financial
application system
banking system
Prior art date
Application number
HU0301709A
Other languages
Hungarian (hu)
Inventor
Jeffrey S. Clary
Kevin G. Liles
Mark A. Mills
Kenneth J. Vrana
Original Assignee
Euronet Worldwide, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Worldwide, Inc. filed Critical Euronet Worldwide, Inc.
Publication of HUP0301709A2 publication Critical patent/HUP0301709A2/en
Publication of HUP0301709A3 publication Critical patent/HUP0301709A3/en
Publication of HU230453B1 publication Critical patent/HU230453B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/54—Interprogram communication
    • G06F9/542—Event management; Broadcasting; Multicasting; Notifications
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Software Systems (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Multimedia (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Pit Excavations, Shoring, Fill Or Stabilisation Of Slopes (AREA)
  • Automatic Cycles, And Cycles In General (AREA)
  • Communication Control (AREA)
  • Computer And Data Communications (AREA)

Abstract

A találmány tárgya különböző platformokat összekötő integrálttranzakciókezelő rendszer többfunkciós mobil banki rendszerekhez. Azintegrált tranzakciókezelő rendszerben van legalább egy pénzügyiadathálózattal tranzakciós adatok cseréjét lebonyolító, egy vagy többkommunikációs protokollt használó kommunikációs átjáró, modulárispénzügyi szolgáltató alkalmazásokat tartalmazó alkalmazásrendszer,amely alkalmazásrendszer legalább egy moduláris pénzügyi szolgáltatóalkalmazás számára tranzakciós adatok cseréjét végzi legalább egypénzügyi adathálózattal a kommunikációs átjárón keresztül, és azalkalmazásrendszer és legalább egy szolgáltatás végpont közöttiinterfészeket biztosító legalább egy interfész szerver. ÓThe subject of the invention is an integrated transaction management system connecting different platforms for multifunctional mobile banking systems. The integrated transaction management system has a communication gateway that exchanges transaction data with at least one financial data network, uses one or more communication protocols, and an application system containing modular financial service applications, which application system exchanges transaction data for at least one modular financial service application with at least one financial data network through the communication gateway, and the application system and at least a service is at least one interface server providing end-to-end interfaces. HE

HU0301709A 2000-08-08 2001-03-05 Multifunctional mobile banking system HU230453B1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US63498400A 2000-08-08 2000-08-08
US09/634,984 2000-08-08
PCT/US2001/006922 WO2002013120A1 (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Publications (3)

Publication Number Publication Date
HUP0301709A2 true HUP0301709A2 (en) 2003-09-29
HUP0301709A3 HUP0301709A3 (en) 2005-05-30
HU230453B1 HU230453B1 (en) 2016-07-28

Family

ID=24545938

Family Applications (1)

Application Number Title Priority Date Filing Date
HU0301709A HU230453B1 (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Country Status (11)

Country Link
EP (1) EP1316035A4 (en)
CN (1) CN1555535A (en)
AU (2) AU4197701A (en)
CA (1) CA2418991A1 (en)
CZ (1) CZ20031107A3 (en)
HR (1) HRP20030164A2 (en)
HU (1) HU230453B1 (en)
NZ (1) NZ523880A (en)
PL (1) PL365196A1 (en)
RS (1) RS49909B (en)
WO (1) WO2002013120A1 (en)

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US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
NZ546789A (en) 2002-03-14 2008-01-31 Euronet Worldwide Inc A system and method for purchasing goods and services through data network access points over a point of sale network
US20040078327A1 (en) * 2002-10-16 2004-04-22 First Data Corporation Wireless communication device account payment notification systems and methods
US20050119969A1 (en) * 2003-03-21 2005-06-02 First Data Corporation Money transfer notification systems and methods
EP1756995A4 (en) * 2004-05-21 2012-05-30 Emc Corp System and method of fraud reduction
CN1744128A (en) * 2004-08-31 2006-03-08 ***股份有限公司 Bank card transaction exchange system
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
CN101553838A (en) * 2006-07-06 2009-10-07 火棘控股有限公司 Methods and systems for financial transactions in a mobile environment
US20100063905A1 (en) * 2006-11-28 2010-03-11 Nilutesa, S.L. Method and system for performing banking transactions by simulating a virtual atm by means of a mobile telecommunications device
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
GB2467530A (en) * 2009-02-03 2010-08-11 Eservglobal Uk Ltd Credit transfer between telecommunications networks
CN101930641A (en) * 2009-06-22 2010-12-29 黄金富 Short-message ticketing method for collecting money to sell air tickets by adopting Unionpay mobile-phone payment
CN101964125B (en) * 2009-07-24 2014-05-21 黄金富 Mobile phone payment system authenticated by double communication paths and corresponding method
US8781963B1 (en) 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
EP2736005A1 (en) * 2012-11-21 2014-05-28 Zakir Ibadullah oglu Mahalov Electronic payment system
JP6209942B2 (en) * 2013-10-31 2017-10-11 沖電気工業株式会社 Transaction apparatus and transaction method
GB2530471A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine and messaging
GB2530472A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine
CN104732676B (en) * 2015-04-01 2018-07-27 王子林 Commerce and trade and the integrated Internet of Things banking terminal system platform of bank finance
US10108965B2 (en) 2015-07-14 2018-10-23 Ujet, Inc. Customer communication system including service pipeline
WO2017096574A1 (en) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 Method and system for information exchange between financial machinery and user terminals, and financial machinery
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform
US11375027B1 (en) 2020-10-28 2022-06-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11323523B1 (en) 2020-10-28 2022-05-03 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11681995B1 (en) 2020-11-06 2023-06-20 Wells Fargo Bank, N.A. Point of sale (POS) device for currency control
US11829976B1 (en) 2020-11-06 2023-11-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for currency control

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US5696486A (en) * 1995-03-29 1997-12-09 Cabletron Systems, Inc. Method and apparatus for policy-based alarm notification in a distributed network management environment
US5866889A (en) * 1995-06-07 1999-02-02 Citibank, N.A. Integrated full service consumer banking system and system and method for opening an account
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US5857190A (en) * 1996-06-27 1999-01-05 Microsoft Corporation Event logging system and method for logging events in a network system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
AU8256998A (en) * 1997-06-16 1999-01-04 Badieh Z. II Keilani System and method for processing multiple financial applications using a three-tier value network
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Also Published As

Publication number Publication date
EP1316035A1 (en) 2003-06-04
HU230453B1 (en) 2016-07-28
HRP20030164A2 (en) 2004-06-30
RS49909B (en) 2008-09-29
NZ523880A (en) 2005-11-25
PL365196A1 (en) 2004-12-27
WO2002013120A1 (en) 2002-02-14
AU2001241977B2 (en) 2007-08-23
EP1316035A4 (en) 2006-05-17
CA2418991A1 (en) 2002-02-14
YU9203A (en) 2004-09-03
CZ20031107A3 (en) 2004-01-14
HUP0301709A3 (en) 2005-05-30
CN1555535A (en) 2004-12-15
AU4197701A (en) 2002-02-18

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