HK1038657A1 - A cryptographic system and method for electronic transactions - Google Patents

A cryptographic system and method for electronic transactions

Info

Publication number
HK1038657A1
HK1038657A1 HK02100280A HK02100280A HK1038657A1 HK 1038657 A1 HK1038657 A1 HK 1038657A1 HK 02100280 A HK02100280 A HK 02100280A HK 02100280 A HK02100280 A HK 02100280A HK 1038657 A1 HK1038657 A1 HK 1038657A1
Authority
HK
Hong Kong
Prior art keywords
cryptographic system
electronic transactions
transactions
electronic
cryptographic
Prior art date
Application number
HK02100280A
Other languages
English (en)
Inventor
Jay C Chen
Original Assignee
Jay C Chen
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jay C Chen filed Critical Jay C Chen
Publication of HK1038657A1 publication Critical patent/HK1038657A1/xx

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
HK02100280A 1998-05-05 2002-01-15 A cryptographic system and method for electronic transactions HK1038657A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US8425798P 1998-05-05 1998-05-05
PCT/US1999/009938 WO1999057835A1 (en) 1998-05-05 1999-05-05 A cryptographic system and method for electronic transactions

Publications (1)

Publication Number Publication Date
HK1038657A1 true HK1038657A1 (en) 2002-03-22

Family

ID=22183802

Family Applications (1)

Application Number Title Priority Date Filing Date
HK02100280A HK1038657A1 (en) 1998-05-05 2002-01-15 A cryptographic system and method for electronic transactions

Country Status (8)

Country Link
JP (2) JP2002514839A (zh)
CN (2) CN101087189A (zh)
AU (1) AU762708B2 (zh)
CA (1) CA2329032C (zh)
GB (1) GB2353623B (zh)
HK (1) HK1038657A1 (zh)
TW (1) TW476202B (zh)
WO (1) WO1999057835A1 (zh)

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US7249097B2 (en) 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
CA2377706A1 (en) 1999-06-18 2000-12-28 Echarge Corporation Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
AUPQ556600A0 (en) 2000-02-14 2000-03-02 Ong, Yong Kin (Michael) Electronic funds transfers-zipfund
AU2005203599B2 (en) * 2000-02-14 2007-03-08 Yong Kin Ong (Michael) Electronic funds transfer
AU2001233484B2 (en) * 2000-02-14 2005-05-12 Ong, Yong Kin Electronic funds transfers - zipfund
FR2805913B1 (fr) * 2000-03-01 2002-08-09 Ingenico Sa Terminal de paiement sur reseau local
FR2807552B1 (fr) * 2000-04-11 2004-01-09 France Telecom Terminal horodateur de paiement su stationnement payant d'un vehicule automobile
US7024395B1 (en) 2000-06-16 2006-04-04 Storage Technology Corporation Method and system for secure credit card transactions
AU2001287164B2 (en) * 2000-08-04 2008-06-26 First Data Corporation Method and system for using electronic communications for an electronic contact
JP2002158650A (ja) 2000-11-21 2002-05-31 Fujitsu Ltd 認証・暗号化処理代行用のサーバ、アクセスカード、プログラム記録媒体及び携帯端末
AU2001268548A1 (en) * 2001-06-19 2003-01-02 Storage Technology Corporation Method and system for secure credit card transactions
US20030056111A1 (en) * 2001-09-19 2003-03-20 Brizek John P. Dynamically variable security protocol
GB2384096A (en) * 2001-12-01 2003-07-16 Grass Roots Group Uk Ltd Payment system and related methods
JP3979195B2 (ja) * 2002-06-25 2007-09-19 ソニー株式会社 情報記憶装置、およびメモリアクセス制御方法、並びにコンピュータ・プログラム
JP2004171416A (ja) * 2002-11-21 2004-06-17 Ntt Docomo Inc 通信端末、価値実体提供サーバ、アプリケーション配信サーバ、電子購買支援システム、電子購買支援方法、及び電子購買支援プログラム
ES2244283B1 (es) * 2003-05-23 2007-02-16 Fco. Manuel Cansino Fernandez Sistema de transaccion electronica.
US7613915B2 (en) * 2006-11-09 2009-11-03 BroadOn Communications Corp Method for programming on-chip non-volatile memory in a secure processor, and a device so programmed
EP1998279A1 (en) * 2007-05-29 2008-12-03 First Data Corporation Secure payment transaction in multi-host environment
US10558961B2 (en) * 2007-10-18 2020-02-11 Wayne Fueling Systems Llc System and method for secure communication in a retail environment
CN102103651B (zh) * 2009-12-21 2012-11-14 ***通信集团公司 一种一卡通***的实现方法和***以及一种智能卡
CN102568097B (zh) * 2010-12-08 2017-02-22 邵通 一种增强电子钱包安全的方法和***
CN103108245B (zh) * 2011-11-15 2016-09-28 ***股份有限公司 一种智能电视支付密钥***以及基于智能电视的支付方法
US9792451B2 (en) 2011-12-09 2017-10-17 Echarge2 Corporation System and methods for using cipher objects to protect data
US9264413B2 (en) * 2012-12-06 2016-02-16 Qualcomm Incorporated Management of network devices utilizing an authorization token
CN103942688A (zh) * 2014-04-25 2014-07-23 天地融科技股份有限公司 数据安全交互***
CN104243171A (zh) * 2014-10-15 2014-12-24 北京奇虎科技有限公司 反馈数据的全文保护、校验方法和装置
US11386409B2 (en) 2016-03-04 2022-07-12 Sertintyone Corporation Systems and methods for media codecs and containers
US10742419B2 (en) * 2016-03-15 2020-08-11 Visa International Service Association Validation cryptogram for transaction
GB2549118B (en) * 2016-04-05 2020-12-16 Samsung Electronics Co Ltd Electronic payment system using identity-based public key cryptography
WO2017175926A1 (ko) * 2016-04-05 2017-10-12 삼성전자 주식회사 Id 기반 공개 키 암호화를 이용한 전자 지불 방법 및 전자 디바이스

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US5396558A (en) * 1992-09-18 1995-03-07 Nippon Telegraph And Telephone Corporation Method and apparatus for settlement of accounts by IC cards
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
JP3348753B2 (ja) * 1994-04-28 2002-11-20 日本電信電話株式会社 暗号鍵配送システムおよび方法
US5537474A (en) * 1994-07-29 1996-07-16 Motorola, Inc. Method and apparatus for authentication in a communication system
JP3498268B2 (ja) * 1994-09-14 2004-02-16 日本電信電話株式会社 文書通信管理方法
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US5671279A (en) * 1995-11-13 1997-09-23 Netscape Communications Corporation Electronic commerce using a secure courier system

Also Published As

Publication number Publication date
JP2002514839A (ja) 2002-05-21
WO1999057835A9 (en) 2000-02-03
CN1307818C (zh) 2007-03-28
CA2329032A1 (en) 1999-11-11
TW476202B (en) 2002-02-11
GB2353623A (en) 2001-02-28
GB0026755D0 (en) 2000-12-20
CN101087189A (zh) 2007-12-12
CN1304602A (zh) 2001-07-18
CA2329032C (en) 2004-04-13
AU762708B2 (en) 2003-07-03
WO1999057835A1 (en) 1999-11-11
JP2005065315A (ja) 2005-03-10
GB2353623B (en) 2003-01-08
AU4307599A (en) 1999-11-23

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Legal Events

Date Code Title Description
PC Patent ceased (i.e. patent has lapsed due to the failure to pay the renewal fee)

Effective date: 20120505