GB2468977A - Card false-positive prevention - Google Patents
Card false-positive prevention Download PDFInfo
- Publication number
- GB2468977A GB2468977A GB1005638A GB201005638A GB2468977A GB 2468977 A GB2468977 A GB 2468977A GB 1005638 A GB1005638 A GB 1005638A GB 201005638 A GB201005638 A GB 201005638A GB 2468977 A GB2468977 A GB 2468977A
- Authority
- GB
- United Kingdom
- Prior art keywords
- transaction
- data identifying
- region
- communication device
- mobile communication
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/04—Key management, e.g. using generic bootstrapping architecture [GBA]
- H04W12/043—Key management, e.g. using generic bootstrapping architecture [GBA] using a trusted network node as an anchor
- H04W12/0431—Key distribution or pre-distribution; Key agreement
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/12—Detection or prevention of fraud
- H04W12/126—Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
- H04W4/021—Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/63—Location-dependent; Proximity-dependent
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
- H04W4/029—Location-based management or tracking services
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
Abstract
A method for authenticating a transaction is disclosed. The method comprises the steps of: receiving data identifying a region where a transaction is being requested; receiving data identifying a mobile communication device associated with a person requesting the transaction; determining from Location Register (LR) data for the mobile communication device data identifying a region where the mobile communication device is located; comparing the data identifying the region where the transaction is being requested with the data identifying the region where the mobile communication device is located; and authenticating the transaction in dependence on the result of the comparison.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GBGB0901407.7A GB0901407D0 (en) | 2009-01-28 | 2009-01-28 | Card false-positive prevention |
PCT/GB2010/000139 WO2010086608A2 (en) | 2009-01-28 | 2010-01-28 | Card false-positive prevention |
Publications (2)
Publication Number | Publication Date |
---|---|
GB201005638D0 GB201005638D0 (en) | 2010-05-19 |
GB2468977A true GB2468977A (en) | 2010-09-29 |
Family
ID=40469213
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GBGB0901407.7A Ceased GB0901407D0 (en) | 2009-01-28 | 2009-01-28 | Card false-positive prevention |
GB1005638A Withdrawn GB2468977A (en) | 2009-01-28 | 2010-01-28 | Card false-positive prevention |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GBGB0901407.7A Ceased GB0901407D0 (en) | 2009-01-28 | 2009-01-28 | Card false-positive prevention |
Country Status (7)
Country | Link |
---|---|
US (2) | US20110282789A1 (en) |
EP (1) | EP2425643A2 (en) |
CN (1) | CN102439617A (en) |
BR (1) | BRPI1007533A2 (en) |
GB (2) | GB0901407D0 (en) |
RU (1) | RU2534943C2 (en) |
WO (1) | WO2010086608A2 (en) |
Families Citing this family (30)
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GB0901407D0 (en) | 2009-01-28 | 2009-03-11 | Validsoft Uk Ltd | Card false-positive prevention |
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US8826030B2 (en) | 2010-03-22 | 2014-09-02 | Daon Holdings Limited | Methods and systems for authenticating users |
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US8527360B2 (en) | 2011-04-29 | 2013-09-03 | Daon Holdings Limited | Methods and systems for conducting payment transactions |
US9106633B2 (en) | 2011-05-26 | 2015-08-11 | First Data Corporation | Systems and methods for authenticating mobile device communications |
WO2013064493A1 (en) * | 2011-10-31 | 2013-05-10 | Money And Data Protection Lizenz Gmbh & Co. Kg | Authentication method |
GB2500212A (en) | 2012-03-13 | 2013-09-18 | Validsoft Uk Ltd | Method for location based authentication of transaction |
CN103379431B (en) * | 2012-04-19 | 2017-06-30 | 阿里巴巴集团控股有限公司 | A kind of guard method of account safety and device |
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US10963871B2 (en) * | 2017-11-22 | 2021-03-30 | Mastercard International Incorporated | Bin-conserving tokenization techniques generating tokens in reverse order and employing common device pan with differing pan sequence number values across token instances |
US11227284B2 (en) * | 2017-12-13 | 2022-01-18 | Mastercard International Incorporated | Method and system for consumer-initiated transactions using encrypted tokens |
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2009
- 2009-01-28 GB GBGB0901407.7A patent/GB0901407D0/en not_active Ceased
-
2010
- 2010-01-28 WO PCT/GB2010/000139 patent/WO2010086608A2/en active Application Filing
- 2010-01-28 GB GB1005638A patent/GB2468977A/en not_active Withdrawn
- 2010-01-28 EP EP10735518A patent/EP2425643A2/en not_active Withdrawn
- 2010-01-28 CN CN2010800059683A patent/CN102439617A/en active Pending
- 2010-01-28 US US13/138,286 patent/US20110282789A1/en not_active Abandoned
- 2010-01-28 RU RU2011135733/08A patent/RU2534943C2/en active
- 2010-01-28 BR BRPI1007533A patent/BRPI1007533A2/en not_active IP Right Cessation
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2021
- 2021-01-15 US US17/149,852 patent/US11449850B2/en active Active
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WO2010086608A2 (en) | 2010-08-05 |
US11449850B2 (en) | 2022-09-20 |
US20110282789A1 (en) | 2011-11-17 |
RU2011135733A (en) | 2013-03-10 |
GB201005638D0 (en) | 2010-05-19 |
CN102439617A (en) | 2012-05-02 |
BRPI1007533A2 (en) | 2016-10-25 |
RU2534943C2 (en) | 2014-12-10 |
WO2010086608A3 (en) | 2012-01-19 |
GB0901407D0 (en) | 2009-03-11 |
EP2425643A2 (en) | 2012-03-07 |
US20210142305A1 (en) | 2021-05-13 |
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