ES2200675B2 - TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE. - Google Patents

TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE.

Info

Publication number
ES2200675B2
ES2200675B2 ES200200576A ES200200576A ES2200675B2 ES 2200675 B2 ES2200675 B2 ES 2200675B2 ES 200200576 A ES200200576 A ES 200200576A ES 200200576 A ES200200576 A ES 200200576A ES 2200675 B2 ES2200675 B2 ES 2200675B2
Authority
ES
Spain
Prior art keywords
mobile phone
payers
transactions
different
mobile
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
ES200200576A
Other languages
Spanish (es)
Other versions
ES2200675A1 (en
Inventor
Jose Luis Martinez Dalmau
Carlos Jose Vila Vergara
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mobipay Espana SA
Original Assignee
Mobipay Espana SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobipay Espana SA filed Critical Mobipay Espana SA
Priority to ES200200576A priority Critical patent/ES2200675B2/en
Publication of ES2200675A1 publication Critical patent/ES2200675A1/en
Application granted granted Critical
Publication of ES2200675B2 publication Critical patent/ES2200675B2/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06F17/602—

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Sistema de transacciones y pagos mediante teléfono móvil. Un sistema para procesar pagos y transacciones entre pagadores (7) y beneficiarios (9) asociados a al menos un medio de pago asociado a una cuenta de al menos un procesador (5), que está conectado a una pluralidad de redes de telefonía móvil (1), para lo que comprende un nodo de acceso de pagadores (2) y un nodo de acceso de beneficiarios (3) por cada red de telefonía móvil (1), y que comprende un procesador de direccionamiento (4) dotado de los correspondientes medios para permitir realizar la transacción entre diferentes pagadores y beneficiarios a través de diferentes redes de telefonía móvil y entre diferentes entidades financieras. Además el sistema de la invención permite realizar la gestión de los pagadores, como es el alta o baja del titular, alta, baja o modificación del medio de pago. La invención también permite realizar operaciones tipo cajero automático como son saldos, últimos movimientos, cambio de parámetro de seguridad o recarga del móvil.Transaction and payment system by mobile phone. A system for processing payments and transactions between payers (7) and beneficiaries (9) associated with at least one payment method associated with an account of at least one processor (5), which is connected to a plurality of mobile telephone networks ( 1), for which it comprises a payer access node (2) and a beneficiary access node (3) for each mobile telephone network (1), and comprising an addressing processor (4) provided with the corresponding means to allow the transaction between different payers and beneficiaries through different mobile phone networks and between different financial entities. In addition, the system of the invention allows the management of the payers, such as the registration or cancellation of the holder, registration, cancellation or modification of the payment method. The invention also allows to perform ATM operations such as balances, last movements, change of security parameter or recharge of the mobile.

ES200200576A 2002-03-11 2002-03-11 TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE. Expired - Fee Related ES2200675B2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
ES200200576A ES2200675B2 (en) 2002-03-11 2002-03-11 TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE.

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ES200200576A ES2200675B2 (en) 2002-03-11 2002-03-11 TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE.

Publications (2)

Publication Number Publication Date
ES2200675A1 ES2200675A1 (en) 2004-03-01
ES2200675B2 true ES2200675B2 (en) 2006-07-01

Family

ID=31970609

Family Applications (1)

Application Number Title Priority Date Filing Date
ES200200576A Expired - Fee Related ES2200675B2 (en) 2002-03-11 2002-03-11 TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE.

Country Status (1)

Country Link
ES (1) ES2200675B2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010009737A1 (en) * 2008-07-25 2010-01-28 Mao Inventions, S.A. Method for accessing cellular telephone minute loans or credits

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
EP1065634A1 (en) * 1999-07-02 2001-01-03 Mic Systems System and method for performing secure electronic transactions over an open communication network
ATE260500T1 (en) * 2000-03-24 2004-03-15 Mobipay International S A SYSTEM AND METHOD FOR REMOTE PAYMENTS AND REAL-TIME TRANSACTIONS USING A MOBILE TELEPHONE

Also Published As

Publication number Publication date
ES2200675A1 (en) 2004-03-01

Similar Documents

Publication Publication Date Title
PE20050059A1 (en) TRANSACTIONS AND PAYMENTS SYSTEM VIA DIGITAL MOBILE PHONE
BR0004917A (en) System and process for remote payments and transactions in real time by mobile phone
BR0204250A (en) System and method for financial transactions
BRPI0515257A (en) acquisition alert method, article, and system
UY29001A1 (en) METHOD FOR THE DISPOSAL OF CASH IN CASHIERS WITHOUT A CARD BY PAYMENT ORDER VIA SMS
AR062269A1 (en) MONEY TRANSFER TRANSACTIONS VIA PREPAID WIRELESS COMMUNICATIONS DEVICES
PE20190937A1 (en) SYSTEM AND METHOD OF TRANSACTION IN CASH ON REQUEST
KR20170033810A (en) Device, system and method for efficiently servicing high volume electronic transactions
HUP0300496A2 (en) Real time mobile telephony system and process for remote payments, credit granting and transactions
MA31070B1 (en) Verify the identity of the party initiating the transaction.
TW200712951A (en) Verified personal credit search system and method thereof
ES2200675B2 (en) TRANSACTIONS AND PAYMENT SYSTEM THROUGH MOBILE PHONE.
Li The irreplaceable outpost? Whither Hong Kong in China’s financial future
US20040083168A1 (en) Payment system for cashless payment transactions
AR109828A1 (en) SYSTEM AND METHODS TO MAKE FINANCIAL TRANSACTIONS WITH AN NFC CARD
Touch What Does Chinese Investment Mean for Cambodia?
RU2016150113A (en) FINANCIAL COMMUTATION MECHANISM
CN110334547A (en) The system and method for customer information local disposition overseas
WO2014058349A1 (en) Electronic payment system
TW200709092A (en) Network system and method of cash flow acceptation service
Sarayed et al. Exploring informality in a global south city: Issues of power and urban development in Kuala Lumpur
GT200000135A (en) SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.
Jamison et al. Regulatory and Broadband Industry Responses to COVID-19: Cases of Uganda, Peru, and the Caribbean
RU163003U1 (en) PERSONAL MOBILE BANKING TERMINAL FOR TRANSACTIONS AND REMOTE SERVICE
KR20220088668A (en) Personal contact management system for tracking route of infected person and personal contact management method thereof

Legal Events

Date Code Title Description
EC2A Search report published

Date of ref document: 20040301

Kind code of ref document: A1

FG2A Definitive protection

Ref document number: 2200675B2

Country of ref document: ES

FD2A Announcement of lapse in spain

Effective date: 20161214