EP3332370A4 - Systems and methods for interaction authentication using dynamic wireless beacon devices - Google Patents

Systems and methods for interaction authentication using dynamic wireless beacon devices Download PDF

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Publication number
EP3332370A4
EP3332370A4 EP16833948.9A EP16833948A EP3332370A4 EP 3332370 A4 EP3332370 A4 EP 3332370A4 EP 16833948 A EP16833948 A EP 16833948A EP 3332370 A4 EP3332370 A4 EP 3332370A4
Authority
EP
European Patent Office
Prior art keywords
systems
methods
wireless beacon
beacon devices
dynamic wireless
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP16833948.9A
Other languages
German (de)
French (fr)
Other versions
EP3332370A1 (en
Inventor
Anurag Joshi
William A. Hodges
Brian E. Deluca
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital One Services LLC
Original Assignee
Capital One Services LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Services LLC filed Critical Capital One Services LLC
Publication of EP3332370A1 publication Critical patent/EP3332370A1/en
Publication of EP3332370A4 publication Critical patent/EP3332370A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Telephonic Communication Services (AREA)
EP16833948.9A 2015-08-06 2016-08-05 Systems and methods for interaction authentication using dynamic wireless beacon devices Withdrawn EP3332370A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201562201775P 2015-08-06 2015-08-06
PCT/US2016/045833 WO2017024245A1 (en) 2015-08-06 2016-08-05 Systems and methods for interaction authentication using dynamic wireless beacon devices

Publications (2)

Publication Number Publication Date
EP3332370A1 EP3332370A1 (en) 2018-06-13
EP3332370A4 true EP3332370A4 (en) 2019-03-20

Family

ID=57944020

Family Applications (1)

Application Number Title Priority Date Filing Date
EP16833948.9A Withdrawn EP3332370A4 (en) 2015-08-06 2016-08-05 Systems and methods for interaction authentication using dynamic wireless beacon devices

Country Status (3)

Country Link
EP (1) EP3332370A4 (en)
CA (1) CA2994833A1 (en)
WO (1) WO2017024245A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20210019062A (en) * 2018-06-08 2021-02-19 릴라이언스 지오 인포컴 리미티드 System and method for wireless payment
US20230073560A1 (en) * 2021-09-08 2023-03-09 Capital One Services, Llc System and method for beacon-based action validation

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020194141A1 (en) * 2001-06-05 2002-12-19 Koninklijke Philips Electronics N.V. Payment authorisation through beacons
US20120130895A1 (en) * 2010-01-15 2012-05-24 Ebay Inc. Transactions associated with a mobile device
WO2015004477A1 (en) * 2013-07-10 2015-01-15 Powa Technologies Limited Devices, systems and methods for data processing
US20150073980A1 (en) * 2013-09-06 2015-03-12 Ebay Inc. Bluetooth low energy (ble) pre-check in

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2008294354A1 (en) * 2007-06-20 2009-03-12 Mchek India Payment Systems Pvt. Ltd. A method and system for secure authentication
PL2709071T3 (en) * 2012-09-17 2015-08-31 Kapsch Trafficcom Ag Method, wireless beacon and onboard unit for generating parking fees transactions
US9307355B2 (en) * 2013-06-27 2016-04-05 Bluecats Australia Pty Limited Location enabled service for enhancement of smart device and enterprise software applications
US20150120504A1 (en) * 2013-10-25 2015-04-30 Michael Todasco Systems and methods for completion of item delivery and transactions using a mobile beacon

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020194141A1 (en) * 2001-06-05 2002-12-19 Koninklijke Philips Electronics N.V. Payment authorisation through beacons
US20120130895A1 (en) * 2010-01-15 2012-05-24 Ebay Inc. Transactions associated with a mobile device
WO2015004477A1 (en) * 2013-07-10 2015-01-15 Powa Technologies Limited Devices, systems and methods for data processing
US20150073980A1 (en) * 2013-09-06 2015-03-12 Ebay Inc. Bluetooth low energy (ble) pre-check in

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
ERIK VLUGT: "BLUETOOTH LOW ENERGY, BEACONS AND RETAIL", 23 October 2013 (2013-10-23), San Jose, CA, XP055481893, Retrieved from the Internet <URL:https://web.archive.org/web/20141110151806/http://global.verifone.com/media/3603729/bluetooth-low-energy-beacons-retail-wp.pdf> [retrieved on 20180607] *
See also references of WO2017024245A1 *

Also Published As

Publication number Publication date
CA2994833A1 (en) 2017-02-09
WO2017024245A1 (en) 2017-02-09
EP3332370A1 (en) 2018-06-13

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