EP2801062A4 - System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems - Google Patents

System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems

Info

Publication number
EP2801062A4
EP2801062A4 EP12844813.1A EP12844813A EP2801062A4 EP 2801062 A4 EP2801062 A4 EP 2801062A4 EP 12844813 A EP12844813 A EP 12844813A EP 2801062 A4 EP2801062 A4 EP 2801062A4
Authority
EP
European Patent Office
Prior art keywords
systems
coupons
incorporating
merchant point
reward
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP12844813.1A
Other languages
German (de)
French (fr)
Other versions
EP2801062A1 (en
Inventor
Will Graylin
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ingenico Inc
Original Assignee
Roam Data Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/663,561 external-priority patent/US10580049B2/en
Application filed by Roam Data Inc filed Critical Roam Data Inc
Publication of EP2801062A1 publication Critical patent/EP2801062A1/en
Publication of EP2801062A4 publication Critical patent/EP2801062A4/en
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
EP12844813.1A 2011-10-31 2012-10-31 System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems Ceased EP2801062A4 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201161553653P 2011-10-31 2011-10-31
US13/663,561 US10580049B2 (en) 2011-04-05 2012-10-30 System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems
PCT/US2012/062645 WO2013066910A1 (en) 2011-10-31 2012-10-31 System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems

Publications (2)

Publication Number Publication Date
EP2801062A1 EP2801062A1 (en) 2014-11-12
EP2801062A4 true EP2801062A4 (en) 2015-10-28

Family

ID=48192690

Family Applications (1)

Application Number Title Priority Date Filing Date
EP12844813.1A Ceased EP2801062A4 (en) 2011-10-31 2012-10-31 System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems

Country Status (3)

Country Link
EP (1) EP2801062A4 (en)
HK (1) HK1204120A1 (en)
WO (1) WO2013066910A1 (en)

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10235692B2 (en) 2012-10-17 2019-03-19 Groupon, Inc. Consumer presence based deal offers
US20140108247A1 (en) 2012-10-17 2014-04-17 Groupon, Inc. Peer-To-Peer Payment Processing
US20140229375A1 (en) 2013-02-11 2014-08-14 Groupon, Inc. Consumer device payment token management
US9576286B1 (en) 2013-03-11 2017-02-21 Groupon, Inc. Consumer device based point-of-sale
US9852409B2 (en) 2013-03-11 2017-12-26 Groupon, Inc. Consumer device based point-of-sale
US10482511B1 (en) 2013-03-12 2019-11-19 Groupon, Inc. Employee profile for customer assignment, analytics and payments
US9928493B2 (en) 2013-09-27 2018-03-27 Groupon, Inc. Systems and methods for providing consumer facing point-of-sale interfaces
US20170243262A1 (en) * 2014-08-08 2017-08-24 Intel Corporation Apparatus and method for self-service payment
WO2016164648A1 (en) 2015-04-07 2016-10-13 NeuPay, Inc. Methods and systems for using a mobile device to effect a secure electronic transaction
WO2017147464A1 (en) * 2016-02-25 2017-08-31 Cayan Llc Use of item level transactional details in payment processing and customer engagement platforms
GB201615935D0 (en) * 2016-09-19 2016-11-02 Zupit Ltd Electronic Commerce
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system
US11250414B2 (en) 2019-08-02 2022-02-15 Omnyway, Inc. Cloud based system for engaging shoppers at or near physical stores
US11468432B2 (en) 2019-08-09 2022-10-11 Omnyway, Inc. Virtual-to-physical secure remote payment to a physical location

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090144164A1 (en) * 2007-12-02 2009-06-04 Contactless Data, Inc. System and Method for Distribution, Redemption and Processing of Electronic Coupons
US20100138344A1 (en) * 2008-12-02 2010-06-03 Ebay Inc. Mobile barcode generation and payment
WO2010129332A1 (en) * 2009-05-08 2010-11-11 Bank Of America Corporation Conducting commercial transactions with a mobile device
US20110238473A1 (en) * 2010-03-23 2011-09-29 Sanjay Dattatreya Sankolli Alternate mobile payment service

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2811451B1 (en) * 2000-07-07 2002-11-29 Thomson Multimedia Sa SYSTEM AND METHOD FOR MANAGING MICROPAYMENT TRANSACTIONS, CUSTOMER TERMINAL AND MERCHANT EQUIPMENT THEREOF
SG120112A1 (en) * 2003-08-06 2006-03-28 Oneempower Pte Ltd Transaction method and system
KR101463451B1 (en) * 2005-08-04 2014-11-20 주식회사 비즈모델라인 System for Processing Transaction by using Token Code
US7849014B2 (en) * 2007-08-29 2010-12-07 American Express Travel Related Services Company, Inc. System and method for facilitating a financial transaction with a dynamically generated identifier
JP2011141849A (en) * 2010-01-09 2011-07-21 Girunetto Kk Prepaid and postpaid payment system using mobile terminal, small-amount transfer method, point service system, and escrow service system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090144164A1 (en) * 2007-12-02 2009-06-04 Contactless Data, Inc. System and Method for Distribution, Redemption and Processing of Electronic Coupons
US20100138344A1 (en) * 2008-12-02 2010-06-03 Ebay Inc. Mobile barcode generation and payment
WO2010129332A1 (en) * 2009-05-08 2010-11-11 Bank Of America Corporation Conducting commercial transactions with a mobile device
US20110238473A1 (en) * 2010-03-23 2011-09-29 Sanjay Dattatreya Sankolli Alternate mobile payment service

Also Published As

Publication number Publication date
WO2013066910A1 (en) 2013-05-10
EP2801062A1 (en) 2014-11-12
HK1204120A1 (en) 2015-11-06

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