EP2304677A4 - Portable consumer transaction device with on-board powered access control - Google Patents

Portable consumer transaction device with on-board powered access control

Info

Publication number: EP2304677A4
Authority: EP; European Patent Office
Prior art keywords: access control; transaction device; portable consumer; consumer transaction; powered access
Prior art date: 2008-06-04
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.): Ceased

Application number

EP09759141A

Other languages

German (de)

French (fr)

Other versions

EP2304677A2 (en

Inventor

James Douglas Evans

Nicole Janine Granucci

Carrie Elaine Vriheas

Ayman A Hammad

James Y C Sze

Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)

Visa USA Inc

Original Assignee

Visa USA Inc

Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)

2008-06-04

Filing date

2009-05-30

Publication date

2012-02-08

2009-05-30 Application filed by Visa USA Inc filed Critical Visa USA Inc

2011-04-06 Publication of EP2304677A2 publication Critical patent/EP2304677A2/en

2012-02-08 Publication of EP2304677A4 publication Critical patent/EP2304677A4/en

Status Ceased legal-status Critical Current

Links

Classifications

- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1083—Counting of PIN attempts

EP09759141A 2008-06-04 2009-05-30 Portable consumer transaction device with on-board powered access control Ceased EP2304677A4 (en)

Applications Claiming Priority (6)

Application Number	Priority Date	Filing Date	Title
US5884008P	2008-06-04	2008-06-04
US5884108P	2008-06-04	2008-06-04
US5883608P	2008-06-04	2008-06-04
US5882908P	2008-06-04	2008-06-04
US13252808P	2008-06-19	2008-06-19
PCT/US2009/045761 WO2009148980A2 (en)	2008-06-04	2009-05-30	Portable consumer transaction device with on-board powered access control

Publications (2)

Publication Number	Publication Date
EP2304677A2 EP2304677A2 (en)	2011-04-06
EP2304677A4 true EP2304677A4 (en)	2012-02-08

Family

ID=41398799

Family Applications (1)

Application Number	Title	Priority Date	Filing Date
EP09759141A Ceased EP2304677A4 (en)	2008-06-04	2009-05-30	Portable consumer transaction device with on-board powered access control

Country Status (5)

Country	Link
EP (1)	EP2304677A4 (en)
AU (1)	AU2009256413A1 (en)
BR (1)	BRPI0913101A2 (en)
CA (1)	CA2726787A1 (en)
WO (1)	WO2009148980A2 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
GB2476987B (en)	2010-01-19	2013-11-27	Haim Cohen	Transaction card with improved security features
DE102010040923A1 (en)	2010-09-16	2012-03-22	Basf Se	Process for the preparation of acrylic acid from ethanol and formaldehyde
US9489669B2 (en)	2010-12-27	2016-11-08	The Western Union Company	Secure contactless payment systems and methods
WO2012143039A1 (en) *	2011-04-18	2012-10-26	C-Sigma S.R.L.	Authentication device with photosensitive input keys
US10020847B2 (en)	2011-11-15	2018-07-10	Famoco	NFC device and connection system of NFC devices
EP2780872A1 (en) *	2011-11-15	2014-09-24	Famoco	Nfc device and connection system of nfc devices
US20140121403A1 (en)	2012-10-31	2014-05-01	Celanese International Corporation	Integrated Process for the Production of Acrylic Acids and Acrylates
US9120743B2 (en)	2013-06-27	2015-09-01	Celanese International Corporation	Integrated process for the production of acrylic acids and acrylates
US11132682B1 (en)	2016-07-22	2021-09-28	Wells Fargo Bank, N.A.	Piezoelectric biometric card security

Citations (4)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US5955961A (en) *	1991-12-09	1999-09-21	Wallerstein; Robert S.	Programmable transaction card
US20030052168A1 (en) *	2001-09-18	2003-03-20	Wong Jacob Y.	Magnetic Stripe bridge
US20080110977A1 (en) *	2006-10-27	2008-05-15	American Express Travel Related Services Company	Wireless Transaction Instrument Having Display And On-Board Power Supply And Method Of Using Same
WO2008064183A1 (en) *	2006-11-17	2008-05-29	Austin William Shoemaker	Transaction cards having dynamically reconfigurable data interface and methods for using same

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
JP2000123144A (en) *	1998-10-13	2000-04-28	Sony Corp	Contactless ic card
AUPQ564400A0 (en) *	2000-02-16	2000-03-09	Ong, Yong Kin (Michael)	Electronic credit card-ecc
KR100478963B1 (en) *	2002-08-10	2005-03-24	케이비 테크놀러지 (주)	Display smartcard and display control apparatus

2009
- 2009-05-30 EP EP09759141A patent/EP2304677A4/en not_active Ceased
- 2009-05-30 WO PCT/US2009/045761 patent/WO2009148980A2/en active Application Filing
- 2009-05-30 BR BRPI0913101A patent/BRPI0913101A2/en not_active IP Right Cessation
- 2009-05-30 AU AU2009256413A patent/AU2009256413A1/en not_active Abandoned
- 2009-05-30 CA CA2726787A patent/CA2726787A1/en not_active Abandoned

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US5955961A (en) *	1991-12-09	1999-09-21	Wallerstein; Robert S.	Programmable transaction card
US20030052168A1 (en) *	2001-09-18	2003-03-20	Wong Jacob Y.	Magnetic Stripe bridge
US20080110977A1 (en) *	2006-10-27	2008-05-15	American Express Travel Related Services Company	Wireless Transaction Instrument Having Display And On-Board Power Supply And Method Of Using Same
WO2008064183A1 (en) *	2006-11-17	2008-05-29	Austin William Shoemaker	Transaction cards having dynamically reconfigurable data interface and methods for using same

Also Published As

Publication number	Publication date
EP2304677A2 (en)	2011-04-06
WO2009148980A3 (en)	2010-04-29
WO2009148980A2 (en)	2009-12-10
CA2726787A1 (en)	2009-12-10
BRPI0913101A2 (en)	2019-09-24
AU2009256413A1 (en)	2009-12-10

Legal Events

Date	Code	Title	Description
2011-03-04	PUAI	Public reference made under article 153(3) epc to a published international application that has entered the european phase	Free format text: ORIGINAL CODE: 0009012
2011-04-06	17P	Request for examination filed	Effective date: 20101228
2011-04-06	AK	Designated contracting states	Kind code of ref document: A2 Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK TR
2011-04-06	AX	Request for extension of the european patent	Extension state: AL BA RS
2011-05-11	RIN1	Information on inventor provided before grant (corrected)	Inventor name: SZE, JAMES, Y.C. Inventor name: HAMMAD, AYMAN, A. Inventor name: VRIHEAS, CARRIE, ELAINE Inventor name: GRANUCCI, NICOLE, JANINE Inventor name: EVANS, JAMES, DOUGLAS
2011-09-07	DAX	Request for extension of the european patent (deleted)
2012-02-08	A4	Supplementary search report drawn up and despatched	Effective date: 20120112
2012-02-08	RIC1	Information provided on ipc code assigned before grant	Ipc: G06Q 20/00 20120101ALI20120105BHEP Ipc: G06K 17/00 20060101ALI20120105BHEP Ipc: H04B 1/40 20060101ALI20120105BHEP Ipc: G06Q 40/00 20120101AFI20120105BHEP
2013-07-31	17Q	First examination report despatched	Effective date: 20130701
2014-02-20	REG	Reference to a national code	Ref country code: DE Ref legal event code: R003
2014-08-22	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: THE APPLICATION HAS BEEN REFUSED
2014-09-24	18R	Application refused	Effective date: 20140220

Publication	Publication Date	Title
EP2304677A4 (en)	2012-02-08	Portable consumer transaction device with on-board powered access control
EP2314090A4 (en)	2015-01-07	Portable device association
EP2262048A4 (en)	2012-08-08	Battery device and battery unit
HK1138096A1 (en)	2010-08-13	Portable payment device
GB2436979B (en)	2008-04-02	Standby power consumption limiting device
HK1155564A1 (en)	2012-05-18	Multipurpose portable storage and supply system
EP2357713A4 (en)	2014-05-07	Battery device
EP2243206A4 (en)	2016-04-27	Low-power battery system
EP2210220A4 (en)	2013-01-30	Smart storage device
EP2135359A4 (en)	2011-07-27	Performing contactless applications in battery off mode
HK1150677A1 (en)	2012-01-06	Access control device
EP2121469A4 (en)	2013-12-04	Tethered portable storage device
EP2147400A4 (en)	2010-05-26	Anti-interrogation for portable device
EP2141768A4 (en)	2010-12-22	Portable device
HK1139583A1 (en)	2010-09-24	Beauty device
HK1139034A1 (en)	2010-09-10	Beauty device
EP2312760A4 (en)	2014-03-26	Portable display device
IL213443A0 (en)	2011-07-31	Access identification and control device
GB2476192B (en)	2013-09-18	Portable management device
GB2444446B (en)	2008-10-15	Integrated remote control and storage housing
GB2438726B (en)	2008-11-12	Power Regulator
GB0612531D0 (en)	2006-08-02	Portable heating device
GB0912738D0 (en)	2009-08-26	Portable fluid storage device
GB0715310D0 (en)	2007-09-19	Portable heater
EP2134552A4 (en)	2012-12-05	Portable housing container