EA200801298A1 - Система и способ осуществления безналичных платежей - Google Patents
Система и способ осуществления безналичных платежейInfo
- Publication number
- EA200801298A1 EA200801298A1 EA200801298A EA200801298A EA200801298A1 EA 200801298 A1 EA200801298 A1 EA 200801298A1 EA 200801298 A EA200801298 A EA 200801298A EA 200801298 A EA200801298 A EA 200801298A EA 200801298 A1 EA200801298 A1 EA 200801298A1
- Authority
- EA
- Eurasian Patent Office
- Prior art keywords
- payment
- services
- payments
- financial institution
- key code
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Изобретение относится к области автоматизации коммерческих соглашений и может быть использовано в торговле и в сфере предоставления разных видов услуг. С его помощью можно осуществлять разные виды платежей и расчетов в пределах платежной системы, в том числе за услуги связи (мобильного, проводного, спутникового, IP и др.), за услуги Интернет, коммунальные услуги, оплату товаров и услуг, перевода средств и др. Система и способ для осуществления безналичных платежей со счета плательщика в финансовом учреждении плательщика на счет получателя в финансовом учреждении получателя в пределах платежной системы предусматривают использование авторизованного условного платежного поручения, которое содержит, по крайней мере, идентификатор получателя, сумму платежа и ключевого кода, который генерирует финансовое учреждение, и авторизованного запроса, который содержит, по крайней мере, ключевой код, причем проверку соответствия авторизованного условного платежного поручения плательщика авторизованному запросу получателя осуществляют, по крайней мере, на тождественность идентификатора получателя и ключевого кода, присутствующего в них. Если коды являются тождественными, осуществляют перевод средств.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
UA2005010688 | 2005-11-11 | ||
UA2005012740 | 2005-12-28 | ||
PCT/UA2006/000061 WO2007055675A1 (en) | 2005-11-11 | 2006-11-07 | System and method for making cashless payments |
Publications (2)
Publication Number | Publication Date |
---|---|
EA200801298A1 true EA200801298A1 (ru) | 2008-10-30 |
EA011546B1 EA011546B1 (ru) | 2009-04-28 |
Family
ID=37708934
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EA200801298A EA011546B1 (ru) | 2005-11-11 | 2006-11-07 | Система и способ осуществления безналичных платежей |
Country Status (2)
Country | Link |
---|---|
EA (1) | EA011546B1 (ru) |
WO (1) | WO2007055675A1 (ru) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
RU2646396C2 (ru) * | 2016-05-26 | 2018-03-02 | Самуил Лейбович Горелик | Способ оплаты проезда в общественном транспорте |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CZ299351B6 (cs) * | 2007-07-26 | 2008-07-02 | Direct Pay, S.R.O. | Zpusob provádení platební transakce s využitím mobilního terminálu |
US8504450B2 (en) * | 2007-08-31 | 2013-08-06 | Ebay Inc. | Mobile remittances/payments |
WO2009070848A1 (en) * | 2007-12-07 | 2009-06-11 | Redepay Pty Ltd | System and method for conducting a monetary transaction between communication devices |
EP2251825A1 (en) * | 2009-03-04 | 2010-11-17 | Prepaytrans Gestion Empresarial, S.L. | System for performing safe telemetric transactions |
US20120246071A1 (en) * | 2011-03-21 | 2012-09-27 | Nikhil Jain | System and method for presentment of nonconfidential transaction token identifier |
US11562353B2 (en) * | 2015-11-24 | 2023-01-24 | Mastercard International Incorporated | Method and system for gross settlement by use of an opaque blockchain |
RU2761419C1 (ru) * | 2020-11-11 | 2021-12-08 | Акционерное общество "Национальная система платежных карт" | Способ и система для перевода денежных средств со счета на счет |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2000322486A (ja) * | 1999-02-12 | 2000-11-24 | Citibank Na | 銀行カード取引きを履行するための方法およびシステム |
US20010025271A1 (en) * | 1999-12-14 | 2001-09-27 | Allen Douglas G. | Commercial transaction system and method for protecting the security and privacy of buyers transacting business over a communication network |
GB0010422D0 (en) * | 2000-04-28 | 2000-06-14 | Cast Technologies Limited | Payment apparatus and method |
UA64840C2 (ru) * | 2001-10-12 | 2004-03-15 | Віталій Євгенович Леонідов-Каневський | Способ осуществления платежей с помощью электронных средств (варианты) |
US6908030B2 (en) * | 2001-10-31 | 2005-06-21 | Arcot Systems, Inc. | One-time credit card number generator and single round-trip authentication |
US20040054624A1 (en) * | 2002-09-13 | 2004-03-18 | Qi Guan | Procedure for the completion of an electronic payment |
-
2006
- 2006-11-07 EA EA200801298A patent/EA011546B1/ru not_active IP Right Cessation
- 2006-11-07 WO PCT/UA2006/000061 patent/WO2007055675A1/en active Application Filing
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
RU2646396C2 (ru) * | 2016-05-26 | 2018-03-02 | Самуил Лейбович Горелик | Способ оплаты проезда в общественном транспорте |
Also Published As
Publication number | Publication date |
---|---|
EA011546B1 (ru) | 2009-04-28 |
WO2007055675A1 (en) | 2007-05-18 |
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Legal Events
Date | Code | Title | Description |
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MM4A | Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s) |
Designated state(s): AM AZ BY KZ KG MD TJ TM RU |
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NF4A | Restoration of lapsed right to a eurasian patent |
Designated state(s): AM AZ BY KZ MD TJ TM RU |
|
PC4A | Registration of transfer of a eurasian patent by assignment | ||
PC4A | Registration of transfer of a eurasian patent by assignment | ||
MM4A | Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s) |
Designated state(s): AM AZ BY KZ MD TJ TM |
|
MM4A | Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s) |
Designated state(s): RU |