DE69835117D1 - Gesichertes elektronisches Bezahlungssystem und Verfahren zur Durchführung des Systems - Google Patents
Gesichertes elektronisches Bezahlungssystem und Verfahren zur Durchführung des SystemsInfo
- Publication number
- DE69835117D1 DE69835117D1 DE69835117T DE69835117T DE69835117D1 DE 69835117 D1 DE69835117 D1 DE 69835117D1 DE 69835117 T DE69835117 T DE 69835117T DE 69835117 T DE69835117 T DE 69835117T DE 69835117 D1 DE69835117 D1 DE 69835117D1
- Authority
- DE
- Germany
- Prior art keywords
- electronic payment
- secure electronic
- payment system
- secure
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9703007A FR2760876B1 (fr) | 1997-03-13 | 1997-03-13 | Systeme de paiement electronique securise et procede de mise en oeuvre |
FR9703007 | 1997-03-13 |
Publications (2)
Publication Number | Publication Date |
---|---|
DE69835117D1 true DE69835117D1 (de) | 2006-08-17 |
DE69835117T2 DE69835117T2 (de) | 2007-02-15 |
Family
ID=9504711
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE1998635117 Expired - Fee Related DE69835117T2 (de) | 1997-03-13 | 1998-03-11 | Gesichertes elektronisches Bezahlungssystem und Verfahren zur Durchführung des Systems |
Country Status (3)
Country | Link |
---|---|
EP (1) | EP0865010B1 (de) |
DE (1) | DE69835117T2 (de) |
FR (1) | FR2760876B1 (de) |
Families Citing this family (36)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7020638B1 (en) | 1996-11-18 | 2006-03-28 | Microsoft Corporation | System and method for flexible micropayment of low value electronic assets |
SK284504B6 (sk) | 1998-12-16 | 2005-05-05 | Card Line, S.R.O. | Systém na elektronický bezhotovostný nákup tovaru a služieb prostredníctvom platobných kariet |
AU6466800A (en) | 1999-08-26 | 2001-03-19 | Eluv Holdings Ltd. | Electronic currency, electronic wallet therefor and electronic payment systems employing them |
WO2001043094A2 (en) * | 1999-11-29 | 2001-06-14 | Microsoft Corporation | System and method for flexible micropayment of low value electronic assets |
GB2360866A (en) * | 2000-03-28 | 2001-10-03 | Cashthrough Com Internat Ltd | Online payment method |
FR2811443B1 (fr) | 2000-07-05 | 2002-10-11 | Fingerprint | Procede et systeme pour limiter la possibilite de transformation de donnees a constituer, notamment, des jetons de pre-paiement |
FR2814261B1 (fr) * | 2000-09-15 | 2003-01-24 | Francois Pourbagher | Billet electronique de valeur fiduciaire, protocole de paiement d'achats par commerce electronique et systeme serveur correspondant |
AU2001290427A1 (en) * | 2000-09-20 | 2002-04-02 | Christoforidis, Karlsten And Soderstrom Ab | System and method for exchanging assets between user terminals in a communications network |
EP1205889A1 (de) * | 2000-11-10 | 2002-05-15 | TELEFONAKTIEBOLAGET LM ERICSSON (publ) | Geld wiedergabe in einem Elektronischen Zahlungssystem |
DE10107823A1 (de) * | 2001-02-16 | 2002-09-05 | Olaf Berberich | Verfahren zur Ausgabe und Kontrolle einer Wertmarke für die bargeldlose Bezahlung einer Ware oder Dienstleistung |
GB2372616A (en) * | 2001-02-23 | 2002-08-28 | Hewlett Packard Co | Transaction method and apparatus using two part tokens |
FR2837295B1 (fr) * | 2002-03-13 | 2005-09-16 | Canon Kk | Procede et dispositif d'acceptation d'execution d'une operation dans un reseau de communication |
US10318936B2 (en) | 2012-03-07 | 2019-06-11 | Early Warning Services, Llc | System and method for transferring funds |
US10970688B2 (en) | 2012-03-07 | 2021-04-06 | Early Warning Services, Llc | System and method for transferring funds |
US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
US20130238488A1 (en) | 2012-03-07 | 2013-09-12 | Clearxchange, Llc | System and method for transferring funds |
US10395247B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | Systems and methods for facilitating a secure transaction at a non-financial institution system |
US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
US10769606B2 (en) | 2015-03-23 | 2020-09-08 | Early Warning Services, Llc | Payment real-time funds availability |
US10839359B2 (en) | 2015-03-23 | 2020-11-17 | Early Warning Services, Llc | Payment real-time funds availability |
US10878387B2 (en) | 2015-03-23 | 2020-12-29 | Early Warning Services, Llc | Real-time determination of funds availability for checks and ACH items |
US10748127B2 (en) | 2015-03-23 | 2020-08-18 | Early Warning Services, Llc | Payment real-time funds availability |
US10832246B2 (en) | 2015-03-23 | 2020-11-10 | Early Warning Services, Llc | Payment real-time funds availability |
US10963856B2 (en) | 2015-07-21 | 2021-03-30 | Early Warning Services, Llc | Secure real-time transactions |
US11062290B2 (en) | 2015-07-21 | 2021-07-13 | Early Warning Services, Llc | Secure real-time transactions |
US11151522B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US10970695B2 (en) | 2015-07-21 | 2021-04-06 | Early Warning Services, Llc | Secure real-time transactions |
US11037122B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11037121B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
US11157884B2 (en) | 2015-07-21 | 2021-10-26 | Early Warning Services, Llc | Secure transactions with offline device |
US10438175B2 (en) | 2015-07-21 | 2019-10-08 | Early Warning Services, Llc | Secure real-time payment transactions |
US11151523B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US10956888B2 (en) | 2015-07-21 | 2021-03-23 | Early Warning Services, Llc | Secure real-time transactions |
US11144928B2 (en) | 2016-09-19 | 2021-10-12 | Early Warning Services, Llc | Authentication and fraud prevention in provisioning a mobile wallet |
CH714906A9 (de) | 2018-04-17 | 2020-01-15 | Six Payment Services Ltd | Verfahren, System, Computerprogramm und Vorrichtungen zur Warenbereitstellung. |
Family Cites Families (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE4425271A1 (de) * | 1994-07-18 | 1996-01-25 | Sel Alcatel Ag | Verfahren und Geräteanordnung für einen gesicherten, anonymen Zahlungsverkehr |
FR2731534B1 (fr) * | 1995-03-07 | 1997-04-04 | France Telecom | Procede de paiement dans une application telematique et dispositif de mise en oeuvre de ce procede |
NL1001376C2 (nl) * | 1995-05-11 | 1996-11-12 | Nederland Ptt | Werkwijze voor het uitvoeren van een elektronische betalingstransactie met een variabel aantal betalingseenheden, alsmede betaalmiddel en stelsel voor toepassing van de werkwijze. |
WO1996041316A2 (en) * | 1995-06-07 | 1996-12-19 | Kravitz David W | Off-line compatible electronic cash method and system |
FR2735261B1 (fr) * | 1995-06-08 | 1997-07-11 | France Telecom | Procede de realisation d'un paiement utilisant un gestionnaire de comptes |
US6039250A (en) * | 1995-07-06 | 2000-03-21 | Hitachi, Ltd. | Electronic money sending system |
US5802497A (en) * | 1995-07-10 | 1998-09-01 | Digital Equipment Corporation | Method and apparatus for conducting computerized commerce |
-
1997
- 1997-03-13 FR FR9703007A patent/FR2760876B1/fr not_active Expired - Fee Related
-
1998
- 1998-03-11 DE DE1998635117 patent/DE69835117T2/de not_active Expired - Fee Related
- 1998-03-11 EP EP19980400571 patent/EP0865010B1/de not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
EP0865010B1 (de) | 2006-07-05 |
EP0865010A1 (de) | 1998-09-16 |
FR2760876A1 (fr) | 1998-09-18 |
FR2760876B1 (fr) | 1999-11-26 |
DE69835117T2 (de) | 2007-02-15 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
8364 | No opposition during term of opposition | ||
8339 | Ceased/non-payment of the annual fee |