CN216596286U - Digital wallet device - Google Patents

Digital wallet device Download PDF

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Publication number
CN216596286U
CN216596286U CN202122820885.8U CN202122820885U CN216596286U CN 216596286 U CN216596286 U CN 216596286U CN 202122820885 U CN202122820885 U CN 202122820885U CN 216596286 U CN216596286 U CN 216596286U
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China
Prior art keywords
display screen
digital wallet
chip
wallet device
main control
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CN202122820885.8U
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Chinese (zh)
Inventor
穆长春
狄刚
吕远
赵新宇
崔沛东
施展
彭美玲
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Digital Currency Institute of the Peoples Bank of China
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Digital Currency Institute of the Peoples Bank of China
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Abstract

The utility model provides a digital wallet device, and relates to the technical field of payment transaction equipment. One specific implementation mode of the digital wallet device comprises a main shell, a power circuit, a main control chip, a safety chip, a front display screen for displaying transaction information, a rear display screen for displaying a transaction two-dimensional code and a rear camera, wherein the power circuit supplies power to the main control chip, the safety chip, the front display screen, the rear display screen and the rear camera; the front display screen is arranged on the front side wall of the main shell body, and the rear display screen and the rear camera are both arranged on the rear side wall of the main shell body. The digital wallet device provided by the embodiment of the utility model is simple, convenient, easy to use, safe and reliable.

Description

Digital wallet device
Technical Field
The utility model relates to the technical field of payment transaction equipment, in particular to a digital wallet device.
Background
The rapid development and rapid evolution of cashless mobile payment and digital currency have brought endless convenience to various life services of the public, such as shopping, transportation, medical treatment and the like. The new technology brings various conveniences to the public and simultaneously causes the problems of safety of electronic money payment and the like, and with the rapid progress of information technology and the great reduction of the cost of computer hardware, software network cloud computing and the like, network financial crimes such as hackers and the like are easier. The user security of mobile payment has been greatly improved, and measures such as fingerprint authentication, short message confirmation and the like protect the account and fund security of the user, but the measures still have defects for protecting the transaction and fund security of the user. For example, if the mobile phone is lost, various bank cards bound to the mobile phone number are in danger to pay the application account. China has stepped into an aging society, the population number and proportion of the old people are greatly increased, the operation complexity of the smart phone and the complex operation of each bank application and payment application cause that many old people cannot adapt, and the convenience of digital payment cannot discharge the old people with large number in the country and the people who cannot use the mobile phone.
Therefore, a simple, convenient and easy-to-use mobile digital wallet device is required to have the mobile payment function of a mobile phone, be simple, convenient and easy to use, be safe and reliable, and meet the requirements of various people on various mobile payment network payments.
SUMMERY OF THE UTILITY MODEL
The utility model mainly aims to provide a digital wallet device which is simple, convenient, easy to use, safe and reliable.
In order to achieve the purpose, the digital wallet device provided by the utility model comprises a main shell, a power circuit, a main control chip, a safety chip, a front display screen, a rear display screen and a rear camera, wherein the power circuit supplies power to the main control chip, the safety chip, the front display screen, the rear display screen and the rear camera; the front display screen is arranged on the front side wall of the main shell, and the rear display screen and the rear camera are arranged on the rear side wall of the main shell.
According to the scheme, the digital wallet device provided by the utility model can provide encryption and decryption functions and wallet application by arranging the security chip, so that the security of the wallet of the user is guaranteed. Meanwhile, the front display screen is used for displaying transaction information, and the rear display screen is used for displaying the transaction two-dimensional code, so that the transaction operation of a user can be facilitated. In addition, the rear camera can be used for scanning the two-dimensional code displayed by the transaction equipment or recognizing the face of the user for confirming the identity of the user. The digital wallet device is used as an independent payment transaction device, and payment transactions can be completed without depending on a mobile phone or a PC (personal computer), such as shopping, taking buses, transferring change of money and the like, so that the use process is more convenient.
In a further scheme, the digital wallet device further comprises a wireless network communication module, and the wireless network communication module is electrically connected with the main control chip.
Therefore, the wireless network communication module is arranged, so that the wallet device can communicate with the remote server.
In a further scheme, the digital wallet device further comprises an NFC antenna and a card reading chip, the NFC antenna is respectively and electrically connected with the security chip and the card reading chip, and the card reading chip is electrically connected with the main control chip.
Therefore, by arranging the NFC antenna, communication can be carried out through the NFC antenna, and transaction operation can be completed.
In a further scheme, the digital wallet device further comprises a key circuit, and the key circuit is electrically connected with the main control chip; the keys of the key circuit are arranged on the front side wall.
Therefore, the key circuit is arranged, so that the key input operation of a user can be conveniently carried out.
In a further scheme, the digital wallet device further comprises a word stock storage chip, and the word stock storage chip is electrically connected with the main control chip.
Therefore, the word stock storage can be facilitated by arranging the word stock storage chip.
In a further scheme, the front display screen and the rear display screen are both touch screens.
Therefore, the front display screen and the rear display screen are both touch screens, touch screen operation can be facilitated, and operability of the system is improved.
In a further scheme, the front display screen adopts an electronic ink screen or a liquid crystal display screen; the rear display screen adopts an electronic ink screen or a liquid crystal display screen.
Therefore, the front display screen and the rear display screen adopt the electronic ink screen or the liquid crystal display screen, so that the power consumption can be reduced, and the electric quantity endurance of the digital wallet device is prolonged.
In a further aspect, the wireless network communication module includes at least one of a 4G communication module, a 5G communication module, and a WiFi module.
Therefore, the wireless network communication module can be set as required so as to carry out network communication when a transaction is carried out.
In a further scheme, the power supply circuit comprises a power supply management chip and a rechargeable battery, and the rechargeable battery is electrically connected with the power supply management chip.
Therefore, by arranging the power management chip and the rechargeable battery, the charging operation can be carried out, and the service life of the equipment is prolonged.
In a further scheme, the digital wallet device further comprises a fingerprint input module, and the fingerprint input module is electrically connected with the main control chip.
Therefore, by arranging the fingerprint input module, fingerprint authentication operation can be conveniently carried out, and the account safety of a user is improved.
Drawings
Fig. 1 is a schematic block circuit diagram of a digital wallet device embodiment of the present invention.
Fig. 2 is a front view of a digital wallet device according to an embodiment of the present invention.
Fig. 3 is a block diagram of a back view of an embodiment of the digital wallet device of the present invention.
The utility model is further explained with reference to the drawings and the embodiments.
Detailed Description
Referring to fig. 1, the digital wallet device of the present invention comprises a main control chip 1, a power circuit 2, a security chip 3, a front display 4, a rear display 5, a rear camera 6, a wireless network communication module 7, an NFC antenna 8, a key circuit 10, a word stock storage chip 11 and a fingerprint input module 12, wherein the power circuit 2 provides power to the main control chip 1, the security chip 3, the front display 4, and the rear display 5, the NFC security system comprises a rear camera 6, a wireless network communication module 7, an NFC antenna 8, a card reading chip 9, a key circuit 10, a word stock storage chip 11 and a fingerprint input module 12, wherein the security chip 3, a front display screen 4, a rear display screen 5, the rear camera 6, the wireless network communication module 7, the key circuit 10, the word stock storage chip 11 and the fingerprint input module 12 are all electrically connected with a main control chip 1, and the NFC antenna 8 is electrically connected with the security chip 1. The power supply circuit 2 includes a power supply management chip 21 and a rechargeable battery 22, and the rechargeable battery 22 is electrically connected to the power supply management chip 21. The wireless network communication module 7 comprises at least one of a 4G communication module, a 5G communication module and a WiFi module.
The types of the front display screen 4 and the rear display screen 5 can be set according to needs, and in the preferred scheme, the front display screen 4 and the rear display screen 5 are both touch screens, so that touch screen operation can be facilitated, and the operability of the system is improved. In another preferred scheme, the front display screen 4 adopts an electronic ink screen or a liquid crystal display screen, the rear display screen 5 adopts an electronic ink screen or a liquid crystal display screen, and the electronic ink screen or the liquid crystal display screen with lower power consumption is adopted, so that the power consumption can be reduced, and the electric quantity endurance of the digital wallet device is prolonged.
In this embodiment, the security chip 3 is used to provide an encryption/decryption function and a wallet application. The front display screen 4 is used for displaying transaction information, balance or a transaction two-dimensional code. The rear display screen 5 is used for displaying the transaction two-dimensional code. The rear camera 6 is used for scanning the two-dimensional code displayed by the transaction equipment or recognizing the face of the user to confirm the identity of the user. The wireless network communication module 7 is used for network communication and can communicate with a remote server. The NFC antenna 8 is used for NFC transactions. The card reading chip 9 is used for performing instruction interaction with an external intelligent IC card through the NFC antenna 8, and the main control chip can communicate with the external intelligent IC card to complete transaction by the identity of the transaction terminal. The key circuit 10 is used for key signal input. The word stock storage chip 11 is used to store a word stock. The fingerprint input module 12 is used for fingerprint recognition. The main control chip 1, the power circuit 2, the security chip 3, the front display screen 4, the rear display screen 5, the rear camera 6, the wireless network communication module 7, the NFC antenna 8, the card reading chip 9, the key circuit 10, the word stock storage chip 11 and the fingerprint input module 12 all adopt known circuit modules, and are not described herein again. Preferably, the card reading chip 9 is a card reading chip of model FM 1701.
Referring to fig. 2 and 3, the digital wallet device further includes a main housing 30, the front display screen 4 is disposed on a front side wall 31 of the main housing 30, and the rear display screen 5 and the rear camera 6 are both disposed on a rear side wall 32 of the main housing 30. The keys 91 of the key circuit 10 are disposed on the front side wall 31, and the keys 91 are disposed below the front display 4, in this embodiment, the keys 91 include a number key, a confirmation key, and a cancel key. The fingerprint input module 12 is disposed at a bottom position of the front sidewall 31.
In this embodiment, when the digital wallet device is used, the digital wallet device can be authenticated by starting up the background system through a pre-made user fingerprint or face recognition or PIN code, so as to enter the wallet system. When the transaction operation is carried out, the transaction two-dimensional code can be generated through the rear display screen 5 to be scanned by an external transaction terminal, and transaction messages such as transaction contents, transaction amount and the like generated during the transaction are displayed on the front display screen 4, so that a user can know the related information of the transaction. When transaction operation is carried out, the two-dimensional code used for external transaction can be scanned through the rear camera 6, the main control chip 1 analyzes the two-dimensional code to generate transaction content and transaction amount and displays the transaction content and the transaction amount on the front display screen 4, and a user carries out transaction by clicking a confirmation key. In addition, the digital wallet device can also carry out NFC contactless transaction, and the NFC contactless transaction mode is similar to the mode of contactless card swiping transaction, and meanwhile, the transaction content needs to be displayed on the front display screen 4, and the transaction is completed after confirmation. In this embodiment, the digital wallet device performs transactions using the NFC function in the following two cases: (1) when the digital wallet device is used as the function of an IC card, the NFC antenna 8 and the security chip 3 are started to work, and an external terminal can perform transaction through the NFC antenna 8; (2) when the digital wallet device is used as a card reading terminal, the NFC antenna 8 and the card reading chip 9 are started to work, and the digital wallet device can be used as a transaction terminal and is communicated with other transaction devices through the NFC antenna 8 to complete transaction.
In this embodiment, the digital wallet device uses the security chip 3 to associate with the device and the account holder, and even if the mobile digital wallet is stolen or lost, the security chip 3 and the background system form a multiple authentication mode through the mobile network, so as to ensure the validity of the holder and the holder of the digital wallet device, and the real holder and the holder of the device can open and access the wallet account or the bank account to perform transactions. When the digital wallet is applied to transaction, the private key of the digital wallet is stored in the security chip 3 or a bank card supporting the digital wallet, so that the private key is prevented from being stolen.
In addition, when the front display screen 4 is a touch screen, the digital wallet can be provided with an electronic passbook function, an electronic passbook function icon is arranged on the front display screen 4, user binding, authorization and networking operation are performed before the electronic passbook function is used, the electronic passbook icon is clicked to check after the user binding, equipment authorizes to access the running water information of a bound account and is displayed on the front display screen 4, so that the user can check detailed running water information and click a specific piece of running water information, the system can split the number into the existing renminbi combination or other currency combinations according to the running water amount, meanwhile, in the video playing and counting process, income and expenditure videos are displayed in the same mode in the video playing and counting process, for example, 5000 yuan is charged, 50 RMB coins with the face value are split, 50 RMB with the currency count is played, 50 RMB with the currency count are played, and the people with the RMB with the currency count are collected into the wallet icon below the screen, indicating that the load was 5000 m successful.
Therefore, the digital wallet device can provide encryption and decryption functions and wallet application by arranging the security chip, and the security of the wallet of the user is guaranteed. Meanwhile, the front display screen is used for displaying transaction information, and the rear display screen is used for displaying the transaction two-dimensional code, so that the transaction operation of a user can be facilitated. In addition, the rear camera can be used for scanning the two-dimensional code displayed by the transaction equipment or recognizing the face of the user for confirming the identity of the user. The digital wallet device is used as an independent payment transaction device, and payment transactions can be completed without depending on a mobile phone or a PC (personal computer), such as shopping, taking buses, transferring change of money and the like, so that the use process is more convenient.
It should be noted that the above is only a preferred embodiment of the present invention, but the design concept of the present invention is not limited thereto, and any insubstantial modifications made by using the design concept also fall within the protection scope of the present invention.

Claims (10)

1. A digital wallet device, comprising: the safety device comprises a main shell, a power circuit, a main control chip, a safety chip, a front display screen, a rear display screen and a rear camera, wherein the power circuit supplies power to the main control chip, the safety chip, the front display screen, the rear display screen and the rear camera;
the front display screen is arranged on the front side wall of the main shell, and the rear display screen and the rear camera are arranged on the rear side wall of the main shell.
2. The digital wallet device of claim 1, wherein: the wireless network communication module is electrically connected with the main control chip.
3. The digital wallet device of claim 2, wherein: the NFC antenna is electrically connected with the security chip and the card reading chip respectively, and the card reading chip is electrically connected with the main control chip.
4. The digital wallet device of claim 3, wherein: the key circuit is electrically connected with the main control chip; the keys of the key circuit are arranged on the front side wall.
5. The digital wallet device of any one of claims 1 to 4, wherein: the word stock storage chip is electrically connected with the main control chip.
6. The digital wallet device of any one of claims 1 to 4, wherein: the front display screen and the rear display screen are both touch screens.
7. The digital wallet device of any one of claims 1 to 4, wherein: the front display screen adopts an electronic ink screen or a liquid crystal display screen; the rear display screen adopts an electronic ink screen or a liquid crystal display screen.
8. The digital wallet device of any one of claims 2 to 4, wherein: the wireless network communication module comprises at least one of a 4G communication module, a 5G communication module and a WiFi module.
9. The digital wallet device of any one of claims 1 to 4, wherein: the power supply circuit comprises a power supply management chip and a rechargeable battery, and the rechargeable battery is electrically connected with the power supply management chip.
10. The digital wallet device of any one of claims 1 to 4, wherein: still include fingerprint input module, fingerprint input module with main control chip electricity is connected.
CN202122820885.8U 2021-04-27 2021-11-17 Digital wallet device Active CN216596286U (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN2021208902837 2021-04-27
CN202120890283 2021-04-27

Publications (1)

Publication Number Publication Date
CN216596286U true CN216596286U (en) 2022-05-24

Family

ID=81646835

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202122820885.8U Active CN216596286U (en) 2021-04-27 2021-11-17 Digital wallet device

Country Status (1)

Country Link
CN (1) CN216596286U (en)

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