CN204731833U - Mobile payment device - Google Patents
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- CN204731833U CN204731833U CN201520442391.2U CN201520442391U CN204731833U CN 204731833 U CN204731833 U CN 204731833U CN 201520442391 U CN201520442391 U CN 201520442391U CN 204731833 U CN204731833 U CN 204731833U
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Abstract
The utility model provides a kind of mobile payment device, comprising: main control board, display screen, sensor assembly, memory module, load module and wireless communication module.Described display screen, described sensor assembly, described memory module, described load module and described wireless communication module are all connected with described main control board; Described display screen, for showing payment transaction data; Described sensor assembly, for collecting payment environmental data; Described memory module, for storing described payment transaction data and described environmental data; Described load module, for the trading password needed for typing transaction payment; Described wireless communication module connects one and pays application server, for described trading password, described payment transaction data and described environmental data are sent to described payment application server, and receives the transaction data of described payment application server feedback.The utility model is collected by sensor assembly and is paid environmental data raising payment safety.
Description
Technical Field
The utility model relates to a mobile payment field especially relates to a mobile payment device.
Background
With the development of the technology in the field of mobile payment, the mobile payment technology based on the security chip has been widely used so far, and the mobile near-field payment based on the security chip has also been applied very mature.
Although the secure chip can authenticate the transaction medium and encrypt and protect transaction sensitive data in remote payment transactions, any application can operate the secure chip because the secure chip is installed on a mobile phone of a user. At present, an operating system of the mobile intelligent terminal is mostly based on an open platform, and passwords are easily leaked in an entry process. The mobile intelligent terminal is always in an online state under the condition of accessing a mobile network, a mobile phone of a user is very possibly hijacked by malicious software, and the malicious software can carry out background payment through a security chip of the mobile terminal and a stolen password.
Therefore, remote payment applications based on secure chips are currently still difficult to commercialize on a large scale.
At present, a safer method is that a mobile phone is externally connected with an audio U shield or a spare dynamic password device is used for inputting a dynamic password in a transaction authentication process, so that the complexity of payment operation of a user is obviously improved, and the payment efficiency is reduced. In addition, the method of using the mobile phone to externally connect the audio U shield easily causes the incompatibility of audio drivers due to the great difference of different models of mobile phones in processing audio signals, and the method of carrying dynamic passwords lacks signature protection on transaction data and is inconvenient to carry.
SUMMERY OF THE UTILITY MODEL
The utility model provides a mobile payment device to solve above-mentioned one or more disappearance.
The utility model provides a mobile payment device, mobile payment device includes: the device comprises a main control circuit board, a display screen, a sensor module, a storage module, an input module and a wireless communication module; the display screen, the sensor module, the storage module, the input module and the wireless communication module are all connected with the main control circuit board; the display screen is used for displaying payment transaction data; the sensor module is used for collecting payment environment data; the storage module is used for storing the payment transaction data and the environment data; the input module is used for inputting a transaction password required by transaction payment; the wireless communication module is connected with a payment application server and used for sending the transaction password, the payment transaction data and the environment data to the payment application server and receiving transaction processing data fed back by the payment application server.
In one embodiment, the wireless communication module is wirelessly connected to a mobile carrier network server, and the mobile carrier network server is in wired connection with the payment application server.
In one embodiment, the mobile payment device further comprises a first encryption circuit for encrypting the transaction password.
In one embodiment, the sensor module comprises a plurality of sensors, the sensors being one or more of vein sensors, fingerprint sensors, heart rate sensors, infrared sensors, ultrasound sensors, light sensors, gyroscope sensors, sound sensors, screen brightness sensors, and differential screen pressure sensors.
In one embodiment, the sensor module includes a light sensor, a gyroscope sensor, and a heart rate sensor.
In one embodiment, the mobile payment device further comprises a second encryption circuit for encrypting the environment data.
In one embodiment, the mobile payment device is a mobile phone or a tablet computer.
The utility model discloses mobile payment device collects payment environmental data through sensor module, differentiates the true and false of the manual operation action of mobile payment, can prevent effectively that non-manual operation from hijacking the transaction data among the mobile payment process to mobile payment's security has been improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts. In the drawings:
fig. 1 is a schematic structural diagram of a mobile payment device according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of the mobile payment device according to an embodiment of the present invention connecting to a payment application server;
fig. 3 is a schematic structural diagram of a mobile payment device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are described in further detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Fig. 1 is a schematic structural diagram of a mobile payment device according to an embodiment of the present invention, as shown in fig. 1, the mobile payment device 100 includes a main control circuit board 101, a display screen 102, a sensor module 103, a storage module 104, an input module 105, and a wireless communication module 106. The display screen 102, the sensor module 103, the storage module 104, the input module 105 and the wireless communication module 106 are all connected with the main control circuit board 101.
The display screen 102 is used to display payment transaction data. The sensor module 103 is used to collect payment context data. The storage module 104 is used for storing the payment transaction data and the environment data. The input module 105 is used to enter a transaction password required for transaction payment. The wireless communication module 106 is connected to a payment application server 200, and is configured to send the transaction password, the payment transaction data, and the environment data to the payment application server 200, and receive transaction processing data fed back by the payment application server 200.
The mobile payment device 100 of the embodiment of the present invention may be a mobile phone, a tablet computer or other similar hardware devices. The sensor module in the mobile payment device 100 collects payment environment data, which may be changed according to the requirements of the payment application server 200, and by verifying such environment data that is strong in human operability and implements feedback, the payment security of the mobile payment device 100 may be significantly improved.
In one embodiment, the sensor module 103 may include a plurality of sensors, which may be one or more of a vein sensor, a fingerprint sensor, a heart rate sensor, an infrared sensor, an ultrasonic sensor, a light sensor, a gyroscope sensor, a sound sensor, a screen brightness sensor, and a screen pressure difference sensor, and the number of the sensors may be one or more.
The embodiment of the utility model provides an in sensor module collects above-mentioned environmental data through a plurality of or multiple sensor, can environmental data's complexity and human-computer interaction intensity to mobile payment's security has been improved.
In one embodiment, the mobile payment device 100 may include a light sensor, a gyroscope sensor and a heart rate sensor to determine the human operation behavior characteristics of the mobile payment through the sum of the light intensity variation around the mobile payment device, the vibration condition of the mobile payment device and the heart rate variation condition of the user.
The embodiment of the utility model provides an in sensor module for sheltering from the operation of mobile payment device specific position light through optical line sensors record, through the operation of gyroscope sensor record for shaking mobile payment device, record the user through heart rate sensor and be shaking the rhythm of the heart variation condition of mobile payment device condition. The manual operation data collected by the three sensors are difficult to imitate by a payment hijacking device or operation, so that the safety of mobile payment is improved.
Fig. 2 is a schematic structural diagram of the mobile payment device according to an embodiment of the present invention, as shown in fig. 2, the wireless communication module 106 is wirelessly connected to a mobile operator web server 300, and the mobile operator web server 300 is connected to the payment application server 200 by wire, so that the payment application server 200 performs human operation characteristic confirmation or verification on the environment data.
Fig. 3 is a schematic structural diagram of a mobile payment device according to an embodiment of the present invention, and as shown in fig. 3, the mobile payment device 100 may further include a first encryption circuit 107, where the first encryption circuit 107 is used for encrypting the transaction password.
In the embodiment of the present invention, the first encryption circuit 107 may be a circuit built in the mobile payment device 100, or a hardware device that connects the mobile payment device 100 in a pluggable manner. The transaction password is encrypted through the first encryption circuit, so that the password entry safety can be improved.
As further shown in fig. 3, the mobile payment device 100 may further include a second encryption circuit 108, where the second encryption circuit 108 is configured to encrypt the environment data.
The embodiment of the utility model provides a encrypt the transaction password through first encryption circuit, can prevent to be used for verifying that the environment data of artificial operation characteristic is hijacked and improper utilization to improve mobile payment device's payment security.
The utility model discloses mobile payment device passes through sensor module and collects payment environment data, and this environment data can be implemented according to payment application server's requirement and change, can include a plurality of or multiple sensor among this sensor module, and the environment data content is complicated, through verifying this kind of artificial strong operability and implement the environment data of feedback, can show improvement mobile payment device's payment security nature.
The above-mentioned embodiments, further detailed description of the objects, technical solutions and advantages of the present invention, it should be understood that the above-mentioned embodiments are only specific embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (7)
1. A mobile payment device, characterized in that the mobile payment device comprises: the device comprises a main control circuit board, a display screen, a sensor module, a storage module, an input module and a wireless communication module; wherein,
the display screen, the sensor module, the storage module, the input module and the wireless communication module are all connected with the main control circuit board;
the display screen is used for displaying payment transaction data;
the sensor module is used for collecting payment environment data;
the storage module is used for storing the payment transaction data and the environment data;
the input module is used for inputting a transaction password required by transaction payment;
the wireless communication module is connected with a payment application server and used for sending the transaction password, the payment transaction data and the environment data to the payment application server and receiving transaction processing data fed back by the payment application server.
2. The mobile payment device of claim 1, wherein the wireless communication module wirelessly connects to a mobile carrier web server, the mobile carrier web server being wired to the payment application server.
3. The mobile payment device of claim 1, wherein said mobile payment device further comprises a first encryption circuit for encrypting said transaction cryptogram.
4. The mobile payment device of claim 1, wherein the sensor module comprises a plurality of sensors, the sensors being one or more of a vein sensor, a fingerprint sensor, a heart rate sensor, an infrared sensor, an ultrasonic sensor, a light sensor, a gyroscope sensor, a sound sensor, a screen brightness sensor, a differential screen pressure sensor.
5. The mobile payment device of claim 4, wherein the sensor module comprises a light sensor, a gyroscope sensor, and a heart rate sensor.
6. The mobile payment device of claim 1, wherein said mobile payment device further comprises a second encryption circuit for encrypting said environment data.
7. The mobile payment device of claim 1, wherein the mobile payment device is a cell phone or a tablet.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520442391.2U CN204731833U (en) | 2015-06-25 | 2015-06-25 | Mobile payment device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520442391.2U CN204731833U (en) | 2015-06-25 | 2015-06-25 | Mobile payment device |
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| Publication Number | Publication Date |
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| CN204731833U true CN204731833U (en) | 2015-10-28 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201520442391.2U Active CN204731833U (en) | 2015-06-25 | 2015-06-25 | Mobile payment device |
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| CN (1) | CN204731833U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106384461A (en) * | 2016-08-23 | 2017-02-08 | 吴江市紫宇电子科技有限公司 | Wireless mobile payment module of self-service equipment |
| CN108078084A (en) * | 2017-12-25 | 2018-05-29 | 安徽磐众信息科技有限公司 | A kind of multi-functional transaction detection bracelet |
| CN114422405A (en) * | 2022-03-16 | 2022-04-29 | 深圳市思迅软件股份有限公司 | Safety detection system and method for payment environment |
-
2015
- 2015-06-25 CN CN201520442391.2U patent/CN204731833U/en active Active
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106384461A (en) * | 2016-08-23 | 2017-02-08 | 吴江市紫宇电子科技有限公司 | Wireless mobile payment module of self-service equipment |
| CN108078084A (en) * | 2017-12-25 | 2018-05-29 | 安徽磐众信息科技有限公司 | A kind of multi-functional transaction detection bracelet |
| CN114422405A (en) * | 2022-03-16 | 2022-04-29 | 深圳市思迅软件股份有限公司 | Safety detection system and method for payment environment |
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