CN204515930U - Intelligent check automatic teller machine - Google Patents
Intelligent check automatic teller machine Download PDFInfo
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- CN204515930U CN204515930U CN201520189610.0U CN201520189610U CN204515930U CN 204515930 U CN204515930 U CN 204515930U CN 201520189610 U CN201520189610 U CN 201520189610U CN 204515930 U CN204515930 U CN 204515930U
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- 238000012546 transfer Methods 0.000 claims description 9
- 238000012544 monitoring process Methods 0.000 claims description 4
- 238000003780 insertion Methods 0.000 claims description 2
- 230000037431 insertion Effects 0.000 claims description 2
- 230000007812 deficiency Effects 0.000 abstract 1
- 238000012795 verification Methods 0.000 description 16
- 238000000034 method Methods 0.000 description 3
- 238000013461 design Methods 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 238000000605 extraction Methods 0.000 description 2
- 238000007689 inspection Methods 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 238000012790 confirmation Methods 0.000 description 1
- 238000013480 data collection Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 230000005389 magnetism Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000011017 operating method Methods 0.000 description 1
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Abstract
A kind of intelligent check automatic teller machine, is characterized in that: have a cabinet, is provided with industrial computer, bill printer, receipt printer, automatic stamping machine, list print machine and bill scan module in described cabinet; Described cabinet is provided with display screen, loudspeaker, code keypad, identity card reader, plug-in type card reader, check outlet, receipt dispenser, check entrance and returned ticket mouth; Described industrial computer is connected with each equipment in cabinet, and with each equipment connection on cabinet; The corresponding described check outlet of described bill printer is arranged; The corresponding described receipt dispenser of described receipt printer is arranged, and described automatic stamping machine is located between the two; Described bill scan module comprises scanner and storage box, and the corresponding described check entrance of described scanner and returned ticket mouth are arranged, and are connected with in described industrial computer; The utility model can accept bill self-help and sell, and solves the deficiency that the pure manual operation of prior art exists.
Description
Technical Field
The utility model relates to a collect self-service accept of check and sell in automatic teller machine of an organic whole, the bill includes such tickets such as check.
Background
Traditionally, check acceptance and check sale at banks have been manually handled by bank tellers. Wherein, the check accepting process comprises the following steps: the method comprises the steps of manual ticket checking (true and false authentication, ticket face information compliance inspection and the like) by a teller, information input, ticket scanning, background submission processing, bill entering and receipt stamping and the like. The selling process of the check comprises the following steps: teller manual auditing (purchase requisition, identity card and ticket purchase, etc.), certificate registration, business fee deduction, batch printing of checks, charging certificate stamping, etc. Not only the operating procedure is loaded down with trivial details, makes mistakes easily, and inefficiency causes that customer's latency is long, and cabinet face pressure is big moreover.
Therefore, aiming at the defects of the prior art, how to provide better service experience for customers and how to widen the service channel of public business becomes an important problem that banks need to solve urgently.
Disclosure of Invention
The utility model aims at providing an intelligence check automatic teller machine to solve a great deal of not enough that prior art exists.
In order to achieve the above purpose, the utility model adopts the technical scheme that: an intelligent check teller machine is provided with a case, wherein an industrial personal computer, a bill printer, a receipt printer, an automatic stamping machine, a list printer and a bill scanning module are arranged in the case; the machine case is provided with a display screen, a loudspeaker, a password keyboard, an identity card reader, an insertion card reader, a check outlet, a receipt outlet, a check inlet and a check returning port; wherein,
the industrial personal computer is connected with the bill printer, the receipt printer, the automatic stamping machine, the list printer and the bill scanning module in the case, and is connected with a display screen, a loudspeaker, a code keyboard, an identity card reader and a plug-in card reader on the case;
the bill printer is arranged corresponding to the check outlet, and checks printed by the bill printer are sent out through the check outlet; the receipt printer is arranged corresponding to the receipt outlet, the automatic stamping machine is arranged between the receipt printer and the receipt outlet, and the receipt printed by the receipt printer is stamped by the automatic stamping machine and then is given out through the receipt outlet;
the bill scanning module comprises a scanner and a storage box, wherein the scanner is arranged corresponding to the check inlet and the bill return port and is connected with the industrial personal computer; and when the check enters the check inlet, the check is scanned by the scanner, data is transmitted to the industrial personal computer for comparison, if the check has no problem, the check is stored in the storage box and is processed in the next step, and if the check has the problem, the check is directly withdrawn through the check withdrawal port.
The relevant content in the above technical solution is explained as follows:
1. in the above scheme, the list printer automatically prints when every transaction (acceptance or sale) occurs, so as to record information of every transaction.
2. In the scheme, the industrial personal computer is a core control device of the whole set of equipment and is responsible for storage, exchange, comparison and the like of various data.
3. In the above scheme, the plug-in card reader can read a magnetic card, an IC card and an RF card.
4. In the scheme, three layers are arranged in the case, the receipt printer and the automatic stamping machine are arranged on the bottom layer, and the automatic stamping machine is arranged above the receipt printer; the middle layer is provided with the bill printer and the bill scanning module from left to right; the upper layer is provided with the industrial personal computer and the list printer from left to right. By means of the design, the internal space of the case can be utilized to the maximum extent, so that the equipment is more compact, and the purpose of saving occupied space is achieved.
5. In the above scheme, the case is also internally provided with a UPS power supply to provide uninterrupted power supply for the equipment, and when the power failure occurs, the UPS can ensure that the hardware is not damaged and the service is not interrupted.
6. In the above scheme, the case is further provided with a monitoring camera to provide security of transaction.
7. In the above scheme, the display screen is a touch display screen, so that system interface display and touch screen navigation operation are provided.
8. In the above scheme, the case is further provided with a contact type card reader to meet the use requirement of a non-plug-in card.
9. In the scheme, the bill printer is a transfer check printer or/and a cash check printer.
10. In the scheme, the bill scanning module is connected with the industrial personal computer and has the functions of absorbing bills (checks) delivered by customers, quitting the bills which are not passed through the examination, recovering the bills, scanning bill images (including infrared images, ultraviolet images and color images), reading magnetism and the like.
The utility model discloses a theory of operation and advantage as follows:
the utility model relates to an intelligence check automatic teller machine to self-service equipment's form, through the linkage with bank backstage transaction, provides the check and accepts and the check sells two kinds of functions, can effectively shunt bank's official business, reduces counter pressure, thereby makes the automatic teller can vacate more time and go to handle more business that have commercial value such as customer marketing. In addition, the equipment can be applied to bank outlets, 24-hour self-service banks and commercial busy areas, is simple and efficient to operate, improves service efficiency, widens service channels and improves customer experience.
Drawings
FIG. 1 is a schematic structural diagram of an embodiment of the present invention;
fig. 2 is a schematic front structural view of an embodiment of the present invention;
FIG. 3 is a schematic sectional view taken along line A-A of FIG. 2;
FIG. 4 is a schematic cross-sectional view taken along line B-B of FIG. 2;
fig. 5 is a schematic diagram of the internal layout of the chassis according to the embodiment of the present invention.
In the above drawings: 1. a chassis; 2. an industrial personal computer; 3. a transfer check printer; 4. a cash check printer; 5. a receipt printer; 6. an automatic stamping machine; 7. a list printer; 8. a bill scanning module; 9. a display screen; 10. a speaker; 11. a password keyboard; 12. an identity card reader; 13. a plug-in card reader; 14. a check outlet; 15. a receipt outlet; 16. a check entrance; 17. a ticket refund port; 18. a scanner; 19. a storage box; a UPS power supply; 21. a surveillance camera; 22. a contactless card reader.
Detailed Description
The invention will be further described with reference to the following drawings and examples:
example (b): referring to fig. 1-4, an intelligent check teller machine comprises a case 1, wherein an industrial personal computer 2, a bill printer (including a transfer check printer 3 and a cash check printer 4), a receipt printer 5, an automatic stamping machine 6, a list printer 7 and a bill scanning module 8 are arranged in the case 1; the machine case 1 is provided with a display screen 9, a loudspeaker 10, a password keyboard 11, an ID card reader 12, an inserted card reader 13, a check outlet 14, a receipt outlet 15, a check inlet 16 and a ticket refund outlet 17; wherein,
the industrial personal computer 2 is connected with the transfer check printer 3, the cash check printer 4, the receipt printer 5, the automatic stamping machine 6, the list printer 7 and the bill scanning module 8 in the case 1, and is connected with the display screen 9, the loudspeaker 10, the code keyboard 11, the ID card reader 12 and the plug-in card reader 13 on the case 1;
the transfer check printer 3 and the cash check printer 4 are both arranged corresponding to the check outlet 14, and checks printed by the transfer check printer 3 and the cash check printer 4 are given out through the check outlet 14; the receipt printer 5 is arranged corresponding to the receipt outlet 15, the automatic stamping machine 6 is arranged between the receipt printer 5 and the receipt outlet 15, and the receipt printed by the receipt printer 5 is stamped by the automatic stamping machine 6 and then is given out through the receipt outlet 15;
the bill scanning module 8 comprises a scanner 18 and a storage box 19, wherein the scanner 18 is arranged corresponding to the check inlet 16 and the bill refunding port 17 and is connected with the industrial personal computer 2; when the check enters the check inlet 16, the check is scanned by the scanner 18 and data is transmitted to the industrial personal computer 2 for comparison, if the check has no problem, the check is stored in the storage box 19 and is processed in the next step, and if the check has a problem, the check is directly ejected through the check ejection port 17.
As shown in fig. 5, three layers are arranged in the case 1, the receipt printer 5 and the automatic stamping machine 6 are arranged at the bottom layer, and the automatic stamping machine 6 is arranged above the receipt printer 5; the transfer check printer 3, the cash check printer 4 and the bill scanning module 8 are arranged on the middle layer from left to right; the industrial personal computer 2 and the list printer 7 are arranged on the upper layer from left to right. By means of the design, the internal space of the case 1 can be utilized to the maximum extent, so that the equipment is more compact, and the purpose of saving occupied space is achieved.
The list printer 7 automatically prints each transaction (acceptance or sale) to record information of each transaction. The industrial personal computer 2 is a core control device of the whole set of equipment and is responsible for storage, exchange, comparison and the like of various data. The card reader 13 can read a magnetic card, an IC card, and an RF card.
The case 1 is further provided with a UPS power supply 20 therein to provide uninterruptible power supply for the equipment. The case 1 is further provided with a monitoring camera 21 to provide security of transaction. The display screen 9 is a touch display screen, so that the operability of the equipment is improved. The case 1 is also provided with a non-contact card reader 22 to meet the use requirement of a non-plug-in card.
Now, the working principle of the present invention is explained as follows:
firstly, check acceptance:
1. the system comprises a client, a system and an identity card reader, wherein the client puts an enterprise bank card into the plug-in card reader, the system automatically reads the information of the card and displays the information on a display screen, the client inputs the card password through a password keyboard, the system sends account information and the card password to a background for verification, if the verification fails, the system returns the card to prompt that login fails, if the verification passes, the client continues to put a second-generation identity card on the identity card reader, the system reads the identity card information and carries out verification in linkage with the background, if the verification fails, the login fails, and if the verification passes, a functional interface is displayed;
2. the client selects the check accepting function and selects payment or collection according to the self condition, the system prompts the client to fill in the bill information according to the client selection, the client inputs the information through a screen keyboard, and the next step is carried out after the client confirms that no error exists;
3. the system prompts a client to deliver a check, the client puts the check into a check inlet, a bill scanning module automatically absorbs a bill and performs image scanning and magnetic reading on the bill, an obtained image system performs anti-counterfeiting identification, information extraction and verification through an algorithm, if the verification fails, the bill is returned through a bill returning port, and if the verification passes the system, the bill image and the bill entering image are transmitted to a background for manual verification and waiting for a processing result;
4. if the manual examination fails, the system returns the bill; if the manual examination is passed, the system stores the bill in a storage box for storage, then the bill is printed by a receipt printer and the business seal is added by an automatic seal machine, and finally the client is prompted to take the bill from a receipt outlet.
Secondly, selling checks:
1. the system comprises a client, a plug-in card reader, a system and a function interface, wherein the client puts an enterprise bank card into the plug-in card reader, the system automatically reads card information and displays the card information on a display screen, the client inputs a card password through a password keyboard, the system sends account information and the card password to a background for verification, if the verification fails, the card is returned to prompt that login fails, if the verification passes, the client continues to put a second-generation identity card on the identity card reader, the system reads the identity card information and is linked with the background for verification, if the verification fails, the login fails is prompted, and if the verification passes, the function interface is displayed.
2. The customer selects the check selling function, then selects the type of the purchased voucher and fills in the number of purchases, and enters the next step after confirming that no error exists.
3. The system acquires information input by a client, performs operations such as voucher registration and service fee deduction through linkage ticket selling transaction, then acquires bill information and automatically starts batch printing, after printing of bills is completed through a transfer check printer or a cash check printer, the client is prompted to take the bills, and the client takes away the checks from a check outlet.
4. After the system prints all the bills, the system automatically prints the deduction certificate through the receipt printer and adds the service seal through the automatic seal machine, and then prompts the customer to get from the receipt outlet.
The utility model discloses to the business requirement that the check was accepted and the check was sold, several following technical problem have been solved:
1. the problem of client authentication is solved by using an enterprise bank card, a sponsor identity card and camera monitoring, and the safety requirements of banks are comprehensively met;
2. for checks delivered by clients, the system automatically absorbs the checks, performs image scanning (including ultraviolet images, infrared images and color images) and image recognition (including bill authenticity identification and check and extraction of check surface elements) on the checks, and completes service confirmation and transaction by linking with background transaction, thereby solving the core technical problem of bill acceptance;
3. according to the ticket buying information filled by the client, the system automatically completes voucher registration, service fee deduction and voucher batch printing (printing elements comprise a payment line name, a drawer account number, a payment line number, a two-dimensional code and a magnetic code) through linkage with the background transaction, and automatically performs quality inspection on each voucher through a camera and an industrial personal computer, so that the core technical problem of ticket selling is solved;
4. the data collection required by the corresponding business is completed by guiding the client to fill in the bill information and the ticket purchasing information, and the receipt is printed and sealed automatically through the receipt printer and the automatic sealing machine, so that the problem of business receipt is solved.
The utility model relates to an intelligence check automatic teller machine to self-service equipment's form, through the linkage with bank backstage transaction, provides the check and accepts and the check sells two kinds of functions, can effectively shunt bank's official business, reduces counter pressure, thereby makes the automatic teller can vacate more time and go to handle more business that have commercial value such as customer marketing. In addition, the equipment can be applied to bank outlets, 24-hour self-service banks and commercial busy areas, is simple and efficient to operate, improves service efficiency, widens service channels and improves customer experience.
The above embodiments are only for illustrating the technical concept and features of the present invention, and the purpose of the embodiments is to enable people skilled in the art to understand the contents of the present invention and to implement the present invention, which cannot limit the protection scope of the present invention. All equivalent changes and modifications made according to the spirit of the present invention should be covered by the protection scope of the present invention.
Claims (7)
1. An intelligent check teller machine, comprising: the receipt printing machine is provided with a case, and an industrial personal computer, a receipt printer, an automatic stamping machine, a list printer and a receipt scanning module are arranged in the case; the machine case is provided with a display screen, a loudspeaker, a password keyboard, an identity card reader, an insertion card reader, a check outlet, a receipt outlet, a check inlet and a check returning port; wherein,
the industrial personal computer is connected with the bill printer, the receipt printer, the automatic stamping machine, the list printer and the bill scanning module in the case, and is connected with a display screen, a loudspeaker, a code keyboard, an identity card reader and a plug-in card reader on the case;
the bill printer is arranged corresponding to the check outlet, and checks printed by the bill printer are sent out through the check outlet; the receipt printer is arranged corresponding to the receipt outlet, the automatic stamping machine is arranged between the receipt printer and the receipt outlet, and the receipt printed by the receipt printer is stamped by the automatic stamping machine and then is given out through the receipt outlet;
the bill scanning module comprises a scanner and a storage box, wherein the scanner is arranged corresponding to the check inlet and the bill return port and is connected with the industrial personal computer; and when the check enters the check inlet, the check is scanned by the scanner, data is transmitted to the industrial personal computer for comparison, if the check has no problem, the check is stored in the storage box and is processed in the next step, and if the check has the problem, the check is directly withdrawn through the check withdrawal port.
2. The automated teller machine of claim 1 wherein: the machine case is internally provided with three layers, the receipt printer and the automatic stamping machine are arranged on the bottom layer, and the automatic stamping machine is arranged above the receipt printer; the middle layer is provided with the bill printer and the bill scanning module from left to right; the upper layer is provided with the industrial personal computer and the list printer from left to right.
3. The automated teller machine of claim 1 wherein: and a UPS power supply is also arranged in the case.
4. The automated teller machine of claim 1 wherein: and the case is also provided with a monitoring camera.
5. The automated teller machine of claim 1 wherein: the display screen is a touch display screen.
6. The automated teller machine of claim 1 wherein: and the case is also provided with a contact type card reader.
7. The automated teller machine of claim 1 wherein: the bill printer is a transfer check printer or/and a cash check printer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520189610.0U CN204515930U (en) | 2015-03-31 | 2015-03-31 | Intelligent check automatic teller machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520189610.0U CN204515930U (en) | 2015-03-31 | 2015-03-31 | Intelligent check automatic teller machine |
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| Publication Number | Publication Date |
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| CN204515930U true CN204515930U (en) | 2015-07-29 |
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| CN201520189610.0U Expired - Fee Related CN204515930U (en) | 2015-03-31 | 2015-03-31 | Intelligent check automatic teller machine |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105184996A (en) * | 2015-09-15 | 2015-12-23 | 邢德智 | Intelligent court finance payment device and method |
| CN106864057A (en) * | 2016-08-12 | 2017-06-20 | 北京智联弘盛科技发展有限公司 | A kind of deposit receipt printing stamping machine |
| TWI618013B (en) * | 2016-12-29 | 2018-03-11 | 臺灣中小企業銀行股份有限公司 | Automatic deposit cheque system and method of perfomring the same |
| CN109389781A (en) * | 2018-10-29 | 2019-02-26 | 恒银金融科技股份有限公司 | A kind of device accepting and sell document |
| CN109677125A (en) * | 2018-12-31 | 2019-04-26 | 深圳票联金融服务有限公司 | A kind of bill receiving equipment |
-
2015
- 2015-03-31 CN CN201520189610.0U patent/CN204515930U/en not_active Expired - Fee Related
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105184996A (en) * | 2015-09-15 | 2015-12-23 | 邢德智 | Intelligent court finance payment device and method |
| CN106864057A (en) * | 2016-08-12 | 2017-06-20 | 北京智联弘盛科技发展有限公司 | A kind of deposit receipt printing stamping machine |
| TWI618013B (en) * | 2016-12-29 | 2018-03-11 | 臺灣中小企業銀行股份有限公司 | Automatic deposit cheque system and method of perfomring the same |
| CN109389781A (en) * | 2018-10-29 | 2019-02-26 | 恒银金融科技股份有限公司 | A kind of device accepting and sell document |
| CN109677125A (en) * | 2018-12-31 | 2019-04-26 | 深圳票联金融服务有限公司 | A kind of bill receiving equipment |
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| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20150729 Termination date: 20180331 |