CN204155305U - The two-way total mark of consumption smart card of collection consumption, credit and insurance - Google Patents
The two-way total mark of consumption smart card of collection consumption, credit and insurance Download PDFInfo
- Publication number
- CN204155305U CN204155305U CN201420619767.8U CN201420619767U CN204155305U CN 204155305 U CN204155305 U CN 204155305U CN 201420619767 U CN201420619767 U CN 201420619767U CN 204155305 U CN204155305 U CN 204155305U
- Authority
- CN
- China
- Prior art keywords
- consumption
- credit
- data information
- integration
- smart card
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Landscapes
- Credit Cards Or The Like (AREA)
Abstract
The utility model relates to a kind of two-way total mark of consumption smart card collecting consumption, credit and insurance, comprising: a consumption with, bank card consumption activity movable for consumer spending and bank card consume activity, credit data information chip or magnetic stripe; And bank's anomalous integral that has the total mark of consumption of storage consumer in consume activity, use bank card consumption obtains uses the credit score of bank card consumption acquisition also above-mentioned integration can be utilized to carry out the increment integration data information chip of corresponding consumption; Described consumption, credit data information chip and increment integration data information chip are arranged on the front of this smart card and left-right situs is arranged, and this smart card reverse side top position is provided with consumption, credit data information magnetic stripe.This smart card protects consumer's interests, facilitates consumer again, further promotes the sale of businessman simultaneously, and the credit system of joining of the amount input unification of integration is given in consumption, and the integration then utilizing consumption to give is consumed again.
Description
Technical field
The utility model belongs to financial credit service field, relate to a kind of two-way total mark of consumption smart card collecting consumption, credit and insurance, particularly relate to a kind of apply to credit building platform under to link the two-way total mark of consumption smart card in market of citizen, bank, insurance, enterprise, businessman's consume activity.
Background technology
Party eighteen major report clearly proposes " strengthen government affairs sincerity, commercial affairs are sincere, society is sincere and the public letter construction of the administration of justice ", although, current China system of urban credit builds develop rapidly, be gradually improved, but existing credit system still comes with some shortcomings in many aspects, such as: when citizen accepts businessman in consumption, enterprise gives and returns sharp integration, major part is all a company or businessman one card, give in the activity of accumulating card in numerous businessman, consumer, through carrying various accumulating cards, brings great inconvenience to client.Therefore, the utility model, for above-mentioned situation, have developed a kind of total mark of consumption smart card integrating insurance, credit, consumption; namely consumer's interests are protected; facilitate consumer again, further promote the sale of businessman simultaneously, in credit card system at home, there is no this type of technology.
Summary of the invention
The purpose of this utility model is; for above-mentioned deficiency; there is provided a kind of apply to credit building platform under to link the two-way total mark of consumption smart card integrating insurance, credit, consumption of citizen, bank, insurance, enterprise, businessman's consume activity; this smart card protects consumer's interests; facilitate consumer again; further promote the sale of businessman, the credit system of joining of the amount input unification of integration is given in consumption, and the integration then utilizing consumption to give is consumed again simultaneously.
In order to achieve the above object, the technical scheme taked of the utility model is as follows:
Collect a two-way total mark of consumption smart card for consumption, credit and insurance, comprising:
One consumption with, bank card consumption activity movable for consumer spending and bank card consume activity, credit data information chip or magnetic stripe; And
Bank's anomalous integral that one has the total mark of consumption of storage consumer in consume activity, use bank card consumption obtains uses the credit score of bank card consumption acquisition also above-mentioned integration can be utilized to carry out the increment integration data information chip of corresponding consumption;
Described consumption, credit data information chip and increment integration data information chip are arranged on the front of this smart card and left-right situs is arranged, and this smart card reverse side top position is provided with consumption, credit data information magnetic stripe.
The beneficial effects of the utility model: the utility model can improve credit coverage rate; it is made to reach 80-90% at 5-10; make separated letter personnel without living space; promote the normal fast development of stake holder economy environment; meanwhile also protect consumer's interests; facilitate consumer again; further promote the sale of businessman; the unified credit system of joining of amount input of integration is given in this consumption; then the integration utilizing consumption to give is consumed again, and the economy that linked industrial chain serves great positive role.
Accompanying drawing explanation
Fig. 1 is structural representation of the present utility model;
Fig. 2 is the distribution index map of two-way credit insurance integration system in the utility model embodiment 1.
Embodiment
As shown in Figure 1, a kind of two-way total mark of consumption smart card collecting consumption, credit and insurance, comprising:
One consumption with, bank card consumption activity movable for consumer spending and bank card consume activity, credit data information chip 1 or magnetic stripe XFXC; And
Bank's anomalous integral that one has the total mark of consumption of storage consumer in consume activity, use bank card consumption obtains uses the credit score of bank card consumption acquisition also above-mentioned integration can be utilized to carry out the increment integration data information chip 2 of corresponding consumption;
Described consumption, credit data information chip 1 and increment integration data information chip 2 are arranged on the front of this smart card and left-right situs is arranged, and this smart card reverse side top position is provided with consumption, credit data information magnetic stripe XFXC.
Embodiment:
As shown in Figure 2 be citizen 3, bank 4, insurance 5, enterprise 6, the common distribution index map under two-way credit insurance integration system 8 of businessman 7 five.
First, bank 4, insurance 5 form credit unions with enterprise 6, businessman 7, and formulate dependency rule, and release is simultaneously applied to the data intelligence card of the two card combination under two-way credit insurance integration system 8.
Then, citizen (consumer), in consume activity, with the consumption in above-mentioned data intelligence card, credit data information chip 1 or consumption, credit data information magnetic stripe XFXC consumes, the integration that enterprise's (producer) and businessman (supplier) give because of consume activity is obtained with this, and operate by enterprise's (producer) and businessman (supplier) in the increment integration data information chip 2 integration given is input under unified two-way credit insurance integration system 8 of joining, realize that integration volume is cumulative to rise in value.
Finally, citizen, by the regulation of enterprise's (producer) with businessman (supplier), participates in integration consume activity, by the integration amount in increment integration data information chip 2, realizes in bank credit value-added activity and the consumption of insurance integration.
Claims (1)
1. collect a two-way total mark of consumption smart card for consumption, credit and insurance, comprising:
One consumption with, bank card consumption activity movable for consumer spending and bank card consume activity, credit data information chip or magnetic stripe; And
Bank's anomalous integral that one has the total mark of consumption of storage consumer in consume activity, use bank card consumption obtains uses the credit score of bank card consumption acquisition also above-mentioned integration can be utilized to carry out the increment integration data information chip of corresponding consumption;
Described consumption, credit data information chip and increment integration data information chip are arranged on the front of this smart card and left-right situs is arranged, and this smart card reverse side top position is provided with consumption, credit data information magnetic stripe.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420619767.8U CN204155305U (en) | 2014-10-24 | 2014-10-24 | The two-way total mark of consumption smart card of collection consumption, credit and insurance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420619767.8U CN204155305U (en) | 2014-10-24 | 2014-10-24 | The two-way total mark of consumption smart card of collection consumption, credit and insurance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN204155305U true CN204155305U (en) | 2015-02-11 |
Family
ID=52513404
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201420619767.8U Expired - Fee Related CN204155305U (en) | 2014-10-24 | 2014-10-24 | The two-way total mark of consumption smart card of collection consumption, credit and insurance |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN204155305U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104966207A (en) * | 2015-05-27 | 2015-10-07 | 李观升 | Trading consumption credit point accumulation and credit extension platform and method |
-
2014
- 2014-10-24 CN CN201420619767.8U patent/CN204155305U/en not_active Expired - Fee Related
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104966207A (en) * | 2015-05-27 | 2015-10-07 | 李观升 | Trading consumption credit point accumulation and credit extension platform and method |
| CN104966207B (en) * | 2015-05-27 | 2018-05-15 | 李观升 | Accumulative and credit platform and the method that consumer credit integrates in a kind of transaction |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Stevens et al. | Burning oil to keep cool: The hidden energy crisis in Saudi Arabia | |
| Rolfe | Predicting the economic and demographic impacts of long distance commuting in the resources sector: a Surat basin case study | |
| Kang et al. | A study on the Internet of Things (IoT) applications | |
| Mukherjee | Political Culture and Economy in Eighteenth-Century Bengal | |
| Mitchell et al. | Creating a new geography of functional economic regions to analyse aspects of labour market performance in Australia | |
| George et al. | Digital sustainability and its implications for finance and climate change | |
| CN204155305U (en) | The two-way total mark of consumption smart card of collection consumption, credit and insurance | |
| CN104318296A (en) | Smart bidirectional consumption point card integrated with consumption, credit and insurance | |
| Havenga et al. | South Africa's rising logistics costs: an uncertain future | |
| CN104966207A (en) | Trading consumption credit point accumulation and credit extension platform and method | |
| CN204731835U (en) | Accumulative and the credit platform of consumer credit integration in a kind of transaction | |
| CN104217289A (en) | A method and a system for managing campus carbon footprints based on NFC | |
| Biswas et al. | Driving development through smart village in Tripura: An overview | |
| CN204507652U (en) | There is the lid of NFC function | |
| CN204680058U (en) | A kind of online lending system | |
| Gulamov et al. | New possibilities of internet of things | |
| CN202584184U (en) | Diversified combined information card | |
| CN204970174U (en) | Intensive system of intelligence based on RFID technique | |
| Shrestha et al. | Dynamics of rural urban water flows and implications on peri-urban water security | |
| Zhang | Research on Economic Benefit Evaluation of Transportation Enterprise Based on Extension Matter-Element Model | |
| Wanchoo | Indo-Japanese Economic Relations: From 1950 until Today. | |
| Walker | Social science embedded in science: Innovation depends on greater understanding of attitudes and social processes. | |
| CN103177348A (en) | Logistics optimizing management system | |
| Farouk | Proposal for Improve the Electrical Power Supply in Port Sudan Town | |
| Lloyd-Jones et al. | Transformational Change in Sub-Saharan Cities: The Role of Informality in the Hybrid Economy of Uganda |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20150211 Termination date: 20201024 |