CN203812271U - A mobile payment system and an intelligent bracelet - Google Patents
A mobile payment system and an intelligent bracelet Download PDFInfo
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- CN203812271U CN203812271U CN201420072518.1U CN201420072518U CN203812271U CN 203812271 U CN203812271 U CN 203812271U CN 201420072518 U CN201420072518 U CN 201420072518U CN 203812271 U CN203812271 U CN 203812271U
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- mobile
- dynamic password
- payment system
- disburser
- authentication module
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Abstract
The utility model discloses a mobile payment system and an intelligent bracelet. The mobile payment system comprises an identity authentication module and a mobile terminal connected with a network. The identity authentication module is used for carrying out authentication on an identity of a payer and generating information which is used for the completion of payment by the mobile terminal. Compared with existing mobile payment systems, the identity authentication module is additionally installed on the mobile payment system of the utility model; authentication carried out on the identity of the payer is realized through the identity authentication module so as to guarantee and enhance security of the mobile payment system and to guarantee interests of users. The intelligent bracelet of the utility model is with both a decoration function and an identity authentication function.
Description
Technical field
The utility model relates to a kind of mobile-payment system and intelligent bracelet.
Background technology
As everyone knows, mobile payment is to allow user to use its mobile terminal (normally mobile phone) consumed commodity or service to be carried out to a kind of method of service of account payment.Unit or individual by mobile terminal device, internet or closely sensing directly or indirectly send payment instruction to bank finance mechanism and produce monetary payoff and capital transfer behavior, thereby realize mobile payment function.Mobile payment is merged mobile terminal device, internet, application provider and financial institution mutually, for user provides the financial business such as monetary payoff, payment.
Along with the development of mobile Internet, mobile-phone payment replaces traditional currency means of paying in cash just gradually.But in the situation that mobile phone is lost or usurped, there is very big hidden danger in user's fund.
Utility model content
The purpose of this utility model is, a kind of mobile-payment system is provided, and it can strengthen the security of mobile-payment system, ensures user's interests.
The utility model is achieved through the following technical solutions: a kind of mobile-payment system, described mobile-payment system comprises authentication module and mobile terminal connected to the network, and described authentication module also generates for validation of payment person's identity the information that completes payment for described mobile terminal.
As the further improvement of technique scheme, described authentication module comprises electrocardiosignal identification part and dynamic password generating unit, described electrocardiosignal identification part is for verifying disburser's identity by detection and identification disburser's electrocardiosignal, described dynamic password generating unit for disburser's authentication by time generate dynamic password, described dynamic password completes the information of payment for described mobile terminal.
As the further improvement of technique scheme, between described authentication module and described mobile terminal, do not have connected directly or indirectly.
As the further improvement of technique scheme, described dynamic password generating unit has the display screen that shows dynamic password.
As the further improvement of technique scheme, described authentication module comprises fingerprint recognition portion and Bluetooth communication portion, described fingerprint recognition portion is for by detection and identification disburser's fingerprint, disburser's identity being verified, described Bluetooth communication portion is for communicating with described mobile terminal and the result of described fingerprint recognition portion being informed to described mobile terminal.
As the further improvement of technique scheme, described authentication module is bracelet.
As the further improvement of technique scheme, described authentication module is necklace, pendant, earrings, brooch, wrist-watch or glasses.
As the further improvement of technique scheme, described mobile terminal is mobile phone, panel computer or personal computer.
According on the other hand of the present utility model, a kind of intelligent bracelet is also provided, this intelligence bracelet is for mobile-payment system, this intelligence bracelet can be worn on disburser's arm, described intelligent bracelet comprises electrocardiosignal identification part and dynamic password generating unit, described electrocardiosignal identification part is for verifying disburser's identity by detection and identification disburser's electrocardiosignal, described dynamic password generating unit for disburser's authentication by time generate dynamic password, described dynamic password has been to pay required information.
As the further improvement of technique scheme, described dynamic password generating unit has the display screen that shows dynamic password.
The beneficial effects of the utility model are: compared to existing mobile-payment system, mobile-payment system of the present utility model has additional authentication module, by authentication module, disburser's identity is verified, ensured to strengthen the security of mobile-payment system, ensure user's interests.
Brief description of the drawings
Fig. 1 is the schematic formation block diagram according to the first embodiment of mobile-payment system of the present utility model;
Fig. 2 is the schematic formation block diagram according to the second embodiment of mobile-payment system of the present utility model;
Fig. 3 is according to the schematic appearance of the intelligent bracelet of an embodiment of the present utility model;
Fig. 4 is according to the schematic appearance of the intelligent bracelet of distortion embodiment of the present utility model;
Number in the figure implication is as follows: 1000-mobile-payment system; 200-authentication module; 100-mobile terminal; 204-electrocardiosignal identification part; 202-dynamic password generating unit; 210-intelligence bracelet; 212-display screen; 214-starts button; 204A-fingerprint recognition portion; 202A-Bluetooth communication portion; 220-intelligence bracelet; 222-fingerprint recognition screen; 224-starts button.
Embodiment
Below in conjunction with accompanying drawing, embodiment of the present utility model is further detailed.
Describe embodiment of the present utility model below in detail, the example of described embodiment is shown in the drawings, and wherein same or similar label represents same or similar element or has the element of identical or similar functions from start to finish.Be exemplary below by the embodiment being described with reference to the drawings, only for explaining the utility model, and can not be interpreted as restriction of the present utility model.Embodiment of the present utility model comprises all changes, amendment and the equivalent within the scope of spirit and the intension that falls into additional claims.
In description of the present utility model, it should be noted that, unless otherwise clearly defined and limited, term " is connected ", " connection " should be interpreted broadly, and for example, can be to be fixedly connected with, and can be also to removably connect, or connects integratedly; Can be mechanical connection, can be also electrical connection; Can be to be directly connected, also can indirectly be connected by intermediary.For the ordinary skill in the art, can concrete condition understand the concrete meaning of above-mentioned term in the utility model.In addition,, in description of the present utility model, except as otherwise noted, the implication of " multiple " is two or more.
The first embodiment
With reference to Fig. 1, the first embodiment of mobile-payment system of the present utility model is described.Mobile-payment system 1000 comprises authentication module 200 and mobile terminal 100 connected to the network.Described authentication module 200 is for validation of payment person's identity, and generation completes the information of payment for described mobile terminal 100.
In the present embodiment, between described authentication module 200 and described mobile terminal 100, do not have connected directly or indirectly.In other words, asemantic exchange between described authentication module 200 and described mobile terminal 100.Thus, can save the cost of communication aspects.
Wherein, described mobile terminal 100 can be mobile phone, panel computer or personal computer.
Described authentication module 200 can be intelligent bracelet 210 as shown in Figure 3.Intelligence bracelet 210 can be worn at disburser on hand, has concurrently and pays and decoration functions.But authentication module 200 can be also necklace, pendant, earrings, brooch, wrist-watch or glasses.
In the present embodiment, described authentication module 200 comprises electrocardiosignal identification part 204 and dynamic password generating unit 202.Described electrocardiosignal identification part 204 is verified disburser's identity for the electrocardiosignal by detection and identification disburser.Described dynamic password generating unit 202 for disburser's authentication by time generate dynamic password, described dynamic password completes for described mobile terminal 100 the required information that pays.
Compare with traditional human body biological characteristics method of identification, utilize the method for electrocardiosignal identification disburser's identity to there is advantage.Electrocardiosignal be human heart beat produce biopotential, the electrocardiosignal of human body is analyzed, its result, as biological characteristic, can be used for identifying people's identity.Because interpersonal cardiac position, size and cardiac structure are not identical, everyone electrocardiosignal is unique.Dynamic password is to generate a uncertain random digit combination according to special algorithm, and each password can only use once.Dynamic password is a kind of anti-theft technique of safe and convenient, can effectively protect the authentication security of transaction and login, adopts dynamic password just without periodic modification password, and safety is saved worry.
As shown in Figure 3, described dynamic password generating unit 202 has the display screen 212 that shows dynamic password.In addition, described authentication module 200 also has the button 214 of startup.
Then, the course of work of the first embodiment to mobile-payment system describes.Determine after institute's product of purchasing or service disburser, enter payment interface, now mobile-payment system requires disburser to input dynamic password.Then, disburser is by pressing intelligent bracelet 210(authentication module 200) on startup button 214, activate electrocardiosignal identification part 204.Disburser's electrocardiosignal is measured in electrocardiosignal identification part 204, by the electrocardiosignal of measurement be pre-stored within comparing in the data store of electrocardiosignal identification part 204 and compare with electrocardiosignal.Wherein, comparison is for example the owner's of mobile terminal and intelligent bracelet electrocardiosignal with electrocardiosignal.When the electrocardiosignal of measuring is when being pre-stored within comparing in the data store of electrocardiosignal identification part 204 and mating with electrocardiosignal, the information that the 204 transmission expression authentications of electrocardiosignal identification part are passed through is to dynamic password generating unit 202, dynamic password generating unit 202 generates dynamic password, and shows dynamic password on display screen 212.When the electrocardiosignal of measuring is when being pre-stored within comparing in the data store of electrocardiosignal identification part 204 and not mating with electrocardiosignal, electrocardiosignal identification part 204 sends and represents that the unsanctioned information of authentication is to dynamic password generating unit 202, dynamic password generating unit 202 does not generate dynamic password, and on display screen 212, shows the unsanctioned information of expression authentication.When disburser's authentication is passed through, while showing dynamic password on display screen 212, disburser inputs dynamic password on the corresponding position of payment interface, completes payment.
The second embodiment
With reference to Fig. 2, the second embodiment of mobile-payment system of the present utility model is described.Mobile-payment system 1000A comprises authentication module 200A and mobile terminal 100A connected to the network.Described authentication module 200A is for validation of payment person's identity, and generation completes the information of payment for described mobile terminal 100A.
Wherein, described mobile terminal 100A is mobile phone.But described mobile terminal can be also other mobile terminals such as panel computer.
Described authentication module 200A can be intelligent bracelet 220 as shown in Figure 4.Intelligence bracelet 220 can be worn at disburser on hand, has concurrently and pays and decoration functions.But authentication module 200A can be also necklace, pendant, earrings, brooch, wrist-watch or glasses.
In the present embodiment, described authentication module 200A comprises the 204A of fingerprint recognition portion and the 202A of Bluetooth communication portion.The described fingerprint recognition 204A of portion is for verifying disburser's identity by detection and identification disburser's fingerprint.The described Bluetooth communication 202A of portion is for communicating with described mobile terminal 100A and the result of the described fingerprint recognition 204A of portion being informed to described mobile terminal 100.
As shown in Figure 4, the described fingerprint recognition 204A of portion has fingerprint recognition screen 222.Described authentication module 200A also has the button 224 of startup.
Then, the course of work of the second embodiment to mobile-payment system describes.Determine after institute's product of purchasing or service disburser, enter payment interface, now mobile-payment system prompting disburser is shielded the finger abdomen of specific finger on 222 by being pressed in fingerprint recognition.Then, disburser presses intelligent bracelet 220(authentication module 200A) on startup button 224, activate the 204A of fingerprint recognition portion.The 204A of fingerprint recognition portion scanning is by the fingerprint that is pressed in the disburser on fingerprint recognition screen 222, by the fingerprint of measurement be pre-stored within comparing in the data store of the 204A of fingerprint recognition portion and compare with fingerprint.Wherein, comparison is for example the owner's of mobile terminal and intelligent bracelet fingerprint with fingerprint.When the fingerprint of measuring is when being pre-stored within comparing in the data store of the 204A of fingerprint recognition portion and use fingerprint matching, the 204A of fingerprint recognition portion sends information that expression authentication passes through to mobile terminal 100A by the 202A of Bluetooth communication portion.When the fingerprint of measuring is when being pre-stored within comparing in the data store of the 204A of fingerprint recognition portion and not mating with fingerprint, the 204A of fingerprint recognition portion sends the unsanctioned information of expression authentication to mobile terminal 100A by the 202A of Bluetooth communication portion.When disburser's authentication is passed through, mobile-payment system passes through in payment interface demonstration authentication, then completes payment.
The utility model also provides a kind of intelligent bracelet 210.As shown in figures 1 and 3, this intelligence bracelet 210 is for the authentication of mobile-payment system 1000.Described intelligent bracelet 210 comprises electrocardiosignal identification part 204 and dynamic password generating unit 202.Described electrocardiosignal identification part 204 is verified disburser's identity for the electrocardiosignal by detection and identification disburser.Described dynamic password generating unit 202 for disburser's authentication by time generate dynamic password, described dynamic password has been to pay required information.Described dynamic password generating unit 202 has the display screen 212 that shows dynamic password.Intelligence bracelet 210 is the authentication module 200 in the first embodiment, and its principle and the course of work, with reference to the associated description in the first embodiment, repeat no more.
Although illustrated and described embodiment of the present utility model, those having ordinary skill in the art will appreciate that: in the situation that not departing from principle of the present utility model and aim, can carry out multiple variation, amendment, replacement and modification to these embodiment, scope of the present utility model is limited by claim and equivalent thereof.
Claims (10)
1. a mobile-payment system, is characterized in that, described mobile-payment system comprises authentication module and mobile terminal connected to the network, and described authentication module also generates for validation of payment person's identity the information that completes payment for described mobile terminal.
2. mobile-payment system according to claim 1, it is characterized in that, described authentication module comprises electrocardiosignal identification part and dynamic password generating unit, described electrocardiosignal identification part is for verifying disburser's identity by detection and identification disburser's electrocardiosignal, described dynamic password generating unit for disburser's authentication by time generate dynamic password, described dynamic password completes the information of payment for described mobile terminal.
3. mobile-payment system according to claim 2, is characterized in that, does not have connected directly or indirectly between described authentication module and described mobile terminal.
4. mobile-payment system according to claim 2, is characterized in that, described dynamic password generating unit has the display screen that shows dynamic password.
5. mobile-payment system according to claim 1, it is characterized in that, described authentication module comprises fingerprint recognition portion and Bluetooth communication portion, described fingerprint recognition portion is for by detection and identification disburser's fingerprint, disburser's identity being verified, described Bluetooth communication portion is for communicating with described mobile terminal and the result of described fingerprint recognition portion being informed to described mobile terminal.
6. mobile-payment system according to claim 1, is characterized in that, described authentication module is bracelet.
7. mobile-payment system according to claim 1, is characterized in that, described authentication module is necklace, pendant, earrings, brooch, wrist-watch or glasses.
8. mobile-payment system according to claim 1, is characterized in that, described mobile terminal is mobile phone, panel computer or personal computer.
9. an intelligent bracelet, for mobile-payment system, it is characterized in that, described intelligent bracelet comprises electrocardiosignal identification part and dynamic password generating unit, described electrocardiosignal identification part is for verifying disburser's identity by detection and identification disburser's electrocardiosignal, described dynamic password generating unit for disburser's authentication by time generate dynamic password, described dynamic password has been to pay required information.
10. intelligent bracelet according to claim 9, is characterized in that, described dynamic password generating unit has the display screen that shows dynamic password.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420072518.1U CN203812271U (en) | 2014-02-19 | 2014-02-19 | A mobile payment system and an intelligent bracelet |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420072518.1U CN203812271U (en) | 2014-02-19 | 2014-02-19 | A mobile payment system and an intelligent bracelet |
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| Publication Number | Publication Date |
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| CN203812271U true CN203812271U (en) | 2014-09-03 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201420072518.1U Expired - Fee Related CN203812271U (en) | 2014-02-19 | 2014-02-19 | A mobile payment system and an intelligent bracelet |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104616148A (en) * | 2015-01-23 | 2015-05-13 | 恒银金融科技有限公司 | Payment terminal and paying method of wearable payment terminal |
| CN105528536A (en) * | 2014-09-30 | 2016-04-27 | 联想(北京)有限公司 | An electronic apparatus and an information processing method |
| WO2016095403A1 (en) * | 2014-12-15 | 2016-06-23 | 捷开通讯(深圳)有限公司 | Wearable device with payment function and method for implementing payment function |
| WO2017020630A1 (en) * | 2015-08-05 | 2017-02-09 | 腾讯科技（深圳）有限公司 | Method, apparatus and system for processing order information |
| CN106407785A (en) * | 2016-11-25 | 2017-02-15 | 北京数码视讯支付技术有限公司 | Payment method and apparatus for wearable device |
| WO2017031987A1 (en) * | 2015-08-27 | 2017-03-02 | 宇龙计算机通信科技(深圳)有限公司 | Information processing method and device, and terminal |
| US9819652B2 (en) | 2014-09-25 | 2017-11-14 | Xiaomi Inc. | Information interaction methods and devices |
-
2014
- 2014-02-19 CN CN201420072518.1U patent/CN203812271U/en not_active Expired - Fee Related
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9819652B2 (en) | 2014-09-25 | 2017-11-14 | Xiaomi Inc. | Information interaction methods and devices |
| CN105528536A (en) * | 2014-09-30 | 2016-04-27 | 联想(北京)有限公司 | An electronic apparatus and an information processing method |
| WO2016095403A1 (en) * | 2014-12-15 | 2016-06-23 | 捷开通讯(深圳)有限公司 | Wearable device with payment function and method for implementing payment function |
| CN104616148A (en) * | 2015-01-23 | 2015-05-13 | 恒银金融科技有限公司 | Payment terminal and paying method of wearable payment terminal |
| WO2017020630A1 (en) * | 2015-08-05 | 2017-02-09 | 腾讯科技（深圳）有限公司 | Method, apparatus and system for processing order information |
| US11488234B2 (en) | 2015-08-05 | 2022-11-01 | Tencent Technology (Shenzhen) Company Limited | Method, apparatus, and system for processing order information |
| WO2017031987A1 (en) * | 2015-08-27 | 2017-03-02 | 宇龙计算机通信科技(深圳)有限公司 | Information processing method and device, and terminal |
| CN106407785A (en) * | 2016-11-25 | 2017-02-15 | 北京数码视讯支付技术有限公司 | Payment method and apparatus for wearable device |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20140903 Termination date: 20170219 |