CN202351956U - Magnetic strip card reader for mobile payment - Google Patents

Magnetic strip card reader for mobile payment Download PDF

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Publication number
CN202351956U
CN202351956U CN2011204280605U CN201120428060U CN202351956U CN 202351956 U CN202351956 U CN 202351956U CN 2011204280605 U CN2011204280605 U CN 2011204280605U CN 201120428060 U CN201120428060 U CN 201120428060U CN 202351956 U CN202351956 U CN 202351956U
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CN
China
Prior art keywords
magnetic
card
card reader
encryption
magnetic strip
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN2011204280605U
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Chinese (zh)
Inventor
崔若起
胡梁涛
陆智
穆敬东
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
SHENZHEN JIUSITAIDA TECHNOLOGY CO LTD
Original Assignee
SHENZHEN JIUSITAIDA TECHNOLOGY CO LTD
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by SHENZHEN JIUSITAIDA TECHNOLOGY CO LTD filed Critical SHENZHEN JIUSITAIDA TECHNOLOGY CO LTD
Priority to CN2011204280605U priority Critical patent/CN202351956U/en
Application granted granted Critical
Publication of CN202351956U publication Critical patent/CN202351956U/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Abstract

The utility model discloses a magnetic strip card reader for mobile payment. The magnetic strip card reader comprises a three-magnetic track magnetic head which is used for reading the magnetic card information from a magnetic strip card and outputting analog signals of the magnetic card information, a decoding circuit which is used for performing amplification and decoding treatment on the analog signals of the magnetic card information to generate digital signals, an encryption and data conversion circuit which is used for performing encryption treatment and conversion on the digital signals of the magnetic card information to generate audio signals, and an audio interface which is used for transmitting the audio signals to mobile equipment and connected between the encryption and data conversion circuit and the mobile equipment. The magnetic strip card reader supports the reading of three-magnetic track cards, allows all the transmitted data to be encrypted to ensure the data security of the magnetic strip card, and has the characteristics of low cost, practicability, convenience and flexibility.

Description

The magnetic stripe card card reader that is used for mobile payment
Technical field
The utility model relates to a kind of card reader, especially relates to a kind of magnetic stripe card card reader of mobile payment.
Background technology
Flourish along with ecommerce, the requirement of E-Payment is more and more, pays relevant also increasing being developed of hardware and software product by mails, and the magnetic stripe card card reader has obtained using widely as a kind of hardware device of E-Payment.
Magnetic card reader is used to read and write the magnetic strip information on the magnetic card; Read and write the completion of all once swiping the card, have reading and writing duplication check function, stable and reliable for performance; And compatible good (can discern the command set of multiple magnetic stripe read write line automatically); Good versatility is arranged, can be widely used in the credit card issue of every field, particularly banking system such as finance, post and telecommunications, traffic, the magnetic stripe read-write of bank card.
The credit-card reader of U.S. square manufactured (Square Credit Card Reader) is the card reader on the earphone jack of mobile devices such as a iPhone of being inserted in, iPad or iPod touch; The special application program of collocation Square company, the relevant treatment program that just can carry out credit card funded payment.The user is through the information such as the relevant price of product of importing of program, and signs; Consumption is subsequently handled and can be write down relevant time and place by collocation GPS, and sends with Email with bill, lets the consumer confirm.
Very small and exquisite of this magnetic card reader, easy to use flexibly, you just can be implemented in Anywhere the client's " gathering " to you through the iPhone mobile phone.But its has two very big shortcomings: the one, can only read the information of a magnetic track, and a standby credit card is swiped the card, and does not support the bank card of other multiple tracks; The 2nd, do not add any data protection measure at card reader one end, in the process of swiping the card, the data message of credit card is easy to stolen, and security is relatively poor.
The utility model content
The utility model proposes a kind of magnetic stripe card card reader of mobile payment, only is suitable for credit card and has the unsafe technical matters of transaction to solve present credit-card reader.
The utility model adopts following technical scheme to realize: a kind of magnetic stripe card card reader that is used for mobile payment, and it comprises:
Be used for reading the magnetic stripe card card information, three magnetic track magnetic heads of the simulating signal of output card information;
Decoding processing is the decoding circuit of digital signal to be used for amplifying the simulating signal of card information also, and it is connected the output terminal of three magnetic track magnetic heads;
Be used for the digital signal of card information is carried out encryption and converted the encryption and the data converting circuit of sound signal to, it is connected the output terminal of decoding circuit;
Be used for audio signal transmission is given the COBBAIF of mobile device, it is connected between encryption and data converting circuit and the mobile device.
Wherein, the COBBAIF of card reader links to each other with the MIC interface of mobile device.
Compared with prior art, the utlity model has following beneficial effect:
The magnetic stripe card card reader that the utility model proposes supports three magnetic tracks to swipe the card, and the data of transmission are all passed through encryption, have guaranteed the data security of magnetic card, have characteristics such as cost is low, practical and convenient, flexible.The utility model injects new vitality for nowadays fast-developing E-Payment industry, can let convenience that more people experiences E-Payment with quick.
Description of drawings
Fig. 1 is the structural representation of the utility model;
Fig. 2 is the synoptic diagram of an application example of the utility model.
Embodiment
As shown in Figure 1, the magnetic stripe card card reader that the utility model proposes comprises three magnetic track magnetic heads, decoding circuit, encryption and data converting circuit, the COBBAIF that connects successively, is connected the COBBAIF of mobile device by COBBAIF.
Read the card information in the magnetic stripe card by three magnetic track magnetic heads; By decoding circuit with the simulating signal that magnetic head gets access to amplify, decoding processing is digital signal; Digital signal through encryption carry out encryption with data converting circuit after, converting the MIC channel transfer of sound signal through COBBAIF to mobile device.
In conjunction with shown in Figure 2, be the synoptic diagram of an application example of the utility model.Mobile device 1 is a mobile phone, such as the iPhone mobile phone of Apple.Magnetic stripe card 3 is plugged in the card reader 2, and card reader 2 is connected the MIC interface of mobile device 1 through COBBAIF.Card reader 2 will convert to into from the information encryption that magnetic stripe card 3 reads after the sound signal, import into through the MIC interface of COBBAIF from mobile device 1.Become data on magnetic card by the application program of mobile device 1 running background after with the audio signal decoding deciphering that captures, accomplish payment transaction through networks such as GPRS, WIFI, Internet.
Need to prove; Special application software can be imported the information that transaction needs in mobile device; Touch Screen can be used for signing, and GPS can be used for writing down the position and the time of transaction, and camera can be deposited the end with the people's that swipes the card photo; Or the like, these information can be issued holder's E-mail address or mobile phone through network.
Therefore; Consider that existing card reader is directly to give the backstage through the MIC channel transfer with the simulating signal of the back single track data of swiping the card; Do not pass through any processing; And the data of only leaning on a MIC signal to can't resolve two or three magnetic tracks are transmitted simultaneously, and directly the simulating signal with magnetic card may relate to the safety of data problem through the transmission of MIC signal.So; The magnetic stripe card card reader of this novel proposition has increased special decoding circuit, encryption and data converting circuit; Decode, convert to after the encryption simulating signal to the simulating signal that magnetic head reads out in card reader inside again through the MIC channel transfer, can guarantee the transmission that signal is reliable and safe like this.
The above is merely the preferred embodiment of the utility model; Not in order to restriction the utility model; Any modification of being done within all spirit and principles at the utility model, be equal to replacement and improvement etc., all should be included within the protection domain of the utility model.

Claims (2)

1. magnetic stripe card card reader that is used for mobile payment is characterized in that said card reader comprises:
Be used for reading the magnetic stripe card card information, three magnetic track magnetic heads of the simulating signal of output card information;
Decoding processing is the decoding circuit of digital signal to be used for amplifying the simulating signal of card information also, and it is connected the output terminal of three magnetic track magnetic heads;
Be used for the digital signal of card information is carried out encryption and converted the encryption and the data converting circuit of sound signal to, it is connected the output terminal of decoding circuit;
Be used for audio signal transmission is given the COBBAIF of mobile device, it is connected between encryption and data converting circuit and the mobile device.
2. according to the said magnetic stripe card card reader that is used for mobile payment of claim 1, it is characterized in that the COBBAIF of card reader links to each other with the MIC interface of mobile device.
CN2011204280605U 2011-11-02 2011-11-02 Magnetic strip card reader for mobile payment Expired - Fee Related CN202351956U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN2011204280605U CN202351956U (en) 2011-11-02 2011-11-02 Magnetic strip card reader for mobile payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2011204280605U CN202351956U (en) 2011-11-02 2011-11-02 Magnetic strip card reader for mobile payment

Publications (1)

Publication Number Publication Date
CN202351956U true CN202351956U (en) 2012-07-25

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN2011204280605U Expired - Fee Related CN202351956U (en) 2011-11-02 2011-11-02 Magnetic strip card reader for mobile payment

Country Status (1)

Country Link
CN (1) CN202351956U (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103020560A (en) * 2012-12-07 2013-04-03 北京名影科漫科技有限公司 Device and method for reading and displaying paper ticket content
CN103617408A (en) * 2013-11-19 2014-03-05 福建鑫诺通讯技术有限公司 Magnetic stripe card decoding circuit based on AD sampling
CN105303375A (en) * 2014-06-13 2016-02-03 ***股份有限公司 Mobile payment system and method
CN108734036A (en) * 2018-05-18 2018-11-02 深圳市中科汉天下电子有限公司 A kind of coding/decoding method and device of magnetic stripe card

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103020560A (en) * 2012-12-07 2013-04-03 北京名影科漫科技有限公司 Device and method for reading and displaying paper ticket content
CN103617408A (en) * 2013-11-19 2014-03-05 福建鑫诺通讯技术有限公司 Magnetic stripe card decoding circuit based on AD sampling
CN103617408B (en) * 2013-11-19 2016-06-29 福建鑫诺通讯技术有限公司 A kind of coding/decoding method being applied to magnetic stripe card decoding circuit
CN105303375A (en) * 2014-06-13 2016-02-03 ***股份有限公司 Mobile payment system and method
CN108734036A (en) * 2018-05-18 2018-11-02 深圳市中科汉天下电子有限公司 A kind of coding/decoding method and device of magnetic stripe card
CN108734036B (en) * 2018-05-18 2021-05-11 深圳昂瑞微电子技术有限公司 Decoding method and device for magnetic stripe card

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C14 Grant of patent or utility model
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20120725

Termination date: 20181102