CN202210323U - Intelligent TV bank terminal system - Google Patents
Intelligent TV bank terminal system Download PDFInfo
- Publication number
- CN202210323U CN202210323U CN2011201308863U CN201120130886U CN202210323U CN 202210323 U CN202210323 U CN 202210323U CN 2011201308863 U CN2011201308863 U CN 2011201308863U CN 201120130886 U CN201120130886 U CN 201120130886U CN 202210323 U CN202210323 U CN 202210323U
- Authority
- CN
- China
- Prior art keywords
- data
- card
- pin
- bank
- intelligent
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Images
Landscapes
- Two-Way Televisions, Distribution Of Moving Picture Or The Like (AREA)
Abstract
The utility model relates to an intelligent TV bank terminal system which comprises a digit TV set top box and a co-branded intelligent card or a USB key and is characterized in that the co-branded intelligent card or the USB key is embedded in the digit TV set top box and connected through a data line, a slot of the co-branded intelligent card or a socket of the USB key is arranged on a housing of the TV set top box. The intelligent TV bank terminal system employs intelligent IC card encryption data, and the card is arranged in the set top box and is unlikely to be lost and easy for storage. The intelligent TV bank terminal system employs intelligent IC card encryption transaction data and data are transmitted through broadcast and TV digit TV special network. The set top box instead of a computer serves as a user terminal device, which is high in security. Data communication among a bank card, a USB key, a transaction data encryption system, a digit TV set top box and a bank acquiring system, and various transactions can be completed. A card system reads and writes relative data, dynamic data are encrypted and decrypted, and bank system safety standard requirements are followed. A TV is turned into a reliable bank POS terminal in a smart home, and a user can conveniently complete financial transaction of fee-paying, taxation and query at home. The intelligent TV bank terminal system is the first intelligent TV bank terminal system in China.
Description
Technical field
The utility model relates to a kind of TV bank intelligent terminal system, belongs to a kind of bi-directional digital television and pays technical field by mails.
Background technology
Electronic banking becomes each big bank's important service gradually and handles channel; Web bank can reduce transaction cost significantly; According to statistics, the cost of accomplishing an internet bank trade is 1 fen, and the cost of accomplishing a traditional bank transaction surpasses 1 yuan; Therefore, the development Internet-based banking services are trends of the times.At present, the verification technique of Web bank's secure payment mainly contains:
Dynamic password is to generate one at a distance from 60 seconds and make up (One-time Password) with random digit time correlation, uncertain according to special algorithm is every, and each password can only use once, can produce 43200 passwords every day; When the user carries out authentication, except that input number of the account and static password, necessarily require to import dynamic password, have only, just can normally login or conclude the business, thereby effectively guarantee the legitimacy and the uniqueness of user identity through system verification.The dynamic password biggest advantage is, the each password that uses of user is all inequality, makes the identity that the lawless person can't counterfeit validated user; The dynamic password authentication technology is considered to can the most effectively solve one of identification authentication mode of user at present, can effectively take precautions against multiple network problems such as hacker's wooden horse theft user account password, false website, causes user's the property or the loss of data; Digital certificate is exactly a series of data of sign communication each side identity information in the internet communication, and a kind of mode of on Internet, verifying your identity is provided, and its effect is similar to driver's driving license or the I.D. in the daily life.It is to be called certificate granting (Certificate Authority) center distribution by one again by-CA mechanism of authoritative institution's----, and people can discern the other side's identity on the net with it.Digital certificate is a file that comprises public-key cryptography owner information and public-key cryptography through certificate authorization center digital signature.The simplest certificate comprises the digital signature at a public-key cryptography, title and certificate granting center; Digital certificate is a kind of authoritative electronic document, by the just third-party institution of authority, i.e. and the certificate signed and issued of CA center.It is that the encryption technology of core can be carried out encryption and decryption, digital signature and signature verification to the information of transmission over networks with the digital certificate, guarantees to transmit confidentiality, the integrality of information on the net.Used digital certificate, even the information that you send is intercepted and captured by other people on the net, even you have lost information such as individual account, password, still can guarantee your account, fund security; Though the encryption technology of safety is arranged, and also there is related defects in Web bank.Draw through retrieval Web bank, TV bank, Home Banking's keyword and key point: up to now; It is the payment terminal of using always that the home-confined terminal system of accomplishing the transaction payment activity of real realization family or personal user has only network computer; Yet network computer (Web bank) Secure Transaction cannot say for sure to demonstrate,prove.Specific as follows: the online financial transaction of Web bank and online payment mechanism all is a double-edged sword; Brought a series of safety problem simultaneously easily; The network wooden horse that is becoming increasingly rampant, panoramic fishing website, computer operating system leak can't remedy and scale, the grouping of the world economy of the network crime fully, make the infringement of the difficult offender of strick precaution of domestic consumer to personal property; Bank system of web must be after the user opens an account as early as possible debarkation net go to bank, by the prompting downloadable authentication, work such as the new inquiry and the password of withdrawing the money are set, simultaneously, soft certificate is prone to be stolen, hard certificate needs cost.And Internet-based banking services are based on the payment transaction of internet, as adopting dynamic password technology (password card, dynamic digital keyboard), in case intercepted and captured message analysis by the hacker, have the password possibility that is cracked.
Summary of the invention
The purpose of the utility model is to provide a kind of TV bank intelligent terminal system, and it adopts the intellective IC card enciphered data, and this card is positioned in the STB, and it is less to lose probability, is easy to keeping; Adopt intellective IC card to encrypt transaction data, transmit data through broadcasting and TV DTV private network, subscriber terminal equipment is a STB, rather than computing machine, and security is higher.
The technical scheme of the utility model is achieved in that the TV bank intelligent terminal system, by DTV STB, jointly smart card or USB KEY form; It is characterized in that: embed jointly smart card or USB KEY in DTV STB inside, connect with data line, jointly the draw-in groove of smart card or USB KEY socket are located on the housing of TV set-top box.
The data line that described jointly smart card connects is that 10 core data lines insert on the TV-BANK1 data line socket of DTV STB mainboard, and described 10 core data line pins are connected to: 1 pin direct current supply positive wire; 2 pin are smart card action reset load jointly; 3 pin are intelligent card data synchronous clock number transmission lead-in wire jointly; 4 pin are subsequent use; 5 pin ground leads; 6 pin VPP position able to programme lead-in wire; 7 pin are intelligent card data input and output serial pin jointly; 8 pin are subsequent use; 9 foot controls, 1 lead-in wire; 10 foot controls system lead-in wire; The draw-in groove of described jointly smart card is fixed on DTV STB CA card top.
The described data line that is connected with USB KEY is that 4 core data lines insert on the TV-BANK2 data line socket of DTV STB mainboard.
Described 4 core data line pins are connected to: 1 pin+5V lead-in wire of supplying power; 2 pin DATA-data transmission lead-in wire; 3 pin DATA+ data transmission lead-in wire; 4 pin GND ground leads.
Described USB KEY socket is fixed on the left side of DTV STB CA card; USB KEY is the encryption and decryption mode of standard, adopts the smart card cpu chip, and inner structure is made up of CPU and encryption logic, RAM, EEPROM and I/0 five parts: CPU is the control core, is responsible for coordinating other 4 part associated working of control and carrying out the encryption logic computing; RAM is responsible for providing the encrypt data of encrypting behind required memory space and the interim storage encryption; ROM storage encryption key; EEPROM provides point able to programme, but allows hardware driving and encryption logic are carried out erase operation; I/0 is responsible for monitoring plug operation and data read and write interface.
The good effect of the utility model is the data communication that has realized between bank card, USB KEY, encrypted transaction data system, DTV STB, bank's receipts single system, accomplishes the expense transaction of user's miscellaneous service; Card system read-write related data, the dynamic data encryption and decryption is followed the banking system safety standard requirements; Let TV become dependable bank POS terminal in the Smart Home, home-confined can accomplish pay the fees, pay taxes, financial transaction easily such as inquiry, become domestic first TV bank intelligent terminal system; It is broadcasting and TV CA card, intellective IC card or USB KEY, bank's IC-card that three card interlocks are encrypted, and supports 128 bit encryption algorithm security communication protocols, adopts the DTV proprietary network to carry, and with the internet physical isolation, security of system has been accomplished maximization.
Description of drawings
Fig. 1 is the intelligent card type terminal structure synoptic diagram of the utility model.
Fig. 2 is the terminal structure synoptic diagram of the another kind of USB KEY of the utility model formula.
Embodiment
Below in conjunction with accompanying drawing the utility model is done further description: like Fig. 1, shown in 2, the TV bank intelligent terminal system is by DTV STB 1, jointly smart card 2 or USB KEY3 form; It is characterized in that: embed jointly smart card 2 or USB KEY3 in DTV STB 1 inside, connect with data line 4, jointly the draw-in groove 5 of smart card or USB KEY socket are located on the housing of TV set-top box 1.
Described data line is that 10 core data lines insert on the TV-BANK1 data line socket of DTV STB 1 mainboard.
Described 10 core data line pins are connected to:
1 pin: direct current supply positive wire;
2 pin: smart card action reset load jointly;
3 pin: jointly the intelligent card data synchronizing clock signals transmits lead-in wire;
4 pin: subsequent use;
5 pin: ground lead;
6 pin: VPP position able to programme lead-in wire;
7 pin: intelligent card data input and output serial pin jointly;
8 pin: subsequent use;
9 pin: switch 1 lead-in wire;
10 pin: open relation lead-in wire.
The draw-in groove 5 of described jointly smart card is fixed on DTV STB CA card top.
As shown in Figure 1, when the draw-in groove 5 usefulness 10 core data lines of smart card jointly be connected with the DTV STB mainboard fix after, fitting machine top box loam cake again, and jointly smart card inserts the bank card draw-in groove, after the installation, energising detects to install and finishes.
As shown in Figure 2, USB KEY connects with data line 4 DTV STBs 1 mainboard, inserts card on the USB KEY3 socket.4 core data lines insert on the TV-BANK2 data line socket of DTV STB mainboard.
Described 4 core data line pins are connected to:
1 the pin :+5V lead-in wire of supplying power;
2 pin: DATA-data transmission lead-in wire;
3 pin: DATA+ data transmission lead-in wire;
4 pin: GND ground lead.
Described USB KEY3 socket is fixed on the left side of DTV STB 1 CA card.USB KEY3 is the encryption and decryption mode of standard; Adopt the smart card cpu chip; Inner structure is made up of CPU and encryption logic, RAM, ROM, EEPROM and I/O five parts: CPU is the control core, is responsible for coordinating other 4 part associated working of control and carrying out the encryption logic computing; RAM is responsible for providing the encrypt data of encrypting behind required memory space and the interim storage encryption; ROM storage encryption key; EEPROM provides point able to programme, but allows hardware driving and encryption logic are carried out erase operation; I/O is responsible for monitoring plug operation and data read and write interface.Adopt 1024 asymmetric key algorithms to the customer transaction data encrypt, deciphering and digital signature, guarantee confidentiality, authenticity, integrality and the non-repudiation of online transaction.
USB KEY panel side socket is connected fixing intact with the DTV STB mainboard with 4 core data lines 4.Fitting machine top box loam cake, and with USB KEY insertion USB interface place.After the installation, energising detects, and hardware is installed and finished.
The special-purpose draw-in groove of the bank of the bank's IC-card after the client will contract during use (or USB KEY) insertion machine top box can be done the transaction (DTV STB has been installed USB KEY driver) that the TV bank intelligent terminal system provides.Selection is used the interface that provides by broadcasting and TV and is triggered transaction; On the dynamic keyboard of screen, select when needing the input password with telepilot; By bank's IC-card (or USB KEY) it is encrypted immediately after the input, by bank's IC-card (or USB KEY) MAC is encrypted and calculated to financial sensitive data again after other element of transaction is woven by the broadcasting and TV set of applications, the transaction message of formation is delivered to bank via secure network; Bank uses the connection encryption equipment and earlier MAC is verified; Avoid in the transmission course message to be distorted, related data is being deciphered, and then the subsequent treatment of concluding the business.This process is by the security of mutual, the safe application common guarantee transaction of equipment, network, safety.
Claims (4)
1. TV bank intelligent terminal system is by DTV STB, jointly smart card or USB KEY form; It is characterized in that: embed jointly smart card or USB KEY in DTV STB inside, connect with data line, jointly the draw-in groove of smart card or USB KEY socket are located on the housing of TV set-top box.
2. TV bank intelligent terminal system according to claim 1 is characterized in that the data line that described jointly smart card connects is that 10 core data lines insert on the TV-BANK1 data line socket of DTV STB mainboard; Described 10 core data line pins are connected to: 1 pin direct current supply positive wire; 2 pin are smart card action reset load jointly; 3 pin are intelligent card data synchronous clock number transmission lead-in wire jointly; 4 pin are subsequent use; 5 pin ground leads; 6 pin VPP position able to programme lead-in wire; 7 pin are intelligent card data input and output serial pin jointly; 8 pin are subsequent use; 9 foot controls, 1 lead-in wire; 10 foot controls system lead-in wire; The draw-in groove of described jointly smart card is fixed on DTV STB CA card top.
3. TV bank intelligent terminal system according to claim 1 is characterized in that the described data line that is connected with USB KEY is that 4 core data lines insert on the TV-BANK2 data line socket of DTV STB mainboard; Described 4 core data line pins are connected to: 1 pin+5V lead-in wire of supplying power; 2 pin DATA-data transmission lead-in wire; 3 pin DATA+ data transmission lead-in wire; 4 pin GND ground leads.
4. TV bank intelligent terminal system according to claim 1 is characterized in that described USB KEY socket is fixed on the left side of DTV STB CA card; USB KEY is the encryption and decryption mode of standard, adopts the smart card cpu chip, and inner structure is made up of CPU and encryption logic, RAM, EEPROM and I/0 five parts: CPU is the control core, is responsible for coordinating other 4 part associated working of control and carrying out the encryption logic computing; RAM is responsible for providing the encrypt data of encrypting behind required memory space and the interim storage encryption; ROM storage encryption key; EEPROM provides point able to programme, but allows hardware driving and encryption logic are carried out erase operation; I/0 is responsible for monitoring plug operation and data read and write interface.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011201308863U CN202210323U (en) | 2011-04-28 | 2011-04-28 | Intelligent TV bank terminal system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011201308863U CN202210323U (en) | 2011-04-28 | 2011-04-28 | Intelligent TV bank terminal system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202210323U true CN202210323U (en) | 2012-05-02 |
Family
ID=45989866
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2011201308863U Expired - Fee Related CN202210323U (en) | 2011-04-28 | 2011-04-28 | Intelligent TV bank terminal system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202210323U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103457922A (en) * | 2012-06-05 | 2013-12-18 | 腾讯科技（深圳）有限公司 | Electronic authentication client-side system, processing method, electronic authentication system and method |
| US10743046B1 (en) | 2015-03-09 | 2020-08-11 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
-
2011
- 2011-04-28 CN CN2011201308863U patent/CN202210323U/en not_active Expired - Fee Related
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103457922A (en) * | 2012-06-05 | 2013-12-18 | 腾讯科技（深圳）有限公司 | Electronic authentication client-side system, processing method, electronic authentication system and method |
| CN103457922B (en) * | 2012-06-05 | 2017-01-25 | 腾讯科技（深圳）有限公司 | Electronic authentication client-side system, processing method, electronic authentication system and method |
| US9998440B2 (en) | 2012-06-05 | 2018-06-12 | Tencent Technology (Shenzhen) Company Limited | System and processing method for electronic authentication client, and system and method for electronic authentication |
| US10743046B1 (en) | 2015-03-09 | 2020-08-11 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
| US11490144B1 (en) | 2015-03-09 | 2022-11-01 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
| US11632579B1 (en) | 2015-03-09 | 2023-04-18 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
| US11917228B1 (en) | 2015-03-09 | 2024-02-27 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
| US11936933B1 (en) | 2015-03-09 | 2024-03-19 | Wells Fargo Bank, N.A. | Bill payments from a video screen |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8737623B2 (en) | Systems and methods for remotely loading encryption keys in a card reader systems | |
| EP2648163B1 (en) | A personalized biometric identification and non-repudiation system | |
| US7083090B2 (en) | Remote portable and universal smartcard authentication and authorization device | |
| CN101662469B (en) | Method and system based on USBKey online banking trade information authentication | |
| US20020016913A1 (en) | Modifying message data and generating random number digital signature within computer chip | |
| CN100533459C (en) | Data safety reading method and safety storage apparatus thereof | |
| US8251286B2 (en) | System and method for conducting secure PIN debit transactions | |
| US20040005051A1 (en) | Entity authentication in eletronic communications by providing verification status of device | |
| US8132244B2 (en) | Mobile smartcard based authentication | |
| CN101334884B (en) | Improve the method and system of account transfer safety | |
| CN106682903B (en) | A kind of feedback validation method of bank paying Licensing Authority information | |
| CA2914956C (en) | System and method for encryption | |
| CN101324942A (en) | Payment system and method performing trade by identification card including IC card | |
| KR20080075956A (en) | A user authentication device and method using biometrics information | |
| KR20110054352A (en) | User identification system, apparatus, smart card and method for ubiquitous identity management | |
| CN103782538A (en) | Authenticator | |
| CN101483654A (en) | Method and system for implementing authentication and data safe transmission | |
| CN101692277A (en) | Biometric encrypted payment system and method for mobile communication equipment | |
| US20190005495A1 (en) | Method for verifying transactions in chip cards | |
| CN102118251A (en) | Security authentication method for internet banking remote payment based on multi-interface intelligent safety card | |
| CN101771680B (en) | Method for writing data to smart card, system and remote writing-card terminal | |
| US8117449B2 (en) | Method to detect man-in-the-middle (MITM) or relay attacks | |
| CN112769574B (en) | Key injection method and system, key management system, device and machine readable medium | |
| US20120124378A1 (en) | Method for personal identity authentication utilizing a personal cryptographic device | |
| CN100547963C (en) | Utilize the method and the device of USB secret key inputting/displaying/transmitting user information |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20120502 Termination date: 20170428 |
|
| CF01 | Termination of patent right due to non-payment of annual fee |