CN202171821U - Multifunctional financial Integrated Circuit (IC) video card - Google Patents

Multifunctional financial Integrated Circuit (IC) video card Download PDF

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Publication number
CN202171821U
CN202171821U CN2011202370537U CN201120237053U CN202171821U CN 202171821 U CN202171821 U CN 202171821U CN 2011202370537 U CN2011202370537 U CN 2011202370537U CN 201120237053 U CN201120237053 U CN 201120237053U CN 202171821 U CN202171821 U CN 202171821U
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China
Prior art keywords
financial
card
dynamic password
module
display screen
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Expired - Fee Related
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CN2011202370537U
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Chinese (zh)
Inventor
郑敦仁
蔡继文
苏正贤
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SHANGHAI JIAMAO ELECTRONIC COMMERCE Co Ltd
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SHANGHAI JIAMAO ELECTRONIC COMMERCE Co Ltd
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Abstract

The utility model provides a multifunctional financial Integrated Circuit (IC) video card, comprising a financial IC card module and a dynamic password module, wherein the financial IC card module is used for performing the debit card function required by a bank; the dynamic password module is used for generating and displaying a dynamic password, and is connected with batteries and keys respectively; the dynamic password module further includes a dynamic password controller and a display screen; the dynamic password controller is connected with the batteries and the keys respectively and used for generating the dynamic password; and the display screen is connected with the dynamic password controller. The multifunctional financial IC video card is convenient to carry, capable of avoiding loss, theft as well as mismatch of a scrambler with a debit card, has long service time, and the like.

Description

Multi-functional financial IC visible card
Technical field
The utility model relates to a kind of bank card, particularly a kind of multi-functional financial IC visible card.
Background technology
In recent years network coverage popularity rate fast lifting, network trading rises rapidly, impels the Internet bank open post.At present, the common people must use bank's debit card and Internet bank's scrambler or numerical digit authenticator simultaneously, to carry out safe network trading.But present network trading mode but exists problems:
(1) there are its specific debit card and Internet bank's scrambler or numerical digit authenticator in bank of every family, and scrambler or not intercommunication of authenticator, so the common people need carry debit card and the scrambler or the authenticator of each corresponding bank, it is not too convenient to carry.(2) some scrambler need be inserted into the interface of PC, forgets easily later in transaction and extracts, and do not take away with oneself, and then lose or be stolen, and causes the leak on the safety.(3) some authenticator need be installed particular driver, and this driver is incompatible on some PC, causes some PC can't carry out network trading.(4) too many scrambler or authenticator and debit card usually causes the user in a hurry, to match mistake, causes the failure of network trading.
Above-mentioned all is the problem that the present common people run into through regular meeting; Thereby in the past few years; Many kinds of electronics display cards have appearred; To solve the problem of various scrambler Portabilities, for example VISA debit card, Master debit card etc., this electron-like display card when transaction, need not access to your password device or numerical digit authenticator.But these electronics display cards all are deflection application-specific objects, or only are with some specific function, and chip and manufacturing approach that it also need be special, so cost is higher.And these show that cards also can't be attached to consumer's account No., carry out auto deduction, can't directly supply the consumer to use.And, also can't satisfy high degree of safety and the low-cost requirement that all will have concurrently for bank and financial services industry.
In sum, when carrying out network trading, debit card must cooperate scrambler or numerical digit authenticator to use at present, exist carry inconvenience, lose easily, the problem of poor compatibility and complex operation.
The utility model content
The purpose of the utility model provides a kind of multi-functional financial IC visible card; To solve at present when carrying out network trading; Debit card must cooperate scrambler or numerical digit authenticator to use, exist carry inconvenience, lose easily, the problem of poor compatibility and complex operation.
The utility model proposes a kind of multi-functional financial IC visible card, comprises financial IC card module and dynamic password module.The financial IC card module is used to carry out the required debit card functionality of bank, and it is through metallic contact and/or antenna and PERCOM peripheral communication.The dynamic password module is used for generating and showing dynamic password, and it links to each other with battery and button respectively.Wherein, the dynamic password module further comprises dynamic password controller and display screen again.The dynamic password controller links to each other with battery and button respectively, is used to generate dynamic password, and display screen links to each other with the dynamic password controller.
Further, display screen is an electronic-paper display screen.
Further, the dynamic password controller links to each other with the financial IC card module.
Further, battery is a rechargeable battery.
Further, the financial IC card module links to each other with rechargeable battery.
With respect to prior art, the beneficial effect of the utility model is:
1, the utility model is integrated together in functions such as electronics display card, financial IC card and dynamic cipher device in the same card, has to be convenient for carrying, to avoid to lose, avoid stolen and avoid scrambler and advantage such as debit card mistake pairing.
2, the utility model does not receive the restriction of specific USB interface and driver, can on any PC, use, and uses more convenient.
3, the utility model uses the financial IC card module that existing safety certification is crossed; Can change soft, the hardware system of existing bank; Just directly be connected to user's bank account safely; This can provide safer, value-added service more easily to the user simultaneously under the operation costs that do not increase bank.
4, the utility model can adopt electronic-paper display screen to show dynamic password and account balance information, can increase the service time of battery greatly, the term of life that prolongs multi-functional financial IC visible card.
5, the utility model can adopt rechargeable battery to come to be the power supply of dynamic password module; And can in Card Reader, utilize financial IC card module or antenna to charge for rechargeable battery; Effectively improve the service efficiency of battery, and prolonged the term of life of multi-functional financial IC visible card.
Description of drawings
Fig. 1 is first kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 2 is second kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 3 is multi-functional financial the third example structure of the IC visible card figure of the utility model;
Fig. 4 is the 4th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 5 is the 5th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 6 is the 6th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 7 is the 7th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 8 is the 8th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Fig. 9 is the 9th kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 10 is the tenth kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 11 is the 11 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 12 is the 12 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 13 is the 13 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 14 is the 14 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 15 is the 15 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 16 is the 16 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 17 is the 17 kind of example structure figure of the multi-functional financial IC visible card of the utility model;
Figure 18 is the 18 kind of example structure figure of the multi-functional financial IC visible card of the utility model.
Embodiment
Below in conjunction with accompanying drawing, specify the utility model.
Embodiment one
See also Fig. 1; Include financial IC card module 1, dynamic password module 2, battery 3 and button 4 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again, and dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively.
The described financial IC card module 1 of the utility model is used to carry out the required debit card functionality of bank, and it is to be formed by specific smart card controller Chip Packaging, and needs through special financial security authentication and test.Dynamic password module 2 usefulness generate and show dynamic password, and it will pass through financial security authentication and test equally, and dynamic password controller 5 is used for producing dynamic password, and display screen 6 is used for showing dynamic password.
The financial IC card that the multi-functional financial IC visible card of present embodiment is a contact, the communication that it is external is by being connected to the metallic contact 11 on the financial IC card module 1, directly is connected with the electronics read-write contact of CR, so just can be mutually to biography or access information.It should be noted that; Under the actual conditions; Metallic contact 11 often with financial IC card module 1 integration and making together; The utility model is for the ease of distinguishing financial IC card and several kinds of outside communication modes intuitively from diagram, thus metallic contact 11 and financial IC card module 1 is described separately, explain this spy.
The user takes out multi-functional financial IC visible card, as long as press button 4, dynamic password module 2 just can produce dynamic password automatically, and is presented on the display screen 6, supplies the people to use.Therefore; The multi-functional financial IC visible card of present embodiment is easy to carry; Need not cooperate dynamic cipher device or numerical digit authenticator to use; Can avoid matching by error financial IC card and corresponding dynamic cipher device or numerical digit authenticator, and not be used in PC and go up install driver, on any PC, all can use.
Embodiment two
See also Fig. 2; Include financial IC card module 1, dynamic password module 2, battery 3, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively, and antenna 8 links to each other with financial IC card module 1.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, because it is provided with antenna 8 and substituted metal contact 11, thereby be contactless financial IC card.The communication that it is external is the wireless receiving and dispatching circuit by its financial IC card module 1 chips, through the antenna on the card 8, indirectly with CR on the wireless receiving and dispatching machine circuit be connected, so just can be mutually to passing or access information.
Embodiment three
See also Fig. 3; Include financial IC card module 1, dynamic password module 2, battery 3, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively, and metallic contact 11 all links to each other with financial IC card module 1 with antenna 8.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.
Embodiment four
See also Fig. 4; Include financial IC card module 1, dynamic password module 2, battery 3, button 4 and metallic contact 11 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and metallic contact 11 links to each other with financial IC card module 1.
The financial IC card similar with embodiment one, that the multi-functional financial IC visible card of present embodiment is a contact, it also can produce dynamic password automatically, and has and use and carry all advantage very easily.
In addition, electronic-paper display screen is a kind of display screen of ultra-thin, ultralight, and it has following characteristic: very power saving when use (1) even under the situation of outage, also can keep showing for a long time; (2) content can rewrite.Can rewrite, upgrade literal or image arbitrarily; (3) being fit to naked eyes reads.Because contrast is higher, thus literal, clear picture, and see all from which direction and not change, read comfortable; (4) portability.Because of film weight is light, be convenient for carrying, can appropriateness fold, curl.Therefore the multi-functional financial IC visible card of present embodiment is outside having possessed the function described in the embodiment one; Owing to adopt electronic-paper display screen 9 to show dynamic password; With respect to general display screen (like LED etc.); Can increase the service time of battery 3 greatly, the term of life that prolongs financial IC visible card.
Embodiment five
See also Fig. 5; Include financial IC card module 1, dynamic password module 2, battery 3, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and antenna 8 links to each other with financial IC card module 1.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, this multi-functional financial IC visible card is contactless financial IC card, and it can pass with CR through antenna 8 indirectly mutually, access information.And,, can increase the service time of battery 3 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.) because present embodiment adopts electronic-paper display screen 9 to show dynamic password.
Embodiment six
See also Fig. 6; Include financial IC card module 1, dynamic password module 2, battery 3, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and metallic contact 11 all links to each other with financial IC card module 1 with antenna 8.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.And,, can increase the service time of battery 3 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.) because present embodiment adopts electronic-paper display screen 9 to show dynamic password.
Embodiment seven
See also Fig. 7; Include financial IC card module 1, dynamic password module 2, battery 3 and button 4 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5.
The financial IC card similar with embodiment one, that the multi-functional financial IC visible card of present embodiment is a contact, it also can produce dynamic password automatically, and has and use and carry all advantage very easily.When it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6; Like this user can be timely balance amount information in the unfreezing, and Sorry, your ticket has not enough value when having avoided consumption and the embarrassment that causes.
Embodiment eight
See also Fig. 8; Include financial IC card module 1, dynamic password module 2, battery 3, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, and antenna 8 links to each other with financial IC card module 1.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, this multi-functional financial IC visible card is contactless financial IC card, and it can pass with CR through antenna 8 indirectly mutually, access information.And when it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6, like this user can be timely balance amount information in the unfreezing.
Embodiment nine
See also Fig. 9; Include financial IC card module 1, dynamic password module 2, battery 3, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with battery 3, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, and metallic contact 11 all links to each other with financial IC card module 1 with antenna 8.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.And when it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6, like this user can be timely balance amount information in the unfreezing.
Embodiment ten
See also Figure 10; Include financial IC card module 1, dynamic password module 2, battery 3 and button 4 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with dynamic password controller 5.
The financial IC card similar with embodiment one, that the multi-functional financial IC visible card of present embodiment is a contact, it also can produce dynamic password automatically, and has and use and carry all advantage very easily.When it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.And because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
In addition, because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of battery 3 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).
Embodiment 11
See also Figure 11; Include financial IC card module 1, dynamic password module 2, battery 3, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, and antenna 8 links to each other with financial IC card module 1.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, this multi-functional financial IC visible card is contactless financial IC card, and it can pass with CR through antenna 8 indirectly mutually, access information.
Because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of battery 3 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).
And when it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.And because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
Embodiment 12
See also Figure 12; Include financial IC card module 1, dynamic password module 2, battery 3, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with battery 3, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, and metallic contact 11 all links to each other with financial IC card module 1 with antenna 8.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.
When multi-functional financial IC visible card reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.
Because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of battery 3 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).And because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
Embodiment 13
See also Figure 13; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7 and button 4 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5 and rechargeable battery 7 respectively.
The financial IC card similar with embodiment one, that the multi-functional financial IC visible card of present embodiment is a contact, it also can produce dynamic password automatically, and has and use and carry all advantage very easily.When it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6, like this user can be timely balance amount information in the unfreezing.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Embodiment 14
See also Figure 14; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, rechargeable battery 7 and antenna 8 respectively.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, this multi-functional financial IC visible card is contactless financial IC card, and it can pass with CR through antenna 8 indirectly mutually, access information.
When multi-functional financial IC visible card reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6, like this user can be timely balance amount information in the unfreezing.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Embodiment 15
See also Figure 15; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and display screen 6 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and display screen 6 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, rechargeable battery 7, antenna 8 and metallic contact 11 respectively.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.
When multi-functional financial IC visible card reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the display screen 6, like this user can be timely balance amount information in the unfreezing.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Embodiment 16
See also Figure 16; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7 and button 4 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with rechargeable battery 7 with dynamic password controller 5 respectively.
The financial IC card similar with embodiment one, that the multi-functional financial IC visible card of present embodiment is a contact, it also can produce dynamic password automatically, and has and use and carry all advantage very easily.
When it reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.Because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of rechargeable battery 7 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).
Embodiment 17
See also Figure 17; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7, button 4 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, rechargeable battery 7 and antenna 8 respectively.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition, this multi-functional financial IC visible card is contactless financial IC card, and it can pass with CR through antenna 8 indirectly mutually, access information.
When the multi-functional financial IC visible card of present embodiment reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.Because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of rechargeable battery 7 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).
Embodiment 18
See also Figure 18; Include financial IC card module 1, dynamic password module 2, rechargeable battery 7, button 4, metallic contact 11 and antenna 8 on the multi-functional financial IC visible card of present embodiment; Wherein dynamic password module 2 comprises dynamic password controller 5 and electronic-paper display screen 9 again; Dynamic password controller 5 links to each other with rechargeable battery 7, button 4 and electronic-paper display screen 9 respectively, and financial IC card module 1 links to each other with dynamic password controller 5, rechargeable battery 7, antenna 8 and metallic contact 11 respectively.
Similar with embodiment one, the multi-functional financial IC visible card of present embodiment also can produce dynamic password automatically, and has and use and carry all advantage very easily.In addition; Because it is provided with metallic contact 11 and antenna 8 simultaneously; Be a kind of double mode financial IC card (having contact and contactless concurrently), thereby can be, adopt that direct or indirect arbitrary mode and CR pass mutually, access information according to the equipment needs.
When the multi-functional financial IC visible card of present embodiment reads through CR (like deposit machine or cash dispenser or POS machine etc.) and refreshes information; Financial IC card module 1 can be given dynamic password controller 5 with the information transmission of account balance; And the remaining sum of account is presented on the electronic-paper display screen 9, like this user can be timely balance amount information in the unfreezing.Because the energy conservation characteristic of electronic-paper display screen 9, even still can preserve for a long time after the outage and continue to show this information, the user knows the interior balance amount information of card at any time like this.
Simultaneously; Dynamic password controller 5 can take out charging current from financial IC card module 1, take this opportunity to cover the electric weight that it is used up to rechargeable battery 7 chargings; With the service time of prolongation rechargeable battery 7, thus the term of life that can prolong multi-functional financial IC visible card.Certainly the user also can use the charger of providing for oneself to charge at any time, to replenish the electric weight of battery storage.
Because present embodiment adopts electronic-paper display screen 9 to show dynamic password,, can increase the service time of rechargeable battery 7 greatly, the term of life that prolongs multi-functional financial IC visible card with respect to general display screen (like LED etc.).
The utility model is integrated together in functions such as electronics display card, financial IC card and dynamic cipher device in the same card, has to be convenient for carrying, to avoid to lose, avoid stolen and avoid advantage such as scrambler territory debit card mistake pairing.Do not receive simultaneously the restriction of specific USB interface and driver, can on any PC, use, use more convenient.And; The financial IC card module that the utility model uses existing safety certification to cross; Can change soft, the hardware system of existing bank; Just directly be connected to user's bank account safely, this can provide safer, value-added service more easily to the user simultaneously under the operation costs that do not increase bank.
More than the disclosed several specific embodiments that are merely the utility model; But the utility model is not limited thereto; Any those skilled in the art can think variation, only otherwise exceed the said scope of appended claims, all should drop in the protection domain of the utility model.

Claims (6)

1. a multi-functional financial IC visible card is characterized in that, comprising:
One financial IC card module is used to carry out the required debit card functionality of bank, and it is through a metallic contact and/or an antenna and PERCOM peripheral communication;
One dynamic password module is used for generating and showing a dynamic password, and it links to each other with a battery and a button respectively, and wherein, this dynamic password module further comprises again:
One dynamic password controller links to each other with this battery and this button respectively, is used to generate this dynamic password;
One display screen links to each other with this dynamic password controller.
2. multi-functional financial IC visible card as claimed in claim 1 is characterized in that this dynamic password controller links to each other with this financial IC card module.
3. multi-functional financial IC visible card as claimed in claim 1 is characterized in that this display screen is an electronic-paper display screen.
4. multi-functional financial IC visible card as claimed in claim 3 is characterized in that this dynamic password controller links to each other with this financial IC card module.
5. like each described multi-functional financial IC visible card of claim 1~4, it is characterized in that this battery is a rechargeable battery.
6. multi-functional financial IC visible card as claimed in claim 5 is characterized in that this financial IC card module links to each other with this rechargeable battery.
CN2011202370537U 2011-07-07 2011-07-07 Multifunctional financial Integrated Circuit (IC) video card Expired - Fee Related CN202171821U (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102298718A (en) * 2011-07-07 2011-12-28 天速特信息科技(上海)有限公司 Multifunctional financial IC (Integrated Circuit) visible card
CN106663249A (en) * 2014-07-29 2017-05-10 惠普发展公司,有限责任合伙企业 Financial transaction medium
TWI630565B (en) * 2012-05-08 2018-07-21 台灣積體電路製造股份有限公司 Mobile phone with security code generatore

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102298718A (en) * 2011-07-07 2011-12-28 天速特信息科技(上海)有限公司 Multifunctional financial IC (Integrated Circuit) visible card
TWI630565B (en) * 2012-05-08 2018-07-21 台灣積體電路製造股份有限公司 Mobile phone with security code generatore
CN106663249A (en) * 2014-07-29 2017-05-10 惠普发展公司,有限责任合伙企业 Financial transaction medium

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