CN201638249U - Wireless intelligent card capable of achieving payment by mobile phone - Google Patents
Wireless intelligent card capable of achieving payment by mobile phone Download PDFInfo
- Publication number
- CN201638249U CN201638249U CN2010201398121U CN201020139812U CN201638249U CN 201638249 U CN201638249 U CN 201638249U CN 2010201398121 U CN2010201398121 U CN 2010201398121U CN 201020139812 U CN201020139812 U CN 201020139812U CN 201638249 U CN201638249 U CN 201638249U
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- mobile phone
- payment
- card
- wireless
- chip
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
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- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model discloses a wireless intelligent card capable of achieving payment by a mobile phone, comprising a card body, a USB controller and a memory chip. An integration-type intelligent chip is embedded into the card body, wherein the lateral surface of the card body is provided with a wireless, and the intelligent chip is connected with the USB controller in a communicating way. The intelligent chip comprises a key, an authentication information unit, a chip operation system unit and a bank card information memory unit. By communicating with the mobile phone through a wireless communication module and depending on the communication function of the mobile phone, the remote payment of the mobile phone is achieved. By combining with the short-distance communication technology (NFC), on-site payment can be achieved, and the data transmission and financial transaction safety can be ensured. The wireless intelligent card is safer and more reliable than the text short-message way, can prevent short-message cheat, is conducive to improving the safety of payment by mobile phone, and has great importance to promote the development of payment business by mobile phone.
Description
Technical field
The utility model relates to intelligent USB card technique, relates in particular to a kind of wireless smart card of realizing mobile-phone payment.
Background technology
Along with the development of electronic banking, modern's consumption and payment instrument has been not limited to cash, but expands to bank card, Web bank, telephone bank and Mobile banking; Mobile-phone payment has advantages such as convenient, fast, safe, cheap as a kind of brand-new modes of payments.But be in the form of commencing business or bigger limitation is all being arranged aspect user's popularization, three factors such as mainly containing safe secret worry, technical guarantee and credit system of tracing it to its cause, at technical elements at first is the fusion problem of SIM card and STK card, the STK card is a kind of software of small-sized programming language, curable in SIM card, it can receive and send the note data of GSM, and as the interface effect between SIM card and the note, it also allows the application software of SIM card operation oneself simultaneously.Problem such as but STK development difficulty height, technical standard disunity, cost are bigger; Especially having a large amount of SIM card in the face of current numerous users, how to reduce the user and change the expenditure cost of card or develop and can contain the new technology that has the SIM card user at present in a large number, then is a more thorny technical barrier.
The utility model content
At above defective, the purpose of this utility model provide a kind of help to data carry out chip encryption, guarantee data transmission, the wireless smart card of the mobile-phone payment realized of financial transaction safety, thereby can under the prerequisite of high safety guarantee performance, realize the mobile-phone payment function.
For achieving the above object, the utility model is achieved through the following technical solutions:
A kind of wireless smart card of realizing mobile-phone payment, it is characterized in that: in the card body, embed the integrated-type intelligent chip, card built-in wireless transmit of body and receiver module, described intelligent chip and wireless transmit and receiver module communicate to connect, by power module is its power supply, and described emission and receiver module are connected to antenna.
Described intelligent chip comprises key, authentication information unit, chip operating system unit and bank card information storage unit; Described wireless transmit and receiver module are bluetooth module.
The beneficial effect of the wireless smart card of mobile-phone payment of realizing described in the utility model is: the unruled card with the built-in intelligence chip is the safety certification carrier, solidify key in the intelligent chip, the authentication information unit, the chip operating system unit, with advancing to store user's bank card information, can carry out chip encryption to data, communicate by wireless communication module and mobile phone, and can rely on the communication function of mobile phone, the payment of realization mobile phone remote, (NFC) can realize on-site payment in conjunction with close range communication techniques, can guarantee data transmission, financial transaction safety, payment than text SMS mode is more safe and reliable, can prevent the note swindle, help improving the security of mobile-phone payment, significant to the accelerated development that promotes the mobile-phone payment business.
Description of drawings
According to embodiment and accompanying drawing the utility model is described in further detail below.
Fig. 1 is a logical organization synoptic diagram of realizing the wireless smart card of mobile-phone payment described in the utility model.
Among the figure:
1, card body; 2, intelligent chip; 3, power module; 4, wireless transmit and receiver module; 5, antenna.
Embodiment
As shown in Figure 1, the wireless smart card of realizing mobile-phone payment described in the utility model, in card body 1, embed integrated-type intelligent chip 2, card body 1 built-in wireless transmit and receiver module 4, described intelligent chip 2 communicates to connect with wireless transmit and receiver module 4, by power module 3 is its power supply, and described emission and receiver module 4 are connected to antenna 5.
Described intelligent chip 2 comprises key, authentication information unit, chip operating system unit and bank card information storage unit;
Described wireless transmit and receiver module 4 are bluetooth module.
Intelligent chip 2 communicates with existing mobile phone through wireless transmit and receiver module 4, relies on the existing communication function of mobile phone, can realize the mobile phone remote payment, and (NFC) can realize on-site payment in conjunction with close range communication techniques.
During use, this cartoon crosses wireless mode and user mobile phone foundation is got in touch, further the user initiates the remote payment request by cell-phone customer terminal, bank card information by the card stored, the user imports trading password, and after key, authentication information unit were confirmed, transaction data sticked into row through intelligent USB and encrypts, be transferred to Unionpay's mobile payment platform, finish payment.
Claims (3)
1. the wireless smart card that can realize mobile-phone payment, it is characterized in that: in card body (1), embed integrated-type intelligent chip (2), card built-in wireless transmit of body (1) and receiver module (4), described intelligent chip (2) communicates to connect with wireless transmit and receiver module (4), by power module (3) is its power supply, and described emission and receiver module (4) are connected to antenna (5).
2. the wireless smart card of realizing mobile-phone payment according to claim 1 is characterized in that: described intelligent chip (2) comprises key, authentication information unit, chip operating system unit and bank card information storage unit.
3. the wireless smart card of realizing mobile-phone payment according to claim 1 is characterized in that: described wireless transmit and receiver module (4) are bluetooth module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010201398121U CN201638249U (en) | 2010-03-25 | 2010-03-25 | Wireless intelligent card capable of achieving payment by mobile phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010201398121U CN201638249U (en) | 2010-03-25 | 2010-03-25 | Wireless intelligent card capable of achieving payment by mobile phone |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201638249U true CN201638249U (en) | 2010-11-17 |
Family
ID=43082752
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010201398121U Expired - Fee Related CN201638249U (en) | 2010-03-25 | 2010-03-25 | Wireless intelligent card capable of achieving payment by mobile phone |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201638249U (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103106581A (en) * | 2012-12-21 | 2013-05-15 | 福建联迪商用设备有限公司 | Method, device and system of safe electronic payment |
| CN103489028A (en) * | 2013-09-23 | 2014-01-01 | 深圳前海君浩银通科技发展有限公司 | Financial IC card and multi-protocol communication system and method |
| CN105556550A (en) * | 2013-07-19 | 2016-05-04 | 金雅拓股份有限公司 | Method for securing a validation step of an online transaction |
| CN107205080A (en) * | 2016-03-19 | 2017-09-26 | 汪风珍 | A kind of smart mobile phone with independent finance transaction system |
-
2010
- 2010-03-25 CN CN2010201398121U patent/CN201638249U/en not_active Expired - Fee Related
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103106581A (en) * | 2012-12-21 | 2013-05-15 | 福建联迪商用设备有限公司 | Method, device and system of safe electronic payment |
| CN103106581B (en) * | 2012-12-21 | 2016-08-24 | 福建联迪商用设备有限公司 | The method of secured electronic charging, equipment and system |
| CN105556550A (en) * | 2013-07-19 | 2016-05-04 | 金雅拓股份有限公司 | Method for securing a validation step of an online transaction |
| CN103489028A (en) * | 2013-09-23 | 2014-01-01 | 深圳前海君浩银通科技发展有限公司 | Financial IC card and multi-protocol communication system and method |
| CN103489028B (en) * | 2013-09-23 | 2017-01-04 | 深圳前海君浩银通科技发展有限公司 | A kind of financial IC card, Multi-protocol communication system and method |
| CN107205080A (en) * | 2016-03-19 | 2017-09-26 | 汪风珍 | A kind of smart mobile phone with independent finance transaction system |
| CN107205080B (en) * | 2016-03-19 | 2020-06-16 | 汪风珍 | Smart phone with independent financial transaction system |
| CN107205080B8 (en) * | 2016-03-19 | 2020-09-29 | 张家界航空工业职业技术学院 | Smart phone with independent financial transaction system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20101117 Termination date: 20180325 |
|
| CF01 | Termination of patent right due to non-payment of annual fee |