CN1820280A - Mobile bank system - Google Patents
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- CN1820280A CN1820280A CN 200580000179 CN200580000179A CN1820280A CN 1820280 A CN1820280 A CN 1820280A CN 200580000179 CN200580000179 CN 200580000179 CN 200580000179 A CN200580000179 A CN 200580000179A CN 1820280 A CN1820280 A CN 1820280A
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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Abstract
followed method as the insurance system of bank account, said method is that the mobile bank system takes communication number of wireless communication terminal as bank account number, wireless communication terminal user logs in bank account and is capable of performing various banking operations, and various operation processes are automatically recorded and request short message is generated to notify wireless communication terminal user and binding user to confirm ( if set the short message binding users ). According to the mobile bank system of present invention, it can provide a service transaction manner non-limited by time and location for users, and it can solve the disadvantage that existing banks must transact transacting banking services at specified time and location, in such a manner that log in mobile bank through wireless communication terminal, wireless communication network or internet; it can provide a account security monitored mode for users and short message short message manage system and short message send binding set are used to solve the potential safety hazard due to accounts and passwords of existing banks and network banks stolen.
Description
Technical field
The present invention relates to by internet and cordless communication network service for the user handles various bankings, and a kind of new mobile bank system of safety guarantee is provided and utilizes this bank to carry out the method for bank transaction for user account by the cordless communication network short message service.
Background technology
Along with the development of advancing by leaps and bounds of wireless communication technology and Internet technology and people's growth in the living standard, everybody has radio communication terminal (wireless communication handset, radio networking device etc.) and can both insert the internet and will become a reality, at present China have wireless communication terminal user arrive 300,000,000 more than and the internet Internet user reach 94,000,000 more than; Arrival along with wireless communication technology GPRS and 3G, cordless communication network and internet interconnect and fusion aspect by becoming a reality in theory, make that the aspect is quick more in wireless communication user access internet, GPRS communication terminal and cdma communication terminal all have wireless networking capabilities at present.
All business of traditional bank are that the user does to fixing business hall separately basically at present, are subjected to the constraint of when and where to a great extent; The operation mechanism of existing Mobile banking is the binding with cellphone subscriber and existing account No. machinery, do not break away from the operator scheme of traditional bank, unpromising user provides a bank account that is linked into oneself whenever and wherever possible to carry out the method for operating of various bankings, and unpromising user provides the efficient public security system of monitoring own all behaviors of account constantly.
Existing network bank has reflected stronger vitality, but also there is very big potential safety hazard, existing internet bank trade safety guarantee mainly is SSL cryptographic protocol, fire wall, login password and number of the account, has the stolen potential safety hazard of login password and number of the account.
Summary of the invention
Handle the restriction that is subjected to when and where in order to solve existing banking, solve the present Internet bank because of user account number, the stolen safety problem of password, the invention provides a kind of new banking system, the account No. that not only makes this bank-user can log on oneself is whenever and wherever possible handled miscellaneous service but also is provided safer security system for user account.
According to a first aspect of the invention, a kind of mobile bank system is provided, wireless communication terminal user can be utilized wireless communication terminal, sign in to its wireless communication terminal communicating number by internet or cordless communication network and handle various bankings as this mobile bank system of account No., and this mobile bank system comprises:
The nusrmgr.cpl device is used for the account of wireless communication terminal user is managed;
Banking is handled device, is used to wireless communication terminal user to handle the various bankings that existing banking system can be handled;
Data library device, the user profile and the various banking record of storage mobile bank system; And
Control and management devices are used for the various operations of the whole mobile bank system of integrated control ﹠ management, and various operations are had supervisory function bit;
It is characterized in that, this mobile bank system also comprises note and short message managing device, be used for that corresponding operation requests is monitored and generated automatically in the account's of wireless communication terminal user mobile banking miscellaneous service operation and confirm note or operating result affirmation note, the note of described generation is sent to wireless communication terminal user and user bound is confirmed to confirm by cordless communication network, if receiving effective positive acknowledgment of wireless communication terminal user and user bound (sending user bound if note is set) confirms, then finish the various operations that this wireless communication terminal user is asked, otherwise cancel described operation, mobile banking's account number of wherein said wireless communication terminal user is the communicating number of its wireless communication terminal.
According to a further aspect in the invention, also provide a kind of and carried out the method for bank transaction at mobile bank system, may further comprise the steps: wireless communication terminal user utilizes cordless communication network or internet to sign in to mobile bank system by its mobile banking's account number; This mobile bank system of wireless communication terminal user request is handled various bankings; Note is confirmed in mobile bank system response user's the automatic generating run request of request, and by cordless communication network the operation requests of described generation is confirmed that note sends to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed; Mobile bank system response user handles the banking that it is asked to effective positive acknowledgment of described operation requests affirmation note for the user, otherwise cancels this business operation; Mobile bank system is to result's automatic generating run results verification note of the operation that bank account carried out of wireless communication terminal user and by cordless communication network the operating result of described generation to be confirmed that note sends to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed; Effective positive acknowledgment that mobile bank system response user confirms note to described operating result is new database more, finish corresponding banking operation, otherwise cancel this business operation and from backup database, recover previous data recording, it is characterized in that the communicating number of mobile banking's account number of described wireless communication terminal user for its wireless communication terminal, various operating process all have corresponding operation to ask the wireless communication terminal user and the user bound (sending user bound if note is set) of note or operating result affirmation SMS notification bank account correspondence to confirm to confirm, as do not have corresponding effectively answer and confirm to confirm that then operation will not proceeded or be cancelled.
According to a further aspect in the invention, a kind of note and short message managing device also are provided, being used to respond wireless communication terminal user requires the automatic generating run request affirmation note of operation requests that its network account is carried out and is the automatic generating run record of all operations that the network account of wireless communication terminal user is carried out note, and the note of described generation is sent to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed by cordless communication network, if receive effective positive acknowledgment of wireless communication terminal user, then finish the various operations that this wireless communication terminal user is asked, otherwise cancel described operation.
According to the present invention, because removable, the extensive distribution character of access characteristic and internet at any time of wireless communication technology, also just determined wireless communication terminal user, can be linked into the bank account of wireless communication terminal communicating number by cordless communication network or internet, carry out the operation of various bankings and be not subjected to the restriction of when and where as account No..This kind banking is handled method and has been solved existing bank-user will be subjected to when and where when carrying out business handling restriction; The method of being confirmed to confirm by record and generating run request SMS notification wireless communication terminal user and user bound (sending user bound if note is set) automatically with the various operation of bank account is as the bank account efficient public security system, make bank account under the monitoring of bank-user and user bound (if user bound is set), solved the existing bank or the Internet bank because of account No., password is stolen or other matters are brought to bank account potential safety hazard.
Description of drawings
Fig. 1 is the formation block diagram according to mobile bank system of the present invention;
Fig. 2 utilizes mobile bank system of the present invention to carry out the process flow diagram of banking.
Embodiment
With reference to figure 1, wireless communication terminal (1) (wireless communication handset, radio networking device etc.) is for wireless communication terminal user provides short message receiving-transmitting, the function that surfs the web and log on mobile banking function by cordless communication network; Internet (2), wireless terminal user can land the visit mobile bank system by these interconnection network (2); Cordless communication network (3) provides short message receiving-transmitting service, mobile banking to insert and other business for wireless communication terminal; Nusrmgr.cpl device (4) is used for user account is managed, and is responsible for new user's registration, the old user lands or nullify and other business; Management is the core apparatus of mobile bank system with control device (5), integrated control ﹠ management between all devices of mobile banking and each device cooperation with cooperate, control and monitoring mobile banking all business operation flow process and progresses; Banking handles device (6) and all kinds of business transaction device (7,8,9,10) carries out various bankings for registered users; Note and short message managing device (11) are the security function devices of mobile banking, monitoring all operations of the miscellaneous service of mobile banking in the lump with management and control device, the various bankings that its response wireless communication terminal user requires to carry out are operated automatic generating run request and are confirmed note and be the automatic generating run results verification of the result note to the operation that bank account carried out of wireless communication terminal user, and the note of described generation is sent to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed by cordless communication network, if do not obtain effective positive acknowledgment of corresponding wireless communication terminal user and user bound (sending user bound) if note is set, operation just can not be performed, and plays the purpose that the user monitors constantly to own bank account; The various operation note notes of all kinds of note memory storages (12,13,14,15,16) storage mobile banking miscellaneous service provide recorded information for the user inquires about when checking; Local access device (17) is deposited cash, cashes, is registered and other banking for the user handles fund; Data library device (18) is storing user profile, log-on message, account information and data etc. for mobile banking provides information, data storage and retrieval, query function, has functions such as visit, storage and renewal; Recover, backup functionality by data for data library device (18) provides for backup database device (19); Outside signatory bank's access device (20) is used for outside bank and carries out various bankings contacts with this mobile banking, have only signatory outside bank just can according to the mode of agreement regulation utilize this outside to contract bank's access device is handled and mobile banking between the inter-bank business.
Please note that the wireless communication terminal user of mentioning among the application is intended to the user who comprises that all can use wireless communication terminal to operate on the net, it is not limited to the individual, also comprise the enterprise customer, corporate users etc. (as long as it can be operated by corresponding wireless communication terminal) on the net.
Alternatively, note and short message managing device are confirmed note except the operation requests generating run request that can respond wireless communication terminal user and are the operating result generating run results verification note, can also monitor all operations that the wireless communication terminal user account is carried out, and for each operates automatic generating run record note, and by cordless communication network the note of described generation is sent to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed according to user's request.
Those skilled in the art can know that the note recognized among the present invention and short message managing device can also be employed in other network account bookkeeping except that the present invention.Described network account includes but not limited to internet account (for example account of the Internet bank, QQ number), LAN (Local Area Network) account etc.Those skilled in the art thinkable all accounts with network operation feature all should be included within the scope of network account of the present invention.For example (but being not limited thereto), the automatic generating run request of operation requests that its network account is carried out that this note and short message managing device can respond that wireless communication terminal user requires confirms note and operates automatic generating run record note for the all-network that wireless communication terminal user is carried out, and the note of described generation sent to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed by cordless communication network.If receive effective positive acknowledgment of wireless communication terminal user, then finish the various operations that this wireless communication terminal user is asked, otherwise cancel described operation.
Fig. 2 shows and utilizes the described mobile bank system of claim 1 to carry out the method for bank transaction, and wherein wireless communication terminal user logs on mobile bank system by cordless communication network or internet; This mobile bank system of wireless communication terminal user request is handled various bankings; Note is confirmed in mobile bank system response user's the automatic generating run request of request, and by cordless communication network the operation requests of described generation is confirmed that note sends to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed; Mobile bank system response user handles the banking that it is asked to effective positive acknowledgment of described operation requests affirmation note for the user, otherwise cancels this business operation; Mobile bank system confirms that with the operating result of described generation note sends to wireless communication terminal user and user bound (sending user bound if note is set) is confirmed for result's automatic generating run results verification note of the banking operation that the user carried out and by cordless communication network with it; Effective positive acknowledgment that mobile bank system response user confirms note to described operating result is new database more, finishes corresponding banking operation, otherwise cancels this business operation and recover previous data recording from backup database.
Below specifically describing the user by way of example can be by the various operation of mobile bank system execution.
Account register/cancellation: the existing wireless communication terminal user of opening communication service can utilize wireless communication terminal (1) to log on mobile bank system by cordless communication network (3) or internet (2), and handling registration/cancellation by nusrmgr.cpl device (4) is the account of mobile banking of account number with oneself wireless terminal communications number; Perhaps handling registration/cancellation by local access device (17) is the account of mobile banking of account number with own communicating number.
The local access device (17) of indication is realized such function herein, that is, wireless terminal user can be handled all bankings that it can be handled by the system of ordinary bank at mobile bank system by this this locality access device.It can all mobile bank systems in this way the business hall or act on behalf the Room, wireless communication terminal user can or be acted on behalf the Room and handle the various bankings that can handle in other bank as it by this business hall thus.
If the information conforms mobile banking registration/cancellation requirement that the user provides, management with control device (5) by note and short message managing device (11) will register/de-registration request information generates note and issues wireless communication terminal (1) and bind wireless communication terminal (if be provided with note send to bind wireless communication terminal) and confirm confirmation by cordless communication network (3).
If manage effective positive acknowledgment of receiving corresponding wireless communication terminal (1) with control device (5), just the user registration/cancel information stores is arrived data library device (18) or deletion, and be result's automatic generating run results verification note of the operation carried out and confirm that by the operating result that management and control device (5) will generate by cordless communication network (3) note sends to wireless communication terminal (1) and binds wireless communication terminal (if be provided with note send to bind wireless communication terminal) and confirm confirmation, if management is received from effective positive acknowledgment of wireless communication terminal (1) and binding wireless communication terminal with control device (5), is then opened or close the corresponding mobile bank account for registration/logging off users; If management does not receive that with control device (5) the effective affirmation confirmation or the Negative Acknowledgement of corresponding wireless communication terminal 1 and binding wireless communication terminal (sending to the binding wireless communication terminal if note is set) confirm note, user account registration/cancellation operation will be cancelled and recover to upgrade from backup database device (19).
Alternatively, wireless communication terminal user also can be handled account register/logout service by local access device (17).
Alternatively, the operation note note be write down and be generated to per step operation all can automatically by note and short message managing device (11) in the user account registration/log off procedure, and with the operation note note with must answer authenticate real note really and store in the lump in the corresponding note memory storage, so as to guarantee the account safety and future user inquiring usefulness.In addition, also can the operation note note that generate be sent to wireless communication terminal user according to the request according to wireless communication terminal user confirms.
Accounts maintenance: wireless communication terminal user can utilize wireless communication terminal (1) to log on mobile bank system by cordless communication network (3) or internet (2), the attending device (8) of handling device (6) by banking carries out accounts maintenance, comprises user's name, lands password, mailing address, contact method, user bound setting, individual character are provided with etc. can revise information data.
Accounts maintenance is revised solicited message and is write down automatically and generating run request note by note and short message managing device (11) quilt by managing with control device (5), and management sends to corresponding wireless communication terminal (1) with the operation requests note by cordless communication network (3) with control device (5) and binds wireless communication terminal (sending to the binding wireless communication terminal if note is set) and confirm then.
If management is received corresponding wireless communication terminal (1) with control device (5) and is bound effective positive acknowledgment of wireless communication terminal (sending to the binding wireless communication terminal if note is set), just upgrade data library device (18) corresponding account information and data, upgrade the back result by note and short message management system (11) automatically generated data storehouse new record note and send to wireless communication terminal (1) and binding wireless communication terminal (if be provided with note send to bind wireless communication terminal) by management and control device (5) by cordless communication network (3) and confirm confirmation more, if confirm effectively then database update and safeguarding successfully, otherwise cancellation operation and from backup database device (19) recovery renewal.
Alternatively, wireless communication terminal user (1) also can be handled accounts maintenance by local access device (17) and revise business.
Alternatively, the operation note note be write down and be generated to per step operation all can automatically by note and short message managing device (11) in the user account maintenance process, and with the operation note note with must answer authenticate real note really and store in the lump in the corresponding note memory storage, so as to guarantee the account safety and future user inquiring usefulness.In addition, also can the operation note note that generate be sent to wireless communication terminal user according to the request according to wireless communication terminal user confirms.
Information inquiry: wireless communication terminal user can utilize wireless communication terminal (1) to log on mobile bank system by cordless communication network (3) or internet (2), and the information query device (9) of handling device (6) by banking carries out information inquiries such as mobile banking's account information, transaction record.
Alternatively, wireless communication terminal user also can be handled the information inquiry business by local access device (17).
Bank's insider transaction: for security purpose, the prescribed transactions both sides of mobile banking should initiatively initiate transaction request by the fund side of producing, at first utilize wireless communication terminal (1) to log on mobile bank system by cordless communication network (3) or by internet (2) by the side of producing, the transaction system (7) of handling device (6) by banking carries out the account and produces operation, by fill in the requests transaction content and confirm errorless back by management and control device (5) carry out Query Database device (18) corresponding produce and change over to account's relevant information (account balance etc.), and Query Result and requests transaction content generated note automatically by note and short message managing device (11) and send to the wireless communication terminal (1) of respective account correspondence respectively and bind wireless communication terminal (if be provided with note send to bind wireless communication terminal) and confirm by cordless communication network (3).
After if Query Result satisfies effective positive acknowledgment that transaction request required and received the wireless communication terminal (1) that produces and change over to account's correspondence and binding wireless communication terminal (if be provided with note send to bind wireless communication terminal), management just can be upgraded corresponding the producing of data library device (18) with control device (5) and change account's relevant information over to, simultaneously note and short message management system (11) with the automatically generated data storehouse more the new record note send to the wireless communication terminal (1) and the binding wireless communication terminal (sending to the binding wireless communication terminal) that produce and change over to account's correspondence respectively and confirm confirmation if note is set, upgrade successfully if confirm effective complete operation, otherwise cancellation is operated or is returned layer operation and recovers to upgrade from backup database (19).
Alternatively, wireless communication terminal user (1) also can be handled transaction business in the row by local access device (17).
Alternatively, the operation note note be write down and be generated to per step operation all can automatically by note and short message managing device (11) in bank's insider transaction process, and with the operation note note with must answer authenticate real note really and store in the lump in the corresponding note memory storage, so that guarantee account's the safety and the usefulness of user inquiring in future, in addition, also can the operation note note that generate be sent to wireless communication terminal user according to the request according to wireless communication terminal user confirms.
Cross-bank transaction (fund produces): according to subscribing to the agreement with outside bank, everyly produce transaction business in the signatory bank account in outside via house account, all the account who is set up as special wireless communication terminal user of one's own profession by outside bank (special is that outside signatory bank sets up special wireless communication terminal user account) agency accepts and changes transaction business over to, and mode of doing business is with bank's insider transaction.
Alternatively, wireless communication terminal user also can be handled inter-bank transaction (producing) business by local access device (17).
Alternatively, the operation note note be write down and be generated to per step operation all can automatically by note and square fuse tube reason system (11) in cross-bank transaction (fund produces) process, and with the operation note note with must answer authenticate real note really and store in the lump in the corresponding note memory storage, so as to guarantee the account safety and future user inquiring usefulness.In addition, also can the operation note note that generate be sent to wireless communication terminal user according to the request according to wireless communication terminal user confirms.
Can otherwise carry out inter-bank transaction (producing) business according to subscribing to the agreement.
Cross-bank transaction (fund changes over to): according to subscribing to the agreement with outside bank, everyly produce transaction business in the account of one's own profession family via the signatory bank account in outside, all account's (setting up special user account for the one's own profession specially) agency who is set up as special user of its row by one's own profession accepts and changes transaction business over to, when one's own profession wireless communication terminal user bank account is produced in outside bank account financial need, must be transferred in the special account who sets up for one's own profession by outside signatory bank's access device (20), be transferred to the designated user account separately by one's own profession then, after this process of exchange is with bank's insider transaction.
Alternatively, the operation note note be write down and be generated to per step operation all can automatically by note and short message managing device (11) in cross-bank transaction (fund changes over to) process, and with the operation note note with must answer authenticate real note really and store in the lump in the corresponding note memory storage, so as to guarantee the account safety and future user inquiring usefulness.In addition, also can the operation note note that generate be sent to wireless communication terminal user according to the request according to wireless communication terminal user confirms
Can otherwise carry out inter-bank transaction (changing over to) business according to subscribing to the agreement.
Bank account is cashed and deposited cash: wireless communication terminal user can be handled by local access device (17) and cash and the business of depositing cash.
Alternatively, wireless communication terminal user can be carried out depositing cash of its account of people mobile banking by the radio communication expense of prepaying certain amount of money.This can be by carrying out the depositing cash of its people mobile banking account by rechargeable card, the wireless Internet access user who buys certain denomination by the modes such as card of surfing Internet of buying certain denomination such as but not limited to mobile phone user.In addition, if wireless communication terminal user with the signatory outside bank of mobile bank system of the present invention in also set up the account, so wireless communication terminal user can certainly by above-mentioned cross-bank conclude the business (fund produces) in the account of Web bank of its registration, change fund over to.
Though above-mentionedly introduce the method that several wireless communication terminal user can deposit fund to the account of its mobile banking in by way of example, but those skilled in the art can expect at an easy rate that other deposits the method for fund in to the account of mobile banking, and the present invention is not limited to method set forth above.
Though above-mentionedly described the various operations that wireless communication terminal user can be carried out by way of example, but the present invention is not limited to these above-mentioned operations, obviously, wireless communication terminal user can also use same as the previously described embodiments or similar method to carry out other various bankings by mobile bank system of the present invention.
It will be appreciated by those skilled in the art that can be by hardware according to the various devices of mobile bank system of the present invention, and the combination of element or hardware and software realizes and is not limited to a certain specific forms.
As above describe the present invention with reference to the accompanying drawings, but those skilled in the art can make various variation and modification and not deviate from spirit of the present invention.For example, according to the present invention, can be with the market, entities such as charge station are included the wireless communication terminal user according to mobile banking of the present invention in, so just can make wireless communication terminal user (such as but not limited to mobile phone user or Internet user) easily by concluding the business and transfer accounts between mobile bank system and the wireless communication terminal user, thereby save the waste on the unnecessary man power and material greatly and improved efficient such as market and charge station.
Claims (8)
1. mobile bank system, wireless communication terminal user can utilize wireless communication terminal, sign in to this mobile bank system by internet (2) or cordless communication network (3) handles various bankings, and this mobile bank system comprises:
Nusrmgr.cpl device (4) is used for the account of wireless communication terminal user is managed;
Banking is handled device (6), is used to wireless communication terminal user to handle the various bankings that existing banking system can be handled;
Data library device (18), the user profile and the various banking record of storage mobile bank system; And
Management and control device (5) are used for the operation of the whole mobile bank system of integrated control ﹠ management,
It is characterized in that, this mobile bank system also comprises note and short message managing device (11), be used for that corresponding operation requests is monitored and generated automatically in the account's of wireless communication terminal user mobile banking miscellaneous service operation and confirm note or operating result affirmation note, the note of described generation is sent to wireless communication terminal user and user bound is confirmed to confirm by cordless communication network, if receive effective positive acknowledgment of wireless communication terminal user and user bound, then finish the various operations that this wireless communication terminal user is asked, otherwise cancel described operation, mobile banking's account number of wherein said wireless communication terminal user is the communicating number of its wireless communication terminal.
2. according to the mobile bank system of claim 1, also comprise local access device (17), wireless communication terminal user can directly be handled its various bankings at mobile bank system by this this locality access device (17).
3. according to the mobile bank system of claim 1, also comprise outside signatory bank's access device (20), mobile bank system can be according to the request of wireless communication terminal user, handles the account of the signatory bank in this outside that this user provides and the various inter-bank transaction between the account of mobile banking by the signatory bank's access device (20) in this outside.
4. according to the mobile bank system of claim 1, wherein note and short message management system (11) also comprise note memory storage (12,13,14,15,16), are used to store the operation note note and the request user that are generated and confirm note so that the user inquires about and checks.
5. according to the mobile bank system of claim 1, also comprise a backup database device (19), be used to data library device (18) to provide data to recover and backup functionality.
6. according to any one described mobile bank system of claim 1-5, wherein wireless communication terminal can be wireless communication handset or radio networking device.
7. note and short message managing device, be used to respond that note is confirmed in the automatic generating run request of operation requests that wireless communication terminal user requires carries out its network account and for to the automatic generating run record of all operations that network account carried out of wireless communication terminal user note, and the note of described generation is sent to wireless communication terminal user and user bound is confirmed by cordless communication network, if receive effective positive acknowledgment of wireless communication terminal user, then finish the various operations that this wireless communication terminal user is asked, otherwise cancel described operation.
8. note as claimed in claim 7 and short message managing device, the network account of wherein said wireless communication terminal user can be the communicating numbers of described wireless communication terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200580000179 CN1820280A (en) | 2004-02-26 | 2005-02-18 | Mobile bank system |
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200410007560.6 | 2004-02-26 | ||
| CN 200410007560 CN1661605A (en) | 2004-02-26 | 2004-02-26 | Mobile bank |
| CN 200580000179 CN1820280A (en) | 2004-02-26 | 2005-02-18 | Mobile bank system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1820280A true CN1820280A (en) | 2006-08-16 |
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Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200410007560 Pending CN1661605A (en) | 2004-02-26 | 2004-02-26 | Mobile bank |
| CN 200580000179 Pending CN1820280A (en) | 2004-02-26 | 2005-02-18 | Mobile bank system |
Family Applications Before (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200410007560 Pending CN1661605A (en) | 2004-02-26 | 2004-02-26 | Mobile bank |
Country Status (2)
| Country | Link |
|---|---|
| CN (2) | CN1661605A (en) |
| WO (1) | WO2005083600A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101448001B (en) * | 2008-11-19 | 2012-03-21 | 中国工商银行股份有限公司 | System for realizing WAP mobile banking transaction security control and method thereof |
| CN110995760A (en) * | 2019-12-24 | 2020-04-10 | 中国银行股份有限公司 | Unmanned mobile banking outlet business processing system, server, outlet and method |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102143482B (en) * | 2011-04-13 | 2013-11-13 | 中国工商银行股份有限公司 | Method and system for authenticating mobile banking client information, and mobile terminal |
| CN103346880B (en) * | 2013-06-03 | 2016-01-06 | 上海众人网络安全技术有限公司 | A kind of handset token automatic recovery system and method |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20020032269A (en) * | 2000-10-23 | 2002-05-03 | 윤병철 | A service system for informing money transfer information and a method thereof |
| KR100448345B1 (en) * | 2001-09-27 | 2004-09-13 | 모빌토크(주) | Payment Management Method in Internet Banking using Mobile Communication Device |
| WO2003046784A1 (en) * | 2001-11-29 | 2003-06-05 | Niel Eben Viljoen | Method and system for operating a banking service |
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2004
- 2004-02-26 CN CN 200410007560 patent/CN1661605A/en active Pending
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2005
- 2005-02-18 CN CN 200580000179 patent/CN1820280A/en active Pending
- 2005-02-18 WO PCT/CN2005/000200 patent/WO2005083600A1/en active Application Filing
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101448001B (en) * | 2008-11-19 | 2012-03-21 | 中国工商银行股份有限公司 | System for realizing WAP mobile banking transaction security control and method thereof |
| CN110995760A (en) * | 2019-12-24 | 2020-04-10 | 中国银行股份有限公司 | Unmanned mobile banking outlet business processing system, server, outlet and method |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2005083600A1 (en) | 2005-09-09 |
| CN1661605A (en) | 2005-08-31 |
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