CN1591432A

CN1591432A - Method for paying administration penalty of traffic penalty, etc. and affirming payment by mobile telephone

Info

Publication number: CN1591432A
Application number: CN 03140289
Authority: CN
Inventors: 黄金富
Original assignee: Individual
Current assignee: Individual
Priority date: 2003-08-28
Filing date: 2003-08-28
Publication date: 2005-03-09

Abstract

The persent invention relates to a method for paying administrative penalties by means of mobile telephone. Said method includes: after the related information of payer's bank account number (or bank card number), etc. is obtained by administrative penalty imposition department, the payment information can be sent into the payer's bank of deposit, then the payment information can be sent into payer's mobile telephone by means of payer's bank of deposit, and the payer can utilize mobile telephone to acknowledge or reject said payment information, then payer's bank of deposit can notify the payment information acknowledge by payer to the penalty imposition department, if the payment information is acknowledge by payer and its transaction is successful, the correspondent sum of money can be transferred into the penalty imposition department account from the payer's account by means of payer's bank of deposit.

Description

Utilize mobile phone to pay administrative penalty such as traffic fine and confirm the method for payment

TECHNICAL FIELD OF THE INVENTION

The present invention relates to utilize the communication field of mobile phone and the clearing record keeping field of payment payment.

The technical background of invention

The development of mechanics of communication now popularizes as mobile phone that in time obtain and send that various information provide may for people.

Goal of the invention

Pay administrative penalty now, must pay or pay then and there to fine unit given place, make the litigant feel very inconvenience by the litigant.Particularly traffic fine, the litigant will pay then and there and be inconvenient, also may cause corrupt the generation.So it is very necessary to invent the method for paying the penalty a kind of not only convenient but also safety, the present invention is exactly in order to reach above purpose.

Summary of the invention

The present invention is based on the development of The present computer technology and modern communications technology.

Be the convenience in the statement, this instructions can be fined and the unit that collects fund is referred to as fine unit to the payer, as administrative law enforcement units such as traffic police department, department of municipal administration, public security organs.The payer bank of deposit can be commercial bank, urban credit cooperative, rural credit cooperative, postal saving and the credit service provider that credit service is provided for the payer.

Method of the present invention mainly comprises the steps:

A, fine unit obtain payer's bank account (or bank card) number in interior information;

B, fine unit send to the payer bank of deposit and require from the corresponding fund of payment in the payer account to the account's of the unit of fine payment information;

After in a single day c, the payer bank of deposit received fine unit payment information and identification, the mode of using voice message phone was to payer's mobile phone Sending Payments information, and the people that requests for payment confirms or refusal;

D, payer utilize mobile phone payment information is confirmed or to be refused and feed back the payer bank of deposit;

After the information that the payer confirms is received by e, the payer bank of deposit, change corresponding fund over to the fine account of unit, and confirmation is sent to fine unit, otherwise directly payer's refusal information is sent to fine unit from payer account;

After the affirmation information of the payer bank of deposit is received by f, fine unit, open the document of paid fine to the payer;

In the method, behind the successful payment, the payer bank of deposit can be to the notice of payer's mobile phone Sending Payments success; The fine unit can pay in the notice of success to payer's mobile phone or the transmission of its staff's mobile phone;

The present invention is further illustrated below by drawings and Examples:

The step of process description the inventive method of Figure of description

A, Huang are found by the traffic police because of break in traffic rules and regulations, require the fine of paying 20 yuan of Renminbi.Huang informs the traffic police with bank's card number 95,599 8,008 5173870115 of own Shenzhen agricultural bank.The traffic police sends to the traffic police with the information of Huang bank card number 95,599 8,008 5173870115 and 20 yuan of Renminbi of fine and imposes a fine booking center;

B, the fine traffic police of unit are imposed a fine booking center and are sent the payment information that requires to pay 20 yuan of traffic fine Renminbi in payer Huang bank card 95,599 8,008 51,738 70115 accounts to Shenzhen agricultural bank of the payer bank of deposit;

After in a single day c, Shenzhen agricultural bank of the payer bank of deposit receive that the fine traffic police of unit is imposed a fine booking center's payment information and identification, Mobile Directory Number 13902966788 according to the original registration of Huang, mode with voice message phone sends the payment information of whether agreeing to pay 20 yuan of Renminbi to payer's mobile phone 13902966788, and the people that requests for payment confirms or refusal;

After receiving calls, d, payer utilize mobile phone payment information is confirmed or to be refused and feed back Shenzhen agricultural bank; On phone, confirm payment as Huang, or refuse payment by refusal password 44 by affirmation password 88; In the time of agreement, do not confirm in 5 seconds that as Huang then bank can be considered it and refuses payment;

After the information that the payer confirms is received by e, Shenzhen agricultural bank, change 20 yuan of corresponding fund Renminbi over to the fine traffic police of unit in payer's bank card 95,599 8,008 51,738 70115 accounts and impose a fine the account of booking center, and confirmation is sent to fine unit; Otherwise directly payer's refusal information is sent to fine unit; As " 20 yuan of moneys of Renminbi have been received appropriate " or " payer refuses payment " or the like;

F, Shenzhen agricultural bank of the payer bank of deposit are to the notice of payer's mobile phone Sending Payments success; " on June 9th, 2003 13:30, you account reduces 20 yuan of Renminbi, 58000 yuan of balance in hand Renminbi as SMS." Shenzhen agricultural bank can also voice message phone or mode such as multimedia send notice to the payer;

G, the fine traffic police of unit are imposed a fine after booking center obtains money and received appropriate information, send the notice of Transaction Success to the traffic police; As " 20 yuan of Renminbi of fine have been received appropriate, the break in traffic rules and regulations of can letting pass people.”

After h, traffic police learn the successful information of the paid fine of Huang, open to Huang and to let pass after imposing a fine receipt.

Use method step of the present invention, also can be applicable to other fine, as municipal administration's fine, administrative penalty or the like, under said circumstances, its fine unit is corresponding can change.

Claims

1, a kind of method of utilizing mobile phone to pay administrative penalty and confirm to pay the bill, this method comprises the steps:

2, according to claim 1, behind the successful payment, the payer bank of deposit can be to the notice of payer's mobile phone Sending Payments success; The fine unit can pay in the notice of success to payer's mobile phone or the transmission of its staff's mobile phone;

3, according to claim 1, the payer bank of deposit can be commercial bank, urban credit cooperative, rural credit cooperative, postal saving and the credit service provider that credit service is provided for the payer.