CN117315802A

CN117315802A - Highway fee payment method, device and storage medium

Info

Publication number: CN117315802A
Application number: CN202311609105.2A
Authority: CN
Inventors: 康传刚; 常志宏; 崔建; 李镇; 王健; 谷丽蕊; 周雷; 任栋; 王川; 任朝阳; 李超; 王伟东
Original assignee: Shandong Hi Speed Co Ltd
Current assignee: Shandong Hi Speed Co Ltd
Priority date: 2023-11-29
Filing date: 2023-11-29
Publication date: 2023-12-29
Anticipated expiration: 2043-11-29
Also published as: CN117315802B

Abstract

The invention discloses a highway fee payment method, equipment and a storage medium, and belongs to the technical field of traffic management. The method comprises the steps of obtaining vehicle information of a user with a CPC card; under the condition that the vehicle information is correspondingly associated with a preceding and following payment account, determining whether the user meets a preset condition of paying corresponding fees after passing through a toll station lane; if the charge is met, controlling the gate of the toll station lane where the user is located to be in a lifting state, so that the user passes through the toll station lane without paying the charge; and in a preset collection period after the user drives to leave the toll station lane, carrying out charge collection on the charge which is paid by the leading-after-payment account, so that the user pays corresponding charge after passing through the toll station lane in advance, and the situation that vehicles are crowded at a toll station channel is avoided.

Description

Highway fee payment method, device and storage medium

Technical Field

The present invention relates to the field of traffic management technologies, and in particular, to a method, an apparatus, and a storage medium for payment of highway fees.

Background

The EM lane of the expressway is an ETC (Electronic Toll Collection ) and MTC (Manual Toll Collection, manual toll collection) full-time hybrid lane, which can meet the requirement of MTC vehicles and ETC vehicles passing simultaneously.

The ETC vehicle enters the lane, and directly passes through the toll station according to ETC cards handled by the vehicle owners, and achieves the effects of identifying the distance and automatically paying fees, the vehicle owners of the MTC vehicle usually use CPC cards (Compound Pass Card, highway composite traffic cards), the CPC cards can only record the driving interval, the high-speed driving fees of the vehicle owners are recorded, the fee paying action cannot be achieved, and the vehicle owners of the corresponding MTC vehicle are required to pay the CPC cards and park at the toll station.

Therefore, during the use of the current EM lane, there is also a case where part of the MTC vehicles are temporarily stopped at the toll station, resulting in that the EM lane may still be congested.

Disclosure of Invention

The invention mainly aims to provide a highway fee payment method, equipment and a storage medium, which aim to solve the technical problem that the current EM lane has congestion due to the fact that part of a vehicle owner uses CPC card to stop and pay.

In order to achieve the above object, the present invention provides a highway fee payment method, comprising the steps of:

acquiring vehicle information of a user with a CPC card;

under the condition that the vehicle information is correspondingly associated with a preceding and following payment account, determining whether the user meets a preset condition of paying corresponding fees after passing through a toll station lane;

if the charge is met, controlling the gate of the toll station lane where the user is located to be in a lifting state, so that the user passes through the toll station lane without paying the charge;

and in a preset collection period after the user drives to leave the toll station lane, carrying out charge collection on the charge which is paid by the leading-after-payment account, so that the user pays corresponding charge after passing through the toll station lane.

Optionally, acquiring application information of a user, wherein the application information comprises identity information, vehicle information and financial authentication information of the user;

determining a credit rating and a payment capability rating of the user according to the identity information, the vehicle information and the financial authentication information;

and determining a credit value and user rights matched with the user according to the credit level and the payment capability level, and creating a leading post-payment account number of the user passing through a corresponding toll station of the expressway according to the credit value and the user rights, wherein the credit value is used for determining a pre-payment amount corresponding to the leading post-payment account number.

Optionally, acquiring a repayment behavior of the user, and a usage record of the user using the pre-paid account number corresponding to a pre-paid function;

dynamically adjusting the credit value of the leading and trailing account according to the repayment behavior and the use record;

and adjusting the pre-payment amount corresponding to the pre-payment account number according to the dynamically adjusted credit value, wherein the pre-payment amount is the pre-payment amount of the user passing through the toll station lane, and the pre-payment amount is positively correlated with the credit value.

Optionally, determining a payment date and a payment amount involved in the payment action;

calculating an expected magnitude of change in the credit value based on the repayment activity based on the repayment date, the repayment amount, and the usage record;

dynamically updating the credit value of the preceding and following account according to the predicted change amplitude;

after the step of dynamically adjusting the credit value of the leading and trailing account according to the repayment behavior and the usage record, the method further includes:

and adjusting the credit level corresponding to the advanced postpaid account number according to the updated credit value, and adjusting the rights enjoyed by the advanced postpaid account number according to the credit level.

Optionally, according to the usage record, determining a usage frequency of the user in a preset usage period, and determining a usage date of the user in the preset usage period;

generating a change coefficient of the credit value according to the use date and the use frequency;

and calculating the expected change amplitude of the credit value based on the repayment action according to the change coefficient, the repayment date and the repayment amount.

Optionally, under the condition that the user does not apply for the advanced postpaid account number and the toll station lane where the user is located is in a preset crowded state, generating a fee payment service according to the CPC card of the user;

establishing service connection between the vehicle information and the fee payment service, and monitoring the delivery schedule of the fee payment service in real time according to the service connection;

if the overdue unpaid or insufficient payment amount of the user is monitored, the user is traced back to the user through the business contact so as to prompt the user to pay corresponding fees in time.

Optionally, identifying the number of vehicles to be paid in the lane of the toll station, and determining the parking time required by each vehicle to be paid in the payment process;

Acquiring the queue conditions of the vehicles to be paid in the target area of the toll station lane, and generating a vehicle moving chain of each vehicle to be paid according to the queue conditions, the number of vehicles and the parking time;

predicting the predicted parking total duration of each vehicle to be paid in sequence according to the prediction sequence from the head node of the vehicle moving chain to the tail node of the vehicle moving chain;

and if the estimated parking total time length of any vehicle in the vehicle moving chain required to wait is greater than the preset time length, determining that the toll station lane is in a preset crowded state currently.

Optionally, a first average parking time when a first preset vehicle passes through the toll station lane is obtained, and a second average parking time when a second preset vehicle passes through the toll station lane is obtained, wherein the first preset vehicle is a vehicle corresponding to a preceding and following payment account, the second preset vehicle is a vehicle needing to pay corresponding fees manually, and the second average parking time is greater than the first average parking time;

and predicting the predicted total parking duration of each vehicle to be paid according to the first average parking time and the second average parking time and in the prediction sequence from the head node of the vehicle moving chain to the tail node of the vehicle moving chain.

In addition, in order to achieve the above object, the present invention also provides an expressway fee payment apparatus including:

the acquisition module is used for acquiring vehicle information of a user with the CPC card;

the determining module is used for determining whether the user meets the preset condition of paying corresponding fees after passing through a toll station lane in advance or not under the condition that the vehicle information is correspondingly associated with a preceding and following payment account;

the control module is used for controlling the gate of the toll station lane where the user is located to be in a lifting state if the toll station lane is met, so that the user passes through the toll station lane in advance under the condition of not paying the fee;

and the additional payment module is used for carrying out fee additional payment on the payable fee of the advanced additional payment account in a preset collection period after the user drives the vehicle to leave the toll station lane, so that the user pays corresponding fee after passing through the toll station lane.

In addition, to achieve the above object, the present invention also provides an apparatus comprising: a memory, a processor, and a highway toll payment program stored on the memory and executable on the processor, the highway toll payment program configured to implement the steps of the highway toll payment method as described above.

In addition, in order to achieve the above object, the present invention also provides a computer-readable storage medium having stored thereon a highway fee payment program which, when executed by a processor, implements the steps of the highway fee payment method as described above.

According to the invention, the vehicle information of the user with the CPC card is acquired, and whether the user meets the preset condition of paying corresponding fees after passing through the toll station lane is determined under the condition that the vehicle information is correspondingly associated with the advanced post-payment account, and the barrier gate of the toll station lane where the user is positioned is controlled to be in a lifting state under the condition that the preset condition is met, so that the user passes through the toll station lane in advance under the condition that the fees are not paid, and the fee payable of the advanced post-payment account is paid after the fee payable of the user leaves the toll station lane in the preset fee collecting period after driving, so that the user pays corresponding fees after passing through the toll station lane in advance, and therefore, the CPC card user only needs to associate the vehicle information with the advanced post-payment account, the no-parking fee paying effect can be realized through the advanced post-payment account, and the efficiency of the vehicle corresponding to the user passing through the toll station lane is improved.

Drawings

FIG. 1 is a flow chart of a first embodiment of a highway toll payment method according to the present invention;

FIG. 2 is a schematic diagram of a multi-party interaction flow for first-in-second payment in an embodiment of the invention;

FIG. 3 is a flow chart of a second embodiment of the highway toll payment method according to the present invention;

FIG. 4 is a flow chart of a third embodiment of a highway toll payment method according to the present invention;

FIG. 5 is a schematic flow chart of a temporary release of a vehicle in a front-to-rear payment according to an embodiment of the present invention;

FIG. 6 is a schematic diagram of a system for front-to-back payment according to an embodiment of the present invention;

FIG. 7 is a block diagram illustrating an embodiment of a highway toll payment apparatus according to the present invention;

FIG. 8 is a schematic diagram of a device architecture of a hardware runtime environment in which embodiments of the present invention are related.

The achievement of the objects, functional features and advantages of the present invention will be further described with reference to the accompanying drawings, in conjunction with the embodiments.

Detailed Description

It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the invention.

Referring to fig. 1, fig. 1 is a flowchart illustrating a first embodiment of a highway toll payment method according to the present invention.

In a first embodiment, the highway toll payment method includes the steps of:

S10, acquiring vehicle information of a user with a CPC card;

it is understood that the vehicle information is mainly license plate number information of the vehicle, or vehicle model information, for example, by providing an identification device at the toll booth, by which the license plate number of the vehicle currently entering the toll booth is identified, or the model of the vehicle is identified, and the vehicle can be distinguished as a car or a large truck, or the like.

The vehicle information can be used for calling a corresponding database through the Internet to determine the attribution user of the vehicle or other public information related to the vehicle information.

It can be understood that the CPC card can only record the driving interval, record the high-speed driving fee of the vehicle owner, but cannot realize fee deduction action, and the user who needs to hold the CPC card uploads the CPC to related personnel at the toll station, so that the related personnel can charge fee and invoice and other business services to the corresponding user at the toll station according to the route and fee recorded by the CPC card.

In this embodiment, in order to avoid the situation that the user holding the CPC card needs to park at the toll station and wait for paying the corresponding fee for too long, which results in congestion of vehicles at the toll station or affects the situation that the following vehicles cannot pass through quickly, a method for enabling the user holding the CPC card to pass through the corresponding toll station is provided, specifically, an interactive system of first-pass and second-pass is required to be constructed correspondingly, wherein a first-pass payment account number is required to be set under the interactive system, a binding relation is established between the account number and the user or the user's vehicles, and a passing method for providing the corresponding user with the first-pass toll station and the second-pass payment account number is provided.

It should be noted that, the passing mode of the preceding and following payment can be realized on the basis of the preceding and following payment account, namely, the preceding and following payment account can be used as an account for paying the fee in advance, and the amount of the fee paid in advance is paid in a period of time after the user passes through the toll station, so that the effect that the user passes through the toll station quickly is realized, and the user is ensured to pay enough fee after passing through the toll station.

In addition, the user with the CPC card can choose to pay directly in situ, and the related personnel of the toll station can determine whether the user needs a passing mode of paying in advance or not in a query mode, or in the case of more crowded vehicles, the user can be directly provided with the passing mode of paying in advance, so that the crowded user at the toll station is avoided, and the efficiency of other vehicles passing through the toll station is reduced.

S20, determining whether the user meets a preset condition of paying corresponding fees after passing through a toll station lane in advance or not under the condition that the vehicle information is correspondingly associated with a preceding and following payment account;

it is understood that, when the preceding post-payment account number is associated with the vehicle information, it is understood that the user of the vehicle has registered the preceding post-payment account number, and the vehicle of the user can be bound by the preceding post-payment account number, so that by identifying the vehicle information, it is possible to determine whether the current user is registered with the preceding post-payment account number by the vehicle information.

When the user is identified to register the pay-before-pay number, the user can directly select the pass mode of the pay-before-pay, and at the moment, the user can inquire through the personnel related to the toll gate or can pay the pay-before-pay directly.

It should be noted that when it is identified that the user has a post-pay account, it is further required to determine whether the current user meets a preset condition, where the preset condition includes determining a pre-pay amount of the post-pay account, and determining a credit condition of the user, and when the pre-pay amount and the credit condition meet the preset conditions, determining that the current user can enjoy a pass manner of the post-pay.

The toll station lane can be an EM lane of a high-speed toll station, and supports manual payment and online payment.

Specifically, when the user registers the post-pay account and the user uses the pass mode of the post-pay account, the user may generate a partial overdue compensation fee or the compensation fee amount has deviation, at this time, the user is judged not to meet the corresponding preset condition, and the user can be determined to meet the corresponding preset condition when the credit condition of the user is good (the number of times of overdue compensation or overdue compensation is less or the user pays the right amount each time), or the pre-pay amount of the post-pay account of the user can pay the fee generated when the user passes through the high speed currently, and the like, specifically, refer to fig. 2.

According to fig. 2, it can be known that, a user can install and register a smooth and general APP, and perform corresponding binding, authentication, and the like, so as to sign up corresponding advanced and post-payment functions, and after checking through a platform, the user becomes a member corresponding to the advanced and post-payment functions (if checking fails, the user needs to submit corresponding data again to submit a sign-up application), the user can submit a CPC card on an EM lane, the EM lane can inquire vehicle information corresponding to the user, determine whether the current user possibly uses the advanced and post-payment functions, and meanwhile, the user needs to obtain corresponding authorization, determine whether the user needs advanced and post-payment, after both ends of the confirmation process are passed, the EM lane can adopt an advanced and post-payment mode, so that the user drives through the lane first, specifically, the barrier in the lane needs to be controlled to lift up a limit lever, the user is released, so that the user enjoys the advanced and post-payment functions, and meanwhile, the user needs to print an invoice of the payment cost required by the current user, and the APP can pay corresponding cost in the following time period.

S30, if the charge station lane is met, controlling a gate of a charge station lane where the user is located to be in a lifting state, so that the user passes through the charge station lane in advance under the condition of not paying the charge;

It can be understood that when the user meets the preset condition of paying in advance, the CPC card of the user can be charged, and according to the cost recorded by the CPC card, the user pays in advance by paying in advance through the account in advance and waits for the user to pay in advance in the later period.

The toll station lane refers to an EM lane of a toll station or a manual toll collection lane of the toll station, and users with CPC cards enter the two lanes and collect fees.

The corresponding barrier gate is arranged at the lane of the toll station, and vehicles are intercepted in the lane of the toll station or are released by controlling the lifting and falling states of the barrier gate, so that the vehicles can leave the toll station.

It should be noted that, the current user can pass through the toll station lane in advance and finish the payment within a certain period of passing through the toll station lane by paying the account number after going ahead, which is equivalent to the payment of the prepaid amount in the account number after going ahead, and the user does not need to pay the fee by manual operation.

The pre-paid amount refers to the amount that the post-paid account is capable of satisfying, for example, the post-paid account a is provided with an amount that can be paid in advance by 100, the post-paid account B is provided with an amount that can be paid in advance by 200, and the like.

S40, in a preset collection period after the user drives to leave the toll station lane, the charge payable of the preceding and following account is paid, so that the user pays corresponding charge after passing through the toll station lane.

It is understood that the preset collection period refers to a period of time for which the user needs to pay the fee, and the preset collection period may be seven days or ten days, etc., and is specifically determined according to practical situations.

It can be understood that in order to avoid the situation that the user forgets the fee after passing through the toll gate, a fee-following payment mode is adopted in a preset payment period, on one hand, the staff of the related toll gate is prompted to timely pay according to the user payment progress, and on the other hand, the user is prompted to timely pay the fee.

Specifically, the method can be divided into two parts in the process of the fee-based additional payment, the additional payment can be carried out in a preset collection period, and the fee-based additional payment can also be carried out under the condition that the user does not pay after overdue.

For example, after the user leaves the toll station for seven days, inquiring the traffic information and the account period or overdue condition, paying the toll, ending the payment process of the first high-speed traffic and the second payment, automatically prompting the payment in the preset collection period, and sending a short message to the user for prompting the payment every day after the first day, the second day and the first two days after the first payment. For the user who does not pay the toll, overdue reminding can be performed in the APP registered with the advanced and postpaid account. Meanwhile, overdue reminding is sent to the toll station staff through the short message and the enterprise WeChat, so that the staff can pay the user through telephone or short message.

For example, if the subscriber does not pay for traffic in a specified time, the following rule is used, wherein after the expiration of 5 days, the toll station staff should pay for additional fee periodically (every 2 days) through various legal reasonable methods or means, and information such as additional fee-collecting time, additional fee-collecting person, additional fee-collecting mode and the like needs to be input into the system, so that the evidence chain is complete in the later litigation procedure, additional fee-collecting can be performed through telephone, or additional fee-collecting stations can be combined for additional fee-collecting, and in addition, credit-collecting additional fee-collecting and litigation additional fee-collecting can be performed according to legal terms.

According to the embodiment, by acquiring the vehicle information of the user with the CPC card and determining whether the user meets the preset condition of paying corresponding fees after passing through the toll station lane in advance under the condition that the vehicle information is correspondingly associated with the advanced post-payment account, and controlling the gate of the toll station lane where the user is located to be in a lifting state under the condition that the preset condition is met currently, the user passes through the toll station lane in advance under the condition that the user does not pay fees, and in the preset collection period after the user drives away from the toll station lane, the fee payable by the advanced post-payment account is paid after the fee payable by the user, so that the CPC card user only needs to associate the vehicle information with the advanced post-payment account, the non-stop payment effect can be realized through the advanced post-payment account, and the efficiency of the vehicle corresponding to the user passing through the toll station lane is improved.

As shown in fig. 3, a second embodiment of the highway fee payment method according to the present invention is provided based on the first embodiment, and in this embodiment, the method further includes:

s51, acquiring application information of a user, wherein the application information comprises identity information, vehicle information and financial authentication information of the user.

It will be understood that when the user completes the pass of the preceding and following payment by the preceding and following payment account, the preceding and following payment account needs to be used to complete the operation of pre-payment, and therefore, the user needs to register the corresponding account in advance, and when the user wants to adopt the pass of the preceding and following payment, the user directly completes the operation of pre-payment by the account.

In order to register a corresponding advanced pay-after-account, application information of a user needs to be acquired, wherein the application information comprises identity information, vehicle information and financial authentication information of the user, the identity information refers to contact information, an identity card number or other information for proving identity of the user, the vehicle information refers to relevant information of a vehicle of the user, and the financial authentication information refers to information used for representing payment capability of the user, such as income condition, consumption level, financial repayment capability and the like of the user.

In addition, the information of the internal staff of the related toll station can be used as reference information when the user applies for the account number, for example, the user of the internal staff push can be used as a trusted user.

S52, determining the credit level and the payment capability level of the user according to the identity information, the vehicle information and the financial authentication information.

It can be understood that, according to the identity information, the vehicle information and the financial authentication information, the credit rating and the payment capability rating of the user can be determined, that is, the credit and the consumption capability of the user are evaluated by the three types of information, the credit condition of the user (including the user with good credit, or the user with poor credit and the lost credit which still holds a lot of debt) can be determined, and the payment capability rating of the current user can also be determined, for example, the user has stable income, and the payment capability rating of the user can be classified into a higher rating in case of timely repayment of the debt each month and the like.

It should be noted that, the higher the credit level and the payment capability level, the higher the level of the corresponding created advanced post-paid account, and the higher the level of the account, the more the user can enjoy the rights, wherein the rights mainly refer to the amount of the amount that can be pre-paid by the advanced post-paid account, and the user can also enjoy a longer payment period, for example, one month, etc., wherein the corresponding financial account can be bound to the advanced post-paid account, so as to realize the financial deduction, that is, the fee payment effect of the toll station can be completed in a manner of borrowing the advanced post-paid account, which is equivalent to the binding of the advanced post-paid account to the third party financial account, the pre-payment can be performed by the third party financial account, and the user can complete the payment of the third party financial account by the advanced post-paid account.

Namely, the first-in and second-out account numbers can realize payment in two ways, wherein one of the first-in and second-out accounts is the function that the user passes through the toll gate and the first-in and second-out accounts is not signed up for the financial deduction function, the debt to be paid by the user needs to be generated, the other one of the first-in and second-out accounts passes through the toll gate, the payment action is completed through the financial deduction function corresponding to the first-in and second-out accounts, and the subsequent user completes the payment action, wherein the after-payment condition refers to the condition that the user is not paid and the first-in and second-out accounts are the function of opening the financial deduction function, and related personnel are required to carry out after-payment to the user.

And S53, determining a credit value and user rights matched with the user according to the credit level and the payment capability level, and creating a pre-paid account number of the user passing through a corresponding toll station of the expressway according to the credit value and the user rights, wherein the credit value is used for determining a pre-paid amount corresponding to the pre-paid account number of the user passing through the pre-paid account number.

It will be appreciated that the credit status of the current user and the level of user's consumption capabilities may be determined based on the credit rating and the payment capability rating, so that different equity may be selected for different users when creating a look-ahead account.

Specifically, the credit rating of the user may be divided into five levels, including a first level (public), a second level (silver), a third level (gold), a fourth level (platinum) and a fifth level (diamond), respectively, the higher the level is, the more the user enjoys the right, wherein a corresponding credit value may be introduced, which may be obtained by comprehensively calculating the credit rating and the payment capability rating, and different credit value range intervals may correspond to different credit ratings.

For example, the account number case of a look-ahead checkout as exemplified in table 1 may be generated according to different credit levels, credit values, and equities.

TABLE 1 priority to pay credit rating equity table

In addition, the information of the internal staff of the related toll station can be used as reference information when the user applies for the account, for example, the user pushed in by the internal staff can be used as a trusted user, and specifically, the credit value of the user can be adjusted.

Meanwhile, the credit value and the credit level can be adjusted according to the subscription function of the account corresponding to the user, specifically, the account situation of the pay-before-the-first account is exemplified in table 2.

TABLE 2 subscription level of accounts payable after advance

The design concept of the post-pay-off number is to divide the number of users as the accumulation subjects by one person, and there is an accumulation upper limit. The credit rating and the credit value of the user are determined through comprehensive judgment on the credit of the user, wherein the comprehensive judgment comprises the credit rating and the credit value, and the credit rating and the credit value depend on the subscription behavior of the user and the user behavior, such as a function opened during subscription, the usual consumption capability of the user, the repayment capability of the credit consumption and the like, so that different users correspond to the credit rating and enjoy different rights.

It can be appreciated that when creating the post-pay-out number, the credit value of the user needs to be determined according to the credit level and the financial payment capability level of the user, and the credit value can be adjusted in real time during the process of using the post-pay-out number by the subsequent user, for example, when the user generates overdue compensation fee, the credit value can be reduced, the compensation term is observed by the user, and the credit value can be increased because the number of times of using the post-pay-out number is frequent.

That is, the evaluation of the behavior of the user using the post-pay-out number, which is to observe the credit or other positively influenced positive behavior, increases the credit value, and when the behavior is to lose the credit or other negatively influenced negative behavior, decreases the credit value.

Specifically, the user behavior includes positive behavior and negative behavior. Wherein positive behavior may promote a credit value increase and negative behavior will result in a credit value decrease;

wherein the forward behavior includes opening a look-ahead pay-after, but the look-ahead pay-after cannot be used due to a certain toll exceeding the look-ahead pay-after benefit limit; or opening the preceding and following payment, using the preceding and following payment and actively (including automatically) repaying in the account period, etc.

Wherein the negative going behavior includes not paying the toll in the account period and paying the toll in the overdue period (not being listed in an abnormal list); the toll is not paid beyond the overdue period and is listed in an abnormal list; positive or negative behavior is not performed for a continuous period of time, etc.

Specifically, the payment behavior of the user and the usage record of the user corresponding to the advanced post-payment function using the advanced post-payment account are obtained, and the credit value of the advanced post-payment account is dynamically adjusted according to the payment behavior and the usage record, so that the pre-payment amount corresponding to the advanced post-payment account can be adjusted according to the dynamically adjusted credit value.

Wherein the prepaid amount is the prepaid amount of the user passing through the toll station lane, and the prepaid amount is positively correlated with the credit value.

It can be understood that by using the payment behavior and the usage record of the preceding and following account number and the preceding and following pass way, the credit condition of the user is evaluated, and the effect of dynamically adjusting the credit value of the preceding and following account number of the user is further realized, so that the credit value is adjusted for different users, the credit value and the rights are increased for the user with good credit, and the credit value and the rights are reduced for the user of the person losing the credit.

It is understood that the repayment actions may be classified into positive actions and negative actions, for example, actions such as timely repayment according to an amount of money, overdue repayment or inadequacy, etc., so that a repayment date and a repayment amount related to the repayment actions may be determined first, and whether the repayment actions of the current user are positive actions or negative actions according to the repayment date, the repayment amount and the usage record may be determined, so that an expected change amplitude of the credit value based on the repayment actions may be calculated according to the positive actions or the negative actions, so that the credit value of the advanced back payment account may be dynamically updated according to the expected change amplitude, and then a credit level corresponding to the advanced back payment account may be adjusted according to the updated credit value, and the rights enjoyed by the advanced back payment account may be adjusted according to the credit level.

It should be noted that, the credit value is an important parameter for adjusting the credit level and the rights of the leading and trailing account, and different schemes for adjusting the credit value according to different repayment behaviors need to be designed in advance when adjusting the credit value, and mainly include an amplitude value of each time the credit value is adjusted (the size of each time the credit value is adjusted) and an adjustment direction of each time the credit value is adjusted (the credit value is adjusted to be larger or smaller).

It can be understood that the predicted change amplitude is the calculated predicted change amplitude according to the corresponding adjustment scheme, which is equivalent to calculating the predicted change amount of the credit value according to the behavior and the usage record of the user, and the calculation can be combined with the corresponding parameter as the result of the prediction calculation, so as to update the credit value according to the result and further update the accounting number after the first payment correspondingly.

Specifically, the credit value change caused by the single forward behavior is related to the credit level of the current user, the toll amount, the user payment time and the payment mode, and is specifically shown in table 3:

TABLE 3 Forward behavior Credit value correlation data Table

When the user isThe level, the user generates 1 forward action, then adds credit value, and the specific calculation formula is as follows:

；

wherein,indicating the variation amplitude of the corresponding credit value of the mth level, e.g. the variation range of the credit value of the first credit level is +.>The variation amplitude corresponding to the first credit rating is: />。

Wherein,representing the cost correspondingly generated by the forward behavior;

wherein,representing toll normalization parameters;

wherein,representing the credit value rising rate control coefficient.

Wherein, Representing taking smaller values for x and y.

It should be noted that:

(1) Assuming that when the user is at the lowest score of the first credit level, namely 50 scores, the user finishes 20 forward actions, and the toll of each forward action is not lower than 50 yuan, the credit value of the user can reach 60 scores, and then the user is upgraded to the second credit level;

(2) After the pay-before-pay system actually operates, the credit level of a plurality of users can be maintained at two, three and four levels under the condition of no negative actions by adjusting.

(3) When the credit value reaches the upper limit of the current grade, the user grade rises by one grade, and meanwhile, the statistics of forward behaviors is restarted, so that data support is provided for a new upgrading process.

Specifically, the value of the decrease in credit due to overdue payment in negative going behavior is related to the overdue time and the toll amount.

When the user isAnd (3) reducing the credit value when 1 overdue payment occurs, wherein the specific calculation formula is as follows:

；

wherein,indicate->The level corresponds to the variation range of credit value, for example, the credit value variation range of the first credit level is +.>Thus->。

Wherein,toll representing this forward behavior;

wherein,representing toll normalization parameters;

Wherein,representing the credit value rising rate control coefficient, which +.>The calculation process in the negative going behavior should take a fixed value, e.g., 20;

wherein,indicating the number of overdue days;

wherein,representing taking smaller values for x and y.

It should be noted that:

(1) Assuming that when the user is at the highest score of the first credit rating, i.e., 60 scores, the user will go through 20 negative actions, each of which has an overdue day of 1 day, and the toll is not less than 50 yuan, the user credit value will be reduced to 50 scores.

(2) When the credit value is reduced to 45-50 minutes, the first credit level rights are still enjoyed; when the credit value falls below 45 minutes, the use of the leading postpaid benefits is suspended.

(3) A overdue behavior will result in an increase in the credit-free score for the two forward behaviors immediately following it;

(4) After overdue toll payment, whether to adjust the credit level is determined according to the credit value change, and the current postpaid rights corresponding to the new level are enjoyed.

Further, when entering the abnormal list, the punishment needs to consider the current grade and the integral, and the toll is not paid for N days after the overdue of the user and is put into the abnormal list; will have the following consequences:

(1) The credit value is reduced by 10 minutes, and the credit grade is reduced by one level;

(2) Temporarily canceling the user's advance postpaid benefits.

In addition, after the user is listed as abnormal, the advance postpaid benefits may be restored by:

(1) Paying the paid toll by the amount;

(2) 5 high speed passes were completed within 3 months and the single pass was no less than 75% of the average pass for the user over the last year.

It should be noted that, the user may not participate in the pay-before-pay for a long time, that is, the user may not pass through the highway toll station for a long time, or the user may pay manually each time the user passes through the toll station.

When the user isGrade, when +.>The credit value is reduced by +.>；/>

Specifically, the parameter values in the case where the preceding and following payment are not involved for a long period of time can be referred to in table 4.

Table 4 parameter data table of long-term unused pay-before-go traffic

Wherein, the credit value is reduced due to the long-time non-participation in the advanced post-paid activity, which may result in the reduction of the level, but the level is not lower than the initial level of the user registration.

In summary, after the positive behavior and the negative behavior are obtained according to the repayment behavior, the calculation formulas for credit value adjustment of the positive behavior and the negative behavior are respectively selected, and meanwhile, the calculation parameters in the credit value adjustment corresponding to the positive behavior and the negative behavior are different.

In the calculation process of positive behaviors, the rate of each change of the credit value is improved according to the increase of the credit level, in the calculation process of negative behaviors, the rate of each change of the credit value is kept, and when a user does not use a pass mode of preceding and following payment for a long time, the rate of each change of the credit value is reduced according to the increase of the credit level, namely, the efficiency of improving the credit value is improved for the user with high credit level from the aspect of a service user, the credit value corresponding to the higher credit level is prolonged for the user with high credit level, the rate of each adjustment of the credit value is always guaranteed for the credit loss personnel corresponding to each credit level, and the fairness in the process of adjusting the credit value for the negative behaviors is guaranteed.

In addition, in this embodiment, in addition to the credit value adjustment according to the situation of the repayment action, it is also necessary to determine the use frequency of the user in a preset use period according to the use record of the user, determine the use date of the user in the preset use period, and generate the change coefficient of the credit value according to the use date and the use frequency, so that the expected change amplitude of the credit value based on the repayment action can be calculated according to the change coefficient, the repayment date and the repayment amount.

It is understood that the usage record is a usage record when the user uses the pass mode of paying in advance and then paying in advance, and may include a usage time, a number of times of use, a location of use, and the like, so that the usage frequency of the user in the preset usage period may be determined according to the usage record.

The preset use period can be a period of one month or one quarter, and the like, and whether the user frequently uses the pass mode of the preceding and the following payment can be determined by counting the use frequency of the user in the period.

Note that, the frequency of use in this embodiment may refer to a frequency of use in a preset use period, or may refer to a frequency of use in a specific time period.

For example, the user plays during the legal holiday, the use frequency of the passing mode of the user using the preceding and the following payment is high during the legal holiday, or the user needs to go on business day, the use frequency of the passing mode of the user using the preceding and the following payment is high during the business day, at this time, the user types can be divided according to the use frequency in a specific time period, and on the basis, when the credit value of the user is adjusted, the credit value adjusting mode which is more suitable for the user is adopted, so that the credit value adjusting mode is more suitable for the user requirement.

Therefore, when determining the usage frequency of the user in the preset usage period, the usage frequency includes two types of frequency, on one hand, the daily usage frequency of the user in the preset usage period is taken as an example in one month, the daily usage frequency of the user in the advanced pay-through manner is 10/30=1/3 in the one month, and on the other hand, the specific usage frequency of the user in the working day or holiday in the preset usage period is taken as an example in one month (22 days, 8 days in holidays) in the working day in which the daily usage frequency of the user is 10/22=5/11, or the daily usage frequency of the user in the advanced pay-through manner is 10/8=5/4 in the holiday in which the user uses the advanced pay-through manner.

When the change coefficient of the credit value is generated according to the use date and the use frequency, the change coefficient may be calculated according to any one of the three modes listed above, and a corresponding change coefficient may be generated, where the change coefficient is used to limit the change proportion when the credit value is adjusted.

It should be noted that when generating the change coefficient, the corresponding change coefficient may be generated according to any of the three cases, where the frequency is used as a reference, or the three video frequencies related to the three cases may be simultaneously analyzed to obtain three frequencies, and the three frequencies are integrated by the frequency weights, and the corresponding change coefficient is generated according to the integrated frequency, for example, the weight of the daily frequency is 0.2, the weight of the workday frequency is 0.4, and the weight of the holiday frequency is 0.4.

When the usage frequency is higher, the corresponding change coefficient is larger, the change coefficient is larger, and the change amplitude of the credit value is larger when the credit value is adjusted each time, so that the estimated change amplitude of the credit value based on the repayment behavior can be calculated according to the change coefficient, the repayment date and the repayment amount, the calculated estimated change amplitude can be more fit with the usage habit of the user, and the situation that the credit value of the user is always kept low because the priority mode is not used in the working day when the credit value is adjusted for the conventional user in the priority mode of holiday priority and postpayment is avoided, thereby avoiding the situation that the user can enjoy lower rights and possibly loses.

In the embodiment, after the leading post-payment account number of the user is created, the credit condition and the financial capability condition of the user need to be evaluated in a correlated way, and after the evaluation, the credit grade, the credit value, the rights and the like corresponding to the leading post-payment account number are correspondingly given to the user, so that the user grade grading is realized, more rights and interests of the user with high credit value can be given, the rights and interests of the personnel with bad credit are reduced, the loss of a toll station caused by the way of using the leading post-payment by the personnel with bad credit is avoided, and the user with better credit can enjoy more rights and interests is ensured.

As shown in fig. 4, a second embodiment of the highway fee payment method according to the present invention is proposed based on the first embodiment, and in this embodiment, the method further includes:

s61, when the user does not apply for the advanced post-payment account, and the toll station lane where the user is located is in a preset crowded state, generating a fee payment service according to the CPC card of the user.

It can be understood that by paying an account after going forward, when the user corresponding to the account leaves the toll station directly, the toll station or the corresponding third party payment platform can trace back to the user according to the account and pay the toll for the user, but there still exists a situation that a part of users using the CPC card do not create the account after going forward, at this time, the user may still select a manual payment mode to avoid the process of creating the account, or such users may create the account for the first time, so that the user still needs to pay first, and then drive out of the toll station to create the account, so that at this time, there still exists a situation that users with different CPCs stay at the toll station for a long time, and congestion is generated at the lane of the toll station.

The preset congestion state in this embodiment may be understood that the vehicle waiting outside the toll station lane exceeds the threshold, or the duration of waiting for the vehicle waiting outside the toll station lane exceeds the threshold.

Therefore, in order to avoid the situation of congestion, it is necessary to reduce the situation of congestion in a toll station by allowing a user who uses a CPC card and does not register a prior toll collection number to travel out of the toll station and pay a fee in a certain period.

It can be understood that, in order to realize the subsequent additional payment of the user, corresponding service matters need to be generated and uploaded to a corresponding management system or platform, so that related personnel can perform additional payment on related personnel through the service matters, namely, money to be charged and data recorded by the CPC card of the user are uploaded to the system, and a fee payment service is generated, and the fee additional payment can be performed on the user according to the fee payment service.

In general, the judgment of the congestion condition of the toll station lane mainly refers to the number of vehicles, for example, the number of vehicles waiting outside the toll station lane is large, and the situation that the space outside the toll station is completely stopped can be directly determined at this time, the waiting time of the vehicles going to the toll station is long, and the vehicles waiting for one or more hours can be directly determined, and when the vehicles outside the toll station are large, the relevant staff cannot monitor the waiting time of the corresponding vehicles passing through the toll station while ensuring to handle the toll, so that it cannot be accurately judged whether all the vehicles should be in a passing mode of paying in advance.

In order to avoid the above-mentioned situation, in this embodiment, a corresponding judgment mode of preset congestion state is set, which not only judges the number of vehicles waiting outside the toll station lane, but also judges the waiting time of each vehicle, reasonably predicts the waiting time of the vehicles outside the toll station lane, and avoids the situations that the waiting time of the vehicles is too long, or the vehicles directly adopt a leading and trailing passing mode of all vehicles when passing normally, so that the toll station needs to bear the risk of not paying the cost of the user, and the like.

Specifically, by identifying the number of vehicles to be paid in a toll station lane, determining the parking time required by each vehicle to be paid in the toll station lane, acquiring the queue condition of the vehicles to be paid in a target area of the toll station lane, generating a vehicle moving chain of each vehicle to be paid in the queue condition according to the queue condition, the number of vehicles and the parking time, at this time, predicting the total expected parking time of each vehicle to be paid in sequence from a head node of the vehicle moving chain to a tail node of the vehicle moving chain, judging the total parking time, and determining that if the total expected parking time of any vehicle to be waited in the vehicle moving chain is greater than the preset time, the toll station lane is currently in a preset crowded state.

It can be understood that the vehicle to be paid in the toll station lane is the vehicle which needs to pass through the toll station and also needs to pay corresponding fees, and when the number of the vehicles to be paid is identified, the monitoring equipment arranged in the toll station can be used for identifying the number of the vehicles in a certain area, the certain area can be the area outside the toll station lane for the user to park and wait, the size of the area can be set according to practical conditions, for example, the area can park at least five hundred vehicles.

The certain area is a target area of a toll station lane, and by identifying the queues of vehicles in the target area, the queuing situation of the vehicles to be paid in the current target area can be determined, for example, the toll station is provided with five lanes, the vehicles waiting outside the ETC lane are fewer, the vehicles waiting outside the CPC lane are more, the queuing situation is a specific situation of a queue formed by the vehicles waiting outside each lane, and parameters such as the number of the vehicles, the length of the vehicle queue and the like can be included.

It can be understood that, the parking time required in each payment process is counted, and the parking time refers to the parking time of the whole payment process that a user parks to a toll gate lane and communicates with related staff and pays corresponding fees, wherein the parking time can be different according to different types of users, for example, the parking time required by the user adopting a CPC card to carry out a manual payment way is longer, the parking time required by the user adopting ETC to quickly pass is shorter, and the user approximately waits for the barrier to lift up and release.

It can be understood that when the vehicle moving chain of each vehicle to be paid in the queue situation is generated according to the queue situation, the number of vehicles and the parking time, the vehicle moving chain is equivalent to the queue situation formed by the vehicles, and the link formed by a plurality of nodes is abstracted, wherein each node corresponds to one vehicle.

At this time, after obtaining the corresponding vehicle moving chain, predicting the predicted parking total duration of each vehicle to be paid in turn according to the prediction sequence from the head node of the vehicle moving chain to the tail node of the vehicle moving chain.

The head node is a vehicle which can pass through the toll station after the toll payment is successful, and the tail node is a vehicle which is farthest from the head node in a vehicle moving chain, so that the estimated parking total duration of each vehicle to be paid can be predicted in sequence according to the two nodes.

It should be noted that, the total predicted parking duration is the total predicted parking duration of each vehicle, and is respectively recorded as a vehicle a, a vehicle B and a vehicle C in the case of including three vehicles in the vehicle moving chain, and the total predicted parking duration of the vehicle C is calculated as an example, and the total predicted parking duration of the vehicle a, the parking time of the vehicle B and the parking time of the vehicle C, which need to wait when passing through the toll gate, are calculated respectively.

It can be understood that the parking total duration is determined, and if the estimated parking total duration required to wait for any vehicle in the vehicle moving chain is greater than a preset duration, it is determined that the toll station lane is currently in a preset congestion state.

The preset duration is a preset duration threshold, which may be 5 minutes or 10 minutes, and is not specifically limited.

It should be noted that, in the EM lane, there may be some users who hold the CPC card, and also some users who hold the ETC card, but at this time, the specific situation of each vehicle in the vehicle moving chain cannot be determined, that is, in the case of determining the number of vehicles, it cannot be determined whether the vehicle belongs to a traffic mode in which the preceding and following payment can be implemented according to the preceding and following payment number, or a traffic mode in which the vehicle data CPC card implements the preceding and following payment, so that the actual parking time of each vehicle in the vehicle moving chain cannot be accurately predicted at present, and thus the predicted total parking duration cannot be predicted.

In order to solve the above-mentioned problems, in this embodiment, the calculation method of the total predicted parking time is further related to, specifically, obtaining a first average parking time for a first preset vehicle to pass through the toll station lane and obtaining a second average parking time for a second preset vehicle to pass through the toll station lane, where the first preset vehicle is a vehicle corresponding to a preceding post-payment account, the second preset vehicle is a vehicle that needs to pay a corresponding fee manually, and the second average parking time is greater than the first average parking time, and predicts the total predicted parking time of each vehicle to be paid according to the first average parking time and the second average parking time and in a predicted sequence from a head node of the vehicle moving chain to a tail node of the vehicle moving chain.

It will be appreciated that either of the first average berthing time and the second average berthing time may be used to predict the total length of the predicted berthing, and in particular, any of four ways may be used in the prediction process:

one of them is to take the value of the parking time of all vehicles as the first average parking time, which corresponds to the vehicle that all vehicles are driven by the user who can directly adopt the pass mode of the front-rear payment, and the shortest parking time of the vehicle moving chain can be predicted by the calculation mode.

And secondly, taking the parking time of all vehicles as a second average parking time, wherein the second average parking time is equivalent to the vehicle driven by the user taking all vehicles as the CPC card in a manual payment passing mode, and the longest parking time of the vehicle moving chain can be predicted by the calculation mode.

And thirdly, obtaining the average parking time by averaging the shortest parking time and the longest parking time obtained by the two prediction modes.

And when the number of the vehicles is greater than the first number threshold value and less than the second number threshold value, the prediction is performed by adopting the third mode or the random prediction mode.

The random prediction mode refers to determining a first coefficient of a vehicle corresponding to a preceding and following payment account in a vehicle moving chain in a random coefficient selection mode, determining a second coefficient of a vehicle corresponding to a preceding and following payment account in the vehicle moving chain by the product of the first coefficient and the number of vehicles, determining the number of vehicles corresponding to the manual payment by the product of the second coefficient and the number of vehicles, and calculating the vehicle moving chain according to the situation that the number of vehicles obtained by calculation of the coefficients are distributed in a crossed mode, for example, the first vehicle is a preceding and following payment vehicle, the second vehicle is a manual payment vehicle, the third vehicle is a preceding and following payment vehicle, and the like, thereby realizing the average distribution effect of different vehicle types and ensuring that the error of predicted time and actual parking time is less.

The first coefficient and the second coefficient are randomly selected coefficients in the [0,1] distribution, the combination of the first coefficient and the second coefficient is 1, the size between the first coefficient and the second coefficient can be determined according to practical situations, for example, the first coefficient can be defined to be larger than the second coefficient when vehicles in front of and behind the second coefficient are in majority in an actual scene, otherwise, the first coefficient can be defined to be smaller than the second coefficient when vehicles in front of and behind the second coefficient are in minority in the actual scene, and the fixed multiple of the first coefficient and the second coefficient can be defined to be the fixed multiple of the second coefficient, and the fixed multiple can be determined according to the type of historical vehicles actually passing through the toll station.

If the sum of the first coefficient and the second coefficient generated randomly is not equal to 1, the sum of the two coefficients is equal to 1 by amplifying the two coefficients in equal proportion.

S62, establishing service connection between the vehicle information and the fee payment service, and monitoring the delivery schedule of the fee payment service in real time according to the service connection.

It can be understood that when a corresponding fee payment service is generated, an association needs to be established between the fee payment service and the related user, and the common practice is to input the identity information and the contact information of the related person, but the current toll station lane is in a preset congestion state, and the driving efficiency of the user is taken as a main adjustment factor.

Therefore, in this embodiment, the vehicle information and the fee payment service are directly connected, where this process of establishing the service connection is divided into two parts, firstly, by means of an identification device or a corresponding monitoring device, the license plate number of the user currently entering the toll gate lane and waiting for payment is determined, and the license plate number and the fee payment service are mapped, and data corresponding to the license plate number and the fee payment service are synchronously uploaded to a corresponding management platform or management system, and then, the two data are monitored, on one hand, for the vehicle information, information related to the vehicle information, such as information of the vehicle owner, telephone, etc., is acquired from a corresponding network, and on the other hand, for the payment progress of the fee payment service, the payment progress of the service is determined, and the payment progress may include unpaid and paid.

The user information related to the vehicle information is called only when the user is about to expire and does not pay the fee, so that the data processing amount is reduced, namely, when the user pays according to schedule, only the vehicle information and the information that the fee payment business corresponding to the vehicle is completed are reserved, and the user information related to the vehicle information is prevented from being extracted.

And S63, establishing service connection between the vehicle information and the fee payment service, monitoring the delivery schedule of the fee payment service in real time according to the service connection, and if the overdue unpaid or insufficient payment amount of the user is monitored, tracing the service connection to the user so as to prompt the user to pay corresponding fees in time.

It can be understood that the user may have low credit payment situations such as overdue unpaid or insufficient payment amount, at this time, a toll station related staff is required to collect fees from the user, the staff can trace back to the user through the service contact, that is, the information of the user related to the vehicle information is extracted through the service contact, and the communication or short message prompt payment is performed with the user according to the information of the user, which is not particularly limited.

In conclusion, the effect of rapidly releasing the user traffic can be realized due to extremely high congestion at the toll station, specifically, the toll station personnel is required to recycle CPC cards and release 'expressway convenient toll cards', the barrier gate is controlled to be in a lifting state, and the congested vehicles outside the toll station are released.

When the congestion is over, a toll station manager can apply for 'lane temporary release permission management' on a highway advanced postpaid transaction management platform, and in a permission lane and permission time period, the toll collector carries out charging operation on a CPC card recovered during rapid release to complete a charging service, and when a payment mode is selected, the advanced postpaid mode is selected to complete the charging service, at the moment, an invoice is required to be printed according to related high-speed toll fees so as to ensure the follow-up accurate reconciliation.

The user can pay the toll according to the 'expressway convenient toll card' instruction on the next day after the toll is ended. The application mode can be used for all CPC card vehicles, and all users can pay the toll according to the description of the expressway convenient toll card, wherein the contract user pays the toll through the smooth and open APP high-speed toll, and the specific reference can be made to FIG. 5.

According to the embodiment, under the condition that the user does not have the preceding and following payment account number and the toll station lane is in the preset congestion state, the corresponding user can also adopt the preceding and following payment passing mode, but the corresponding fee payment service needs to be established, so that the toll station is guaranteed to pay the fee later, and the situation that economic losses occur in the toll station is avoided.

In addition, referring to fig. 6, the embodiment of the invention further provides a highway fee payment system, which comprises a high-speed fee paying user end, a front-back payment transaction management platform, a lane charging system and a toll station service management system, wherein the interactive flow comprises the following contents:

the user can sign up with the advanced post-paid transaction management platform through the high-speed payment user terminal, and the advanced post-paid transaction management platform performs qualification checking of the user.

After the user passes the auditing, the user holds the CPC card to reach the lane exit, and the lane charging system can judge whether the current vehicle can be paid after in advance, wherein the judging process needs the interaction between the lane charging system and the transaction management platform for paying after in advance, the interaction content comprises the request initiated by the lane charging system to the transaction management platform for paying after in advance, and the platform determines whether the vehicle can be paid after in advance and returns a corresponding result.

After the platform returns the directly passable information, the lane charging system further interacts with the toll station service management system, the upstream and downstream paid outlet running water is uploaded, the running water is uploaded to the upstream and downstream paid transaction management platform through the toll station service management system, and a corresponding order is generated on the platform so that a user interacts with the platform through a high-speed paying user side to complete corresponding deduction actions.

In addition, an embodiment of the present invention further provides an expressway fee payment apparatus, referring to fig. 7, including:

an acquisition module 10 for acquiring vehicle information of a user holding the CPC card;

a determining module 20, configured to determine, if the vehicle information is associated with a preceding and following payment account, whether the user satisfies a preset condition of paying a corresponding fee after passing through a toll station lane;

the control module 30 is configured to control, if the toll gate is satisfied, the gate of the toll station lane where the user is located to be in a lifted state, so that the user passes through the toll station lane without paying a fee;

and the payment module 40 is configured to pay after-payment the payable fee of the preceding after-payment account in a preset collection period after the user drives away from the toll station lane, so that the user pays the corresponding fee after passing through the toll station lane.

It should be noted that each module in the above apparatus may be used to implement each step in the above method, and achieve a corresponding technical effect, which is not described herein again.

Referring to fig. 8, fig. 8 is a schematic structural diagram of a device of a hardware running environment according to an embodiment of the present invention.

As shown in fig. 8, the apparatus may include: a processor 1001, such as a CPU, a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005. Wherein the communication bus 1002 is used to enable connected communication between these components. The user interface 1003 may include a Display, an input unit such as a Keyboard (Keyboard), and the optional user interface 1003 may further include a standard wired interface, a wireless interface. The network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface). The memory 1005 may be a high-speed RAM memory or a stable memory (non-volatile memory), such as a disk memory. The memory 1005 may also optionally be a storage device separate from the processor 1001 described above.

It will be appreciated by those skilled in the art that the structure shown in fig. 8 is not limiting of the apparatus and may include more or fewer components than shown, or certain components may be combined, or a different arrangement of components.

As shown in fig. 8, an operating system, a network communication module, a user interface module, and an expressway fee payment program may be included in a memory 1005 as one type of computer storage medium.

In the device shown in fig. 8, the network interface 1004 is mainly used for data communication with an external network; the user interface 1003 is mainly used for receiving an input instruction of a user; the apparatus calls the highway fee payment program stored in the memory 1005 through the processor 1001 and performs the following operations:

acquiring vehicle information of a user with a CPC card;

Further, the processor 1001 may call the highway fee payment program stored in the memory 1005, and further perform the following operations:

acquiring application information of a user, wherein the application information comprises identity information, vehicle information and financial authentication information of the user;

acquiring repayment behaviors of the user, and using a usage record of the user corresponding to the advanced postpayment function by using the advanced postpayment number;

determining a payment date and a payment amount involved in the payment action;

Determining the use frequency of the user in a preset use period according to the use record, and determining the use date of the user in the preset use period;

generating a fee payment service according to the CPC card of the user under the condition that the user does not apply for the advanced post-payment account and the toll station lane where the user is located is in a preset crowded state;

identifying the number of vehicles to be paid in a lane of a toll station, and determining the parking time required by each vehicle to be paid in the payment process;

acquiring a first average parking time of a first preset vehicle passing through the toll station lane and acquiring a second average parking time of a second preset vehicle passing through the toll station lane, wherein the first preset vehicle is a vehicle corresponding to a preceding and following payment account, the second preset vehicle is a vehicle needing to pay corresponding fees manually, and the second average parking time is longer than the first average parking time;

In addition, an embodiment of the present invention also proposes a computer-readable storage medium having stored thereon a highway fee payment program which, when executed by a processor, implements the operations of:

acquiring vehicle information of a user with a CPC card;

According to the embodiment, by acquiring the vehicle information of the user with the CPC card and determining whether the user meets the preset condition of paying corresponding fees after passing through the toll station lane when the vehicle information is correspondingly associated with the advanced post-payment account, the gateway of the toll station lane where the user is located is controlled to be in a lifting state when the preset condition is met, so that the user passes through the toll station lane in advance without paying fees, and the fee payafter payment is carried out on the fee payable by the advanced post-payment account in the preset fee collecting period after the user drives away from the toll station lane, so that the user pays corresponding fees after passing through the toll station lane in advance, the CPC card user only needs to associate the vehicle information with the advanced post-payment account, the corresponding fee collecting task can be completed by the recorded fee charging information of the CPC card through the advanced post-payment account, the waiting time when the user with the CPC card passes through the toll station lane is reduced, and the situation that the corresponding vehicle passes through the toll station lane is avoided.

It should be noted that, when the computer readable storage medium is executed by the processor, each step in the method may be further implemented, and meanwhile, the corresponding technical effects are achieved, which is not described herein.

It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or system. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or system that comprises the element.

The foregoing embodiment numbers of the present invention are merely for the purpose of description, and do not represent the advantages or disadvantages of the embodiments.

From the above description of embodiments, it will be clear to a person skilled in the art that the above embodiment method may be implemented by means of software plus a necessary general hardware platform, but may of course also be implemented by means of hardware, but in many cases the former is a preferred embodiment. Based on this understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) as described above, comprising instructions for causing a terminal device (which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the method according to the embodiments of the present invention.

The foregoing description is only of the preferred embodiments of the present invention, and is not intended to limit the scope of the invention, but rather is intended to cover any equivalents of the structures or equivalent processes disclosed herein or in the alternative, which may be employed directly or indirectly in other related arts.

Claims

1. A highway fee payment method, characterized in that the highway fee payment method comprises the steps of:

acquiring vehicle information of a user with a CPC card;

2. The highway fee payment method according to claim 1, wherein, before the step of acquiring the vehicle information of the user holding the CPC card, the method further comprises:

3. The highway fee payment method according to claim 2, wherein after the step of paying the fee payable by the preceding and following account number in a preset collection period after the user drives out of the toll station lane, the method further comprises:

4. A highway toll payment method according to claim 3 wherein the step of dynamically adjusting the credit value of the leading and trailing account numbers based on the repayment actions and the usage records comprises:

determining a payment date and a payment amount involved in the payment action;

5. A highway fee payment method according to claim 4, wherein said calculating an expected magnitude of change in said credit value based on said repayment activity based on said repayment date, said repayment amount and said usage record comprises:

6. The expressway fee payment method according to claim 1, wherein after the step of acquiring the vehicle information of the user holding the CPC card, the method further comprises:

7. The highway fee payment method according to claim 6, wherein, before the step of generating a fee payment service according to the CPC card of the user in a case where the user does not apply for a preceding and following payment account and a toll station lane in which the user is located is in a preset congestion state, the method further comprises:

8. A highway toll payment method according to claim 7 wherein the step of predicting the total length of time each vehicle to be paid is expected to park in turn comprises:

9. A highway fee payment apparatus, comprising: a memory, a processor and a highway toll payment program stored on the memory and executable on the processor, the highway toll payment program configured to implement the steps of the highway toll payment method of any one of claims 1 to 8.

10. A storage medium, wherein a program for realizing the expressway fee payment method is stored on the storage medium, the program for realizing the expressway fee payment method being executed by a processor to realize the steps of the expressway fee payment method according to any one of claims 1 to 8.