CN116452307A - Financial business processing method and device and terminal equipment - Google Patents
Financial business processing method and device and terminal equipment Download PDFInfo
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Abstract
The disclosure provides a financial business processing method and device and terminal equipment, and relates to the fields of risk control, financial science and technology, information technology industry and the like, wherein the method comprises the following steps: receiving a processing request of a business comprising description information of a financial business to be processed in each dimension; traversing the description information of the financial business in the appointed dimension to acquire a first description characteristic of the financial business; traversing the description information of the financial business in the reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature so as to acquire a second description feature of the financial business; transmitting the second description characteristic and any reference characteristic to an abnormal financial business detection system to receive a detection result returned by the abnormal financial business monitoring system; and processing the financial business according to the detection result. Thereby reducing the data volume of the financial business processing and being beneficial to improving the efficiency of the financial business processing.
Description
Technical Field
The disclosure relates to the fields of risk control, financial science and technology, information technology industry and the like, and in particular relates to a financial business processing method, a financial business processing device and terminal equipment.
Background
As the economy progresses, the foreign trade is increasingly frequent. With the consequent increasingly stringent anti-illegal funds transfer tasks. In the related art, risk inspection is generally performed based on data of a service type and a characteristic type, so that resources are wasted and the processing time of the service is increased.
Disclosure of Invention
The disclosure provides a financial business processing method and device, which at least solve the problem of low financial business processing efficiency. The technical scheme of the present disclosure is as follows:
according to a first aspect of the embodiments of the present disclosure, the embodiments of the present disclosure provide a method for processing a financial service, including:
receiving a service processing request, wherein the processing request comprises description information of a financial service to be processed in each dimension;
traversing the description information of the financial business in the appointed dimension to acquire a first description characteristic of the financial business;
traversing the description information of the financial business in the reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature so as to acquire a second description feature of the financial business;
transmitting the second description characteristic and any reference characteristic to an abnormal financial business detection system to receive a detection result returned by the abnormal financial business monitoring system;
and processing the financial business according to the detection result.
According to a second aspect of the embodiments of the present disclosure, the embodiments of the present disclosure provide a processing apparatus for financial services, including:
the receiving module is used for receiving a service processing request, wherein the processing request comprises description information of the financial service to be processed in each dimension;
the traversing module is used for traversing the description information of the financial business in the appointed dimension so as to acquire a first description characteristic of the financial business;
the traversing module is used for traversing the description information of the financial service in the reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature so as to acquire a second description feature of the financial service;
the detection module is used for sending the second description characteristic and any reference characteristic to the abnormal financial business detection system so as to receive a detection result returned by the abnormal financial business monitoring system;
and the processing module is used for processing the financial business according to the detection result.
According to a third aspect of the embodiments of the present disclosure, there is provided a terminal device, including:
a processor;
a memory for storing processor-executable instructions;
wherein the processor is configured to execute instructions to implement a method for processing financial services as in the embodiment of the first aspect described above.
According to a fourth aspect of embodiments of the present disclosure, there is provided a computer-readable storage medium, which when executed by a processor of a terminal device, enables the terminal device to perform the method of processing a financial service as in the embodiments of the above aspect.
According to a fifth aspect of embodiments of the present disclosure, there is provided a computer program product comprising a computer program which, when executed by a processor, implements the method for processing a financial transaction according to the embodiments of the above aspect.
The technical scheme provided by the embodiment of the disclosure at least brings the following beneficial effects: after receiving a processing request of a business including description information of a financial business to be processed in each dimension, traversing the description information of the financial business in a designated dimension to obtain a first description feature of the financial business, then traversing the description information of the financial business in a reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature to obtain a second description feature of the financial business, and sending the second description feature and any reference feature to an abnormal financial business detection system to receive a detection result returned by the abnormal financial business monitoring system, and then processing the financial business according to the detection result. Therefore, only the second description feature which possibly has risks and the corresponding reference feature are required to be subjected to abnormal monitoring, and abnormal monitoring is not required to be performed on the data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the financial business processing efficiency is improved.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the disclosure and together with the description, serve to explain the principles of the disclosure and do not constitute an undue limitation on the disclosure.
Fig. 1 is a flow chart of a method for processing a financial service according to a first embodiment of the disclosure;
fig. 2 is a flow chart of another method for processing financial services according to a second embodiment of the disclosure;
fig. 3 is a schematic structural diagram of a financial service processing device according to a fourth embodiment of the present disclosure;
fig. 4 is a block diagram illustrating a processing terminal device of a financial service according to an exemplary embodiment.
Detailed Description
In order to enable those skilled in the art to better understand the technical solutions of the present disclosure, the technical solutions of the embodiments of the present disclosure will be clearly and completely described below with reference to the accompanying drawings.
The data acquisition, storage, use, processing and the like in the technical scheme of the present disclosure all conform to the relevant regulations of the national laws and regulations.
It should be noted that the terms "first," "second," and the like in the description and claims of the present disclosure and in the foregoing figures are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that the embodiments of the disclosure described herein may be capable of operation in sequences other than those illustrated or described herein. The implementations described in the following exemplary examples are not representative of all implementations consistent with the present disclosure. Rather, they are merely examples of apparatus and methods consistent with some aspects of the present disclosure as detailed in the accompanying claims.
In the method, only the second description feature which possibly has risks and the corresponding reference feature are subjected to abnormal monitoring, and abnormal monitoring is not required for data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the efficiency of the financial business processing is improved.
The processing method of the financial service provided by the embodiment of the disclosure is executed by a processing device of the financial service (hereinafter referred to as processing device) provided by the embodiment of the disclosure, and the device can be configured in a computer or other equipment to solve the problem of low processing efficiency of the financial service.
The following describes a method and apparatus for processing financial services according to embodiments of the present disclosure with reference to the accompanying drawings.
Fig. 1 is a flowchart of a method for processing a financial service according to an embodiment of the disclosure, including the following steps.
Step 101, a service processing request is received, wherein the processing request comprises description information of the financial service to be processed in each dimension.
The financial business may be any business involving overseas, financial product transactions, etc. that may be used for illegal funds transfer. The dimensions may be dimensions corresponding to transaction information, dimensions corresponding to opponent information, dimensions corresponding to applicant information, which is not limited by the present disclosure.
In the present disclosure, a requestor may fill application information of a financial service in a client, and after completing filling the application information, may trigger the submission of an application of the financial service. Then, the client can analyze the application information filled in by the requester to determine the description information of the financial service to be processed in each dimension, and generate and send a processing request of the service to the processing device.
Step 102, traversing the description information of the financial business in the appointed dimension to acquire the first description characteristic of the financial business.
In the present disclosure, whether or not anti-illegal funds transfer screening is required may be determined based on the description information in the specified dimension. If the anti-illegal funds transfer screening is not required, the next approval process can be directly performed. If the anti-illegal funds transfer screening is needed, acquiring a field for the anti-illegal funds transfer screening and sending the field to the abnormal financial business detection system. Thus, the processing efficiency of the financial business can be improved.
The designated dimension may be a transaction amount dimension, a transaction opponent identification dimension, an applicant identification dimension, or the like, and the designated dimension may be one dimension or multiple dimensions, which is not limited in this disclosure.
Alternatively, in order to improve accuracy of financial transaction processing, in the case that the first description feature is null, a transaction information supplement request including a specified dimension may be sent to a requester of a financial transaction. To instruct the requestor to complement the information in the specified dimension.
Alternatively, the specified dimension may be configured in a configuration file, and the specified dimension may be determined by parsing the configuration file.
Step 103, traversing the description information of the financial business in the reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature, so as to obtain a second description feature of the financial business.
Wherein the reference feature is used to indicate a feature that an anti-illegal funds transfer screening is required. Such as a maximum transaction amount, a transaction opponent-specific list, an applicant-specific list, etc.
In the present disclosure, the reference feature value corresponding to each specified dimension and the reference dimension associated with each reference feature may be preset in the system. The first description feature can then be matched with each reference feature, and if the first description feature matches any reference feature, the likelihood of the requestor performing an illegal funds transfer through the financial transaction is greater. At this time, the description information of the financial business in the reference dimension associated with any reference feature is traversed, so as to obtain a second description feature of the financial business. So as to determine whether the financial transaction is an abnormal transaction further in accordance with the second descriptive feature.
For example, the transaction amount in the first descriptive feature is greater than the maximum transaction amount. At this time, the description information of the financial business in the reference dimension associated with the transaction amount may be traversed to obtain the second description feature of the financial business.
Alternatively, the reference feature may also be an opponent whitelist, an applicant whitelist. At this time, under the condition that the first description feature does not match any reference feature, traversing the description information of the financial business in the reference dimension associated with any reference feature to obtain a second description feature of the financial business.
In addition, the applicant specific list, the applicant white list may be determined by the passing rate of the financial service applied by each applicant history, or the credit of the applicant. The specific list of transaction opponents can pass through the passing rate of the historical financial business corresponding to each transaction opponent.
Alternatively, in the event that the first descriptive feature does not match each reference feature, there is less likelihood that the requestor will conduct an illegal funds transfer through the financial transaction. The financial business is then approved.
Step 104, the second description feature and any reference feature are sent to the abnormal financial business detection system to receive the detection result returned by the abnormal financial business monitoring system.
In the present disclosure, the second description feature, any reference feature, may be sent to an abnormal financial transaction detection system to further screen the financial transaction. After the abnormal financial business detection system completes the abnormal monitoring, the detection result can be fed back to the processing device.
Therefore, only the second description feature which possibly has risks and the corresponding reference feature are required to be subjected to abnormal monitoring, and abnormal monitoring is not required to be performed on the data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the financial business processing efficiency is improved.
And 105, processing the financial business according to the detection result.
In the present disclosure, in the case that the detection result is a normal financial service, approval processing for the financial service may be continuously performed. And ending the financial business when the detection result is abnormal financial business.
In the disclosure, after receiving a processing request of a service including description information of a financial service to be processed in each dimension, the description information of the financial service in a designated dimension may be traversed to obtain a first description feature of the financial service, then, under a condition that the first description feature is matched with any reference feature, the description information of the financial service in a reference dimension associated with any reference feature is traversed to obtain a second description feature of the financial service, and the second description feature and any reference feature are sent to an abnormal financial service detection system to receive a detection result returned by the abnormal financial service detection system, and then, the financial service is processed according to the detection result. Therefore, only the second description feature which possibly has risks and the corresponding reference feature are required to be subjected to abnormal monitoring, and abnormal monitoring is not required to be performed on the data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the financial business processing efficiency is improved.
Fig. 2 is a schematic diagram of another method for processing a financial service according to an embodiment of the disclosure.
As shown in fig. 2, the method includes:
in step 201, a specified dimension is determined according to the service type and/or application type of the financial service.
The application types include a new application type, a change type, and the like, and the service types may include a large service type, a cross-border service type, and the like, which is not limited by the present disclosure.
In the present disclosure, different service types and/or application types of financial services have different corresponding important information. Therefore, the specified dimensions corresponding to different service types and/or application types can be set in the system. Then, the appointed dimension can be determined according to the service type and/or the application type of the financial service.
For example, in a financial transaction of a large-amount transaction type, transaction amount information is important. The designated dimension corresponding to the high volume transaction type may be set as the transaction amount dimension.
Step 202, a service processing request is received, wherein the processing request comprises description information of the financial service to be processed in each dimension.
Step 203, traversing the description information of the financial business in the designated dimension to obtain the first description feature of the financial business.
Step 204, traversing the description information of the financial business in the reference dimension associated with any reference feature to obtain the second description feature of the financial business under the condition that the first description feature is matched with any reference feature.
Step 205, the second description feature and any reference feature are sent to the abnormal financial business detection system to receive the detection result returned by the abnormal financial business monitoring system.
In the present disclosure, the specific implementation process of step 202 to step 205 may refer to the detailed description of any embodiment of the present disclosure, which is not repeated herein.
And 206, preprocessing the financial business to obtain a preprocessing result.
In the disclosure, in order to improve the security of the financial business, more approval processing links are set, and a long time is required for the abnormal financial business monitoring system to return the detection result. In order to improve the efficiency of financial business processing, an approval processing flow can be performed on the financial business in advance to obtain a preprocessing result.
Step 207, when the preprocessing result is processing failure, a processing failure response message is returned.
In the present disclosure, when the preprocessing result is a processing failure, it is indicated that the approval of the financial service is not passed. The processing failure response message can be directly returned to end the financial business without waiting for the detection result returned by the abnormal financial business monitoring system.
And step 208, processing the financial business according to the detection result.
In the present disclosure, the specific implementation process of step 208 may refer to the detailed description of any embodiment of the present disclosure, which is not repeated herein.
Step 209, in response to receiving the service processing request again, and the third description feature corresponding to the new service processing request is the same as the second description feature, obtaining a preprocessing result corresponding to the new service processing request.
In the present disclosure, after rejecting the requested financial service of the requester, the requester may initiate a service processing request again. And under the condition that the third description characteristic corresponding to the new service processing request is the same as the second description characteristic, preprocessing the new financial service again to obtain a preprocessing result corresponding to the new service processing request.
And 210, processing the new service processing request according to the preprocessing result and the detection result corresponding to the second description characteristic.
In the present disclosure, when the preprocessing result is a processing failure or the detection result corresponding to the second description feature is an abnormal financial service, a new service processing request may be rejected.
And under the condition that the preprocessing result is successful in processing and the detection result corresponding to the second description characteristic is normal service, processing the request through the new service.
In the method, only the second description feature which possibly has risks and the corresponding reference feature are subjected to abnormal monitoring, and abnormal monitoring is not required for data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the efficiency of the financial business processing is improved.
Fig. 3 is a block diagram of a processing device for a financial transaction, according to an exemplary embodiment. Referring to fig. 3, the apparatus includes a receiving module 310, a traversing module 320, a detecting module 330, and a processing module 340.
A receiving module 310, configured to receive a service processing request, where the processing request includes description information of a financial service to be processed in each dimension;
the traversing module 320 is configured to traverse the description information of the financial service in the specified dimension to obtain a first description feature of the financial service;
the traversing module 320 is configured to traverse the description information of the financial service in the reference dimension associated with any reference feature to obtain a second description feature of the financial service when the first description feature matches any reference feature;
the detection module 330 is configured to send the second description feature and any reference feature to the abnormal financial service detection system, so as to receive a detection result returned by the abnormal financial service detection system;
and the processing module 340 is configured to process the financial service according to the detection result.
In one possible implementation manner of the embodiment of the disclosure, the method further includes:
and the determining module is used for determining the appointed dimension according to the service type and/or the application type of the financial service.
In one possible implementation manner of the embodiment of the disclosure, the method further includes:
and the sending module is used for sending a service information supplementing request to a requester of the financial service under the condition that the first description characteristic is null, wherein the supplementing request comprises a designated dimension.
In a possible implementation manner of the embodiment of the disclosure, the device further includes a preprocessing module, configured to:
preprocessing financial business to obtain a preprocessing result;
and returning a processing failure response message under the condition that the preprocessing result is processing failure.
In one possible implementation manner of the embodiment of the present disclosure, the processing module 340 is further configured to:
responding to the re-receiving of the service processing request, wherein the third description characteristic corresponding to the new service processing request is the same as the second description characteristic, and acquiring a preprocessing result corresponding to the new service processing request;
and processing the new service processing request according to the preprocessing result and the detection result corresponding to the second description characteristic.
In one possible implementation manner of the embodiment of the present disclosure, the processing module 340 is further configured to:
and processing the financial business under the condition that the first description characteristic is not matched with each reference characteristic.
The specific manner in which the various modules perform the operations in the apparatus of the above embodiments have been described in detail in connection with the embodiments of the method, and will not be described in detail herein.
In the disclosure, after receiving a processing request of a service including description information of a financial service to be processed in each dimension, the description information of the financial service in a designated dimension may be traversed to obtain a first description feature of the financial service, then, under a condition that the first description feature is matched with any reference feature, the description information of the financial service in a reference dimension associated with any reference feature is traversed to obtain a second description feature of the financial service, and the second description feature and any reference feature are sent to an abnormal financial service detection system to receive a detection result returned by the abnormal financial service detection system, and then, the financial service is processed according to the detection result. Therefore, only the second description feature which possibly has risks and the corresponding reference feature are required to be subjected to abnormal monitoring, and abnormal monitoring is not required to be performed on the data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the financial business processing efficiency is improved.
Fig. 4 is a block diagram of a terminal device showing the processing of a financial service according to an exemplary embodiment.
As shown in fig. 4, the terminal device 400 includes:
the memory 410 and the processor 420, the bus 430 connecting the different components (including the memory 410 and the processor 420), the memory 410 stores a computer program, and the processor 420 executes the program to implement the financial service processing method according to the embodiments of the present disclosure.
Bus 430 represents one or more of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, a processor, or a local bus using any of a variety of bus architectures. By way of example, and not limitation, such architectures include Industry Standard Architecture (ISA) bus, micro channel architecture (MAC) bus, enhanced ISA bus, video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.
Terminal device 400 typically includes a variety of electronic device readable media. Such media can be any available media that is accessible by terminal device 400 and includes both volatile and nonvolatile media, removable and non-removable media.
Memory 410 may also include computer system readable media in the form of volatile memory, such as Random Access Memory (RAM) 440 and/or cache memory 450. Terminal device 400 can further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 460 may be used to read from or write to non-removable, nonvolatile magnetic media (not shown in FIG. 4, commonly referred to as a "hard disk drive"). Although not shown in fig. 4, a magnetic disk drive for reading from and writing to a removable non-volatile magnetic disk (e.g., a "floppy disk"), and an optical disk drive for reading from or writing to a removable non-volatile optical disk (e.g., a CD-ROM, DVD-ROM, or other optical media) may be provided. In such cases, each drive may be coupled to bus 430 through one or more data medium interfaces. Memory 410 may include at least one program product having a set (e.g., at least one) of program modules configured to carry out the functions of the various embodiments of the disclosure.
A program/utility 480 having a set (at least one) of program modules 470 may be stored in, for example, memory 410, such program modules 470 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each or some combination of which may include an implementation of a network environment. Program modules 470 generally perform the functions and/or methods in the embodiments described in this disclosure.
The terminal device 400 may also communicate with one or more external devices 490 (e.g., keyboard, pointing device, display 491, etc.), with one or more devices that enable a user to interact with the terminal device 400, and/or with any device (e.g., network card, modem, etc.) that enables the terminal device 400 to communicate with one or more other computing devices. Such communication may occur through an input/output (I/O) interface 492. Also, terminal device 400 can communicate with one or more networks such as a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the internet via network adapter 493. As shown, network adapter 493 communicates with other modules of terminal device 400 over bus 430. It should be appreciated that although not shown, other hardware and/or software modules may be used in connection with terminal device 400, including, but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, data backup storage systems, and the like.
The processor 420 executes various functional applications and data processing by running programs stored in the memory 410.
It should be noted that, the implementation process and the technical principle of the terminal device in this embodiment refer to the foregoing explanation of the processing method of the financial service in the embodiment of the disclosure, and are not repeated herein.
In the disclosure, after receiving a processing request of a service including description information of a financial service to be processed in each dimension, the description information of the financial service in a designated dimension may be traversed to obtain a first description feature of the financial service, then, under a condition that the first description feature is matched with any reference feature, the description information of the financial service in a reference dimension associated with any reference feature is traversed to obtain a second description feature of the financial service, and the second description feature and any reference feature are sent to an abnormal financial service detection system to receive a detection result returned by the abnormal financial service detection system, and then, the financial service is processed according to the detection result. Therefore, only the second description feature which possibly has risks and the corresponding reference feature are required to be subjected to abnormal monitoring, and abnormal monitoring is not required to be performed on the data of each dimension of the financial business, so that the data volume of the financial business processing is reduced, and the financial business processing efficiency is improved.
In an exemplary embodiment, the present disclosure also provides a computer-readable storage medium including instructions, such as a memory including instructions, executable by a processor of a terminal device to perform the above-described method. Alternatively, the computer readable storage medium may be ROM, random Access Memory (RAM), CD-ROM, magnetic tape, floppy disk, optical data storage device, etc.
In order to implement the above-described embodiments, the present disclosure also provides a computer program product which, when executed by a processor of a terminal device, enables the terminal device to perform the method of processing a financial service as described above.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any adaptations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.
It is to be understood that the present disclosure is not limited to the precise arrangements and instrumentalities shown in the drawings, and that various modifications and changes may be effected without departing from the scope thereof. The scope of the present disclosure is limited only by the appended claims.
Claims (15)
1. A method for processing financial transactions, comprising:
receiving a service processing request, wherein the processing request comprises description information of a financial service to be processed in each dimension;
traversing the description information of the financial business in the appointed dimension to acquire a first description characteristic of the financial business;
traversing the description information of the financial business in the reference dimension associated with any reference feature under the condition that the first description feature is matched with any reference feature so as to acquire a second description feature of the financial business;
transmitting the second description characteristic and any reference characteristic to an abnormal financial business detection system to receive a detection result returned by the abnormal financial business detection system;
and processing the financial business according to the detection result.
2. The method of claim 1, further comprising, prior to said traversing the descriptive information of the financial transaction in the specified dimension:
and determining the appointed dimension according to the service type and/or the application type of the financial service.
3. The method of claim 1, further comprising, after said obtaining the first descriptive characteristic of the financial transaction:
and sending a service information supplementing request to a requester of the financial service under the condition that the first description characteristic is empty, wherein the supplementing request comprises the appointed dimension.
4. The method of claim 1, further comprising, after said sending said second descriptive feature, said any reference feature, to an abnormal financial transaction detection system:
preprocessing the financial business to obtain a preprocessing result;
and returning a processing failure response message under the condition that the preprocessing result is processing failure.
5. The method of claim 4, further comprising, after the returning of the processing failure response message:
responding to the fact that the service processing request is received again, and a third description characteristic corresponding to the new service processing request is identical to the second description characteristic, and acquiring a preprocessing result corresponding to the new service processing request;
and processing the new service processing request according to the preprocessing result and the detection result corresponding to the second description characteristic.
6. The method of any of claims 1-5, further comprising, after said obtaining the first descriptive characteristic of the financial transaction:
and processing the financial service under the condition that the first description characteristic is not matched with each reference characteristic.
7. A financial transaction processing device, comprising:
the receiving module is used for receiving a service processing request, wherein the processing request comprises description information of the financial service to be processed in each dimension;
the traversing module is used for traversing the description information of the financial business in the appointed dimension so as to acquire a first description characteristic of the financial business;
the traversing module is configured to traverse description information of the financial service in a reference dimension associated with any reference feature to obtain a second description feature of the financial service when the first description feature is matched with any reference feature;
the detection module is used for sending the second description characteristic and any reference characteristic to an abnormal financial business detection system so as to receive a detection result returned by the abnormal financial business detection system;
and the processing module is used for processing the financial business according to the detection result.
8. The apparatus as recited in claim 7, further comprising:
and the determining module is used for determining the appointed dimension according to the service type and/or the application type of the financial service.
9. The apparatus as recited in claim 7, further comprising:
and the sending module is used for sending a service information supplementing request to a requester of the financial service under the condition that the first description characteristic is empty, wherein the supplementing request comprises the appointed dimension.
10. The apparatus of claim 7, further comprising a preprocessing module to:
preprocessing the financial business to obtain a preprocessing result;
and returning a processing failure response message under the condition that the preprocessing result is processing failure.
11. The apparatus of claim 10, wherein the processing module is further to:
responding to the fact that the service processing request is received again, and a third description characteristic corresponding to the new service processing request is identical to the second description characteristic, and acquiring a preprocessing result corresponding to the new service processing request;
and processing the new service processing request according to the preprocessing result and the detection result corresponding to the second description characteristic.
12. The apparatus of any of claims 7-11, wherein the processing module is further configured to:
and processing the financial service under the condition that the first description characteristic is not matched with each reference characteristic.
13. A terminal device, comprising:
a processor;
a memory for storing the processor-executable instructions;
wherein the processor is configured to execute the instructions to implement the method of processing a financial transaction as claimed in any one of claims 1 to 6.
14. A computer readable storage medium, which when executed by a processor of a terminal device, causes the terminal device to perform the method of processing a financial transaction according to any one of claims 1-6.
15. A computer program product comprising a computer program which, when executed by a processor, implements the method of processing a financial transaction according to any one of claims 1 to 6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202310036917.6A CN116452307A (en) | 2023-01-10 | 2023-01-10 | Financial business processing method and device and terminal equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202310036917.6A CN116452307A (en) | 2023-01-10 | 2023-01-10 | Financial business processing method and device and terminal equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN116452307A true CN116452307A (en) | 2023-07-18 |
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ID=87126180
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202310036917.6A Pending CN116452307A (en) | 2023-01-10 | 2023-01-10 | Financial business processing method and device and terminal equipment |
Country Status (1)
| Country | Link |
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| CN (1) | CN116452307A (en) |
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2023
- 2023-01-10 CN CN202310036917.6A patent/CN116452307A/en active Pending
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