CN116346362A - Electronic fidelity verification method and system based on blockchain technology - Google Patents
Electronic fidelity verification method and system based on blockchain technology Download PDFInfo
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Abstract
The embodiment of the specification provides an electronic fidelity method and system based on a blockchain technology, comprising the following steps: the first side data receiving module is used for receiving letter opening application information sent by the data service supporting platform; the second side data receiving module is used for receiving the letter opening behavior data sent by the financial institution terminal; the data uplink module is used for writing the open function application information and the open function behavior data into the block chain; the fidelity verification module is used for receiving the fidelity verification request sent by the data service support platform, the financial institution terminal and/or the transaction center terminal, and carrying out the electronic fidelity verification based on the fidelity verification request and the data stored in the block chain, and has the advantages of improving the efficiency and the reliability of the electronic fidelity verification.
Description
Technical Field
The present disclosure relates to the field of electronic policy, and in particular, to a method and system for verifying electronic policy based on blockchain technology.
Background
An electronic warranty is a legally effective vouching certificate that a insurer opens to the beneficiary over a computer network with a data telegram electronically signed using a CA certificate as the medium. The applicant generally applies to a guarantee person through a computer network, the guarantee person aims at providing guarantee for the guaranteed person, uses a CA certificate to carry out electronic signature on a data message, and establishes a guarantee electronic credit voucher with legal effectiveness for a beneficiary through the computer network as a medium. The electronic warranty is a product of the information age, and like paper warranty, an electronic warranty voucher is issued to the beneficiary by a bank, an insurance company, a vouchering company or other vouchering person at the request of the applicant, ensuring that the applicant performs a certain payment or economic reimbursement responsibility within a certain amount and a certain time limit by the vouchering person when the applicant fails to fulfill the responsibility or obligation thereof according to the agreement of the two parties. The electronic warranty is an electronic business or credit service tool, and the electronic warranty with the electronic signature of the warranty mechanism is issued for beneficiaries through the digital certificate of the enterprises of the warranty mechanism, so that the authenticity, the anti-counterfeiting performance, the non-tamper property and the non-repudiation of the electronic warranty can be ensured, the electronic warranty has the same legal efficacy as paper warranty, and meanwhile, the electronic warranty of a third party can be carried out, so that the electronic warranty has the advantages of high efficiency, rapidness, confidentiality, low cost in full life cycle and reliability.
Whether the verification is carried out through on-line verification or off-line fidelity verification, the verification addresses of each financial institution are different addresses, the flow is complex in the verification process, and a bidding agency or expert does not have a specific channel to carry out result verification.
Therefore, it is desirable to provide a blockchain technology-based electronic fidelity method and system for improving the efficiency and reliability of electronic fidelity.
Disclosure of Invention
One of the embodiments of the present specification provides an electronic fidelity system based on blockchain technology, the system comprising: the first side data receiving module is used for receiving letter opening application information sent by the data service supporting platform; the second side data receiving module is used for receiving the letter opening behavior data sent by the financial institution terminal; the data uplink module is used for writing the open function application information and the open function behavior data into a block chain; and the fidelity verification module is used for receiving the fidelity verification request sent by the data service support platform, the financial institution terminal and/or the transaction center terminal, and carrying out electronic fidelity verification based on the fidelity verification request and the data stored in the blockchain.
In some embodiments, the open letter behavior data includes at least: premium payment behavior data, policy issuing behavior data, refund behavior data, and/or claim settlement behavior data.
In some embodiments, the performing, based on the fidelity request, the electronic fidelity based on the data stored in the blockchain includes: based on the box number of the to-be-verified electronic box, searching the box opening application information and/or box opening behavior data related to the to-be-verified electronic box from the blockchain based on the box number of the to-be-verified electronic box.
In some embodiments, the performing, based on the fidelity request, the electronic fidelity based on the data stored in the blockchain includes: analyzing a to-be-tested mark to obtain a fidelity number of the to-be-tested electronic fidelity in the to-be-tested mark; and searching the open letter application information and/or the open letter behavior data related to the electronic fidelity to be verified from the blockchain based on the fidelity number of the electronic fidelity to be verified.
In some embodiments, the performing, based on the fidelity request, the electronic fidelity based on the data stored in the blockchain includes: based on the guaranty number of the electronic guaranty to be verified, searching open application information and/or open behavior data related to the electronic guaranty to be verified from the blockchain; automatically determining an initial verification result based on the open letter application information and/or the open letter behavior data related to the electronic fidelity to be verified; sending the letter opening application information and/or the letter opening behavior data related to the electronic security to be tested to an expert terminal; receiving the identification result of the expert terminal; and determining a final verification result based on the initial verification result and the identification result.
In some embodiments, the writing the open function application information and the open function behavior data into a blockchain includes: and carrying out data fusion on the open letter application information and/or the open letter behavior data, integrating the differentiated data in the open letter application information and/or the open letter behavior data into standardized data, and writing the standardized data into the block chain.
In some embodiments, the system further comprises: the data query module is used for receiving a data query request sent by the data service supporting platform, the financial institution terminal and/or the transaction center terminal, searching the related data of the warranty from the blockchain based on the data query request, and sending the related data of the warranty to the data service supporting platform, the financial institution terminal and/or the transaction center terminal.
In some embodiments, the system further comprises: and the risk assessment module is used for carrying out risk assessment by using a risk assessment model based on the open letter application information sent by the data service support platform and sending a risk assessment result to the financial institution terminal.
In some embodiments, the system further comprises: and the data analysis module is used for carrying out data analysis based on the data stored in the blockchain and generating a data analysis result.
One of the embodiments of the present disclosure provides an electronic fidelity method based on a blockchain technology, the method including: receiving letter opening application information sent by a data service support platform; receiving letter opening behavior data sent by a financial institution terminal; writing the letter application information and the letter behavior data into a block chain; receiving a fidelity verification request sent by the data service supporting platform, the financial institution terminal and/or the transaction center terminal; and performing electronic fidelity verification based on the fidelity verification request and the data stored in the blockchain.
Drawings
The present specification will be further elucidated by way of example embodiments, which will be described in detail by means of the accompanying drawings. The embodiments are not limiting, in which like numerals represent like structures, wherein:
FIG. 1 is a block diagram of an electronic fidelity system based on blockchain technology in accordance with some embodiments of the present specification;
FIG. 2 is a flow diagram of data chaining shown in accordance with some embodiments of the present disclosure;
FIG. 3 is a flow chart of electronic fidelity shown in accordance with some embodiments of the present specification;
FIG. 4 is a flow diagram of an electronic fidelity method based on blockchain techniques in accordance with some embodiments of the present specification;
fig. 5 is a block diagram of an electronic device, according to some embodiments of the present description.
Detailed Description
In order to more clearly illustrate the technical solutions of the embodiments of the present specification, the drawings that are required to be used in the description of the embodiments will be briefly described below. It is apparent that the drawings in the following description are only some examples or embodiments of the present specification, and it is possible for those of ordinary skill in the art to apply the present specification to other similar situations according to the drawings without inventive effort. Unless otherwise apparent from the context of the language or otherwise specified, like reference numerals in the figures refer to like structures or operations.
It will be appreciated that "system," "apparatus," "unit" and/or "module" as used herein is one method for distinguishing between different components, elements, parts, portions or assemblies at different levels. However, if other words can achieve the same purpose, the words can be replaced by other expressions.
As used in this specification and the claims, the terms "a," "an," "the," and/or "the" are not specific to a singular, but may include a plurality, unless the context clearly dictates otherwise. In general, the terms "comprises" and "comprising" merely indicate that the steps and elements are explicitly identified, and they do not constitute an exclusive list, as other steps or elements may be included in a method or apparatus.
A flowchart is used in this specification to describe the operations performed by the system according to embodiments of the present specification. It should be appreciated that the preceding or following operations are not necessarily performed in order precisely. Rather, the steps may be processed in reverse order or simultaneously. Also, other operations may be added to or removed from these processes.
FIG. 1 is a block diagram of an electronic fidelity system based on blockchain technology, as shown in FIG. 1, according to some embodiments of the present disclosure, which may include: the system comprises a first side data receiving module, a second side data receiving module, a data uplink module, a warranty verification module, a data query module, a risk assessment module and a data analysis module.
The first side data receiving module may be configured to receive letter application information sent by the data service support platform.
Fig. 2 is a schematic flow chart of data uplink according to some embodiments of the present disclosure, and as shown in fig. 2, the data service support platform may be a platform for providing an electronic warranty integrated service. Parties to the data service support platform service refer to tenderers whose trading items allow use of electronic bid guaranties, bidders using electronic bid guaranties, and financial institutions who are authorized to provide electronic bid guaranties services through the service support platform.
The second side data receiving module may be configured to receive the open letter behavior data sent by the financial institution terminal.
As shown in fig. 2, in some embodiments, the open function behavior data includes at least: premium payment behavior data, policy issuing behavior data, refund behavior data, and/or claim settlement behavior data.
As shown in FIG. 2, the data chaining module may be used to write the open function application information and the open function behavior data into the blockchain.
In some embodiments, the data uplink module may perform data fusion on the open function application information and/or the open function behavior data, aggregate the differentiated data in the open function application information and/or the open function behavior data into standardized data, and write the standardized data into the blockchain.
In some embodiments, when the problem of the electronic warranty service is abnormal and the service dispute occurs, the uplink data can be used as evidence of the opening action to provide effective evidence for the electronic warranty service, so that the efficiency of processing the problem is improved, and the influence on the opening evaluation process is reduced. The abnormal and dispute conditions include, but are not limited to, abnormal data transmission caused by unstable network, abnormal electronic bidding warranty encryption and decryption caused by failure of electronic bidding warranty, abnormal data transmission caused by instability generated by butt joint among a plurality of systems, abnormal non-delivery of the electronic bidding warranty caused by errors (such as errors in payment orders, unpaid payment and the like) in the operation process of bidders, abnormal non-delivery of the electronic bidding warranty at financial institution ends and the like.
The warrant verification module may be configured to receive a warrant verification request sent by the data service support platform, the financial institution side, and/or the transaction center side. The fidelity verification module can perform electronic fidelity verification based on the fidelity verification request and the data stored in the blockchain.
Fig. 3 is a schematic flow chart of electronic fidelity according to some embodiments of the present disclosure, as shown in fig. 3, in some embodiments, the fidelity verification module may search the blockchain for open letter application information and/or open letter behavior data related to the electronic fidelity to be verified based on the fidelity number of the electronic fidelity to be verified.
The purchasers have doubts about the authenticity of the electronic insurance, and the insurance verification module can provide insurance verification service for the insurance, and inquire about the authenticity of the insurance through the insurance number. The blockchain technology is characterized by being non-tamperable and recorded based on a timestamp, and the blockchain verification platform can prove the whole letter opening behavior process.
As shown in fig. 3, in some embodiments, the fidelity verification module may parse the to-be-verified bidding document to obtain a fidelity number of the to-be-verified electronic fidelity in the to-be-verified bidding document; based on the guaranty number of the electronic guaranty to be checked, searching open application information and/or open behavior data related to the electronic guaranty to be checked from the blockchain.
As shown in fig. 3, in some embodiments, the policy verification module may search the blockchain for open application information and/or open behavior data related to the electronic policy to be verified based on the policy number of the electronic policy to be verified; automatically determining an initial verification result based on open letter application information and/or open letter behavior data related to the electronic fidelity to be verified; the method comprises the steps of sending letter opening application information and/or letter opening behavior data related to electronic security to be verified to an expert terminal; and receiving the identification result of the expert terminal.
The data query module may be configured to receive a data query request sent by the data service support platform, the financial institution terminal, and/or the transaction center terminal, and based on the data query request, search the blockchain for the data related to the warranty, and send the data related to the warranty to the data service support platform, the financial institution terminal, and/or the transaction center terminal. In some embodiments, bidders of electronic bidding products and financial institutions authorized to provide electronic bidding products services via the service support platform can view all products on the transaction platform, and the specific information and presentation of the opening stage specific to a particular product, and online viewing and downloading of product documents.
The risk assessment module can be used for carrying out risk assessment by using a risk assessment model based on open letter application information sent by the data service support platform and sending a risk assessment result to a financial institution terminal, so that the electronic fidelity verification system based on the blockchain technology has the rendering capability of converting existing data into providing value.
The data analysis module may be configured to perform data analysis based on data stored in the blockchain, and generate a data analysis result. For example, multidimensional analysis such as the amount of guarantee, the amount of guarantee of various financial institutions, the amount of guarantee of each county, the substitution rate of guarantee, the acceptance efficiency, the application amount, the occupation ratio of the guarantee company and the like is formed in an accumulated mode, and a data statistics and analysis basis is made for better data support and improvement of the commercial environment in the future.
In some embodiments, in the whole electronic policy issuing link, each different transaction entity may be involved, and an effective policy management means is lacking for each transaction entity. The electronic insurance verification system based on the blockchain technology records and stores the insurance process information, so that various transaction subjects can conveniently know the insurance development condition, the business handling progress and the insurance authenticity condition in real time, and the system provides a message notification function. For example, for the performance fidelity, the electronic fidelity verification system based on the blockchain technology can provide a management module for the owner unit, so that the owner unit can conveniently download, inquire and verify the performance fidelity. The touch capability of the main body of each party in the existing scene of the my department is effectively enlarged, and the viscosity of the main body of each party is increased.
In some embodiments, the blockchain technology-based electronic fidelity system has at least the following advantages:
1. the method is characterized in that the block chain technology is non-tamper-proof and based on the time stamp recording capability, the block chain preserving center can prove the whole letter opening action process and is communicated with a three-party expert authentication mechanism to obtain an authentication result of an expert end and provide the reliability of verification data;
2. the authenticity of the electronic insurance policy can be effectively identified, the problem of difficulty in differentiating the original paper insurance policy is avoided, the validity of the insurance policy can be timely inquired through the management insurance policy collection system based on the blockchain technology, and the complicated process of collecting refund cash insurance policy originally by a financial department is omitted;
3. the electronic fidelity verification system based on the blockchain technology can master each time node when the bidder purchases the bid guaranty, if the financial institution goes out of the function, but the transaction center cannot recognize the function, timely authentication can be realized, and the bidder is prevented from being wasted;
4. the efficiency of the insurance claim can be improved. The online electronic warranty model results in less on-site contact time between the purchaser and the financial institution, and the purchaser is not aware of how to handle the claim. The system is in butt joint with a data (electronic warranty/finance) service supporting platform and a finance institution system, and data certification is provided through a verification platform, so that one-key claim settlement and on-line claim settlement are realized, the evidence data collection time of claim settlement is shortened, and the claim settlement efficiency is improved;
5. the transaction center can check statistics through an electronic fidelity system based on a blockchain technology, various types of conformant in the managed area, and the open letter condition of each pen is specific, so that the area condition can be reported conveniently; when the problem of the electronic warranty service is abnormal and the service dispute occurs, the uplink data can be used as evidence of the opening behavior to provide effective evidence for the electronic warranty service, so that the efficiency of processing the problem is improved, and the influence on the opening evaluation process is reduced. The executive department can grasp the bid/performance guarantee payment condition of each item in charge in real time through the electronic fidelity system based on the blockchain technology, thereby reducing the supervision cost and compensating the problem of the current supervision lack.
It should be noted that the above description of the load frequency control system and its modules taking into account wind power predicted disturbances is for descriptive convenience only and is not intended to limit the present description to the scope of the illustrated embodiments. It will be appreciated by those skilled in the art that, given the principles of the system, various modules may be combined arbitrarily or a subsystem may be constructed in connection with other modules without departing from such principles. In some embodiments, the first side data receiving module, the second side data receiving module, the data uplink module, the warranty verification module, the data query module, the risk assessment module and the data analysis module disclosed in fig. 1 may be different modules in a system, or may be one module to implement the functions of two or more modules. For example, each module may share one memory module, or each module may have a respective memory module. Such variations are within the scope of the present description.
FIG. 4 is a flow diagram of a blockchain-based electronic fidelity method in accordance with some embodiments of the present disclosure, which may be performed by a blockchain-based electronic fidelity system in some embodiments. For example, the electronic fidelity verification method based on the blockchain technology can be stored in a storage device in the form of a program or instructions, and when the electronic fidelity verification system based on the blockchain technology executes the instructions, the electronic fidelity verification method based on the blockchain technology can be realized. The operational schematic of the blockchain-based electronic fidelity method presented below is illustrative. In some embodiments, the process may be accomplished with one or more additional operations not described above and/or one or more operations not discussed. In addition, the order in which the operations of the blockchain-based electronic fidelity method are illustrated in fig. 4 and described below is not limiting. As shown in fig. 4, the electronic fidelity method based on the blockchain technique may include the following steps.
Step 410, receiving the letter application information sent by the data service support platform. In some embodiments, step 410 may be performed by the first side data receiving module.
Step 420, receiving the letter opening behavior data sent by the financial institution terminal. In some embodiments, step 420 may be performed by the second-side data receiving module.
Step 430, writing the open function application information and the open function behavior data into the blockchain. In some embodiments, step 430 may be performed by a data-chaining module.
Step 440, receiving a request for verifying the fidelity of the warrant sent by the data service support platform, the financial institution side and/or the transaction center side. In some embodiments, step 440 may be performed by a warranty verification module.
Step 450, performing electron fidelity verification based on the fidelity request and the data stored in the blockchain. In some embodiments, step 450 may be performed by a warranty verification module.
For more description of the electron fidelity method based on blockchain technology, see fig. 1-3 and their associated description.
Fig. 5 is a block diagram of an electronic device, as shown in fig. 5, which is an example of a hardware device that may be applied to aspects of the present invention, according to some embodiments of the present description. Electronic devices are intended to represent various forms of digital electronic computer devices, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other suitable computers. The electronic device may also represent various forms of mobile devices, such as personal digital processing, cellular telephones, smartphones, wearable devices, and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be exemplary only, and are not meant to limit implementations of the inventions described and/or claimed herein.
As shown in fig. 5, the electronic device includes a computing unit that can perform various appropriate actions and processes according to a computer program stored in a Read Only Memory (ROM) or a computer program loaded from a storage unit into a Random Access Memory (RAM). In the RAM, various programs and data required for the operation of the device may also be stored. The computing unit, ROM and RAM are connected to each other by a bus. An input/output (I/O) interface is also connected to the bus.
A plurality of components in an electronic device are connected to an I/O interface, comprising: an input unit, an output unit, a storage unit, and a communication unit. The input unit may be any type of device capable of inputting information to the electronic device, and may receive input numeric or character information and generate key signal inputs related to user settings and/or function controls of the electronic device. The output unit may be any type of device capable of presenting information and may include, but is not limited to, a display, speakers, video/audio output terminals, vibrators, and/or printers. Storage units may include, but are not limited to, magnetic disks, optical disks. The communication unit allows the electronic device to exchange information/data with other devices via a computer network, such as the internet, and/or various telecommunications networks, and may include, but is not limited to, modems, network cards, infrared communication devices, wireless communication transceivers and/or chipsets, such as bluetooth (TM) devices, wiFi devices, wiMax devices, cellular communication devices, and/or the like.
The computing unit may be a variety of general and/or special purpose processing components having processing and computing capabilities. Some examples of computing units include, but are not limited to, central Processing Units (CPUs), graphics Processing Units (GPUs), various specialized Artificial Intelligence (AI) computing chips, various computing units running machine learning model algorithms, digital Signal Processors (DSPs), and any suitable processors, controllers, microcontrollers, and the like. The computing unit performs the various methods and processes described above. For example, in some embodiments, the blockchain technology-based electronic fidelity method may be implemented as a computer software program tangibly embodied on a machine-readable medium, such as a storage unit. In some embodiments, part or all of the computer program may be loaded and/or installed onto the electronic device via the ROM and/or the communication unit. In some embodiments, the computing unit may be configured to perform the electron fidelity method based on blockchain technology in any other suitable manner (e.g., by means of firmware).
While the basic concepts have been described above, it will be apparent to those skilled in the art that the foregoing detailed disclosure is by way of example only and is not intended to be limiting. Although not explicitly described herein, various modifications, improvements, and adaptations to the present disclosure may occur to one skilled in the art. Such modifications, improvements, and modifications are intended to be suggested within this specification, and therefore, such modifications, improvements, and modifications are intended to be included within the spirit and scope of the exemplary embodiments of the present invention.
Meanwhile, the specification uses specific words to describe the embodiments of the specification. Reference to "one embodiment," "an embodiment," and/or "some embodiments" means that a particular feature, structure, or characteristic is associated with at least one embodiment of the present description. Thus, it should be emphasized and should be appreciated that two or more references to "an embodiment" or "one embodiment" or "an alternative embodiment" in various positions in this specification are not necessarily referring to the same embodiment. Furthermore, certain features, structures, or characteristics of one or more embodiments of the present description may be combined as suitable.
Furthermore, the order in which the elements and sequences are processed, the use of numerical letters, or other designations in the description are not intended to limit the order in which the processes and methods of the description are performed unless explicitly recited in the claims. While certain presently useful inventive embodiments have been discussed in the foregoing disclosure, by way of various examples, it is to be understood that such details are merely illustrative and that the appended claims are not limited to the disclosed embodiments, but, on the contrary, are intended to cover all modifications and equivalent arrangements included within the spirit and scope of the embodiments of the present disclosure. For example, while the system components described above may be implemented by hardware devices, they may also be implemented solely by software solutions, such as installing the described system on an existing server or mobile device.
Likewise, it should be noted that in order to simplify the presentation disclosed in this specification and thereby aid in understanding one or more inventive embodiments, various features are sometimes grouped together in a single embodiment, figure, or description thereof. This method of disclosure, however, is not intended to imply that more features than are presented in the claims are required for the present description. Indeed, less than all of the features of a single embodiment disclosed above.
In some embodiments, numbers describing the components, number of attributes are used, it being understood that such numbers being used in the description of embodiments are modified in some examples by the modifier "about," approximately, "or" substantially. Unless otherwise indicated, "about," "approximately," or "substantially" indicate that the number allows for a 20% variation. Accordingly, in some embodiments, numerical parameters set forth in the specification and claims are approximations that may vary depending upon the desired properties sought to be obtained by the individual embodiments. In some embodiments, the numerical parameters should take into account the specified significant digits and employ a method for preserving the general number of digits. Although the numerical ranges and parameters set forth herein are approximations that may be employed in some embodiments to confirm the breadth of the range, in particular embodiments, the setting of such numerical values is as precise as possible.
Finally, it should be understood that the embodiments described in this specification are merely illustrative of the principles of the embodiments of this specification. Other variations are possible within the scope of this description. Thus, by way of example, and not limitation, alternative configurations of embodiments of the present specification may be considered as consistent with the teachings of the present specification. Accordingly, the embodiments of the present specification are not limited to only the embodiments explicitly described and depicted in the present specification.
Claims (10)
1. An electronic fidelity system based on blockchain technology, comprising:
the first side data receiving module is used for receiving letter opening application information sent by the data service supporting platform;
the second side data receiving module is used for receiving the letter opening behavior data sent by the financial institution terminal;
the data uplink module is used for writing the open function application information and the open function behavior data into a block chain;
and the fidelity verification module is used for receiving the fidelity verification request sent by the data service support platform, the financial institution terminal and/or the transaction center terminal, and carrying out electronic fidelity verification based on the fidelity verification request and the data stored in the blockchain.
2. The system of claim 1, wherein the open function data comprises at least: premium payment behavior data, policy issuing behavior data, refund behavior data, and/or claim settlement behavior data.
3. The system of claim 1, wherein said performing an electronic fidelity based on said request for fidelity based on data stored in said blockchain comprises:
based on the box number of the to-be-verified electronic box, searching the box opening application information and/or box opening behavior data related to the to-be-verified electronic box from the blockchain based on the box number of the to-be-verified electronic box.
4. The system of claim 1, wherein said performing an electronic fidelity based on said request for fidelity based on data stored in said blockchain comprises:
analyzing a to-be-tested mark to obtain a fidelity number of the to-be-tested electronic fidelity in the to-be-tested mark;
and searching the open letter application information and/or the open letter behavior data related to the electronic fidelity to be verified from the blockchain based on the fidelity number of the electronic fidelity to be verified.
5. The system of any of claims 1-4, wherein performing the electronic fidelity verification based on the data stored in the blockchain based on the fidelity verification request comprises:
based on the guaranty number of the electronic guaranty to be verified, searching open application information and/or open behavior data related to the electronic guaranty to be verified from the blockchain;
automatically determining an initial verification result based on the open letter application information and/or the open letter behavior data related to the electronic fidelity to be verified;
sending the letter opening application information and/or the letter opening behavior data related to the electronic security to be tested to an expert terminal;
receiving the identification result of the expert terminal;
and determining a final verification result based on the initial verification result and the identification result.
6. The electronic fidelity system of any one of claims 1-4, wherein writing the open application information and the open behavior data to the blockchain comprises:
and carrying out data fusion on the open letter application information and/or the open letter behavior data, integrating the differentiated data in the open letter application information and/or the open letter behavior data into standardized data, and writing the standardized data into the block chain.
7. The system of any of claims 1-4, further comprising:
the data query module is used for receiving a data query request sent by the data service supporting platform, the financial institution terminal and/or the transaction center terminal, searching the related data of the warranty from the blockchain based on the data query request, and sending the related data of the warranty to the data service supporting platform, the financial institution terminal and/or the transaction center terminal.
8. The system of any of claims 1-4, further comprising:
and the risk assessment module is used for carrying out risk assessment by using a risk assessment model based on the open letter application information sent by the data service support platform and sending a risk assessment result to the financial institution terminal.
9. The system of any of claims 1-4, further comprising:
and the data analysis module is used for carrying out data analysis based on the data stored in the blockchain and generating a data analysis result.
10. An electronic fidelity verification method based on a blockchain technology is characterized by comprising the following steps:
receiving letter opening application information sent by a data service support platform;
receiving letter opening behavior data sent by a financial institution terminal;
writing the letter application information and the letter behavior data into a block chain;
receiving a fidelity verification request sent by the data service supporting platform, the financial institution terminal and/or the transaction center terminal;
and performing electronic fidelity verification based on the fidelity verification request and the data stored in the blockchain.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN117493219A (en) * | 2023-12-29 | 2024-02-02 | 深圳蔓延科技有限公司 | Test method for electronic warranty quick docking and electronic device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN117493219A (en) * | 2023-12-29 | 2024-02-02 | 深圳蔓延科技有限公司 | Test method for electronic warranty quick docking and electronic device |
| CN117493219B (en) * | 2023-12-29 | 2024-04-02 | 深圳蔓延科技有限公司 | Test method for electronic warranty quick docking and electronic device |
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