CN115456618A

CN115456618A - Method and device for controlling use risk of refueling card, computer equipment and storage medium

Info

Publication number: CN115456618A
Application number: CN202211129278.XA
Authority: CN
Inventors: 曾永理; 杨广荣
Original assignee: Ping An Property and Casualty Insurance Company of China Ltd
Current assignee: Ping An Property and Casualty Insurance Company of China Ltd
Priority date: 2022-09-16
Filing date: 2022-09-16
Publication date: 2022-12-09

Abstract

The embodiment of the application belongs to the field of artificial intelligence, is applied to the field of gas station management, and relates to a method and a device for managing and controlling the use risk of a refueling card, computer equipment and a storage medium, wherein the method comprises the steps of receiving a risk management and control request; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueling vehicle in a specific fluctuation time period of each historical refueling time point; acquiring the positioning data of the gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardization and intellectualization of the gas station to use the wind control management for the oil filling card.

Description

Fuel card use risk control method and device, computer equipment and storage medium

Technical Field

The application relates to the technical field of artificial intelligence and gas station management, in particular to a method and a device for managing and controlling use risk of a fuel filling card, computer equipment and a storage medium.

Background

In the scene of vehicle management, the fuel charger cards are generally managed and recharged in a unified manner, and the fuel charger cards used by the vehicles are added with value by using special project money and other modes regularly by the vehicle management party. The use and consumption of fuel charge cards occurs on a daily basis by individual vehicle users or vehicle administrators.

Because the oiling card is not in a strong binding mode, the owner is not checked during oiling consumption, and whether the oiling record generated by the oiling card consumption is a corresponding vehicle in management or not cannot be identified, so that more loopholes exist, the risks of mixing, privately using, abusing and the like of the oiling card are generated, and the oiling card management of a gas station is inconvenient.

Disclosure of Invention

The embodiment of the application aims to provide a method and a device for controlling the use risk of a refueling card, computer equipment and a storage medium, so that the refueling card can be managed by using wind in a more standardized and intelligent manner in a gas station.

In order to solve the technical problem, an embodiment of the application provides a method for managing and controlling use risk of a refueling card, and the following technical scheme is adopted:

a fuel filling card use risk management and control method comprises the following steps:

receiving a risk management and control request carrying a to-be-tested refueling card identifier;

acquiring cardholder identification information corresponding to the to-be-detected oiling card identification and oiling record data, wherein the oiling record data comprises information of an oiling vehicle, historical oiling time points and gas station identifications corresponding to the historical oiling time points;

obtaining authorized vehicle information corresponding to the cardholder identification information;

acquiring driving track data of the refueled vehicle in a specific fluctuation time period of each historical refueling time point;

acquiring gas station positioning data corresponding to the gas station identification;

acquiring discrete GPS positioning information corresponding to the refueled vehicle in a specific fluctuation time period of each historical refueling time point based on the driving track data;

respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueled vehicle and the gas station positioning data at each historical refueling time point;

if the positioning distance meets the oiling distance condition, confirming that the oiling record corresponding to the to-be-tested oiling card identifier is normal without risk;

and if the positioning distance does not exist and the refueling distance condition is met, confirming that the refueling record is abnormal and risking.

Further, after the step of acquiring authorized vehicle information corresponding to the cardholder identification information, the method may further comprise:

acquiring license plate information or frame number information of all vehicles under the name of the cardholder based on the cardholder identification information;

acquiring vehicle information reserved by the cardholder when the oiling card is transacted, and identifying whether the oiling vehicle belongs to a vehicle under the name of the cardholder, wherein the vehicle information reserved by the cardholder when the oiling card is transacted comprises license plate information or frame number information;

if the vehicle information belongs to any vehicle under the name of the cardholder, the refueling vehicle is a vehicle for performing refueling authorization on the refueling card by the cardholder;

and if the vehicle information does not correspond to any vehicle under the name of the cardholder, sending a fueling card use wind control prompt to the cardholder.

Further, before the step of obtaining the driving path data of the refueled vehicle in a specific fluctuation time period of each of the historical refueling time points, the method further comprises the following steps:

according to an OBD interface of a target refueling vehicle, obtaining OBD reporting information of the target refueling vehicle, analyzing and obtaining a time interval of each reporting, wherein the OBD reporting information comprises time point information of each reporting;

judging whether the target refueling vehicle generates start-stop data or not within a specific fluctuation time period of the current refueling time point based on the time interval;

if the time interval is uniform, starting and stopping data are not generated, and a fueling card use wind control prompt is sent to the card holder;

and if at least one interval time exists in the time intervals and is greater than a preset OBD (on-board diagnostics) reporting time interval, generating start-stop data, and acquiring the data of the driving track of the target refueling vehicle in a specific fluctuation time period of the current refueling time point.

Further, the step of acquiring the discrete GPS positioning information corresponding to the refueled vehicle within a specific fluctuation time period of each of the historical refueling time points based on the trajectory data specifically includes:

acquiring start-stop data of the refueling vehicle, and taking GPS positioning information of the refueling vehicle during start-stop as a start-stop GPS positioning information point value;

segmenting the acquired driving track data according to a preset time interval, acquiring segmented driving track point values, and acquiring GPS positioning information corresponding to each driving track point value as driving track type GPS positioning information point values;

and acquiring the start-stop type GPS positioning information point value and the traveling track type GPS positioning information point value to jointly form discrete type GPS positioning information corresponding to the refueling vehicle.

Further, the step of obtaining the gas station positioning data corresponding to the gas station identifier specifically includes:

analyzing the name of the gas station according to the gas station identifier;

and determining the GPS positioning information of the gas station according to the name of the gas station and the preset Beidou or GPS positioning analysis function.

Further, after the step of calculating the positioning distance between each discrete GPS positioning information corresponding to the refueled vehicle and the filling station positioning data at each of the historical refueling time points, the method further includes:

presetting a GPS positioning information deviation target value;

judging whether the GPS positioning information of the gas station belongs to any one of the discrete GPS positioning information corresponding to the refueling vehicle;

if the number of the vehicles is the same as the preset number, a reasonable refueling relation exists between the refueling station and the refueling vehicle;

if not, acquiring the GPS positioning information closest to the GPS positioning information of the gas station in the discrete GPS positioning information corresponding to the refueling vehicle;

acquiring a deviation value between the latest GPS positioning information and the GPS positioning information of the gas station, and judging whether the deviation value is smaller than a GPS positioning information deviation target value;

if the current fuel quantity is less than the preset fuel quantity, a reasonable fuel filling relation exists between the fuel filling station and the vehicle;

and if not, an unreasonable refueling relation exists between the gas station and the vehicle.

Further, after the step of determining whether the deviation value is smaller than the GPS positioning information deviation target value, the method further includes:

if a reasonable refueling relation exists between the gas station and the vehicle, the positioning distance meets the refueling distance condition;

if an unreasonable refueling relation exists between the refueling station and the vehicle, the positioning distance does not meet the refueling distance condition, and a refueling card use wind control prompt is sent to the cardholder.

In order to solve the technical problem, an embodiment of the present application further provides an oil filler card use risk management and control device, which adopts the following technical scheme:

a fuel card use risk management and control device comprises:

the wind control request module is used for receiving a risk control request carrying an identification of a to-be-detected fuel filling card;

the refueling information acquisition module is used for acquiring cardholder identification information corresponding to the to-be-tested refueling card identification and refueling record data, wherein the refueling record data comprises information of a refueling vehicle, a historical refueling time point and a refueling station identification corresponding to the historical refueling time point;

the authorized vehicle information acquisition module is used for acquiring authorized vehicle information corresponding to the identification information of the card holder;

the driving track data acquisition module is used for acquiring driving track data of the refueling vehicle in a specific fluctuation time period of each historical refueling time point;

the gas station positioning data acquisition module is used for acquiring gas station positioning data corresponding to the gas station identification;

the GPS positioning information acquisition module is used for acquiring discrete GPS positioning information corresponding to the refueling vehicle within a specific fluctuation time period of each historical refueling time point based on the traveling track data;

a positioning distance obtaining module, configured to calculate a positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the refueling station positioning data at each historical refueling time point;

the first judgment module is used for confirming that the refueling record corresponding to the to-be-tested refueling card identifier is normal without risk if the positioning distance meets the refueling distance condition;

and the second judgment module is used for confirming that the refueling record is abnormal and has risk if the positioning distance does not meet the refueling distance condition.

In order to solve the above technical problem, an embodiment of the present application further provides a computer device, which adopts the following technical solutions:

a computer device comprises a memory and a processor, wherein the memory stores computer readable instructions, and the processor executes the computer readable instructions to realize the steps of the fuel card use risk management and control method.

In order to solve the above technical problem, an embodiment of the present application further provides a computer-readable storage medium, which adopts the following technical solutions:

a computer readable storage medium having computer readable instructions stored thereon which, when executed by a processor, implement the steps of a fuel truck usage risk management method as described above.

Compared with the prior art, the embodiment of the application mainly has the following beneficial effects:

the method for managing and controlling the oil filling card by using the risk includes the steps that a risk management and control request is received; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueled vehicle in a specific fluctuation time period of each historical refueling time point; acquiring positioning data of a gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardization and intellectualization of the gas station to use the wind control management for the oil filling card.

Drawings

In order to more clearly illustrate the solution of the present application, the drawings used in the description of the embodiments of the present application will be briefly described below, and it is obvious that the drawings in the description below are some embodiments of the present application, and that other drawings may be obtained by those skilled in the art without inventive effort.

FIG. 1 is an exemplary system architecture diagram in which the present application may be applied;

FIG. 2 is a flow diagram of one embodiment of a fuel card usage risk management method according to the present application;

FIG. 3 is a flow diagram of one embodiment of step 205 shown in FIG. 2;

FIG. 4 is a flow diagram of one embodiment of step 206 shown in FIG. 2;

FIG. 5 is a schematic structural view of one embodiment of a fuel card usage risk management device according to the present application;

FIG. 6 is a schematic diagram of a vehicle authorization determination module 510 shown in one embodiment of a fuel card usage risk management device according to the present application;

FIG. 7 is a schematic diagram illustrating a vehicle start/stop determining module 511 according to an embodiment of the present application;

FIG. 8 is a schematic block diagram illustrating a fueling rationality determination module 512 in one embodiment of a fueling card usage risk management apparatus according to the present application;

FIG. 9 is a schematic block diagram of one embodiment of a computer device according to the present application.

Detailed Description

Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs; the terminology used in the description of the application herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application; the terms "including" and "having," and any variations thereof in the description and claims of this application and the description of the figures above, are intended to cover non-exclusive inclusions. The terms "first," "second," and the like in the description and claims of this application or in the above-described drawings are used for distinguishing between different objects and not for describing a particular order.

Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by one skilled in the art that the embodiments described herein can be combined with other embodiments.

In order to make the technical solutions better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the accompanying drawings.

As shown in fig. 1, the system architecture 100 may include

terminal devices

101, 102, 103, a network 104, and a server 105. Network 104 is the medium used to provide communication links between

terminal devices

101, 102, 103 and server 105. Network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The user may use the

terminal devices

101, 102, 103 to interact with the server 105 via the network 104 to receive or send messages or the like. Various communication client applications, such as a web browser application, a shopping application, a search application, an instant messaging tool, a mailbox client, social platform software, etc., may be installed on the

terminal devices

101, 102, 103.

The

terminal devices

101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, e-book readers, MP3 players (Moving Picture experts Group Audio Layer III, mpeg compression standard Audio Layer 3), MP4 players (Moving Picture experts Group Audio Layer IV, mpeg compression standard Audio Layer 4), laptop portable computers, desktop computers, and the like.

The server 105 may be a server providing various services, such as a background server providing support for pages displayed on the

terminal devices

101, 102, 103.

It should be noted that the method for managing and controlling the usage risk of the fuel filling card provided in the embodiment of the present application is generally executed by a server/terminal device, and accordingly, a fuel filling card usage risk management and control device is generally disposed in the server/terminal device.

It should be understood that the number of terminal devices, networks, and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for an implementation.

With continued reference to FIG. 2, a flow diagram of one embodiment of a fuel truck usage risk management method according to the present application is shown. The method for managing and controlling the use risk of the fuel filling card comprises the following steps:

step 201, receiving a risk management and control request carrying an identifier of a to-be-tested refueling card.

Step 202, card holder identification information corresponding to the to-be-tested refueling card identification and refueling record data are obtained, wherein the refueling record data comprise information of a refueling vehicle, a historical refueling time point and a refueling station identification corresponding to the historical refueling time point.

Step 203, obtaining authorized vehicle information corresponding to the cardholder identification information.

In this embodiment, after the step of acquiring authorized vehicle information corresponding to the cardholder identification information, the method further includes: acquiring license plate information or frame number information of all vehicles under the name of the cardholder based on the cardholder identification information; acquiring reserved vehicle information when the cardholder transacts the refueling card, and identifying whether the refueling vehicle belongs to a vehicle under the name of the cardholder, wherein the reserved vehicle information when the cardholder transacts the refueling card comprises license plate information or frame number information; if the vehicle information belongs to any vehicle under the name of the cardholder, the refueling vehicle is a vehicle for performing refueling authorization on the refueling card by the cardholder; and if the vehicle information does not correspond to any vehicle under the name of the cardholder, sending a fueling card use wind control prompt to the cardholder.

And acquiring vehicle information under the name of a card holder through the vehicle information bound by the oiling card number and the card holder identity card information, determining whether the vehicle information bound by the oiling card number is a vehicle under the name of the card holder, and if not, carrying out primary wind control prompting, so that the use corresponding relation among the oiling card, the card holder and the vehicle is convenient to unify, and a manager carries out wind control management.

And 204, acquiring the driving track data of the refueled vehicle in a specific fluctuation time period of each historical refueling time point.

In this embodiment, before the step of obtaining the trajectory data of the refueled vehicle in the specific fluctuation time period of each historical refueling time point, the method further includes: according to an OBD interface of a target refueling vehicle, obtaining OBD reporting information of the target refueling vehicle, analyzing and obtaining a time interval of each reporting, wherein the OBD reporting information comprises time point information of each reporting; judging whether the target refueling vehicle generates start-stop data or not within a specific fluctuation time period of the current refueling time point based on the time interval; if the time interval is uniform, starting and stopping data are not generated, and a fueling card use wind control prompt is sent to the card holder; and if at least one interval time exists in the time intervals and is greater than a preset OBD (on-board diagnostics) reporting time interval, generating start-stop data, and acquiring the driving track data of the target refueling vehicle in a specific fluctuation time period of the current refueling time point.

Whether the fuel filling card use risk prompt is sent to a card holder is determined by judging whether the vehicle generates start-stop data or not in a specific fluctuation time period of the fuel filling time point when the fuel is filled at the current time, and secondary wind control prompt is carried out when the vehicle does not generate the start-stop data, namely the vehicle corresponding to the fuel filling card does not stop but has a fuel filling record, so that a manager can conveniently carry out wind control management.

And step 205, obtaining the gas station positioning data corresponding to the gas station identification.

In this embodiment, the step of obtaining the filling station location data corresponding to the filling station identifier specifically includes: analyzing the name of the gas station according to the gas station identifier; and determining the GPS positioning information of the gas station according to the name of the gas station and the preset Beidou or GPS positioning analysis function.

With continued reference to FIG. 3, FIG. 3 is a flowchart of one embodiment of step 205 shown in FIG. 2, comprising the steps of:

step 301, resolving the name of the gas station according to the gas station identifier;

step 302, determining the GPS positioning information of the gas station according to the name of the gas station and a preset Beidou or GPS positioning analysis function.

Through the name of the refueling station analyzed from the refueling record data and the preset Beidou or GPS positioning analysis function, the GPS positioning information of the refueling station is determined, the data is simple and easy to obtain, and complicated processing is not needed to be carried out on the GPS positioning information of the refueling station.

And step 206, acquiring discrete GPS positioning information corresponding to the refueled vehicle in a specific fluctuation time period of each historical refueled time point based on the driving track data.

In this embodiment, the step of obtaining the discrete GPS positioning information corresponding to the refueling vehicle within the specific fluctuation time period of each historical refueling time point based on the trajectory data specifically includes: acquiring start-stop data of the refueling vehicle, and taking GPS positioning information of the refueling vehicle during start-stop as a start-stop GPS positioning information point value; segmenting the acquired traffic track data according to a preset time interval, acquiring segmented traffic track point values, and acquiring GPS positioning information corresponding to each traffic track point value as a traffic track type GPS positioning information point value; and acquiring the start-stop GPS positioning information point value and the traveling track GPS positioning information point value to jointly form discrete GPS positioning information corresponding to the refueling vehicle.

With continued reference to FIG. 4, FIG. 4 is a flowchart of one embodiment of step 206 of FIG. 2, comprising the steps of:

step 401, acquiring start-stop data of the refueling vehicle, and taking GPS positioning information of the refueling vehicle during start-stop as a start-stop GPS positioning information point value;

step 402, segmenting the acquired driving track data according to a preset time interval, acquiring segmented driving track point values, and acquiring GPS positioning information corresponding to each driving track point value as driving track type GPS positioning information point values;

and step 403, obtaining the start-stop type GPS positioning information point value and the traveling track type GPS positioning information point value to jointly form discrete type GPS positioning information corresponding to the refueling vehicle.

The GPS positioning information when the vehicle starts and stops is used as a GPS positioning information point value, the GPS positioning information corresponding to the driving track data is discretized, a plurality of GPS positioning information point values are obtained, the two different types of GPS positioning information point values are used for jointly forming the discrete GPS positioning information corresponding to the vehicle, and the discrete GPS positioning information is convenient to compare with the GPS positioning information of a gas station.

In addition, the acquired driving track data are segmented according to the preset time interval, the driving track point value after segmentation is acquired, the driving track point value is more flexible and changeable, the actual requirements are combined conveniently, the quantity of discrete GPS positioning information is flexibly set, and risk management and control analysis is facilitated.

And step 207, respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the filling station positioning data at each historical refueling time point.

In this embodiment, after the step of calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the filling station positioning data at each historical refueling time point, the method further includes: presetting a GPS positioning information deviation target value; judging whether the GPS positioning information of the gas station belongs to any one of the discrete GPS positioning information corresponding to the refueled vehicle; if the number of the vehicles belongs to the preset range, a reasonable refueling relation exists between the gas station and the refueling vehicle; if not, acquiring the GPS positioning information closest to the GPS positioning information of the gas station in the discrete GPS positioning information corresponding to the refueling vehicle; acquiring a deviation value between the latest GPS positioning information and the GPS positioning information of the gas station, and judging whether the deviation value is smaller than a GPS positioning information deviation target value; if the current fuel quantity is less than the preset fuel quantity, a reasonable fuel filling relation exists between the fuel filling station and the vehicle; and if not, determining that an unreasonable refueling relation exists between the refueling station and the vehicle.

Through the GPS positioning information of the gas station, the discrete vehicle GPS positioning information and the preset GPS positioning information deviation target value, whether a reasonable refueling relation exists between the vehicle and the gas station or not is identified, the vehicle which does not have the reasonable refueling relation is screened out when the GPS positioning information is identified to have a large difference, and the wind control management is carried out by a manager of the vehicle.

In this embodiment, after the step of determining whether the deviation value is smaller than the GPS positioning information deviation target value, the method further includes: if a reasonable refueling relation exists between the gas station and the vehicle, the positioning distance meets the refueling distance condition; and if an unreasonable refueling relation exists between the gas station and the vehicle, the positioning distance does not meet the refueling distance condition, and a refueling card use wind control prompt is sent to the cardholder.

Whether the positioning distance meets the oiling distance condition is identified by judging whether the deviation value is smaller than the GPS positioning information deviation target value or not, so that whether wind control prompting is carried out or not is determined, and a manager can conveniently carry out wind control management.

And 208, if the positioning distance meets the refueling distance condition, confirming that the refueling record corresponding to the to-be-tested refueling card identifier is normal without risk.

And 209, if the positioning distance does not meet the refueling distance condition, confirming that the refueling record is abnormal and risking.

The method comprises the steps of receiving a risk management and control request; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueled vehicle in a specific fluctuation time period of each historical refueling time point; acquiring positioning data of a gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardized and intelligent air control management of the oiling card in the gas station.

The embodiment of the application can acquire and process related data based on an artificial intelligence technology. Among them, artificial Intelligence (AI) is a theory, method, technique and application system that simulates, extends and expands human Intelligence using a digital computer or a machine controlled by a digital computer, senses the environment, acquires knowledge and uses the knowledge to obtain the best result.

The artificial intelligence base technologies generally include technologies such as sensors, dedicated artificial intelligence chips, cloud computing, distributed storage, big data processing technologies, operation/interaction systems, mechatronics, and the like. The artificial intelligence software technology mainly comprises a computer vision technology, a robot technology, a biological recognition technology, a voice processing technology, a natural language processing technology, machine learning/deep learning and the like.

In the embodiment of the application, the fueling card use risk control method can be packaged into a risk control model in a model building mode, so that automatic and intelligent risk control is facilitated, and the intelligent and automatic management of a fueling station on fueling card services is improved.

The embodiment of the application can also be applied to the management function of the gas station in the smart city, and the intelligent and automatic management of the gas station on the service of the gas card is convenient to improve.

With further reference to fig. 5, as an implementation of the method shown in fig. 2, the present application provides an embodiment of a fuel truck usage risk management device, where the embodiment of the device corresponds to the embodiment of the method shown in fig. 2, and the device may be specifically applied to various electronic devices.

As shown in fig. 5, the fuel truck usage risk control device 500 according to the present embodiment includes: the system comprises a wind control request module 501, a refueling information acquisition module 502, an authorized vehicle information acquisition module 503, a driving track data acquisition module 504, a gas station positioning data acquisition module 505, a GPS positioning information acquisition module 506, a positioning distance acquisition module 507, a first judgment module 508 and a second judgment module 509. Wherein:

the wind control request module 501 is used for receiving a risk control request carrying an identification of a refueling card to be detected;

a refueling information obtaining module 502, configured to obtain cardholder identification information corresponding to the to-be-refueled card identification and refueling record data, where the refueling record data includes information of a refueled vehicle, a historical refueling time point, and a refueling station identification corresponding to the historical refueling time point;

an authorized vehicle information obtaining module 503, configured to obtain authorized vehicle information corresponding to the cardholder identification information;

a driving trajectory data obtaining module 504, configured to obtain driving trajectory data of the refueling vehicle in a specific fluctuation time period of each historical refueling time point;

a gas station positioning data acquiring module 505, configured to acquire gas station positioning data corresponding to the gas station identifier;

a GPS positioning information obtaining module 506, configured to obtain discrete GPS positioning information corresponding to the refueled vehicle within a specific fluctuation time period of each historical refuelling time point based on the trajectory data;

a positioning distance obtaining module 507, configured to calculate a positioning distance between each discrete GPS positioning information corresponding to the refueled vehicle and the filling station positioning data at each historical refueling time point;

the first judging module 508 is configured to confirm that the fueling record corresponding to the tag of the fueling card to be tested is normal without risk if the positioning distance satisfies the fueling distance condition;

a second determining module 509, configured to determine that the fueling record is abnormal and there is a risk if the positioning distance does not satisfy the fueling distance condition.

The method comprises the steps of receiving a risk management and control request; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueling vehicle in a specific fluctuation time period of each historical refueling time point; acquiring the positioning data of the gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueled vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardized and intelligent air control management of the oiling card in the gas station.

With continued reference to FIG. 6, in some embodiments of the present application, the fuel truck usage risk management device 500 further comprises: a vehicle authorization determination module 510, which includes a first obtaining submodule 5101, a second obtaining submodule 5102, a first determination submodule 5103, and a second determination submodule 5104, wherein:

the first obtaining submodule 5101 is configured to obtain license plate information or frame number information of all vehicles in the name of the cardholder based on the cardholder identification information;

the second obtaining submodule 5102 is configured to obtain vehicle information reserved by the card holder when the oiling card is transacted, and identify whether the oiling vehicle belongs to a vehicle under the name of the card holder, where the vehicle information reserved by the card holder when the oiling card is transacted includes license plate information or frame number information;

the first determining sub-module 5103 is configured to determine that the refueling vehicle is a vehicle for which the cardholder authorizes refueling the refueling card if the vehicle information belongs to any vehicle under the name of the cardholder;

the second determination submodule 5104 is configured to send a fueling card usage air control prompt to the cardholder if the vehicle information does not correspond to any vehicle under the name of the cardholder.

And the vehicle authorization judging module is used for determining whether the vehicle information bound by the oiling card number is a vehicle under the name of a card holder, and if not, carrying out primary wind control prompt, so that the use corresponding relation among the oiling card, the card holder and the vehicle is convenient to unify, and a manager is convenient to carry out wind control management.

With continued reference to FIG. 7, in some embodiments of the present application, the fuel truck usage risk management device 500 further comprises: the vehicle start/stop determining module 511 includes a third obtaining sub-module 5111, a start/stop determining sub-module 5112, a third determining sub-module 5113 and a fourth determining sub-module 5114, wherein:

a third obtaining submodule 5111, configured to obtain, according to an OBD interface of a target refueling vehicle, OBD reporting information of the target refueling vehicle, and analyze and obtain a time interval of each reporting, where the OBD reporting information includes time point information of each reporting;

the start-stop judging submodule 5112 is configured to judge, based on the time interval, whether the target refueling vehicle generates start-stop data within a specific fluctuation time period of the current refueling time point;

a third judging submodule 5113, configured to send a fueling card use air control prompt to the cardholder if the time interval is uniform and no start-stop data is generated;

and the fourth judging submodule 5114 is configured to, if at least one interval time in the time intervals is greater than a preset OBD reporting time interval, generate start-stop data, and acquire trajectory data of the target refueling vehicle within a specific fluctuation time period of the current refueling time point.

Through the vehicle start-stop judging module, whether the vehicle generates start-stop data or not in a specific fluctuation time period of the refueling time point when refueling is carried out at the current time is judged, whether a refueling card use risk prompt is sent to a cardholder or not is determined, and secondary wind control prompt is carried out when the vehicle does not generate the start-stop data, namely the vehicle corresponding to the refueling card is not stopped but refueling records exist, so that a manager can conveniently carry out wind control management.

With continued reference to FIG. 8, in some embodiments of the present application, the fuel truck usage risk management device 500 further comprises: refuel rationality judgement module 512, refuel rationality judgement module includes first setting submodule 5121, fifth judgement submodule 5122, sixth judgement submodule 5123, seventh judgement submodule 5124, eighth judgement submodule 5125, ninth judgement submodule 5126 and tenth judgement submodule 5127, wherein:

a first setting submodule 5121 for presetting a GPS positioning information deviation target value;

a fifth judging submodule 5122, configured to judge whether the GPS positioning information of the gas station belongs to any one of the discrete GPS positioning information corresponding to the refueling vehicle;

a sixth judging submodule 5123, configured to, if the vehicle belongs to the first judging submodule, determine that a reasonable refueling relationship exists between the refueling station and the refueled vehicle;

a seventh determining sub-module 5124, configured to, if the vehicle does not belong to the group, obtain GPS positioning information that is closest to the GPS positioning information of the gas station in the discrete GPS positioning information corresponding to the refueled vehicle;

an eighth determining submodule 5125, configured to obtain a deviation value between the latest GPS positioning information and the GPS positioning information of the gas station, and determine whether the deviation value is smaller than a GPS positioning information deviation target value;

a ninth judging submodule 5126, configured to, if the fuel level is smaller than the preset fuel level, determine that a reasonable refueling relationship exists between the fuel station and the vehicle;

and a tenth judging submodule 5127, configured to, if the fuel level is not less than the preset fuel level, determine that an unreasonable fuel filling relationship exists between the fuel station and the vehicle.

Through refuel rationality judge module discernment whether there is the reasonable relation of refueling between vehicle and the filling station, when having guaranteed to discern that GPS locating information differs great, select the vehicle that does not have the reasonable relation of refueling, the administrator of being convenient for carries out the wind accuse management.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware associated with computer readable instructions, which can be stored in a computer readable storage medium, and when executed, the programs can include the processes of the embodiments of the methods described above. The storage medium may be a non-volatile storage medium such as a magnetic disk, an optical disk, a Read-Only Memory (ROM), or a Random Access Memory (RAM).

It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and may be performed in other orders unless explicitly stated herein. Moreover, at least a portion of the steps in the flow chart of the figure may include multiple sub-steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, which are not necessarily performed in sequence, but may be performed alternately or alternately with other steps or at least a portion of the sub-steps or stages of other steps.

In order to solve the technical problem, the embodiment of the application further provides computer equipment. Referring to fig. 9, fig. 9 is a block diagram of a basic structure of a computer device according to the present embodiment.

The computer device 9 includes a memory 91, a processor 92, and a network interface 93 communicatively connected to each other via a system bus. It is noted that only a computer device 9 having components 91-93 is shown, but it is understood that not all of the shown components are required to be implemented, and that more or fewer components may be implemented instead. As will be understood by those skilled in the art, the computer device is a device capable of automatically performing numerical calculation and/or information processing according to a preset or stored instruction, and the hardware includes, but is not limited to, a microprocessor, an Application Specific Integrated Circuit (ASIC), a Programmable Gate Array (FPGA), a Digital Signal Processor (DSP), an embedded device, and the like.

The computer device can be a desktop computer, a notebook, a palm computer, a cloud server and other computing devices. The computer equipment can carry out man-machine interaction with a user through a keyboard, a mouse, a remote controller, a touch panel or voice control equipment and the like.

The memory 91 includes at least one type of readable storage medium including flash memory, hard disks, multimedia cards, card-type memory (e.g., SD or DX memory, etc.), random Access Memory (RAM), static Random Access Memory (SRAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), programmable Read Only Memory (PROM), magnetic memory, magnetic disks, optical disks, etc. In some embodiments, the storage 91 may be an internal storage unit of the computer device 9, such as a hard disk or a memory of the computer device 9. In other embodiments, the memory 91 may also be an external storage device of the computer device 9, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, provided on the computer device 9. Of course, the memory 91 may also comprise both an internal storage unit of the computer device 9 and an external storage device thereof. In this embodiment, the memory 91 is generally used for storing an operating system installed in the computer device 9 and various application software, such as computer readable instructions of a fuel card usage risk management and control method. Further, the memory 91 may also be used to temporarily store various types of data that have been output or are to be output.

The processor 92 may be a Central Processing Unit (CPU), controller, microcontroller, microprocessor, or other data Processing chip in some embodiments. The processor 92 is typically used to control the overall operation of the computer device 9. In this embodiment, the processor 92 is configured to execute computer readable instructions or processing data stored in the memory 91, for example, computer readable instructions for executing the fuel truck usage risk management method.

The network interface 93 may comprise a wireless network interface or a wired network interface, and the network interface 93 is generally used for establishing communication connection between the computer device 9 and other electronic devices.

The embodiment provides computer equipment, and belongs to the technical field of filling station management. The method comprises the steps of receiving a risk management and control request; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueled vehicle in a specific fluctuation time period of each historical refueling time point; acquiring positioning data of a gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardized and intelligent air control management of the oiling card in the gas station.

The present application further provides another embodiment, which is to provide a computer readable storage medium storing computer readable instructions executable by a processor to cause the processor to perform the steps of the method for fuel card usage risk management as described above.

The embodiment provides a computer-readable storage medium, and belongs to the technical field of filling station management. The method comprises the steps of receiving a risk management and control request; acquiring identification information of a cardholder and refueling record data; obtaining authorized vehicle information; acquiring driving track data of the refueling vehicle in a specific fluctuation time period of each historical refueling time point; acquiring positioning data of a gas station; acquiring discrete GPS positioning information corresponding to the refueling vehicle in a specific fluctuation time period of each historical refueling time point; respectively calculating the positioning distance between each discrete GPS positioning information corresponding to the refueling vehicle and the gas station positioning data at each historical refueling time point; and judging the risk according to the positioning distance. The application is convenient for more standardized and intelligent air control management of the oiling card in the gas station.

Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal device (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present application.

It is to be understood that the above-described embodiments are merely illustrative of some, but not restrictive, of the broad invention, and that the appended drawings illustrate preferred embodiments of the invention and do not limit the scope of the invention. This application is capable of embodiments in many different forms and is provided for the purpose of enabling a thorough understanding of the disclosure of the application. Although the present application has been described in detail with reference to the foregoing embodiments, it will be apparent to one skilled in the art that the present application may be practiced without modification or with equivalents of some of the features described in the foregoing embodiments. All equivalent structures made by using the contents of the specification and the drawings of the present application are directly or indirectly applied to other related technical fields and are within the protection scope of the present application.

Claims

1. The method for managing and controlling the use risk of the fuel filling card is characterized by comprising the following steps:

and if the positioning distance does not exist and the refueling distance condition is met, confirming that the refueling record is abnormal and having risks.

2. The fuel filler card use risk management and control method according to claim 1, wherein after the step of acquiring authorized vehicle information corresponding to the cardholder identification information, the method further comprises:

if the vehicle information belongs to any vehicle under the name of the cardholder, the refueling vehicle is a vehicle for which the cardholder carries out refueling authorization on the refueling card;

3. The fueling card use risk management and control method of claim 1, wherein prior to the step of obtaining trajectory data for the fueling vehicle over a particular period of fluctuation at each of the historical fueling time points, the method further comprises:

and if at least one interval time exists in the time intervals and is greater than a preset OBD (on-board diagnostics) reporting time interval, generating start-stop data, and acquiring the driving track data of the target refueling vehicle in a specific fluctuation time period of the current refueling time point.

4. The fueling card use risk management and control method according to claim 3, wherein the step of obtaining discrete GPS positioning information corresponding to the fueling vehicle within a specific fluctuation time period of each of the historical fueling time points based on the driving trajectory data specifically comprises:

segmenting the acquired traffic track data according to a preset time interval, acquiring segmented traffic track point values, and acquiring GPS positioning information corresponding to each traffic track point value as a traffic track type GPS positioning information point value;

and acquiring the start-stop GPS positioning information point value and the traveling track GPS positioning information point value to jointly form discrete GPS positioning information corresponding to the refueling vehicle.

5. The method for managing and controlling the usage risk of the fuel filling card according to claim 1, wherein the step of obtaining the filling station location data corresponding to the filling station identifier specifically comprises:

analyzing the name of the gas station according to the gas station identifier;

6. The fueling card use risk management and control method according to claim 5, wherein after the step of calculating the respective positioning distances between the respective discrete GPS positioning information corresponding to the fueling vehicle and the filling station positioning data at the respective historical fueling time points, the method further comprises:

presetting a GPS positioning information deviation target value;

7. The fuel filler card use risk management and control method according to claim 6, wherein after the step of determining whether the deviation value is smaller than the GPS positioning information deviation target value, the method further comprises:

if a reasonable refueling relation exists between the refueling station and the vehicle, the positioning distance meets the refueling distance condition;

and if an unreasonable refueling relation exists between the gas station and the vehicle, the positioning distance does not meet the refueling distance condition, and a refueling card use wind control prompt is sent to the cardholder.

8. The utility model provides a risk management and control device is used to oil filler card which characterized in that includes:

the wind control request module is used for receiving a risk control request carrying an identification of the oil filling card to be detected;

the refueling information acquisition module is used for acquiring cardholder identification information corresponding to the to-be-refueled card identification and refueling record data, wherein the refueling record data comprises information of a refueled vehicle, a historical refueling time point and a refueling station identification corresponding to the historical refueling time point;

9. A computer device comprising a memory having computer readable instructions stored therein and a processor which when executed implements the steps of the fuel card usage risk management method of any of claims 1 to 7.

10. A computer readable storage medium having stored thereon computer readable instructions which, when executed by a processor, carry out the steps of a fuel card usage risk management method according to any one of claims 1 to 7.