CN114971622A - Offline payment processing method and device based on Bluetooth headset - Google Patents

Offline payment processing method and device based on Bluetooth headset Download PDF

Info

Publication number
CN114971622A
CN114971622A CN202210581331.3A CN202210581331A CN114971622A CN 114971622 A CN114971622 A CN 114971622A CN 202210581331 A CN202210581331 A CN 202210581331A CN 114971622 A CN114971622 A CN 114971622A
Authority
CN
China
Prior art keywords
payment
amount
bluetooth headset
near field
field communication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202210581331.3A
Other languages
Chinese (zh)
Inventor
党娜
刘洋
李�昊
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bank of China Ltd
Original Assignee
Bank of China Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank of China Ltd filed Critical Bank of China Ltd
Priority to CN202210581331.3A priority Critical patent/CN114971622A/en
Publication of CN114971622A publication Critical patent/CN114971622A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides an offline payment processing method and device based on a Bluetooth headset, which can be used in the financial field or other fields. The method comprises the following steps: receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information. The device is used for executing the method. The offline payment processing method and device based on the Bluetooth headset, provided by the embodiment of the invention, improve the convenience of payment.

Description

Offline payment processing method and device based on Bluetooth headset
Technical Field
The invention relates to the technical field of mobile payment, in particular to an offline payment processing method and device based on a Bluetooth headset.
Background
The popularization of the smart phone brings convenience to the life of people, various services can be carried out through various applications on the smart phone, and for example, mobile payment can be carried out through the smart phone.
In the prior art, a smart phone integrates various applications such as photographing, payment, chatting, shopping and the like, so that the smart phone is more and more bloated, and the application of the smart phone is slowed down in response. In an application scene of mobile payment, payment needs to be completed faster, and if the smart phone is slow in response or other applications occupy the smart phone, the process of completing the mobile payment is slow, and the payment experience brought to a user is poor.
Disclosure of Invention
To solve the problems in the prior art, embodiments of the present invention provide an offline payment processing method and apparatus based on a bluetooth headset, which can at least partially solve the problems in the prior art.
In a first aspect, the present invention provides an offline payment processing method based on a bluetooth headset, including:
receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount;
and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information.
Further, the offline payment processing method based on the bluetooth headset provided by the embodiment of the present invention further includes:
if the balance of the obtained local virtual account is judged to be smaller than the payment amount, prompting that the balance is insufficient;
and if the recharging triggering action is detected, sending a recharging request to the mobile terminal so that the mobile terminal recharges the local virtual account.
Further, the recharge touch actuates as a shake-shake action.
Further, the offline payment processing method based on the bluetooth headset provided by the embodiment of the present invention further includes:
if the payment amount is judged to be larger than or equal to the preset amount, prompting to confirm payment;
after receiving payment confirmation, sending payment information to the collection terminal through near field communication, so that the collection terminal collects the payment based on the payment information.
In a second aspect, the present invention provides an offline payment processing apparatus based on bluetooth headsets, including:
the receiving unit is used for receiving a payment request broadcasted by a cash receiving terminal through near field communication, and the payment request comprises payment amount;
and the judging unit is used for sending payment information to the collection terminal through near field communication after judging that the payment amount is less than the preset amount, so that the collection terminal collects money based on the payment information.
Further, the offline payment processing apparatus based on bluetooth headset provided in the embodiment of the present invention further includes:
the first prompting unit is used for prompting that the balance is insufficient after the balance of the local virtual account is judged and acquired to be smaller than the payment amount;
the first sending unit is used for sending a recharging request to the mobile terminal if the recharging triggering action is detected, so that the mobile terminal recharges the local virtual account.
Further, the recharge touch actuates as a shake-shake action.
Further, the offline payment processing apparatus based on bluetooth headset provided in the embodiment of the present invention further includes:
the second prompting unit is used for prompting payment confirmation after judging that the payment amount is larger than or equal to the preset amount;
and the second sending unit is used for sending payment information to the collection terminal through near field communication after receiving payment confirmation so that the collection terminal collects the payment based on the payment information.
In a third aspect, the present invention provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor executes the computer program to implement the method for processing offline payment based on bluetooth headset as described in any of the above embodiments.
In a fourth aspect, the present invention provides a computer-readable storage medium, on which a computer program is stored, wherein the computer program, when executed by a processor, implements the offline payment processing method based on bluetooth headset according to any of the above embodiments.
In a fifth aspect, the present invention provides a computer program product comprising a computer program, which when executed by a processor implements the bluetooth headset-based offline payment processing method according to any of the above embodiments.
The offline payment processing method and device based on the Bluetooth headset provided by the embodiment of the invention receive a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; if the payment amount is judged to be smaller than the preset amount, the payment information is sent to the collection terminal through near field communication, so that the collection terminal collects money based on the payment information, the payment can be completed quickly when the smart phone is occupied or the response is slow, and the payment convenience is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and other drawings can be obtained by those skilled in the art without creative efforts. In the drawings:
fig. 1 is a schematic flowchart of an offline payment processing method based on a bluetooth headset according to a first embodiment of the present invention.
Fig. 2 is a flowchart illustrating an offline payment processing method based on a bluetooth headset according to a second embodiment of the present invention.
Fig. 3 is a flowchart illustrating an offline payment processing method based on a bluetooth headset according to a third embodiment of the present invention.
Fig. 4 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a fourth embodiment of the present invention.
Fig. 5 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a fifth embodiment of the present invention.
Fig. 6 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a sixth embodiment of the present invention.
Fig. 7 is a schematic physical structure diagram of a computer device according to a seventh embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention. It should be noted that the embodiments and features of the embodiments in the present application may be arbitrarily combined with each other without conflict.
In order to facilitate understanding of the technical solutions provided in the present application, the following first describes relevant contents of the technical solutions in the present application.
With the great popularity of bluetooth headsets, many people carry bluetooth headsets. In the prior art, a bluetooth headset is used for answering a call or listening to audio, and a charging box of the bluetooth headset is used for charging the bluetooth headset. The NFC equipment can exchange data under the condition that the NFC equipment is close to each other, is integrated and evolved by a non-contact radio frequency identification and interconnection and intercommunication technology, integrates the functions of an induction card reader, an induction card and point-to-point communication on a single chip, and utilizes the electronic equipment to realize the applications of mobile payment, electronic ticketing, entrance guard, mobile identity identification, anti-counterfeiting and the like.
In the invention, the Bluetooth headset or the charging box of the Bluetooth headset comprises a Near Field Communication (Near Field Communication, short for) chip, the charging box of the Bluetooth headset or the Bluetooth headset is simulated into an intelligent card by an NFC technology, virtual account information is stored, and offline payment is realized by NFC Communication, namely payment can be carried out by the charging box of the Bluetooth headset or the Bluetooth headset without connecting a mobile network or a local area network. The charging box of the Bluetooth headset can also be provided with a touch screen to display prompt messages or input payment.
Before applying the offline payment processing method based on the bluetooth headset provided by the embodiment of the present invention, the virtual account of the bluetooth headset or the charging box of the bluetooth headset needs to be recharged through other devices, such as a mobile terminal with an NFC function. The mobile terminal includes, but is not limited to, a smart phone, a tablet computer, and the like.
The following describes an implementation process of the offline payment processing method based on the bluetooth headset according to the embodiment of the present invention, taking the charging box of the bluetooth headset as an execution main body as an example.
Fig. 1 is a schematic flow chart of an offline payment processing method based on a bluetooth headset according to a first embodiment of the present invention, and as shown in fig. 1, the offline payment processing method based on a bluetooth headset according to the embodiment of the present invention includes:
s101, receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount;
specifically, when a user needs to pay, the NFC function of the charging box of the Bluetooth headset can be started, and then the charging box is close to the money collection terminal. The merchant can input the payment information through the payment terminal, then trigger the payment terminal to collect the payment through the NFC function, the payment terminal can broadcast the payment request in a near field communication mode, the payment request comprises information such as payment amount, transaction serial number and commodity name, and the payment request is set according to actual needs. The charging box receives the payment request when approaching the checkout terminal. The payment receiving terminal is an electronic device capable of receiving payment through an NFC function, such as a POS with an NFC function.
And S102, if the payment amount is judged to be smaller than the preset amount, sending payment information to the collection terminal through near field communication, so that the collection terminal collects the money based on the payment information.
Specifically, after receiving the payment request, the charging box obtains a payment amount from the payment request, then compares the payment amount with a preset amount, if the payment amount is smaller than the preset amount, it is indicated that payment can be directly performed, the charging box sends payment information to the collection terminal in an NFC communication manner, and the payment information may include information such as a payment account, a payment amount, a transaction serial number, and a commodity name, and is set according to actual needs. After receiving the payment information, the receiving terminal may generate a payment request based on the payment information, and send the payment request to a server for receiving payment. The payment request may include information such as a collection account, a payment amount, a transaction serial number, and a commodity name. The specific process of the payment terminal for collecting the payment based on the payment information is the prior art, and is not described herein in detail. The preset amount is set according to actual needs, for example, 500, and the embodiment of the present invention is not limited.
The offline payment processing method based on the Bluetooth headset provided by the embodiment of the invention receives a payment request broadcasted by a money receiving terminal through near field communication, wherein the payment request comprises payment amount; if the payment amount is judged to be smaller than the preset amount, the payment information is sent to the collection terminal through near field communication, so that the collection terminal collects money based on the payment information, the payment can be completed quickly when the smart phone is occupied or the response is slow, and the payment convenience is improved. In addition, can bring convenient payment experience for the user who carries bluetooth headset.
Fig. 2 is a schematic flow chart of an offline payment processing method based on a bluetooth headset according to a second embodiment of the present invention, and as shown in fig. 2, on the basis of the foregoing embodiments, further, the offline payment processing method based on a bluetooth headset according to the embodiment of the present invention further includes:
s201, if the balance of the obtained local virtual account is judged to be smaller than the payment amount, prompting that the balance is insufficient;
specifically, the charging box compares the balance of the local virtual account with the payment amount, and if the balance of the local virtual account is smaller than the payment amount, which indicates that the balance in the virtual account is not enough for the payment, the charging box may prompt that the balance is insufficient.
For example, a display screen is arranged on the charging box, and a prompt message of "insufficient balance" is displayed on the display screen to prompt the user that the balance of the virtual account is insufficient and payment cannot be performed.
For example, the charging box is provided with a loudspeaker to send out an alarm prompt tone indicating that the balance is insufficient, so that the virtual account is prompted to have insufficient balance.
S202, if the recharging triggering action is detected, a recharging request is sent to the mobile terminal so that the mobile terminal can recharge the local virtual account.
Specifically, after the user learns that the balance is insufficient, the mobile terminal may be triggered to recharge the local virtual account of the charging box through a recharge triggering action. The user makes a charging trigger action, the charging box sends a charging request to the mobile terminal after detecting the charging trigger action, the user can input a charging amount, and the mobile terminal can write the charging amount into a local virtual account of the charging box. The mobile terminal can be a smart phone with an NFC function, is provided with related software, and can write information into a local virtual account of the charging box. The recharging trigger action is set according to actual needs, and the embodiment of the invention is not limited.
It can be understood that, after the local virtual account is recharged, the recharging box sends payment information to the collection terminal through near field communication, so that the collection terminal collects money based on the payment information.
For example, a touch display screen is arranged on the charging box, and charging is triggered by clicking a virtual key of the touch display screen.
For example, a recharge touch is set as a shake-shake motion, that is, a user holds the charging box to shake, and the charging box detects the shake-shake motion of the user and sends a recharge request to the mobile terminal. Wherein, be provided with in the box that charges and to detect out shake the vibrations sensor of action of shaking.
On the basis of the above embodiments, further, the charge touch is activated as a shake-shake action. The charging box is triggered to send the recharging request by shaking, so that the method is simple and easy to implement and is convenient for a user to operate.
Fig. 3 is a schematic flow chart of an offline payment processing method based on a bluetooth headset according to a third embodiment of the present invention, and as shown in fig. 3, on the basis of the foregoing embodiments, further, the offline payment processing method based on a bluetooth headset according to the embodiment of the present invention further includes:
s301, prompting to confirm payment if the payment amount is judged to be larger than or equal to a preset amount;
specifically, the charging box compares the payment amount with a preset amount, if the payment amount is greater than or equal to the preset amount, the payment amount is larger, and for the safety of payment, the charging box prompts payment confirmation.
For example, a payment password input prompting interface is displayed on a display screen of the charging box to prompt a user to input a password for payment confirmation, after the user inputs the password, the charging box verifies whether the input password is the same as a preset password, if so, the payment confirmation is carried out, if not, the payment is not carried out due to different passwords, the password can be prompted to be input again, and after the input error times reach the preset times, the local virtual account of the charging box can be locked.
S302, after receiving the payment confirmation, sending payment information to the collection terminal through near field communication, so that the collection terminal collects money based on the payment information.
Specifically, after receiving payment confirmation of the user, the charging box may send payment information to the collection terminal in an NFC communication manner, and the collection terminal collects collection of payment information.
Fig. 4 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a fourth embodiment of the present invention, and as shown in fig. 4, the offline payment processing apparatus based on a bluetooth headset according to the embodiment of the present invention includes a receiving unit 401 and a determining unit 402, where:
the receiving unit 401 is configured to receive a payment request broadcasted by a payee terminal through near field communication, where the payment request includes a payment amount; the determining unit 402 is configured to send payment information to the receiving terminal through near field communication after determining that the payment amount is smaller than a preset amount, so that the receiving terminal receives money based on the payment information.
Specifically, when a user needs to pay, the NFC function of the charging box of the Bluetooth headset can be started, and then the charging box is close to the money collection terminal. The merchant can input the payment information through the payment terminal, then trigger the payment terminal to collect the payment through the NFC function, the payment terminal can broadcast the payment request in a near field communication mode, the payment request comprises information such as payment amount, transaction serial number and commodity name, and the payment request is set according to actual needs. The receiving unit 401 receives the payment request when approaching the checkout terminal. The payment receiving terminal is an electronic device capable of receiving payment through an NFC function, such as a POS with an NFC function.
After receiving the payment request, the determining unit 402 obtains a payment amount from the payment request, then compares the payment amount with a preset amount, if the payment amount is smaller than the preset amount, it indicates that payment can be directly performed, the determining unit 402 sends payment information to the receiving terminal in an NFC communication manner, where the payment information may include information such as a payment account, a payment amount, a transaction serial number, and a commodity name, and is set according to actual needs, which is not limited in the embodiment of the present invention. After receiving the payment information, the receiving terminal may generate a payment request based on the payment information, and send the payment request to a server for receiving payment. The payment request may include information such as a collection account, a payment amount, a transaction serial number, and a commodity name. The specific process of the payment terminal for collecting the payment based on the payment information is the prior art, and is not described herein in detail. The preset amount is set according to actual needs, for example, 500, and the embodiment of the present invention is not limited.
The off-line payment processing device based on the Bluetooth headset receives a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; if the payment amount is judged to be smaller than the preset amount, the payment information is sent to the collection terminal through near field communication, so that the collection terminal collects money based on the payment information, the payment can be completed quickly when the smart phone is occupied or the response is slow, and the payment convenience is improved. In addition, can bring convenient payment experience for the user who carries bluetooth headset.
Fig. 5 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a fifth embodiment of the present invention, and as shown in fig. 5, on the basis of the foregoing embodiments, further, the offline payment processing apparatus based on a bluetooth headset according to the embodiment of the present invention further includes a first prompting unit 403 and a first sending unit 404, where:
the first prompting unit 403 is configured to prompt that the balance is insufficient after determining that the balance of the local virtual account is smaller than the payment amount; the first sending unit 404 is configured to send a recharge request to the mobile terminal so that the mobile terminal recharges the local virtual account if the recharge trigger action is detected.
On the basis of the above embodiments, further, the charge touch is activated as a shake-shake action.
Fig. 6 is a schematic structural diagram of an offline payment processing apparatus based on a bluetooth headset according to a sixth embodiment of the present invention, and as shown in fig. 6, on the basis of the foregoing embodiments, further, the offline payment processing apparatus based on a bluetooth headset according to the embodiment of the present invention further includes:
the second prompting unit 405 is configured to prompt to confirm payment after determining that the payment amount is greater than or equal to a preset amount; the second sending unit 406 is configured to send payment information to the receiving terminal through near field communication after receiving the payment confirmation, so that the receiving terminal receives payment based on the payment information.
The embodiment of the apparatus provided in the embodiment of the present invention may be specifically configured to execute the processing flows of the above method embodiments, and the functions of the apparatus are not described herein again, and refer to the detailed description of the above method embodiments.
It should be noted that the offline payment processing method and apparatus based on the bluetooth headset provided in the embodiments of the present invention may be used in the financial field, and may also be used in any technical field other than the financial field.
Fig. 7 is a schematic physical structure diagram of a computer device according to a seventh embodiment of the present invention, and as shown in fig. 7, the computer device may include: a processor (processor)701, a communication Interface (Communications Interface)702, a memory (memory)703 and a communication bus 704, wherein the processor 701, the communication Interface 702 and the memory 703 complete communication with each other through the communication bus 704. The processor 701 may call logic instructions in the memory 703 to perform the following method: receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information.
In addition, the logic instructions in the memory 703 can be implemented in the form of software functional units and stored in a computer readable storage medium when the logic instructions are sold or used as a stand-alone product. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The present embodiment discloses a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, enable the computer to perform the method provided by the above-mentioned method embodiments, for example, comprising: receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information.
The present embodiment provides a computer-readable storage medium, which stores a computer program, where the computer program causes the computer to execute the method provided by the above method embodiments, for example, the method includes: receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount; and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (11)

1. An offline payment processing method based on a Bluetooth headset is characterized by comprising the following steps:
receiving a payment request broadcasted by a cash receiving terminal through near field communication, wherein the payment request comprises payment amount;
and if the payment amount is judged to be less than the preset amount, sending payment information to the collection terminal through near field communication so that the collection terminal collects the money based on the payment information.
2. The method of claim 1, further comprising:
if the balance of the obtained local virtual account is judged to be smaller than the payment amount, prompting that the balance is insufficient;
and if the recharging triggering action is detected, sending a recharging request to the mobile terminal so that the mobile terminal recharges the local virtual account.
3. The method of claim 2, wherein the top-up touch is activated as a shake-shake action.
4. The method of any of claims 1 to 3, further comprising:
if the payment amount is judged to be larger than or equal to the preset amount, prompting to confirm payment;
after receiving payment confirmation, sending payment information to the collection terminal through near field communication, so that the collection terminal collects the payment based on the payment information.
5. An offline payment processing apparatus based on bluetooth headset, comprising:
the receiving unit is used for receiving a payment request broadcasted by a cash receiving terminal through near field communication, and the payment request comprises payment amount;
and the judging unit is used for sending payment information to the collection terminal through near field communication after judging that the payment amount is less than the preset amount, so that the collection terminal collects money based on the payment information.
6. The apparatus of claim 5, further comprising:
the first prompting unit is used for prompting that the balance is insufficient after the balance of the local virtual account is judged and acquired to be smaller than the payment amount;
the first sending unit is used for sending a recharging request to the mobile terminal if the recharging triggering action is detected, so that the mobile terminal recharges the local virtual account.
7. The device of claim 6, wherein the top-up touch actuates as a shake-and-shake motion.
8. The apparatus of any one of claims 5 to 7, further comprising:
the second prompting unit is used for prompting payment confirmation after judging that the payment amount is larger than or equal to the preset amount;
and the second sending unit is used for sending payment information to the collection terminal through near field communication after receiving the payment confirmation so that the collection terminal collects money based on the payment information.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 4 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any of claims 1 to 4.
11. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 4.
CN202210581331.3A 2022-05-26 2022-05-26 Offline payment processing method and device based on Bluetooth headset Pending CN114971622A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202210581331.3A CN114971622A (en) 2022-05-26 2022-05-26 Offline payment processing method and device based on Bluetooth headset

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202210581331.3A CN114971622A (en) 2022-05-26 2022-05-26 Offline payment processing method and device based on Bluetooth headset

Publications (1)

Publication Number Publication Date
CN114971622A true CN114971622A (en) 2022-08-30

Family

ID=82954871

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202210581331.3A Pending CN114971622A (en) 2022-05-26 2022-05-26 Offline payment processing method and device based on Bluetooth headset

Country Status (1)

Country Link
CN (1) CN114971622A (en)

Similar Documents

Publication Publication Date Title
EP3716671B1 (en) Payment assistance methods and devices
CN104933555B (en) Moade setting method and device
CN109074571B (en) Transaction method and device based on Near Field Communication (NFC)
CN109389393B (en) Method, device, electronic equipment and computer readable storage medium for payment
CN103246977A (en) Method for sending and receiving TV payment information
CN105989485B (en) Service management method and device
WO2013076436A1 (en) Peer-to-peer payment registration and activation
CN105678549A (en) Payment method and device
CN104346560A (en) Security authentication method and security authentication device
CN103310557A (en) Over-the-air electronic cash loading method, system and device for NFC (near field communication) mobile phone
CN104221408A (en) System and method for preventing abuse of emergency calls placed using smartphone
WO2016132458A1 (en) Mobile terminal, control method, and program
EP4123540A1 (en) Payment function activation method, terminal device, server, system, and storage medium
CN109005102B (en) Information processing method and device and electronic device
CN112734415B (en) Digital money collection method, terminal, device and computer readable storage medium
CN113052580A (en) Method, system and terminal for processing payment by agency based on 5G message and biological recognition
CN108600238A (en) The methods, devices and systems of transmission card data
CN105303120A (en) Short message reading method and apparatus
CN105719141A (en) Payment method and device
KR101178473B1 (en) Method for providing safe payment using Near Filed Communication terminal , Near Field Communication terminal, and Radio Frequency payment apparatus
US10223687B2 (en) Link of mobile devices to facilitate mobile commerce transactions
CN112308569A (en) Application function calling method, device, terminal and storage medium
CN114971622A (en) Offline payment processing method and device based on Bluetooth headset
CN110782602A (en) Resource transfer method, device, system, equipment and storage medium
US9344582B2 (en) Terminal and mobile communication system

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination