CN113988879A - Riding expense payment method and system based on taxi calling pile traveling and storage medium - Google Patents
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Abstract
The invention discloses a riding expense payment method and a system based on a calling pile trip, relating to the technical field of payment, wherein the method comprises the following steps: acquiring personal identification information of a user needing to use a called vehicle pile service, and creating a travel account of the user according to the personal identification information; establishing an association relation between the travel account and any one payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle pile service; when the user goes out by taking a service vehicle through the taxi calling pile and arrives at the destination, a payment interface corresponding to the current travel order of the user is generated, and the payment interface is sent to the payment account number, so that the current travel order is paid through the payment account number. The invention can solve the problem that the travel service based on the existing network car booking payment mode in the prior art cannot meet the travel requirements of part of special people.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a riding expense payment method and system based on a taxi calling pile and a storage medium.
Background
With the rapid development of society, the demand of people for traveling is gradually increased, so that various net appointment cars are rapidly developed in recent years, and great convenience is provided for people to travel.
The existing network appointment vehicle using process generally needs a user to register an account number on an intelligent terminal and bind network payment, and then the payment is carried out on line or in a cash payment mode. However, the problem that the payment is difficult when the user does not open the network payment, carry the intelligent terminal or carry cash is solved, and the problem that the old people cannot enjoy the convenience brought by the network appointment due to the inconvenience of using the intelligent terminal is also solved.
Therefore, the travel service based on the existing network car booking payment mode cannot meet the travel requirements of part of special people.
Disclosure of Invention
Aiming at the defects of the prior art, the invention aims to provide a network payment method and a network payment system based on an aging-suitable car calling stake, and aims to solve the problem that the travel service based on the existing network car booking payment mode in the prior art cannot meet the travel requirements of some special people.
The invention provides a riding expense payment method based on a calling pile trip, which comprises the following steps:
acquiring personal identification information of a user needing to use a called vehicle pile service, and creating a travel account of the user according to the personal identification information;
establishing an association relation between the travel account and any one payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle pile service;
when the user goes out by taking a service vehicle through the taxi calling pile and arrives at the destination, a payment interface corresponding to the current travel order of the user is generated, and the payment interface is sent to the payment account number, so that the current travel order is paid through the payment account number.
According to one aspect of the above technical solution, the step of obtaining personal identification information of a user who needs to use a called pile service, and creating a travel account of the user according to the personal identification information specifically includes:
acquiring a human face image or a personal fingerprint of a user through scanning equipment on a vehicle calling pile, and storing the human face image or the personal fingerprint in a preset mode;
and creating a travel account of the user corresponding to the face image or the personal fingerprint according to the face image or the personal fingerprint.
According to one aspect of the above technical solution, the step of establishing an association relationship between the travel account and any one of the payment account according to the travel account of the user specifically includes:
acquiring payer information provided by the user or the payer, wherein the payer information at least comprises a payment account number of the payer;
and binding the payment account of the payer with the travel account of the user according to the information of the payer, so as to determine the payment account as the payment account of the user for traveling by using the called vehicle pile.
According to an aspect of the foregoing technical solution, when the payer information includes a plurality of payers, the method further includes:
determining the payment account number of at least one payer as a common payer account number, and determining the payment account numbers of other payers except the common payer account number as standby payer account numbers.
According to an aspect of the above technical solution, the step of sending the payment interface to the payment account for pickup to pay the current travel order through the payment account for pickup specifically includes:
according to a preset payment-for-replacement rule, after the user takes a service vehicle to go out through a vehicle calling pile and arrives at a destination, a payment interface corresponding to a current travel order of the user is generated and sent to the common payment-for-replacement account number, so that the current travel order is confirmed and paid through the common payment-for-replacement account number;
and when the common payment account number does not confirm and pay the current travel order within the preset time, sending the payment interface to the standby payment account number.
According to an aspect of the foregoing technical solution, after the step of sending the payment interface to the backup proxy payment account, the method further includes:
and after the standby payment account confirms and pays the current travel order, simultaneously sending order state notification to the common payment account and the notified standby payment account.
According to one aspect of the above technical solution, the step of generating a payment interface corresponding to the current travel order of the user specifically includes:
acquiring behavior characteristics or language characteristics of a user in a traveling process through a monitoring or recording device preassembled in the service vehicle;
generating in-vehicle state information of the user according to the behavior characteristics or the language characteristics;
generating deduction content information corresponding to the current travel order according to a preset charging rule;
and generating the payment interface according to the fee deduction content information and the in-vehicle state information so as to enable the payment agent to control the travel process of the user through the payment interface.
A second aspect of the present invention provides a riding expense payment system based on a pile trip, including:
the system comprises a first processing module, a second processing module and a third processing module, wherein the first processing module is used for acquiring personal identification information of a user needing to use a called vehicle pile service and creating a travel account of the user according to the personal identification information;
the second processing module is used for establishing an association relationship between the travel account and any one payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle pile service;
and the payment substitute notification module is used for generating a payment interface corresponding to the current travel order of the user after the user travels in the service vehicle through the vehicle calling pile and arrives at the destination, and sending the payment interface to the payment substitute account so as to pay the current travel order through the payment substitute account.
A third aspect of the present invention is to provide a storage medium, on which computer instructions are stored, and the instructions, when executed by a processor, implement the steps of the method for paying the riding fee based on the post-calling trip in the above technical solution.
A fourth aspect of the present invention is to provide a computer device, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, and is characterized in that the processor implements a method for paying a riding fee based on a travel of a calling post in the above technical solution when executing the program.
Compared with the prior art, the invention has the beneficial effects that: when users such as primary and middle school students or old people lack network payment capability, the vehicles can be called through the vehicle calling piles, so that the traveling is facilitated, after the users finish using the vehicles, the system automatically generates a payment interface corresponding to the current traveling orders, sends the payment interface to a preset payment account number held by a payment assistant, and pays the traveling orders of the users through the payment assistant. Therefore, by adopting the riding expense payment method based on the car calling pile for traveling, the problem that the traveling service based on the existing network car booking payment mode in the prior art cannot meet the traveling requirements of part of special people can be effectively solved.
Additional aspects and advantages of the invention will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of the invention.
Drawings
The above and/or additional aspects and advantages of the present invention will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings of which:
fig. 1 is a schematic flow chart illustrating a method for paying a riding fee based on a post-caller travel according to a first embodiment of the present invention;
fig. 2 is a block diagram of a fare payment system based on a post-call trip according to a fourth embodiment of the present invention.
Detailed Description
In order to make the objects, features and advantages of the present invention comprehensible, embodiments accompanied with figures are described in detail below. Several embodiments of the invention are presented in the drawings. This invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete.
Example one
Referring to fig. 1, a first embodiment of the present invention provides a method for paying a riding fee based on a post trip, which includes steps S10-S30:
step S10, acquiring personal identification information of a user needing to use the called vehicle pile service, and creating a travel account of the user according to the personal identification information;
the personal identification information, such as the face image and the personal fingerprint of the user, is acquired by an image acquisition device and a fingerprint identification device respectively arranged on the car calling post.
After the personal identification information of the user is obtained, a travel account can be created for the user according to the personal identification information. It should be noted that the travel account is created according to the personal identification information of the user, and is not created based on the mobile phone number in the existing account creation method. Therefore, after the travel account is created, when the user calls the service vehicle by using the call stub, the user can log in the travel account only by acquiring the face image or the personal fingerprint of the user through the scanning equipment on the call stub, and the user is not required to operate on the intelligent terminal at all.
Step S20, establishing an association relation between the travel account and any payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle post service;
the users shown in the embodiment are most students in middle and primary schools or old people, and due to the particularity of the people, the users basically do not have an intelligent terminal, do not operate the intelligent terminal or do not have the capability of performing network payment on the intelligent terminal. In consideration of the travel requirements of the special crowds, the embodiment provides a scheme of calling the service vehicle based on the taxi calling stub so as to meet the travel requirements of part of the special crowds.
Since the service object of the car pile is basically a middle and primary school student or an old person, in order to facilitate payment of the riding fee, after the travel account of the user is created, the association relationship between the travel account of the user and any payment account should be established, so that payment is performed for the travel order of the user through the payment account.
The holder of the depayment account number is a guardian of the old or middle and primary school students or other appointed persons, and the depayment account number is an account number which has opened network payment and called vehicle post service for facilitating payment. For example, the deputy has paid attention to the call post official program on the instant messaging application (such as WeChat) and has opened the network payment, so that the payment can be made to the travel order of the user going out through the call post through the instant messaging application (such as WeChat) of the deputy.
Step S30, after the user travels in the service vehicle through the call stub and arrives at the destination, generating a payment interface corresponding to the current travel order of the user, and sending the payment interface to the payment account, so as to pay the current travel order through the payment account.
Specifically, when the user calls the service vehicle through the call stub, and the service vehicle sends the user to the destination, the driver end settles the current travel order according to the charging rule preset by the system to generate the payment interface. The payment interface at least comprises a boarding place, an arrival place and a specific riding fee of the user.
And sending the payment interface to the payment account to uniformly display information such as the boarding place, the arrival place and the riding cost of the user to a holder of the payment account. After the payment agent confirms the current travel order of the user, the payment agent can pay the current travel order through the payment account number owned by the payment agent, namely the payment agent.
By adopting the riding expense payment method based on the calling pile traveling shown in the embodiment, the beneficial effects are that: when users such as primary and middle school students or old people lack network payment capability, the vehicles can be called through the vehicle calling piles, so that the traveling is facilitated, after the users finish using the vehicles, the system automatically generates a payment interface corresponding to the current traveling orders, sends the payment interface to a preset payment account number held by a payment assistant, and pays the traveling orders of the users through the payment assistant. Therefore, by adopting the riding expense payment method based on the car calling pile for traveling, the problem that the traveling service based on the existing network car booking payment mode in the prior art cannot meet the traveling requirements of part of special people can be effectively solved.
Example two
A second embodiment of the present invention provides a method for paying a riding fee based on a calling pile traveling, in this embodiment:
in the method, the step of obtaining personal identification information of a user needing to use the call stub service and creating a travel account of the user according to the personal identification information specifically comprises the steps of S11-S12:
step S11, acquiring a human face image or a personal fingerprint of a user through scanning equipment on the car calling pile, and storing the human face image or the personal fingerprint in a preset mode;
among them, a scanning apparatus, such as an image recognition apparatus, a fingerprint recognition apparatus, etc., has a function of collecting personal characteristics of a user.
And step S12, creating a travel account of the user corresponding to the face image or the personal fingerprint according to the face image or the personal fingerprint.
When the user first calls the vehicle to go out through the call stub, for example, by clicking a virtual or physical "go" button on a screen on the call stub, the call stub automatically triggers the image recognition device or the fingerprint recognition device, so that the face image or the personal fingerprint of the user is collected through the image recognition device or the fingerprint recognition device to create the travel account of the user based on the face image or the personal fingerprint.
When a user does not call the vehicle for the first time to go out through the vehicle calling pile, the vehicle calling pile automatically triggers the image recognition device or the fingerprint recognition device by clicking the 'going out' button on the vehicle calling pile, and the face image or the personal fingerprint of the user is collected to verify the identity of the user and load the going out account number of the user, so that the vehicle can be called for the going out based on the going out account number.
In the method, according to the user' S travel account, a step of establishing an association relationship between the travel account and any one of the payment account generation includes steps S21-S22:
step S21, acquiring information of the payer to be paid provided by the user or the payer to be paid, wherein the information of the payer to be paid at least comprises a payment account number of the payer to be paid;
the information of the payer agent at least comprises a payment account number of the payer agent, and also comprises the name, the contact way and the relation between the name, the contact way and the payer agent.
For example, a travel account corresponding to an elderly person is created based on a facial image of the elderly person, and the agent may be a child of the elderly person or other guardian.
Step S22, binding the payment account of the payer with the travel account of the user according to the information of the payer, so as to determine the payment account as the payment account of the user traveling using the car-post.
By way of example and not limitation, the input of the information of the payer is realized by collecting a short video input by a user through an image recognition device, the short video comprises the name, the contact way and the payment account of the payer and the relationship between the short video and the payer, the vehicle calling pile system automatically intercepts key frames in the short video and extracts key words, the information of the payer is input based on the short video provided by the user, and therefore the payment account of the payer is bound with the travel account of the user.
Although the creation of the user travel account and the entry of the payer information are performed in a voice interaction manner in the embodiment, for some special groups, there may be a case that the travel account and the entry of the payer information cannot be correctly created. Therefore, when the user's travel account and the information of the payer are recorded, the operation should be performed with the payer as much as possible, so as to ensure the accuracy of the recorded information.
Therefore, in other embodiments, the information of the paying agent can be input in a text input mode through the paying agent, so that the accuracy of information input is further improved, and convenience in the later use process is guaranteed.
In the method, when a plurality of persons under generation are included in the person under generation information, the method further includes step S211 of:
step S211, determining the payment account of at least one payer as a common payer account, and determining the payment accounts of other payers except the common payer account as standby payer accounts.
Specifically, when a plurality of agents are included in the agent information, for example, a plurality of agents are elderly children and women, respectively, here, the priority of the agent payment for the current travel order is determined by confirming that the payment account of one agent (for example, the child) is the regular agent and confirming that the other agent (for example, the woman) is the backup agent.
In this embodiment, the step of generating the payment interface corresponding to the current travel order of the user specifically includes steps S31-S34:
step S31, acquiring behavior characteristics or language characteristics of a user in the traveling process through a monitoring or recording device preinstalled in the service vehicle;
step S32, generating the state information in the vehicle of the user according to the behavior characteristics or the language characteristics;
step S33, generating deduction content information corresponding to the current travel order according to a preset charging rule;
and step S34, generating the payment interface according to the deduction content information and the in-vehicle state information, so that the deputy can control the travel process of the user through the payment interface.
Further, the step of sending the payment interface to the payment account for pickup to pay the current travel order through the payment account for pickup specifically includes steps S35-S37:
step S35, according to a preset payment-for-replacement rule, after the user takes the service vehicle to go out through the taxi calling peg and arrives at the destination, generating a payment interface corresponding to the current travel order of the user, and sending the payment interface to the common payment-for-replacement account so as to confirm and pay the current travel order through the common payment-for-replacement account;
the information to be confirmed by the person to be paid is, for example, the boarding point, the alighting point, and the charging content information of the user. When the payment interface comprises the boarding place and the alighting place of the user, the person who pays instead can master the travel journey of the user.
Step S36, when the common payment-for-replacement account does not confirm and pay the current travel order within the preset time, sending the payment interface to the standby payment-for-replacement account.
After the step of sending the payment interface to the backup payment account, the method further includes step S37:
step S37, after the standby payment account confirms and pays the current travel order, send an order status notification to the common payment account and the notified standby payment account at the same time.
The order status notification is, for example, "people xx paid the order on xx days. ".
By adopting the riding expense payment method based on the calling pile traveling shown in the embodiment, the beneficial effects are that: when users such as primary and middle school students or old people lack network payment capability, the vehicles can be called through the vehicle calling piles, so that the traveling is facilitated, after the users finish using the vehicles, the system automatically generates a payment interface corresponding to the current traveling orders, sends the payment interface to a preset payment account number held by a payment assistant, and pays the traveling orders of the users through the payment assistant. Therefore, by adopting the riding expense payment method based on the car calling pile for traveling, the problem that the traveling service based on the existing network car booking payment mode in the prior art cannot meet the traveling requirements of part of special people can be effectively solved.
EXAMPLE III
Referring to fig. 2, a third embodiment of the present invention provides a fare payment system based on a post trip, including:
the first processing module 10 is configured to acquire personal identification information of a user who needs to use a called stub service, and create a travel account of the user according to the personal identification information;
the personal identification information, such as the face image and the personal fingerprint of the user, is acquired by an image acquisition device and a fingerprint identification device respectively arranged on the car calling post.
After the personal identification information of the user is obtained, a travel account can be created for the user according to the personal identification information. It should be noted that the travel account is created according to the personal identification information of the user, and is not created based on the mobile phone number in the existing account creation method. Therefore, after the travel account is created, when the user calls the service vehicle by using the call stub, the user can log in the travel account only by acquiring the face image or the personal fingerprint of the user through the scanning equipment on the call stub, and the user is not required to operate on the intelligent terminal at all.
The second processing module 20 is configured to establish an association relationship between the travel account and any one payment account according to the travel account of the user, where the payment account is an account for which network payment and parking lot service has been opened;
the users shown in the embodiment are most students in middle and primary schools or old people, and due to the particularity of the people, the users basically do not have an intelligent terminal, do not operate the intelligent terminal or do not have the capability of performing network payment on the intelligent terminal. In consideration of the travel requirements of the special crowds, the embodiment provides a scheme of calling the service vehicle based on the taxi calling stub so as to meet the travel requirements of part of the special crowds.
Since the service object of the car pile is basically a middle and primary school student or an old person, in order to facilitate payment of the riding fee, after the travel account of the user is created, the association relationship between the travel account of the user and any payment account should be established, so that payment is performed for the travel order of the user through the payment account.
The holder of the depayment account number is a guardian of the old or middle and primary school students or other appointed persons, and the depayment account number is an account number which has opened network payment and called vehicle post service for facilitating payment. For example, the deputy has paid attention to the call post official program on the instant messaging application (such as WeChat) and has opened the network payment, so that the payment can be made to the travel order of the user going out through the call post through the instant messaging application (such as WeChat) of the deputy.
The payment assistant notification module 30 is configured to generate a payment interface corresponding to the current travel order of the user after the user travels in the service vehicle through the call stub and arrives at the destination, and send the payment interface to the payment assistant account, so as to pay the current travel order through the payment assistant account.
Specifically, when the user calls the service vehicle through the call stub, and the service vehicle sends the user to the destination, the driver end settles the current travel order according to the charging rule preset by the system to generate the payment interface. The payment interface at least comprises a boarding place, an arrival place and a specific riding fee of the user.
And sending the payment interface to the payment account to uniformly display information such as the boarding place, the arrival place and the riding cost of the user to a holder of the payment account. After the payment agent confirms the current travel order of the user, the payment agent can pay the current travel order through the payment account number owned by the payment agent, namely the payment agent.
By adopting the riding expense payment system based on the calling pile trip shown in the embodiment, the beneficial effects are that: when users such as primary and middle school students or old people lack network payment capability, the vehicles can be called through the vehicle calling piles, so that the traveling is facilitated, after the users finish using the vehicles, the system automatically generates a payment interface corresponding to the current traveling orders, sends the payment interface to a preset payment account number held by a payment assistant, and pays the traveling orders of the users through the payment assistant. Therefore, by adopting the riding expense payment system based on the car calling pile for traveling, which is shown in the embodiment, the problem that the traveling service based on the existing network car booking payment mode in the prior art cannot meet the traveling requirements of part of special people can be effectively solved.
A fourth embodiment of the present invention provides a storage medium having stored thereon computer instructions that, when executed by a processor, implement the steps of the post-call travel-based fare payment method shown in the above-described embodiments.
A fifth embodiment of the present invention provides a computer device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor executes the program to implement the method for paying a riding fee based on a post-calling travel shown in the above embodiments.
In the description herein, references to the description of the term "one embodiment," "some embodiments," "an example," "a specific example," or "some examples," etc., mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.
The above-mentioned embodiments only express several embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for those skilled in the art, various changes and modifications can be made without departing from the spirit of the invention, and these changes and modifications are all within the scope of the invention. Therefore, the protection scope of the present patent application shall be subject to the appended claims.
Claims (10)
1. A riding expense payment method based on a calling pile trip is characterized by comprising the following steps:
acquiring personal identification information of a user needing to use a called vehicle pile service, and creating a travel account of the user according to the personal identification information;
establishing an association relation between the travel account and any one payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle pile service;
when the user goes out by taking a service vehicle through the taxi calling pile and arrives at the destination, a payment interface corresponding to the current travel order of the user is generated, and the payment interface is sent to the payment account number, so that the current travel order is paid through the payment account number.
2. A riding expense payment method for a calling post-based trip according to claim 1, wherein the step of obtaining personal identification information of a user who needs to use a calling post service, and creating a trip account of the user according to the personal identification information specifically comprises:
acquiring a human face image or a personal fingerprint of a user through scanning equipment on a vehicle calling pile, and storing the human face image or the personal fingerprint in a preset mode;
and creating a travel account of the user corresponding to the face image or the personal fingerprint according to the face image or the personal fingerprint.
3. A riding expense payment method based on a calling pile trip according to claim 1, wherein the step of establishing an association relationship between the trip account and any one of the payment account under the use of the trip account specifically comprises:
acquiring payer information provided by the user or the payer, wherein the payer information at least comprises a payment account number of the payer;
and binding the payment account of the payer with the travel account of the user according to the information of the payer, so as to determine the payment account as the payment account of the user for traveling by using the called vehicle pile.
4. A riding cost payment method for calling pile travel according to claim 3, wherein when a plurality of people are included in the people information, the method further comprises:
determining the payment account number of at least one payer as a common payer account number, and determining the payment account numbers of other payers except the common payer account number as standby payer account numbers.
5. A riding expense payment method based on a calling pile trip according to claim 4, wherein the step of sending the payment interface to the payment account to pay the current trip order through the payment account specifically comprises:
according to a preset payment-for-replacement rule, after the user takes a service vehicle to go out through a vehicle calling pile and arrives at a destination, a payment interface corresponding to a current travel order of the user is generated and sent to the common payment-for-replacement account number, so that the current travel order is confirmed and paid through the common payment-for-replacement account number;
and when the common payment account number does not confirm and pay the current travel order within the preset time, sending the payment interface to the standby payment account number.
6. A method for paying a ride fee for a calling party based on a traveling of claim 4, wherein after the step of sending the payment interface to the backup payment account, the method further comprises:
and after the standby payment account confirms and pays the current travel order, simultaneously sending order state notification to the common payment account and the notified standby payment account.
7. A riding fee payment method based on a taxi calling peg travel according to any one of claims 1-6, wherein the step of generating a payment interface corresponding to a current travel order of a user specifically comprises:
acquiring behavior characteristics or language characteristics of a user in a traveling process through a monitoring or recording device preassembled in the service vehicle;
generating in-vehicle state information of the user according to the behavior characteristics or the language characteristics;
generating deduction content information corresponding to the current travel order according to a preset charging rule;
and generating the payment interface according to the fee deduction content information and the in-vehicle state information so as to enable the payment agent to control the travel process of the user through the payment interface.
8. The utility model provides a fare payment system by bus based on stake trip of calling for bus which characterized in that, the system includes:
the system comprises a first processing module, a second processing module and a third processing module, wherein the first processing module is used for acquiring personal identification information of a user needing to use a called vehicle pile service and creating a travel account of the user according to the personal identification information;
the second processing module is used for establishing an association relationship between the travel account and any one payment account according to the travel account of the user, wherein the payment account is an account which has opened network payment and called vehicle pile service;
and the payment substitute notification module is used for generating a payment interface corresponding to the current travel order of the user after the user travels in the service vehicle through the vehicle calling pile and arrives at the destination, and sending the payment interface to the payment substitute account so as to pay the current travel order through the payment substitute account.
9. A storage medium having stored thereon computer instructions, characterized in that the instructions, when executed by a processor, carry out the steps of the method according to any one of claims 1 to 7.
10. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method according to any of claims 1-7 when executing the program.
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