CN113489828A - Verification code locking method and device - Google Patents
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/66—Substation equipment, e.g. for use by subscribers with means for preventing unauthorised or fraudulent calling
- H04M1/667—Preventing unauthorised calls from a telephone set
- H04M1/67—Preventing unauthorised calls from a telephone set by electronic means
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72448—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions
- H04M1/72463—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions to restrict the functionality of the device
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/10—Integrity
- H04W12/106—Packet or message integrity
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Abstract
The invention provides a verification code locking method and a verification code locking device, which are used for prompting a customer to input a target mobile phone number on a mobile phone bank login interface in response to a verification code locking request, verifying the identity of the customer after the customer inputs the target mobile phone number bound with a mobile phone bank, locking the function of sending a verification code to an SIM card corresponding to the target mobile phone number by the mobile phone bank under the condition that the identity verification of the customer is passed, wherein after the locking, the SIM card corresponding to the target mobile phone number cannot receive a short message verification code temporarily, and lawless persons cannot log in the mobile phone bank of the customer through the short message verification code, so that the safety of the mobile phone bank and account of the customer is ensured.
Description
Technical Field
The invention relates to the technical field of information security, in particular to a verification code locking method and device.
Background
With the popularization of mobile phone banks, many customers' intelligent mobile terminals, such as mobile phone banks installed on smart phones, utilize the mobile phone banks to perform operations such as transfer accounts and payments.
However, once the smart mobile terminal or the mobile phone card is lost, a lawbreaker can modify the login password of the mobile phone bank in the way of the verification code after cracking the screen locking password of the smart mobile terminal, thereby logging in the mobile phone bank and causing property loss of the client.
Disclosure of Invention
In view of this, the present invention provides a method and an apparatus for locking an authentication code, which can ensure the security of a bank and an account of a mobile phone of a customer by locking the authentication code if the smart mobile terminal or the SIM card of the customer is lost.
In order to achieve the above purpose, the invention provides the following specific technical scheme:
an authentication code locking method, comprising:
responding to the verification code locking request, prompting a customer to input a target mobile phone number on a mobile phone bank login interface;
after the client inputs the target mobile phone number of the bound mobile phone bank, the identity of the client is verified;
and under the condition that the identity authentication of the client is passed, locking the function of sending an authentication code to the SIM card corresponding to the target mobile phone number by the mobile phone bank.
Optionally, after prompting the client to input the target mobile phone number, the method further includes:
acquiring the target mobile phone number input by a client;
judging whether the target mobile phone number is bound with a mobile phone bank or not;
if yes, the client identity is verified;
if not, prompting that the mobile phone number input by the customer is not bound with the mobile phone bank.
Optionally, the verifying the identity of the client includes:
acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
collecting the biological characteristic information of a client;
comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
Optionally, after the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank is locked, the method further includes:
receiving automatic unlocking time set by a client;
recording the automatic unlocking time at a background system;
and when the automatic unlocking time is up, unlocking the function that the mobile phone bank sends the verification code to the SIM card corresponding to the target mobile phone number.
Optionally, after the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank is locked, the method further includes:
receiving a verification code unlocking request sent by a client;
carrying out unlocking identity verification on the client;
and under the condition that the unlocking identity authentication of the client is passed, the function of sending the authentication code to the SIM card corresponding to the target mobile phone number by the unlocking mobile phone bank is realized.
Optionally, the performing unlocking authentication on the client includes:
prompting the customer to input an unlocking password;
comparing the unlocking password input by the client with a preset unlocking password;
determining that the unlocking identity of the client passes verification under the condition that the unlocking password input by the client is consistent with the preset unlocking password;
and under the condition that the unlocking password input by the client is inconsistent with the preset unlocking password, determining that the unlocking identity authentication of the client is not passed.
An authentication code locking apparatus comprising:
the locking request response unit is used for responding to the verification code locking request and prompting the client to input a target mobile phone number on a mobile phone bank login interface;
the identity authentication unit is used for authenticating the identity of the client after the client inputs the target mobile phone number of the bound mobile phone bank;
and the verification code locking unit is used for locking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank under the condition that the identity verification of the client is passed.
Optionally, the apparatus further includes a mobile phone number verification unit, configured to:
acquiring the target mobile phone number input by a client;
judging whether the target mobile phone number is bound with a mobile phone bank or not;
if yes, triggering the identity authentication unit;
if not, prompting that the mobile phone number input by the customer is not bound with the mobile phone bank.
Optionally, the identity authentication unit is specifically configured to:
acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
collecting the biological characteristic information of a client;
comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
Optionally, the apparatus further comprises:
the unlocking time setting unit is used for receiving the automatic unlocking time set by the client and recording the automatic unlocking time in a background system;
and the verification code unlocking unit is used for unlocking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank when the automatic unlocking time is up.
Optionally, the apparatus further comprises:
the unlocking request receiving unit is used for receiving a verification code unlocking request sent by a client;
the unlocking identity authentication unit is used for performing unlocking identity authentication on the client;
and the verification code unlocking unit is used for unlocking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank under the condition that the unlocking identity verification of the client is passed.
Optionally, the unlocking identity verification unit is specifically configured to:
prompting the customer to input an unlocking password;
comparing the unlocking password input by the client with a preset unlocking password;
determining that the unlocking identity of the client passes verification under the condition that the unlocking password input by the client is consistent with the preset unlocking password;
and under the condition that the unlocking password input by the client is inconsistent with the preset unlocking password, determining that the unlocking identity authentication of the client is not passed.
Compared with the prior art, the invention has the following beneficial effects:
according to the verification code locking method disclosed by the invention, if the intelligent mobile terminal or the SIM card of the customer is lost, the target mobile phone number is input in the login interface of the mobile phone bank, and under the condition that the identity of the customer passes verification, the function that the mobile phone bank sends the verification code to the SIM card corresponding to the target mobile phone number is locked, after the locking, the SIM card corresponding to the target mobile phone number cannot receive the short message verification code temporarily, and lawless persons cannot log in the mobile phone bank of the customer through the short message verification code, so that the safety of the mobile phone bank and the account of the customer is ensured.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
FIG. 1 is a flowchart illustrating a verification code locking method according to an embodiment of the present invention;
fig. 2 is a schematic flow chart of a client authentication method according to an embodiment of the present invention;
FIG. 3 is a flowchart illustrating another verification code locking method according to an embodiment of the present invention;
FIG. 4 is a flowchart illustrating another verification code locking method according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of an authentication code locking device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The invention provides a verification code locking method which is applied to a mobile phone banking system.A verification code locking button is arranged on a mobile phone banking login interface, a client sends a verification code locking request to a mobile phone bank by triggering the verification code locking button, and the mobile phone bank prompts the client to input a target mobile phone number on the mobile phone banking login interface in response to the verification code locking request, wherein the target mobile phone number is the mobile phone number of the function that the client needs to lock a mobile phone bank to send a verification code to a corresponding SIM card. The method comprises the steps that a mobile phone bank verifies the identity of a customer under the condition that a target mobile phone number input by the customer is bound with the mobile phone bank, the function that the mobile phone bank sends a verification code to an SIM card corresponding to the target mobile phone number is locked under the condition that the identity of the customer passes verification, so that the customer can also realize verification code locking through identity verification under the condition that the customer does not need to log in the mobile phone bank, after the verification code is locked, the SIM card corresponding to the target mobile phone number cannot receive a short message verification code temporarily, lawbreakers cannot log in the mobile phone bank of the customer through the short message verification code, and therefore the safety of the mobile phone bank and an account of the customer is guaranteed.
Specifically, referring to fig. 1, the verification code locking method disclosed in this embodiment specifically includes the following steps:
s101: responding to the verification code locking request, prompting a customer to input a target mobile phone number on a mobile phone bank login interface;
the customer sends a verification code locking request to the mobile phone bank by triggering a verification code locking button in a login interface of the mobile phone bank.
The target mobile phone number is the mobile phone number of the function that the customer needs to lock the mobile phone bank to send the verification code to the corresponding SIM card.
S102: after a client inputs a target mobile phone number of a bound mobile phone bank, verifying the identity of the client;
the mobile phone bank needs to determine that the target mobile phone number input by the customer is bound to the mobile phone bank, and then the subsequent relevant operation of locking the verification code can be executed.
The method for determining whether the target mobile phone number input by the customer is bound with the mobile phone bank by the mobile phone bank comprises the following steps:
acquiring a target mobile phone number input by a client;
calling a pre-stored mobile phone bank customer information table, judging whether a target mobile phone number is bound with a mobile phone bank, and storing customer information of the bound mobile phone bank in the mobile phone bank customer information table, wherein the customer information comprises the mobile phone number;
if the target mobile phone number is bound with a mobile phone bank, verifying the identity of the client;
if the target mobile phone number is not bound to the mobile phone bank, the user is prompted that the mobile phone number input by the user is not bound to the mobile phone bank, and the user needs to input the target mobile phone number again.
Referring to fig. 2, the present embodiment provides a method for verifying a client identity, which specifically includes the following steps:
s201: acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
s202: collecting the biological characteristic information of a client;
s203: comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
the biometric information may be one or more of face information, fingerprint information, and voiceprint information.
S204: determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
s205: and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
The client identity is verified by utilizing the biological characteristic information, so that the validity of the client identity verification is ensured.
S103: and under the condition that the identity of the client passes the verification, locking the function of sending a verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank.
And under the condition that the identity authentication of the customer is not passed, prompting that the customer is not a mobile phone bank or account owner corresponding to the mobile phone number and asks the owner to authenticate the identity himself, and the customer needs to perform the identity authentication again.
After the verification code is locked, the SIM card corresponding to the target mobile phone number cannot receive the short message verification code temporarily, and lawbreakers cannot log in the mobile phone bank of the customer through the short message verification code, so that the safety of the mobile phone bank and the account of the customer is ensured.
It should be noted that, when a customer reports a loss of the SIM card or finds the SIM card, the function of the mobile phone bank to send the verification code to the SIM card corresponding to the target mobile phone number needs to be unlocked.
Referring to fig. 3, the verification code locking method disclosed in this embodiment specifically includes the following steps:
s301: responding to the verification code locking request, prompting a customer to input a target mobile phone number on a mobile phone bank login interface;
s302: after a client inputs a target mobile phone number of a bound mobile phone bank, verifying the identity of the client;
s303: under the condition that the identity of the client passes the verification, the function that the mobile phone bank sends a verification code to the SIM card corresponding to the target mobile phone number is locked;
s304: receiving automatic unlocking time set by a client;
s305: recording automatic unlocking time in a background system;
s306: and when the automatic unlocking time is up, the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the unlocking mobile phone bank is realized.
Referring to fig. 4, another verification code locking method disclosed in this embodiment specifically includes the following steps:
s401: responding to the verification code locking request, prompting a customer to input a target mobile phone number on a mobile phone bank login interface;
s402: after a client inputs a target mobile phone number of a bound mobile phone bank, verifying the identity of the client;
s403: under the condition that the identity of the client passes the verification, the function that the mobile phone bank sends a verification code to the SIM card corresponding to the target mobile phone number is locked;
s404: receiving a verification code unlocking request sent by a client;
s405: carrying out unlocking identity verification on the client;
s406: and under the condition that the unlocking identity of the customer passes the verification, unlocking the function that the mobile phone bank sends the verification code to the SIM card corresponding to the target mobile phone number.
The customer unlocking identity authentication method disclosed in this embodiment may be various, for example, a customer unlocking identity authentication method based on a password, a customer unlocking identity authentication method based on biometric information, and the like, where the customer unlocking identity authentication method based on a password is as follows:
prompting the customer to input an unlocking password;
comparing the unlocking password input by the client with a preset unlocking password;
determining that the unlocking identity of the client passes verification under the condition that the unlocking password input by the client is consistent with the preset unlocking password;
and under the condition that the unlocking password input by the client is inconsistent with the preset unlocking password, determining that the unlocking identity authentication of the client is not passed.
According to the invention, by setting various verification code unlocking modes, a customer can flexibly select the verification code based on self requirements, the personalized unlocking requirements of the customer are met, the customer does not need to go to a business outlet to unlock the verification code, and the customer experience is effectively improved.
Based on the verification code locking method disclosed in the above embodiments, this embodiment correspondingly discloses a verification code locking device, please refer to fig. 5, which includes:
a locking request response unit 100, configured to respond to the verification code locking request and prompt the customer to input a target mobile phone number on a mobile phone bank login interface;
the identity authentication unit 200 is used for authenticating the identity of the client after the client inputs the target mobile phone number of the bound mobile phone bank;
and the verification code locking unit 300 is configured to lock a function of sending a verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank when the user identity verification passes.
Optionally, the apparatus further includes a mobile phone number verification unit, configured to:
acquiring the target mobile phone number input by a client;
judging whether the target mobile phone number is bound with a mobile phone bank or not;
if yes, triggering the identity authentication unit;
if not, prompting that the mobile phone number input by the customer is not bound with the mobile phone bank.
Optionally, the identity authentication unit 200 is specifically configured to:
acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
collecting the biological characteristic information of a client;
comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
Optionally, the apparatus further comprises:
the unlocking time setting unit is used for receiving the automatic unlocking time set by the client and recording the automatic unlocking time in a background system;
and the verification code unlocking unit is used for unlocking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank when the automatic unlocking time is up.
Optionally, the apparatus further comprises:
the unlocking request receiving unit is used for receiving a verification code unlocking request sent by a client;
the unlocking identity authentication unit is used for performing unlocking identity authentication on the client;
and the verification code unlocking unit is used for unlocking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank under the condition that the unlocking identity verification of the client is passed.
Optionally, the unlocking identity verification unit is specifically configured to:
prompting the customer to input an unlocking password;
comparing the unlocking password input by the client with a preset unlocking password;
determining that the unlocking identity of the client passes verification under the condition that the unlocking password input by the client is consistent with the preset unlocking password;
and under the condition that the unlocking password input by the client is inconsistent with the preset unlocking password, determining that the unlocking identity authentication of the client is not passed.
According to the verification code locking device disclosed by the embodiment, if the intelligent mobile terminal or the SIM card of the customer is lost, the target mobile phone number is input in the login interface of the mobile phone bank, and the function that the mobile phone bank sends the verification code to the SIM card corresponding to the target mobile phone number is locked under the condition that the identity verification of the customer passes, after the locking, the SIM card corresponding to the target mobile phone number cannot receive the short message verification code temporarily, and lawless persons cannot log in the mobile phone bank of the customer through the short message verification code, so that the safety of the mobile phone bank and the account of the customer is ensured.
The embodiments in the present description are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The above embodiments can be combined arbitrarily, and the features described in the embodiments in the present specification can be replaced or combined with each other in the above description of the disclosed embodiments, so that those skilled in the art can implement or use the present application.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. An authentication code locking method, comprising:
responding to the verification code locking request, prompting a customer to input a target mobile phone number on a mobile phone bank login interface;
after the client inputs the target mobile phone number of the bound mobile phone bank, the identity of the client is verified;
and under the condition that the identity authentication of the client is passed, locking the function of sending an authentication code to the SIM card corresponding to the target mobile phone number by the mobile phone bank.
2. The method of claim 1, wherein after prompting the customer to enter the target phone number, the method further comprises:
acquiring the target mobile phone number input by a client;
judging whether the target mobile phone number is bound with a mobile phone bank or not;
if yes, the client identity is verified;
if not, prompting that the mobile phone number input by the customer is not bound with the mobile phone bank.
3. The method of claim 1, wherein verifying the identity of the client comprises:
acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
collecting the biological characteristic information of a client;
comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
4. The method of claim 1, wherein after locking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank, the method further comprises:
receiving automatic unlocking time set by a client;
recording the automatic unlocking time at a background system;
and when the automatic unlocking time is up, unlocking the function that the mobile phone bank sends the verification code to the SIM card corresponding to the target mobile phone number.
5. The method of claim 1, wherein after locking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank, the method further comprises:
receiving a verification code unlocking request sent by a client;
carrying out unlocking identity verification on the client;
and under the condition that the unlocking identity authentication of the client is passed, the function of sending the authentication code to the SIM card corresponding to the target mobile phone number by the unlocking mobile phone bank is realized.
6. The method of claim 5, wherein the performing the unlock authentication on the client comprises:
prompting the customer to input an unlocking password;
comparing the unlocking password input by the client with a preset unlocking password;
determining that the unlocking identity of the client passes verification under the condition that the unlocking password input by the client is consistent with the preset unlocking password;
and under the condition that the unlocking password input by the client is inconsistent with the preset unlocking password, determining that the unlocking identity authentication of the client is not passed.
7. An authentication code locking apparatus, comprising:
the locking request response unit is used for responding to the verification code locking request and prompting the client to input a target mobile phone number on a mobile phone bank login interface;
the identity authentication unit is used for authenticating the identity of the client after the client inputs the target mobile phone number of the bound mobile phone bank;
and the verification code locking unit is used for locking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank under the condition that the identity verification of the client is passed.
8. The apparatus of claim 7, further comprising a mobile phone number verification unit configured to:
acquiring the target mobile phone number input by a client;
judging whether the target mobile phone number is bound with a mobile phone bank or not;
if yes, triggering the identity authentication unit;
if not, prompting that the mobile phone number input by the customer is not bound with the mobile phone bank.
9. The apparatus according to claim 7, wherein the authentication unit is specifically configured to:
acquiring customer information corresponding to the target mobile phone number, wherein the customer information comprises biological characteristic information of a customer reserved in a bank;
collecting the biological characteristic information of a client;
comparing the acquired biological characteristic information with biological characteristic information reserved in a bank by a client;
determining that the identity of the client passes the authentication under the condition that the acquired biological characteristic information is consistent with the biological characteristic information reserved in a bank by the client;
and determining that the identity verification of the client fails under the condition that the acquired biological characteristic information is inconsistent with the biological characteristic information reserved in the bank by the client.
10. The apparatus of claim 7, further comprising:
the unlocking time setting unit is used for receiving the automatic unlocking time set by the client and recording the automatic unlocking time in a background system;
and the verification code unlocking unit is used for unlocking the function of sending the verification code to the SIM card corresponding to the target mobile phone number by the mobile phone bank when the automatic unlocking time is up.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110764161.8A CN113489828A (en) | 2021-07-06 | 2021-07-06 | Verification code locking method and device |
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| CN109714466A (en) * | 2017-10-26 | 2019-05-03 | 中国电信股份有限公司 | Dynamic cipher verification processing method, device and its mobile terminal |
| CN110517042A (en) * | 2019-07-23 | 2019-11-29 | 平安科技（深圳）有限公司 | Anti-theft locking code verification method and relevant device based on transaction verification |
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| US20110060684A1 (en) * | 2009-03-25 | 2011-03-10 | Jucht Scott J | Machine, program product, and computer-implemented methods for confirming a mobile banking request |
| CN105283898A (en) * | 2013-04-26 | 2016-01-27 | 奎斯克股份有限公司 | Methods and systems for providing a customer controlled account lock feature |
| CN105874494A (en) * | 2014-01-03 | 2016-08-17 | 苹果公司 | Disabling mobile payments for lost electronic devices |
| CN109714466A (en) * | 2017-10-26 | 2019-05-03 | 中国电信股份有限公司 | Dynamic cipher verification processing method, device and its mobile terminal |
| CN110517042A (en) * | 2019-07-23 | 2019-11-29 | 平安科技（深圳）有限公司 | Anti-theft locking code verification method and relevant device based on transaction verification |
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