CN113256903A - Terminal banknote distribution processing method, system, electronic device and medium - Google Patents

Terminal banknote distribution processing method, system, electronic device and medium Download PDF

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Publication number
CN113256903A
CN113256903A CN202010407946.5A CN202010407946A CN113256903A CN 113256903 A CN113256903 A CN 113256903A CN 202010407946 A CN202010407946 A CN 202010407946A CN 113256903 A CN113256903 A CN 113256903A
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banknote
processed
terminal
clamping
terminals
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CN113256903B (en
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贺光容
王庆华
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Nanjing Yihua Information Technology Co ltd
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
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Nanjing Yihua Information Technology Co ltd
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/206Software aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/209Monitoring, auditing or diagnose of functioning of ATMs
    • YGENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02PCLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
    • Y02P90/00Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
    • Y02P90/30Computing systems specially adapted for manufacturing

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  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Inspection Of Paper Currency And Valuable Securities (AREA)

Abstract

The application discloses a terminal banknote distribution processing method, a terminal banknote distribution processing system, electronic equipment and a medium. The terminal banknote distribution processing method in the application comprises the following steps: acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor represents a characteristic value of the banknote clamping probability of the banknote to be processed; classifying the bank notes to be processed into different types according to the first bank note clamping factor; classifying the terminals into different types according to second money clamping factors of the terminals; acquiring third banknote clamping factors of various types of to-be-processed banknotes on various types of terminals, and indicating the average banknote clamping probability of each type of banknotes processed by the machine cores of the terminals in different life cycles; and determining the distribution mode of the bank notes to be processed according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor, namely distributing the bank notes to be processed to at least one of the terminals for processing, so that the maintenance cost of financial equipment can be reduced, the fault time of the financial equipment can be shortened, and the business processing efficiency can be improved.

Description

Terminal banknote distribution processing method, system, electronic device and medium
Technical Field
The invention relates to the technical field of data processing, in particular to a terminal banknote distribution processing method, a terminal banknote distribution processing system, electronic equipment and a medium.
Background
An Automatic Teller Machine (ATM), which is an ATM, is also called an ATM because most ATMs are used for withdrawing money. The device is a highly precise electromechanical integrated device, realizes self-service of financial transactions by utilizing a magnetic code card or an intelligent card, and replaces the work of bank counter personnel. The system can be used for storing cash, inquiring the balance of deposit, transferring funds among accounts, inquiring the balance and the like, and is wide and convenient to apply.
However, during the operation of the ATM, abnormalities such as paper money jam and the like easily occur, so that the ATM cannot continuously process services or can only process a part of services, that is, the ATM can only be stopped due to faults or operated with faults.
The bank note clamping faults which often occur in financial self-service terminals such as ATM can only be eliminated manually on site, the financial self-service terminals are scattered in various places, so that the maintenance cost of the financial self-service terminals is not low, services cannot be processed on a plurality of terminals under the condition of poor quality of bank notes, and the service processing efficiency is low.
Disclosure of Invention
The application provides a terminal banknote distribution processing method, a terminal banknote distribution processing system, electronic equipment and a medium.
In a first aspect, there is provided a terminal banknote dispensing process comprising:
acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed; classifying the bank notes to be processed into different types according to the first bank note clamping factor;
classifying the terminals into different types according to second money clamping factors of the terminals;
acquiring third banknote clamping factors of various types of to-be-processed banknotes on various types of terminals, wherein the third banknote clamping factors indicate the average banknote clamping probability of each type of banknotes processed by the cores of the terminals in different life cycles;
and determining the distribution mode of the bank notes to be processed according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor, wherein the distribution mode is used for distributing the bank notes to be processed to at least one of the terminals for processing.
In an alternative embodiment, the acquiring a first banknote factor of the banknotes to be processed comprises:
acquiring the fold degree, the softness and/or the stain degree of the bank notes to be processed;
calculating to obtain a first banknote clamping factor of the banknote to be processed according to the folding degree, the softness and/or the contamination degree of the banknote to be processed;
the fold degree of the bank note to be processed is obtained by calculation according to the projection area of the bank note to be processed collected under the image sensor; the softness of the bank notes to be processed is determined by the sound generated by the bank notes to be processed and collected by a sound recognition device; the softness of the bank notes to be processed is inversely proportional to the sound generated by the bank notes to be processed.
In an alternative embodiment, the method for obtaining the degree of soiling of a banknote to be processed comprises:
acquiring an image of the bank note to be processed through the image sensor, and carrying out gray level processing on the image of the bank note to be processed to obtain a corresponding gray level image;
and identifying the pixel value of each pixel point on the gray image, comparing the pixel value of each pixel point with a preset contamination threshold value, and determining the contamination degree of the bank note to be processed.
In an alternative embodiment, the calculating the first banknote factor of the banknote to be processed according to the folding degree, the soft degree and/or the soiling degree of the banknote to be processed comprises:
and obtaining preset weight thresholds corresponding to the fold degree, the soft degree and the stain degree respectively, and calculating to obtain a first banknote clamping factor of the banknote to be processed according to the weight thresholds and the fold degree, the soft degree and the stain degree of the banknote to be processed.
In an alternative embodiment, the classifying the terminals into different types according to the second cash-in-card factor of the terminals includes:
and dividing the terminals into different types according to the characteristic of the probability curve of the money clamping in the life cycle of the terminals.
In an alternative embodiment, the information on the number of banknotes to be processed comprises the number of different types of banknotes in the banknotes to be processed;
the parameters of the terminal include: the system comprises the total number of the terminals, the banknote capacity of each terminal, the road cost of each terminal and the terminal type of each terminal, wherein the banknote capacity of each terminal is the maximum banknote loading capacity of each terminal at one time, and the road cost is the cost required by field maintenance of the movement of each terminal at one time.
In an alternative embodiment, the determining the distribution mode of the banknotes to be processed according to the quantity information of the banknotes to be processed and the parameters of the terminal and the third banknote factor includes:
and determining a target distribution mode according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor and a preset expected value rule, wherein the target distribution mode enables the expected value of the maintenance cost of the bank notes to be processed, which are distributed to the terminal for processing, to be the lowest.
In a second aspect, there is provided an end banknote dispensing processing system comprising:
the banknote classification module is used for acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed; classifying the bank notes to be processed into different types according to the first bank note clamping factor;
the terminal classification module is used for classifying the terminals into different types according to second money clamping factors of the terminals;
a calculation module to:
acquiring third banknote clamping factors of various types of banknotes to be processed on various types of terminals;
and determining the distribution mode of the bank notes to be processed according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor, wherein the distribution mode is used for distributing the bank notes to be processed to at least one of the terminals for processing.
In an alternative embodiment, the banknote sorting module further comprises: rugosity acquisition unit, softness acquisition unit, stained degree acquisition unit, card paper money factor computational unit, wherein:
the wrinkle degree obtaining unit is used for calculating and obtaining the wrinkle degree of the bank note to be processed according to the projection area of the bank note to be processed collected under the image sensor;
the softness acquiring unit is used for determining the softness of the bank notes to be processed according to the sound generated by the bank notes to be processed and collected by the sound recognition device;
the contamination degree acquisition unit is configured to: acquiring an image of the bank note to be processed through the image sensor, and carrying out gray level processing on the image of the bank note to be processed to obtain a corresponding gray level image;
identifying the pixel value of each pixel point on the gray level image, comparing the pixel value of each pixel point with a preset contamination threshold value, and determining the contamination degree of the bank note to be processed;
and the banknote clamping factor calculating unit is used for calculating and obtaining a first banknote clamping factor of the banknotes to be processed according to the fold degree, the softness and the contamination degree of the banknotes to be processed.
In a third aspect, an electronic device is provided, comprising a memory and a processor, the memory storing a computer program that, when executed by the processor, causes the processor to perform the steps as in the first aspect and any one of its possible implementations.
In a fourth aspect, there is provided a computer storage medium storing one or more instructions adapted to be loaded by a processor and to perform the steps of the first aspect and any possible implementation thereof.
The method comprises the steps of obtaining a first banknote clamping factor of the banknotes to be processed, wherein the first banknote clamping factor is a characteristic value representing the probability of the banknotes to be processed, dividing the banknotes to be processed into different types according to the first banknote clamping factor, dividing the terminal into different types according to a second banknote clamping factor of the terminal, obtaining a third banknote clamping factor of the banknotes to be processed on each type of terminal, wherein the third banknote clamping factor indicates the average banknote clamping probability of each type of banknotes processed by the movement of the terminal in different life cycles, determining the distribution mode of the banknotes to be processed according to the quantity information of the banknotes to be processed, the parameters of the terminal and the third banknote clamping factor, distributing the banknotes of the corresponding banknote types to be processed to at least one of the terminals for processing according to the operation condition of the terminal, the reasonable distribution reduces the whole paper money clamping probability, can reduce the maintenance cost of the financial equipment, shortens the fault time of the financial equipment, and improves the service processing efficiency.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments or the background art of the present application, the drawings required to be used in the embodiments or the background art of the present application will be described below.
Fig. 1 is a schematic flow chart of a terminal banknote distribution processing method according to an embodiment of the present application;
FIG. 2 is a schematic flow chart of another terminal banknote distribution processing method provided by the embodiment of the application;
FIG. 3 is a schematic diagram of a terminal banknote dispensing and processing system according to an embodiment of the present application;
fig. 4 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
In order to make the technical solutions of the present application better understood, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The terms "first," "second," and the like in the description and claims of the present application and in the above-described drawings are used for distinguishing between different objects and not for describing a particular order. Furthermore, the terms "include" and "have," as well as any variations thereof, are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those steps or elements listed, but may alternatively include other steps or elements not listed, or inherent to such process, method, article, or apparatus.
Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by one skilled in the art that the embodiments described herein can be combined with other embodiments.
The embodiments of the present application will be described below with reference to the drawings.
Referring to fig. 1, fig. 1 is a schematic flow chart of a terminal banknote distribution processing method according to an embodiment of the present application. The method can comprise the following steps:
101. acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed; and classifying the banknotes to be processed into different types according to the first banknote clamping factor.
The bank note to be processed is a bank note provided for business transaction, for example, the user needs to deposit a bank card or cash for transferring money, and the number of the bank notes to be processed is plural, which is not limited here.
The first banknote clamping factor can be understood as a characteristic value which is calculated according to the banknote and the banknote-clamping related parameters and represents the banknote-clamping probability of the banknote to be processed. In the embodiment of the application, a general user can process the bank notes through an automatic terminal, such as an ATM. The bank notes with large bank note clamping factors are easier to clamp on the terminal machine cores under the same conditions. In the exemplary embodiment of the present application, it is necessary to determine the first banknote factor for each banknote to be processed.
The subject of embodiments of the present application may be an electronic device including, but not limited to, other portable devices such as laptop computers, tablet computers, or desktop computers having touch sensitive surfaces (e.g., touch screen displays and/or touch pads), and it should also be understood that in some embodiments, the electronic device may also provide data processing services as a server. The electronic equipment can execute the method in the embodiment of the application to reasonably distribute the banknotes to be processed to different terminals for business processing.
The above-mentioned parameters related to the banknotes to be processed and the banknotes can have one or more parameters, which can reflect to some extent whether the banknotes are easy to be jammed in the terminal. In one embodiment, the degree of rugosity, softness, and soiling may be included. It can be understood that the rugosity, the softness and the contamination of the bank note to be processed are all in positive correlation with the bank note clamping probability, the calculation rule of the first bank note clamping factor can be preset, and the first bank note clamping factor of the bank note to be processed is obtained through calculation of the parameters.
102. And classifying the terminals into different types according to the second bill clamping factor of the terminals.
Specifically, similar to the first banknote clamping factor, the second banknote clamping factor of the terminal may be understood as a feature reflecting the banknote clamping probability on the terminal, and may be determined according to the banknote clamping probability curve feature in the life cycle of the terminal. The terminal core can be divided into a plurality of periods in different life cycles according to the size of the money clamping frequency (probability), if the money under the same condition is used in each period, the probability of the money clamping of the core is approximately the same, but the size difference of the money clamping probability in different periods is obvious.
Therefore, the money clamping rate is approximately the same in each time period of the movement, and the movement can be divided into the same use period. In an alternative embodiment, the following can be divided into: the use initial stage, the stationary phase, the aging phase and the waste heat elimination phase. The counting method can be used for counting the probability of the banknotes clamped by various terminal cores in the life cycle of the terminal cores, and dividing a period of time of the stable probability of the banknotes clamped into the same use period. The reason for the division is that the bank note clamping rate in the initial use period is high, the bank note clamping rate in the steady operation period is low, the bank note clamping rate in the aging period is increased, and the bank note clamping rate in the residual heat period may be higher.
Optionally, the division manner may be different for different terminal movements. In one embodiment, the types of the different terminals are determined according to the second bill clamping factor of the terminal, that is, the current usage period of each terminal movement and the corresponding bill clamping probability are determined according to the bill clamping probability curve characteristics in the life cycle of each terminal.
103. And acquiring a third banknote clamping factor of each type of to-be-processed banknotes on each type of terminal, wherein the third banknote clamping factor indicates the average banknote clamping probability of each type of banknotes processed by the movement of the terminal in different life cycles.
In an implementation mode, various terminal cores in different life cycles can process each type of bank notes to be processed in a test mode, the probability of the bank notes being clamped is counted, and the average probability of the terminal cores in different life cycles for processing each type of bank notes is obtained.
The third banknote clamping factor can depend on the first banknote clamping factor of the test sample banknote and the second banknote clamping factor of the test sample equipment core, is determined through statistical analysis after a large number of tests are carried out on the test sample, and can be specifically the banknote clamping factor matrix of different types of banknotes on various types of equipment. Thereby obtaining the allocation processing basis of the bank notes to be processed.
104. And determining the distribution mode of the banknotes to be processed according to the quantity information of the banknotes to be processed, the parameters of the terminal and the third banknote clamping factor, wherein the distribution mode is used for distributing the banknotes to be processed to at least one of the terminals for processing.
In the embodiment of the application, in order to distribute a certain number of banknotes to be processed to the terminal cores in a certain region for processing, the cost for maintaining the banknotes is low, and a better distribution processing mode can be determined according to the quantity information of the banknotes to be processed, the parameters of the terminal and the third banknote clamping factor.
The information of the number of the banknotes to be processed comprises the number of different types of banknotes in the banknotes to be processed; the parameters of the terminal may include: the system comprises the total number of the terminals, the banknote capacity of each terminal, the road cost of each terminal and the terminal type of each terminal, wherein the banknote capacity of each terminal is the maximum banknote loading capacity of each terminal at one time, and the road cost is the cost required by field maintenance of the machine core of each terminal at one time.
According to the obtained data, operation can be carried out according to a preset planning method, and the distribution mode is determined. In one embodiment, the optimal allocation can be determined using linear programming from the above parameters and data to minimize the total maintenance cost.
The application provides a method for optimally allocating given banknote resources to a given number of financial self-service terminals, so that the maintenance cost for completing the banknote businesses is reduced. By using the optimal configuration method provided by the embodiment of the application, the banknotes of corresponding card banknote types can be distributed for service processing according to the characteristics that the respective auxiliary terminals are in different life cycles, so that the banknote clamping condition can be reduced, the maintenance cost of financial equipment is reduced, the fault time of the financial equipment is shortened, inconvenience and time consumption caused by terminal banknote clamping are reduced for users, and the service processing efficiency is improved. On the other hand, even if the self-service terminal breaks down, the maintenance personnel can access and process the self-service terminal in time with low cost, and the starting rate of the self-service terminal is greatly improved while the same business volume is completed.
The method comprises the steps of obtaining a first paper money clamping factor of paper money to be processed, wherein the first paper money clamping factor is a characteristic value representing the paper money clamping probability of the paper money to be processed, dividing the paper money to be processed into different types according to the first paper money clamping factor, dividing a terminal into different types according to a second paper money clamping factor of the terminal, obtaining a third paper money clamping factor of the paper money to be processed on each type of terminal, wherein the third paper money clamping factor indicates the average paper money clamping probability of each type of paper money processed by a machine core of the terminal in different life cycles, determining the distribution mode of the paper money to be processed according to the quantity information of the paper money to be processed, the parameters of the terminal and the third paper money clamping factor, so that the corresponding paper money types of the paper money can be distributed according to the terminal operation condition for processing, and reasonably distributing and processing the whole paper money clamping probability, the maintenance cost of the financial equipment can be reduced, the fault time of the financial equipment is shortened, and the service processing efficiency is improved.
Referring to fig. 2, fig. 2 is a schematic flow chart of another terminal banknote distribution processing method according to the embodiment of the present application. As shown in fig. 2, the method may include:
201. and acquiring the folding degree, the softness and the fouling degree of the bank notes to be processed.
Specifically, an image sensor may be disposed in the terminal core, and the projection area of the banknote may be different under the image sensor according to the different folding degrees, and the larger the folding degree is (the banknote is relatively easy to be jammed), the smaller the projection area is. Therefore, in the embodiment of the present application, the rugosity of the banknote to be processed can be calculated from the projected area of the banknote under the image sensor. The specific formula can be as follows: the degree of creasing is 1-projected area of banknote to be processed/standard banknote area x 100%.
In addition, a voice recognition device can be arranged in the terminal core, and can recognize the sound generated by the bank notes to recognize the softness of the bank notes, wherein the sound generated by the bank notes can be generated and collected during the bank note counting. The softness of the bank note is inversely proportional to the sound generated by the bank note, and the larger the sound generated by the bank note is, the smaller the softness value of the bank note is (harder); the smaller the sound generated by the bank note is, the larger the softness value of the bank note is (the softer the bank note is, the bank note is relatively easy to be stuck).
In one embodiment, the method for obtaining the defacement degree of the banknote to be processed may include:
acquiring an image of the bank note to be processed through the image sensor, and performing gray level processing on the image of the bank note to be processed to obtain a corresponding gray level image;
and identifying the pixel value of each pixel point on the gray-scale image, and comparing the pixel value of each pixel point with a preset contamination threshold value to determine the contamination degree of the bank note to be processed (the larger the contamination degree value is, the more the bank note is easily jammed).
A gray-scale digital image is an image with only one sample color per pixel. Such images are typically displayed in gray scale from darkest black to brightest white, although in theory this sampling could be of different shades of any color and even different colors at different brightnesses. The gray scale image for display is typically stored with a non-linear scale of 8 bits per sampled pixel, so that 256 levels of gray scale are possible. This accuracy is just able to avoid visible banding distortion and is very easy to program and also useful in the present embodiment for determining the proportion of soiling on the banknote surface.
202. And obtaining preset weight threshold values corresponding to the fold degree, the soft degree and the stain degree respectively, and calculating to obtain a first banknote clamping factor of the banknote to be processed according to the weight threshold values and the fold degree, the soft degree and the stain degree of the banknote to be processed.
In an alternative embodiment, the to-be-processed banknotes are classified according to the first banknote clamping factor, which may be that the to-be-processed banknotes are classified into easy-to-clamp banknotes, general-to-clamp banknotes, difficult-to-clamp banknotes, and the like according to their attributes. Further, for the calculation of the first banknote jam factor, the specific method may be:
1) acquiring physical parameters of the bank notes to be processed, including the rugosity z, softness m and soiling degree w of the bank notes;
2) determining weight threshold values corresponding to the three physical parameters, namely a, b and c, wherein if a is 0.30, b is 0.55 and c is 0.15, the first banknote clamping factor k of the banknote to be processed is az + bm + cw.
203. And classifying the banknotes to be processed into different types according to the first banknote clamping factor.
The first banknote jam factor for each banknote to be processed can be calculated by the above-described steps. In the embodiment of the application, the corresponding relations between different first card money factor values and the types of the banknotes can be preset, so that the banknotes to be processed can be classified according to the obtained first card money factor k value. For example, the types of the banknotes can be divided into a plurality of types from large to small according to the k value, such as easy-to-card banknotes, medium-sized banknotes, and difficult-to-card banknotes, and the embodiments of the present application do not limit this type.
204. And classifying the terminals into different types according to the second bill clamping factor of the terminals.
The above step 204 may refer to the details in step 102 in the embodiment shown in fig. 1, and is not described here again.
205. And acquiring a third banknote clamping factor of each type of to-be-processed banknotes on each type of terminal, wherein the third banknote clamping factor indicates the average banknote clamping probability of each type of banknotes processed by the movement of the terminal in different life cycles.
The above step 204 may refer to the details in step 102 in the embodiment shown in fig. 1, and is not described here again.
The third banknote clamping factor of each type of banknote to be processed on each type of terminal can be embodied in the form of an empirical value table or can be converted into a matrix representation. See table 1 for details:
Mij at the initial stage of use, j is 1 Stationary operation period j 2 Aging period j is 3 Residual heat period j 4
Easy to card money i 1 M11 M12 M13 M14
General bank note with 2 M21 M22 M23 M24
Uneasy to jam money i-3 M31 M32 M33 M34
TABLE 1
In table 1, the terminals are classified into an initial use period, a stationary operation period, an aging period and a waste heat period according to the classification method; the bank notes to be processed are divided into three types of easy-to-clamp bank notes, medium-sized bank notes and difficult-to-clamp bank notes according to the first bank note clamping factor; the Mij value in the table then represents the third banknote factor for each type of banknote to be processed at each type of terminal, namely: the average banknote jam rate of i-type banknotes to be processed at the j-type terminal.
In one embodiment, the data relating to the third banknote factor may be predetermined experimentally and empirically and stored in the device for use in the determination of the need for dispensing processing of the banknotes to be processed. For example, the data in table 2 below is the probability of a banknote jam occurring for each hundred banknotes processed by each type of terminal:
Mij at the initial stage of use, j is 1 Stationary operation period j 2 Aging period j is 3 Residual heat period j 4
Easy to card money i 1 0.020 0.015 0.022 0.032
General bank note with 2 0.012 0.008 0.014 0.023
Uneasy to jam money i-3 0.004 0.005 0.003 0.009
TABLE 2
206. And determining a target distribution mode according to the number information of the banknotes to be processed, the parameters of the terminal and the third banknote clamping factor and a preset expected value rule, wherein the target distribution mode enables the expected value of the banknote clamping maintenance cost for distributing the banknotes to be processed to the terminal for processing to be the lowest.
The terminals in the embodiment of the application can be financial self-service terminals which are physically distributed in a certain region. In order to reasonably distribute a certain amount of banknotes to be processed to the terminals in the certain region for processing, so that the cost of banknote clamping maintenance is the lowest, the target distribution mode can be determined according to the third banknote clamping factor, the parameters of the banknotes to be processed and the parameters of the terminals according to a preset expected value rule, that is, the optimal scheme with the lowest expected value is obtained.
As already mentioned above, on the basis of the obtained data related to the third banknote factor, a third banknote factor matrix may be generated for different types of banknotes on the respective types of terminals, i.e. denoted Mij (i ═ 1,2, 3. j ═ 1,2,3,4 by continuing the foregoing example;
in addition, the quantity information of the banknotes to be processed can be obtained, including the quantity Qi (i is 1,2,3) of different types of banknotes in the banknotes to be processed; the parameters of the terminal that can be obtained may specifically include:
the total number n of the terminals; optionally, the terminal may be manually selected by a worker, for example, by limiting an area to select a plurality of terminals that can work;
banknote capacity Rk (k ═ 1,2 … n) at each terminal;
road toll cost per terminal Ck (k ═ 1,2 … n);
a device type j (j ═ 1,2,3,4) for each terminal;
the above data are known parameters, and it can be understood that the unknowns required for the decision of the sub-formula are:
quantity Q for dispensing ith banknotes on kth machineik(wherein i ═ 1,2, 3. k ═ 1,2 … n);
specifically, if expressed in a public format, the desired allocation may be understood as:
Figure BDA0002492097460000101
Figure BDA0002492097460000111
so that the value
Figure BDA0002492097460000112
And minimum.
The above can be obtained by the linear programming methodikThereby achieving a targeted distribution pattern that minimizes maintenance costs. The bill capacity of each terminal refers to the maximum bill loading capacity of each terminal at one time; the road cost of each piece of equipment can be the cost required by the terminal movement for field maintenance once, and can be measured by the road cost of the distance between the self-service equipment and the maintenance station.
The method in the embodiment of the application can be used for independent financial management equipment to carry out banknote distribution processing on a plurality of self-service terminals, and can also be deployed on the self-service terminals, and workers can directly use the self-service terminals as the financial management equipment to carry out banknote distribution processing operation. For example, in an application scenario, when a banknote-and-banknote-jamming problem occurs when a user processes a service through a financial self-service terminal (such as an ATM), a banknote with the banknote-and-banknote-jamming problem is a banknote to be processed, and a worker can distribute the banknote to be processed on financial management equipment through the method, quickly find a proper processing terminal for the banknote to be processed, provide the banknote to the user, solve the problem that a part of terminals cannot process the banknote, quickly complete the service processing on the proper terminal for the user, do not need the worker to go to a site for maintenance, and save the processing efficiency and the maintenance cost.
In an alternative embodiment, the terminal can first carry out the above-described method when transacting business for the user, classify the banknotes to be processed of the user, determine the allocation and output to the user: it is allocated to a range of terminals including the terminal itself for processing. The method comprises the steps that firstly, the banknote part distributed to the terminal of the user is processed, the residual banknotes are not suitable for the terminal processing (the banknotes are easy to be blocked), the user is advised to go to other terminals to operate according to the distribution mode, the fault phenomena of the banknote blocking and the like are avoided to a certain extent, the maintenance cost of financial equipment is reduced, and the service processing efficiency is improved.
Based on the description of the terminal banknote distribution processing method embodiment, the embodiment of the application also discloses a terminal banknote distribution processing system. Referring to fig. 3, a terminal banknote dispensing processing system 300 includes:
the banknote classification module 310 is configured to obtain a first banknote clamping factor of a banknote to be processed, where the first banknote clamping factor is a characteristic value representing the probability of the banknote to be processed being clamped; classifying the banknotes to be processed into different types according to the first banknote clamping factor;
the terminal classification module 320 is used for classifying the terminals into different types according to the second cash-in-card factor of the terminals;
a calculation module 330 configured to:
acquiring third banknote clamping factors of various types of banknotes to be processed on various types of terminals;
and determining the distribution mode of the banknotes to be processed according to the quantity information of the banknotes to be processed, the parameters of the terminal and the third banknote clamping factor, wherein the distribution mode is used for distributing the banknotes to be processed to at least one of the terminals for processing.
Optionally, a control module 340 is also included for controlling the operation and cooperation of the banknote sorting module 310, the terminal sorting module 320 and the calculation module 330.
Optionally, the banknote sorting module further comprises: a rugosity obtaining unit 311, a softness obtaining unit 312, a soiling degree obtaining unit 313, and a bill jam factor calculating unit 314, wherein:
the wrinkle degree obtaining unit 311 is configured to calculate a wrinkle degree of the banknote to be processed according to a projection area of the banknote to be processed collected by the image sensor;
the softness acquiring unit 312 is configured to determine the softness of the banknote to be processed according to the sound generated by the banknote to be processed collected by the sound recognition device;
the contamination degree acquisition unit 313 is configured to: acquiring an image of the bank note to be processed through the image sensor, and performing gray level processing on the image of the bank note to be processed to obtain a corresponding gray level image;
identifying the pixel value of each pixel point on the gray level image, comparing the pixel value of each pixel point with a preset contamination threshold value, and determining the contamination degree of the bank note to be processed;
the banknote clamping factor calculating unit 314 is configured to calculate a first banknote clamping factor of the banknote to be processed according to the folding degree, the softness degree and the contamination degree of the banknote to be processed.
According to one embodiment of the present application, the steps involved in the methods shown in fig. 1 and 2 can be performed by the respective modules in the terminal banknote dispensing processing system 300 shown in fig. 3, and will not be described herein again.
In the terminal banknote distribution processing system 300 in the embodiment of the present application, a first banknote clamping factor of a banknote to be processed is obtained, the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed, the banknote to be processed is divided into different types according to the first banknote clamping factor, the terminal is divided into different types according to a second banknote clamping factor of the terminal, a third banknote clamping factor of each type of banknote to be processed on each type of terminal is obtained, the third banknote clamping factor indicates the average banknote clamping probability of the cores of the terminals in different life cycles for processing each type of banknote, and then the distribution mode of the banknote to be processed is determined according to the quantity information of the banknote to be processed, the parameters of the terminal, and the third banknote clamping factor, so that the corresponding banknote types of banknotes can be distributed for processing according to the terminal operation condition, the reasonable distribution reduces the whole paper money clamping probability, can reduce the maintenance cost of the financial equipment, shortens the fault time of the financial equipment, and improves the service processing efficiency.
Based on the description of the method embodiment and the device embodiment, the embodiment of the application further provides an electronic device. Referring to fig. 4, the electronic device 400 includes at least a processor 401, an input device 402, an output device 403, and a computer storage medium 404. The processor 401, input device 402, output device 403, and computer storage medium 404 within the terminal may be connected by a bus or other means.
A computer storage medium 404 may be stored in the memory of the terminal, said computer storage medium 404 being adapted to store a computer program comprising program instructions, said processor 401 being adapted to execute said program instructions stored by said computer storage medium 404. The processor 401 (or CPU) is a computing core and a control core of the terminal, and is adapted to implement one or more instructions, and in particular, is adapted to load and execute the one or more instructions so as to implement a corresponding method flow or a corresponding function; in one embodiment, the processor 401 described above in the embodiments of the present application may be configured to perform a series of processes, including the method in the embodiments shown in fig. 1 and fig. 2, and so on.
An embodiment of the present application further provides a computer storage medium (Memory), where the computer storage medium is a Memory device in a terminal and is used to store programs and data. It is understood that the computer storage medium herein may include a built-in storage medium in the terminal, and may also include an extended storage medium supported by the terminal. The computer storage medium provides a storage space that stores an operating system of the terminal. Also stored in this memory space are one or more instructions, which may be one or more computer programs (including program code), suitable for loading and execution by processor 401. The computer storage medium may be a high-speed RAM memory, or may be a non-volatile memory (non-volatile memory), such as at least one disk memory; and optionally at least one computer storage medium located remotely from the processor.
In one embodiment, one or more instructions stored in a computer storage medium may be loaded and executed by processor 401 to perform the corresponding steps in the above embodiments; in particular implementations, one or more instructions in the computer storage medium may be loaded by processor 401 and executed to perform any step of the method in fig. 1 and/or fig. 2, which is not described herein again.
It can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described apparatuses and modules may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other ways. For example, the division of the module is only one logical division, and other divisions may be possible in actual implementation, for example, a plurality of modules or components may be combined or integrated into another system, or some features may be omitted, or not performed. The shown or discussed mutual coupling, direct coupling or communication connection may be an indirect coupling or communication connection of devices or modules through some interfaces, and may be in an electrical, mechanical or other form.
Modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical modules, may be located in one place, or may be distributed on a plurality of network modules. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.
In the above embodiments, the implementation may be wholly or partially realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. The procedures or functions according to the embodiments of the present application are wholly or partially generated when the computer program instructions are loaded and executed on a computer. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored on or transmitted over a computer-readable storage medium. The computer instructions may be transmitted from one website, computer, server, or data center to another website, computer, server, or data center by wire (e.g., coaxial cable, fiber optic, Digital Subscriber Line (DSL)), or wirelessly (e.g., infrared, wireless, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that includes one or more of the available media. The usable medium may be a read-only memory (ROM), or a Random Access Memory (RAM), or a magnetic medium, such as a floppy disk, a hard disk, a magnetic tape, a magnetic disk, or an optical medium, such as a Digital Versatile Disk (DVD), or a semiconductor medium, such as a Solid State Disk (SSD).

Claims (10)

1. A terminal banknote dispensing process comprising:
acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed; classifying the bank notes to be processed into different types according to the first bank note clamping factor;
classifying the terminals into different types according to second money clamping factors of the terminals;
acquiring third banknote clamping factors of various types of to-be-processed banknotes on various types of terminals, wherein the third banknote clamping factors indicate the average banknote clamping probability of each type of banknotes processed by the cores of the terminals in different life cycles;
and determining the distribution mode of the bank notes to be processed according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor, wherein the distribution mode is used for distributing the bank notes to be processed to at least one of the terminals for processing.
2. The method according to claim 1, wherein the obtaining of the first banknote factor of the banknote to be processed comprises:
acquiring the fold degree, the softness and/or the stain degree of the bank notes to be processed;
calculating to obtain a first banknote clamping factor of the banknote to be processed according to the folding degree, the softness and/or the contamination degree of the banknote to be processed;
the fold degree of the bank note to be processed is obtained by calculation according to the projection area of the bank note to be processed collected under the image sensor; the softness of the bank notes to be processed is determined by the sound generated by the bank notes to be processed and collected by a sound recognition device; the softness of the bank notes to be processed is inversely proportional to the sound generated by the bank notes to be processed.
3. A method according to claim 2, characterized in that the method of obtaining the degree of soiling of a banknote to be processed comprises:
acquiring an image of the bank note to be processed through the image sensor, and carrying out gray level processing on the image of the bank note to be processed to obtain a corresponding gray level image;
and identifying the pixel value of each pixel point on the gray image, comparing the pixel value of each pixel point with a preset contamination threshold value, and determining the contamination degree of the bank note to be processed.
4. The method according to claim 3, wherein the calculating the first banknote factor of the banknote to be processed according to the rugosity, the softness and/or the soiling degree of the banknote to be processed comprises:
and obtaining preset weight thresholds corresponding to the fold degree, the soft degree and the stain degree respectively, and calculating to obtain a first banknote clamping factor of the banknote to be processed according to the weight thresholds and the fold degree, the soft degree and the stain degree of the banknote to be processed.
5. The method of any of claims 1-4, wherein the classifying the terminals into different types according to their second securitization factor comprises:
and dividing the terminals into different types according to the characteristic of the probability curve of the money clamping in the life cycle of the terminals.
6. Method according to claim 5, characterized in that the information on the number of banknotes to be processed comprises the number of different types of banknotes in the banknotes to be processed;
the parameters of the terminal include: the system comprises the total number of the terminals, the banknote capacity of each terminal, the road cost of each terminal and the terminal type of each terminal, wherein the banknote capacity of each terminal is the maximum banknote loading capacity of each terminal at one time, and the road cost is the cost required by field maintenance of the movement of each terminal at one time.
7. The method according to claim 6, wherein the determining the dispensing manner of the banknotes to be processed according to the quantity information of the banknotes to be processed and the parameters of the terminal, and the third banknote factor comprises:
and determining a target distribution mode according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor and a preset expected value rule, wherein the target distribution mode enables the expected value of the maintenance cost of the bank notes to be processed, which are distributed to the terminal for processing, to be the lowest.
8. An end banknote dispensing and processing system comprising:
the banknote classification module is used for acquiring a first banknote clamping factor of a banknote to be processed, wherein the first banknote clamping factor is a characteristic value representing the banknote clamping probability of the banknote to be processed; classifying the bank notes to be processed into different types according to the first bank note clamping factor;
the terminal classification module is used for classifying the terminals into different types according to second money clamping factors of the terminals;
a calculation module to:
acquiring third banknote clamping factors of various types of banknotes to be processed on various types of terminals;
and determining the distribution mode of the bank notes to be processed according to the quantity information of the bank notes to be processed, the parameters of the terminal and the third bank note clamping factor, wherein the distribution mode is used for distributing the bank notes to be processed to at least one of the terminals for processing.
9. An electronic device, characterized in that it comprises a memory and a processor, the memory storing a computer program which, when executed by the processor, causes the processor to carry out the steps of the terminal banknote dispensing process method according to any one of claims 1 to 7.
10. A computer-readable storage medium, characterized in that a computer program is stored which, when being executed by a processor, causes the processor to carry out the steps of the terminal banknote dispensing process method according to one of the claims 1 to 7.
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