CN112950868A - Portable intelligent payment equipment and application - Google Patents

Abstract

The invention discloses portable intelligent payment equipment which comprises a display screen, a control module, an input assembly, a money inlet and outlet device and a shell, wherein the display screen, the control module, the input assembly and the money inlet and outlet device are all arranged in the shell, and the display screen, the input assembly and the money inlet and outlet device are all connected with the control module. The portable payment equipment is simple and stable in structure, convenient to carry and convenient to replace the input assembly. The portable intelligent payment equipment is applied to fund payment and/or fund issuance, the updating of the data amount is confirmed through fingerprints in the application process, the home service can be better provided, the trust feeling of service personnel is effectively improved, meanwhile, the image acquisition is carried out through the camera in the application process, and the transparency and the reliability of the home service can be guaranteed when the home service is provided.

Description

Portable intelligent payment equipment and application

Technical Field

The invention belongs to the field of currency payment systems, and relates to portable intelligent payment equipment and application.

Background

With the development of society, the society has a higher and higher attention on mobility-handicapped people such as the elderly and the disabled, the quality of life of the people is often guaranteed through ways of pension, disabled person subsidy and the like, and at present, many old people do not use intelligent equipment, so the funds generally need to go to a designated place to be taken out, the amount of the funds is basically below 1500 yuan, the mobility-handicapped people need to be completed by means of relatives and friends, when the people cannot help, the acquisition of the funds is very inconvenient, and the knowledge of the mobility-handicapped people on policies is often limited to the transfer of others. Meanwhile, the people with mobility inconvenience often live alone and have poor social participation. It is very necessary to provide the home service for these handicapped people, so it is very important to design a reliable payment device for the home service.

Disclosure of Invention

It is an object of the present invention to provide a portable intelligent payment device and applications that address one or more of the above-mentioned problems.

The invention provides portable intelligent payment equipment which comprises a display screen, a control module, an input assembly, a money inlet and outlet device and a shell, wherein the display screen, the control module, the input assembly and the money inlet and outlet device are all arranged in the shell, and the display screen, the input assembly and the money inlet and outlet device are all connected with the control module.

In some embodiments, the housing includes a main body and a sealing plate, the main body is movably connected with the sealing plate to form a working cavity, the display screen, the control module, the input assembly and the banknote inlet and outlet device are all disposed in the working cavity, and the display screen is fixedly connected with the back of the sealing plate.

In some embodiments, a first cavity with a forward opening is arranged in the main body above the sealing plate, a waterproof membrane which is coiled on the coiling device is accommodated in the first cavity, an adsorption device is arranged at the bottom of the waterproof membrane, an auxiliary adsorption device is arranged on the outer side surface of the sealing plate and the bottom of the main body, and the bottom of the waterproof membrane is fixed by the aid of the combined action of the auxiliary adsorption device and the adsorption device.

In some embodiments, the clamp wraps the upper surface, the lower surface, the left surface and the right surface of the main body, the handle is arranged on the upper surface of the main body, the interface of the clamp is arranged below the handle, the bottom of the handle is connected with the clamp and the main body, and two end points of the handle are respectively connected with the end parts on two sides of the interface of the clamp.

In some embodiments, the control module is embedded in a working cavity on a surface opposite to the display screen, an input assembly and a money inlet and outlet device are arranged in the working cavity between the display screen and the control module side by side, and anti-collision pads are arranged between the input assembly and the money inlet and outlet device and between the display screen.

In some embodiments, the input assembly is placed in the tray, the surface of the tray close to one side of the anti-collision pad and the surface of the money inlet and outlet device are on the same plane, the tray and the main body and the input assembly and the tray are detachably connected, and the input assembly and the control module are connected in a wired or wireless mode.

In some embodiments, the input assembly includes a keyboard, a wireless connector, a mouse, a USB data connection line, a smart card recognition device, a camera, and a fingerprint collection device, the cavity wall of the working cavity is provided with a plurality of USB interfaces, the USB interfaces are connected to the control module, and the keyboard, the mouse, the smart card recognition device, the camera, and the fingerprint collection device may be connected to the USB interfaces through the wireless connector or the USB data connection line.

The method for applying the portable intelligent payment equipment to fund payment comprises the following steps:

establishing connection between the portable intelligent payment equipment and a fund payment system;

acquiring corresponding householder information and fees to be paid;

putting money more than or equal to the required payment cost;

counting the put money, verifying the truth of the money, storing the verified money, uploading the data to a fund payment system for statistical updating, and outputting the money which is not verified;

the updated result may be confirmed.

In some embodiments, the camera is in a working state during the fund payment process, and is used for collecting a picture during the fund payment process.

The method for applying the portable intelligent payment device to fund release comprises the following steps:

establishing a connection between the portable intelligent payment device and a funds release system;

acquiring corresponding personal information and funds required to be issued;

verifying and outputting money less than or equal to the arrearage amount according to the total amount of the pension, and feeding back the money to the pension issuing system for statistical updating;

the updated result may be confirmed.

In some embodiments, the camera is in an operating state during the fund issuing process and is used for collecting pictures of the fund issuing process.

Has the advantages that: compared with the prior art, the invention has the following advantages:

1. the portable intelligent payment equipment has the advantages of simple structure and low cost, the input assembly can be replaced singly, and the replacement process is simple and convenient;

2. the clamp is designed on the main body of the portable intelligent payment device, so that the structure is more stable, the handle for taking is connected with the handle and connected with the end parts on two sides of the clamp joint, and the reliability and safety of the carrying process are effectively guaranteed;

3. the waterproof film capable of being rolled is designed, so that the waterproof performance of the portable intelligent payment device is further guaranteed;

4. the portable intelligent payment equipment is convenient to carry, facilitates the door-to-door service, improves the participation sense of people with inconvenient actions, and meanwhile, the equipment acquires information and confirms data through the intelligent card identification device and the fingerprint acquisition device when in use, so that the reliability and the safety of the door-to-door service are ensured, and the trust sense of the serviced people is enhanced;

5. the invention also sets a picture of the camera acquisition application (fund payment and/or fund release) process, thereby further ensuring the openness in application.

Drawings

FIG. 1 is a schematic diagram of a portable intelligent payment device according to the present invention;

FIG. 2 is a schematic structural diagram of a portable intelligent payment device provided by the invention when not in use;

FIG. 3 is a partial cross-sectional view of a portable intelligent payment device provided in the present invention;

FIG. 4 is a schematic structural diagram of a portable intelligent payment device provided by the invention when a display screen is independently opened;

fig. 5 is a schematic structural diagram of a tray in a portable intelligent payment device provided by the invention.

Detailed Description

In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is further described in detail with reference to the following embodiments.

Example 1

The present embodiment provides a portable smart payment device, as shown in fig. 1 to 5, which includes a box-type housing,

the shell comprises a main body 101 and a closing plate 201, the upper surface, the lower surface, the left surface and the right surface of the main body 101 are wrapped with clamps 102, the upper surface of the main body 101 is provided with a handle 103, the bottom of the handle 103 is connected with the clamps 102 and the main body 101, interfaces of the clamps 102 are arranged below the handle 103, and two ends of the handle 103 are respectively connected with two end parts of the clamps 102 which form the interfaces, so that when the portable intelligent payment equipment is lifted up through the handle 103, the intelligent payment social security is dispersed on the main body 101 and the clamps 102, the service lives of the main body 101, the handle 103 and the clamps 102 are further prolonged, the risk that the interfaces burst and break off after the clamps are stressed unevenly when the clamps are lifted up can be avoided, the reliability and the safety when the portable intelligent payment equipment is carried are improved, wherein the clamps 102 can be directly embedded on the main body 101, so that the clamps 102 are fixed in an auxiliary mode and can disperse the stress, and the smoothness of the, collision is avoided; all corners on the outer side of the main body 101 are arranged in a circular arc shape, so that collision is reduced;

the left side and the right side of the top of the sealing plate 201 are respectively connected with the main body 101 through rotating connecting shafts, the sealing plate 201 can rotate outwards by 90 degrees by taking the rotating connecting shafts as centers, a groove 202 is formed in the bottom of the outer side face of the sealing plate 201, a force application point assisting in rotating the sealing plate 201 is formed by the groove 202, a lock head 203 is arranged at the bottom of the sealing plate 201, a lock tongue of the lock head 203 is inserted into the main body 101 to connect the sealing plate 201 with the main body 101, a key hole part of the lock head 203 is embedded in the groove 202, and partial rainwater is shielded by utilizing the advantage of the protrusion of the periphery of the groove;

a first cavity with a forward opening is arranged in the main body 101 above the sealing plate 201, a windable waterproof membrane 301 wound on the windable device 303 is accommodated in the first cavity, the structure of the windable device 303 can adopt a known winding structure in a roll-up device 303, so the detailed description of the specific structure of the windable device 303 is omitted, the bottom of the waterproof membrane 301 is connected with an adsorption device 302 (such as an iron stone, a rubber sucker and the like), the outer side surface of the sealing plate 201 and the bottom of the clamp 102 are provided with an auxiliary adsorption device 1021 (such as an iron sheet and the like) corresponding to the adsorption device 302, the bottom of the waterproof membrane 301 is fixed by utilizing the combined action of the auxiliary adsorption device 1021 and the adsorption device 302, a user can pull up the waterproof membrane 301 according to requirements, so that the waterproof membrane 301 covers a seam between the top of the sealing plate 201 and the main body 101 or covers the whole sealing plate 201, wherein a rubber cushion layer is, the bottom surface of the rubber cushion layer is attached to the upper surface of the waterproof film 301, so that water stains on the surface of the waterproof film can be scraped when the waterproof film 301 retracts, the dryness in the first cavity is ensured, and the service life of the waterproof film 301 is further prolonged;

a display screen 204 is embedded on the inner side surface of the sealing plate 201, the sealing plate 201 is connected with the main body 101 to form a closed working cavity, an anti-collision pad 4 is arranged in the working cavity, the anti-collision pad 4 can be made of sponge, rubber, cotton and the like to achieve the effect of buffering an impact protection component, one side of the anti-collision pad 4 is attached to the display screen 204, a paper money inlet and outlet device and a tray 5 are arranged on the other side of the anti-collision pad 4, the tray 5 and the paper money inlet and outlet device are arranged in parallel, a groove 104 is formed by utilizing the characteristic that the paper money inlet and outlet device needs to have certain thickness and is used for placing the tray 5, the tray 5 is detachably connected with the main body 101, a keyboard 501, a first wireless connector 502, a mouse 503, a second wireless connector 504, a plurality of USB data connecting wires 505 and an intelligent card identification device 506 (such as an identity card identification, One or more of card recognition device such as electricity card recognition device), a camera 507, a fingerprint collection device 508 and a power cord 509, be equipped with a plurality of USB interfaces on the face of recess 104 with the opposite side laminating of tray 5, a power source and a power button, the embedded control module and stand-by power supply 6 that are equipped with of main part 101, stand-by power supply, the business turn over paper money device, the USB interface, power source and the even control module of power button are connected, the last one side of laminating with crashproof pad 4 of business turn over paper money device is provided with cash box shrouding 105 of business turn over paper money mouth 107 and cash box, cash box 105 shrouding is connected fixedly through the box of latch fitting 106 with the cash box. The specific construction of the in and out mechanism is well known in the art and therefore will not be described in detail herein, wherein two locks 106 are typically provided on the cashbox door 105 to enhance the security of the cashbox by allowing different persons to keep different keys.

Before the portable intelligent payment device described in this embodiment is used, the cashbox sealing plate 105 is opened to store money in the cashbox, and when the portable intelligent payment device is used, as shown in fig. 1, the sealing plate 201 is opened to expose the display screen 204, the crash pad 4 is removed to take out the tray 5, the keyboard 501, the first wireless connector 502, the mouse 503, the second wireless connector 504, the USB data connection line 505, the intelligent card recognition device 506, the camera 507, the fingerprint acquisition device 508 and the power line 509 in the tray 5 are taken out one by one, then the first wireless connector 502, the second wireless connector 504, one end of the USB data connection line 505, the intelligent card recognition device 506, the fingerprint acquisition device 508 and the power line 509 are respectively connected with the USB interface and the power interface, and the other end of the USB data connection line 505 is connected with the camera 507, so that the keyboard 501, the mouse 503, the intelligent card recognition device 506, the power line 509 are connected with, Camera 507, fingerprint collection device 508 are connected with control module, also connect this portable intelligent payment equipment external power simultaneously, click the power button and can start. Such design only needs to be independently changed when meeting certain one or more of keyboard 501, mouse 503, smart card recognition device 506, camera 507, fingerprint collection device 508 and needing to be changed, and the change is convenient and low in cost.

The portable intelligent payment device described in this embodiment is suitcase-like in appearance when not in use.

The portable intelligent payment device described in this embodiment can be used not only for dispensing money but also for storing money.

The portable intelligent payment equipment stated in this embodiment is portable, makes things convenient for the staff to go to the door and serves for the personnel that are not convenient for go out, has also guaranteed the public transparency degree and the reliability of service simultaneously.

Example 2

The embodiment provides a portable intelligent payment device applied to money deposit, and a specific money deposit method comprises integral money deposit and scattered money deposit.

The overall deposit is achieved by opening the cashbox closing plate 105 directly by opening the lock 106, placing a fixed amount of money in the cashbox, and depositing the total amount of money in the cashbox into the control module, where the total amount data can be entered manually (and via the keyboard 501).

The scattered money storage method includes that money needing to be stored is directly placed into the money inlet and outlet 107, then the money outlet device can count the money stored in the money inlet and outlet 107, the authenticity of the money is verified in and out, the verified money is stored, corresponding data are cached into a local database in the portable intelligent payment device, and the money which does not pass verification can be output through the money inlet and outlet 107.

Example 3

The embodiment provides a be applied to the receipt of charges of electricity (little amount of money such as water fee, gas fee with portable intelligent payment equipment, little amount of money indicates the money total number less than or equal to 2000 yuan of depositing at every turn, the money total number less than or equal to 100000 that can hold in portable intelligent payment equipment and pays, can effectual convenient old man of being convenient for to go on a journey like this, collect the personnel and acquire the service of going to the door such as disabled person, also can guarantee the security and the reliability of the process of paying simultaneously.

Before the portable intelligent payment device is used, the application program is installed on the portable intelligent payment device and is connected with the electric charge payment system.

The application method described in the embodiment specifically includes the following steps:

step 1.1, placing the electronic card on an intelligent card identification device 506 for identification, acquiring owner information (owner name, card number, address and the like) corresponding to the electronic card and fees to be paid, displaying the owner information and the fees on a display screen 204, caching the owner information corresponding to the electronic card into a local database in portable intelligent payment equipment through an application program, and entering step 1.2;

step 1.2, confirming whether arrearage exists, if the fee to be paid is not 0, indicating that the arrearage exists, entering step 1.3, otherwise, entering step 1.4;

step 1.3, according to the amount of the arrearage, putting the money which is larger than or equal to the amount of the arrearage (for example, when the money can only be stored in the money with the denomination of 100 yuan, the money with the denomination of 100 yuan is only stored) into the money inlet/outlet 107 according to the setting of the money inlet/outlet device, and entering the step 1.5;

step 1.4, when the fee is not owed, pre-storing money to be pre-stored in the money inlet and outlet 107 according to the requirement of a payer, and entering step 1.5;

step 1.5, the money inlet and outlet device counts the money stored in the money inlet and outlet 107, verifies the authenticity of the money in and out, stores the verified money, caches corresponding data to a local database in the portable intelligent payment device, uploads the data to the electric charge payment system for statistical updating, and the money which does not pass verification is discharged through the money inlet and outlet 107, and then the step 1.6 is carried out;

step 1.6, after the storing operation is completed, the payer confirms the updated data in the electric charge payment system displayed on the display screen 204 and the locally cached data, if no problem exists, the payer can complete confirmation only by performing fingerprint acquisition on the fingerprint acquisition device 508, and the fingerprint acquired by the fingerprint acquisition device 508 and the acquisition time are cached in a local database, so that the inquiry and the check are convenient.

The camera 507 is always in a working state in the whole process, so that the working state of an operator can be effectively supervised, the public transparency of the work of paying the electric charge can be effectively guaranteed, and the social participation sense of people who are not convenient to go out can be enhanced.

The total amount of money deposited in each time described in this embodiment can be set in the application program according to the requirement.

Example 4

This embodiment provides one kind and is applied to the granting of pension (small amount of money such as compensation of farming, and small amount of money indicates the money total number that can hold in the portable intelligent payment equipment less than or equal to 100000 yuan, the money total number less than or equal to 2000 yuan of granting at every turn) with portable intelligent payment equipment, and the effectual old man of being convenient for to go on a journey like this, paying personnel such as disabled person acquire the service of going to the home, also can guarantee the security and the reliability of the process of granting simultaneously.

Before the portable intelligent payment device is used, the application program is installed on the portable intelligent payment device and connected with the pension issuing system.

The application method described in the embodiment specifically includes the following steps:

step 1.1, placing the identity card on an intelligent card recognition device 506 for recognition, acquiring personal information (including name, sex, age, identity card number and the like) corresponding to the identity card and total amount of pension to be issued (including balance of previous pension and pension to be issued at this time), displaying the sum on a display screen 204, caching the personal information and the total amount of pension to be issued into a local database in the portable intelligent payment device through an application program, and entering step 1.2;

step 1.2, according to the total amount of the pension, verifying money smaller than or equal to the amount of arrearage (for example, when the money can only be stored in money with the denomination of 100 yuan, the money with the denomination of 100 yuan is only stored) through a money inlet and outlet device, discharging the money through a money inlet and outlet port 107, judging whether balance exists or not (for example, when the money outlet of the money outlet device is set to be 100 yuan, the balance means that the balance does not exist with the quota smaller than 100 yuan), feeding the balance back to a pension dispensing system for statistical updating, caching the money and the balance discharged through the money inlet and outlet port 107 into a local database, and entering step 1.3;

step 1.3, after the issuing operation is completed, the issued person confirms the updated data in the pension issuing system displayed on the display screen 204 and the locally cached data, if no problem exists, the payer can complete confirmation only by performing fingerprint acquisition on the fingerprint acquisition device 508, and the fingerprint acquired by the fingerprint acquisition device 508 and the acquisition time are cached in a local database, so that the inquiry and the check are facilitated.

The camera 507 is always in a working state in the whole process, so that the working state of an operator can be effectively supervised, the public transparency of the dispensing work can be effectively guaranteed, and the social participation sense of the old is improved.

Claims (9)

1. The utility model provides a portable intelligent payment equipment, its characterized in that, includes display screen (204), control module, input assembly, business turn over paper money device and shell, and display screen (204), control module, input assembly and business turn over paper money device all set up in the shell, display screen (204), input assembly and business turn over paper money device all are connected with control module.

2. The portable intelligent payment device of claim 1, wherein the housing comprises a main body (101) and a sealing plate (201), the main body (101) and the sealing plate (201) are movably connected to form a working cavity, the display screen (204), the control module, the input assembly and the money inlet and outlet device are arranged in the working cavity, and the display screen (204) is fixedly connected with the back of the sealing plate (201).

3. The portable intelligent payment device as claimed in claim 2, wherein a first cavity with a forward opening is formed in the main body (101) above the sealing plate (201), a windable waterproof membrane (301) wound on the windable device (303) is accommodated in the first cavity, an adsorption device (302) is arranged at the bottom of the waterproof membrane (301), an auxiliary adsorption device (1021) is arranged at the outer side surface of the sealing plate (201) and the bottom of the main body (101) corresponding to the adsorption device (302), and the purpose of fixing the bottom of the waterproof membrane (301) is achieved by utilizing the combined action of the auxiliary adsorption device (1021) and the adsorption device (302).

4. The portable intelligent payment device of claim 2 or 3, wherein the body (101) is wrapped by a clamp (102) on four surfaces, namely the upper surface, the lower surface, the left surface and the right surface, the body (101) is provided with a handle (103) on the upper surface, an interface of the clamp (102) is arranged below the handle (103), the bottom of the handle (103) is connected with the clamp (102) and the body (101), and two end points of the handle (103) are respectively connected with the end parts on two sides of the interface of the clamp (102).

5. The portable intelligent payment device of claim 2, wherein the control module is embedded in a working cavity on the surface opposite to the display screen (204), an input assembly and a money inlet and outlet device are arranged in the working cavity between the display screen (204) and the control module side by side, and a collision-proof pad (4) is arranged between the input assembly and the money inlet and outlet device and the display screen (204).

6. The portable intelligent payment device of claim 5, wherein the input assembly is placed in the tray (5), the surface of the tray (5) close to one side of the crash pad (4) and the surface of the money inlet and outlet device are on the same plane, detachable connections are adopted between the tray (5) and the main body (101) and between the input assembly and the tray (5), and wired or wireless connections are adopted between the input assembly and the control module.

7. The portable intelligent payment device of claim 5 or 6, wherein the input component comprises a keyboard (501), a wireless connector, a mouse (503), a USB data connection line (505), a smart card recognition device (506), a camera (507) and a fingerprint acquisition device (508), a plurality of USB interfaces are arranged on the wall of the working chamber, the USB interfaces are connected with the control module, and the keyboard (501), the mouse (503), the smart recognition device (506), the camera (507) and the fingerprint acquisition device (508) can be connected with the USB interfaces through the wireless connector or the USB data connection line (505).

8. The method for applying the portable intelligent payment equipment to fund payment is characterized by comprising the following steps of:

establishing connection between the portable intelligent payment equipment and a fund payment system;

acquiring corresponding householder information and fees to be paid;

putting money more than or equal to the required payment cost;

counting the put money, verifying the truth of the money, storing the verified money, uploading the data to a fund payment system for statistical updating, and outputting the money which is not verified;

the updated result may be confirmed.

9. The method for applying the portable intelligent payment device to fund release is characterized by comprising the following steps:

establishing a connection between the portable intelligent payment device and a funds release system;

acquiring corresponding personal information and funds required to be issued;

verifying and outputting money less than or equal to the arrearage amount according to the total amount of the pension, and feeding back the money to the pension issuing system for statistical updating;

the updated result may be confirmed.

Images