CN112669153A - Supply chain financial accounts receivable management method and device based on block chain - Google Patents
Supply chain financial accounts receivable management method and device based on block chain Download PDFInfo
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Abstract
The invention provides a block chain-based supply chain financial accounts receivable management method and a block chain-based supply chain financial accounts receivable management device, wherein the method comprises the following steps of receiving a request to be received and transferred of a supplier, wherein the request to be received and transferred comprises the following steps: the account receivable value is disassembled and the target supplier is disassembled; pushing a request to be received and released and transaction data of the request to be received and released to a core enterprise; receiving feedback information which is input by a core enterprise and whether the request for releasing and transferring is allowed to be received or not; determining whether the accounts receivable values of the suppliers and the disassembly target suppliers are adjusted according to the disassembly account receivable value and the disassembly target supplier according to the feedback information; the receivable account values of the receivable account requests, the transaction data, the feedback information, the suppliers and the target suppliers are stored in the block chain, the core enterprise is required to check, the receivable account can be dismounted after the confirmation is passed, and the trusted cross-level dismounting of the receivable account between the core enterprise and the suppliers can be realized.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a supply chain financial receivable account management method and device based on a block chain.
Background
Receivable financing, also called invoice financing, refers to conditionally transferring receivable funds formed by credit to a special financing organization by an enterprise, so that the enterprise obtains the required funds and the turnover of the funds is enhanced. Receivables financing is a comprehensive financial service that integrates financing, settlement, financial management, and risk guarantee. However, the existing direct financing mode for receivable accounts is difficult to meet the financing requirements of small and medium enterprises at the end of a supply chain, break through the excessive dependence on the account right of core enterprises, and radically reverse the unfavorable situation that the confidence of small and medium enterprises in the whole society is low.
And the upstream and downstream enterprises of the core enterprise are numerous, and the statistics and maintenance cost of the accounts receivable and other data of each enterprise is higher. Today, the online financing becomes a remarkable trend of accounts receivable financing business in China, and the problems of difficult financing and expensive financing of large and medium-sized and small-sized enterprises can be fundamentally improved only by improving the transparency of accounts receivable assets from the source, so that the loss-of-credit cost of the whole society can be practically improved, and the old and difficult problems of poor commercial credit environment and the like can be improved.
Therefore, a technical problem to be solved by those skilled in the art is how to provide a supply chain financial accounts receivable management scheme capable of trusted cross-level rotation of accounts receivable between a core enterprise and a supplier.
Disclosure of Invention
The invention provides a supply chain financial accounts receivable management method and device based on a block chain, which can be used for trustable cross-level switching of accounts receivable between a core enterprise and a supplier.
In a first aspect, the present invention provides a block chain-based supply chain financial accounts receivable management method, including:
receiving a vendor's request to be taken, the request to be taken comprising: the account receivable value is disassembled and the target supplier is disassembled;
pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise;
receiving feedback information input by a core enterprise whether the request to be received and released is allowed;
and determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information.
Further, if the feedback information is negative information, the accounts receivable values of the supplier and the release target supplier are kept as original values, and if the feedback information is confirmation information, the release target accounts receivable value is subtracted from the accounts receivable value corresponding to the supplier.
Further, the decommissioning target supplier comprises N suppliers with transaction relations, wherein N is a positive integer greater than 1.
Further, before receiving a request to be torn down by a supplier, the method further includes:
receiving contract bill information when a core enterprise purchases goods from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
when the supplier logistics the commodity to the core enterprise, storing logistics information of the commodity to the block chain;
and transferring accounts receivable among the core enterprise, the supplier and the insurance company according to the contract bill information.
Further, when the core enterprise purchases goods from the supplier, the contract bill information is received; and the contract bill information is stored to obtain certificate storage information, and the step of storing the certificate storage information to the block chain comprises the following steps:
receiving contract bill information, wherein the contract bill information comprises electronic purchasing contract data and/or electronic bills;
carrying out timestamp digital signature on the contract bill information at a third-party timestamp service organization to obtain timestamp signature data;
issuing a digital certificate to the timestamp signature data to obtain certificate storage message data;
and storing the certificate storing message data to a block chain to generate an electronic data certificate storing message.
Further, the storing logistics information of the goods to the blockchain when the goods are logistics-processed to the core enterprise by the supplier comprises:
when the supplier sends the commodity to the core enterprise, storing logistics sending information of the commodity to the block chain;
and when the core enterprise receives the commodity, storing logistics receiving information of the commodity to the block chain.
Further, the transferring accounts receivable among the core enterprise, the supplier and the warranty company according to the contract ticket information comprises:
the supplier sending a request to the warranty company for transferring accounts receivable;
the insurance company and the supplier both send notification information for transferring accounts receivable to the core enterprise;
the core enterprise sends feedback information for confirming the transfer of accounts receivable to the insurance company;
and the supplier of the insurance company carries out receiving and paying operation, and the core enterprise carries out payment operation to the insurance company.
Further, when the core enterprise purchases goods from the supplier, contract bill information is received; and after the contract bill information is stored to obtain certificate storage information and storing the certificate storage information to the block chain, the method further comprises the following steps:
synchronously storing the evidence storing information to a alliance chain of an internet court;
and receiving and storing the block chain hash value of the evidence storing information returned by the alliance chain.
Further, after the determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information, the method further includes:
generating an intelligent contract on the block chain according to accounts receivable values corresponding to the supplier and the target supplier;
and when the repayment condition of the intelligent contract is determined to be met, automatically deducting the corresponding digital currency value according to the intelligent contract.
In a second aspect, the present invention provides a block chain-based supply chain financial accounts receivable management apparatus, comprising:
a request receiving module, configured to receive a request to be torn down from a provider, where the request to be torn down includes: the account receivable value is disassembled and the target supplier is disassembled;
the request pushing module is used for pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise;
the feedback receiving module is used for receiving feedback information which is input by a core enterprise and used for receiving whether the request to be dismantled is allowed or not;
and the receivable adjusting module is used for determining whether to adjust the receivable values of the supplier and the disassembly target supplier according to the disassembly receivable value and the disassembly target supplier according to the feedback information.
Further, if the feedback information is negative information, the accounts receivable values of the supplier and the release target supplier are kept as original values, and if the feedback information is confirmation information, the release target accounts receivable value is subtracted from the accounts receivable value corresponding to the supplier.
Further, the decommissioning target supplier comprises N suppliers with transaction relations, wherein N is a positive integer greater than 1.
Further, still include:
the bill storage module is used for receiving contract bill information when the core enterprise purchases commodities from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
the logistics storage module is used for storing logistics information of the commodities to the block chain when the suppliers logistics the commodities to the core enterprise;
and the receipting and giving module is used for transferring receipted accounts among the core enterprise, the supplier and the insurance company according to the contract bill information.
Further, the bill storage module includes:
the bill receiving unit is used for receiving contract bill information, and the contract bill information comprises electronic purchasing contract data and/or electronic bills;
the time signature unit is used for carrying out time stamp digital signature on the contract bill information at a third-party time stamp service organization to obtain time stamp signature data;
the certificate issuing unit is used for issuing a digital certificate to the timestamp signing data to obtain certificate storing message data;
and the block certificate storing unit is used for storing the certificate storing message data to a block chain and generating an electronic data certificate storing certificate.
Further, the logistics storage module comprises:
a shipment storage unit configured to store logistics transmission information of the commodity to the block chain when the supplier transmits the commodity to the core enterprise;
and the receiving and storing unit is used for storing the logistics receiving information of the commodities to the block chain when the core enterprise receives the commodities.
Further, the receiving and letting module includes:
an assignment request transmitting unit for the supplier to transmit a request for assigning accounts receivable to the warranty company;
a notification sending unit, configured to send notification information of transferring accounts receivable to the core enterprise by both the insurance company and the provider;
the transfer confirmation unit is used for sending feedback information for confirming transfer of accounts receivable to the insurance company by the core enterprise;
and the credit granting and paying unit is used for receiving and paying the money from the supplier by the insurance company and paying the money from the core enterprise to the insurance company.
Further, still include:
the certificate storage synchronization module is used for synchronously storing the certificate storage information to a alliance chain of an Internet court;
and the hash value storage module is used for receiving and storing the block chain hash value of the certificate storage information returned by the alliance chain.
Further, still include:
the contract generation module is used for generating an intelligent contract on the block chain according to the accounts receivable values corresponding to the suppliers and the target suppliers;
and the contract execution module is used for automatically deducting the corresponding digital currency value according to the intelligent contract when the repayment condition of the intelligent contract is determined to be met.
In a third aspect, the present invention also provides an electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor executes the program to implement the steps of the block chain-based supply chain financial accounts receivable management method according to any one of the above aspects.
In a fourth aspect, the present invention also provides a non-transitory computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the blockchain based supply chain financial accounts receivable management method as any of the above.
According to the supply chain financial accounts receivable management method and device based on the block chain, through setting the disassembly and transfer relation among a supplier, a disassembly and transfer target supplier and a core enterprise, when the supplier transfers the disassembly and transfer accounts receivable to the disassembly and transfer target supplier, the core enterprise is required to carry out auditing, and the disassembly and transfer of the accounts receivable can be realized after the confirmation is passed, so that the credible cross-level disassembly and transfer of the accounts receivable between the core enterprise and the supplier can be realized.
Drawings
In order to more clearly illustrate the technical solutions of the present invention or the prior art, the drawings needed for the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.
Fig. 1 is a flowchart of a block chain-based supply chain financial accounts receivable management method according to an embodiment of the present invention;
fig. 2 is a second flowchart of a supply chain financial accounts receivable management method based on a block chain according to an embodiment of the present invention;
FIG. 3 is an interaction diagram of a block chain-based supply chain financial accounts receivable management method according to an embodiment of the present invention
FIG. 4 is a schematic diagram of a block chain-based supply chain financial accounts receivable management apparatus according to the present invention;
fig. 5 is a schematic structural diagram of an electronic device provided in the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below with reference to the accompanying drawings, and it is obvious that the described embodiments are some, but not all embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
A block chain based supply chain financial accounts receivable management method of the present invention is described below in conjunction with fig. 1-3.
Fig. 1 is a flowchart of a block chain-based supply chain financial accounts receivable management method according to an embodiment of the present invention; fig. 2 is a second flowchart of a supply chain financial accounts receivable management method based on a block chain according to an embodiment of the present invention; fig. 3 is an interaction diagram of a block chain-based supply chain financial accounts receivable management method according to an embodiment of the present invention.
In a specific embodiment of the present invention, an embodiment of the present invention provides a supply chain financial accounts receivable management method based on a block chain, including:
step 110: receiving a vendor's request to be taken, the request to be taken comprising: the account receivable value is disassembled and the target supplier is disassembled;
in the embodiment of the present invention, since the provider in the e-commerce obtains the receivable by supplying to the core enterprise, however, the provider generally has subsequent providers, such as the core enterprise-primary provider-secondary provider, the secondary provider supplies to the primary provider, and the primary provider supplies to the core enterprise, so that the primary provider owes the secondary provider, but the receivable is a debt relationship between the core enterprise and the provider, the provider in the present application issues a request for releasing the receivable, which includes releasing the receivable value and releasing the target provider. For example, in this embodiment, where the primary supplier has accounts receivable for 100 ten thousand dollars of the core enterprise, and the supplier owes the secondary supplier for 30 ten thousand dollars of the goods, a request to transfer the 30 ten thousand dollars of accounts receivable to the secondary supplier may be initiated. That is, the split account receivable value is 30 ten thousand yuan, and the target supplier is a secondary supplier.
Step 120: pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise;
after a supplier initiates a receivable breaking-down request, the receivable breaking-down request can be pushed to a core enterprise, and as the receivable accounts in the embodiment of the invention represent business relations with the core enterprise, the financing cost of the second-level and third-level suppliers (cross-level) which can bring financing convenience by credit endorsements of the core enterprise can be greatly reduced, in order to prevent abuse of the receivable account breaking-down, the core enterprise needs to check the receivable account breaking-down, and the receivable account breaking-down can be carried out after the check is passed. Specifically, the receivable and dismissal request and the related transaction data can be pushed to the core enterprise, so that the core enterprise can determine the chain status of accounts receivable of a secondary supplier and a tertiary supplier which do not directly conduct transaction with the core enterprise after checking that the transaction data meet business requirements.
Step 130: receiving feedback information input by a core enterprise whether the request to be received and released is allowed;
the core enterprise may trigger a button that the request for accepting and releasing may be subsequently released after the core enterprise is verified to find that the request for accepting and releasing conforms to the fact, and of course, if the core enterprise is verified to find that the supply relationship between the target release and release provider and the service of the core enterprise is not related, the request for accepting and releasing may be rejected, that is, the feedback information may be confirmation information or denial information.
Step 140: and determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information.
In this embodiment, if the feedback information is negative information, the accounts receivable values of the supplier and the release destination supplier are maintained as the original values, if the feedback information is positive information, the release account receivable value is subtracted from the accounts receivable value corresponding to the supplier, and if the original accounts receivable value is 100 ten thousand yuan and the release account receivable value is 30 ten thousand yuan, the adjusted accounts receivable value of the supplier is 70 ten thousand yuan and the release destination supplier's accounts receivable value is 30 ten thousand yuan.
Of course, the present embodiment proposes a process of performing a single request for pickup, and in practice, there may be more levels of suppliers, for example, the pickup target supplier includes N suppliers with trade relationship, where N is a positive integer greater than 1. Therefore, there may be more stages of the breakdown of accounts receivable, and the request and the verification of the breakdown of accounts receivable may be performed one by one.
The embodiment of the invention is simultaneously suitable for the split scene of the multi-level supplier. Transfer accounts receivable may be split to primary, secondary, and even tertiary suppliers. For core enterprises, accounts payable is kept by multistage splitting, bills are replaced, and financial cost of the enterprises is greatly saved. For secondary and tertiary suppliers, the liquidity of accounts receivable is improved. The second-level and third-level suppliers (cross-level) which cannot enjoy the credit endorsement of the core enterprise to bring the financing convenience can greatly reduce the financing cost. And when the core enterprise repays the money, the digital goods value is issued to the block chain platform. The block chain platform directly repays the digital goods value to the primary supplier, the secondary supplier and the warranty platform according to the intelligent contract. The auditing and approving time of each link is saved, and the procedure cost of transferring accounts in each link is also saved.
In another embodiment of the present invention, the transaction in the embodiment of the present invention refers to the content of the specific business activities engaged between the electronic commerce transaction subjects, such as price inquiry, price quotation, transfer payment, advertising, commodity transportation, etc. Any transaction in electronic commerce involves four basic "flows," namely logistics, asset flows, business flows, and information flows. Wherein the logistics is a material base, the information flow is a bridge, the business flow is a carrier, and the fund flow is a purpose. Logistics mainly refers to distribution and transmission channels of goods and services. For most goods and services, logistics may still be completed through traditional distribution channels, however, for some goods and services, distribution may be performed directly in a network transmission manner, for example, various electronic publications and information consulting services business flows refer to processes in which goods undergo morphological changes during circulation, that is, processes in which currency forms are converted into goods forms, and goods forms are converted into currency forms.
Further, in order to implement the storage and trusted preservation of various information in the transaction, the following steps may be performed in the embodiment of the present invention:
step 210: receiving contract bill information when a core enterprise purchases goods from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
specifically, after receiving contract ticket information including electronic purchasing contract data and/or electronic tickets; carrying out timestamp digital signature on the contract bill information at a third-party timestamp service organization to obtain timestamp signature data; issuing a digital certificate to the timestamp signature data to obtain certificate storage message data; and storing the certificate storing message data to a block chain to generate an electronic data certificate storing message.
Specifically, the core enterprise purchases goods from the supplier. Forming a purchase contract and signing an electronic contract. The electronic contract data is subjected to hash value calculation and is bound with an authoritative time source, a national time service center is responsible for time service and timekeeping, a trusted third-party timestamp service organization carries out digital signature on an electronic data abstract and an authoritative time record to generate a timestamp, the accurate time generated by an electronic file can be determined through the trusted timestamp, the electronic file is prevented from being tampered, a trusted time certificate and content authenticity and integrity certificates are provided for the electronic data, the electronic data has authoritativeness and trustworthiness when used as evidence, meets the requirements of an electronic signature law, and has legally proving efficacy. The interface to call CFCA (chinese financial certification center) issues a digital certificate (electronic identity card). The integrity and the authenticity of the authentication information are ensured, the content is not tampered, and the signature is not tampered. And storing all the certificate storing message information into a block chain system, and then generating an electronic data certificate storing message. Certainly, for the purchase of both the electronic contract and the electronic bill in the transaction, the signature and the evidence can be also stored in the block chain in the above manner, which is not described herein again.
Step 220: when the supplier logistics the commodity to the core enterprise, storing logistics information of the commodity to the block chain;
specifically, when the supplier sends the commodity to the core enterprise, the logistics sending information of the commodity can be stored to the block chain; and when the core enterprise receives the commodity, storing logistics receiving information of the commodity to the block chain.
Step 230: and transferring accounts receivable among the core enterprise, the supplier and the insurance company according to the contract bill information.
Specifically, the supplier sends a request for transferring accounts receivable to the warranty company; the insurance company and the supplier both send notification information for transferring accounts receivable to the core enterprise; the core enterprise sends feedback information for confirming the transfer of accounts receivable to the insurance company; and the insurance company carries out receiving and paying operation to the supplier, and the core enterprise carries out payment operation to the insurance company.
In the embodiment of the invention, information flow, fund flow and business flow can be completed through computer and network communication, and physical distribution needs to be completed under a physical distribution system. Of these, the flow of information is the most important, which enables monitoring of the flow-through process at a higher level. From the conceptual model of e-commerce, e-commerce is essentially a transaction that is completed for each transaction principal through the electronic marketplace that is faced with. One important aspect of electronic commerce that distinguishes it from traditional commerce is in the "e-market," and thus, the conceptual model of electronic commerce can be abstractly described as the relationship of transaction transactions between the body of each electronic commerce transaction and the e-market.
Further, to facilitate subsequent rights maintenance, contract billing information may be received as the core enterprise purchases goods from the supplier; the contract bill information is stored to obtain certificate storing information, and when the certificate storing information is stored to a block chain, the certificate storing information is synchronously stored to a alliance chain of an internet court; and receiving and storing the block chain hash value of the evidence storing information returned by the alliance chain. For example, message information can be synchronized to a federation chain of two internet courts, north and broad, to provide powerful and effective legal security for contracts. And returning the hash value to the block chain platform after the uploading is successful. So that the user can directly initiate the petition application in north or wide. The time for material submission and preparation is greatly reduced.
In practice, the core enterprise purchases goods from the supplier, as shown in fig. 3. Forming a purchase contract and signing an electronic contract. The electronic contract data is subjected to hash value calculation and is bound with an authoritative time source, a national time service center is responsible for time service and timekeeping, a trusted third-party timestamp service organization carries out digital signature on an electronic data abstract and an authoritative time record to generate a timestamp, the accurate time generated by an electronic file can be determined through the trusted timestamp, the electronic file is prevented from being tampered, a trusted time certificate and content authenticity and integrity certificates are provided for the electronic data, the electronic data has authoritativeness and trustworthiness when used as evidence, meets the requirements of an electronic signature law, and has legally proving efficacy. The interface to call CFCA (chinese financial certification center) issues a digital certificate (electronic identity card). The integrity and the authenticity of the authentication information are ensured, the content is not tampered, and the signature is not tampered. And storing all the certificate storing message information into a block chain system, and then generating an electronic data certificate storing message. The supplier delivers the goods purchased by the core enterprise. The core enterprise receives the purchased goods. And sending a receiving receipt after the goods inspection is finished. The supplier invoices the core enterprise with value-added taxes. The supplier transfers the accounts receivable to the warranty company and issues an invoice for the accounts receivable transaction to the warranty company. The supplier and the warranty company notify the core enterprise of the transfer of accounts receivable, respectively. After the core enterprise confirms the transfer, the underwriting company awards credit to the supplier. The digital currency is dispensed to an account of the supplier. Each link information (such as purchase, transfer and loan) is stored in the block chain, all key nodes can be traced, and the credibility and traceability of the whole process are ensured.
On the basis of the above embodiment, in this embodiment, in order to prevent loan appropriation of financing enterprises for other uses, intentional delinquent and malicious default when an agreed repayment due date is reached, an intelligent contract may be generated on the block chain according to accounts receivable values corresponding to the supplier and the target supplier; and when the repayment condition of the intelligent contract is determined to be met, automatically deducting the corresponding digital currency value according to the intelligent contract. That is, if a payment condition (e.g., a payment date) is met, the corresponding digital currency amount is deducted according to the intelligent contract. Each link information (for example, repayment) is stored in the block chain, all key nodes can be traced, and the credibility and traceability of the whole process are ensured.
The embodiment of the invention provides a non-falsifiable copyright storage system and a traceability record of each link based on a block chain. By means of the characteristics of block chain decentralization, distributed accounts, intelligent contracts, data non-falsification and the like, the digital currency can powerfully promote financial innovation and change the service mode of financial institutions. The digital currency has the advantages of programmability, non-tamper property, anonymity and the like, and under the trend that the block chain technology and the digital currency are popularized vigorously in China, the block chain technology is utilized, the credibility of data can be ensured, the performance risk is reduced, the efficiency of an operation layer is improved, and the business cost is reduced. The credit transfer of the core enterprise can reduce the cost for opening the core enterprise and the financing cost of each level of suppliers, and by means of the flexible financing characteristic, a quick financing channel is provided for the suppliers, the overall payment efficiency and turnover efficiency of the supply chain are improved, the stability of the supply chain is ensured, and the exclusive industrial ecology of the core enterprise is constructed. The application of the block chain in supply chain finance is incremental creation for core enterprises, small and medium-sized micro-enterprises and even financial institutions, and sufficient power is provided for multi-party win-win of supply chain finance.
The block chain-based supply chain financial receivable management apparatus according to the present invention is described below, and the block chain-based supply chain financial receivable management apparatus described below and the block chain-based supply chain financial receivable management method described above may be referred to in correspondence with each other.
Referring to fig. 4, fig. 4 is a schematic diagram illustrating a block chain-based supply chain financial accounts receivable management apparatus according to the present invention.
In another embodiment, the present invention provides a block chain-based supply chain financial accounts receivable management apparatus 400, including:
a request receiving module 410, configured to receive a request to be torn down for a provider, where the request to be torn down includes: the account receivable value is disassembled and the target supplier is disassembled;
a request pushing module 420, configured to push the request to be received and forwarded and the transaction data of the request to be received and forwarded to a core enterprise;
a feedback receiving module 430, configured to receive feedback information that is input by a core enterprise and whether the request to be torn down is allowed;
an accounts receivable adjustment module 440, configured to determine whether to adjust the accounts receivable values of the supplier and the target removal supplier according to the removed accounts receivable value and the target removal supplier according to the feedback information.
Further, the decommissioning target supplier comprises N suppliers with transaction relations, wherein N is a positive integer greater than 1.
Further, the supply chain financial accounts receivable management apparatus 400 further includes:
the bill storage module is used for receiving contract bill information when the core enterprise purchases commodities from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
the logistics storage module is used for storing logistics information of the commodities to the block chain when the suppliers logistics the commodities to the core enterprise;
and the receipting and giving module is used for transferring receipted accounts among the core enterprise, the supplier and the insurance company according to the contract bill information.
Further, the bill storage module includes:
the bill receiving unit is used for receiving contract bill information, and the contract bill information comprises electronic purchasing contract data and/or electronic bills;
the time signature unit is used for carrying out time stamp digital signature on the contract bill information at a third-party time stamp service organization to obtain time stamp signature data;
the certificate issuing unit is used for issuing a digital certificate to the timestamp signing data to obtain certificate storing message data;
and the block certificate storing unit is used for storing the certificate storing message data to a block chain and generating an electronic data certificate storing certificate.
Further, the logistics storage module comprises:
a shipment storage unit configured to store logistics transmission information of the commodity to the block chain when the supplier transmits the commodity to the core enterprise;
and the receiving and storing unit is used for storing the logistics receiving information of the commodities to the block chain when the core enterprise receives the commodities.
Further, the receiving and letting module includes:
an assignment request transmitting unit for the supplier to transmit a request for assigning accounts receivable to the warranty company;
a notification sending unit, configured to send notification information of transferring accounts receivable to the core enterprise by both the insurance company and the provider;
the transfer confirmation unit is used for sending feedback information for confirming transfer of accounts receivable to the insurance company by the core enterprise;
and the credit granting and paying unit is used for receiving and paying the money from the supplier by the insurance company and paying the money from the core enterprise to the insurance company.
Further, the supply chain financial accounts receivable management apparatus 400 further includes:
the certificate storage synchronization module is used for synchronously storing the certificate storage information to a alliance chain of an Internet court;
and the hash value storage module is used for receiving and storing the block chain hash value of the certificate storage information returned by the alliance chain.
Further, the supply chain financial accounts receivable management apparatus 400 further includes:
the contract generation module is used for generating an intelligent contract on the block chain according to the accounts receivable values corresponding to the suppliers and the target suppliers;
and the contract execution module is used for automatically deducting the corresponding digital currency value according to the intelligent contract when the repayment condition of the intelligent contract is determined to be met.
Fig. 5 illustrates a physical structure diagram of an electronic device, which may include, as shown in fig. 5: a processor (processor)510, a communication Interface (Communications Interface)520, a memory (memory)530 and a communication bus 540, wherein the processor 510, the communication Interface 520 and the memory 530 communicate with each other via the communication bus 540. Processor 510 may invoke logic instructions in memory 530 to perform a blockchain-based supply chain financial accounts receivable management method that includes receiving a payable request by a supplier, the payable request including: the account receivable value is disassembled and the target supplier is disassembled; pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise; receiving feedback information input by a core enterprise whether the request to be received and released is allowed; and determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information.
Furthermore, the logic instructions in the memory 530 may be implemented in the form of software functional units and stored in a computer readable storage medium when the software functional units are sold or used as independent products. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
In another aspect, the present invention also provides a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, enable the computer to perform a blockchain-based supply chain financial accounts receivable management method provided by the above methods, the method comprising receiving a receivable request by a supplier, the receivable request comprising: the account receivable value is disassembled and the target supplier is disassembled; pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise; receiving feedback information input by a core enterprise whether the request to be received and released is allowed; and determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information.
In yet another aspect, the present invention also provides a non-transitory computer readable storage medium having stored thereon a computer program that when executed by a processor is implemented to perform the above-provided blockchain-based supply chain financial accounts receivable management methods, the method including receiving a payable request of a supplier, the payable request including: the account receivable value is disassembled and the target supplier is disassembled; pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise; receiving feedback information input by a core enterprise whether the request to be received and released is allowed; and determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (18)
1. A block chain-based supply chain financial accounts receivable management method is characterized by comprising the following steps:
receiving a vendor's request to be taken, the request to be taken comprising: the account receivable value is disassembled and the target supplier is disassembled;
pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise;
receiving feedback information input by a core enterprise whether the request to be received and released is allowed;
determining whether the accounts receivable values of the supplier and the disassembly target supplier are adjusted according to the disassembly accounts receivable value and the disassembly target supplier according to the feedback information;
the receivables split request, the transaction data, the feedback information, the supplier and the split target supplier's receivables value are stored in the blockchain.
2. The blockchain-based supply chain financial accounts receivable management method of claim 1,
if the feedback information is negative information, keeping the accounts receivable values of the supplier and the disassembly target supplier as original values, and if the feedback information is confirmation information, subtracting the disassembly accounts receivable value from the accounts receivable value corresponding to the supplier.
3. The blockchain-based supply chain financial accounts receivable management method of claim 1, further comprising, prior to the receiving a supplier's request to be receiveable:
receiving contract bill information when a core enterprise purchases goods from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
when the supplier logistics the commodity to the core enterprise, storing logistics information of the commodity to the block chain;
and transferring accounts receivable among the core enterprise, the supplier and the insurance company according to the contract bill information.
4. The blockchain-based supply chain financial accounts receivable management method of claim 3,
when the core enterprise purchases goods from the supplier, receiving contract bill information; and the contract bill information is stored to obtain certificate storage information, and the step of storing the certificate storage information to the block chain comprises the following steps:
receiving contract bill information, wherein the contract bill information comprises electronic purchasing contract data and/or electronic bills;
carrying out timestamp digital signature on the contract bill information at a third-party timestamp service organization to obtain timestamp signature data;
issuing a digital certificate to the timestamp signature data to obtain certificate storage message data;
and storing the certificate storing message data to a block chain to generate an electronic data certificate storing message.
5. The blockchain-based supply chain financial accounts receivable management method of claim 3,
the storing logistics information of the goods to the block chain when the supplier logistics the goods to the core enterprise comprises:
when the supplier sends the commodity to the core enterprise, storing logistics sending information of the commodity to the block chain;
and when the core enterprise receives the commodity, storing logistics receiving information of the commodity to the block chain.
6. The blockchain-based supply chain financial accounts receivable management method of claim 3,
the transferring accounts receivable among the core enterprise, the supplier and the warranty company according to the contract ticket information comprises:
the supplier sending a request to the warranty company for transferring accounts receivable;
the insurance company and the supplier both send notification information for transferring accounts receivable to the core enterprise;
the core enterprise sends feedback information for confirming the transfer of accounts receivable to the insurance company;
and the insurance company carries out receiving and paying operation to the supplier, and the core enterprise carries out payment operation to the insurance company.
7. The blockchain-based supply chain financial accounts receivable management method of claim 3,
receiving contract receipt information when the core enterprise purchases goods from a supplier; and after the contract bill information is stored to obtain certificate storage information and storing the certificate storage information to the block chain, the method further comprises the following steps:
synchronously storing the evidence storing information to a alliance chain of an internet court;
and receiving and storing the block chain hash value of the evidence storing information returned by the alliance chain.
8. The blockchain-based supply chain financial accounts receivable management method according to any one of claims 1 to 7,
after the determining whether to adjust the accounts receivable values of the vendor and the split target vendor according to the split accounts receivable value and the split target vendor according to the feedback information, the method further comprises:
generating an intelligent contract on the block chain according to accounts receivable values corresponding to the supplier and the target supplier;
and when the repayment condition of the intelligent contract is determined to be met, automatically deducting the corresponding digital currency value according to the intelligent contract.
9. A blockchain-based supply chain financial accounts receivable management apparatus, comprising:
a request receiving module, configured to receive a request to be torn down from a provider, where the request to be torn down includes: the account receivable value is disassembled and the target supplier is disassembled;
the request pushing module is used for pushing the request to be received and released and the transaction data of the request to be received and released to a core enterprise;
the feedback receiving module is used for receiving feedback information which is input by a core enterprise and used for receiving whether the request to be dismantled is allowed or not;
and the receivable adjusting module is used for determining whether to adjust the receivable values of the supplier and the disassembly target supplier according to the disassembly receivable value and the disassembly target supplier according to the feedback information.
10. The apparatus of claim 9,
if the feedback information is negative information, keeping the accounts receivable values of the supplier and the disassembly target supplier as original values, and if the feedback information is confirmation information, subtracting the disassembly accounts receivable value from the accounts receivable value corresponding to the supplier.
11. The apparatus of claim 9, further comprising:
the bill storage module is used for receiving contract bill information when the core enterprise purchases commodities from a supplier; the contract bill information is subjected to certificate storage to obtain certificate storage information, and the certificate storage information is stored to a block chain;
the logistics storage module is used for storing logistics information of the commodities to the block chain when the suppliers logistics the commodities to the core enterprise;
and the receipting and giving module is used for transferring receipted accounts among the core enterprise, the supplier and the insurance company according to the contract bill information.
12. The apparatus of claim 11,
the bill storage module includes:
the bill receiving unit is used for receiving contract bill information, and the contract bill information comprises electronic purchasing contract data and/or electronic bills;
the time signature unit is used for carrying out time stamp digital signature on the contract bill information at a third-party time stamp service organization to obtain time stamp signature data;
the certificate issuing unit is used for issuing a digital certificate to the timestamp signing data to obtain certificate storing message data;
and the block certificate storing unit is used for storing the certificate storing message data to a block chain and generating an electronic data certificate storing certificate.
13. The apparatus of claim 11,
the logistics storage module comprises:
a shipment storage unit configured to store logistics transmission information of the commodity to the block chain when the supplier transmits the commodity to the core enterprise;
and the receiving and storing unit is used for storing the logistics receiving information of the commodities to the block chain when the core enterprise receives the commodities.
14. The apparatus of claim 11,
the receiving and letting module comprises:
an assignment request transmitting unit for the supplier to transmit a request for assigning accounts receivable to the warranty company;
a notification sending unit, configured to send notification information of transferring accounts receivable to the core enterprise by both the insurance company and the provider;
the transfer confirmation unit is used for sending feedback information for confirming transfer of accounts receivable to the insurance company by the core enterprise;
and the credit granting and paying unit is used for receiving and paying the money from the supplier by the insurance company and paying the money from the core enterprise to the insurance company.
15. The apparatus of claim 11, further comprising:
the certificate storage synchronization module is used for synchronously storing the certificate storage information to a alliance chain of an Internet court;
and the hash value storage module is used for receiving and storing the block chain hash value of the certificate storage information returned by the alliance chain.
16. The apparatus of any one of claims 9 to 15, further comprising:
the contract generation module is used for generating an intelligent contract on the block chain according to the accounts receivable values corresponding to the suppliers and the target suppliers;
and the contract execution module is used for automatically deducting the corresponding digital currency value according to the intelligent contract when the repayment condition of the intelligent contract is determined to be met.
17. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program implements the steps of the block chain based supply chain financial accounts receivable management method of any one of claims 1 to 8.
18. A non-transitory computer readable storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of the blockchain based supply chain financial accounts receivable management method of any one of claims 1 to 8.
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