CN112669028A - Bill management method and device, computer equipment and computer-readable storage medium - Google Patents
Bill management method and device, computer equipment and computer-readable storage medium Download PDFInfo
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Abstract
The embodiment of the application discloses a method and a device for bill management, computer equipment and a computer readable storage medium, which are used for configuring bill data of bill management, wherein the bill data comprises the following steps: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode; creating an account bill; and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment. The invention can well relieve the fund pressure of the client, avoid the condition that the client can not finish consumption when the fund is in shortage, and can pay back after completing fund turnover when the fund is in shortage.
Description
Technical Field
Embodiments of the present application relate to the field of bill management, and in particular, to a method and an apparatus for bill management, a computer device, and a computer-readable storage medium.
Background
Traditional payment methods such as: cash, bank cards, third-party payment (WeChat, Paibao), wallets and the like require that clients settle funds immediately, and many large-scale client enterprises generally have a turnover process for funds in order to maximize the utilization of the funds, so that the additional expenses are difficult to temporarily deal with, and the consumption needs exist.
Disclosure of Invention
An object of the embodiments of the present application is to provide a method, an apparatus, a computer device, and a computer-readable storage medium for bill management, which are used to relieve the fund pressure of a client, prevent the client from failing to complete consumption when the fund is in short supply, and make a payment after completing fund turnover when the fund is in short supply.
One aspect of an embodiment of the present application provides a method for bill management, including:
configuring billing data for billing management, the billing data comprising: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode;
creating an account bill according to the bill data;
and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment.
An aspect of an embodiment of the present application further provides an apparatus for bill management, including:
a configuration module configured to configure billing data for billing management, the billing data including: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode;
the creating module is used for creating an account bill according to the bill data;
and the processing module is used for acquiring a payment mode matched with the account bill and paying the account bill after the account bill is created.
An aspect of the embodiments of the present application further provides a computer device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method as described above when executing the computer program.
An aspect of the embodiments of the present application further provides a computer-readable storage medium, including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method as described above when executing the computer program.
The method, the device, the computer equipment and the computer-readable storage medium for bill management provided by the embodiment of the application configure bill data of bill management, wherein the bill data comprises: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode; creating an account bill; and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment. The invention can well relieve the fund pressure of the client, avoid the condition that the client can not finish consumption when the fund is in shortage, and can pay back after completing fund turnover when the fund is in shortage.
Drawings
FIG. 1 schematically illustrates an application environment diagram of a method of bill management according to an embodiment of the present application;
fig. 2 schematically shows a flowchart of a method of bill management according to a first embodiment of the present application;
FIG. 3 is a flow chart schematically illustrating a bill creation method according to a first embodiment of the present application;
FIG. 4 schematically illustrates a flow chart of payment and refund according to a first embodiment of the present application;
fig. 5 schematically shows a flow chart of bill settlement according to a first embodiment of the present application;
fig. 6 schematically shows a block diagram of an apparatus for bill management according to a second embodiment of the present application;
fig. 7 schematically shows a hardware architecture diagram of a computer device suitable for implementing the method for bill management according to a third embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
It should be noted that the descriptions relating to "first", "second", etc. in the embodiments of the present application are only for descriptive purposes and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In addition, technical solutions between various embodiments may be combined with each other, but must be realized by a person skilled in the art, and when the technical solutions are contradictory or cannot be realized, such a combination should not be considered to exist, and is not within the protection scope of the present application.
Fig. 1 schematically shows an application environment diagram of a method of bill management according to an embodiment of the present application.
The server 12 is connected to a plurality of mobile terminals 11 through a network 14.
The server 12 may be implemented by one or more computing devices. One or more computing devices may include virtualized compute instances. The virtualized compute instance may include an emulation of a virtual machine, such as a computer system, operating system, server, and the like. The computing device may load a virtual machine by the computing device based on the virtual image and/or other data defining the particular software (e.g., operating system, dedicated application, server) used for emulation. As the demand for different types of processing services changes, different virtual machines may be loaded and/or terminated on one or more computing devices. A hypervisor may be implemented to manage the use of different virtual machines on the same computing device.
A plurality of mobile terminals 11 may be configured to access content and services of server 12. The plurality of mobile terminals 11 may include any type of electronic device, such as a mobile device, a tablet device, a laptop computer, a workstation, a virtual reality device, a gaming device, a set-top box, a digital streaming media device, a vehicle terminal, a smart television, a set-top box, and so forth.
A plurality of mobile terminals 11 may be associated with one or more users. A single user may use one or more of the plurality of mobile terminals 11 to access the server 12. Multiple mobile terminals 11 may travel to various locations and use different networks to access the server 12.
Example one
Fig. 2 schematically shows a flowchart of a method for bill management according to a first embodiment of the present application. It is understood that the present method embodiment may be performed in the server 12 and the flow chart of the present method embodiment is not intended to limit the order in which the steps are performed.
As shown in fig. 2, the method may include steps S200 to S204, in which:
step S200, configuring billing data for billing management, where the billing data includes: a date of charge, date of payment and/or a line mode, the line mode comprising: a credit approval mode and a deposit mode.
Wherein the billing data further comprises: the use of accounts has frozen and logged off status, accounting period start and end times, or peer-to-peer configuration.
Once the account of the limit examination and approval mode is established, the allocated limit is directly used, and the size of the allocated limit is determined through multiple auditing and evaluation; the deposit mode includes: the ratio of gold to lever is ensured.
Specifically, the account is divided into two modes, namely an approval mode and a deposit mode, once the account in the approval mode is established, the account is allocated with a quota and can be directly used, the quota is determined according to repeated approval and evaluation of internal personnel, and the method is generally suitable for relatively large-sized customers with high credit reliability and higher set application threshold; the guaranteed gold model possesses 2 unique attributes: the proportion of the deposit to the lever is 0, the amount can be obtained only when the customer recharges and pays the deposit, the amount is determined by the proportion of the deposit to the lever, and the formula is as follows: the lever proportion is generally 1, corresponding adjustment is carried out according to the actual monthly payment condition of the client, the threshold of the fund mode is lower, and the application condition is simpler.
And step S202, creating an account bill according to the bill data.
Optionally, the creating an account bill includes:
receiving contract signing under the line through a management background, and creating an account according to contract content; alternatively, the first and second electrodes may be,
and signing, applying, filling and sending an authorization book of the contract in an online APP mode, and automatically completing the creation of an account after approval.
Specifically, as shown in fig. 3, the account can be created in 2 ways, the first way is to complete contract signing offline, and the internal staff directly completes the account creation in the management background according to the contract content; and the second method is to complete contract signing and application, fill in and send an authorization book in an online APP manner, and automatically complete account creation after internal personnel approve.
And step S204, after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment.
Optionally, the method for processing monthly payment of the monthly bill account includes:
if the payment is successful, deducting the corresponding amount of the client, and increasing the corresponding amount after the refund is successful;
carrying out data signature on the quota in the data table;
according to the change of the available amount each time, an application record and fund change flow are generated, wherein the application record comprises the type, amount, business order number, change state and/or business identification of the amount change, and the fund change flow comprises the amount before and after the change and/or the change type.
Specifically, when the account is created and the available amount is not less than 0, the payment can be performed, and the customer who owns the account with the monthly payment period can select the monthly payment mode to perform payment.
The payment in the monthly checkout period is carried out by pulling the payment gateway to pay, and a payment and refund flow chart is shown in figure 4. After the payment is successful, the corresponding amount of the client is deducted, and after the refund is successful, the corresponding amount is increased. The quota is signed by data in the data table so as to prevent the data from being maliciously tampered. In each available credit change process, an application record and a fund change flow are generated, wherein the application record records the type, amount, business order number, change state, business identification and the like of credit change, and the fund change flow records the credit before and after change, the change type and the like.
Optionally, the processing the monthly bill includes: initializing, settling accounts, confirming and repaying;
initializing before accounting, and obtaining an initial billing record after initialization, wherein the initial billing record comprises: accounting period range, charge-out date, bill payment due date and payment due date of the bill;
automatically settling accounts on the billing date, re-putting the order in the service completion state in the billing period range and the order which is not put into the bill in time in the last bill into the bill, calculating the amount of the bill, and sending the generated bill details to the client;
receiving a bill confirmed by a user through an APP, or if the bill is not confirmed all the time by the client, automatically confirming the bill when the bill confirmation is up to date;
the bill waits for the client to pay, and multiple payments are carried out before the payment due date until all payments of the bill are completed; or when the client that the payment is still not completely paid by the payment due deadline arrives, the account of the monthly payment settlement period is automatically frozen.
Specifically, as shown in fig. 5, the billing is divided into 4 processes of initialization, settlement, confirmation and repayment. The initialization is completed before the accounting start date, and an initial bill record is obtained after the initialization so as to determine the accounting period range, the charge-out date, the bill expiration date, the payment expiration date and the like of the bill; when the billing date is reached, the settlement is automatically carried out, in the settlement process, the order in the service completion state in the accounting period range and the order which is not timely included in the bill in the previous bill are included in the bill again, the amount of the bill is calculated, and the generated bill detail pdf and excel are sent to the client; the client can confirm the bill through the APP after receiving the bill and confirming the bill without errors, and when the client does not confirm the bill manually all the time, the bill is confirmed automatically until the bill confirmation deadline; and then the bill waits for the payment of the client, the client can carry out multiple times of payment before the payment due deadline till the payment of the bill is completely finished, and when the client which is not completely paid yet arrives at the payment due deadline, the system automatically freezes the account of the client in the monthly payment settlement period.
The method for managing bills, provided by the embodiment of the application, configures bill data of bill management, wherein the bill data comprises: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode; creating an account bill; and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment. The invention can well relieve the fund pressure of the client, avoid the condition that the client can not finish consumption when the fund is in shortage, and can pay back after completing fund turnover when the fund is in shortage.
Example two
Fig. 6 is a block diagram schematically illustrating a bill management apparatus according to a second embodiment of the present application, where the system may be divided into one or more program modules, and the one or more program modules are stored in a storage medium and executed by one or more processors to implement the second embodiment of the present application. The program modules referred to in the embodiments of the present application refer to a series of computer program instruction segments that can perform specific functions, and the following description will specifically describe the functions of the program modules in the embodiments.
As shown in fig. 6, the apparatus 600 may include:
a configuration module 610, configured to configure billing data for billing management, the billing data including: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode;
a creating module 620, configured to create an account bill according to the bill data;
and the payment module 630 is configured to, after the account bill is created, obtain a payment method matched with the account bill and perform payment.
The apparatus further comprises a processing module configured to: if the payment is successful, deducting the corresponding amount of the client, and increasing the corresponding amount after the refund is successful;
carrying out data signature on the quota in the data table;
generating an application record and a fund change streamline according to each change of available quota, wherein the application record comprises the type, amount, service order number, change state and/or service identification of quota change, and the fund change streamline comprises the quota before and after change and/or the change type;
the processing of the monthly bill comprises: initializing, settling accounts, confirming and repaying;
initializing before accounting, and obtaining an initial billing record after initialization, wherein the initial billing record comprises: accounting period range, charge-out date, bill payment due date and payment due date of the bill;
automatically settling accounts on the billing date, re-putting the order in the service completion state in the billing period range and the order which is not put into the bill in time in the last bill into the bill, calculating the amount of the bill, and sending the generated bill details to the client;
receiving a bill confirmed by a user through an APP, or if the bill is not confirmed all the time by the client, automatically confirming the bill when the bill confirmation is up to date;
the bill waits for the client to pay, and multiple payments are carried out before the payment due date until all payments of the bill are completed; or when the client that the payment is still not completely paid by the payment due deadline arrives, the account of the monthly payment settlement period is automatically frozen.
The invention is divided into 3 modules of account, payment refund and bill.
The account is mainly configured with the beginning and ending time of the accounting period according to the contract signed by the client, and configured with the accounting date, the repayment date, the limit mode (limit approval mode/guarantee fund mode) and the like, and can set the use freezing and logout states of the account.
The account can be created in 2 ways, the first way is to complete contract signing offline, and the internal personnel directly complete the account creation according to the contract content in the management background, as shown in fig. 3; the second is to complete contract signing and application, fill in and send an authorization book by means of APP on line, and automatically complete account creation after internal personnel approve, as shown in fig. 3.
As shown in fig. 4, the account is divided into two modes, namely an approval mode and a deposit mode, once the account in the approval mode is created, the account is allocated with a quota and can be directly used, the quota is determined according to multiple audit evaluations of internal personnel, and the method is generally suitable for a relatively large-sized client with high credibility of reputation and a relatively high application threshold; the guaranteed gold model possesses 2 unique attributes: the proportion of the deposit to the lever is 0, the amount can be obtained only when the customer recharges and pays the deposit, the amount is determined by the proportion of the deposit to the lever, and the formula is as follows: the lever proportion is generally 1, corresponding adjustment is carried out according to the actual monthly payment condition of the client, the threshold of the fund mode is lower, and the application condition is simpler.
When the account is created completely and the available amount is not lower than 0, the payment can be carried out, and a customer who owns the account with the monthly payment period can select a monthly payment mode to carry out payment.
The payment in the monthly checkout period is carried out by pulling the payment gateway to pay, and a payment and refund flow chart is shown in fig. 5. After the payment is successful, the corresponding amount of the client is deducted, and after the refund is successful, the corresponding amount is increased. The quota is signed by data in the data table so as to prevent the data from being maliciously tampered. In each available credit change process, an application record and a fund change flow are generated, wherein the application record records the type, amount, business order number, change state, business identification and the like of credit change, and the fund change flow records the credit before and after change, the change type and the like.
As shown in fig. 5, the billing is divided into 4 processes of initialization, settlement, confirmation and repayment. The initialization is completed before the accounting start date, and an initial bill record is obtained after the initialization so as to determine the accounting period range, the charge-out date, the bill expiration date, the payment expiration date and the like of the bill; when the billing date is reached, the settlement is automatically carried out, in the settlement process, the order in the service completion state in the accounting period range and the order which is not timely included in the bill in the previous bill are included in the bill again, the amount of the bill is calculated, and the generated bill detail pdf and excel are sent to the client; the client can confirm the bill through the APP after receiving the bill and confirming the bill without errors, and when the client does not confirm the bill manually all the time, the bill is confirmed automatically until the bill confirmation deadline; and then the bill waits for the payment of the client, the client can carry out multiple times of payment before the payment due deadline till the payment of the bill is completely finished, and when the client which is not completely paid yet arrives at the payment due deadline, the system automatically freezes the account of the client in the monthly payment settlement period.
The device of bill management that this application embodiment provided, the bill data of configuration bill management, the bill data includes: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode; creating an account bill; and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment. The invention can well relieve the fund pressure of the client, avoid the condition that the client can not finish consumption when the fund is in shortage, and can pay back after completing fund turnover when the fund is in shortage.
EXAMPLE III
Fig. 7 schematically shows a hardware architecture diagram of a computer device suitable for implementing the method for bill management according to a third embodiment of the present application.
In this embodiment, the computer device 700 may be used as a provider network or a component part of a provider network, and the computer device 700 may be, for example, a virtual machine host process and one or more virtual machine instances, or a rack server, a blade server, a tower server, or a rack server (including an independent server or a server cluster composed of multiple servers), and the like.
In this embodiment, the computer device 700 may also be used as or constitute a mobile terminal. When the computer device 700 is a mobile terminal or forms part of a mobile terminal, the computer device 700 may be, for example, a smart phone, a computer, a projector, a set-top box, etc.
In this embodiment, the computer device 700 is a device capable of automatically performing numerical calculation and/or information processing in accordance with a command set in advance or stored. As shown in fig. 7, the computer device 700 includes at least, but is not limited to: memory 710, processor 720, and network interface 730 may be communicatively linked to each other by a system bus.
Wherein:
the memory 710 includes at least one type of computer-readable storage medium including a flash memory, a hard disk, a multimedia card, a card-type memory (e.g., SD or DX memory, etc.), a Random Access Memory (RAM), a Static Random Access Memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), a programmable read-only memory (PROM), a magnetic memory, a magnetic disk, an optical disk, etc. In some embodiments, the storage 1610 may be an internal storage module of the computer device 700, such as a hard disk or memory of the computer device 700. In other embodiments, the memory 710 may also be an external storage device of the computer device 700, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), or the like, provided on the computer device 700. Of course, the memory 710 may also include both internal and external memory modules of the computer device 700. In this embodiment, the memory 710 is generally used for storing program codes of operating systems and various types of application software installed in the computer device 700, such as a method of bill management. In addition, the memory 1610 may also be used to temporarily store various types of data that have been output or are to be output.
Processor 720 may be a Central Processing Unit (CPU), controller, microcontroller, microprocessor, or other data Processing chip in some embodiments. The processor 720 is generally configured to control overall operation of the computer device 700, such as performing control and processing related to data interaction or communication with the computer device 700. In this embodiment, processor 720 is configured to execute program codes stored in memory 710 or process data.
The network interface 730 may include a wireless network interface or a wired network interface, and the network interface 730 is typically used to establish communication links between the computer device 700 and other computer devices. For example, the network interface 730 is used to connect the computer device 700 to an external terminal via a network, establish a data transmission channel and a communication link between the computer device 700 and the external terminal, and the like. The network may be a wireless or wired network such as an Intranet (Intranet), the Internet (Internet), a Global System of Mobile communication (GSM), Wideband Code Division Multiple Access (WCDMA), a 4G network, a 5G network, Bluetooth (Bluetooth), or Wi-Fi.
It should be noted that FIG. 7 only shows a computer device having components 710 and 730, but it should be understood that not all of the shown components are required to be implemented, and that more or fewer components may be implemented instead.
In this embodiment, the method of bill management stored in the memory 710 may be further divided into one or more program modules and executed by one or more processors (in this embodiment, the processor 720) to complete the present application.
Example four
The present embodiments also provide a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method of bill management in the embodiments.
In this embodiment, the computer-readable storage medium includes a flash memory, a hard disk, a multimedia card, a card type memory (e.g., SD or DX memory, etc.), a Random Access Memory (RAM), a Static Random Access Memory (SRAM), a Read Only Memory (ROM), an Electrically Erasable Programmable Read Only Memory (EEPROM), a Programmable Read Only Memory (PROM), a magnetic memory, a magnetic disk, an optical disk, and the like. In some embodiments, the computer readable storage medium may be an internal storage unit of the computer device, such as a hard disk or a memory of the computer device. In other embodiments, the computer readable storage medium may be an external storage device of the computer device, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like provided on the computer device. Of course, the computer-readable storage medium may also include both internal and external storage devices of the computer device. In this embodiment, the computer-readable storage medium is generally used for storing an operating system and various types of application software installed in the computer device, such as program codes of the methods in the embodiments. Further, the computer-readable storage medium may also be used to temporarily store various types of data that have been output or are to be output.
The above description is only a preferred embodiment of the present application, and not intended to limit the scope of the present application, and all modifications of equivalent structures and equivalent processes, which are made by the contents of the specification and the drawings of the present application, or which are directly or indirectly applied to other related technical fields, are included in the scope of the present application.
Claims (10)
1. A method of bill management, the method comprising:
configuring billing data for billing management, the billing data comprising: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode;
creating an account bill according to the bill data;
and after the account bill is created, acquiring a payment mode matched with the account bill and carrying out payment.
2. The method of claim 1, wherein the billing data further comprises: the use of accounts has frozen and logged off status, accounting period start and end times, or peer-to-peer configuration.
3. The method of claim 1, wherein creating the bill for account comprises:
receiving contract signing under the line through a management background, and creating an account according to contract content; alternatively, the first and second electrodes may be,
and signing, applying, filling and sending an authorization book of the contract in an online APP mode, and automatically completing the creation of an account after approval.
4. The method of claim 1, wherein once the account in the credit approval mode is created, the allocated credit is directly used, and the size of the allocated credit is determined through a plurality of auditing evaluations; the deposit mode includes: the ratio of gold to lever is ensured.
5. The method of any one of claims 1 to 4, wherein after the step of creating the bill for account, obtaining a payment mode matching the bill for account and making a payment, the method further comprises:
if the payment is successful, deducting the corresponding amount of the client, and increasing the corresponding amount after the refund is successful;
carrying out data signature on the quota in the data table;
according to the change of the available amount each time, an application record and fund change flow are generated, wherein the application record comprises the type, amount, business order number, change state and/or business identification of the amount change, and the fund change flow comprises the amount before and after the change and/or the change type.
6. The method as claimed in any one of claims 1 to 4, wherein the obtaining and paying the payment mode matched with the account bill after the account bill is created comprises: initializing, settling accounts, confirming and repaying;
initializing before accounting, and obtaining an initial billing record after initialization, wherein the initial billing record comprises: accounting period range, charge-out date, bill payment due date and payment due date of the bill;
automatically settling accounts on the billing date, re-putting the order in the service completion state in the billing period range and the order which is not put into the bill in time in the last bill into the bill, calculating the amount of the bill, and sending the generated bill details to the client;
receiving a bill confirmed by a user through an APP, or if the bill is not confirmed all the time by the client, automatically confirming the bill when the bill confirmation is up to date;
the bill waits for the client to pay, and multiple payments are carried out before the payment due date until all payments of the bill are completed; or when the client that the payment is still not completely paid by the payment due deadline arrives, the account of the monthly payment settlement period is automatically frozen.
7. An apparatus for bill management, the apparatus comprising:
a configuration module configured to configure billing data for billing management, the billing data including: a date of charge, date of payment and/or a line mode, the line mode comprising: a limit approval mode and a guarantee fund mode;
the creating module is used for creating an account bill according to the bill data;
and the payment module is used for acquiring a payment mode matched with the account bill and paying the account bill after the account bill is created.
8. The apparatus of claim 7, further comprising a processing module to:
if the payment is successful, deducting the corresponding amount of the client, and increasing the corresponding amount after the refund is successful;
carrying out data signature on the quota in the data table;
generating an application record and a fund change streamline according to each change of available quota, wherein the application record comprises the type, amount, service order number, change state and/or service identification of quota change, and the fund change streamline comprises the quota before and after change and/or the change type;
the processing of the monthly bill comprises: initializing, settling accounts, confirming and repaying;
initializing before accounting, and obtaining an initial billing record after initialization, wherein the initial billing record comprises: accounting period range, charge-out date, bill payment due date and payment due date of the bill;
automatically settling accounts on the billing date, re-putting the order in the service completion state in the billing period range and the order which is not put into the bill in time in the last bill into the bill, calculating the amount of the bill, and sending the generated bill details to the client;
receiving a bill confirmed by a user through an APP, or if the bill is not confirmed all the time by the client, automatically confirming the bill when the bill confirmation is up to date;
the bill waits for the client to pay, and multiple payments are carried out before the payment due date until all payments of the bill are completed; or when the client that the payment is still not completely paid by the payment due deadline arrives, the account of the monthly payment settlement period is automatically frozen.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method of any of claims 1 to 6 are implemented by the processor when executing the computer program.
10. A computer-readable storage medium, having stored thereon a computer program, the computer program being executable by at least one processor to cause the at least one processor to perform the steps of the method according to any one of claims 1 to 6.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN116993506A (en) * | 2023-06-25 | 2023-11-03 | 浙江宁银消费金融股份有限公司 | Consumption financial business transaction processing system |
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| CN116993506B (en) * | 2023-06-25 | 2024-04-02 | 浙江宁银消费金融股份有限公司 | Consumption financial business transaction processing system |
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