CN112581154A - Settlement processing method and device - Google Patents
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- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
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- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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Abstract
The invention discloses a settlement processing method and device, and relates to the technical field of computers. One specific implementation mode of the method comprises the steps of receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to a first server to acquire promotion information of the article to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received; and carrying out settlement processing according to the received coupon information, and further returning the coupon information and a settlement processing result to the client. Therefore, the method and the device for processing the account settlement can solve the problem that the user settlement experience is not high.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a settlement processing method and device.
Background
At present, when a user carries out online shopping through modes of e-commerce APP, small programs, WEB pages and the like, the user always encounters the situation that the coupon is received to reduce the amount of money and enjoy preferential shopping experience.
In the process of implementing the invention, the inventor finds that at least the following problems exist in the prior art:
the user needs to actively receive the coupon, if the user forgets to receive the coupon during shopping, the user cannot enjoy the corresponding coupon, and if the user finds the coupon after paying the order, the user may cause unnecessary troubles such as returning goods and then shopping again. In addition, some users frequently get the coupons, and many coupons are not consumed actually, so that the coupon resources are wasted, and the income is not converted actually.
Disclosure of Invention
In view of this, embodiments of the present invention provide a settlement processing method and apparatus, which can solve the problem that the user experience of settlement is not high.
In order to achieve the above object, according to an aspect of an embodiment of the present invention, a settlement processing method is provided, which includes receiving a settlement request from a client, obtaining information of an item to be settled, and sending a data request to a first server to obtain promotion information of the item to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received; and carrying out settlement processing according to the received coupon information, and further returning the coupon information and a settlement processing result to the client.
Optionally, sending a data request to the first server to obtain promotional information of the item to be settled includes:
to send a request carrying information of the item to be settled to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
Optionally, querying the second server to obtain corresponding coupon information that can be retrieved includes:
and inquiring the corresponding coupon information which can be picked up from the second server, matching the optimal coupon information which accords with the preset rule based on the corresponding coupon information which can be picked up, and further receiving the optimal coupon information.
Optionally, querying a second server for and obtaining corresponding coupon information that can be retrieved based on the promotion information, including:
inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information;
and receiving a query result, if the query result is present, requesting the second server to receive corresponding coupon information, and otherwise, performing settlement processing and returning a processing result to the client.
In addition, according to an aspect of the embodiments of the present invention, there is provided a settlement processing apparatus, including a receiving module, configured to receive a client settlement request, obtain information of an item to be settled, and send a data request to a first server to obtain promotion information of the item to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received; and the settlement module is used for performing settlement processing according to the received coupon information and further returning the coupon information and the settlement processing result to the client.
Optionally, the receiving module sends a data request to the first server to obtain the promotion information of the item to be settled, including:
to send a request carrying information of the item to be settled to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
Optionally, the receiving module is configured to query the second server and obtain corresponding coupon information that can be retrieved, and includes:
and inquiring the corresponding coupon information which can be picked up from the second server, matching the optimal coupon information which accords with the preset rule based on the corresponding coupon information which can be picked up, and further receiving the optimal coupon information.
Optionally, the receiving module, based on the promotion information, queries a second server for and obtains corresponding coupon information that can be retrieved, including:
inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information;
and receiving a query result, if the query result is present, requesting the second server to receive corresponding coupon information, and otherwise, performing settlement processing and returning a processing result to the client.
According to another aspect of the embodiments of the present invention, there is also provided an electronic device, including:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any of the settlement processing embodiments described above.
According to another aspect of an embodiment of the present invention, there is also provided a computer readable medium, on which a computer program is stored, which when executed by a processor, implements the method according to any one of the above embodiments of settlement-based processing.
One embodiment of the above invention has the following advantages or benefits: the method comprises the steps of receiving a client settlement request, obtaining information of an article to be settled, and sending a data request to a first server to obtain promotion information of the article to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received; and carrying out settlement processing according to the received coupon information, and further returning the coupon information and a settlement processing result to the client. Therefore, the invention can improve the settlement experience of the user and the settlement efficiency.
Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.
Drawings
The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:
FIG. 1 is a schematic diagram of the main flow of a settlement processing method according to a first embodiment of the present invention
Fig. 2 is a schematic diagram of a main flow of a settlement processing method according to a second embodiment of the present invention;
fig. 3 is a schematic diagram of a main flow of a settlement processing method according to a third embodiment of the present invention;
fig. 4 is a schematic diagram of main blocks of a settlement processing apparatus according to an embodiment of the present invention;
FIG. 5 is an exemplary system architecture diagram in which embodiments of the present invention may be employed;
fig. 6 is a schematic block diagram of a computer system suitable for use in implementing a terminal device or server of an embodiment of the invention.
Detailed Description
Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.
Fig. 1 is a schematic diagram of a main flow of a settlement processing method according to a first embodiment of the present invention, which may include:
step S101, receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to a first server to acquire promotion information of the article to be settled.
Preferably, a request carrying information of the item to be settled is sent to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
In an embodiment, the client may be a user-oriented application that may interact with the server through an application program APP, or a PC. In addition, the ID of the item to be settled may be acquired at the time of acquiring the information of the item to be settled.
And step S102, inquiring and obtaining corresponding coupon information which can be obtained from a second server based on the promotion information.
Preferably, the corresponding coupon information that can be retrieved is inquired from the second server, and based on the corresponding coupon information that can be retrieved, the optimal coupon information that meets the preset rule is matched, so as to receive the optimal coupon information.
Further, the preset rule may be that the total settlement price is the lowest. If the article is a single article, the judgment is carried out independently. And a plurality of articles need to consider whether the coupons can be received in a superposition mode, and then an optimal scheme, namely the settlement total price is minimum, is calculated.
It is further worth mentioning that, based on the promotion information, querying the second server for and obtaining the corresponding coupon information that can be retrieved includes:
and inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information. And then receiving a query result, if the query result is present, requesting a second server to retrieve corresponding coupon information, otherwise, performing settlement processing and returning a processing result to the client.
And step S103, carrying out settlement processing according to the received coupon information, and further returning the coupon information and the settlement processing result to the client.
It should be noted that although the terms first, second, third, etc. may be used to describe various information in the present invention, the information should not be limited to these terms. These terms are only used to distinguish one type of information from another. For example, a first server may also be referred to as a second server, and similarly, a second server may also be referred to as a first server, without departing from the scope of this specification.
In an embodiment, the first server may be a promotion server, and the second server may be a coupon server. And the settlement processing method may be based on a settlement server.
According to the settlement processing method, the user, namely the client selects the articles according to personal habits and requirements, and the user can directly select to enter a settlement link without paying attention to whether the coupon is available or not and whether the coupon is required to be picked up first or not. The whole process is not perceived by the front-end user, but from the result expression, the user sees the coupon saves the corresponding amount for the order when the settlement preview is carried out. The user finishes the ordering operation, the link of receiving the coupons by the user is reduced in the whole process, and the shopping experience of the user is improved.
Fig. 2 is a schematic diagram of a main flow of a settlement processing method according to a second embodiment of the present invention, which may include:
step S201, receiving a client settlement request, obtaining information of an item to be settled, and sending a data request to a first server to obtain promotion information of the item to be settled.
Step S202, based on the promotion information, whether corresponding coupon information capable of being obtained exists is inquired from a second server.
And step S203, receiving the query result, judging whether corresponding coupon information capable of being taken exists, if so, performing step S204, otherwise, performing step S206.
In step S204, the second server is requested to receive the corresponding coupon information, and step S205 is performed.
And step S205, receiving and carrying out settlement processing according to the received coupon information, further returning the coupon information and the settlement processing result to the client, and exiting the process.
And step S206, settlement processing is carried out, the processing result is returned to the client, and the process is exited.
Fig. 3 is a schematic diagram of a main flow of a settlement processing method according to a third embodiment of the present invention, which may include:
step S301, receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to a first server to acquire promotion information of the article to be settled.
Wherein the promotion information includes whether the item to be settled allows the use of the coupon and the type of coupon that can be used.
And S302, inquiring the corresponding coupon information which can be received from the second server based on the promotion information, and matching the optimal coupon information which accords with a preset rule based on the corresponding coupon information which can be received.
And step S303, receiving the optimal coupon information to perform settlement processing, and then returning the coupon information and the settlement processing result to the client.
In summary, the invention can avoid the behavior that the user actively takes the coupon by the way of automatically taking the coupon when the user places an order. As long as the coupon exists, the receiving and using conditions can be met, the user can certainly enjoy the corresponding coupon, and the shopping experience is improved. Meanwhile, due to automatic matching and getting, a user does not need to get a large amount of information in advance, and resource waste is caused. In addition, the coupon is automatically received and issued to the user account in real time in the settlement link, and the receiving and issuing operation is automatically completed after the optimal scheme is calculated by the server according to the articles or the article combination to be purchased.
Fig. 4 is a schematic diagram of main blocks of a settlement processing apparatus according to a first embodiment of the present invention, and as shown in fig. 4, the settlement processing apparatus 400 includes a receiving module 401 and a settlement module 402. The receiving module 401 is configured to receive a client settlement request, acquire information of an item to be settled, and send a data request to the first server to acquire promotion information of the item to be settled. And inquiring the second server and obtaining corresponding coupon information which can be picked up based on the promotion information. The settlement module 402 is configured to perform settlement processing according to the received coupon information, and further return the coupon information and a settlement processing result to the client.
Preferably, the receiving module 401 sends a data request to the first server to obtain the promotion information of the item to be settled, including:
to send a request carrying information of the item to be settled to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
As another embodiment, the receiving module 401 is configured to query the second server for and obtain corresponding coupon information that can be retrieved, and includes:
and inquiring the corresponding coupon information which can be picked up from the second server, matching the optimal coupon information which accords with the preset rule based on the corresponding coupon information which can be picked up, and further receiving the optimal coupon information.
It should be further noted that, the receiving module 401, based on the promotion information, queries a second server for and obtains corresponding coupon information that can be retrieved, including:
and inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information. And receiving a query result, if the query result is present, requesting the second server to receive corresponding coupon information, and otherwise, performing settlement processing and returning a processing result to the client.
The settlement processing method and the settlement processing apparatus according to the present invention have a corresponding relationship in the details of implementation, and therefore, the description of the details will not be repeated.
Fig. 5 shows an exemplary system architecture 500 to which the settlement processing method or settlement processing apparatus of the embodiment of the present invention can be applied.
As shown in fig. 5, the system architecture 500 may include terminal devices 501, 502, 503, a network 504, and a server 505. The network 504 serves to provide a medium for communication links between the terminal devices 501, 502, 503 and the server 505. Network 504 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.
The user may use the terminal devices 501, 502, 503 to interact with a server 505 over a network 504 to receive or send messages or the like. The terminal devices 501, 502, 503 may have installed thereon various communication client applications, such as shopping-like applications, web browser applications, search-like applications, instant messaging tools, mailbox clients, social platform software, etc. (by way of example only).
The terminal devices 501, 502, 503 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.
The server 505 may be a server providing various services, such as a background management server (for example only) providing support for shopping websites browsed by users using the terminal devices 501, 502, 503. The backend management server may analyze and perform other processing on the received data such as the product information query request, and feed back a processing result (for example, target push information, product information — just an example) to the terminal device.
It should be noted that the settlement processing method provided by the embodiment of the present invention is generally executed by the server 505, and accordingly, the settlement processing apparatus is generally disposed in the server 505.
It should be understood that the number of terminal devices, networks, and servers in fig. 5 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.
Referring now to FIG. 6, a block diagram of a computer system 600 suitable for use with a terminal device implementing an embodiment of the invention is shown. The terminal device shown in fig. 6 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 6, the computer system 600 includes a Central Processing Unit (CPU)601 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM603, various programs and data necessary for the operation of the system 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted in the storage section 608 as necessary.
In particular, according to the embodiments of the present disclosure, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 601.
It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The modules described in the embodiments of the present invention may be implemented by software or hardware. The described modules may also be provided in a processor, which may be described as: a processor includes a receiving module and a settlement module. Wherein the names of the modules do not in some cases constitute a limitation of the module itself.
As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to comprise: receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to a first server to acquire promotion information of the article to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received; and carrying out settlement processing according to the received coupon information, and further returning the coupon information and a settlement processing result to the client.
According to the technical scheme of the embodiment of the invention, the problem of low settlement experience of the user can be solved.
The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (10)
1. A settlement processing method, comprising:
receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to a first server to acquire promotion information of the article to be settled;
based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received;
and carrying out settlement processing according to the received coupon information, and further returning the coupon information and a settlement processing result to the client.
2. The method of claim 1, wherein obtaining promotional information for the item to be settled by sending a data request to the first server comprises:
to send a request carrying information of the item to be settled to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
3. The method of claim 1, wherein querying a second server for and obtaining corresponding coupon information that can be retrieved comprises:
and inquiring the corresponding coupon information which can be picked up from the second server, matching the optimal coupon information which accords with the preset rule based on the corresponding coupon information which can be picked up, and further receiving the optimal coupon information.
4. The method of any of claims 1-3, wherein querying a second server for and obtaining corresponding coupon information that can be retrieved based on the promotional information comprises:
inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information;
and receiving a query result, if the query result is present, requesting the second server to receive corresponding coupon information, and otherwise, performing settlement processing and returning a processing result to the client.
5. A settlement processing apparatus characterized by comprising:
the receiving module is used for receiving a client settlement request, acquiring information of an article to be settled, and sending a data request to the first server to acquire promotion information of the article to be settled; based on the promotion information, inquiring a second server and obtaining corresponding coupon information which can be received;
and the settlement module is used for performing settlement processing according to the received coupon information and further returning the coupon information and the settlement processing result to the client.
6. The apparatus of claim 5, wherein the receiving module sends a data request to the first server for promotion information of the item to be settled, comprising:
to send a request carrying information of the item to be settled to the first server, so as to obtain whether the item to be settled allows the use of the coupon and the type of the coupon which can be used.
7. The apparatus of claim 5, wherein the receiving module is configured to query a second server for and obtain corresponding coupon information that can be retrieved, and comprises:
and inquiring the corresponding coupon information which can be picked up from the second server, matching the optimal coupon information which accords with the preset rule based on the corresponding coupon information which can be picked up, and further receiving the optimal coupon information.
8. The apparatus of any of claims 5-7, wherein the receiving module queries a second server for and obtains corresponding coupon information that can be retrieved based on the promotional information, comprising:
inquiring whether corresponding coupon information capable of being picked up exists from a second server based on the promotion information;
and receiving a query result, if the query result is present, requesting the second server to receive corresponding coupon information, and otherwise, performing settlement processing and returning a processing result to the client.
9. An electronic device, comprising:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-4.
10. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-4.
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CN113947434A (en) * | 2021-10-21 | 2022-01-18 | 北京沃东天骏信息技术有限公司 | Business processing method and device for multi-business component combination scene |
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