CN112334937A - 一种退款方法、交易***、账户***及存储介质 - Google Patents

一种退款方法、交易***、账户***及存储介质 Download PDF

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Publication number
CN112334937A
CN112334937A CN201980018009.6A CN201980018009A CN112334937A CN 112334937 A CN112334937 A CN 112334937A CN 201980018009 A CN201980018009 A CN 201980018009A CN 112334937 A CN112334937 A CN 112334937A
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refund
account
order
transaction system
amount
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CN112334937B (zh
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刘贞平
柳彤
朱大卫
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Haifu Mobile Technology Hong Kong Ltd
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Haifu Mobile Technology Hong Kong Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本申请公开了一种退款方法、交易***、账户***、支付***及存储介质，该退款方法包括交易***接收第一账户向第二账户发起的退款订单；交易***向第二账户所在的账户***发起对应退款订单的退款金额冻结流水；交易***在成功冻结退款金额后，通过第三方支付***向第二账户发起对应退款订单的退款流程；交易***在成功完成退款流程后，通过账户***至少部分扣减冻结的退款金额。通过上述方式，本申请能够优化退款流程。

Description

PCT国内申请，说明书已公开。

Claims (14)

  1. PCT国内申请，权利要求书已公开。
CN201980018009.6A 2019-06-04 2019-06-04 一种退款方法、交易***、账户***及存储介质 Active CN112334937B (zh)

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PCT/CN2019/089976 WO2020243904A1 (zh) 2019-06-04 2019-06-04 一种退款方法、交易***、账户***及存储介质

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CN112334937A true CN112334937A (zh) 2021-02-05
CN112334937B CN112334937B (zh) 2024-05-24

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114155077A (zh) * 2021-12-07 2022-03-08 杭州菲助科技有限公司 一种可快速退款的app财务平台***和方法
CN116739719A (zh) * 2023-08-14 2023-09-12 南京大数据集团有限公司 一种交易平台的流程配置***

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004005564A (ja) * 1997-02-06 2004-01-08 Fujitsu Ltd 配達管理装置、取引管理装置、および、配達システム
WO2012148773A2 (en) * 2011-04-27 2012-11-01 Alibaba Group Holding Limited Online payment method and device
CN103186852A (zh) * 2011-12-31 2013-07-03 乐活在线（北京）网络技术有限公司 网络交易的支付方法、装置及***
CN105469297A (zh) * 2015-11-19 2016-04-06 中国建设银行股份有限公司 应用于电子商务***的资金处理方法及相关***
WO2016172938A1 (zh) * 2015-04-30 2016-11-03 深圳市银信网银科技有限公司 网络交易的退款方法及***
CA2993532A1 (en) * 2015-07-21 2017-01-26 10353744 Canada Ltd. Online funds management method, data interaction processing method, and device and system therefor
CN106372932A (zh) * 2015-07-21 2017-02-01 深圳市银信网银科技有限公司 线上资金管理方法、数据交互处理方法及其装置、***

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103827903A (zh) * 2013-03-18 2014-05-28 深圳市银信网银科技有限公司 一种利用网络支付的方法及***
CN108734457B (zh) * 2018-04-04 2023-11-07 首汽租赁有限责任公司 一种统一收银***下的退款方法

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004005564A (ja) * 1997-02-06 2004-01-08 Fujitsu Ltd 配達管理装置、取引管理装置、および、配達システム
WO2012148773A2 (en) * 2011-04-27 2012-11-01 Alibaba Group Holding Limited Online payment method and device
CN103186852A (zh) * 2011-12-31 2013-07-03 乐活在线（北京）网络技术有限公司 网络交易的支付方法、装置及***
WO2016172938A1 (zh) * 2015-04-30 2016-11-03 深圳市银信网银科技有限公司 网络交易的退款方法及***
CA2993532A1 (en) * 2015-07-21 2017-01-26 10353744 Canada Ltd. Online funds management method, data interaction processing method, and device and system therefor
CN106372932A (zh) * 2015-07-21 2017-02-01 深圳市银信网银科技有限公司 线上资金管理方法、数据交互处理方法及其装置、***
CN105469297A (zh) * 2015-11-19 2016-04-06 中国建设银行股份有限公司 应用于电子商务***的资金处理方法及相关***

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114155077A (zh) * 2021-12-07 2022-03-08 杭州菲助科技有限公司 一种可快速退款的app财务平台***和方法
CN116739719A (zh) * 2023-08-14 2023-09-12 南京大数据集团有限公司 一种交易平台的流程配置***
CN116739719B (zh) * 2023-08-14 2023-11-03 南京大数据集团有限公司 一种交易平台的流程配置***及方法

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CN112334937B (zh) 2024-05-24

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