CN111915423A - Bank on-line video recording system - Google Patents
Bank on-line video recording system Download PDFInfo
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- CN111915423A CN111915423A CN202010701732.9A CN202010701732A CN111915423A CN 111915423 A CN111915423 A CN 111915423A CN 202010701732 A CN202010701732 A CN 202010701732A CN 111915423 A CN111915423 A CN 111915423A
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Abstract
The invention relates to the technical field of video recording systems, and discloses an online video recording system for a bank, which comprises a data acquisition unit, a data processing unit, a system storage unit and a plurality of computers, wherein the data acquisition unit is in electric signal connection with the data processing unit, the OCR data processing unit is in electric signal connection with the system storage unit, and each computer is correspondingly connected with one data acquisition unit, one data processing unit and one system storage unit. The bank online video recording system can automatically complete the input of user certificate information and loan data, and can automatically analyze the data information of user loan, thereby reducing the manual workload of banks.
Description
Technical Field
The invention relates to the technical field of video recording systems, in particular to an online video recording system for a bank.
Background
The credit business is also called credit property or loan business, is the most important property business of the commercial bank, withdraws principal and interest through paying, deducts cost and obtains profit, so the credit is the main profit making means of the commercial bank. Because the loan is released from the control of the bank, the risk that the interest cannot be recovered on time is large, so a strict loan system is established for the credit on the basis of complying with the contract law and the general rules of loan, and the main contents are as follows: the method comprises the steps of establishing a loan relationship, applying for a loan, surveying before the loan, approving and issuing the loan, checking after the loan, withdrawing and extending the loan, and sanctioning the credit.
At present, due to the fact that the types of data of bank loan are various, many standardized pictures and image data are not automatically analyzed, and the cost consumed for manually inputting user certificate information is large, the traditional manual operation cannot be broken through. Therefore, the invention provides an online bank video recording system.
Disclosure of Invention
Technical problem to be solved
Aiming at the defects of the prior art, the invention provides an online video recording system for a bank, which can automatically complete the input of user certificate information and loan data, and can automatically analyze the data information of user loan, thereby reducing the manual work load of the bank, and solving the problems that the prior bank loan data has various types, a plurality of standardized pictures and image data are not automatically analyzed, and the cost for manually inputting the user certificate information is high, so that the traditional manual work cannot be broken through.
(II) technical scheme
In order to achieve the purpose, the invention provides the following technical scheme: the bank online video recording system comprises a data acquisition unit, a data processing unit, a system storage unit and a plurality of computers, wherein the data acquisition unit is in electric signal connection with the data processing unit, the OCR data processing unit is in electric signal connection with the system storage unit, and each computer is correspondingly connected with one of the data acquisition unit, one of the data processing unit and one of the system storage unit.
Preferably, the data acquisition unit comprises an image acquisition interface module, an image-digital conversion processor, a serial port control module, a serial port interface module, a network communication module, a power supply module and a system reset module, wherein the image acquisition interface module is used for acquiring and recording loan data into the system in an image form, and then the image-digital conversion processor can convert image information into digital codes and convert the digital codes into digital image information or transmit the digital image information to a next-stage data processing unit through the network communication module, the serial port control module and the serial port interface module.
Preferably, the image acquisition interface module adopts an OCR automatic recognition system, the image acquisition interface module performs OCR scanning on the target picture, then performs graying binarization, laplacian sharpening and symmetric mean filtering on the image, horizontally stretches and refines the picture, finally sets the picture to be in accordance with the standard input attribute, and further obtains the scanned target text.
Preferably, the data processing unit acquires the attribute information processed by the data acquisition unit, and classifies the attribute information so that the input data is automatically matched with the user information input in advance in the system, wherein the user information comprises user personal data information and user integrity data information.
Preferably, when the data processing unit processes the attribute information, the data processing unit judges and processes the attribute information, when the attribute information is matched with the personal information of the user, the system automatically defaults that the matching is successful and stores the information in the system storage unit, and when the attribute information is not matched with the personal information of the user, the system gives an error prompt and informs a worker that the matching is failed and the information is not input successfully.
Preferably, the user integrity data information in the user information is connected with a public security organization system and adopts a real-time updating state.
Preferably, the system storage unit is a basic unit, one storage unit can usually store one code byte, and the system storage unit is used for storing the code byte processed by the data acquisition unit and the data processing unit.
Preferably, the image acquisition interface module supports the analysis of multiple types of certificates by adopting an OCR automatic recognition system.
(III) advantageous effects
Compared with the prior art, the invention provides an online video recording system for a bank, which has the following beneficial effects:
the bank online video recording system comprises a data acquisition unit, a data processing unit and a system memory unit, wherein an image acquisition interface module is used for acquiring and recording loan data in the system in the form of an image, an image-digital conversion processor can convert the information of the image into a digital code and convert the digital code into digital image information or transmit the digital image information to a next-stage data processing unit by a network communication module, a serial port control module and a serial port interface module, the image acquisition interface module can perform OCR scanning on a target picture, perform graying binarization, laplacian sharpening and symmetric mean filtering on the image, horizontally stretch and refine the picture, finally set the picture to be in accordance with the standard input attribute, further acquire a scanned target text, and the data processing unit acquires the attribute information processed by the data acquisition unit and performs classification processing on the attribute information, the method comprises the steps that input data are automatically matched with user information input in advance in a system, the user information comprises user personal data information and user integrity data information, the data processing unit can be used for judging and processing the attribute information when processing the attribute information, when the attribute information is matched with the user personal information, the system automatically defaults to be successfully matched and stores the information in a system storage unit, when the attribute information is not matched with the user personal information, the system can give an error prompt and inform workers of the failure in matching and the failure in information input, the input of user certificate information and loan data can be automatically completed in the process, meanwhile, the information of user loan can be automatically analyzed, and the manual work amount of banks is reduced.
Drawings
Fig. 1 is a block diagram of an online recording system for banks according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, the on-line video recording system of the bank includes a data acquisition unit, a data processing unit, a system storage unit and a plurality of computers, the on-line video recording system data acquisition unit of the bank is electrically connected with the data processing unit, the on-line video recording system OCR data processing unit of the bank is electrically connected with the system storage unit, and each on-line video recording system computer of the bank is correspondingly connected with one on-line video recording system data acquisition unit of the bank, one on-line video recording system data processing unit of the bank and one on-line video recording system storage unit of the bank.
In the embodiment of the invention, the data acquisition unit comprises an image acquisition interface module, an image-digital conversion processor, a serial port control module, a serial port interface module, a network communication module, a power supply module and a system reset module, wherein the image acquisition interface module of the bank online video recording system is used for acquiring and recording loan data into the system in an image form, and then the image-digital conversion processor can convert the information of the image into a digital code and convert the digital code into digital image information or transmit the digital image information to a next-level data processing unit by the network communication module, the serial port control module and the serial port interface module.
In the embodiment of the invention, an OCR automatic recognition system is adopted by an image acquisition interface module, the image acquisition interface module of the bank online video recording system can perform OCR scanning on a target picture, then graying binarization, laplacian sharpening and symmetric mean filtering are performed on the image, the picture is horizontally stretched and thinned, and finally the picture is set to be in accordance with the attribute recorded by the standard, so that the scanned target text is obtained.
In the embodiment of the invention, the data processing unit acquires the attribute information processed by the data acquisition unit and classifies the attribute information so that the input data is automatically matched with the user information input in the system in advance, and the user information of the online video recording system of the bank comprises user personal data information and user integrity data information.
In the embodiment of the invention, when the data processing unit processes the attribute information, the data processing unit judges and processes the attribute information, when the attribute information is matched with the personal information of the user, the system automatically defaults to be successfully matched and stores the information in the system storage unit, and when the attribute information is not matched with the personal information of the user, the system gives an error prompt and informs a worker that the matching is failed and the information is not input successfully.
In the embodiment of the invention, the user integrity data information in the user information is connected with the public security organ system and adopts a real-time updating state.
In the embodiment of the invention, the system storage unit takes a storage unit as a basic unit, one storage unit can usually store one code byte, and the bank online video recording system storage unit is used for storing the code byte processed by the data acquisition unit and the data processing unit.
In an embodiment of the invention, the image capture interface module supports the resolution of multiple types of certificates using an OCR automatic recognition system.
In conclusion, when the bank online video recording system is used, the image acquisition interface module is used for acquiring and recording loan data into the system in the form of an image through the data acquisition unit, the data processing unit and the system memory list, then the image-digital conversion processor can convert the information of the image into digital codes and convert the digital codes into digital image information or transmit the digital image information to a next-level data processing unit through the network communication module, the serial port control module and the serial port interface module, the image acquisition interface module can perform OCR scanning on a target picture, then perform gray level binarization, Laplace sharpening and symmetric mean filtering on the image, horizontally stretch and refine the picture, finally set the picture to be in accordance with the standard recording attribute, further acquire a scanned target text, and the data processing unit acquires the attribute information processed by the data acquisition unit, and classifying the attribute information to automatically match the input data with the user information input in the system, wherein the user information of the bank online video recording system comprises user personal data information and user integrity data information, and the data processing unit of the bank online video recording system judges and processes the attribute information when processing the attribute information, when the attribute information is matched with the personal information of the user, the system automatically defaults to the successful matching and stores the information in a system storage unit, when the attribute information is not matched with the personal information of the user, the system gives an error prompt and informs workers that the matching is failed and the information is not successfully recorded, the process can automatically complete the input of the user certificate information and the loan data, and can automatically analyze the data information of the user loan, thereby reducing the manual workload of banks.
It is to be noted that the term "comprises," "comprising," or any other variation thereof is intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of additional like elements in a process, method, article, or apparatus that comprises an element of an online banking system.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.
Claims (8)
1. The online video recording system of bank, including data acquisition unit, data processing unit, system memory cell and a plurality of computers, its characterized in that: the data acquisition unit is in electric signal connection with the data processing unit, the OCR data processing unit is in electric signal connection with the system storage unit, and each computer is correspondingly connected with one data acquisition unit, one data processing unit and one system storage unit.
2. The bank online recording system according to claim 1, wherein: the data acquisition unit comprises an image acquisition interface module, an image-digital conversion processor, a serial port control module, a serial port interface module, a network communication module, a power supply module and a system reset module, wherein the image acquisition interface module is used for acquiring and recording loan data into the system in an image form, and then the image-digital conversion processor can convert image information into digital codes and convert the digital codes into digital image information or transmit the digital image information to a next-stage data processing unit by the network communication module, the serial port control module and the serial port interface module.
3. The bank online recording system according to claim 2, wherein: the image acquisition interface module adopts an OCR automatic recognition system, the image acquisition interface module can carry out OCR scanning on a target picture, then carry out graying binarization, laplacian sharpening and symmetrical mean filtering on the image, horizontally stretch the picture, refine the picture, finally set the picture to be in accordance with the attribute recorded by the standard, and further acquire a target text obtained by scanning.
4. The bank online recording system according to claim 1, wherein: the data processing unit acquires the attribute information processed by the data acquisition unit and classifies the attribute information so that the input data is automatically matched with the user information input in advance in the system, wherein the user information comprises user personal data information and user integrity data information.
5. The bank online recording system according to claim 4, wherein: when the data processing unit processes the attribute information, the data processing unit judges and processes the attribute information, when the attribute information is matched with the personal information of the user, the system automatically defaults to be successfully matched and stores the information in the system storage unit, and when the attribute information is not matched with the personal information of the user, the system gives an error prompt and informs a worker that the matching is failed and the information is not input successfully.
6. The bank online recording system according to claim 4, wherein: and the user integrity data information in the user information is connected with a public security organ system and adopts a real-time updating state.
7. The bank online recording system according to claim 1, wherein: the system storage unit is a basic unit, one storage unit can usually store one code byte, and the system storage unit is used for storing the code bytes processed by the data acquisition unit and the data processing unit.
8. The bank online recording system according to claim 3, wherein: the image acquisition interface module adopts an OCR automatic recognition system to support the analysis of various types of certificates.
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CN202010701732.9A CN111915423A (en) | 2020-07-18 | 2020-07-18 | Bank on-line video recording system |
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CN202010701732.9A CN111915423A (en) | 2020-07-18 | 2020-07-18 | Bank on-line video recording system |
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Citations (5)
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CN103345703A (en) * | 2013-06-17 | 2013-10-09 | 上海方付通商务服务有限公司 | Banking transaction authentication method and system based on image authentication |
US20150269671A1 (en) * | 2012-10-09 | 2015-09-24 | CommunityLend Holding Inc. | System and Method for Processing Loan Applications |
CN108805697A (en) * | 2018-06-12 | 2018-11-13 | 平安科技(深圳)有限公司 | Loan transaction processing method, device, computer equipment and readable storage medium storing program for executing |
CN109410026A (en) * | 2018-02-09 | 2019-03-01 | 深圳壹账通智能科技有限公司 | Identity identifying method, device, equipment and storage medium based on recognition of face |
CN109785113A (en) * | 2018-12-15 | 2019-05-21 | 深圳壹账通智能科技有限公司 | The measures and procedures for the examination and approval, system, equipment and storage medium before loan based on information security |
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Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
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US20150269671A1 (en) * | 2012-10-09 | 2015-09-24 | CommunityLend Holding Inc. | System and Method for Processing Loan Applications |
CN103345703A (en) * | 2013-06-17 | 2013-10-09 | 上海方付通商务服务有限公司 | Banking transaction authentication method and system based on image authentication |
CN109410026A (en) * | 2018-02-09 | 2019-03-01 | 深圳壹账通智能科技有限公司 | Identity identifying method, device, equipment and storage medium based on recognition of face |
CN108805697A (en) * | 2018-06-12 | 2018-11-13 | 平安科技(深圳)有限公司 | Loan transaction processing method, device, computer equipment and readable storage medium storing program for executing |
CN109785113A (en) * | 2018-12-15 | 2019-05-21 | 深圳壹账通智能科技有限公司 | The measures and procedures for the examination and approval, system, equipment and storage medium before loan based on information security |
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Application publication date: 20201110 |