CN111859889A - Guarantee industry contract signing system and method based on electronic signature - Google Patents
Guarantee industry contract signing system and method based on electronic signature Download PDFInfo
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- CN111859889A CN111859889A CN202010714818.5A CN202010714818A CN111859889A CN 111859889 A CN111859889 A CN 111859889A CN 202010714818 A CN202010714818 A CN 202010714818A CN 111859889 A CN111859889 A CN 111859889A
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Abstract
The invention particularly relates to a guarantee industry contract signing system and method based on electronic signature. The guarantee industry contract signing system based on electronic signature is configured with a data source, an online editing template, an electronic contract pre-signing module, an electronic signature certification authority signature interface and a banking business docking interface; the data source is connected to a database of the existing service system of the guarantee organization, and the guarantee service data is read; the electronic contract pre-signing module is used for automatically generating an electronic contract initial draft, previewing and correcting contract contents through a visualization technology, and avoiding errors caused by manually filling service data. The guarantee industry contract signing system and method based on electronic signature promotes the implementation of paperless office work, reduces the working intensity of staff of a guarantee organization, reduces the complexity of system use and the error rate of manual input, improves the working efficiency and reduces the time cost for signing the contract.
Description
Technical Field
The invention relates to the technical field of electronic signature application, in particular to a guarantee industry contract signing system and method based on electronic signature.
Background
When internet finance wave rises in the present generation, trading behaviors are gradually transferred from online to online, and the traditional surface sign contract cannot meet the requirements of online trading between a guarantee institution and a bank. With the legal status of electronic signatures being determined, reliable electronic signatures have the same legal effectiveness as handwritten signatures or stamps, and the application of paperless contracts and electronic signatures is also on schedule.
The electronic signature authenticated by the authoritative electronic signature authentication mechanism can help the electronic contract to be solidified, the solidified electronic contract can be protected by technical means, and a guarantee mechanism, a bank and the like cannot tamper or steal the electronic contract, so that the risk event of the electronic contract is solved, and the authenticity and effectiveness of the contract can be guaranteed. When any party of the electronic contract signers breaks away, other interest parties can maintain the right of the electronic contract as the legal basis, and the legal safety guarantee of the transaction is greatly enhanced.
Currently, in the application of electronic signature, a guarantee agency makes a corresponding electronic contract template for various guarantee types. When an electronic contract is required to be signed, the relevant data of the guarantee project is inquired manually from the own service system of the guarantee organization, and is filled in the electronic contract template in a manual input mode, and then the signing operation is carried out through a portal provided by an electronic signing certification organization.
The invention provides a guarantee industry contract signing system and method based on electronic signature, aiming at the defects that the manual operation efficiency of an electronic signature is low, the reliability is easily damaged and the like.
Disclosure of Invention
In order to make up for the defects of the prior art, the invention provides a simple and efficient guarantee industry contract signing system and method based on electronic signature.
The invention is realized by the following technical scheme:
a guarantee industry contract signing system based on electronic signature is characterized in that: the system is provided with a data source, an online editing template, an electronic contract pre-signing module, an electronic signature certification authority signature interface and a banking business docking interface;
the data source is connected to a database of the existing service system of the guarantee organization, and the guarantee service data is read;
the online editing template is used for online editing and maintaining a service template and configuring data items used by the template in a visual mode;
the electronic signature certification authority signature interface is used for realizing one-key signature;
aiming at the contract signing flow of the guarantee industry, the banking business docking interface is used for realizing the online closed-loop signing of the electronic contract;
the electronic contract pre-signing module is used for automatically generating an electronic contract initial draft, previewing and correcting contract contents through a visualization technology, and avoiding errors caused by manually filling service data.
The electronic contract pre-signing module automatically generates an electronic contract primary draft by inputting the unique identification number of the guarantee item.
The guarantee industry contract signing method based on electronic signature comprises the following steps:
firstly, a guarantee agency worker selects a corresponding electronic contract template;
secondly, inputting a unique identification number of a guarantee item of the electronic contract to be generated, and calling a data source to inquire business data by the system according to the unique identification number;
thirdly, combining the service data with the electronic contract template, and checking by service personnel;
fourthly, after the electronic contract is checked to be correct, a signature interface of an electronic signature certification authority is called, and an electronic signature is added to the electronic contract;
and fifthly, calling a banking service docking interface, and sending the electronic contract to a bank or storing the electronic contract in a local computer.
And in the third step, according to the unique identification number of the guarantee item in the business system, the system converts the business data item configured in the electronic contract template into a database query statement for execution, replaces the queried business data into the electronic contract template according to the placeholder configured in the template, and presents the business data to business personnel through a visualization tool.
In the third step, the business personnel manually checks the contract content, if the business personnel checks that the entry of the unique item identification number is wrong, which causes the combined electronic contract to be wrong, the correct unique item identification number is re-entered, and the business data is re-combined with the electronic contract template.
The guarantee industry contract signing method based on the electronic signature comprises the following steps of editing a template on line and maintaining the template:
firstly, a guarantee agency worker compiles electronic contract content;
secondly, selecting a used service field according to the content of the electronic contract;
and thirdly, submitting template audit, auditing the content of the contract template by contract managers, storing the template in a file system for later use if the audit is passed, and returning the template to workers for modification if the audit is not passed.
In the first step, when the guarantee agency staff edits the electronic contract template, the guarantee agency staff accesses the service system database through the configured data source, inquires each service table structure, and translates the service table structure into a Chinese service data name through field mapping.
In the second step, contract management personnel edit contract contents through a visual editing tool and select service data required in the contract.
The invention has the beneficial effects that: the guarantee industry contract signing system and method based on electronic signature promotes the implementation of paperless office work, reduces the working intensity of staff of a guarantee organization, reduces the complexity of system use and the error rate of manual input, improves the working efficiency and reduces the time cost for signing the contract.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
FIG. 1 is a schematic diagram of the maintenance process of the electronic contract template according to the present invention.
FIG. 2 is a schematic diagram of the method for signing a guarantee industry contract based on electronic signature.
Detailed Description
In order to make those skilled in the art better understand the technical solution of the present invention, the technical solution in the embodiment of the present invention will be clearly and completely described below with reference to the embodiment of the present invention. It is to be understood that the described embodiments are merely exemplary of the invention, and not restrictive of the full scope of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The guarantee industry contract signing system based on electronic signature is configured with a data source, an online editing template, an electronic contract pre-signing module, an electronic signature certification authority signature interface and a banking business docking interface;
the data source is connected to a database of the existing service system of the guarantee organization, and the guarantee service data is read;
the online editing template is used for online editing and maintaining a service template and configuring data items used by the template in a visual mode;
the electronic signature certification authority signature interface is used for realizing one-key signature;
aiming at the contract signing flow of the guarantee industry, the banking business docking interface is used for realizing the online closed-loop signing of the electronic contract;
the electronic contract pre-signing module is used for automatically generating an electronic contract initial draft, previewing and correcting contract contents through a visualization technology, and avoiding errors caused by manually filling service data.
The electronic contract pre-signing module automatically generates an electronic contract primary draft by inputting the unique identification number of the guarantee item.
The guarantee industry contract signing method based on electronic signature comprises the following steps:
firstly, a guarantee agency worker selects a corresponding electronic contract template;
secondly, inputting a unique identification number of a guarantee item of the electronic contract to be generated, and calling a data source to inquire business data by the system according to the unique identification number;
thirdly, combining the service data with the electronic contract template, and checking by service personnel;
fourthly, after the electronic contract is checked to be correct, a signature interface of an electronic signature certification authority is called, and an electronic signature is added to the electronic contract;
and fifthly, calling a banking service docking interface, and sending the electronic contract to a bank or storing the electronic contract in a local computer.
When a vouching project enters a contract-making session, the guaranty institution staff selects the guaranty contract template that has been generated. And in the third step, according to the unique identification number of the guarantee item in the business system, the system converts the business data item configured in the electronic contract template into a database query statement for execution, replaces the queried business data into the electronic contract template according to the placeholder configured in the template, and presents the business data to business personnel through a visualization tool.
In the third step, the business personnel manually checks the contract content, if the business personnel checks that the entry of the unique item identification number is wrong, which causes the combined electronic contract to be wrong, the correct unique item identification number is re-entered, and the business data is re-combined with the electronic contract template.
The guarantee industry contract signing method based on the electronic signature comprises the following steps of editing a template on line and maintaining the template:
firstly, a guarantee agency worker compiles electronic contract content;
secondly, selecting a used service field according to the content of the electronic contract;
and thirdly, submitting template audit, auditing the content of the contract template by contract managers, storing the template in a file system for later use if the audit is passed, and returning the template to workers for modification if the audit is not passed.
In the first step, when the guarantee agency staff edits the electronic contract template, the guarantee agency staff accesses the service system database through the configured data source, inquires each service table structure, and translates the service table structure into a Chinese service data name through field mapping.
In the second step, contract management personnel edit contract contents through a visual editing tool and select service data required in the contract.
Compared with the prior art, the guarantee industry contract signing method based on electronic signature has the following characteristics:
the application of the electronic signature in the guarantee industry promotes the implementation of paperless office work and reduces the working intensity of staff of a guarantee mechanism;
secondly, the system automatically combines the service data required by generating the electronic contract with the template, thereby greatly reducing the error rate of manual input;
thirdly, an electronic signature interface of the certification authority is integrated and automatically called, so that the complexity of system use is reduced, and the electronic contract signing flow is simplified;
and fourthly, the related business interfaces of the bank are integrated, so that the offline time between the security agency personnel and the bank is reduced, the working efficiency is improved, and the cost is reduced.
The above-described embodiment is only one specific embodiment of the present invention, and general changes and substitutions by those skilled in the art within the technical scope of the present invention are included in the protection scope of the present invention.
Claims (8)
1. A guarantee industry contract signing system based on electronic signature is characterized in that: the system is provided with a data source, an online editing template, an electronic contract pre-signing module, an electronic signature certification authority signature interface and a banking business docking interface;
the data source is connected to a database of the existing service system of the guarantee organization, and the guarantee service data is read;
the online editing template is used for online editing and maintaining a service template and configuring data items used by the template in a visual mode;
the electronic signature certification authority signature interface is used for realizing one-key signature;
aiming at the contract signing flow of the guarantee industry, the banking business docking interface is used for realizing the online closed-loop signing of the electronic contract;
the electronic contract pre-signing module is used for automatically generating an electronic contract initial draft, previewing and correcting contract contents through a visualization technology, and avoiding errors caused by manually filling service data.
2. The electronic signature-based guaranty industry contract signing system of claim 1, wherein: the electronic contract pre-signing module automatically generates an electronic contract primary draft by inputting the unique identification number of the guarantee item.
3. A guarantee industry contract signing method based on electronic signature is characterized by comprising the following steps:
firstly, a guarantee agency worker selects a corresponding electronic contract template;
secondly, inputting a unique identification number of a guarantee item of the electronic contract to be generated, and calling a data source to inquire business data by the system according to the unique identification number;
thirdly, combining the service data with the electronic contract template, and checking by service personnel;
fourthly, after the electronic contract is checked to be correct, a signature interface of an electronic signature certification authority is called, and an electronic signature is added to the electronic contract;
and fifthly, calling a banking service docking interface, and sending the electronic contract to a bank or storing the electronic contract in a local computer.
4. The method of claim 3, wherein the method comprises: and in the third step, according to the unique identification number of the guarantee item in the business system, the system converts the business data item configured in the electronic contract template into a database query statement for execution, replaces the queried business data into the electronic contract template according to the placeholder configured in the template, and presents the business data to business personnel through a visualization tool.
5. The electronic signature-based guaranty industry contract signing method of claim 3, wherein: in the third step, the business personnel manually checks the contract content, if the business personnel checks that the entry of the unique item identification number is wrong, which causes the combined electronic contract to be wrong, the correct unique item identification number is re-entered, and the business data is re-combined with the electronic contract template.
6. The method of claim 3, wherein the method comprises: the online editing template maintenance process is as follows:
firstly, a guarantee agency worker compiles electronic contract content;
secondly, selecting a used service field according to the content of the electronic contract;
and thirdly, submitting template audit, auditing the content of the contract template by contract managers, storing the template in a file system for later use if the audit is passed, and returning the template to workers for modification if the audit is not passed.
7. The method of claim 6, wherein the method comprises: in the first step, when the guarantee agency staff edits the electronic contract template, the guarantee agency staff accesses the service system database through the configured data source, inquires each service table structure, and translates the service table structure into a Chinese service data name through field mapping.
8. The method of claim 6, wherein the method comprises: in the second step, contract management personnel edit contract contents through a visual editing tool and select service data required in the contract.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010714818.5A CN111859889A (en) | 2020-07-23 | 2020-07-23 | Guarantee industry contract signing system and method based on electronic signature |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010714818.5A CN111859889A (en) | 2020-07-23 | 2020-07-23 | Guarantee industry contract signing system and method based on electronic signature |
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| CN202010714818.5A Pending CN111859889A (en) | 2020-07-23 | 2020-07-23 | Guarantee industry contract signing system and method based on electronic signature |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112419042A (en) * | 2020-11-17 | 2021-02-26 | 黑龙江省鑫正融资担保集团有限公司 | Special guarantee business management system based on loan-meeting and guarantee-immediate mode |
| CN113780995A (en) * | 2021-09-10 | 2021-12-10 | 百融至信(北京)征信有限公司 | Contract flow automation method and system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102903056A (en) * | 2011-07-27 | 2013-01-30 | 刘金衢 | Method and system for debit and credit guarantee based on e-commerce platform |
| CN109003210A (en) * | 2018-07-18 | 2018-12-14 | 杭州鑫合汇互联网金融服务有限公司 | A kind of Electronic Seal System and method |
| CN109104444A (en) * | 2018-10-30 | 2018-12-28 | 四川长虹电器股份有限公司 | A kind of electronic signature method based on block chain |
| CN110674523A (en) * | 2019-09-30 | 2020-01-10 | 民生科技有限责任公司 | Method for confirming electronic contract signer by combining digital signature with handwritten signature |
-
2020
- 2020-07-23 CN CN202010714818.5A patent/CN111859889A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102903056A (en) * | 2011-07-27 | 2013-01-30 | 刘金衢 | Method and system for debit and credit guarantee based on e-commerce platform |
| CN109003210A (en) * | 2018-07-18 | 2018-12-14 | 杭州鑫合汇互联网金融服务有限公司 | A kind of Electronic Seal System and method |
| CN109104444A (en) * | 2018-10-30 | 2018-12-28 | 四川长虹电器股份有限公司 | A kind of electronic signature method based on block chain |
| CN110674523A (en) * | 2019-09-30 | 2020-01-10 | 民生科技有限责任公司 | Method for confirming electronic contract signer by combining digital signature with handwritten signature |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112419042A (en) * | 2020-11-17 | 2021-02-26 | 黑龙江省鑫正融资担保集团有限公司 | Special guarantee business management system based on loan-meeting and guarantee-immediate mode |
| CN113780995A (en) * | 2021-09-10 | 2021-12-10 | 百融至信(北京)征信有限公司 | Contract flow automation method and system |
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